Sun National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Sun National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Sun National Bank
226 Landis Ave.
Vineland, NJ 08360
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,377
Total Mortgage Loan Application Amount $1,023,071,000
Average Mortgage Loan Application Amount $306,000
Highest Mortgage Loan Application Amount $16,000,000
Average Applicant Income $130,666
Highest Applicant Income $4,059,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Sun National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sun National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Sun National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sun National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Sun National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sun National Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Sun National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex County New Jersey 394 $ 107,238,000 $ 272,000 $ 129,000
Atlantic County New Jersey 306 $ 62,670,000 $ 204,000 $ 100,000
Cape May County New Jersey 283 $ 85,082,000 $ 300,000 $ 172,000
Bergen County New Jersey 200 $ 87,848,000 $ 439,000 $ 154,000
Hudson County New Jersey 195 $ 68,088,000 $ 349,000 $ 133,000
Camden County New Jersey 188 $ 30,105,000 $ 160,000 $ 121,000
Essex County New Jersey 180 $ 67,461,000 $ 374,000 $ 200,000
Monmouth County New Jersey 161 $ 58,878,000 $ 365,000 $ 187,000
Union County New Jersey 158 $ 47,107,000 $ 298,000 $ 118,000
Somerset County New Jersey 152 $ 47,731,000 $ 314,000 $ 135,000
Morris County New Jersey 150 $ 72,478,000 $ 483,000 $ 180,000
Ocean County New Jersey 121 $ 30,015,000 $ 248,000 $ 143,000
Burlington County New Jersey 92 $ 24,904,000 $ 270,000 $ 120,000
Cumberland County New Jersey 89 $ 7,606,000 $ 85,000 $ 81,000
Gloucester County New Jersey 87 $ 19,443,000 $ 223,000 $ 91,000
Mercer County New Jersey 76 $ 24,066,000 $ 316,000 $ 182,000
Hunterdon County New Jersey 68 $ 18,977,000 $ 279,000 $ 138,000
Passaic County New Jersey 65 $ 13,644,000 $ 209,000 $ 79,000
Richmond County New York 32 $ 9,854,000 $ 307,000 $ 102,000
Salem County New Jersey 28 $ 3,267,000 $ 116,000 $ 109,000
Kings County New York 25 $ 11,725,000 $ 469,000 $ 182,000
New York County New York 23 $ 17,968,000 $ 781,000 $ 301,000
Bucks County Pennsylvania 22 $ 6,299,000 $ 286,000 $ 211,000
Nassau County New York 19 $ 6,105,000 $ 321,000 $ 146,000
Suffolk County New York 19 $ 5,592,000 $ 294,000 $ 127,000
Philadelphia County Pennsylvania 18 $ 20,839,000 $ 1,157,000 $ 236,000
Westchester County New York 17 $ 6,828,000 $ 401,000 $ 256,000
Montgomery County Pennsylvania 16 $ 5,407,000 $ 337,000 $ 194,000
Warren County New Jersey 15 $ 3,191,000 $ 212,000 $ 82,000
Sussex County New Jersey 12 $ 2,725,000 $ 227,000 $ 103,000
Delaware County Pennsylvania 12 $ 4,897,000 $ 408,000 $ 399,000
Queens County New York 9 $ 4,553,000 $ 505,000 $ 126,000
Northampton County Pennsylvania 9 $ 1,788,000 $ 198,000 $ 91,000
Chester County Pennsylvania 8 $ 2,809,000 $ 351,000 $ 225,000
Fairfield County Connecticut 6 $ 3,648,000 $ 608,000 $ 233,000
Palm Beach County Florida 6 $ 2,962,000 $ 493,000 $ 398,000
Rockland County New York 5 $ 1,749,000 $ 349,000 $ 149,000
Dutchess County New York 4 $ 748,000 $ 187,000 $ 93,000
Monroe County Pennsylvania 4 $ 565,000 $ 141,000 $ 351,000
Lee County Florida 3 $ 1,356,000 $ 452,000 $ 256,000
Miami-Dade County Florida 3 $ 870,000 $ 290,000 $ 135,000
Norfolk County Massachusetts 3 $ 1,496,000 $ 498,000 $ 179,000
Onondaga County New York 3 $ 452,000 $ 150,000 $ 86,000
Orange County New York 3 $ 508,000 $ 169,000 $ 89,000
Lackawanna County Pennsylvania 3 $ 317,000 $ 105,000 $ 114,000
New Castle County Delaware 2 $ 723,000 $ 361,000 $ 235,000
Monroe County Florida 2 $ 835,000 $ 417,000 $ 485,000
St. Lucie County Florida 2 $ 244,000 $ 122,000 $ 90,000
Cherokee County Georgia 2 $ 462,000 $ 231,000 $ 102,000
Cook County Illinois 2 $ 260,000 $ 130,000 $ 56,000
Barnstable County Massachusetts 2 $ 736,000 $ 368,000 $ 417,000
Bronx County New York 2 $ 1,010,000 $ 505,000 $ 286,000
Cattaraugus County New York 2 $ 126,000 $ 63,000 $ 24,000
Oneida County New York 2 $ 328,000 $ 164,000 $ 64,000
Otsego County New York 2 $ 193,000 $ 96,000 $ 61,000
Lehigh County Pennsylvania 2 $ 432,000 $ 216,000 $ 200,000
Rutland County Vermont 2 $ 312,000 $ 156,000 $ 61,000
Calhoun County Alabama 1 $ 125,000 $ 125,000 $ 65,000
Houston County Alabama 1 $ 80,000 $ 80,000 $ 21,000
Alameda County California 1 $ 368,000 $ 368,000 $ 134,000
Hartford County Connecticut 1 $ 218,000 $ 218,000 $ 56,000
New London County Connecticut 1 $ 220,000 $ 220,000 $ 94,000
Windham County Connecticut 1 $ 100,000 $ 100,000 $ 113,000
Sussex County Delaware 1 $ 462,000 $ 462,000 $ 159,000
District of Columbia County District Of Columbia 1 $ 275,000 $ 275,000 $ 442,000
Alachua County Florida 1 $ 152,000 $ 152,000 $ 62,000
Broward County Florida 1 $ 300,000 $ 300,000 $ 498,000
Clay County Florida 1 $ 144,000 $ 144,000 $ 92,000
Collier County Florida 1 $ 413,000 $ 413,000 $ 496,000
Duval County Florida 1 $ 166,000 $ 166,000 $ 55,000
Flagler County Florida 1 $ 105,000 $ 105,000 $ 318,000
Hillsborough County Florida 1 $ 148,000 $ 148,000 $ 211,000
Lake County Florida 1 $ 92,000 $ 92,000 $ 116,000
Osceola County Florida 1 $ 890,000 $ 890,000 $ 190,000
Volusia County Florida 1 $ 80,000 $ 80,000 $ 29,000
Dawson County Georgia 1 $ 227,000 $ 227,000 $ 77,000
Forsyth County Georgia 1 $ 254,000 $ 254,000 $ 134,000
Gordon County Georgia 1 $ 183,000 $ 183,000 $ 44,000
Hall County Georgia 1 $ 168,000 $ 168,000 $ 117,000
Harris County Georgia 1 $ 215,000 $ 215,000 $ 61,000
Lowndes County Georgia 1 $ 94,000 $ 94,000 $ 37,000
Hamilton County Indiana 1 $ 188,000 $ 188,000 $ 82,000
Cumberland County Maine 1 $ 179,000 $ 179,000 $ 127,000
York County Maine 1 $ 380,000 $ 380,000 $ 139,000
Baltimore County Maryland 1 $ 222,000 $ 222,000 $ 154,000
Montgomery County Maryland 1 $ 540,000 $ 540,000 $ 200,000
Middlesex County Massachusetts 1 $ 259,000 $ 259,000 $ 61,000
Plymouth County Massachusetts 1 $ 396,000 $ 396,000 $ 208,000
Suffolk County Massachusetts 1 $ 1,000,000 $ 1,000,000 $ 160,000
Worcester County Massachusetts 1 $ 252,000 $ 252,000 $ 63,000
Berrien County Michigan 1 $ 1,400,000 $ 1,400,000 $ 330,000
Kent County Michigan 1 $ 216,000 $ 216,000 $ 42,000
Oakland County Michigan 1 $ 144,000 $ 144,000 $ 88,000
Belknap County New Hampshire 1 $ 150,000 $ 150,000 $ 77,000
Grafton County New Hampshire 1 $ 120,000 $ 120,000 $ 77,000
Chautauqua County New York 1 $ 70,000 $ 70,000 $ 30,000
Delaware County New York 1 $ 170,000 $ 170,000 $ 101,000
Putnam County New York 1 $ 345,000 $ 345,000 $ 125,000
Saratoga County New York 1 $ 298,000 $ 298,000 $ 203,000
Schenectady County New York 1 $ 275,000 $ 275,000 $ 94,000
Steuben County New York 1 $ 227,000 $ 227,000 $ 90,000
Ulster County New York 1 $ 204,000 $ 204,000 $ 84,000
Warren County New York 1 $ 223,000 $ 223,000 $ 148,000
Mecklenburg County North Carolina 1 $ 208,000 $ 208,000 $ 42,000
Multnomah County Oregon 1 $ 188,000 $ 188,000 $ 42,000
Allegheny County Pennsylvania 1 $ 83,000 $ 83,000 $ 48,000
Berks County Pennsylvania 1 $ 250,000 $ 250,000 $ 130,000
Cumberland County Pennsylvania 1 $ 220,000 $ 220,000 $ 68,000
Franklin County Pennsylvania 1 $ 126,000 $ 126,000 $ 72,000
Pike County Pennsylvania 1 $ 217,000 $ 217,000 $ 138,000
York County Pennsylvania 1 $ 184,000 $ 184,000 $ 47,000
Charleston County South Carolina 1 $ 417,000 $ 417,000 $ 270,000
Horry County South Carolina 1 $ 80,000 $ 80,000 $ 93,000
Knox County Tennessee 1 $ 86,000 $ 86,000 $ 109,000
Fauquier County Virginia 1 $ 119,000 $ 119,000 $ 63,000
Virginia Beach County Virginia 1 $ 145,000 $ 145,000 $ 134,000
Grant County West Virginia 1 $ 185,000 $ 185,000 $ 138,000
Pocahontas County West Virginia 1 $ 306,000 $ 306,000 $ 317,000

Mortgage Loan Application Detail Totals for Sun National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,985 $569,279,000 $286,000 $2,500,000 $131,000 $4,059,000
Refinancing 1,271 $416,860,000 $327,000 $12,000,000 $168,000 $3,015,000
Home Improvement 121 $36,932,000 $305,000 $16,000,000 $93,000 $764,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,321 $683,031,000 $294,000 $2,500,000 $155,000 $3,015,000
Asian 362 $125,136,000 $345,000 $2,049,000 $148,000 $699,000
Not Provided 301 $81,456,000 $270,000 $1,840,000 $142,000 $4,059,000
Hispanic 252 $49,889,000 $197,000 $1,088,000 $75,000 $630,000
Black or African American 105 $19,385,000 $184,000 $531,000 $84,000 $435,000
Not applicable 22 $59,770,000 $2,716,000 $16,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 11 $3,934,000 $357,000 $620,000 $159,000 $400,000
American Indian or Alaskan Native 3 $470,000 $156,000 $390,000 $64,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,739 $871,826,000 $318,000 $16,000,000 $158,000 $4,059,000
FHA-insured (Federal Housing Administration) 517 $125,457,000 $242,000 $730,000 $86,000 $800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $12,449,000 $177,000 $357,000 $56,000 $119,000
VA-guaranteed (Veterans Administration) 51 $13,339,000 $261,000 $485,000 $83,000 $169,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,340 $732,347,000 $312,000 $16,000,000 $145,000 $4,059,000
Application Denied By Financial Institution 685 $180,168,000 $263,000 $2,000,000 $134,000 $1,680,000
Application Withdrawn By Applicant 263 $82,512,000 $313,000 $2,138,000 $155,000 $1,557,000
File Closed For Incompleteness 68 $22,971,000 $337,000 $2,138,000 $151,000 $1,557,000
Application Approved But Not Accepted 21 $5,073,000 $241,000 $880,000 $91,000 $408,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 294 $91,964,000 $312,000 $2,000,000 $149,000 $1,077,000
Collateral 136 $29,324,000 $215,000 $787,000 $126,000 $796,000
Debt-To-Income Ratio 102 $22,744,000 $222,000 $815,000 $74,000 $500,000
Credit History 75 $16,598,000 $221,000 $1,796,000 $123,000 $995,000
Insufficient Cash (Downpayment, Closing Cost) 26 $8,039,000 $309,000 $875,000 $115,000 $328,000
Other 25 $4,173,000 $166,000 $800,000 $128,000 $438,000
Employment History 14 $3,896,000 $278,000 $649,000 $323,000 $1,647,000
Credit Application Incomplete 13 $3,430,000 $263,000 $462,000 $262,000 $1,680,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sun National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sun National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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