Suntrust Banks, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Suntrust Banks, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,254 |
| Total Mortgage Loan Application Amount | $5,759,532,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $44,000,000 |
| Average Applicant Income | $170,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,251 | $ 640,853,000 | $ 197,000 | $ 135,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,349 | $ 354,959,000 | $ 199,000 | $ 169,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,028 | $ 220,463,000 | $ 214,000 | $ 142,000 |
| ORLANDO-KISSIMMEE, FL | 880 | $ 313,266,000 | $ 355,000 | $ 196,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 671 | $ 127,921,000 | $ 190,000 | $ 145,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 637 | $ 271,063,000 | $ 363,000 | $ 189,500 |
| RICHMOND, VA | 535 | $ 82,607,000 | $ 154,000 | $ 125,000 |
| RALEIGH-CARY, NC | 448 | $ 102,137,000 | $ 227,000 | $ 127,000 |
| BALTIMORE-TOWSON, MD | 407 | $ 126,745,000 | $ 311,000 | $ 195,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 405 | $ 94,073,000 | $ 429,000 | $ 199,000 |
| MEMPHIS, TN-MS-AR | 394 | $ 39,481,000 | $ 63,333 | $ 85,666 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 371 | $ 94,193,000 | $ 253,000 | $ 248,000 |
| KNOXVILLE, TN | 358 | $ 66,219,000 | $ 184,000 | $ 119,000 |
| BRADENTON-SARASOTA-VENICE, FL | 357 | $ 141,802,000 | $ 397,000 | $ 206,000 |
| JACKSONVILLE, FL | 332 | $ 99,134,000 | $ 298,000 | $ 197,000 |
| LAKELAND-WINTER HAVEN, FL | 329 | $ 41,403,000 | $ 125,000 | $ 96,000 |
| DURHAM, NC | 290 | $ 52,809,000 | $ 182,000 | $ 116,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 270 | $ 200,444,000 | $ 742,000 | $ 201,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 268 | $ 59,411,000 | $ 221,000 | $ 220,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 261 | $ 46,241,000 | $ 177,000 | $ 197,000 |
| SAVANNAH, GA | 257 | $ 92,481,000 | $ 359,000 | $ 270,000 |
| CHATTANOOGA, TN-GA | 246 | $ 37,523,000 | $ 132,500 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 243 | $ 169,464,000 | $ 697,000 | $ 310,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 233 | $ 42,955,000 | $ 184,000 | $ 159,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 219 | $ 34,222,000 | $ 156,000 | $ 112,000 |
| PUNTA GORDA, FL | 216 | $ 50,493,000 | $ 233,000 | $ 104,000 |
| GREENSBORO-HIGH POINT, NC | 212 | $ 30,516,000 | $ 143,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 210 | $ 52,478,000 | $ 249,000 | $ 179,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 185 | $ 84,172,000 | $ 454,000 | $ 313,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 170 | $ 28,059,000 | $ 153,000 | $ 147,500 |
| COLUMBUS, GA-AL | 167 | $ 14,424,000 | $ 53,000 | $ 109,000 |
| NAPLES-MARCO ISLAND, FL | 166 | $ 77,647,000 | $ 467,000 | $ 274,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 159 | $ 115,676,000 | $ 727,000 | $ 214,000 |
| WILMINGTON, NC | 155 | $ 57,019,000 | $ 367,000 | $ 251,000 |
| OCALA, FL | 144 | $ 19,851,000 | $ 137,000 | $ 105,000 |
| ROANOKE, VA | 139 | $ 17,450,000 | $ 125,000 | $ 105,000 |
| WINSTON-SALEM, NC | 138 | $ 17,415,000 | $ 126,000 | $ 154,000 |
| GAINESVILLE, GA | 127 | $ 27,803,000 | $ 218,000 | $ 115,000 |
| ASHEVILLE, NC | 125 | $ 33,540,000 | $ 268,000 | $ 126,000 |
| ALBANY, GA | 107 | $ 5,814,000 | $ 54,000 | $ 93,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 99 | $ 53,503,000 | $ 540,000 | $ 220,000 |
| PORT ST. LUCIE, FL | 98 | $ 26,048,000 | $ 265,000 | $ 191,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 93 | $ 69,713,000 | $ 749,000 | $ 262,000 |
| PALM COAST, FL | 90 | $ 28,081,000 | $ 312,000 | $ 159,000 |
| ATHENS-CLARKE COUNTY, GA | 82 | $ 7,514,000 | $ 91,000 | $ 75,000 |
| MACON, GA | 82 | $ 12,393,000 | $ 151,000 | $ 111,000 |
| SPARTANBURG, SC | 79 | $ 7,189,000 | $ 91,000 | $ 108,000 |
| COLUMBIA, SC | 78 | $ 17,621,000 | $ 225,000 | $ 160,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 75 | $ 19,580,000 | $ 261,000 | $ 139,000 |
| BURLINGTON, NC | 74 | $ 7,017,000 | $ 94,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 73 | $ 27,225,000 | $ 372,000 | $ 155,000 |
| HICKORY-LENOIR-MORGANTON, NC | 73 | $ 30,258,000 | $ 414,000 | $ 156,000 |
| MORRISTOWN, TN | 73 | $ 10,693,000 | $ 146,000 | $ 78,000 |
| LYNCHBURG, VA | 68 | $ 6,423,000 | $ 94,000 | $ 84,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 67 | $ 34,908,000 | $ 445,500 | $ 254,500 |
| ROME, GA | 67 | $ 2,230,000 | $ 33,000 | $ 62,000 |
| GAINESVILLE, FL | 66 | $ 11,816,000 | $ 179,000 | $ 113,000 |
| TALLAHASSEE, FL | 66 | $ 16,382,000 | $ 248,000 | $ 228,000 |
| ANDERSON, SC | 61 | $ 7,835,000 | $ 128,000 | $ 78,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 61 | $ 23,972,000 | $ 392,000 | $ 186,000 |
| JOHNSON CITY, TN | 59 | $ 6,713,000 | $ 113,000 | $ 67,000 |
| BRUNSWICK, GA | 58 | $ 28,942,000 | $ 499,000 | $ 316,000 |
| PANAMA CITY-LYNN HAVEN, FL | 45 | $ 10,551,000 | $ 234,000 | $ 132,000 |
| WARNER ROBINS, GA | 45 | $ 2,479,000 | $ 55,000 | $ 118,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 41 | $ 17,739,000 | $ 432,000 | $ 245,000 |
| BIRMINGHAM-HOOVER, AL | 38 | $ 8,638,000 | $ 227,000 | $ 175,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 38 | $ 17,371,000 | $ 457,000 | $ 204,000 |
| HARRISBURG-CARLISLE, PA | 38 | $ 3,351,000 | $ 88,000 | $ 120,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 38 | $ 12,793,000 | $ 336,000 | $ 189,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 35 | $ 13,616,000 | $ 389,000 | $ 210,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 35 | $ 15,917,000 | $ 454,000 | $ 192,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 34 | $ 12,346,000 | $ 363,000 | $ 284,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 33 | $ 3,907,000 | $ 118,000 | $ 67,000 |
| FLORENCE-MUSCLE SHOALS, AL | 32 | $ 1,152,000 | $ 36,000 | $ 48,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 32 | $ 11,383,000 | $ 379,000 | $ 186,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 31 | $ 3,737,000 | $ 73,500 | $ 59,500 |
| SALISBURY, MD | 29 | $ 2,674,000 | $ 92,000 | $ 94,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 28 | $ 9,297,000 | $ 332,000 | $ 220,000 |
| SEBASTIAN-VERO BEACH, FL | 27 | $ 13,981,000 | $ 517,000 | $ 275,000 |
| HARRISONBURG, VA | 26 | $ 7,117,000 | $ 273,000 | $ 122,000 |
| CHARLESTON, WV | 25 | $ 1,007,000 | $ 40,000 | $ 68,000 |
| AUSTIN-ROUND ROCK, TX | 24 | $ 9,508,000 | $ 396,000 | $ 184,000 |
| FAYETTEVILLE, NC | 24 | $ 6,324,000 | $ 263,000 | $ 95,000 |
| AUBURN-OPELIKA, AL | 23 | $ 1,196,000 | $ 52,000 | $ 110,000 |
| DALLAS-PLANO-IRVING, TX | 23 | $ 12,368,000 | $ 537,000 | $ 277,000 |
| DALTON, GA | 23 | $ 668,000 | $ 29,000 | $ 56,000 |
| EDISON-NEW BRUNSWICK, NJ | 23 | $ 5,776,000 | $ 251,000 | $ 227,000 |
| NASSAU-SUFFOLK, NY | 23 | $ 5,476,000 | $ 238,000 | $ 386,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 22 | $ 12,320,000 | $ 560,000 | $ 282,000 |
| WILMINGTON, DE-MD-NJ | 22 | $ 2,198,000 | $ 89,000 | $ 142,333 |
| NEWARK-UNION, NJ-PA | 21 | $ 7,258,000 | $ 410,500 | $ 223,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 21 | $ 13,801,000 | $ 657,000 | $ 300,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 21 | $ 4,759,000 | $ 226,000 | $ 140,000 |
| YORK-HANOVER, PA | 21 | $ 1,183,000 | $ 56,000 | $ 108,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 14,966,000 | $ 787,000 | $ 432,000 |
| FLORENCE, SC | 19 | $ 1,390,000 | $ 73,000 | $ 108,000 |
| DENVER-AURORA, CO | 18 | $ 5,721,000 | $ 317,000 | $ 170,000 |
| CLEVELAND, TN | 16 | $ 1,091,000 | $ 68,000 | $ 77,000 |
| PHILADELPHIA, PA | 16 | $ 4,798,000 | $ 299,000 | $ 244,000 |
| HUNTSVILLE, AL | 15 | $ 649,000 | $ 43,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 14 | $ 913,000 | $ 65,000 | $ 54,000 |
| ALBUQUERQUE, NM | 13 | $ 3,146,000 | $ 242,000 | $ 160,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 13 | $ 274,000 | $ 21,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 13 | $ 3,932,000 | $ 170,500 | $ 113,500 |
| VALDOSTA, GA | 13 | $ 325,000 | $ 25,000 | $ 46,000 |
| WINCHESTER, VA-WV | 13 | $ 3,062,000 | $ 235,000 | $ 135,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 2,236,000 | $ 203,000 | $ 228,000 |
| JACKSONVILLE, NC | 11 | $ 2,476,000 | $ 225,000 | $ 166,000 |
| KANSAS CITY, MO-KS | 11 | $ 2,629,000 | $ 254,500 | $ 127,500 |
| LAS VEGAS-PARADISE, NV | 11 | $ 4,991,000 | $ 453,000 | $ 228,000 |
| BOSTON-QUINCY, MA | 10 | $ 1,178,000 | $ 117,000 | $ 137,000 |
| MONTGOMERY, AL | 10 | $ 1,269,000 | $ 126,000 | $ 217,000 |
| SAN ANTONIO, TX | 10 | $ 4,846,000 | $ 484,000 | $ 221,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 225,000 | $ 37,500 | $ 59,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 741,000 | $ 72,500 | $ 102,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 2,060,000 | $ 228,000 | $ 174,000 |
| MOBILE, AL | 9 | $ 885,000 | $ 98,000 | $ 137,000 |
| GREENVILLE, NC | 8 | $ 2,166,000 | $ 270,000 | $ 67,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,858,000 | $ 327,500 | $ 216,500 |
| TACOMA, WA | 8 | $ 2,140,000 | $ 267,000 | $ 161,000 |
| BOISE CITY-NAMPA, ID | 7 | $ 2,056,000 | $ 293,000 | $ 211,000 |
| SALT LAKE CITY, UT | 7 | $ 5,885,000 | $ 840,000 | $ 1,347,000 |
| SUMTER, SC | 7 | $ 273,000 | $ 39,000 | $ 81,000 |
| CUMBERLAND, MD-WV | 6 | $ 196,000 | $ 34,000 | $ 49,000 |
| DANVILLE, VA | 6 | $ 455,000 | $ 75,000 | $ 76,000 |
| EUGENE-SPRINGFIELD, OR | 6 | $ 1,141,000 | $ 190,000 | $ 110,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 78,000 | $ 10,500 | $ 37,500 |
| INDIANAPOLIS-CARMEL, IN | 6 | $ 1,157,000 | $ 192,000 | $ 125,000 |
| PITTSBURGH, PA | 6 | $ 1,480,000 | $ 246,000 | $ 156,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,060,000 | $ 149,000 | $ 104,500 |
| SALEM, OR | 6 | $ 2,483,000 | $ 413,000 | $ 143,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 3,239,000 | $ 539,000 | $ 216,000 |
| CAMDEN, NJ | 5 | $ 1,513,000 | $ 302,000 | $ 183,000 |
| COLORADO SPRINGS, CO | 5 | $ 2,672,000 | $ 534,000 | $ 343,000 |
| LANCASTER, PA | 5 | $ 2,627,000 | $ 525,000 | $ 188,000 |
| PEABODY, MA | 5 | $ 720,000 | $ 144,000 | $ 103,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 820,000 | $ 164,000 | $ 106,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,319,000 | $ 329,500 | $ 158,000 |
| BELLINGHAM, WA | 4 | $ 347,000 | $ 86,000 | $ 83,000 |
| BEND, OR | 4 | $ 2,217,000 | $ 554,000 | $ 296,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 578,000 | $ 144,000 | $ 77,000 |
| DOTHAN, AL | 4 | $ 115,000 | $ 28,000 | $ 118,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 2,004,000 | $ 501,000 | $ 330,000 |
| GREELEY, CO | 4 | $ 1,382,000 | $ 345,000 | $ 124,000 |
| JONESBORO, AR | 4 | $ 506,000 | $ 126,000 | $ 157,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,513,000 | $ 378,000 | $ 166,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 4 | $ 1,705,000 | $ 426,000 | $ 236,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 162,000 | $ 40,000 | $ 129,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 222,000 | $ 55,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 903,000 | $ 225,000 | $ 159,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 1,046,000 | $ 261,000 | $ 143,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 908,000 | $ 227,000 | $ 136,000 |
| PASCAGOULA, MS | 4 | $ 419,000 | $ 104,000 | $ 103,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,678,000 | $ 419,000 | $ 224,000 |
| SPOKANE, WA | 4 | $ 800,000 | $ 200,000 | $ 111,000 |
| STOCKTON, CA | 4 | $ 1,380,000 | $ 345,000 | $ 112,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 135,000 | $ 45,000 | $ 95,000 |
| BAKERSFIELD, CA | 3 | $ 1,118,000 | $ 372,000 | $ 247,000 |
| BILLINGS, MT | 3 | $ 147,000 | $ 49,000 | $ 74,000 |
| BOULDER, CO | 3 | $ 2,353,000 | $ 784,000 | $ 246,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,172,000 | $ 390,000 | $ 179,000 |
| CANTON-MASSILLON, OH | 3 | $ 166,000 | $ 55,000 | $ 120,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 509,000 | $ 131,500 | $ 86,500 |
| CLARKSVILLE, TN-KY | 3 | $ 281,000 | $ 77,500 | $ 246,500 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 739,000 | $ 246,000 | $ 136,000 |
| JACKSON, MS | 3 | $ 69,000 | $ 23,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 283,000 | $ 94,000 | $ 103,000 |
| MODESTO, CA | 3 | $ 800,000 | $ 266,000 | $ 140,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 122,000 | $ 40,000 | $ 131,000 |
| OCEAN CITY, NJ | 3 | $ 716,000 | $ 238,000 | $ 268,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 420,000 | $ 140,000 | $ 159,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 276,000 | $ 92,000 | $ 162,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 2,607,000 | $ 869,000 | $ 269,000 |
| SANTA FE, NM | 3 | $ 2,289,000 | $ 763,000 | $ 593,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,353,000 | $ 451,000 | $ 197,000 |
| TUCSON, AZ | 3 | $ 1,406,000 | $ 468,000 | $ 151,000 |
| TUSCALOOSA, AL | 3 | $ 56,000 | $ 18,000 | $ 105,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 968,000 | $ 322,000 | $ 144,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 881,000 | $ 293,000 | $ 131,000 |
| WORCESTER, MA | 3 | $ 338,000 | $ 112,000 | $ 123,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 148,000 | $ 55,500 | $ 80,500 |
| AKRON, OH | 2 | $ 20,000 | $ 10,000 | $ 153,000 |
| COEUR D'ALENE, ID | 2 | $ 1,108,000 | $ 554,000 | $ 465,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 33,000 | $ 16,000 | $ 76,000 |
| DECATUR, AL | 2 | $ 15,000 | $ 7,000 | $ 57,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 115,000 | $ 57,000 | $ 98,000 |
| DOVER, DE | 2 | $ 68,000 | $ 34,000 | $ 115,000 |
| FLINT, MI | 2 | $ 71,000 | $ 35,000 | $ 73,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 584,000 | $ 292,000 | $ 155,000 |
| FRESNO, CA | 2 | $ 1,645,000 | $ 822,000 | $ 325,000 |
| GOLDSBORO, NC | 2 | $ 167,000 | $ 83,000 | $ 52,000 |
| GRAND JUNCTION, CO | 2 | $ 100,000 | $ 50,000 | $ 100,000 |
| HATTIESBURG, MS | 2 | $ 50,000 | $ 25,000 | $ 101,000 |
| JACKSON, TN | 2 | $ 234,000 | $ 117,000 | $ 126,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 910,000 | $ 455,000 | $ 266,000 |
| LONGVIEW, WA | 2 | $ 744,000 | $ 372,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 710,000 | $ 355,000 | $ 189,000 |
| NAPA, CA | 2 | $ 1,498,000 | $ 749,000 | $ 513,000 |
| PROVO-OREM, UT | 2 | $ 1,285,000 | $ 642,000 | $ 312,000 |
| RENO-SPARKS, NV | 2 | $ 1,697,000 | $ 848,000 | $ 331,000 |
| SALINAS, CA | 2 | $ 1,665,000 | $ 832,000 | $ 414,000 |
| TRENTON-EWING, NJ | 2 | $ 768,000 | $ 384,000 | $ 239,000 |
| YAKIMA, WA | 2 | $ 399,000 | $ 199,000 | $ 78,000 |
| ALEXANDRIA, LA | 1 | $ 397,000 | $ 397,000 | $ 132,000 |
| ANNISTON-OXFORD, AL | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| BARNSTABLE TOWN, MA | 1 | $ 1,000,000 | $ 1,000,000 | $ 335,000 |
| BATON ROUGE, LA | 1 | $ 217,000 | $ 217,000 | $ 66,000 |
| BOWLING GREEN, KY | 1 | $ 21,000 | $ 21,000 | $ 89,000 |
| CHEYENNE, WY | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
| CHICO, CA | 1 | $ 29,000 | $ 29,000 | $ 48,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| COLUMBUS, OH | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| CORPUS CHRISTI, TX | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| EL PASO, TX | 1 | $ 12,000 | $ 12,000 | $ 125,000 |
| ELIZABETHTOWN, KY | 1 | $ 3,000 | $ 3,000 | $ 801,000 |
| ERIE, PA | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| FLAGSTAFF, AZ | 1 | $ 500,000 | $ 500,000 | $ 153,000 |
| FORT SMITH, AR-OK | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| IDAHO FALLS, ID | 1 | $ 113,000 | $ 113,000 | $ 16,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 48,000 | $ 48,000 | $ 350,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 365,000 | $ 365,000 | $ 71,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 382,000 | $ 382,000 | $ 222,000 |
| KOKOMO, IN | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| LAFAYETTE, IN | 1 | $ 32,000 | $ 32,000 | $ 102,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 223,000 | $ 223,000 | $ 147,000 |
| LAWRENCE, KS | 1 | $ 52,000 | $ 52,000 | $ 158,000 |
| LINCOLN, NE | 1 | $ 628,000 | $ 628,000 | $ 264,000 |
| MONROE, LA | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| MORGANTOWN, WV | 1 | $ 385,000 | $ 385,000 | $ 235,000 |
| OKLAHOMA CITY, OK | 1 | $ 886,000 | $ 886,000 | $ 250,000 |
| OLYMPIA, WA | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 100,000 | $ 100,000 | $ 167,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| REDDING, CA | 1 | $ 480,000 | $ 480,000 | $ 98,000 |
| ROCHESTER, NY | 1 | $ 26,000 | $ 26,000 | $ 128,000 |
| ROCKFORD, IL | 1 | $ 40,000 | $ 40,000 | $ 250,000 |
| ROCKY MOUNT, NC | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| SANDUSKY, OH | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 26,000 | $ 26,000 | $ 57,000 |
| SHEBOYGAN, WI | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| SHERMAN-DENISON, TX | 1 | $ 185,000 | $ 185,000 | $ 277,000 |
| STATE COLLEGE, PA | 1 | $ 116,000 | $ 116,000 | $ 145,000 |
| SYRACUSE, NY | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| TOLEDO, OH | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| TOPEKA, KS | 1 | $ 17,000 | $ 17,000 | $ 112,000 |
| TULSA, OK | 1 | $ 19,000 | $ 19,000 | $ 66,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| WENATCHEE, WA | 1 | $ 560,000 | $ 560,000 | $ 236,000 |
| WHEELING, WV-OH | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,386 | $4,016,934,000 | $427,000 | $44,000,000 | $225,000 | $9,999,000 |
| Home Improvement | 8,343 | $183,296,000 | $21,000 | $43,336,000 | $72,000 | $3,526,000 |
| Refinancing | 4,525 | $1,559,302,000 | $344,000 | $7,100,000 | $213,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,045 | $5,284,104,000 | $478,000 | $44,000,000 | $241,000 | $9,999,000 |
| White | 5,506 | $309,803,000 | $56,000 | $3,780,000 | $100,000 | $8,000,000 |
| Black or African American | 2,361 | $45,540,000 | $19,000 | $848,000 | $55,000 | $2,638,000 |
| Not Provided | 2,302 | $87,469,000 | $37,000 | $4,000,000 | $112,000 | $3,526,000 |
| Hispanic | 736 | $20,614,000 | $28,000 | $2,770,000 | $68,000 | $5,816,000 |
| Asian | 186 | $8,752,000 | $47,000 | $595,000 | $88,000 | $2,075,000 |
| American Indian or Alaskan Native | 86 | $2,141,000 | $24,000 | $341,000 | $85,000 | $2,625,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $1,109,000 | $34,000 | $158,000 | $60,000 | $186,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,251 | $5,759,109,000 | $258,000 | $44,000,000 | $165,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 2 | $281,000 | $140,000 | $166,000 | $101,000 | $122,000 |
| FHA-insured (Federal Housing Administration) | 1 | $142,000 | $142,000 | $142,000 | $62,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 10,452 | $4,979,063,000 | $476,000 | $7,100,000 | $255,000 | $9,999,000 |
| Application Denied By Financial Institution | 7,676 | $185,604,000 | $24,000 | $3,701,000 | $67,000 | $3,526,000 |
| Loan Originated | 2,780 | $512,798,000 | $184,000 | $44,000,000 | $125,000 | $8,000,000 |
| Application Approved But Not Accepted | 1,321 | $73,170,000 | $55,000 | $2,555,000 | $111,000 | $2,500,000 |
| Application Withdrawn By Applicant | 23 | $8,702,000 | $378,000 | $1,400,000 | $212,000 | $790,000 |
| File Closed For Incompleteness | 2 | $195,000 | $97,000 | $150,000 | $42,000 | $85,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,913 | $75,579,000 | $15,000 | $655,000 | $61,000 | $3,526,000 |
| Debt-To-Income Ratio | 2,104 | $73,253,000 | $34,000 | $3,701,000 | $63,000 | $1,830,000 |
| Collateral | 262 | $13,422,000 | $51,000 | $470,000 | $111,000 | $1,253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 167 | $11,629,000 | $69,000 | $801,000 | $141,000 | $2,562,000 |
| Other | 145 | $7,718,000 | $53,000 | $635,000 | $123,000 | $2,105,000 |
| Credit Application Incomplete | 61 | $3,234,000 | $53,000 | $625,000 | $140,000 | $892,000 |
| Employment History | 12 | $151,000 | $12,000 | $30,000 | $121,000 | $453,000 |
| Unverifiable Information | 12 | $618,000 | $51,000 | $425,000 | $159,000 | $500,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.