Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Summit Funding, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Glendale, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,959 |
| Total Mortgage Loan Application Amount | $1,841,706,000 |
| Average Mortgage Loan Application Amount | $238,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 989 | $ 216,091,000 | $ 218,000 | $ 83,000 |
| San Joaquin County California | 523 | $ 99,191,000 | $ 189,000 | $ 76,000 |
| Washoe County Nevada | 476 | $ 95,419,000 | $ 200,000 | $ 83,000 |
| Contra Costa County California | 401 | $ 125,176,000 | $ 312,000 | $ 105,000 |
| Placer County California | 345 | $ 113,266,000 | $ 328,000 | $ 120,000 |
| Lane County Oregon | 343 | $ 70,642,000 | $ 205,000 | $ 81,000 |
| Oakland County Michigan | 328 | $ 63,972,000 | $ 195,000 | $ 91,000 |
| Butte County California | 288 | $ 58,874,000 | $ 204,000 | $ 87,000 |
| Clark County Nevada | 249 | $ 45,861,000 | $ 184,000 | $ 80,000 |
| Sonoma County California | 230 | $ 79,106,000 | $ 343,000 | $ 114,000 |
| Monterey County California | 187 | $ 64,525,000 | $ 345,000 | $ 125,000 |
| Mecklenburg County North Carolina | 179 | $ 30,781,000 | $ 171,000 | $ 69,000 |
| Spokane County Washington | 163 | $ 23,672,000 | $ 145,000 | $ 61,000 |
| Santa Barbara County California | 160 | $ 73,433,000 | $ 458,000 | $ 158,000 |
| Solano County California | 149 | $ 38,740,000 | $ 260,000 | $ 88,000 |
| Alameda County California | 143 | $ 53,516,000 | $ 374,000 | $ 114,000 |
| Riverside County California | 136 | $ 28,773,000 | $ 211,000 | $ 91,000 |
| Shasta County California | 119 | $ 21,864,000 | $ 183,000 | $ 75,000 |
| Wayne County Michigan | 111 | $ 16,050,000 | $ 144,000 | $ 71,000 |
| El Dorado County California | 102 | $ 30,679,000 | $ 300,000 | $ 121,000 |
| Los Angeles County California | 102 | $ 26,766,000 | $ 262,000 | $ 107,000 |
| Davidson County Tennessee | 98 | $ 17,576,000 | $ 179,000 | $ 91,000 |
| Albemarle County Virginia | 81 | $ 20,541,000 | $ 253,000 | $ 82,000 |
| Plumas County California | 79 | $ 12,150,000 | $ 153,000 | $ 79,000 |
| Macomb County Michigan | 78 | $ 11,728,000 | $ 150,000 | $ 71,000 |
| San Bernardino County California | 73 | $ 12,184,000 | $ 166,000 | $ 127,000 |
| Horry County South Carolina | 67 | $ 8,861,000 | $ 132,000 | $ 102,000 |
| Sutter County California | 58 | $ 8,245,000 | $ 142,000 | $ 58,000 |
| York County South Carolina | 58 | $ 10,288,000 | $ 177,000 | $ 67,000 |
| Williamson County Tennessee | 57 | $ 17,883,000 | $ 313,000 | $ 140,000 |
| Yolo County California | 55 | $ 11,903,000 | $ 216,000 | $ 74,000 |
| Kitsap County Washington | 53 | $ 12,492,000 | $ 235,000 | $ 201,000 |
| Yuba County California | 50 | $ 8,214,000 | $ 164,000 | $ 60,000 |
| Santa Clara County California | 48 | $ 20,808,000 | $ 433,000 | $ 135,000 |
| Cabarrus County North Carolina | 46 | $ 7,805,000 | $ 169,000 | $ 70,000 |
| Del Norte County California | 45 | $ 7,125,000 | $ 158,000 | $ 75,000 |
| Orange County California | 45 | $ 17,840,000 | $ 396,000 | $ 145,000 |
| Lassen County California | 41 | $ 6,567,000 | $ 160,000 | $ 72,000 |
| Iredell County North Carolina | 41 | $ 6,878,000 | $ 167,000 | $ 82,000 |
| Fluvanna County Virginia | 36 | $ 6,418,000 | $ 178,000 | $ 61,000 |
| Tehama County California | 34 | $ 5,306,000 | $ 156,000 | $ 60,000 |
| Nez Perce County Idaho | 33 | $ 5,358,000 | $ 162,000 | $ 62,000 |
| Lyon County Nevada | 32 | $ 4,306,000 | $ 134,000 | $ 48,000 |
| Santa Cruz County California | 31 | $ 12,143,000 | $ 391,000 | $ 128,000 |
| San Benito County California | 27 | $ 9,101,000 | $ 337,000 | $ 148,000 |
| Ventura County California | 27 | $ 9,113,000 | $ 337,000 | $ 129,000 |
| Livingston County Michigan | 27 | $ 4,721,000 | $ 174,000 | $ 67,000 |
| Stanislaus County California | 26 | $ 3,989,000 | $ 153,000 | $ 65,000 |
| Union County North Carolina | 26 | $ 5,377,000 | $ 206,000 | $ 86,000 |
| Greene County Virginia | 26 | $ 5,121,000 | $ 196,000 | $ 74,000 |
| San Diego County California | 25 | $ 8,549,000 | $ 341,000 | $ 129,000 |
| Rutherford County Tennessee | 25 | $ 4,041,000 | $ 161,000 | $ 56,000 |
| Marin County California | 23 | $ 11,785,000 | $ 512,000 | $ 208,000 |
| Douglas County Nevada | 22 | $ 4,528,000 | $ 205,000 | $ 96,000 |
| Georgetown County South Carolina | 22 | $ 4,576,000 | $ 208,000 | $ 86,000 |
| Louisa County Virginia | 22 | $ 3,904,000 | $ 177,000 | $ 57,000 |
| Charlottesville County Virginia | 21 | $ 4,255,000 | $ 202,000 | $ 62,000 |
| Genesee County Michigan | 19 | $ 2,578,000 | $ 135,000 | $ 74,000 |
| Augusta County Virginia | 19 | $ 3,171,000 | $ 166,000 | $ 56,000 |
| Orange County Virginia | 19 | $ 3,036,000 | $ 159,000 | $ 50,000 |
| Culpeper County Virginia | 18 | $ 3,168,000 | $ 176,000 | $ 64,000 |
| Carson City County Nevada | 17 | $ 2,738,000 | $ 161,000 | $ 68,000 |
| Gaston County North Carolina | 17 | $ 2,756,000 | $ 162,000 | $ 62,000 |
| Calaveras County California | 16 | $ 2,393,000 | $ 149,000 | $ 71,000 |
| Amador County California | 15 | $ 2,770,000 | $ 184,000 | $ 97,000 |
| Napa County California | 14 | $ 6,183,000 | $ 441,000 | $ 156,000 |
| Fresno County California | 12 | $ 2,164,000 | $ 180,000 | $ 69,000 |
| Beaufort County South Carolina | 12 | $ 2,726,000 | $ 227,000 | $ 109,000 |
| Nelson County Virginia | 12 | $ 2,893,000 | $ 241,000 | $ 130,000 |
| San Mateo County California | 11 | $ 4,462,000 | $ 405,000 | $ 122,000 |
| Lancaster County South Carolina | 11 | $ 1,843,000 | $ 167,000 | $ 50,000 |
| Lexington County South Carolina | 11 | $ 1,422,000 | $ 129,000 | $ 40,000 |
| Sumner County Tennessee | 11 | $ 2,026,000 | $ 184,000 | $ 65,000 |
| Asotin County Washington | 11 | $ 1,786,000 | $ 162,000 | $ 78,000 |
| Elko County Nevada | 10 | $ 2,158,000 | $ 215,000 | $ 72,000 |
| Wilson County Tennessee | 10 | $ 1,913,000 | $ 191,000 | $ 81,000 |
| Waynesboro County Virginia | 10 | $ 1,612,000 | $ 161,000 | $ 56,000 |
| Glenn County California | 9 | $ 886,000 | $ 98,000 | $ 55,000 |
| Nevada County California | 9 | $ 2,326,000 | $ 258,000 | $ 135,000 |
| San Francisco County California | 9 | $ 4,817,000 | $ 535,000 | $ 285,000 |
| San Luis Obispo County California | 9 | $ 2,912,000 | $ 323,000 | $ 148,000 |
| Rowan County North Carolina | 9 | $ 1,579,000 | $ 175,000 | $ 52,000 |
| Richland County South Carolina | 9 | $ 1,198,000 | $ 133,000 | $ 40,000 |
| Merced County California | 8 | $ 1,046,000 | $ 130,000 | $ 85,000 |
| Trinity County California | 8 | $ 1,180,000 | $ 147,000 | $ 56,000 |
| Washtenaw County Michigan | 8 | $ 1,505,000 | $ 188,000 | $ 97,000 |
| Maury County Tennessee | 8 | $ 1,355,000 | $ 169,000 | $ 86,000 |
| Pierce County Washington | 8 | $ 2,691,000 | $ 336,000 | $ 113,000 |
| Colusa County California | 7 | $ 857,000 | $ 122,000 | $ 47,000 |
| Humboldt County California | 7 | $ 1,763,000 | $ 251,000 | $ 130,000 |
| Kern County California | 7 | $ 1,292,000 | $ 184,000 | $ 62,000 |
| Lake County California | 7 | $ 1,348,000 | $ 192,000 | $ 145,000 |
| Clermont County Ohio | 7 | $ 866,000 | $ 123,000 | $ 49,000 |
| Linn County Oregon | 7 | $ 921,000 | $ 131,000 | $ 39,000 |
| Ada County Idaho | 6 | $ 935,000 | $ 155,000 | $ 65,000 |
| Kootenai County Idaho | 6 | $ 1,865,000 | $ 310,000 | $ 124,000 |
| Forsyth County North Carolina | 6 | $ 835,000 | $ 139,000 | $ 63,000 |
| Lincoln County North Carolina | 6 | $ 1,353,000 | $ 225,000 | $ 71,000 |
| Deschutes County Oregon | 6 | $ 1,262,000 | $ 210,000 | $ 113,000 |
| Madison County Virginia | 6 | $ 1,203,000 | $ 200,000 | $ 91,000 |
| Clallam County Washington | 6 | $ 980,000 | $ 163,000 | $ 50,000 |
| Madera County California | 5 | $ 749,000 | $ 149,000 | $ 97,000 |
| Storey County Nevada | 5 | $ 1,062,000 | $ 212,000 | $ 53,000 |
| Tuolumne County California | 4 | $ 727,000 | $ 181,000 | $ 113,000 |
| Honolulu County Hawaii | 4 | $ 1,493,000 | $ 373,000 | $ 66,000 |
| Churchill County Nevada | 4 | $ 915,000 | $ 228,000 | $ 74,000 |
| Guilford County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 67,000 |
| Spartanburg County South Carolina | 4 | $ 621,000 | $ 155,000 | $ 86,000 |
| Bedford County Tennessee | 4 | $ 527,000 | $ 131,000 | $ 23,000 |
| Fauquier County Virginia | 4 | $ 837,000 | $ 209,000 | $ 60,000 |
| King County Washington | 4 | $ 1,245,000 | $ 311,000 | $ 129,000 |
| Mendocino County California | 3 | $ 753,000 | $ 251,000 | $ 84,000 |
| Sierra County California | 3 | $ 536,000 | $ 178,000 | $ 66,000 |
| Latah County Idaho | 3 | $ 604,000 | $ 201,000 | $ 53,000 |
| Kent County Michigan | 3 | $ 263,000 | $ 87,000 | $ 39,000 |
| St. Clair County Michigan | 3 | $ 344,000 | $ 114,000 | $ 59,000 |
| Humboldt County Nevada | 3 | $ 634,000 | $ 211,000 | $ 109,000 |
| Butler County Ohio | 3 | $ 640,000 | $ 213,000 | $ 168,000 |
| Marion County Oregon | 3 | $ 590,000 | $ 196,000 | $ 40,000 |
| Washington County Oregon | 3 | $ 1,025,000 | $ 341,000 | $ 134,000 |
| Chester County South Carolina | 3 | $ 486,000 | $ 162,000 | $ 56,000 |
| Cumberland County Virginia | 3 | $ 411,000 | $ 137,000 | $ 58,000 |
| Fairfax County Virginia | 3 | $ 1,100,000 | $ 366,000 | $ 93,000 |
| Spotsylvania County Virginia | 3 | $ 557,000 | $ 185,000 | $ 47,000 |
| Stevens County Washington | 3 | $ 601,000 | $ 200,000 | $ 81,000 |
| Whatcom County Washington | 3 | $ 726,000 | $ 242,000 | $ 94,000 |
| Mariposa County California | 2 | $ 200,000 | $ 100,000 | $ 128,000 |
| Siskiyou County California | 2 | $ 187,000 | $ 93,000 | $ 62,000 |
| Tulare County California | 2 | $ 197,000 | $ 98,000 | $ 65,000 |
| Boone County Kentucky | 2 | $ 205,000 | $ 102,000 | $ 53,000 |
| Berrien County Michigan | 2 | $ 489,000 | $ 244,000 | $ 94,000 |
| Ingham County Michigan | 2 | $ 364,000 | $ 182,000 | $ 127,000 |
| Lapeer County Michigan | 2 | $ 223,000 | $ 111,000 | $ 34,000 |
| Catawba County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 29,000 |
| Cumberland County North Carolina | 2 | $ 217,000 | $ 108,000 | $ 55,000 |
| Granville County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 73,000 |
| Onslow County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 549,000 |
| Hamilton County Ohio | 2 | $ 186,000 | $ 93,000 | $ 49,000 |
| Benton County Oregon | 2 | $ 373,000 | $ 186,000 | $ 67,000 |
| Coos County Oregon | 2 | $ 358,000 | $ 179,000 | $ 137,000 |
| Douglas County Oregon | 2 | $ 973,000 | $ 486,000 | $ 124,000 |
| Hood River County Oregon | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Lincoln County Oregon | 2 | $ 303,000 | $ 151,000 | $ 44,000 |
| Multnomah County Oregon | 2 | $ 588,000 | $ 294,000 | $ 265,000 |
| Aiken County South Carolina | 2 | $ 352,000 | $ 176,000 | $ 128,000 |
| Charleston County South Carolina | 2 | $ 316,000 | $ 158,000 | $ 153,000 |
| Orangeburg County South Carolina | 2 | $ 232,000 | $ 116,000 | $ 35,000 |
| Pickens County South Carolina | 2 | $ 281,000 | $ 140,000 | $ 51,000 |
| DeKalb County Tennessee | 2 | $ 347,000 | $ 173,000 | $ 236,000 |
| Marshall County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Robertson County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 52,000 |
| Buckingham County Virginia | 2 | $ 295,000 | $ 147,000 | $ 59,000 |
| Caroline County Virginia | 2 | $ 434,000 | $ 217,000 | $ 53,000 |
| Goochland County Virginia | 2 | $ 302,000 | $ 151,000 | $ 22,000 |
| Henrico County Virginia | 2 | $ 544,000 | $ 272,000 | $ 186,000 |
| Jefferson County Washington | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Mason County Washington | 2 | $ 444,000 | $ 222,000 | $ 70,000 |
| Whitman County Washington | 2 | $ 279,000 | $ 139,000 | $ 53,000 |
| Alpine County California | 1 | $ 306,000 | $ 306,000 | $ 129,000 |
| Imperial County California | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Mono County California | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Adams County Colorado | 1 | $ 354,000 | $ 354,000 | $ 196,000 |
| Arapahoe County Colorado | 1 | $ 192,000 | $ 192,000 | $ 44,000 |
| Kauai County Hawaii | 1 | $ 438,000 | $ 438,000 | $ 383,000 |
| Maui County Hawaii | 1 | $ 778,000 | $ 778,000 | $ 340,000 |
| Canyon County Idaho | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Clearwater County Idaho | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| Idaho County Idaho | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Lewis County Idaho | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Teton County Idaho | 1 | $ 192,000 | $ 192,000 | $ 183,000 |
| Valley County Idaho | 1 | $ 213,000 | $ 213,000 | $ 202,000 |
| Grant County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 93,000 |
| Jefferson County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 207,000 | $ 207,000 | $ 333,000 |
| Washington County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Alpena County Michigan | 1 | $ 108,000 | $ 108,000 | $ 144,000 |
| Barry County Michigan | 1 | $ 226,000 | $ 226,000 | $ 117,000 |
| Grand Traverse County Michigan | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Lenawee County Michigan | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Ottawa County Michigan | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Roscommon County Michigan | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Shiawassee County Michigan | 1 | $ 169,000 | $ 169,000 | $ 113,000 |
| Nye County Nevada | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| White Pine County Nevada | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Alamance County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Buncombe County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 196,000 |
| Davidson County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Durham County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 129,000 |
| Moore County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Stanly County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Ashtabula County Ohio | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
| Brown County Ohio | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Lorain County Ohio | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Summit County Ohio | 1 | $ 107,000 | $ 107,000 | $ 116,000 |
| Clackamas County Oregon | 1 | $ 144,000 | $ 144,000 | $ 113,000 |
| Klamath County Oregon | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Lake County Oregon | 1 | $ 293,000 | $ 293,000 | $ 94,000 |
| Polk County Oregon | 1 | $ 261,000 | $ 261,000 | $ 55,000 |
| Berkeley County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Calhoun County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Darlington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Dorchester County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Hampton County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 23,000 |
| Kershaw County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Marlboro County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Newberry County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 52,000 |
| Williamsburg County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 83,000 |
| Cheatham County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Franklin County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 40,000 |
| Knox County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Lincoln County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 417,000 |
| Montgomery County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| Amherst County Virginia | 1 | $ 172,000 | $ 172,000 | $ 137,000 |
| Bedford County Virginia | 1 | $ 413,000 | $ 413,000 | $ 332,000 |
| Chesterfield County Virginia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Hanover County Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Rappahannock County Virginia | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Richmond City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Stafford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Staunton County Virginia | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Benton County Washington | 1 | $ 330,000 | $ 330,000 | $ 70,000 |
| Ferry County Washington | 1 | $ 209,000 | $ 209,000 | $ 64,000 |
| Garfield County Washington | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Grant County Washington | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Island County Washington | 1 | $ 400,000 | $ 400,000 | $ 863,000 |
| Skagit County Washington | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,014 | $1,338,231,000 | $222,000 | $1,805,000 | $88,000 | $1,708,000 |
| Refinancing | 1,942 | $502,769,000 | $258,000 | $2,000,000 | $104,000 | $6,600,000 |
| Home Improvement | 3 | $706,000 | $235,000 | $388,000 | $106,000 | $159,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,690 | $1,346,563,000 | $236,000 | $1,805,000 | $96,000 | $6,600,000 |
| Hispanic | 908 | $171,258,000 | $188,000 | $952,000 | $66,000 | $410,000 |
| Asian | 670 | $159,697,000 | $238,000 | $2,000,000 | $92,000 | $656,000 |
| Black or African American | 350 | $70,369,000 | $201,000 | $728,000 | $70,000 | $400,000 |
| Not Provided | 221 | $63,946,000 | $289,000 | $1,165,000 | $122,000 | $863,000 |
| Native Hawaiian or Other Pacific Islander | 64 | $17,652,000 | $275,000 | $605,000 | $89,000 | $283,000 |
| American Indian or Alaskan Native | 56 | $12,221,000 | $218,000 | $709,000 | $93,000 | $544,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,684 | $1,125,458,000 | $240,000 | $2,000,000 | $109,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 2,418 | $517,769,000 | $214,000 | $778,000 | $67,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 521 | $141,807,000 | $272,000 | $831,000 | $79,000 | $397,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 336 | $56,672,000 | $168,000 | $571,000 | $51,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,805 | $1,345,266,000 | $231,000 | $2,000,000 | $91,000 | $1,708,000 |
| Application Withdrawn By Applicant | 1,724 | $396,394,000 | $229,000 | $1,477,000 | $94,000 | $6,600,000 |
| Application Denied By Financial Institution | 289 | $68,792,000 | $238,000 | $1,500,000 | $89,000 | $750,000 |
| Application Approved But Not Accepted | 78 | $17,810,000 | $228,000 | $925,000 | $92,000 | $639,000 |
| File Closed For Incompleteness | 62 | $13,164,000 | $212,000 | $674,000 | $78,000 | $365,000 |
| Preapproval Denied by Financial Institution | 1 | $280,000 | $280,000 | $280,000 | $32,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,264,000 | $180,000 | $348,000 | $68,000 | $106,000 |
| Debt-To-Income Ratio | 6 | $926,000 | $154,000 | $237,000 | $41,000 | $62,000 |
| Collateral | 2 | $692,000 | $346,000 | $386,000 | $127,000 | $129,000 |
| Other | 1 | $180,000 | $180,000 | $180,000 | $44,000 | $44,000 |
| Employment History | 1 | $128,000 | $128,000 | $128,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.