Summit Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Sacramento, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 31,340 |
| Total Mortgage Loan Application Amount | $10,344,960,000 |
| Average Mortgage Loan Application Amount | $310,400 |
| Highest Mortgage Loan Application Amount | $4,205,000 |
| Average Applicant Income | $126,400 |
| Highest Applicant Income | $2,809,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Garfield County Colorado | 1 | $ 495,000 | $ 495,000 | $ 195,000 |
| La Plata County Colorado | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Park County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 15,000 |
| Flagler County Florida | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Polk County Florida | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Sumter County Florida | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Barrow County Georgia | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Bleckley County Georgia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Bryan County Georgia | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Butts County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Carroll County Georgia | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Dade County Georgia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Gordon County Georgia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Hall County Georgia | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Jones County Georgia | 1 | $ 475,000 | $ 475,000 | $ 177,000 |
| Pike County Georgia | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Rockdale County Georgia | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Troup County Georgia | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Walton County Georgia | 1 | $ 395,000 | $ 395,000 | $ 70,000 |
| Maui County Hawaii | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Boundary County Idaho | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Butte County Idaho | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Camas County Idaho | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| Cassia County Idaho | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Franklin County Idaho | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Lemhi County Idaho | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Lincoln County Idaho | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Oneida County Idaho | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Coles County Illinois | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Jo Daviess County Illinois | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Madison County Illinois | 1 | $ 135,000 | $ 135,000 | $ 424,000 |
| Sangamon County Illinois | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Whiteside County Illinois | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Floyd County Indiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Franklin County Indiana | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Noble County Indiana | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Ripley County Indiana | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Union County Indiana | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Adair County Iowa | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Clarke County Iowa | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Dickinson County Iowa | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Dubuque County Iowa | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Madison County Iowa | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Mills County Iowa | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Allen County Kansas | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Butler County Kansas | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Rawlins County Kansas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Riley County Kansas | 1 | $ 385,000 | $ 385,000 | $ 244,000 |
| Shawnee County Kansas | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Christian County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Franklin County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Mercer County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Taylor County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Lafourche County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Pointe Coupee County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| St. Landry County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| Washington County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Allegan County Michigan | 1 | $ 495,000 | $ 495,000 | $ 204,000 |
| Benzie County Michigan | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Charlevoix County Michigan | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Chippewa County Michigan | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Clare County Michigan | 1 | $ 55,000 | $ 55,000 | $ 229,000 |
| Clinton County Michigan | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Crawford County Michigan | 1 | $ 245,000 | $ 245,000 | $ 204,000 |
| Eaton County Michigan | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Grand Traverse County Michigan | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Hillsdale County Michigan | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Ingham County Michigan | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Isabella County Michigan | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Kalkaska County Michigan | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Kent County Michigan | 1 | $ 315,000 | $ 315,000 | $ 197,000 |
| Mason County Michigan | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Muskegon County Michigan | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Ottawa County Michigan | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Presque Isle County Michigan | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Roscommon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Wexford County Michigan | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Olmsted County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Hancock County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Lamar County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Pearl River County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Cedar County Missouri | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Greene County Missouri | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Jefferson County Missouri | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Polk County Missouri | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Pulaski County Missouri | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Ray County Missouri | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Stone County Missouri | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Taney County Missouri | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Beaverhead County Montana | 1 | $ 315,000 | $ 315,000 | $ 59,000 |
| Broadwater County Montana | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Lake County Montana | 1 | $ 445,000 | $ 445,000 | $ 72,000 |
| Missoula County Montana | 1 | $ 445,000 | $ 445,000 | $ 81,000 |
| Yellowstone County Montana | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eureka County Nevada | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Sandoval County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Taos County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Caldwell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Craven County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Dare County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 264,000 |
| Durham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Forsyth County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Granville County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Harnett County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Johnston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Montgomery County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Surry County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Transylvania County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Vance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 247,000 |
| Yadkin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Carter County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Logan County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 700,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Osage County Oklahoma | 1 | $ 535,000 | $ 535,000 | $ 294,000 |
| Wagoner County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Washington County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Grant County Oregon | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Morrow County Oregon | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Wallowa County Oregon | 1 | $ 215,000 | $ 215,000 | $ 34,000 |
| Aiken County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 542,000 |
| Cherokee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Marlboro County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Newberry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Orangeburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Williamsburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Minnehaha County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Pennington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Turner County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Benton County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Campbell County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Chester County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Greene County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Grundy County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Henry County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Hickman County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Jefferson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Lincoln County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Polk County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Rhea County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Smith County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Van Buren County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Austin County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bowie County Texas | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Caldwell County Texas | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Cass County Texas | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Cooke County Texas | 1 | $ 545,000 | $ 545,000 | $ 212,000 |
| Franklin County Texas | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Freestone County Texas | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Gonzales County Texas | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Grimes County Texas | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Karnes County Texas | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Kendall County Texas | 1 | $ 295,000 | $ 295,000 | $ 253,000 |
| Kerr County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Leon County Texas | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Liberty County Texas | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| Limestone County Texas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Llano County Texas | 1 | $ 485,000 | $ 485,000 | $ 563,000 |
| Madison County Texas | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Midland County Texas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Nacogdoches County Texas | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Robertson County Texas | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| San Jacinto County Texas | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Titus County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Upshur County Texas | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Val Verde County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Walker County Texas | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Ward County Texas | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Washington County Texas | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wilson County Texas | 1 | $ 545,000 | $ 545,000 | $ 275,000 |
| Wise County Texas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Davis County Utah | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Tooele County Utah | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Alexandria County Virginia | 1 | $ 335,000 | $ 335,000 | $ 207,000 |
| Bristol County Virginia | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Charlottesville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Chesapeake County Virginia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Newport News County Virginia | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Norfolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Prince William County Virginia | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Washington County Virginia | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Chelan County Washington | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| San Juan County Washington | 1 | $ 775,000 | $ 775,000 | $ 280,000 |
| Skamania County Washington | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Cabell County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Kenosha County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| Lincoln County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Oconto County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Racine County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 176,000 |
| Walworth County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Sublette County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Teton County Wyoming | 1 | $ 435,000 | $ 435,000 | $ 82,000 |
| Uinta County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Weston County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,378 | $6,104,890,000 | $332,000 | $4,205,000 | $111,000 | $2,809,000 |
| Refinancing | 7,894 | $2,622,740,000 | $332,000 | $2,275,000 | $129,000 | $1,830,000 |
| Cash-out Refinancing | 4,814 | $1,542,060,000 | $320,000 | $2,005,000 | $107,000 | $2,637,000 |
| Other Purpose | 243 | $72,285,000 | $297,000 | $1,505,000 | $144,000 | $1,176,000 |
| Home Improvement | 11 | $2,985,000 | $271,000 | $405,000 | $141,000 | $326,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,883 | $6,342,275,000 | $335,000 | $4,205,000 | $120,000 | $2,809,000 |
| Hispanic | 5,169 | $1,514,495,000 | $292,000 | $1,705,000 | $94,000 | $2,637,000 |
| Not Provided | 3,452 | $1,215,870,000 | $352,000 | $2,505,000 | $121,000 | $1,516,000 |
| Black or African American | 1,946 | $487,120,000 | $250,000 | $1,495,000 | $87,000 | $1,207,000 |
| Asian | 1,426 | $611,540,000 | $428,000 | $2,805,000 | $142,000 | $1,659,000 |
| American Indian or Alaskan Native | 194 | $61,060,000 | $314,000 | $835,000 | $98,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 81 | $28,205,000 | $348,000 | $1,225,000 | $111,000 | $491,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,647 | $8,284,795,000 | $336,000 | $4,205,000 | $124,000 | $2,809,000 |
| FHA-insured (Federal Housing Administration) | 4,650 | $1,291,850,000 | $277,000 | $835,000 | $76,000 | $1,281,000 |
| VA-guaranteed (Veterans Administration) | 1,748 | $699,750,000 | $400,000 | $2,365,000 | $95,000 | $527,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 295 | $68,565,000 | $232,000 | $505,000 | $61,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,647 | $7,804,025,000 | $330,000 | $4,205,000 | $114,000 | $2,809,000 |
| Application Withdrawn By Applicant | 6,166 | $2,014,820,000 | $326,000 | $2,505,000 | $121,000 | $2,795,000 |
| Application Denied By Financial Institution | 1,267 | $442,415,000 | $349,000 | $2,505,000 | $106,000 | $974,000 |
| Application Approved But Not Accepted | 228 | $74,330,000 | $326,000 | $975,000 | $111,000 | $572,000 |
| File Closed For Incompleteness | 25 | $7,265,000 | $290,000 | $515,000 | $104,000 | $466,000 |
| Loan Purchased By The Institution | 7 | $2,105,000 | $300,000 | $665,000 | $155,000 | $546,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,073 | $9,902,545,000 | $329,000 | $4,205,000 | $115,000 | $2,809,000 |
| Collateral | 538 | $185,430,000 | $344,000 | $2,505,000 | $117,000 | $974,000 |
| Debt-To-Income Ratio | 354 | $130,470,000 | $368,000 | $1,645,000 | $84,000 | $483,000 |
| Credit History | 149 | $45,425,000 | $304,000 | $1,305,000 | $107,000 | $498,000 |
| Unverifiable Information | 73 | $29,715,000 | $407,000 | $2,245,000 | $121,000 | $725,000 |
| Other | 58 | $15,890,000 | $273,000 | $945,000 | $105,000 | $472,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 38 | $14,370,000 | $378,000 | $1,475,000 | $132,000 | $499,000 |
| Credit Application Incomplete | 35 | $13,155,000 | $375,000 | $925,000 | $101,000 | $291,000 |
| Employment History | 22 | $7,960,000 | $361,000 | $975,000 | $85,000 | $261,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.