Sun National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Sun National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sun National Bank 226 Landis Ave. Vineland, NJ 08360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $291,825,000 |
| Average Mortgage Loan Application Amount | $333,666 |
| Highest Mortgage Loan Application Amount | $8,875,000 |
| Average Applicant Income | $187,000 |
| Highest Applicant Income | $3,438,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Sun National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sun National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Sun National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sun National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sun National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sun National Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County New Jersey | 99 | $ 25,822,000 | $ 260,000 | $ 146,000 |
| Bergen County New Jersey | 66 | $ 22,600,000 | $ 342,000 | $ 139,000 |
| Union County New Jersey | 66 | $ 22,797,000 | $ 345,000 | $ 136,000 |
| Morris County New Jersey | 60 | $ 23,927,000 | $ 398,000 | $ 161,000 |
| Essex County New Jersey | 54 | $ 26,393,000 | $ 488,000 | $ 208,000 |
| Ocean County New Jersey | 52 | $ 11,998,000 | $ 230,000 | $ 124,000 |
| Monmouth County New Jersey | 50 | $ 16,899,000 | $ 337,000 | $ 143,000 |
| Camden County New Jersey | 49 | $ 8,893,000 | $ 181,000 | $ 102,000 |
| Passaic County New Jersey | 49 | $ 12,399,000 | $ 253,000 | $ 98,000 |
| Somerset County New Jersey | 31 | $ 12,970,000 | $ 418,000 | $ 161,000 |
| Hudson County New Jersey | 23 | $ 6,316,000 | $ 274,000 | $ 148,000 |
| Atlantic County New Jersey | 21 | $ 3,396,000 | $ 161,000 | $ 72,000 |
| Gloucester County New Jersey | 20 | $ 11,564,000 | $ 578,000 | $ 62,000 |
| Burlington County New Jersey | 18 | $ 4,920,000 | $ 273,000 | $ 141,000 |
| Cape May County New Jersey | 18 | $ 4,021,000 | $ 223,000 | $ 89,000 |
| Cumberland County New Jersey | 18 | $ 1,014,000 | $ 56,000 | $ 56,000 |
| Nassau County New York | 16 | $ 4,462,000 | $ 278,000 | $ 100,000 |
| Mercer County New Jersey | 12 | $ 3,508,000 | $ 292,000 | $ 140,000 |
| Suffolk County New York | 12 | $ 3,863,000 | $ 321,000 | $ 302,000 |
| Salem County New Jersey | 11 | $ 1,398,000 | $ 127,000 | $ 83,000 |
| New York County New York | 8 | $ 12,966,000 | $ 1,620,000 | $ 944,000 |
| Westchester County New York | 8 | $ 3,625,000 | $ 453,000 | $ 176,000 |
| Philadelphia County Pennsylvania | 8 | $ 6,331,000 | $ 791,000 | $ 1,116,000 |
| Queens County New York | 7 | $ 4,175,000 | $ 596,000 | $ 149,000 |
| Rockland County New York | 7 | $ 2,355,000 | $ 336,000 | $ 133,000 |
| Warren County New Jersey | 5 | $ 1,201,000 | $ 240,000 | $ 103,000 |
| Kings County New York | 5 | $ 5,793,000 | $ 1,158,000 | $ 149,000 |
| Hunterdon County New Jersey | 4 | $ 1,308,000 | $ 327,000 | $ 316,000 |
| Sussex County New Jersey | 3 | $ 970,000 | $ 323,000 | $ 105,000 |
| Orange County New York | 3 | $ 1,509,000 | $ 503,000 | $ 155,000 |
| Bucks County Pennsylvania | 3 | $ 1,000,000 | $ 333,000 | $ 202,000 |
| Montgomery County Pennsylvania | 3 | $ 1,031,000 | $ 343,000 | $ 140,000 |
| Kent County Delaware | 2 | $ 338,000 | $ 169,000 | $ 38,000 |
| Palm Beach County Florida | 2 | $ 948,000 | $ 474,000 | $ 228,000 |
| Montgomery County Maryland | 2 | $ 1,699,000 | $ 849,000 | $ 290,000 |
| Bronx County New York | 2 | $ 1,027,000 | $ 513,000 | $ 181,000 |
| Richmond County New York | 2 | $ 577,000 | $ 288,000 | $ 60,000 |
| Chester County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 185,000 |
| Northampton County Pennsylvania | 2 | $ 663,000 | $ 331,000 | $ 124,000 |
| Northampton County Virginia | 2 | $ 268,000 | $ 134,000 | $ 37,000 |
| Douglas County Colorado | 1 | $ 467,000 | $ 467,000 | $ 253,000 |
| Sussex County Delaware | 1 | $ 274,000 | $ 274,000 | $ 96,000 |
| Brevard County Florida | 1 | $ 259,000 | $ 259,000 | $ 256,000 |
| Broward County Florida | 1 | $ 412,000 | $ 412,000 | $ 103,000 |
| Collier County Florida | 1 | $ 840,000 | $ 840,000 | $ 918,000 |
| Martin County Florida | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 320,000 | $ 320,000 | $ 87,000 |
| Pinellas County Florida | 1 | $ 62,000 | $ 62,000 | $ 106,000 |
| Cobb County Georgia | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Tattnall County Georgia | 1 | $ 128,000 | $ 128,000 | $ 28,000 |
| York County Maine | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 191,000 |
| Dutchess County New York | 1 | $ 504,000 | $ 504,000 | $ 239,000 |
| Saratoga County New York | 1 | $ 288,000 | $ 288,000 | $ 78,000 |
| Ulster County New York | 1 | $ 262,000 | $ 262,000 | $ 153,000 |
| Carteret County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Dauphin County Pennsylvania | 1 | $ 8,000,000 | $ 8,000,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 616,000 | $ 616,000 | $ 244,000 |
| Lehigh County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 68,000 |
| Monroe County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| Georgetown County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 265,000 |
Mortgage Loan Application Detail Totals for Sun National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 621 | $205,031,000 | $330,000 | $8,875,000 | $138,000 | $2,339,000 |
| Refinancing | 171 | $73,786,000 | $431,000 | $8,000,000 | $191,000 | $3,438,000 |
| Home Improvement | 54 | $13,008,000 | $240,000 | $1,700,000 | $232,000 | $2,140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 493 | $158,573,000 | $321,000 | $2,475,000 | $172,000 | $3,438,000 |
| Asian | 137 | $54,314,000 | $396,000 | $2,000,000 | $180,000 | $642,000 |
| Not Provided | 90 | $26,343,000 | $292,000 | $860,000 | $116,000 | $336,000 |
| Hispanic | 58 | $12,297,000 | $212,000 | $595,000 | $109,000 | $1,340,000 |
| Black or African American | 37 | $8,575,000 | $231,000 | $514,000 | $89,000 | $181,000 |
| Not applicable | 24 | $28,721,000 | $1,196,000 | $8,875,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,319,000 | $463,000 | $636,000 | $175,000 | $240,000 |
| American Indian or Alaskan Native | 2 | $683,000 | $341,000 | $346,000 | $152,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 742 | $266,196,000 | $358,000 | $8,875,000 | $165,000 | $3,438,000 |
| FHA-insured (Federal Housing Administration) | 90 | $21,583,000 | $239,000 | $631,000 | $81,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,746,000 | $312,000 | $981,000 | $92,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $300,000 | $150,000 | $190,000 | $43,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 452 | $153,582,000 | $339,000 | $8,000,000 | $146,000 | $2,339,000 |
| File Closed For Incompleteness | 165 | $55,083,000 | $333,000 | $2,475,000 | $165,000 | $2,684,000 |
| Application Denied By Financial Institution | 161 | $64,141,000 | $398,000 | $8,875,000 | $181,000 | $3,438,000 |
| Application Withdrawn By Applicant | 49 | $14,939,000 | $304,000 | $984,000 | $158,000 | $561,000 |
| Loan Purchased By The Institution | 11 | $2,115,000 | $192,000 | $375,000 | $0 | $0 |
| Application Approved But Not Accepted | 8 | $1,965,000 | $245,000 | $465,000 | $104,000 | $338,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 63 | $23,541,000 | $373,000 | $3,100,000 | $93,000 | $544,000 |
| Collateral | 39 | $13,044,000 | $334,000 | $1,700,000 | $241,000 | $2,140,000 |
| Credit History | 34 | $11,253,000 | $330,000 | $1,700,000 | $315,000 | $3,438,000 |
| Other | 15 | $5,275,000 | $351,000 | $700,000 | $134,000 | $351,000 |
| Employment History | 4 | $893,000 | $223,000 | $400,000 | $93,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,106,000 | $276,000 | $640,000 | $171,000 | $452,000 |
| Mortgage Insurance Denied | 1 | $154,000 | $154,000 | $154,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 1 | $8,875,000 | $8,875,000 | $8,875,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sun National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sun National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.