Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Summit Funding, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,959 |
| Total Mortgage Loan Application Amount | $1,841,706,000 |
| Average Mortgage Loan Application Amount | $238,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,491 | $ 371,939,000 | $ 249,000 | $ 94,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 544 | $ 178,692,000 | $ 328,000 | $ 107,000 |
| STOCKTON, CA | 523 | $ 99,191,000 | $ 189,000 | $ 76,000 |
| RENO-SPARKS, NV | 481 | $ 96,481,000 | $ 200,000 | $ 83,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 438 | $ 80,988,000 | $ 184,000 | $ 85,000 |
| EUGENE-SPRINGFIELD, OR | 343 | $ 70,642,000 | $ 205,000 | $ 81,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 326 | $ 57,007,000 | $ 175,500 | $ 68,500 |
| CHICO, CA | 288 | $ 58,874,000 | $ 204,000 | $ 87,000 |
| LAS VEGAS-PARADISE, NV | 249 | $ 45,861,000 | $ 184,000 | $ 80,000 |
| SANTA ROSA-PETALUMA, CA | 230 | $ 79,106,000 | $ 343,000 | $ 114,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 209 | $ 40,957,000 | $ 195,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 204 | $ 43,893,000 | $ 215,000 | $ 98,000 |
| SALINAS, CA | 187 | $ 64,525,000 | $ 345,000 | $ 125,000 |
| CHARLOTTESVILLE, VA | 176 | $ 39,228,000 | $ 222,000 | $ 77,000 |
| SPOKANE, WA | 163 | $ 23,672,000 | $ 145,000 | $ 61,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 160 | $ 73,433,000 | $ 458,000 | $ 158,000 |
| VALLEJO-FAIRFIELD, CA | 149 | $ 38,740,000 | $ 260,000 | $ 88,000 |
| REDDING, CA | 119 | $ 21,864,000 | $ 183,000 | $ 75,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 111 | $ 16,050,000 | $ 144,000 | $ 71,000 |
| YUBA CITY, CA | 108 | $ 16,459,000 | $ 152,000 | $ 59,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 102 | $ 26,766,000 | $ 262,000 | $ 107,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 75 | $ 29,909,000 | $ 398,000 | $ 140,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 67 | $ 8,861,000 | $ 132,000 | $ 102,000 |
| BREMERTON-SILVERDALE, WA | 53 | $ 12,492,000 | $ 235,000 | $ 201,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 45 | $ 17,840,000 | $ 396,000 | $ 145,000 |
| LEWISTON, ID-WA | 44 | $ 7,144,000 | $ 162,000 | $ 70,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 43 | $ 21,064,000 | $ 489,000 | $ 202,000 |
| RICHMOND, VA | 34 | $ 6,059,000 | $ 178,000 | $ 60,000 |
| SANTA CRUZ-WATSONVILLE, CA | 31 | $ 12,143,000 | $ 391,000 | $ 128,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 27 | $ 9,113,000 | $ 337,000 | $ 129,000 |
| MODESTO, CA | 26 | $ 3,989,000 | $ 153,000 | $ 65,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 25 | $ 8,549,000 | $ 341,000 | $ 129,000 |
| COLUMBIA, SC | 22 | $ 2,913,000 | $ 132,000 | $ 40,000 |
| FLINT, MI | 19 | $ 2,578,000 | $ 135,000 | $ 74,000 |
| CARSON CITY, NV | 17 | $ 2,738,000 | $ 161,000 | $ 68,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 16 | $ 2,162,000 | $ 131,500 | $ 70,500 |
| NAPA, CA | 14 | $ 6,183,000 | $ 441,000 | $ 156,000 |
| FRESNO, CA | 12 | $ 2,164,000 | $ 180,000 | $ 69,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 11 | $ 2,629,000 | $ 239,000 | $ 64,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 9 | $ 2,912,000 | $ 323,000 | $ 148,000 |
| ANN ARBOR, MI | 8 | $ 1,505,000 | $ 188,000 | $ 97,000 |
| MERCED, CA | 8 | $ 1,046,000 | $ 130,000 | $ 85,000 |
| TACOMA, WA | 8 | $ 2,691,000 | $ 336,000 | $ 113,000 |
| BAKERSFIELD-DELANO, CA | 7 | $ 1,292,000 | $ 184,000 | $ 62,000 |
| BOISE CITY-NAMPA, ID | 7 | $ 1,039,000 | $ 148,000 | $ 60,000 |
| BEND, OR | 6 | $ 1,262,000 | $ 210,000 | $ 113,000 |
| COEUR D'ALENE, ID | 6 | $ 1,865,000 | $ 310,000 | $ 124,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 1,757,000 | $ 292,000 | $ 174,000 |
| WINSTON-SALEM, NC | 6 | $ 835,000 | $ 139,000 | $ 63,000 |
| MADERA-CHOWCHILLA, CA | 5 | $ 749,000 | $ 149,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 798,000 | $ 199,000 | $ 94,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 489,000 | $ 122,000 | $ 59,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 700,000 | $ 175,000 | $ 67,000 |
| HONOLULU, HI | 4 | $ 1,493,000 | $ 373,000 | $ 66,000 |
| SALEM, OR | 4 | $ 851,000 | $ 212,000 | $ 43,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,245,000 | $ 311,000 | $ 129,000 |
| SPARTANBURG, SC | 4 | $ 621,000 | $ 155,000 | $ 86,000 |
| BELLINGHAM, WA | 3 | $ 726,000 | $ 242,000 | $ 94,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 546,000 | $ 182,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 352,000 | $ 176,000 | $ 128,000 |
| CORVALLIS, OR | 2 | $ 373,000 | $ 186,000 | $ 67,000 |
| DENVER-AURORA-BROOMFIELD, CO | 2 | $ 546,000 | $ 273,000 | $ 120,000 |
| FAYETTEVILLE, NC | 2 | $ 217,000 | $ 108,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 203,000 | $ 101,000 | $ 29,000 |
| JACKSONVILLE, NC | 2 | $ 300,000 | $ 150,000 | $ 549,000 |
| LANSING-EAST LANSING, MI | 2 | $ 364,000 | $ 182,000 | $ 127,000 |
| LYNCHBURG, VA | 2 | $ 585,000 | $ 292,000 | $ 234,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 489,000 | $ 244,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 197,000 | $ 98,000 | $ 65,000 |
| AKRON, OH | 1 | $ 107,000 | $ 107,000 | $ 116,000 |
| ASHEVILLE, NC | 1 | $ 193,000 | $ 193,000 | $ 196,000 |
| BURLINGTON, NC | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| CLARKSVILLE, TN-KY | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 338,000 | $ 338,000 | $ 129,000 |
| EL CENTRO, CA | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| FLORENCE, SC | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 330,000 | $ 330,000 | $ 70,000 |
| KNOXVILLE, TN | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| MONROE, MI | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,014 | $1,338,231,000 | $222,000 | $1,805,000 | $88,000 | $1,708,000 |
| Refinancing | 1,942 | $502,769,000 | $258,000 | $2,000,000 | $104,000 | $6,600,000 |
| Home Improvement | 3 | $706,000 | $235,000 | $388,000 | $106,000 | $159,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,690 | $1,346,563,000 | $236,000 | $1,805,000 | $96,000 | $6,600,000 |
| Hispanic | 908 | $171,258,000 | $188,000 | $952,000 | $66,000 | $410,000 |
| Asian | 670 | $159,697,000 | $238,000 | $2,000,000 | $92,000 | $656,000 |
| Black or African American | 350 | $70,369,000 | $201,000 | $728,000 | $70,000 | $400,000 |
| Not Provided | 221 | $63,946,000 | $289,000 | $1,165,000 | $122,000 | $863,000 |
| Native Hawaiian or Other Pacific Islander | 64 | $17,652,000 | $275,000 | $605,000 | $89,000 | $283,000 |
| American Indian or Alaskan Native | 56 | $12,221,000 | $218,000 | $709,000 | $93,000 | $544,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,684 | $1,125,458,000 | $240,000 | $2,000,000 | $109,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 2,418 | $517,769,000 | $214,000 | $778,000 | $67,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 521 | $141,807,000 | $272,000 | $831,000 | $79,000 | $397,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 336 | $56,672,000 | $168,000 | $571,000 | $51,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,805 | $1,345,266,000 | $231,000 | $2,000,000 | $91,000 | $1,708,000 |
| Application Withdrawn By Applicant | 1,724 | $396,394,000 | $229,000 | $1,477,000 | $94,000 | $6,600,000 |
| Application Denied By Financial Institution | 289 | $68,792,000 | $238,000 | $1,500,000 | $89,000 | $750,000 |
| Application Approved But Not Accepted | 78 | $17,810,000 | $228,000 | $925,000 | $92,000 | $639,000 |
| File Closed For Incompleteness | 62 | $13,164,000 | $212,000 | $674,000 | $78,000 | $365,000 |
| Preapproval Denied by Financial Institution | 1 | $280,000 | $280,000 | $280,000 | $32,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,264,000 | $180,000 | $348,000 | $68,000 | $106,000 |
| Debt-To-Income Ratio | 6 | $926,000 | $154,000 | $237,000 | $41,000 | $62,000 |
| Collateral | 2 | $692,000 | $346,000 | $386,000 | $127,000 | $129,000 |
| Other | 1 | $180,000 | $180,000 | $180,000 | $44,000 | $44,000 |
| Employment History | 1 | $128,000 | $128,000 | $128,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.