Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Summit Funding, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 15,884 |
| Total Mortgage Loan Application Amount | $4,163,190,000 |
| Average Mortgage Loan Application Amount | $283,000 |
| Highest Mortgage Loan Application Amount | $2,465,000 |
| Average Applicant Income | $114,400 |
| Highest Applicant Income | $1,817,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 1,036 | $ 183,390,000 | $ 177,000 | $ 74,000 |
| San Joaquin County California | 950 | $ 254,180,000 | $ 267,000 | $ 99,000 |
| Sacramento County California | 909 | $ 243,205,000 | $ 267,000 | $ 98,000 |
| Butte County California | 753 | $ 195,715,000 | $ 259,000 | $ 104,000 |
| Oakland County Michigan | 741 | $ 152,325,000 | $ 205,000 | $ 95,000 |
| Washoe County Nevada | 734 | $ 180,890,000 | $ 246,000 | $ 91,000 |
| Lane County Oregon | 664 | $ 177,380,000 | $ 267,000 | $ 104,000 |
| Maricopa County Arizona | 579 | $ 138,295,000 | $ 238,000 | $ 96,000 |
| Contra Costa County California | 516 | $ 217,010,000 | $ 420,000 | $ 137,000 |
| Benton County Washington | 360 | $ 62,880,000 | $ 174,000 | $ 72,000 |
| Wayne County Michigan | 356 | $ 48,820,000 | $ 137,000 | $ 68,000 |
| Placer County California | 337 | $ 137,165,000 | $ 407,000 | $ 147,000 |
| Dallas County Texas | 320 | $ 104,390,000 | $ 326,000 | $ 147,000 |
| Sonoma County California | 278 | $ 126,020,000 | $ 453,000 | $ 134,000 |
| Monterey County California | 270 | $ 108,160,000 | $ 400,000 | $ 127,000 |
| San Diego County California | 251 | $ 121,505,000 | $ 484,000 | $ 131,000 |
| Solano County California | 251 | $ 78,235,000 | $ 311,000 | $ 109,000 |
| Hamilton County Ohio | 241 | $ 33,055,000 | $ 137,000 | $ 77,000 |
| Mecklenburg County North Carolina | 213 | $ 47,115,000 | $ 221,000 | $ 90,000 |
| Cook County Illinois | 195 | $ 62,395,000 | $ 319,000 | $ 138,000 |
| Stanislaus County California | 191 | $ 42,035,000 | $ 220,000 | $ 88,000 |
| Macomb County Michigan | 186 | $ 30,500,000 | $ 163,000 | $ 69,000 |
| Alameda County California | 169 | $ 98,365,000 | $ 582,000 | $ 174,000 |
| Riverside County California | 153 | $ 38,975,000 | $ 254,000 | $ 107,000 |
| Multnomah County Oregon | 142 | $ 45,240,000 | $ 318,000 | $ 109,000 |
| Humboldt County California | 132 | $ 36,830,000 | $ 279,000 | $ 88,000 |
| Lyon County Nevada | 130 | $ 24,850,000 | $ 191,000 | $ 73,000 |
| Merced County California | 126 | $ 28,760,000 | $ 228,000 | $ 90,000 |
| Plumas County California | 124 | $ 24,060,000 | $ 194,000 | $ 89,000 |
| Franklin County Washington | 118 | $ 22,430,000 | $ 190,000 | $ 74,000 |
| East Baton Rouge County Louisiana | 104 | $ 16,410,000 | $ 157,000 | $ 55,000 |
| Clermont County Ohio | 98 | $ 18,160,000 | $ 185,000 | $ 82,000 |
| Del Norte County California | 93 | $ 19,525,000 | $ 209,000 | $ 86,000 |
| Lassen County California | 90 | $ 16,530,000 | $ 183,000 | $ 82,000 |
| Deschutes County Oregon | 89 | $ 29,055,000 | $ 326,000 | $ 127,000 |
| Davidson County Tennessee | 88 | $ 21,400,000 | $ 243,000 | $ 102,000 |
| Shasta County California | 84 | $ 17,210,000 | $ 204,000 | $ 74,000 |
| Los Angeles County California | 82 | $ 33,520,000 | $ 408,000 | $ 123,000 |
| San Benito County California | 82 | $ 37,350,000 | $ 455,000 | $ 128,000 |
| Pinal County Arizona | 81 | $ 11,985,000 | $ 147,000 | $ 63,000 |
| Clackamas County Oregon | 76 | $ 26,810,000 | $ 352,000 | $ 122,000 |
| Collin County Texas | 70 | $ 24,740,000 | $ 353,000 | $ 152,000 |
| Lewis County Washington | 68 | $ 14,340,000 | $ 210,000 | $ 75,000 |
| Nez Perce County Idaho | 67 | $ 11,495,000 | $ 171,000 | $ 89,000 |
| Yuba County California | 66 | $ 14,820,000 | $ 224,000 | $ 75,000 |
| Genesee County Michigan | 66 | $ 10,890,000 | $ 165,000 | $ 70,000 |
| El Dorado County California | 64 | $ 22,060,000 | $ 344,000 | $ 124,000 |
| Sumner County Tennessee | 64 | $ 13,840,000 | $ 216,000 | $ 68,000 |
| Cabarrus County North Carolina | 57 | $ 12,385,000 | $ 217,000 | $ 87,000 |
| Yolo County California | 56 | $ 19,460,000 | $ 347,000 | $ 117,000 |
| Butler County Ohio | 56 | $ 10,140,000 | $ 181,000 | $ 85,000 |
| Iredell County North Carolina | 55 | $ 12,055,000 | $ 219,000 | $ 85,000 |
| Calaveras County California | 51 | $ 14,515,000 | $ 284,000 | $ 112,000 |
| Livingston County Michigan | 51 | $ 13,155,000 | $ 257,000 | $ 104,000 |
| Clark County Washington | 51 | $ 15,705,000 | $ 307,000 | $ 111,000 |
| Washtenaw County Michigan | 50 | $ 11,070,000 | $ 221,000 | $ 99,000 |
| San Bernardino County California | 48 | $ 13,400,000 | $ 279,000 | $ 103,000 |
| Tehama County California | 48 | $ 9,660,000 | $ 201,000 | $ 93,000 |
| Warren County Ohio | 48 | $ 10,080,000 | $ 210,000 | $ 120,000 |
| Honolulu County Hawaii | 47 | $ 22,725,000 | $ 483,000 | $ 155,000 |
| Washington County Oregon | 47 | $ 15,475,000 | $ 329,000 | $ 120,000 |
| Orange County California | 46 | $ 23,770,000 | $ 516,000 | $ 176,000 |
| Glenn County California | 43 | $ 8,765,000 | $ 203,000 | $ 82,000 |
| Denton County Texas | 42 | $ 12,760,000 | $ 303,000 | $ 122,000 |
| Tarrant County Texas | 40 | $ 11,110,000 | $ 277,000 | $ 123,000 |
| Santa Cruz County California | 38 | $ 16,780,000 | $ 441,000 | $ 143,000 |
| Asotin County Washington | 37 | $ 5,355,000 | $ 144,000 | $ 64,000 |
| Gaston County North Carolina | 32 | $ 5,080,000 | $ 158,000 | $ 58,000 |
| Orleans County Louisiana | 31 | $ 4,585,000 | $ 147,000 | $ 66,000 |
| Carson City County Nevada | 31 | $ 7,385,000 | $ 238,000 | $ 86,000 |
| Douglas County Oregon | 31 | $ 8,075,000 | $ 260,000 | $ 71,000 |
| St. Tammany County Louisiana | 30 | $ 5,590,000 | $ 186,000 | $ 69,000 |
| Rowan County North Carolina | 30 | $ 3,970,000 | $ 132,000 | $ 56,000 |
| Lake County California | 29 | $ 5,505,000 | $ 189,000 | $ 62,000 |
| Boone County Kentucky | 29 | $ 4,825,000 | $ 166,000 | $ 71,000 |
| White Pine County Nevada | 29 | $ 4,305,000 | $ 148,000 | $ 77,000 |
| Kenton County Kentucky | 28 | $ 3,370,000 | $ 120,000 | $ 64,000 |
| Linn County Oregon | 28 | $ 6,970,000 | $ 248,000 | $ 74,000 |
| Fresno County California | 27 | $ 5,325,000 | $ 197,000 | $ 85,000 |
| Kern County California | 27 | $ 5,485,000 | $ 203,000 | $ 81,000 |
| Clatsop County Oregon | 27 | $ 9,095,000 | $ 336,000 | $ 191,000 |
| Livingston County Louisiana | 26 | $ 4,330,000 | $ 166,000 | $ 56,000 |
| Churchill County Nevada | 26 | $ 5,090,000 | $ 195,000 | $ 80,000 |
| Tulsa County Oklahoma | 26 | $ 4,140,000 | $ 159,000 | $ 61,000 |
| Amador County California | 25 | $ 6,935,000 | $ 277,000 | $ 91,000 |
| Lincoln County North Carolina | 25 | $ 4,655,000 | $ 186,000 | $ 84,000 |
| Santa Clara County California | 24 | $ 15,550,000 | $ 647,000 | $ 199,000 |
| Sutter County California | 24 | $ 4,800,000 | $ 200,000 | $ 83,000 |
| York County South Carolina | 24 | $ 5,150,000 | $ 214,000 | $ 74,000 |
| Rutherford County Tennessee | 23 | $ 4,805,000 | $ 208,000 | $ 63,000 |
| Campbell County Kentucky | 22 | $ 3,240,000 | $ 147,000 | $ 69,000 |
| Rockwall County Texas | 22 | $ 6,630,000 | $ 301,000 | $ 125,000 |
| Elko County Nevada | 21 | $ 3,885,000 | $ 185,000 | $ 83,000 |
| Union County North Carolina | 21 | $ 5,655,000 | $ 269,000 | $ 83,000 |
| Kauai County Hawaii | 20 | $ 11,120,000 | $ 556,000 | $ 233,000 |
| Brown County Ohio | 20 | $ 2,390,000 | $ 119,000 | $ 51,000 |
| Marion County Oregon | 20 | $ 4,850,000 | $ 242,000 | $ 85,000 |
| Yamhill County Oregon | 20 | $ 5,500,000 | $ 275,000 | $ 135,000 |
| Kaufman County Texas | 20 | $ 5,000,000 | $ 250,000 | $ 87,000 |
| San Francisco County California | 19 | $ 11,315,000 | $ 595,000 | $ 233,000 |
| Napa County California | 18 | $ 8,840,000 | $ 491,000 | $ 170,000 |
| Ascension County Louisiana | 18 | $ 4,030,000 | $ 223,000 | $ 81,000 |
| Lapeer County Michigan | 18 | $ 3,200,000 | $ 177,000 | $ 75,000 |
| Robertson County Tennessee | 18 | $ 3,560,000 | $ 197,000 | $ 69,000 |
| Williamson County Tennessee | 18 | $ 7,380,000 | $ 410,000 | $ 120,000 |
| Madera County California | 17 | $ 3,535,000 | $ 207,000 | $ 101,000 |
| Dearborn County Indiana | 17 | $ 2,965,000 | $ 174,000 | $ 91,000 |
| Gwinnett County Georgia | 16 | $ 3,180,000 | $ 198,000 | $ 70,000 |
| St. Clair County Michigan | 16 | $ 2,220,000 | $ 138,000 | $ 66,000 |
| Clark County Nevada | 16 | $ 3,250,000 | $ 203,000 | $ 240,000 |
| Catawba County North Carolina | 16 | $ 2,990,000 | $ 186,000 | $ 81,000 |
| Maury County Tennessee | 16 | $ 2,690,000 | $ 168,000 | $ 60,000 |
| Marin County California | 15 | $ 9,115,000 | $ 607,000 | $ 155,000 |
| Mendocino County California | 14 | $ 4,510,000 | $ 322,000 | $ 112,000 |
| Sierra County California | 14 | $ 2,830,000 | $ 202,000 | $ 125,000 |
| Wilson County Tennessee | 14 | $ 4,110,000 | $ 293,000 | $ 85,000 |
| Hunt County Texas | 14 | $ 2,760,000 | $ 197,000 | $ 77,000 |
| San Mateo County California | 13 | $ 8,335,000 | $ 641,000 | $ 160,000 |
| Tulare County California | 13 | $ 2,845,000 | $ 218,000 | $ 93,000 |
| Ventura County California | 13 | $ 5,385,000 | $ 414,000 | $ 153,000 |
| Humboldt County Nevada | 13 | $ 2,175,000 | $ 167,000 | $ 74,000 |
| Grant County Washington | 13 | $ 1,395,000 | $ 107,000 | $ 49,000 |
| Spokane County Washington | 13 | $ 3,295,000 | $ 253,000 | $ 85,000 |
| Siskiyou County California | 12 | $ 1,790,000 | $ 149,000 | $ 91,000 |
| Cobb County Georgia | 12 | $ 2,700,000 | $ 225,000 | $ 74,000 |
| Douglas County Nevada | 12 | $ 3,700,000 | $ 308,000 | $ 176,000 |
| Yakima County Washington | 12 | $ 1,690,000 | $ 140,000 | $ 60,000 |
| Cochise County Arizona | 11 | $ 1,415,000 | $ 128,000 | $ 57,000 |
| San Luis Obispo County California | 11 | $ 4,205,000 | $ 382,000 | $ 108,000 |
| Cherokee County Georgia | 11 | $ 2,635,000 | $ 239,000 | $ 75,000 |
| Tangipahoa County Louisiana | 11 | $ 1,695,000 | $ 154,000 | $ 73,000 |
| Monroe County Michigan | 11 | $ 2,115,000 | $ 192,000 | $ 108,000 |
| Cleveland County North Carolina | 11 | $ 1,275,000 | $ 115,000 | $ 63,000 |
| Jackson County Oregon | 11 | $ 3,245,000 | $ 295,000 | $ 82,000 |
| Travis County Texas | 11 | $ 4,175,000 | $ 379,000 | $ 163,000 |
| Walla Walla County Washington | 11 | $ 1,815,000 | $ 165,000 | $ 55,000 |
| Whitman County Washington | 11 | $ 1,775,000 | $ 161,000 | $ 74,000 |
| Coconino County Arizona | 10 | $ 2,570,000 | $ 257,000 | $ 86,000 |
| Navajo County Arizona | 10 | $ 2,120,000 | $ 212,000 | $ 94,000 |
| DeKalb County Georgia | 10 | $ 2,790,000 | $ 279,000 | $ 112,000 |
| Jefferson County Louisiana | 10 | $ 1,720,000 | $ 172,000 | $ 69,000 |
| Storey County Nevada | 10 | $ 1,540,000 | $ 154,000 | $ 74,000 |
| Curry County Oregon | 10 | $ 3,430,000 | $ 343,000 | $ 89,000 |
| Mohave County Arizona | 9 | $ 1,305,000 | $ 145,000 | $ 94,000 |
| DuPage County Illinois | 9 | $ 2,785,000 | $ 309,000 | $ 150,000 |
| Columbia County Oregon | 9 | $ 2,225,000 | $ 247,000 | $ 77,000 |
| Polk County Oregon | 9 | $ 2,115,000 | $ 235,000 | $ 99,000 |
| Modoc County California | 8 | $ 950,000 | $ 118,000 | $ 62,000 |
| Tuolumne County California | 8 | $ 1,220,000 | $ 152,000 | $ 61,000 |
| Hall County Georgia | 8 | $ 1,490,000 | $ 186,000 | $ 56,000 |
| Latah County Idaho | 8 | $ 1,190,000 | $ 148,000 | $ 68,000 |
| Lake County Illinois | 8 | $ 2,250,000 | $ 281,000 | $ 143,000 |
| Lincoln County Oregon | 8 | $ 1,770,000 | $ 221,000 | $ 131,000 |
| Tillamook County Oregon | 8 | $ 2,020,000 | $ 252,000 | $ 91,000 |
| Lancaster County South Carolina | 8 | $ 1,420,000 | $ 177,000 | $ 54,000 |
| Cheatham County Tennessee | 8 | $ 1,110,000 | $ 138,000 | $ 52,000 |
| Snohomish County Washington | 8 | $ 2,300,000 | $ 287,000 | $ 81,000 |
| Santa Cruz County Arizona | 7 | $ 925,000 | $ 132,000 | $ 59,000 |
| Nevada County California | 7 | $ 1,995,000 | $ 285,000 | $ 102,000 |
| Fulton County Georgia | 7 | $ 1,925,000 | $ 275,000 | $ 112,000 |
| Paulding County Georgia | 7 | $ 1,485,000 | $ 212,000 | $ 78,000 |
| Ada County Idaho | 7 | $ 1,705,000 | $ 243,000 | $ 102,000 |
| Lewis County Idaho | 7 | $ 495,000 | $ 70,000 | $ 51,000 |
| West Baton Rouge County Louisiana | 7 | $ 1,495,000 | $ 213,000 | $ 79,000 |
| Manistee County Michigan | 7 | $ 875,000 | $ 125,000 | $ 118,000 |
| Davidson County North Carolina | 7 | $ 1,015,000 | $ 145,000 | $ 87,000 |
| Stanly County North Carolina | 7 | $ 1,205,000 | $ 172,000 | $ 61,000 |
| Yavapai County Arizona | 6 | $ 1,160,000 | $ 193,000 | $ 70,000 |
| Mariposa County California | 6 | $ 890,000 | $ 148,000 | $ 75,000 |
| Santa Barbara County California | 6 | $ 2,400,000 | $ 400,000 | $ 149,000 |
| McHenry County Illinois | 6 | $ 1,230,000 | $ 205,000 | $ 88,000 |
| Jackson County Michigan | 6 | $ 1,080,000 | $ 180,000 | $ 88,000 |
| Jefferson County Oregon | 6 | $ 1,270,000 | $ 211,000 | $ 105,000 |
| Montgomery County Tennessee | 6 | $ 690,000 | $ 115,000 | $ 54,000 |
| Colusa County California | 5 | $ 995,000 | $ 199,000 | $ 69,000 |
| Imperial County California | 5 | $ 1,445,000 | $ 289,000 | $ 91,000 |
| Barrow County Georgia | 5 | $ 885,000 | $ 177,000 | $ 48,000 |
| Fayette County Georgia | 5 | $ 855,000 | $ 171,000 | $ 64,000 |
| Forsyth County Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 70,000 |
| Jackson County Georgia | 5 | $ 915,000 | $ 183,000 | $ 63,000 |
| Kootenai County Idaho | 5 | $ 1,045,000 | $ 209,000 | $ 80,000 |
| Kane County Illinois | 5 | $ 905,000 | $ 181,000 | $ 72,000 |
| Lake County Indiana | 5 | $ 995,000 | $ 199,000 | $ 168,000 |
| Lenawee County Michigan | 5 | $ 935,000 | $ 187,000 | $ 179,000 |
| Pershing County Nevada | 5 | $ 605,000 | $ 121,000 | $ 42,000 |
| Alexander County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 76,000 |
| Adams County Ohio | 5 | $ 655,000 | $ 131,000 | $ 57,000 |
| Montgomery County Ohio | 5 | $ 955,000 | $ 191,000 | $ 72,000 |
| Benton County Oregon | 5 | $ 1,695,000 | $ 339,000 | $ 74,000 |
| Hood River County Oregon | 5 | $ 1,345,000 | $ 269,000 | $ 128,000 |
| Klamath County Oregon | 5 | $ 775,000 | $ 155,000 | $ 47,000 |
| Bexar County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 172,000 |
| Pierce County Washington | 5 | $ 1,655,000 | $ 331,000 | $ 124,000 |
| Thurston County Washington | 5 | $ 1,365,000 | $ 273,000 | $ 124,000 |
| Graham County Arizona | 4 | $ 720,000 | $ 180,000 | $ 78,000 |
| Lonoke County Arkansas | 4 | $ 590,000 | $ 147,000 | $ 69,000 |
| Trinity County California | 4 | $ 670,000 | $ 167,000 | $ 51,000 |
| Polk County Florida | 4 | $ 750,000 | $ 187,000 | $ 70,000 |
| Dawson County Georgia | 4 | $ 910,000 | $ 227,000 | $ 72,000 |
| Walton County Georgia | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Hawaii County Hawaii | 4 | $ 2,270,000 | $ 567,000 | $ 278,000 |
| Maui County Hawaii | 4 | $ 2,040,000 | $ 510,000 | $ 96,000 |
| Idaho County Idaho | 4 | $ 570,000 | $ 142,000 | $ 94,000 |
| Plaquemines County Louisiana | 4 | $ 1,010,000 | $ 252,000 | $ 84,000 |
| St. John the Baptist County Louisiana | 4 | $ 710,000 | $ 177,000 | $ 62,000 |
| Midland County Michigan | 4 | $ 1,390,000 | $ 347,000 | $ 85,000 |
| Forsyth County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 50,000 |
| Surry County North Carolina | 4 | $ 940,000 | $ 235,000 | $ 63,000 |
| Josephine County Oregon | 4 | $ 1,120,000 | $ 280,000 | $ 50,000 |
| Horry County South Carolina | 4 | $ 690,000 | $ 172,000 | $ 80,000 |
| Lexington County South Carolina | 4 | $ 600,000 | $ 150,000 | $ 60,000 |
| Richland County South Carolina | 4 | $ 510,000 | $ 127,000 | $ 43,000 |
| Grayson County Texas | 4 | $ 540,000 | $ 135,000 | $ 75,000 |
| Harris County Texas | 4 | $ 940,000 | $ 235,000 | $ 74,000 |
| Smith County Texas | 4 | $ 710,000 | $ 177,000 | $ 68,000 |
| Cowlitz County Washington | 4 | $ 890,000 | $ 222,000 | $ 69,000 |
| King County Washington | 4 | $ 1,750,000 | $ 437,000 | $ 120,000 |
| Okanogan County Washington | 4 | $ 530,000 | $ 132,000 | $ 69,000 |
| Apache County Arizona | 3 | $ 435,000 | $ 145,000 | $ 60,000 |
| Gila County Arizona | 3 | $ 555,000 | $ 185,000 | $ 84,000 |
| Kings County California | 3 | $ 615,000 | $ 205,000 | $ 87,000 |
| Arapahoe County Colorado | 3 | $ 955,000 | $ 318,000 | $ 67,000 |
| Mesa County Colorado | 3 | $ 525,000 | $ 175,000 | $ 142,000 |
| Citrus County Florida | 3 | $ 605,000 | $ 201,000 | $ 63,000 |
| Duval County Florida | 3 | $ 805,000 | $ 268,000 | $ 107,000 |
| Carroll County Georgia | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Gilmer County Georgia | 3 | $ 765,000 | $ 255,000 | $ 110,000 |
| Ripley County Indiana | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| Pendleton County Kentucky | 3 | $ 255,000 | $ 85,000 | $ 69,000 |
| East Feliciana County Louisiana | 3 | $ 565,000 | $ 188,000 | $ 59,000 |
| Lander County Nevada | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
| Mineral County Nevada | 3 | $ 375,000 | $ 125,000 | $ 52,000 |
| Brunswick County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 131,000 |
| Buncombe County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 58,000 |
| Clinton County Ohio | 3 | $ 615,000 | $ 205,000 | $ 67,000 |
| Okmulgee County Oklahoma | 3 | $ 135,000 | $ 45,000 | $ 51,000 |
| Wagoner County Oklahoma | 3 | $ 475,000 | $ 158,000 | $ 66,000 |
| Crook County Oregon | 3 | $ 315,000 | $ 105,000 | $ 27,000 |
| Wheeler County Oregon | 3 | $ 875,000 | $ 291,000 | $ 657,000 |
| Lawrence County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 37,000 |
| Macon County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 43,000 |
| Marshall County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Gregg County Texas | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Wise County Texas | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
| Island County Washington | 3 | $ 665,000 | $ 221,000 | $ 63,000 |
| Kitsap County Washington | 3 | $ 715,000 | $ 238,000 | $ 55,000 |
| Pulaski County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Washington County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| Denver County Colorado | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Weld County Colorado | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| Clayton County Georgia | 2 | $ 510,000 | $ 255,000 | $ 61,000 |
| Coweta County Georgia | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Douglas County Georgia | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Newton County Georgia | 2 | $ 540,000 | $ 270,000 | $ 106,000 |
| Rockdale County Georgia | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| White County Georgia | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Benewah County Idaho | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Canyon County Idaho | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Franklin County Indiana | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Marion County Indiana | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Owen County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Pointe Coupee County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Baltimore City County Maryland | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Eaton County Michigan | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Ingham County Michigan | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Kalamazoo County Michigan | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Ogemaw County Michigan | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Ottawa County Michigan | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
| Saginaw County Michigan | 2 | $ 170,000 | $ 85,000 | $ 38,000 |
| Nye County Nevada | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Santa Fe County New Mexico | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Anson County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Guilford County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 72,000 |
| Rutherford County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Highland County Ohio | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Summit County Ohio | 2 | $ 510,000 | $ 255,000 | $ 147,000 |
| Charleston County South Carolina | 2 | $ 860,000 | $ 430,000 | $ 289,000 |
| Dickson County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 40,000 |
| Smith County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Trousdale County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| Warren County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Brazoria County Texas | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Cherokee County Texas | 2 | $ 350,000 | $ 175,000 | $ 130,000 |
| Cooke County Texas | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Henderson County Texas | 2 | $ 680,000 | $ 340,000 | $ 332,000 |
| Rains County Texas | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Wood County Texas | 2 | $ 300,000 | $ 150,000 | $ 86,000 |
| Albemarle County Virginia | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Adams County Washington | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Chelan County Washington | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Garfield County Washington | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Pacific County Washington | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Dodge County Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| Adams County Colorado | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Fremont County Colorado | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Baker County Florida | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bartow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Henry County Georgia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Lumpkin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Blaine County Idaho | 1 | $ 445,000 | $ 445,000 | $ 176,000 |
| Boise County Idaho | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Clearwater County Idaho | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Lemhi County Idaho | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| Kendall County Illinois | 1 | $ 345,000 | $ 345,000 | $ 210,000 |
| McLean County Illinois | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Daviess County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Harrison County Indiana | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| LaPorte County Indiana | 1 | $ 545,000 | $ 545,000 | $ 317,000 |
| Switzerland County Indiana | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Grant County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 172,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| McLean County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Muhlenberg County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| St. Bernard County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| St. Charles County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| St. James County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Washington County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| York County Maine | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Frederick County Maryland | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Montgomery County Maryland | 1 | $ 505,000 | $ 505,000 | $ 169,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Gladwin County Michigan | 1 | $ 215,000 | $ 215,000 | $ 192,000 |
| Iosco County Michigan | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Mason County Michigan | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Muskegon County Michigan | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Shiawassee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Tuscola County Michigan | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Eureka County Nevada | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Beaufort County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Craven County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Currituck County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Durham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 288,000 |
| Henderson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Johnston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Macon County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 238,000 |
| Montgomery County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Rockingham County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Stokes County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Watauga County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 214,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Greene County Ohio | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Hardin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Lake County Ohio | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Oklahoma County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Osage County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Rogers County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Washington County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Baker County Oregon | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Coos County Oregon | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Harney County Oregon | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Lake County Oregon | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Umatilla County Oregon | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Union County Oregon | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| Oconee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Spartanburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Anderson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Bedford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Benton County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Hickman County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Chambers County Texas | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Comal County Texas | 1 | $ 495,000 | $ 495,000 | $ 232,000 |
| Coryell County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Delta County Texas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Fannin County Texas | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Franklin County Texas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Hood County Texas | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| Hopkins County Texas | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Jefferson County Texas | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Johnson County Texas | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Montgomery County Texas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Randall County Texas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Rusk County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Van Zandt County Texas | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Chesterfield County Virginia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Goochland County Virginia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Greene County Virginia | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Louisa County Virginia | 1 | $ 335,000 | $ 335,000 | $ 57,000 |
| Douglas County Washington | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Kittitas County Washington | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Mason County Washington | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Skagit County Washington | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Wahkiakum County Washington | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Whatcom County Washington | 1 | $ 155,000 | $ 155,000 | $ 220,000 |
| Columbia County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,345 | $3,428,925,000 | $256,000 | $2,405,000 | $98,000 | $1,817,000 |
| Cash-out Refinancing | 1,374 | $392,390,000 | $285,000 | $1,255,000 | $94,000 | $646,000 |
| Refinancing | 1,008 | $304,740,000 | $302,000 | $2,465,000 | $123,000 | $1,398,000 |
| Other Purpose | 154 | $36,120,000 | $234,000 | $1,425,000 | $103,000 | $952,000 |
| Not Applicable | 3 | $1,015,000 | $338,000 | $475,000 | $154,000 | $217,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,661 | $2,814,785,000 | $264,000 | $2,465,000 | $103,000 | $1,817,000 |
| Hispanic | 2,397 | $564,555,000 | $235,000 | $1,405,000 | $83,000 | $734,000 |
| Black or African American | 1,188 | $269,720,000 | $227,000 | $1,065,000 | $82,000 | $430,000 |
| Asian | 755 | $258,225,000 | $342,000 | $1,505,000 | $122,000 | $622,000 |
| Not Provided | 649 | $193,085,000 | $297,000 | $1,995,000 | $113,000 | $950,000 |
| American Indian or Alaskan Native | 130 | $31,070,000 | $239,000 | $685,000 | $100,000 | $660,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $14,495,000 | $308,000 | $525,000 | $86,000 | $232,000 |
| Not applicable | 4 | $1,170,000 | $292,000 | $475,000 | $129,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,869 | $2,903,365,000 | $267,000 | $2,465,000 | $110,000 | $1,817,000 |
| FHA-insured (Federal Housing Administration) | 3,647 | $857,635,000 | $235,000 | $815,000 | $75,000 | $623,000 |
| VA-guaranteed (Veterans Administration) | 1,150 | $362,710,000 | $315,000 | $1,345,000 | $91,000 | $550,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 218 | $39,480,000 | $181,000 | $505,000 | $57,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,760 | $3,060,820,000 | $260,000 | $1,995,000 | $99,000 | $1,817,000 |
| Application Withdrawn By Applicant | 3,074 | $824,610,000 | $268,000 | $2,465,000 | $104,000 | $1,235,000 |
| Application Denied By Financial Institution | 586 | $148,220,000 | $252,000 | $1,625,000 | $90,000 | $1,398,000 |
| File Closed For Incompleteness | 321 | $93,895,000 | $292,000 | $1,425,000 | $106,000 | $737,000 |
| Application Approved But Not Accepted | 138 | $34,030,000 | $246,000 | $685,000 | $98,000 | $491,000 |
| Loan Purchased By The Institution | 4 | $1,170,000 | $292,000 | $475,000 | $129,000 | $217,000 |
| Preapproval Approved but not Accepted | 1 | $445,000 | $445,000 | $445,000 | $126,000 | $126,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,298 | $4,014,970,000 | $262,000 | $2,465,000 | $100,000 | $1,817,000 |
| Debt-To-Income Ratio | 136 | $42,190,000 | $310,000 | $1,625,000 | $89,000 | $1,398,000 |
| Collateral | 132 | $29,710,000 | $225,000 | $1,035,000 | $91,000 | $733,000 |
| Credit History | 97 | $23,175,000 | $238,000 | $1,475,000 | $99,000 | $646,000 |
| Other | 63 | $12,655,000 | $200,000 | $805,000 | $74,000 | $291,000 |
| Unverifiable Information | 63 | $17,595,000 | $279,000 | $795,000 | $99,000 | $952,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $12,105,000 | $247,000 | $985,000 | $93,000 | $361,000 |
| Credit Application Incomplete | 24 | $7,070,000 | $294,000 | $745,000 | $97,000 | $323,000 |
| Employment History | 22 | $3,720,000 | $169,000 | $365,000 | $54,000 | $138,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.