Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Summit Funding, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Summit Funding, Inc.
2241 Harvard St, Suite 200
Glendale, CA 95815
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 32,344
Total Mortgage Loan Application Amount $9,737,750,000
Average Mortgage Loan Application Amount $338,200
Highest Mortgage Loan Application Amount $2,565,000
Average Applicant Income $95,200
Highest Applicant Income $3,673,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2020.

Mortgage Loan Application Totals for Summit Funding, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Joaquin County California 1,675 $ 522,615,000 $ 312,000 $ 116,000
Sacramento County California 1,519 $ 456,055,000 $ 300,000 $ 106,000
Lane County Oregon 1,484 $ 439,830,000 $ 296,000 $ 102,000
San Diego County California 1,137 $ 548,925,000 $ 482,000 $ 150,000
Pima County Arizona 1,068 $ 222,870,000 $ 208,000 $ 84,000
Butte County California 1,043 $ 323,225,000 $ 309,000 $ 113,000
Cook County Illinois 1,028 $ 367,490,000 $ 357,000 $ 159,000
Maricopa County Arizona 985 $ 260,805,000 $ 264,000 $ 98,000
Oakland County Michigan 974 $ 230,840,000 $ 237,000 $ 104,000
Contra Costa County California 904 $ 416,750,000 $ 461,000 $ 150,000
Washoe County Nevada 780 $ 224,030,000 $ 287,000 $ 101,000
Dallas County Texas 710 $ 242,890,000 $ 342,000 $ 149,000
Sonoma County California 707 $ 331,325,000 $ 468,000 $ 138,000
Riverside County California 657 $ 199,755,000 $ 304,000 $ 109,000
Benton County Washington 588 $ 128,970,000 $ 219,000 $ 95,000
Placer County California 537 $ 215,525,000 $ 401,000 $ 138,000
Monterey County California 489 $ 210,025,000 $ 429,000 $ 146,000
Mecklenburg County North Carolina 466 $ 122,620,000 $ 263,000 $ 107,000
Ada County Idaho 465 $ 130,735,000 $ 281,000 $ 101,000
Wayne County Michigan 443 $ 76,865,000 $ 173,000 $ 76,000
Alameda County California 403 $ 231,425,000 $ 574,000 $ 179,000
Macomb County Michigan 403 $ 82,635,000 $ 205,000 $ 79,000
Solano County California 366 $ 129,080,000 $ 352,000 $ 120,000
Stanislaus County California 362 $ 90,790,000 $ 250,000 $ 99,000
Los Angeles County California 346 $ 157,940,000 $ 456,000 $ 134,000
San Bernardino County California 302 $ 80,640,000 $ 267,000 $ 102,000
Merced County California 283 $ 76,505,000 $ 270,000 $ 98,000
Jackson County Missouri 280 $ 54,760,000 $ 195,000 $ 80,000
Shasta County California 237 $ 61,705,000 $ 260,000 $ 101,000
Deschutes County Oregon 236 $ 82,280,000 $ 348,000 $ 132,000
Canyon County Idaho 234 $ 46,200,000 $ 197,000 $ 73,000
Lewis County Washington 232 $ 60,750,000 $ 261,000 $ 87,000
Franklin County Washington 222 $ 46,890,000 $ 211,000 $ 83,000
Humboldt County California 216 $ 66,420,000 $ 307,000 $ 111,000
Spokane County Washington 213 $ 46,545,000 $ 218,000 $ 72,000
Davidson County Tennessee 210 $ 58,180,000 $ 277,000 $ 93,000
Lyon County Nevada 209 $ 47,205,000 $ 225,000 $ 78,000
Kern County California 203 $ 42,725,000 $ 210,000 $ 104,000
Collin County Texas 202 $ 66,720,000 $ 330,000 $ 138,000
Hamilton County Ohio 196 $ 35,750,000 $ 182,000 $ 71,000
Plumas County California 165 $ 39,045,000 $ 236,000 $ 115,000
Fresno County California 164 $ 47,360,000 $ 288,000 $ 146,000
Hamilton County Tennessee 158 $ 34,840,000 $ 220,000 $ 98,000
Tehama County California 150 $ 37,800,000 $ 252,000 $ 100,000
Iredell County North Carolina 142 $ 41,650,000 $ 293,000 $ 99,000
Clermont County Ohio 138 $ 24,020,000 $ 174,000 $ 65,000
El Dorado County California 134 $ 48,040,000 $ 358,000 $ 138,000
East Baton Rouge County Louisiana 124 $ 19,900,000 $ 160,000 $ 59,000
Yolo County California 123 $ 42,825,000 $ 348,000 $ 134,000
Denton County Texas 121 $ 35,335,000 $ 292,000 $ 118,000
Travis County Texas 118 $ 42,700,000 $ 361,000 $ 151,000
Del Norte County California 117 $ 30,525,000 $ 260,000 $ 108,000
Cabarrus County North Carolina 116 $ 27,560,000 $ 237,000 $ 87,000
Pinal County Arizona 115 $ 23,015,000 $ 200,000 $ 73,000
Tarrant County Texas 113 $ 30,115,000 $ 266,000 $ 112,000
Bannock County Idaho 112 $ 17,450,000 $ 155,000 $ 64,000
Latah County Idaho 111 $ 24,025,000 $ 216,000 $ 86,000
Orange County California 109 $ 53,385,000 $ 489,000 $ 158,000
Nez Perce County Idaho 105 $ 20,895,000 $ 199,000 $ 75,000
Douglas County Oregon 105 $ 25,515,000 $ 243,000 $ 68,000
Lassen County California 103 $ 21,285,000 $ 206,000 $ 86,000
Multnomah County Oregon 103 $ 33,595,000 $ 326,000 $ 120,000
Arapahoe County Colorado 102 $ 29,130,000 $ 285,000 $ 97,000
Calaveras County California 99 $ 29,075,000 $ 293,000 $ 121,000
Santa Clara County California 99 $ 51,875,000 $ 523,000 $ 167,000
Genesee County Michigan 96 $ 16,470,000 $ 171,000 $ 71,000
Yuba County California 95 $ 25,185,000 $ 265,000 $ 84,000
Sumner County Tennessee 94 $ 23,980,000 $ 255,000 $ 88,000
St. Tammany County Louisiana 93 $ 20,565,000 $ 221,000 $ 87,000
Brown County Ohio 88 $ 13,650,000 $ 155,000 $ 56,000
Bonneville County Idaho 82 $ 14,640,000 $ 178,000 $ 64,000
Santa Cruz County California 80 $ 39,360,000 $ 492,000 $ 170,000
Walker County Georgia 80 $ 13,350,000 $ 166,000 $ 64,000
Livingston County Michigan 76 $ 21,400,000 $ 281,000 $ 108,000
Butler County Ohio 76 $ 14,600,000 $ 192,000 $ 69,000
San Benito County California 74 $ 35,180,000 $ 475,000 $ 126,000
York County South Carolina 74 $ 18,060,000 $ 244,000 $ 80,000
Jackson County Oregon 73 $ 21,265,000 $ 291,000 $ 113,000
Klamath County Oregon 73 $ 16,355,000 $ 224,000 $ 89,000
Williamson County Tennessee 70 $ 26,320,000 $ 376,000 $ 136,000
Honolulu County Hawaii 69 $ 34,475,000 $ 499,000 $ 192,000
Clackamas County Oregon 69 $ 26,135,000 $ 378,000 $ 132,000
Washington County Oregon 69 $ 23,685,000 $ 343,000 $ 113,000
Marin County California 67 $ 41,585,000 $ 620,000 $ 194,000
Bingham County Idaho 67 $ 12,005,000 $ 179,000 $ 72,000
Linn County Oregon 67 $ 19,315,000 $ 288,000 $ 79,000
DuPage County Illinois 65 $ 25,135,000 $ 386,000 $ 170,000
Catoosa County Georgia 63 $ 11,175,000 $ 177,000 $ 71,000
Douglas County Colorado 61 $ 22,985,000 $ 376,000 $ 138,000
Jefferson County Colorado 61 $ 19,755,000 $ 323,000 $ 111,000
Ascension County Louisiana 61 $ 13,605,000 $ 223,000 $ 81,000
Denver County Colorado 59 $ 17,445,000 $ 295,000 $ 100,000
Glenn County California 58 $ 13,940,000 $ 240,000 $ 89,000
Churchill County Nevada 58 $ 12,380,000 $ 213,000 $ 87,000
Washtenaw County Michigan 57 $ 14,225,000 $ 249,000 $ 120,000
Cass County Missouri 57 $ 13,985,000 $ 245,000 $ 97,000
Adams County Colorado 56 $ 15,280,000 $ 272,000 $ 85,000
Gaston County North Carolina 56 $ 12,420,000 $ 221,000 $ 89,000
Kootenai County Idaho 55 $ 16,455,000 $ 299,000 $ 113,000
Lake County Illinois 52 $ 17,050,000 $ 327,000 $ 144,000
Napa County California 49 $ 23,435,000 $ 478,000 $ 146,000
Island County Washington 48 $ 12,590,000 $ 262,000 $ 98,000
San Mateo County California 47 $ 27,235,000 $ 579,000 $ 181,000
Lincoln County North Carolina 46 $ 13,160,000 $ 286,000 $ 112,000
Rutherford County Tennessee 46 $ 10,270,000 $ 223,000 $ 85,000
Kaufman County Texas 46 $ 11,260,000 $ 244,000 $ 103,000
Orleans County Louisiana 45 $ 7,885,000 $ 175,000 $ 74,000
Tangipahoa County Louisiana 45 $ 8,205,000 $ 182,000 $ 73,000
Amador County California 41 $ 11,265,000 $ 274,000 $ 104,000
Lake County California 41 $ 10,735,000 $ 261,000 $ 107,000
St. Clair County Michigan 41 $ 8,095,000 $ 197,000 $ 95,000
Wilson County Tennessee 41 $ 11,825,000 $ 288,000 $ 82,000
Asotin County Washington 41 $ 7,835,000 $ 191,000 $ 72,000
Clark County Nevada 40 $ 11,710,000 $ 292,000 $ 87,000
Catawba County North Carolina 40 $ 10,110,000 $ 252,000 $ 93,000
Harris County Texas 40 $ 9,820,000 $ 245,000 $ 113,000
San Francisco County California 39 $ 25,515,000 $ 654,000 $ 241,000
San Luis Obispo County California 39 $ 15,985,000 $ 409,000 $ 164,000
Rowan County North Carolina 39 $ 6,855,000 $ 175,000 $ 64,000
Rockwall County Texas 39 $ 11,755,000 $ 301,000 $ 125,000
Clay County Missouri 38 $ 7,520,000 $ 197,000 $ 69,000
Nevada County California 37 $ 13,475,000 $ 364,000 $ 153,000
Union County North Carolina 37 $ 9,785,000 $ 264,000 $ 103,000
Livingston County Louisiana 35 $ 6,115,000 $ 174,000 $ 54,000
Bradley County Tennessee 35 $ 5,695,000 $ 162,000 $ 59,000
Yakima County Washington 35 $ 6,145,000 $ 175,000 $ 71,000
Sutter County California 34 $ 7,230,000 $ 212,000 $ 116,000
Clatsop County Oregon 33 $ 11,205,000 $ 339,000 $ 163,000
Maury County Tennessee 33 $ 6,755,000 $ 204,000 $ 66,000
Williamson County Texas 33 $ 8,415,000 $ 255,000 $ 126,000
Tulare County California 32 $ 7,380,000 $ 230,000 $ 90,000
Will County Illinois 32 $ 8,870,000 $ 277,000 $ 140,000
Ventura County California 31 $ 12,985,000 $ 418,000 $ 128,000
Monroe County Michigan 31 $ 4,815,000 $ 155,000 $ 68,000
Warren County Ohio 31 $ 6,745,000 $ 217,000 $ 90,000
Baker County Oregon 31 $ 6,015,000 $ 194,000 $ 77,000
Teton County Idaho 29 $ 9,335,000 $ 321,000 $ 74,000
Jefferson County Louisiana 29 $ 5,485,000 $ 189,000 $ 66,000
Lapeer County Michigan 29 $ 7,155,000 $ 246,000 $ 95,000
Tillamook County Oregon 29 $ 8,955,000 $ 308,000 $ 153,000
Ellis County Texas 28 $ 6,690,000 $ 238,000 $ 88,000
Hunt County Texas 28 $ 7,400,000 $ 264,000 $ 110,000
Madera County California 27 $ 7,365,000 $ 272,000 $ 127,000
Mendocino County California 26 $ 9,810,000 $ 377,000 $ 153,000
Thurston County Washington 26 $ 6,890,000 $ 265,000 $ 83,000
Tuolumne County California 25 $ 5,715,000 $ 228,000 $ 99,000
Trinity County California 24 $ 6,210,000 $ 258,000 $ 112,000
Carson City County Nevada 24 $ 6,360,000 $ 265,000 $ 87,000
Boone County Kentucky 22 $ 4,360,000 $ 198,000 $ 103,000
Kenton County Kentucky 22 $ 3,290,000 $ 149,000 $ 63,000
White Pine County Nevada 22 $ 3,190,000 $ 145,000 $ 87,000
Josephine County Oregon 22 $ 6,210,000 $ 282,000 $ 80,000
Johnson County Kansas 21 $ 5,135,000 $ 244,000 $ 129,000
Curry County Oregon 21 $ 5,935,000 $ 282,000 $ 78,000
Grant County Washington 21 $ 2,795,000 $ 133,000 $ 73,000
Montgomery County Ohio 20 $ 2,720,000 $ 136,000 $ 64,000
Benton County Oregon 20 $ 6,070,000 $ 303,000 $ 98,000
Marion County Oregon 20 $ 6,140,000 $ 307,000 $ 88,000
Mohave County Arizona 19 $ 3,945,000 $ 207,000 $ 96,000
Modoc County California 19 $ 2,455,000 $ 129,000 $ 57,000
Fulton County Georgia 19 $ 2,965,000 $ 156,000 $ 76,000
Douglas County Nevada 19 $ 8,355,000 $ 439,000 $ 147,000
Spartanburg County South Carolina 19 $ 3,765,000 $ 198,000 $ 79,000
Whitman County Washington 19 $ 4,695,000 $ 247,000 $ 84,000
Yavapai County Arizona 18 $ 5,030,000 $ 279,000 $ 76,000
Santa Barbara County California 18 $ 6,220,000 $ 345,000 $ 129,000
Montgomery County Tennessee 18 $ 3,550,000 $ 197,000 $ 60,000
Clark County Washington 18 $ 5,990,000 $ 332,000 $ 111,000
Kauai County Hawaii 16 $ 9,560,000 $ 597,000 $ 237,000
Idaho County Idaho 16 $ 2,720,000 $ 170,000 $ 77,000
Stanly County North Carolina 16 $ 3,480,000 $ 217,000 $ 50,000
Yamhill County Oregon 16 $ 4,050,000 $ 253,000 $ 66,000
Walla Walla County Washington 16 $ 3,000,000 $ 187,000 $ 77,000
Weld County Colorado 15 $ 3,895,000 $ 259,000 $ 92,000
Boise County Idaho 15 $ 2,975,000 $ 198,000 $ 63,000
Lancaster County South Carolina 15 $ 4,035,000 $ 269,000 $ 95,000
Hays County Texas 15 $ 5,175,000 $ 345,000 $ 142,000
Colusa County California 14 $ 3,210,000 $ 229,000 $ 82,000
Elmore County Idaho 14 $ 1,910,000 $ 136,000 $ 73,000
Polk County Oregon 14 $ 4,770,000 $ 340,000 $ 110,000
Cochise County Arizona 13 $ 1,995,000 $ 153,000 $ 52,000
Siskiyou County California 13 $ 3,125,000 $ 240,000 $ 115,000
Coos County Oregon 13 $ 2,535,000 $ 195,000 $ 75,000
Jefferson County Oregon 13 $ 4,005,000 $ 308,000 $ 116,000
Dickson County Tennessee 13 $ 2,665,000 $ 205,000 $ 74,000
Pierce County Washington 13 $ 3,795,000 $ 291,000 $ 85,000
Cobb County Georgia 12 $ 2,600,000 $ 216,000 $ 75,000
Power County Idaho 12 $ 1,470,000 $ 122,000 $ 77,000
Brunswick County North Carolina 12 $ 3,390,000 $ 282,000 $ 114,000
Wake County North Carolina 12 $ 4,030,000 $ 335,000 $ 154,000
Anderson County South Carolina 12 $ 2,660,000 $ 221,000 $ 93,000
Cheatham County Tennessee 12 $ 2,780,000 $ 231,000 $ 85,000
King County Washington 12 $ 4,430,000 $ 369,000 $ 174,000
Stevens County Washington 12 $ 2,800,000 $ 233,000 $ 171,000
Coconino County Arizona 11 $ 3,415,000 $ 310,000 $ 112,000
Navajo County Arizona 11 $ 2,935,000 $ 266,000 $ 125,000
El Paso County Colorado 11 $ 3,365,000 $ 305,000 $ 181,000
Whitfield County Georgia 11 $ 2,465,000 $ 224,000 $ 97,000
Jefferson County Idaho 11 $ 1,745,000 $ 158,000 $ 61,000
Payette County Idaho 11 $ 3,295,000 $ 299,000 $ 77,000
St. John the Baptist County Louisiana 11 $ 1,615,000 $ 146,000 $ 48,000
Storey County Nevada 11 $ 2,755,000 $ 250,000 $ 75,000
Coffee County Tennessee 11 $ 1,835,000 $ 166,000 $ 68,000
Henderson County Texas 11 $ 2,495,000 $ 226,000 $ 101,000
Montgomery County Texas 11 $ 2,855,000 $ 259,000 $ 155,000
Santa Cruz County Arizona 10 $ 1,480,000 $ 148,000 $ 70,000
McHenry County Illinois 10 $ 2,440,000 $ 244,000 $ 97,000
Dearborn County Indiana 10 $ 1,900,000 $ 190,000 $ 71,000
Platte County Missouri 10 $ 1,460,000 $ 146,000 $ 75,000
Elko County Nevada 10 $ 1,940,000 $ 194,000 $ 78,000
Crook County Oregon 10 $ 3,530,000 $ 353,000 $ 140,000
Lawrence County Tennessee 10 $ 1,440,000 $ 144,000 $ 46,000
Robertson County Tennessee 10 $ 2,220,000 $ 222,000 $ 88,000
Bell County Texas 10 $ 1,620,000 $ 162,000 $ 183,000
Kings County California 9 $ 2,725,000 $ 302,000 $ 121,000
Clearwater County Idaho 9 $ 1,395,000 $ 155,000 $ 60,000
Gem County Idaho 9 $ 1,535,000 $ 170,000 $ 61,000
Campbell County Kentucky 9 $ 1,355,000 $ 150,000 $ 59,000
Iberville County Louisiana 9 $ 1,095,000 $ 121,000 $ 48,000
West Baton Rouge County Louisiana 9 $ 1,515,000 $ 168,000 $ 59,000
Ingham County Michigan 9 $ 1,675,000 $ 186,000 $ 77,000
Mineral County Nevada 9 $ 805,000 $ 89,000 $ 55,000
Adams County Ohio 9 $ 1,305,000 $ 145,000 $ 65,000
Lincoln County Oregon 9 $ 1,915,000 $ 212,000 $ 116,000
Mariposa County California 8 $ 1,350,000 $ 168,000 $ 87,000
Sierra County California 8 $ 1,480,000 $ 185,000 $ 65,000
Valley County Idaho 8 $ 2,310,000 $ 288,000 $ 245,000
Kane County Illinois 8 $ 2,800,000 $ 350,000 $ 153,000
Lake County Indiana 8 $ 2,000,000 $ 250,000 $ 197,000
St. Bernard County Louisiana 8 $ 1,640,000 $ 205,000 $ 91,000
Alexander County North Carolina 8 $ 1,220,000 $ 152,000 $ 47,000
Bedford County Tennessee 8 $ 930,000 $ 116,000 $ 70,000
Johnson County Texas 8 $ 1,880,000 $ 235,000 $ 89,000
Skagit County Washington 8 $ 2,030,000 $ 253,000 $ 88,000
Snohomish County Washington 8 $ 3,330,000 $ 416,000 $ 131,000
Gila County Arizona 7 $ 1,525,000 $ 217,000 $ 90,000
Coweta County Georgia 7 $ 1,165,000 $ 166,000 $ 64,000
DeKalb County Georgia 7 $ 1,695,000 $ 242,000 $ 73,000
Bonner County Idaho 7 $ 1,955,000 $ 279,000 $ 96,000
Madison County Idaho 7 $ 1,325,000 $ 189,000 $ 58,000
Tuscola County Michigan 7 $ 1,055,000 $ 150,000 $ 76,000
Johnson County Missouri 7 $ 1,165,000 $ 166,000 $ 56,000
Burke County North Carolina 7 $ 815,000 $ 116,000 $ 44,000
Cleveland County North Carolina 7 $ 1,245,000 $ 177,000 $ 80,000
Umatilla County Oregon 7 $ 1,565,000 $ 223,000 $ 85,000
Bexar County Texas 7 $ 1,965,000 $ 280,000 $ 130,000
Liberty County Texas 7 $ 1,755,000 $ 250,000 $ 98,000
Parker County Texas 7 $ 2,455,000 $ 350,000 $ 144,000
Imperial County California 6 $ 1,410,000 $ 235,000 $ 99,000
Boulder County Colorado 6 $ 2,580,000 $ 430,000 $ 151,000
Kent County Michigan 6 $ 1,370,000 $ 228,000 $ 126,000
Saginaw County Michigan 6 $ 1,080,000 $ 180,000 $ 77,000
Humboldt County Nevada 6 $ 1,280,000 $ 213,000 $ 72,000
Pershing County Nevada 6 $ 860,000 $ 143,000 $ 91,000
Highland County Ohio 6 $ 1,040,000 $ 173,000 $ 60,000
Summit County Ohio 6 $ 1,900,000 $ 316,000 $ 160,000
Wasco County Oregon 6 $ 1,730,000 $ 288,000 $ 85,000
Beaufort County South Carolina 6 $ 1,820,000 $ 303,000 $ 84,000
Marshall County Tennessee 6 $ 1,270,000 $ 211,000 $ 75,000
Burnet County Texas 6 $ 1,810,000 $ 301,000 $ 133,000
Smith County Texas 6 $ 1,500,000 $ 250,000 $ 146,000
Salt Lake County Utah 6 $ 1,570,000 $ 261,000 $ 76,000
Adams County Washington 6 $ 720,000 $ 120,000 $ 57,000
Garfield County Washington 6 $ 830,000 $ 138,000 $ 70,000
Grays Harbor County Washington 6 $ 1,130,000 $ 188,000 $ 59,000
Madison County Alabama 5 $ 1,205,000 $ 241,000 $ 90,000
Broward County Florida 5 $ 1,125,000 $ 225,000 $ 55,000
Gwinnett County Georgia 5 $ 1,805,000 $ 361,000 $ 77,000
Franklin County Idaho 5 $ 965,000 $ 193,000 $ 50,000
Wyandotte County Kansas 5 $ 865,000 $ 173,000 $ 85,000
Christian County Kentucky 5 $ 705,000 $ 141,000 $ 39,000
Bay County Michigan 5 $ 605,000 $ 121,000 $ 79,000
Huron County Michigan 5 $ 725,000 $ 145,000 $ 72,000
Jackson County Michigan 5 $ 965,000 $ 193,000 $ 72,000
Ogemaw County Michigan 5 $ 1,075,000 $ 215,000 $ 150,000
Roscommon County Michigan 5 $ 645,000 $ 129,000 $ 76,000
Sanilac County Michigan 5 $ 615,000 $ 123,000 $ 115,000
Buncombe County North Carolina 5 $ 1,315,000 $ 263,000 $ 92,000
Caldwell County North Carolina 5 $ 735,000 $ 147,000 $ 53,000
Forsyth County North Carolina 5 $ 825,000 $ 165,000 $ 73,000
Guilford County North Carolina 5 $ 1,095,000 $ 219,000 $ 78,000
Franklin County Ohio 5 $ 915,000 $ 183,000 $ 94,000
Lucas County Ohio 5 $ 705,000 $ 141,000 $ 79,000
Miami County Ohio 5 $ 1,145,000 $ 229,000 $ 67,000
Columbia County Oregon 5 $ 1,265,000 $ 253,000 $ 89,000
Union County Oregon 5 $ 1,045,000 $ 209,000 $ 63,000
Wallowa County Oregon 5 $ 1,115,000 $ 223,000 $ 54,000
Anderson County Tennessee 5 $ 1,195,000 $ 239,000 $ 53,000
Knox County Tennessee 5 $ 1,135,000 $ 227,000 $ 55,000
Putnam County Tennessee 5 $ 1,145,000 $ 229,000 $ 55,000
Shelby County Tennessee 5 $ 955,000 $ 191,000 $ 202,000
Smith County Tennessee 5 $ 575,000 $ 115,000 $ 44,000
Brazos County Texas 5 $ 1,455,000 $ 291,000 $ 128,000
Fannin County Texas 5 $ 895,000 $ 179,000 $ 67,000
Van Zandt County Texas 5 $ 1,285,000 $ 257,000 $ 92,000
Wise County Texas 5 $ 1,135,000 $ 227,000 $ 100,000
Whatcom County Washington 5 $ 1,575,000 $ 315,000 $ 110,000
Tuscaloosa County Alabama 4 $ 820,000 $ 205,000 $ 81,000
Mono County California 4 $ 1,310,000 $ 327,000 $ 198,000
Routt County Colorado 4 $ 1,280,000 $ 320,000 $ 116,000
Hillsborough County Florida 4 $ 1,170,000 $ 292,000 $ 129,000
Orange County Florida 4 $ 880,000 $ 220,000 $ 100,000
Fannin County Georgia 4 $ 1,500,000 $ 375,000 $ 124,000
Hawaii County Hawaii 4 $ 2,080,000 $ 520,000 $ 200,000
Maui County Hawaii 4 $ 2,340,000 $ 585,000 $ 46,000
Blaine County Idaho 4 $ 1,720,000 $ 430,000 $ 205,000
Caribou County Idaho 4 $ 540,000 $ 135,000 $ 60,000
Fremont County Idaho 4 $ 470,000 $ 117,000 $ 37,000
Lewis County Idaho 4 $ 560,000 $ 140,000 $ 66,000
Oneida County Idaho 4 $ 1,280,000 $ 320,000 $ 83,000
Jo Daviess County Illinois 4 $ 800,000 $ 200,000 $ 304,000
Polk County Iowa 4 $ 570,000 $ 142,000 $ 65,000
St. Charles County Louisiana 4 $ 820,000 $ 205,000 $ 103,000
Antrim County Michigan 4 $ 1,690,000 $ 422,000 $ 173,000
Grand Traverse County Michigan 4 $ 1,210,000 $ 302,000 $ 177,000
Lenawee County Michigan 4 $ 840,000 $ 210,000 $ 80,000
St. Charles County Missouri 4 $ 1,160,000 $ 290,000 $ 98,000
Anson County North Carolina 4 $ 510,000 $ 127,000 $ 63,000
Greene County Ohio 4 $ 880,000 $ 220,000 $ 81,000
Tulsa County Oklahoma 4 $ 910,000 $ 227,000 $ 114,000
Hood River County Oregon 4 $ 1,550,000 $ 387,000 $ 101,000
Richland County South Carolina 4 $ 450,000 $ 112,000 $ 100,000
Franklin County Tennessee 4 $ 610,000 $ 152,000 $ 29,000
Sequatchie County Tennessee 4 $ 1,190,000 $ 297,000 $ 105,000
El Paso County Texas 4 $ 630,000 $ 157,000 $ 70,000
Erath County Texas 4 $ 690,000 $ 172,000 $ 82,000
Guadalupe County Texas 4 $ 1,020,000 $ 255,000 $ 77,000
Lubbock County Texas 4 $ 860,000 $ 215,000 $ 139,000
McLennan County Texas 4 $ 1,010,000 $ 252,000 $ 196,000
Newport News County Virginia 4 $ 200,000 $ 50,000 $ 63,000
Suffolk County Virginia 4 $ 680,000 $ 170,000 $ 68,000
Virginia Beach County Virginia 4 $ 1,020,000 $ 255,000 $ 76,000
Cowlitz County Washington 4 $ 1,060,000 $ 265,000 $ 81,000
Kittitas County Washington 4 $ 800,000 $ 200,000 $ 62,000
Lincoln County Washington 4 $ 580,000 $ 145,000 $ 66,000
Mason County Washington 4 $ 910,000 $ 227,000 $ 53,000
Walworth County Wisconsin 4 $ 1,250,000 $ 312,000 $ 300,000
Jackson County Alabama 3 $ 435,000 $ 145,000 $ 64,000
La Plata County Colorado 3 $ 1,575,000 $ 525,000 $ 334,000
Manatee County Florida 3 $ 975,000 $ 325,000 $ 113,000
Pasco County Florida 3 $ 705,000 $ 235,000 $ 99,000
Pinellas County Florida 3 $ 955,000 $ 318,000 $ 267,000
Chattooga County Georgia 3 $ 575,000 $ 191,000 $ 54,000
Dade County Georgia 3 $ 525,000 $ 175,000 $ 134,000
Douglas County Georgia 3 $ 235,000 $ 78,000 $ 65,000
Butte County Idaho 3 $ 435,000 $ 145,000 $ 49,000
Shoshone County Idaho 3 $ 525,000 $ 175,000 $ 67,000
Champaign County Illinois 3 $ 465,000 $ 155,000 $ 32,000
Ripley County Indiana 3 $ 325,000 $ 108,000 $ 45,000
Cerro Gordo County Iowa 3 $ 525,000 $ 175,000 $ 97,000
Berrien County Michigan 3 $ 595,000 $ 198,000 $ 148,000
Eaton County Michigan 3 $ 435,000 $ 145,000 $ 77,000
Lowndes County Mississippi 3 $ 285,000 $ 95,000 $ 41,000
Lafayette County Missouri 3 $ 655,000 $ 218,000 $ 63,000
St. Louis County Missouri 3 $ 1,355,000 $ 451,000 $ 207,000
Nye County Nevada 3 $ 285,000 $ 95,000 $ 59,000
Santa Fe County New Mexico 3 $ 1,265,000 $ 421,000 $ 227,000
Henderson County North Carolina 3 $ 1,135,000 $ 378,000 $ 95,000
New Hanover County North Carolina 3 $ 1,175,000 $ 391,000 $ 148,000
Rutherford County North Carolina 3 $ 635,000 $ 211,000 $ 135,000
Preble County Ohio 3 $ 345,000 $ 115,000 $ 48,000
Dyer County Tennessee 3 $ 165,000 $ 55,000 $ 40,000
Macon County Tennessee 3 $ 325,000 $ 108,000 $ 46,000
McMinn County Tennessee 3 $ 235,000 $ 78,000 $ 33,000
Warren County Tennessee 3 $ 315,000 $ 105,000 $ 36,000
Brazoria County Texas 3 $ 555,000 $ 185,000 $ 112,000
Fort Bend County Texas 3 $ 715,000 $ 238,000 $ 98,000
Grayson County Texas 3 $ 705,000 $ 235,000 $ 125,000
Orange County Texas 3 $ 565,000 $ 188,000 $ 78,000
Polk County Texas 3 $ 1,225,000 $ 408,000 $ 266,000
Fairfax County Virginia 3 $ 2,335,000 $ 778,000 $ 99,000
Columbia County Washington 3 $ 365,000 $ 121,000 $ 50,000
Kitsap County Washington 3 $ 2,045,000 $ 681,000 $ 244,000
Limestone County Alabama 2 $ 590,000 $ 295,000 $ 81,000
Washington County Arkansas 2 $ 540,000 $ 270,000 $ 190,000
Broomfield County Colorado 2 $ 1,060,000 $ 530,000 $ 112,000
Mesa County Colorado 2 $ 610,000 $ 305,000 $ 69,000
Montezuma County Colorado 2 $ 970,000 $ 485,000 $ 356,000
Park County Colorado 2 $ 240,000 $ 120,000 $ 42,000
Charlotte County Florida 2 $ 420,000 $ 210,000 $ 41,000
Duval County Florida 2 $ 290,000 $ 145,000 $ 105,000
Escambia County Florida 2 $ 400,000 $ 200,000 $ 57,000
Lee County Florida 2 $ 250,000 $ 125,000 $ 180,000
Sarasota County Florida 2 $ 740,000 $ 370,000 $ 206,000
Carroll County Georgia 2 $ 360,000 $ 180,000 $ 43,000
Clayton County Georgia 2 $ 250,000 $ 125,000 $ 38,000
Dawson County Georgia 2 $ 640,000 $ 320,000 $ 138,000
Henry County Georgia 2 $ 540,000 $ 270,000 $ 88,000
Jackson County Georgia 2 $ 480,000 $ 240,000 $ 73,000
Lee County Georgia 2 $ 730,000 $ 365,000 $ 218,000
Murray County Georgia 2 $ 340,000 $ 170,000 $ 42,000
Benewah County Idaho 2 $ 390,000 $ 195,000 $ 111,000
Twin Falls County Idaho 2 $ 310,000 $ 155,000 $ 53,000
Washington County Idaho 2 $ 380,000 $ 190,000 $ 43,000
Kendall County Illinois 2 $ 520,000 $ 260,000 $ 148,000
Boone County Indiana 2 $ 800,000 $ 400,000 $ 101,000
Hancock County Indiana 2 $ 560,000 $ 280,000 $ 147,000
Marion County Indiana 2 $ 720,000 $ 360,000 $ 100,000
Johnson County Iowa 2 $ 450,000 $ 225,000 $ 117,000
Page County Iowa 2 $ 470,000 $ 235,000 $ 81,000
Franklin County Kansas 2 $ 350,000 $ 175,000 $ 40,000
Leavenworth County Kansas 2 $ 460,000 $ 230,000 $ 108,000
Linn County Kansas 2 $ 280,000 $ 140,000 $ 35,000
Grant County Kentucky 2 $ 260,000 $ 130,000 $ 46,000
Iberia County Louisiana 2 $ 60,000 $ 30,000 $ 36,000
Pointe Coupee County Louisiana 2 $ 390,000 $ 195,000 $ 65,000
Benzie County Michigan 2 $ 360,000 $ 180,000 $ 73,000
Clare County Michigan 2 $ 210,000 $ 105,000 $ 106,000
Crawford County Michigan 2 $ 400,000 $ 200,000 $ 223,000
Gladwin County Michigan 2 $ 190,000 $ 95,000 $ 95,000
Hillsdale County Michigan 2 $ 560,000 $ 280,000 $ 109,000
Iosco County Michigan 2 $ 300,000 $ 150,000 $ 91,000
Midland County Michigan 2 $ 670,000 $ 335,000 $ 86,000
Blue Earth County Minnesota 2 $ 890,000 $ 445,000 $ 183,000
Greene County Missouri 2 $ 360,000 $ 180,000 $ 130,000
Morgan County Missouri 2 $ 360,000 $ 180,000 $ 155,000
Bernalillo County New Mexico 2 $ 470,000 $ 235,000 $ 121,000
Avery County North Carolina 2 $ 510,000 $ 255,000 $ 142,000
Davidson County North Carolina 2 $ 480,000 $ 240,000 $ 138,000
Davie County North Carolina 2 $ 540,000 $ 270,000 $ 72,000
Harnett County North Carolina 2 $ 470,000 $ 235,000 $ 85,000
Johnston County North Carolina 2 $ 550,000 $ 275,000 $ 91,000
Wilson County North Carolina 2 $ 430,000 $ 215,000 $ 44,000
Malheur County Oregon 2 $ 620,000 $ 310,000 $ 79,000
Horry County South Carolina 2 $ 760,000 $ 380,000 $ 118,000
Chester County Tennessee 2 $ 400,000 $ 200,000 $ 70,000
Henry County Tennessee 2 $ 300,000 $ 150,000 $ 87,000
Monroe County Tennessee 2 $ 320,000 $ 160,000 $ 176,000
Polk County Tennessee 2 $ 450,000 $ 225,000 $ 127,000
Roane County Tennessee 2 $ 620,000 $ 310,000 $ 57,000
Tipton County Tennessee 2 $ 290,000 $ 145,000 $ 57,000
White County Tennessee 2 $ 190,000 $ 95,000 $ 46,000
Bastrop County Texas 2 $ 480,000 $ 240,000 $ 48,000
Cherokee County Texas 2 $ 340,000 $ 170,000 $ 59,000
Comal County Texas 2 $ 660,000 $ 330,000 $ 112,000
Hopkins County Texas 2 $ 600,000 $ 300,000 $ 143,000
Jefferson County Texas 2 $ 290,000 $ 145,000 $ 98,000
Kendall County Texas 2 $ 650,000 $ 325,000 $ 228,000
Lee County Texas 2 $ 510,000 $ 255,000 $ 76,000
Milam County Texas 2 $ 580,000 $ 290,000 $ 112,000
Davis County Utah 2 $ 610,000 $ 305,000 $ 117,000
Utah County Utah 2 $ 590,000 $ 295,000 $ 248,000
Chesapeake County Virginia 2 $ 370,000 $ 185,000 $ 77,000
Clallam County Washington 2 $ 450,000 $ 225,000 $ 136,000
Douglas County Washington 2 $ 760,000 $ 380,000 $ 80,000
Skamania County Washington 2 $ 670,000 $ 335,000 $ 65,000
Dane County Wisconsin 2 $ 830,000 $ 415,000 $ 196,000
Green Lake County Wisconsin 2 $ 690,000 $ 345,000 $ 515,000
Kenosha County Wisconsin 2 $ 390,000 $ 195,000 $ 57,000
Sublette County Wyoming 2 $ 180,000 $ 90,000 $ 196,000
Houston County Alabama 1 $ 75,000 $ 75,000 $ 29,000
Jefferson County Alabama 1 $ 275,000 $ 275,000 $ 104,000
Pickens County Alabama 1 $ 95,000 $ 95,000 $ 24,000
Apache County Arizona 1 $ 65,000 $ 65,000 $ 86,000
Yuma County Arizona 1 $ 145,000 $ 145,000 $ 37,000
Benton County Arkansas 1 $ 265,000 $ 265,000 $ 191,000
Pope County Arkansas 1 $ 95,000 $ 95,000 $ 34,000
St. Francis County Arkansas 1 $ 165,000 $ 165,000 $ 62,000
Alpine County California 1 $ 195,000 $ 195,000 $ 341,000
Inyo County California 1 $ 225,000 $ 225,000 $ 75,000
Chaffee County Colorado 1 $ 315,000 $ 315,000 $ 128,000
Clear Creek County Colorado 1 $ 365,000 $ 365,000 $ 135,000
Eagle County Colorado 1 $ 565,000 $ 565,000 $ 148,000
Elbert County Colorado 1 $ 415,000 $ 415,000 $ 207,000
Gilpin County Colorado 1 $ 205,000 $ 205,000 $ 75,000
Grand County Colorado 1 $ 235,000 $ 235,000 $ 104,000
Lake County Colorado 1 $ 115,000 $ 115,000 $ 98,000
Larimer County Colorado 1 $ 475,000 $ 475,000 $ 157,000
Summit County Colorado 1 $ 135,000 $ 135,000 $ 303,000
District of Columbia County District Of Columbia 1 $ 455,000 $ 455,000 $ 266,000
Clay County Florida 1 $ 145,000 $ 145,000 $ 45,000
Miami-Dade County Florida 1 $ 515,000 $ 515,000 $ 340,000
Palm Beach County Florida 1 $ 185,000 $ 185,000 $ 42,000
Polk County Florida 1 $ 285,000 $ 285,000 $ 0
Bibb County Georgia 1 $ 205,000 $ 205,000 $ 61,000
Chatham County Georgia 1 $ 165,000 $ 165,000 $ 115,000
Cherokee County Georgia 1 $ 225,000 $ 225,000 $ 41,000
Gilmer County Georgia 1 $ 155,000 $ 155,000 $ 34,000
Gordon County Georgia 1 $ 185,000 $ 185,000 $ 46,000
Greene County Georgia 1 $ 325,000 $ 325,000 $ 399,000
Habersham County Georgia 1 $ 65,000 $ 65,000 $ 29,000
Hall County Georgia 1 $ 165,000 $ 165,000 $ 108,000
Haralson County Georgia 1 $ 145,000 $ 145,000 $ 58,000
Meriwether County Georgia 1 $ 185,000 $ 185,000 $ 48,000
Oconee County Georgia 1 $ 275,000 $ 275,000 $ 78,000
Pierce County Georgia 1 $ 315,000 $ 315,000 $ 62,000
Rockdale County Georgia 1 $ 165,000 $ 165,000 $ 55,000
Adams County Idaho 1 $ 305,000 $ 305,000 $ 167,000
Custer County Idaho 1 $ 225,000 $ 225,000 $ 251,000
Jerome County Idaho 1 $ 405,000 $ 405,000 $ 242,000
Grundy County Illinois 1 $ 295,000 $ 295,000 $ 154,000
LaSalle County Illinois 1 $ 255,000 $ 255,000 $ 267,000
Whiteside County Illinois 1 $ 295,000 $ 295,000 $ 108,000
Woodford County Illinois 1 $ 395,000 $ 395,000 $ 71,000
Allen County Indiana 1 $ 95,000 $ 95,000 $ 69,000
Fayette County Indiana 1 $ 185,000 $ 185,000 $ 51,000
Hamilton County Indiana 1 $ 325,000 $ 325,000 $ 193,000
LaPorte County Indiana 1 $ 255,000 $ 255,000 $ 73,000
Marshall County Indiana 1 $ 245,000 $ 245,000 $ 124,000
Ohio County Indiana 1 $ 305,000 $ 305,000 $ 105,000
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Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,862 $5,153,630,000 $288,000 $1,965,000 $102,000 $3,673,000
Refinancing 10,406 $3,345,860,000 $321,000 $2,565,000 $127,000 $2,100,000
Cash-out Refinancing 3,965 $1,209,955,000 $305,000 $1,485,000 $110,000 $1,388,000
Other Purpose 110 $27,780,000 $252,000 $765,000 $137,000 $1,502,000
Not Applicable 1 $525,000 $525,000 $525,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,691 $6,564,085,000 $302,000 $2,565,000 $115,000 $3,673,000
Hispanic 4,563 $1,257,695,000 $275,000 $1,555,000 $92,000 $696,000
Not Provided 2,663 $879,755,000 $330,000 $1,745,000 $119,000 $1,502,000
Black or African American 1,770 $445,300,000 $251,000 $995,000 $88,000 $1,187,000
Asian 1,304 $473,210,000 $362,000 $1,655,000 $129,000 $857,000
American Indian or Alaskan Native 159 $44,935,000 $282,000 $895,000 $94,000 $385,000
Native Hawaiian or Other Pacific Islander 78 $28,260,000 $362,000 $765,000 $125,000 $435,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,646 $7,513,530,000 $304,000 $2,565,000 $120,000 $3,673,000
FHA-insured (Federal Housing Administration) 5,055 $1,342,215,000 $265,000 $915,000 $77,000 $1,187,000
VA-guaranteed (Veterans Administration) 2,175 $789,955,000 $363,000 $1,605,000 $93,000 $1,082,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 468 $92,050,000 $196,000 $515,000 $57,000 $213,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,437 $7,709,485,000 $303,000 $1,895,000 $111,000 $3,673,000
Application Withdrawn By Applicant 5,480 $1,614,380,000 $294,000 $2,565,000 $113,000 $1,388,000
Application Denied By Financial Institution 1,152 $326,150,000 $283,000 $1,835,000 $101,000 $2,100,000
Application Approved But Not Accepted 233 $74,645,000 $320,000 $1,965,000 $115,000 $502,000
File Closed For Incompleteness 37 $11,305,000 $305,000 $845,000 $93,000 $238,000
Loan Purchased By The Institution 5 $1,785,000 $357,000 $525,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 31,192 $9,411,600,000 $301,000 $2,565,000 $111,000 $3,673,000
Collateral 460 $129,810,000 $282,000 $1,085,000 $109,000 $2,100,000
Debt-To-Income Ratio 235 $65,215,000 $277,000 $1,125,000 $85,000 $1,502,000
Other 143 $40,735,000 $284,000 $1,835,000 $98,000 $585,000
Credit History 120 $35,720,000 $297,000 $1,235,000 $114,000 $1,187,000
Unverifiable Information 61 $19,685,000 $322,000 $1,365,000 $112,000 $582,000
Employment History 48 $10,960,000 $228,000 $495,000 $74,000 $286,000
Credit Application Incomplete 47 $14,505,000 $308,000 $1,305,000 $109,000 $448,000
Insufficient Cash (Downpayment, Closing Cost) 38 $9,520,000 $250,000 $765,000 $87,000 $231,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Summit Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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