Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Summit Funding, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,075 |
| Total Mortgage Loan Application Amount | $1,560,214,000 |
| Average Mortgage Loan Application Amount | $270,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $1,995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,091 | $ 219,070,000 | $ 200,000 | $ 76,000 |
| Washoe County Nevada | 415 | $ 66,727,000 | $ 160,000 | $ 66,000 |
| Lane County Oregon | 413 | $ 77,334,000 | $ 187,000 | $ 72,000 |
| San Joaquin County California | 399 | $ 70,444,000 | $ 176,000 | $ 70,000 |
| Placer County California | 350 | $ 97,501,000 | $ 278,000 | $ 101,000 |
| Contra Costa County California | 349 | $ 102,792,000 | $ 294,000 | $ 99,000 |
| Oakland County Michigan | 315 | $ 54,754,000 | $ 173,000 | $ 86,000 |
| Clark County Nevada | 309 | $ 48,242,000 | $ 156,000 | $ 87,000 |
| Monterey County California | 284 | $ 89,882,000 | $ 316,000 | $ 114,000 |
| Santa Barbara County California | 279 | $ 106,169,000 | $ 380,000 | $ 139,000 |
| Butte County California | 235 | $ 46,235,000 | $ 196,000 | $ 102,000 |
| Mecklenburg County North Carolina | 186 | $ 30,937,000 | $ 166,000 | $ 86,000 |
| Alameda County California | 171 | $ 59,358,000 | $ 347,000 | $ 123,000 |
| Shasta County California | 146 | $ 24,699,000 | $ 169,000 | $ 68,000 |
| Solano County California | 143 | $ 31,352,000 | $ 219,000 | $ 68,000 |
| Albemarle County Virginia | 130 | $ 30,850,000 | $ 237,000 | $ 76,000 |
| Sonoma County California | 120 | $ 36,765,000 | $ 306,000 | $ 112,000 |
| El Dorado County California | 101 | $ 25,167,000 | $ 249,000 | $ 99,000 |
| Macomb County Michigan | 89 | $ 14,418,000 | $ 162,000 | $ 77,000 |
| Wayne County Michigan | 82 | $ 13,291,000 | $ 162,000 | $ 83,000 |
| Yolo County California | 66 | $ 14,694,000 | $ 222,000 | $ 125,000 |
| York County South Carolina | 63 | $ 11,448,000 | $ 181,000 | $ 72,000 |
| Los Angeles County California | 56 | $ 20,930,000 | $ 373,000 | $ 177,000 |
| Iredell County North Carolina | 49 | $ 8,502,000 | $ 173,000 | $ 73,000 |
| Riverside County California | 41 | $ 7,873,000 | $ 192,000 | $ 106,000 |
| Yuba County California | 40 | $ 6,479,000 | $ 161,000 | $ 54,000 |
| Santa Clara County California | 39 | $ 14,027,000 | $ 359,000 | $ 106,000 |
| Plumas County California | 36 | $ 5,360,000 | $ 148,000 | $ 103,000 |
| Santa Cruz County California | 36 | $ 12,387,000 | $ 344,000 | $ 112,000 |
| Stanislaus County California | 36 | $ 7,463,000 | $ 207,000 | $ 78,000 |
| Greene County Virginia | 34 | $ 7,084,000 | $ 208,000 | $ 67,000 |
| Union County North Carolina | 32 | $ 5,909,000 | $ 184,000 | $ 71,000 |
| Cabarrus County North Carolina | 30 | $ 4,300,000 | $ 143,000 | $ 67,000 |
| Charlottesville County Virginia | 30 | $ 5,756,000 | $ 191,000 | $ 49,000 |
| Rowan County North Carolina | 29 | $ 3,774,000 | $ 130,000 | $ 53,000 |
| Lassen County California | 28 | $ 4,349,000 | $ 155,000 | $ 82,000 |
| Ventura County California | 27 | $ 9,822,000 | $ 363,000 | $ 132,000 |
| Spokane County Washington | 27 | $ 4,494,000 | $ 166,000 | $ 67,000 |
| Fluvanna County Virginia | 26 | $ 5,239,000 | $ 201,000 | $ 58,000 |
| Genesee County Michigan | 25 | $ 2,904,000 | $ 116,000 | $ 68,000 |
| Sutter County California | 23 | $ 3,800,000 | $ 165,000 | $ 55,000 |
| Culpeper County Virginia | 23 | $ 4,278,000 | $ 186,000 | $ 51,000 |
| Del Norte County California | 22 | $ 4,175,000 | $ 189,000 | $ 77,000 |
| Livingston County Michigan | 22 | $ 4,038,000 | $ 183,000 | $ 92,000 |
| Amador County California | 20 | $ 3,221,000 | $ 161,000 | $ 75,000 |
| Calaveras County California | 20 | $ 2,578,000 | $ 128,000 | $ 73,000 |
| San Francisco County California | 20 | $ 10,199,000 | $ 509,000 | $ 160,000 |
| Tehama County California | 20 | $ 2,959,000 | $ 147,000 | $ 66,000 |
| Louisa County Virginia | 20 | $ 3,792,000 | $ 189,000 | $ 59,000 |
| Orange County Virginia | 20 | $ 3,537,000 | $ 176,000 | $ 58,000 |
| Douglas County Nevada | 19 | $ 3,016,000 | $ 158,000 | $ 75,000 |
| Nelson County Virginia | 19 | $ 3,629,000 | $ 191,000 | $ 78,000 |
| San Luis Obispo County California | 18 | $ 5,531,000 | $ 307,000 | $ 104,000 |
| Siskiyou County California | 18 | $ 2,323,000 | $ 129,000 | $ 58,000 |
| Lyon County Nevada | 18 | $ 2,569,000 | $ 142,000 | $ 65,000 |
| Linn County Oregon | 18 | $ 2,917,000 | $ 162,000 | $ 54,000 |
| San Benito County California | 17 | $ 4,645,000 | $ 273,000 | $ 177,000 |
| Gaston County North Carolina | 17 | $ 2,194,000 | $ 129,000 | $ 52,000 |
| Lincoln County North Carolina | 16 | $ 3,764,000 | $ 235,000 | $ 109,000 |
| Nevada County California | 13 | $ 3,416,000 | $ 262,000 | $ 121,000 |
| San Diego County California | 13 | $ 3,570,000 | $ 274,000 | $ 136,000 |
| San Mateo County California | 13 | $ 6,562,000 | $ 504,000 | $ 220,000 |
| Napa County California | 12 | $ 3,079,000 | $ 256,000 | $ 118,000 |
| Washtenaw County Michigan | 12 | $ 2,361,000 | $ 196,000 | $ 112,000 |
| Carson City County Nevada | 12 | $ 1,908,000 | $ 159,000 | $ 59,000 |
| Orange County California | 11 | $ 4,243,000 | $ 385,000 | $ 148,000 |
| Tuolumne County California | 11 | $ 1,960,000 | $ 178,000 | $ 125,000 |
| Glenn County California | 10 | $ 1,185,000 | $ 118,000 | $ 51,000 |
| Marin County California | 10 | $ 5,338,000 | $ 533,000 | $ 391,000 |
| Augusta County Virginia | 10 | $ 1,938,000 | $ 193,000 | $ 62,000 |
| Fresno County California | 9 | $ 1,786,000 | $ 198,000 | $ 60,000 |
| Elko County Nevada | 9 | $ 2,032,000 | $ 225,000 | $ 77,000 |
| Trinity County California | 8 | $ 1,126,000 | $ 140,000 | $ 69,000 |
| Curry County Oregon | 8 | $ 1,400,000 | $ 175,000 | $ 51,000 |
| Multnomah County Oregon | 8 | $ 2,101,000 | $ 262,000 | $ 99,000 |
| San Bernardino County California | 7 | $ 1,414,000 | $ 202,000 | $ 60,000 |
| St. Clair County Michigan | 7 | $ 917,000 | $ 131,000 | $ 69,000 |
| Madison County Virginia | 7 | $ 1,161,000 | $ 165,000 | $ 34,000 |
| Waynesboro County Virginia | 7 | $ 1,220,000 | $ 174,000 | $ 51,000 |
| Kern County California | 5 | $ 861,000 | $ 172,000 | $ 57,000 |
| Sierra County California | 5 | $ 485,000 | $ 97,000 | $ 79,000 |
| Lapeer County Michigan | 5 | $ 986,000 | $ 197,000 | $ 80,000 |
| Prince William County Virginia | 5 | $ 1,731,000 | $ 346,000 | $ 92,000 |
| Humboldt County California | 4 | $ 829,000 | $ 207,000 | $ 198,000 |
| Imperial County California | 4 | $ 317,000 | $ 79,000 | $ 38,000 |
| Madera County California | 4 | $ 992,000 | $ 248,000 | $ 110,000 |
| Catawba County North Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 103,000 |
| Deschutes County Oregon | 4 | $ 859,000 | $ 214,000 | $ 89,000 |
| Jackson County Oregon | 4 | $ 725,000 | $ 181,000 | $ 141,000 |
| Washington County Oregon | 4 | $ 1,089,000 | $ 272,000 | $ 111,000 |
| Lake County California | 3 | $ 331,000 | $ 110,000 | $ 52,000 |
| Honolulu County Hawaii | 3 | $ 1,634,000 | $ 544,000 | $ 157,000 |
| Grand Traverse County Michigan | 3 | $ 392,000 | $ 130,000 | $ 62,000 |
| Churchill County Nevada | 3 | $ 500,000 | $ 166,000 | $ 59,000 |
| Lancaster County South Carolina | 3 | $ 279,000 | $ 93,000 | $ 51,000 |
| Buckingham County Virginia | 3 | $ 333,000 | $ 111,000 | $ 37,000 |
| Goochland County Virginia | 3 | $ 792,000 | $ 264,000 | $ 97,000 |
| Staunton County Virginia | 3 | $ 387,000 | $ 129,000 | $ 55,000 |
| Asotin County Washington | 3 | $ 430,000 | $ 143,000 | $ 36,000 |
| Merced County California | 2 | $ 279,000 | $ 139,000 | $ 111,000 |
| Modoc County California | 2 | $ 254,000 | $ 127,000 | $ 64,000 |
| Mono County California | 2 | $ 176,000 | $ 88,000 | $ 59,000 |
| Cheboygan County Michigan | 2 | $ 228,000 | $ 114,000 | $ 460,000 |
| Ingham County Michigan | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Monroe County Michigan | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Otsego County Michigan | 2 | $ 267,000 | $ 133,000 | $ 152,000 |
| Shiawassee County Michigan | 2 | $ 205,000 | $ 102,000 | $ 102,000 |
| Storey County Nevada | 2 | $ 371,000 | $ 185,000 | $ 49,000 |
| Cleveland County North Carolina | 2 | $ 598,000 | $ 299,000 | $ 110,000 |
| Stanly County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 38,000 |
| Benton County Oregon | 2 | $ 346,000 | $ 173,000 | $ 67,000 |
| Douglas County Oregon | 2 | $ 273,000 | $ 136,000 | $ 55,000 |
| Klamath County Oregon | 2 | $ 334,000 | $ 167,000 | $ 100,000 |
| Polk County Oregon | 2 | $ 619,000 | $ 309,000 | $ 102,000 |
| Amherst County Virginia | 2 | $ 303,000 | $ 151,000 | $ 92,000 |
| Fairfax County Virginia | 2 | $ 314,000 | $ 157,000 | $ 83,000 |
| Fauquier County Virginia | 2 | $ 611,000 | $ 305,000 | $ 110,000 |
| Stafford County Virginia | 2 | $ 333,000 | $ 166,000 | $ 64,000 |
| Colusa County California | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| Mendocino County California | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| Hawaii County Hawaii | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Antrim County Michigan | 1 | $ 176,000 | $ 176,000 | $ 221,000 |
| Huron County Michigan | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Kent County Michigan | 1 | $ 244,000 | $ 244,000 | $ 186,000 |
| Roscommon County Michigan | 1 | $ 216,000 | $ 216,000 | $ 184,000 |
| Alamance County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Burke County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 73,000 |
| Davie County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 108,000 |
| Granville County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
| Guilford County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 103,000 |
| Moore County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 200,000 |
| New Hanover County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Pitt County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Clackamas County Oregon | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Coos County Oregon | 1 | $ 187,000 | $ 187,000 | $ 176,000 |
| Josephine County Oregon | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Lincoln County Oregon | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Marion County Oregon | 1 | $ 340,000 | $ 340,000 | $ 144,000 |
| Morrow County Oregon | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Tillamook County Oregon | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Berkeley County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 63,000 |
| Charleston County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 75,000 |
| Chester County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Horry County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 813,000 |
| Kershaw County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 51,000 |
| King George County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 329,000 | $ 329,000 | $ 71,000 |
| Middlesex County Virginia | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Spotsylvania County Virginia | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Westmoreland County Virginia | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| King County Washington | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Lincoln County Washington | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,658 | $927,690,000 | $199,000 | $1,450,000 | $83,000 | $1,542,000 |
| Refinancing | 2,402 | $627,262,000 | $261,000 | $1,450,000 | $98,000 | $1,995,000 |
| Home Improvement | 15 | $5,262,000 | $350,000 | $722,000 | $159,000 | $823,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,322 | $1,219,667,000 | $229,000 | $1,450,000 | $92,000 | $1,378,000 |
| Asian | 630 | $121,402,000 | $192,000 | $800,000 | $90,000 | $1,995,000 |
| Hispanic | 594 | $106,750,000 | $179,000 | $719,000 | $64,000 | $1,687,000 |
| Black or African American | 248 | $43,288,000 | $174,000 | $614,000 | $64,000 | $440,000 |
| Not Provided | 180 | $47,814,000 | $265,000 | $707,000 | $100,000 | $872,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $14,344,000 | $256,000 | $743,000 | $68,000 | $246,000 |
| American Indian or Alaskan Native | 40 | $6,450,000 | $161,000 | $432,000 | $76,000 | $407,000 |
| Not applicable | 5 | $499,000 | $99,000 | $323,000 | $79,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,745 | $872,251,000 | $232,000 | $1,450,000 | $111,000 | $1,995,000 |
| FHA-insured (Federal Housing Administration) | 2,590 | $538,162,000 | $207,000 | $743,000 | $64,000 | $1,175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 372 | $59,779,000 | $160,000 | $389,000 | $47,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 368 | $90,022,000 | $244,000 | $667,000 | $68,000 | $329,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,346 | $1,188,058,000 | $222,000 | $1,450,000 | $89,000 | $1,995,000 |
| Application Withdrawn By Applicant | 1,525 | $332,150,000 | $217,000 | $1,450,000 | $87,000 | $1,378,000 |
| Application Denied By Financial Institution | 162 | $33,467,000 | $206,000 | $614,000 | $80,000 | $823,000 |
| File Closed For Incompleteness | 40 | $6,246,000 | $156,000 | $446,000 | $109,000 | $784,000 |
| Application Approved But Not Accepted | 2 | $293,000 | $146,000 | $147,000 | $43,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $680,000 | $340,000 | $425,000 | $102,000 | $112,000 |
| Employment History | 1 | $212,000 | $212,000 | $212,000 | $34,000 | $34,000 |
| Other | 1 | $100,000 | $100,000 | $100,000 | $109,000 | $109,000 |
| Credit History | 1 | $100,000 | $100,000 | $100,000 | $39,000 | $39,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.