Suntrust Banks, Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Suntrust Banks, Inc. of Atlanta, GA reported 22,254 mortgage applications totaling $5.8 billion, down 26% from 2007. The average application was for $258,808, and applicants reported an average income of $165,200. 12% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,251), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,349) and Tampa-St. Petersburg-Clearwater, FL (1,028) (applications in parentheses).

Mortgage Company & Address Suntrust Banks, Inc.
P.O. Box 4418, Mail Code 663
Atlanta, GA 30302
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,254
Total Mortgage Loan Application Amount $5,759,532,000
Average Mortgage Loan Application Amount $258,808
Highest Mortgage Loan Application Amount $44,000,000
Average Applicant Income $165,200
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suntrust Banks, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Suntrust Banks, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 775 $ 298,462,000 $ 385,112 $ 229,000
DeKalb, Georgia 431 $ 78,620,000 $ 182,412 $ 115,000
Orange, Florida 429 $ 179,404,000 $ 418,191 $ 231,000
Cobb, Georgia 387 $ 77,729,000 $ 200,850 $ 135,000
Wake, North Carolina 383 $ 93,646,000 $ 244,506 $ 134,000
Miami-Dade, Florida 371 $ 94,193,000 $ 253,889 $ 248,000
Pasco, Florida 350 $ 47,009,000 $ 134,311 $ 101,000
Fairfax, Virginia 350 $ 130,645,000 $ 373,271 $ 218,000
Davidson, Tennessee 335 $ 69,441,000 $ 207,286 $ 148,000
Shelby, Tennessee 331 $ 36,881,000 $ 111,422 $ 122,000
Polk, Florida 329 $ 41,403,000 $ 125,844 $ 96,000
Hillsborough, Florida 324 $ 89,419,000 $ 275,984 $ 198,000
Mecklenburg, North Carolina 322 $ 170,451,000 $ 529,350 $ 245,000
Gwinnett, Georgia 309 $ 66,709,000 $ 215,886 $ 145,000
Broward, Florida 268 $ 59,411,000 $ 221,682 $ 220,000
Volusia, Florida 261 $ 46,241,000 $ 177,168 $ 197,000
District of Columbia, District Of Columbia 233 $ 90,395,000 $ 387,961 $ 213,000
Brevard, Florida 233 $ 42,955,000 $ 184,356 $ 159,000
Montgomery, Maryland 233 $ 192,871,000 $ 827,772 $ 214,000
Chatham, Georgia 226 $ 85,728,000 $ 379,327 $ 298,000
Beaufort, South Carolina 226 $ 179,129,000 $ 792,606 $ 384,000
Prince George's, Maryland 224 $ 20,373,000 $ 90,950 $ 111,000
Charlotte, Florida 216 $ 50,493,000 $ 233,763 $ 104,000
Pinellas, Florida 214 $ 61,725,000 $ 288,434 $ 165,000
Lee, Florida 210 $ 52,478,000 $ 249,895 $ 179,000
Knox, Tennessee 200 $ 43,774,000 $ 218,870 $ 134,000
Clayton, Georgia 196 $ 3,592,000 $ 18,326 $ 52,000
Hamilton, Tennessee 193 $ 32,766,000 $ 169,772 $ 128,000
Carroll, Georgia 190 $ 6,249,000 $ 32,889 $ 44,000
Sarasota, Florida 188 $ 72,444,000 $ 385,340 $ 174,000
Lake, Florida 187 $ 39,132,000 $ 209,262 $ 117,000
Palm Beach, Florida 185 $ 84,172,000 $ 454,983 $ 313,000
Duval, Florida 177 $ 39,099,000 $ 220,898 $ 161,000
Charleston, South Carolina 176 $ 131,706,000 $ 748,329 $ 349,000
Manatee, Florida 169 $ 69,358,000 $ 410,402 $ 241,000
Collier, Florida 166 $ 77,647,000 $ 467,753 $ 274,000
Santa Clara, California 159 $ 115,676,000 $ 727,522 $ 214,000
Seminole, Florida 157 $ 66,842,000 $ 425,745 $ 208,000
Greenville, South Carolina 157 $ 26,618,000 $ 169,541 $ 113,000
Guilford, North Carolina 153 $ 24,084,000 $ 157,411 $ 101,000
Durham, North Carolina 152 $ 17,609,000 $ 115,848 $ 103,000
Marion, Florida 144 $ 19,851,000 $ 137,854 $ 105,000
Hernando, Florida 140 $ 22,310,000 $ 159,357 $ 79,000
Henry, Georgia 137 $ 9,567,000 $ 69,832 $ 82,000
Chesterfield, Virginia 132 $ 18,030,000 $ 136,590 $ 112,000
Muscogee, Georgia 129 $ 12,608,000 $ 97,736 $ 159,000
Hall, Georgia 127 $ 27,803,000 $ 218,921 $ 115,000
Union, North Carolina 126 $ 61,416,000 $ 487,428 $ 234,000
Citrus, Florida 122 $ 19,721,000 $ 161,647 $ 102,000
Loudoun, Virginia 118 $ 25,059,000 $ 212,364 $ 171,000
Forsyth, Georgia 114 $ 26,169,000 $ 229,552 $ 150,000
Williamson, Tennessee 110 $ 42,989,000 $ 390,809 $ 266,000
Prince William, Virginia 110 $ 15,124,000 $ 137,490 $ 114,000
Osceola, Florida 107 $ 27,888,000 $ 260,635 $ 173,000
Baltimore, Maryland 107 $ 29,327,000 $ 274,084 $ 204,000
Henrico, Virginia 107 $ 13,331,000 $ 124,588 $ 116,000
Cherokee, Georgia 106 $ 17,191,000 $ 162,179 $ 122,000
Rutherford, Tennessee 105 $ 4,978,000 $ 47,409 $ 79,000
Richmond City, Virginia 105 $ 23,722,000 $ 225,923 $ 185,000
Virginia Beach, Virginia 97 $ 28,549,000 $ 294,319 $ 175,000
Anne Arundel, Maryland 96 $ 37,506,000 $ 390,687 $ 234,000
Cabarrus, North Carolina 94 $ 16,933,000 $ 180,138 $ 149,000
New Hanover, North Carolina 93 $ 32,403,000 $ 348,419 $ 230,000
Highlands, Florida 92 $ 6,041,000 $ 65,663 $ 80,000
Flagler, Florida 90 $ 28,081,000 $ 312,011 $ 159,000
Howard, Maryland 90 $ 39,682,000 $ 440,911 $ 219,000
Forsyth, North Carolina 90 $ 13,335,000 $ 148,166 $ 197,000
Douglas, Georgia 87 $ 2,975,000 $ 34,195 $ 104,000
Anderson, Tennessee 82 $ 2,349,000 $ 28,646 $ 51,000
St. Johns, Florida 81 $ 41,666,000 $ 514,395 $ 292,000
St. Lucie, Florida 80 $ 15,543,000 $ 194,287 $ 111,000
Spartanburg, South Carolina 79 $ 7,189,000 $ 91,000 $ 108,000
Rockdale, Georgia 78 $ 3,719,000 $ 47,679 $ 50,000
Buncombe, North Carolina 75 $ 21,766,000 $ 290,213 $ 138,000
Alamance, North Carolina 74 $ 7,017,000 $ 94,824 $ 70,000
Orange, North Carolina 74 $ 19,613,000 $ 265,040 $ 147,000
Paulding, Georgia 73 $ 7,104,000 $ 97,315 $ 78,000
Arlington, Virginia 70 $ 26,574,000 $ 379,628 $ 244,000
Iredell, North Carolina 68 $ 42,574,000 $ 626,088 $ 233,000
Floyd, Georgia 67 $ 2,230,000 $ 33,283 $ 62,000
Newton, Georgia 67 $ 2,502,000 $ 37,343 $ 61,000
Dougherty, Georgia 65 $ 4,648,000 $ 71,507 $ 111,000
Alameda, California 63 $ 32,910,000 $ 522,380 $ 210,000
Bibb, Georgia 63 $ 9,601,000 $ 152,396 $ 113,000
Alexandria, Virginia 63 $ 18,402,000 $ 292,095 $ 215,000
Los Angeles, California 61 $ 23,972,000 $ 392,983 $ 186,000
Alachua, Florida 61 $ 11,394,000 $ 186,786 $ 117,000
Coweta, Georgia 61 $ 5,898,000 $ 96,688 $ 112,000
Anderson, South Carolina 61 $ 7,835,000 $ 128,442 $ 78,000
Coffee, Georgia 60 $ 1,000,000 $ 16,666 $ 36,000
Fayette, Georgia 59 $ 11,252,000 $ 190,711 $ 135,000
Richmond, Georgia 59 $ 9,981,000 $ 169,169 $ 161,000
Clay, Florida 56 $ 12,743,000 $ 227,553 $ 157,000
Sumter, Florida 56 $ 2,624,000 $ 46,857 $ 55,000
Rowan, North Carolina 55 $ 9,676,000 $ 175,927 $ 65,000
San Mateo, California 54 $ 42,371,000 $ 784,648 $ 248,000
Leon, Florida 54 $ 14,347,000 $ 265,685 $ 257,000
Clarke, Georgia 54 $ 4,988,000 $ 92,370 $ 59,000
Berkeley, South Carolina 53 $ 34,899,000 $ 658,471 $ 243,000
Washington, Tennessee 53 $ 6,371,000 $ 120,207 $ 70,000
Chesapeake, Virginia 53 $ 5,882,000 $ 110,981 $ 107,000
Bartow, Georgia 52 $ 4,363,000 $ 83,903 $ 130,000
Troup, Georgia 52 $ 3,333,000 $ 64,096 $ 88,000
Baltimore City, Maryland 52 $ 7,045,000 $ 135,480 $ 124,000
Walton, Florida 50 $ 41,205,000 $ 824,100 $ 952,000
Glynn, Georgia 50 $ 27,372,000 $ 547,440 $ 356,000
Polk, Georgia 50 $ 2,525,000 $ 50,500 $ 34,000
Sevier, Tennessee 50 $ 9,515,000 $ 190,300 $ 162,000
Columbia, Georgia 46 $ 13,486,000 $ 293,173 $ 140,000
Gaston, North Carolina 46 $ 10,705,000 $ 232,717 $ 116,000
Wilson, Tennessee 46 $ 2,605,000 $ 56,630 $ 59,000
Hanover, Virginia 46 $ 6,329,000 $ 137,586 $ 110,000
Roanoke City, Virginia 46 $ 2,860,000 $ 62,173 $ 81,000
Bay, Florida 45 $ 10,551,000 $ 234,466 $ 132,000
Houston, Georgia 45 $ 2,479,000 $ 55,088 $ 118,000
Albemarle, Virginia 44 $ 18,842,000 $ 428,227 $ 165,000
Blount, Tennessee 43 $ 9,937,000 $ 231,093 $ 139,000
Brunswick, North Carolina 42 $ 17,452,000 $ 415,523 $ 360,000
Norfolk, Virginia 42 $ 13,119,000 $ 312,357 $ 109,000
Santa Rosa, Florida 41 $ 12,930,000 $ 315,365 $ 162,000
Hamblen, Tennessee 41 $ 5,968,000 $ 145,560 $ 74,000
Sumner, Tennessee 41 $ 5,457,000 $ 133,097 $ 119,000
Randolph, North Carolina 40 $ 4,218,000 $ 105,450 $ 71,000
Richland, South Carolina 40 $ 11,239,000 $ 280,975 $ 172,000
James City, Virginia 40 $ 8,237,000 $ 205,925 $ 96,000
York, South Carolina 39 $ 11,412,000 $ 292,615 $ 164,000
Crittenden, Arkansas 38 $ 614,000 $ 16,157 $ 53,000
Chatham, North Carolina 38 $ 13,252,000 $ 348,736 $ 137,000
Pickens, South Carolina 38 $ 6,648,000 $ 174,947 $ 152,000
Jackson, Georgia 37 $ 10,401,000 $ 281,108 $ 133,000
Charles, Maryland 37 $ 3,176,000 $ 85,837 $ 101,000
Frederick, Maryland 37 $ 7,573,000 $ 204,675 $ 116,000
Franklin, North Carolina 37 $ 2,728,000 $ 73,729 $ 60,000
Spotsylvania, Virginia 37 $ 7,549,000 $ 204,027 $ 134,000
Contra Costa, California 36 $ 20,593,000 $ 572,027 $ 237,000
Davidson, North Carolina 36 $ 2,730,000 $ 75,833 $ 71,000
Roanoke, Virginia 36 $ 9,813,000 $ 272,583 $ 138,000
Orange, California 35 $ 15,917,000 $ 454,771 $ 192,000
San Diego, California 35 $ 13,616,000 $ 389,028 $ 210,000
McDuffie, Georgia 35 $ 723,000 $ 20,657 $ 35,000
Escambia, Florida 34 $ 6,650,000 $ 195,588 $ 112,000
Okaloosa, Florida 34 $ 12,346,000 $ 363,117 $ 284,000
Baldwin, Georgia 34 $ 2,330,000 $ 68,529 $ 30,000
Catawba, North Carolina 34 $ 19,669,000 $ 578,500 $ 182,000
Loudon, Tennessee 32 $ 9,491,000 $ 296,593 $ 168,000
York, Virginia 32 $ 10,618,000 $ 331,812 $ 164,000
Harford, Maryland 31 $ 4,652,000 $ 150,064 $ 125,000
Granville, North Carolina 31 $ 1,159,000 $ 37,387 $ 42,000
Franklin, Virginia 31 $ 3,969,000 $ 128,032 $ 136,000
San Francisco, California 30 $ 19,105,000 $ 636,833 $ 241,000
Bedford, Virginia 30 $ 4,562,000 $ 152,066 $ 106,000
Stafford, Virginia 30 $ 2,222,000 $ 74,066 $ 100,000
Lauderdale, Alabama 28 $ 994,000 $ 35,500 $ 50,000
Jackson, Florida 28 $ 1,580,000 $ 56,428 $ 81,000
Thomas, Georgia 28 $ 6,435,000 $ 229,821 $ 45,000
Cook, Illinois 28 $ 13,837,000 $ 494,178 $ 206,000
Henderson, North Carolina 28 $ 8,482,000 $ 302,928 $ 129,000
Johnston, North Carolina 28 $ 5,763,000 $ 205,821 $ 112,000
Horry, South Carolina 28 $ 9,297,000 $ 332,035 $ 220,000
Jefferson, Tennessee 28 $ 4,318,000 $ 154,214 $ 89,000
Newport News, Virginia 28 $ 4,299,000 $ 153,535 $ 81,000
King, Washington 28 $ 11,537,000 $ 412,035 $ 209,000
Indian River, Florida 27 $ 13,981,000 $ 517,814 $ 275,000
Walton, Georgia 27 $ 2,874,000 $ 106,444 $ 85,000
Wicomico, Maryland 27 $ 2,528,000 $ 93,629 $ 96,000
Cumberland, Pennsylvania 27 $ 1,695,000 $ 62,777 $ 115,000
Person, North Carolina 26 $ 2,335,000 $ 89,807 $ 78,000
Hampton, Virginia 26 $ 4,998,000 $ 192,230 $ 99,000
Carroll, Maryland 25 $ 4,797,000 $ 191,880 $ 132,000
Worcester, Maryland 25 $ 10,461,000 $ 418,440 $ 325,000
Stanly, North Carolina 25 $ 2,481,000 $ 99,240 $ 61,000
Aiken, South Carolina 25 $ 2,674,000 $ 106,960 $ 158,000
Montgomery, Virginia 25 $ 3,788,000 $ 151,520 $ 74,000
DeSoto, Florida 24 $ 1,138,000 $ 47,416 $ 45,000
Wayne, Georgia 24 $ 729,000 $ 30,375 $ 42,000
Calvert, Maryland 24 $ 2,433,000 $ 101,375 $ 106,000
Jackson, North Carolina 24 $ 15,462,000 $ 644,250 $ 362,000
Laurens, South Carolina 24 $ 956,000 $ 39,833 $ 47,000
Lee, Alabama 23 $ 1,196,000 $ 52,000 $ 110,000
Effingham, Georgia 23 $ 4,726,000 $ 205,478 $ 40,000
Walker, Georgia 23 $ 1,810,000 $ 78,695 $ 60,000
Worth, Georgia 23 $ 412,000 $ 17,913 $ 42,000
Cumberland, North Carolina 23 $ 6,312,000 $ 274,434 $ 95,000
Lexington, South Carolina 23 $ 5,729,000 $ 249,086 $ 210,000
Oconee, South Carolina 23 $ 7,243,000 $ 314,913 $ 147,000
St. Mary's, Maryland 22 $ 5,113,000 $ 232,409 $ 226,000
York, Pennsylvania 21 $ 1,183,000 $ 56,333 $ 108,000
Suffolk, Virginia 21 $ 3,906,000 $ 186,000 $ 113,000
Kings, New York 20 $ 9,493,000 $ 474,650 $ 187,000
Burke, North Carolina 20 $ 7,427,000 $ 371,350 $ 91,000
Lincoln, North Carolina 20 $ 10,137,000 $ 506,850 $ 228,000
Pender, North Carolina 20 $ 7,164,000 $ 358,200 $ 124,000
Goochland, Virginia 20 $ 10,867,000 $ 543,350 $ 214,000
Jefferson, Alabama 19 $ 3,981,000 $ 209,526 $ 246,000
Maricopa, Arizona 19 $ 12,661,000 $ 666,368 $ 312,000
Fairfield, Connecticut 19 $ 14,966,000 $ 787,684 $ 432,000
Barrow, Georgia 19 $ 5,473,000 $ 288,052 $ 120,000
Oconee, Georgia 19 $ 2,010,000 $ 105,789 $ 110,000
Davie, North Carolina 19 $ 1,818,000 $ 95,684 $ 103,000
Rockingham, North Carolina 19 $ 2,214,000 $ 116,526 $ 55,000
Henry, Virginia 19 $ 1,134,000 $ 59,684 $ 57,000
Louisa, Virginia 19 $ 2,285,000 $ 120,263 $ 106,000
Kanawha, West Virginia 19 $ 811,000 $ 42,684 $ 47,000
Baldwin, Alabama 18 $ 6,159,000 $ 342,166 $ 214,000
Martin, Florida 18 $ 10,505,000 $ 583,611 $ 543,000
Lumpkin, Georgia 18 $ 2,167,000 $ 120,388 $ 61,000
Spalding, Georgia 18 $ 539,000 $ 29,944 $ 91,000
Tift, Georgia 18 $ 928,000 $ 51,555 $ 47,000
Whitfield, Georgia 18 $ 606,000 $ 33,666 $ 56,000
Travis, Texas 18 $ 7,816,000 $ 434,222 $ 190,000
Caroline, Virginia 18 $ 632,000 $ 35,111 $ 60,000
Gloucester, Virginia 18 $ 3,065,000 $ 170,277 $ 87,000
Russell, Alabama 17 $ 220,000 $ 12,941 $ 51,000
Nassau, Florida 17 $ 5,473,000 $ 321,941 $ 251,000
Harris, Georgia 17 $ 1,411,000 $ 83,000 $ 252,000
Caldwell, North Carolina 17 $ 2,880,000 $ 169,411 $ 183,000
Carteret, North Carolina 17 $ 11,186,000 $ 658,000 $ 1,104,000
Wilkes, North Carolina 17 $ 1,765,000 $ 103,823 $ 76,000
Colleton, South Carolina 17 $ 1,305,000 $ 76,764 $ 110,000
Culpeper, Virginia 17 $ 2,501,000 $ 147,117 $ 100,000
Dinwiddie, Virginia 17 $ 518,000 $ 30,470 $ 67,000
Lynchburg, Virginia 17 $ 917,000 $ 53,941 $ 76,000
Sussex, Delaware 16 $ 5,703,000 $ 356,437 $ 310,000
Greene, Georgia 16 $ 11,386,000 $ 711,625 $ 331,000
Mitchell, Georgia 16 $ 164,000 $ 10,250 $ 41,000
Dare, North Carolina 16 $ 7,832,000 $ 489,500 $ 196,000
Florence, South Carolina 16 $ 1,333,000 $ 83,312 $ 120,000
Campbell, Tennessee 16 $ 410,000 $ 25,625 $ 59,000
Lawrence, Tennessee 16 $ 2,146,000 $ 134,125 $ 128,000
Montgomery, Texas 16 $ 6,758,000 $ 422,375 $ 208,000
Portsmouth, Virginia 16 $ 584,000 $ 36,500 $ 61,000
Rockingham, Virginia 16 $ 2,015,000 $ 125,937 $ 179,000
Catoosa, Georgia 15 $ 1,950,000 $ 130,000 $ 63,000
Harnett, North Carolina 15 $ 280,000 $ 18,666 $ 53,000
Haywood, North Carolina 15 $ 2,077,000 $ 138,466 $ 88,000
Yadkin, North Carolina 15 $ 599,000 $ 39,933 $ 36,000
Cherokee, South Carolina 15 $ 404,000 $ 26,933 $ 220,000
Harris, Texas 15 $ 6,833,000 $ 455,533 $ 274,000
Hopewell, Virginia 15 $ 694,000 $ 46,266 $ 109,000
Madison, Alabama 14 $ 646,000 $ 46,142 $ 83,000
Monroe, Florida 14 $ 13,327,000 $ 951,928 $ 846,000
Appling, Georgia 14 $ 374,000 $ 26,714 $ 61,000
Lee, Georgia 14 $ 497,000 $ 35,500 $ 107,000
New York, New York 14 $ 16,449,000 $ 1,174,928 $ 604,000
Macon, North Carolina 14 $ 6,795,000 $ 485,357 $ 386,000
Stokes, North Carolina 14 $ 1,663,000 $ 118,785 $ 71,000
Dorchester, South Carolina 14 $ 2,859,000 $ 204,214 $ 72,000
Bradley, Tennessee 14 $ 1,074,000 $ 76,714 $ 81,000
Maury, Tennessee 14 $ 554,000 $ 39,571 $ 56,000
Sullivan, Tennessee 14 $ 3,228,000 $ 230,571 $ 92,000
Powhatan, Virginia 14 $ 2,015,000 $ 143,928 $ 106,000
Gilmer, Georgia 13 $ 4,187,000 $ 322,076 $ 158,000
Pickens, Georgia 13 $ 4,282,000 $ 329,384 $ 155,000
Saluda, South Carolina 13 $ 608,000 $ 46,769 $ 46,000
Hawkins, Tennessee 13 $ 465,000 $ 35,769 $ 39,000
Botetourt, Virginia 13 $ 424,000 $ 32,615 $ 73,000
Charlottesville, Virginia 13 $ 5,141,000 $ 395,461 $ 131,000
Halifax, Virginia 13 $ 206,000 $ 15,846 $ 32,000
New Castle, Delaware 12 $ 819,000 $ 68,250 $ 126,000
Hardee, Florida 12 $ 781,000 $ 65,083 $ 46,000
Colquitt, Georgia 12 $ 505,000 $ 42,083 $ 102,000
Liberty, Georgia 12 $ 861,000 $ 71,750 $ 61,000
Nassau, New York 12 $ 2,300,000 $ 191,666 $ 137,000
Transylvania, North Carolina 12 $ 5,420,000 $ 451,666 $ 331,000
Vance, North Carolina 12 $ 1,312,000 $ 109,333 $ 207,000
Augusta, Virginia 12 $ 1,484,000 $ 123,666 $ 89,000
Campbell, Virginia 12 $ 840,000 $ 70,000 $ 64,000
Shelby, Alabama 11 $ 3,979,000 $ 361,727 $ 123,000
San Bernardino, California 11 $ 2,120,000 $ 192,727 $ 155,000
Denver, Colorado 11 $ 3,462,000 $ 314,727 $ 161,000
Levy, Florida 11 $ 1,284,000 $ 116,727 $ 98,000
Heard, Georgia 11 $ 147,000 $ 13,363 $ 52,000
Putnam, Georgia 11 $ 4,387,000 $ 398,818 $ 235,000
Talbot, Maryland 11 $ 4,287,000 $ 389,727 $ 295,000
Middlesex, Massachusetts 11 $ 2,236,000 $ 203,272 $ 228,000
DeSoto, Mississippi 11 $ 895,000 $ 81,363 $ 92,000
Clark, Nevada 11 $ 4,991,000 $ 453,727 $ 228,000
Queens, New York 11 $ 2,223,000 $ 202,090 $ 131,000
Suffolk, New York 11 $ 3,176,000 $ 288,727 $ 659,000
Currituck, North Carolina 11 $ 7,027,000 $ 638,818 $ 273,000
Onslow, North Carolina 11 $ 2,476,000 $ 225,090 $ 166,000
Greenwood, South Carolina 11 $ 2,043,000 $ 185,727 $ 132,000
Lancaster, South Carolina 11 $ 3,208,000 $ 291,636 $ 148,000
Giles, Tennessee 11 $ 265,000 $ 24,090 $ 40,000
Robertson, Tennessee 11 $ 977,000 $ 88,818 $ 85,000
Isle of Wight, Virginia 11 $ 2,020,000 $ 183,636 $ 178,000
King William, Virginia 11 $ 1,429,000 $ 129,909 $ 63,000
Manassas, Virginia 11 $ 1,002,000 $ 91,090 $ 111,000
Salem, Virginia 11 $ 370,000 $ 33,636 $ 61,000
Riverside, California 10 $ 2,639,000 $ 263,900 $ 123,000
Sacramento, California 10 $ 5,383,000 $ 538,300 $ 193,000
Dawson, Georgia 10 $ 4,523,000 $ 452,300 $ 122,000
Haralson, Georgia 10 $ 207,000 $ 20,700 $ 55,000
Union, New Jersey 10 $ 2,919,000 $ 291,900 $ 164,000
Anson, North Carolina 10 $ 146,000 $ 14,600 $ 50,000
Avery, North Carolina 10 $ 10,916,000 $ 1,091,600 $ 511,000
Multnomah, Oregon 10 $ 2,242,000 $ 224,200 $ 119,000
Franklin, Tennessee 10 $ 472,000 $ 47,200 $ 37,000
Hardin, Tennessee 10 $ 305,000 $ 30,500 $ 45,000
Harrisonburg, Virginia 10 $ 5,102,000 $ 510,200 $ 31,000
Orange, Virginia 10 $ 1,700,000 $ 170,000 $ 83,000
Patrick, Virginia 10 $ 213,000 $ 21,300 $ 57,000
Snohomish, Washington 10 $ 1,256,000 $ 125,600 $ 132,000
Mobile, Alabama 9 $ 885,000 $ 98,333 $ 137,000
Marin, California 9 $ 8,237,000 $ 915,222 $ 421,000
Franklin, Florida 9 $ 7,724,000 $ 858,222 $ 440,000
Bulloch, Georgia 9 $ 2,433,000 $ 270,333 $ 37,000
Morgan, Georgia 9 $ 284,000 $ 31,555 $ 64,000
Cecil, Maryland 9 $ 1,327,000 $ 147,444 $ 161,000
Garrett, Maryland 9 $ 4,573,000 $ 508,111 $ 307,000
Somerset, New Jersey 9 $ 1,491,000 $ 165,666 $ 159,000
Bernalillo, New Mexico 9 $ 1,842,000 $ 204,666 $ 149,000
Cleveland, North Carolina 9 $ 1,428,000 $ 158,666 $ 94,000
McDowell, North Carolina 9 $ 3,092,000 $ 343,555 $ 241,000
Rutherford, North Carolina 9 $ 3,145,000 $ 349,444 $ 147,000
Watauga, North Carolina 9 $ 5,745,000 $ 638,333 $ 289,000
Dauphin, Pennsylvania 9 $ 1,601,000 $ 177,888 $ 143,000
Georgetown, South Carolina 9 $ 7,727,000 $ 858,555 $ 364,000
Accomack, Virginia 9 $ 823,000 $ 91,444 $ 96,000
Fairfax City, Virginia 9 $ 3,407,000 $ 378,555 $ 240,000
Fluvanna, Virginia 9 $ 500,000 $ 55,555 $ 80,000
Frederick, Virginia 9 $ 2,127,000 $ 236,333 $ 132,000
Gadsden, Florida 8 $ 593,000 $ 74,125 $ 58,000
Putnam, Florida 8 $ 922,000 $ 115,250 $ 60,000
Bryan, Georgia 8 $ 2,027,000 $ 253,375 $ 144,000
Monroe, Georgia 8 $ 2,300,000 $ 287,500 $ 176,000
Rabun, Georgia 8 $ 5,357,000 $ 669,625 $ 770,000
Essex, New Jersey 8 $ 3,633,000 $ 454,125 $ 286,000
Cheatham, Tennessee 8 $ 562,000 $ 70,250 $ 42,000
Fayette, Tennessee 8 $ 1,047,000 $ 130,875 $ 129,000
Dallas, Texas 8 $ 5,230,000 $ 653,750 $ 222,000
Denton, Texas 8 $ 4,073,000 $ 509,125 $ 404,000
Falls Church, Virginia 8 $ 3,276,000 $ 409,500 $ 187,000
Fauquier, Virginia 8 $ 4,181,000 $ 522,625 $ 1,518,000
Prince George, Virginia 8 $ 348,000 $ 43,500 $ 97,000
Staunton, Virginia 8 $ 109,000 $ 13,625 $ 60,000
Clark, Washington 8 $ 3,416,000 $ 427,000 $ 224,000
Pierce, Washington 8 $ 2,140,000 $ 267,500 $ 161,000
St. Clair, Alabama 7 $ 653,000 $ 93,285 $ 66,000
Pulaski, Arkansas 7 $ 154,000 $ 22,000 $ 98,000
Placer, California 7 $ 6,197,000 $ 885,285 $ 512,000
Hartford, Connecticut 7 $ 1,888,000 $ 269,714 $ 184,000
Hendry, Florida 7 $ 1,494,000 $ 213,428 $ 135,000
Atkinson, Georgia 7 $ 106,000 $ 15,142 $ 52,000
Decatur, Georgia 7 $ 70,000 $ 10,000 $ 51,000
Fannin, Georgia 7 $ 4,943,000 $ 706,142 $ 482,000
Gordon, Georgia 7 $ 957,000 $ 136,714 $ 67,000
Jones, Georgia 7 $ 169,000 $ 24,142 $ 47,000
Lamar, Georgia 7 $ 280,000 $ 40,000 $ 42,000
Lowndes, Georgia 7 $ 103,000 $ 14,714 $ 53,000
White, Georgia 7 $ 2,070,000 $ 295,714 $ 425,000
Madison, North Carolina 7 $ 1,215,000 $ 173,571 $ 64,000
Sumter, South Carolina 7 $ 273,000 $ 39,000 $ 81,000
Collin, Texas 7 $ 3,065,000 $ 437,857 $ 194,000
Amherst, Virginia 7 $ 94,000 $ 13,428 $ 60,000
Martinsville, Virginia 7 $ 86,000 $ 12,285 $ 63,000
New Kent, Virginia 7 $ 916,000 $ 130,857 $ 114,000
Shenandoah, Virginia 7 $ 1,126,000 $ 160,857 $ 107,000
Montgomery, Alabama 6 $ 239,000 $ 39,833 $ 281,000
Randolph, Alabama 6 $ 476,000 $ 79,333 $ 103,000
Santa Cruz, California 6 $ 3,239,000 $ 539,833 $ 216,000
Dade, Georgia 6 $ 751,000 $ 125,166 $ 140,000
Grady, Georgia 6 $ 173,000 $ 28,833 $ 39,000
Peach, Georgia 6 $ 92,000 $ 15,333 $ 50,000
Stephens, Georgia 6 $ 1,584,000 $ 264,000 $ 210,000
Ware, Georgia 6 $ 74,000 $ 12,333 $ 37,000
Hamilton, Indiana 6 $ 1,157,000 $ 192,833 $ 125,000
Kent, Maryland 6 $ 2,662,000 $ 443,666 $ 167,000
Queen Anne's, Maryland 6 $ 3,736,000 $ 622,666 $ 296,000
St. Louis, Missouri 6 $ 3,741,000 $ 623,500 $ 279,000
Middlesex, New Jersey 6 $ 249,000 $ 41,500 $ 95,000
Halifax, North Carolina 6 $ 2,277,000 $ 379,500 $ 148,000
Lee, North Carolina 6 $ 309,000 $ 51,500 $ 72,000
Moore, North Carolina 6 $ 534,000 $ 89,000 $ 71,000
Pitt, North Carolina 6 $ 2,136,000 $ 356,000 $ 69,000
Robeson, North Carolina 6 $ 83,000 $ 13,833 $ 37,000
Clackamas, Oregon 6 $ 2,620,000 $ 436,666 $ 182,000
Lane, Oregon 6 $ 1,141,000 $ 190,166 $ 110,000
Washington, Oregon 6 $ 2,356,000 $ 392,666 $ 175,000
Chester, Pennsylvania 6 $ 1,893,000 $ 315,500 $ 282,000
Jasper, South Carolina 6 $ 1,055,000 $ 175,833 $ 379,000
Marshall, Tennessee 6 $ 58,000 $ 9,666 $ 71,000
Sequatchie, Tennessee 6 $ 107,000 $ 17,833 $ 34,000
Amelia, Virginia 6 $ 1,277,000 $ 212,833 $ 130,000
Nelson, Virginia 6 $ 2,717,000 $ 452,833 $ 265,000
Pulaski, Virginia 6 $ 42,000 $ 7,000 $ 42,000
Smyth, Virginia 6 $ 126,000 $ 21,000 $ 30,000
Calaveras, California 5 $ 1,395,000 $ 279,000 $ 229,000
El Dorado, California 5 $ 740,000 $ 148,000 $ 137,000
Gilchrist, Florida 5 $ 422,000 $ 84,400 $ 67,000
Berrien, Georgia 5 $ 708,000 $ 141,600 $ 68,000
Brooks, Georgia 5 $ 168,000 $ 33,600 $ 36,000
Hancock, Georgia 5 $ 872,000 $ 174,400 $ 91,000
McIntosh, Georgia 5 $ 1,335,000 $ 267,000 $ 87,000
Murray, Georgia 5 $ 62,000 $ 12,400 $ 55,000
Oglethorpe, Georgia 5 $ 76,000 $ 15,200 $ 107,000
Pike, Georgia 5 $ 47,000 $ 9,400 $ 35,000
Terrell, Georgia 5 $ 257,000 $ 51,400 $ 49,000
Union, Georgia 5 $ 1,021,000 $ 204,200 $ 206,000
Warren, Georgia 5 $ 65,000 $ 13,000 $ 45,000
Ada, Idaho 5 $ 1,386,000 $ 277,200 $ 212,000
Allegany, Maryland 5 $ 159,000 $ 31,800 $ 61,000
Essex, Massachusetts 5 $ 720,000 $ 144,000 $ 103,000
Plymouth, Massachusetts 5 $ 311,000 $ 62,200 $ 129,000
Rockingham, New Hampshire 5 $ 820,000 $ 164,000 $ 106,000
Hudson, New Jersey 5 $ 1,853,000 $ 370,600 $ 236,000
Monmouth, New Jersey 5 $ 2,520,000 $ 504,000 $ 510,000
Westchester, New York 5 $ 2,642,000 $ 528,400 $ 508,000
Craven, North Carolina 5 $ 212,000 $ 42,400 $ 125,000
Montgomery, North Carolina 5 $ 862,000 $ 172,400 $ 106,000
Surry, North Carolina 5 $ 147,000 $ 29,400 $ 24,000
Lancaster, Pennsylvania 5 $ 2,627,000 $ 525,400 $ 188,000
Chesterfield, South Carolina 5 $ 90,000 $ 18,000 $ 65,000
Orangeburg, South Carolina 5 $ 361,000 $ 72,200 $ 124,000
Carter, Tennessee 5 $ 156,000 $ 31,200 $ 41,000
Dickson, Tennessee 5 $ 674,000 $ 134,800 $ 119,000
Greene, Tennessee 5 $ 1,158,000 $ 231,600 $ 141,000
Bexar, Texas 5 $ 2,077,000 $ 415,400 $ 282,000
Fort Bend, Texas 5 $ 1,101,000 $ 220,200 $ 136,000
Salt Lake, Utah 5 $ 2,347,000 $ 469,400 $ 226,000
Brunswick, Virginia 5 $ 1,470,000 $ 294,000 $ 378,000
Carroll, Virginia 5 $ 356,000 $ 71,200 $ 151,000
Manassas Park, Virginia 5 $ 139,000 $ 27,800 $ 126,000
Northampton, Virginia 5 $ 3,381,000 $ 676,200 $ 291,000
Page, Virginia 5 $ 45,000 $ 9,000 $ 63,000
Poquoson, Virginia 5 $ 1,360,000 $ 272,000 $ 138,000
Rappahannock, Virginia 5 $ 701,000 $ 140,200 $ 63,000
Warren, Virginia 5 $ 534,000 $ 106,800 $ 79,000
Colbert, Alabama 4 $ 158,000 $ 39,500 $ 34,000
Houston, Alabama 4 $ 115,000 $ 28,750 $ 118,000
Benton, Arkansas 4 $ 73,000 $ 18,250 $ 92,000
Craighead, Arkansas 4 $ 506,000 $ 126,500 $ 157,000
Saline, Arkansas 4 $ 80,000 $ 20,000 $ 157,000
Washington, Arkansas 4 $ 98,000 $ 24,500 $ 98,000
Nevada, California 4 $ 1,211,000 $ 302,750 $ 394,000
San Joaquin, California 4 $ 1,380,000 $ 345,000 $ 112,000
San Luis Obispo, California 4 $ 1,678,000 $ 419,500 $ 224,000
Ventura, California 4 $ 908,000 $ 227,000 $ 136,000
El Paso, Colorado 4 $ 2,364,000 $ 591,000 $ 282,000
Summit, Colorado 4 $ 5,124,000 $ 1,281,000 $ 577,000
Weld, Colorado 4 $ 1,382,000 $ 345,500 $ 124,000
New Haven, Connecticut 4 $ 222,000 $ 55,500 $ 75,000
Calhoun, Florida 4 $ 37,000 $ 9,250 $ 32,000
Columbia, Florida 4 $ 634,000 $ 158,500 $ 82,000
Okeechobee, Florida 4 $ 482,000 $ 120,500 $ 30,000
Banks, Georgia 4 $ 426,000 $ 106,500 $ 82,000
Butts, Georgia 4 $ 315,000 $ 78,750 $ 73,000
Camden, Georgia 4 $ 730,000 $ 182,500 $ 102,000
Habersham, Georgia 4 $ 472,000 $ 118,000 $ 70,000
Madison, Georgia 4 $ 440,000 $ 110,000 $ 73,000
Meriwether, Georgia 4 $ 55,000 $ 13,750 $ 50,000
Teton, Idaho 4 $ 2,920,000 $ 730,000 $ 442,000
DuPage, Illinois 4 $ 2,126,000 $ 531,500 $ 205,000
Lake, Illinois 4 $ 1,513,000 $ 378,250 $ 166,000
Johnson, Kansas 4 $ 1,253,000 $ 313,250 $ 142,000
Dorchester, Maryland 4 $ 30,000 $ 7,500 $ 65,000
Hennepin, Minnesota 4 $ 1,186,000 $ 296,500 $ 230,000
Jackson, Mississippi 4 $ 419,000 $ 104,750 $ 103,000
Gloucester, New Jersey 4 $ 638,000 $ 159,500 $ 169,000
Sandoval, New Mexico 4 $ 1,304,000 $ 326,000 $ 186,000
Richmond, New York 4 $ 749,000 $ 187,250 $ 117,000
Ashe, North Carolina 4 $ 923,000 $ 230,750 $ 109,000
Beaufort, North Carolina 4 $ 202,000 $ 50,500 $ 68,000
Caswell, North Carolina 4 $ 54,000 $ 13,500 $ 43,000
Pasquotank, North Carolina 4 $ 562,000 $ 140,500 $ 91,000
Deschutes, Oregon 4 $ 2,217,000 $ 554,250 $ 296,000
Tillamook, Oregon 4 $ 2,109,000 $ 527,250 $ 204,000
Allegheny, Pennsylvania 4 $ 1,435,000 $ 358,750 $ 188,000
Bucks, Pennsylvania 4 $ 282,000 $ 70,500 $ 245,000
Delaware, Pennsylvania 4 $ 1,788,000 $ 447,000 $ 189,000
Newberry, South Carolina 4 $ 297,000 $ 74,250 $ 65,000
Union, South Carolina 4 $ 270,000 $ 67,500 $ 167,000
Cumberland, Tennessee 4 $ 582,000 $ 145,500 $ 165,000
Gibson, Tennessee 4 $ 50,000 $ 12,500 $ 47,000
Grainger, Tennessee 4 $ 407,000 $ 101,750 $ 56,000
Hickman, Tennessee 4 $ 76,000 $ 19,000 $ 67,000
Putnam, Tennessee 4 $ 77,000 $ 19,250 $ 37,000
Roane, Tennessee 4 $ 665,000 $ 166,250 $ 83,000
Bastrop, Texas 4 $ 1,115,000 $ 278,750 $ 171,000
Cameron, Texas 4 $ 578,000 $ 144,500 $ 77,000
Colonial Heights, Virginia 4 $ 73,000 $ 18,250 $ 72,000
Essex, Virginia 4 $ 1,720,000 $ 430,000 $ 479,000
Lexington, Virginia 4 $ 1,030,000 $ 257,500 $ 12,000
Middlesex, Virginia 4 $ 1,853,000 $ 463,250 $ 131,000
Northumberland, Virginia 4 $ 2,868,000 $ 717,000 $ 568,000
Petersburg, Virginia 4 $ 21,000 $ 5,250 $ 19,000
Pittsylvania, Virginia 4 $ 418,000 $ 104,500 $ 76,000
Southampton, Virginia 4 $ 130,000 $ 32,500 $ 39,000
Winchester, Virginia 4 $ 935,000 $ 233,750 $ 143,000
Spokane, Washington 4 $ 800,000 $ 200,000 $ 111,000
Whatcom, Washington 4 $ 347,000 $ 86,750 $ 83,000
Berkeley, West Virginia 4 $ 210,000 $ 52,500 $ 42,000
Cabell, West Virginia 4 $ 53,000 $ 13,250 $ 55,000
Cherokee, Alabama 3 $ 224,000 $ 74,666 $ 77,000
Elmore, Alabama 3 $ 1,005,000 $ 335,000 $ 117,000
Escambia, Alabama 3 $ 215,000 $ 71,666 $ 86,000
Tuscaloosa, Alabama 3 $ 56,000 $ 18,666 $ 105,000
Pima, Arizona 3 $ 1,406,000 $ 468,666 $ 151,000
Kern, California 3 $ 1,118,000 $ 372,666 $ 247,000
Santa Barbara, California 3 $ 2,607,000 $ 869,000 $ 269,000
Page:

Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,386 $4,016,934,000 $427,000 $44,000,000 $225,000 $9,999,000
Home Improvement 8,343 $183,296,000 $21,000 $43,336,000 $72,000 $3,526,000
Refinancing 4,525 $1,559,302,000 $344,000 $7,100,000 $213,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,045 $5,284,104,000 $478,000 $44,000,000 $241,000 $9,999,000
White 5,506 $309,803,000 $56,000 $3,780,000 $100,000 $8,000,000
Black or African American 2,361 $45,540,000 $19,000 $848,000 $55,000 $2,638,000
Not Provided 2,302 $87,469,000 $37,000 $4,000,000 $112,000 $3,526,000
Hispanic 736 $20,614,000 $28,000 $2,770,000 $68,000 $5,816,000
Asian 186 $8,752,000 $47,000 $595,000 $88,000 $2,075,000
American Indian or Alaskan Native 86 $2,141,000 $24,000 $341,000 $85,000 $2,625,000
Native Hawaiian or Other Pacific Islander 32 $1,109,000 $34,000 $158,000 $60,000 $186,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,251 $5,759,109,000 $258,000 $44,000,000 $165,000 $9,999,000
VA-guaranteed (Veterans Administration) 2 $281,000 $140,000 $166,000 $101,000 $122,000
FHA-insured (Federal Housing Administration) 1 $142,000 $142,000 $142,000 $62,000 $62,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 10,452 $4,979,063,000 $476,000 $7,100,000 $255,000 $9,999,000
Application Denied By Financial Institution 7,676 $185,604,000 $24,000 $3,701,000 $67,000 $3,526,000
Loan Originated 2,780 $512,798,000 $184,000 $44,000,000 $125,000 $8,000,000
Application Approved But Not Accepted 1,321 $73,170,000 $55,000 $2,555,000 $111,000 $2,500,000
Application Withdrawn By Applicant 23 $8,702,000 $378,000 $1,400,000 $212,000 $790,000
File Closed For Incompleteness 2 $195,000 $97,000 $150,000 $42,000 $85,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,913 $75,579,000 $15,000 $655,000 $61,000 $3,526,000
Debt-To-Income Ratio 2,104 $73,253,000 $34,000 $3,701,000 $63,000 $1,830,000
Collateral 262 $13,422,000 $51,000 $470,000 $111,000 $1,253,000
Insufficient Cash (Downpayment, Closing Cost) 167 $11,629,000 $69,000 $801,000 $141,000 $2,562,000
Other 145 $7,718,000 $53,000 $635,000 $123,000 $2,105,000
Credit Application Incomplete 61 $3,234,000 $53,000 $625,000 $140,000 $892,000
Employment History 12 $151,000 $12,000 $30,000 $121,000 $453,000
Unverifiable Information 12 $618,000 $51,000 $425,000 $159,000 $500,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Suntrust Banks, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List