Susquehanna Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Susquehanna Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Susquehanna Bank 1570 Manheim Pike Po Box 3300 Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,181 |
| Total Mortgage Loan Application Amount | $1,649,559,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $25,538,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Susquehanna Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Susquehanna Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Susquehanna Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Susquehanna Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Susquehanna Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Susquehanna Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 1,118 | $ 193,759,000 | $ 173,000 | $ 71,000 |
| York County Pennsylvania | 700 | $ 104,813,000 | $ 149,000 | $ 63,000 |
| Dauphin County Pennsylvania | 343 | $ 74,349,000 | $ 216,000 | $ 60,000 |
| Baltimore County Maryland | 294 | $ 111,119,000 | $ 377,000 | $ 128,000 |
| Montgomery County Pennsylvania | 271 | $ 65,856,000 | $ 243,000 | $ 83,000 |
| Northumberland County Pennsylvania | 252 | $ 25,581,000 | $ 101,000 | $ 56,000 |
| Franklin County Pennsylvania | 250 | $ 43,411,000 | $ 173,000 | $ 73,000 |
| Chester County Pennsylvania | 247 | $ 51,290,000 | $ 207,000 | $ 81,000 |
| Cumberland County Pennsylvania | 211 | $ 47,625,000 | $ 225,000 | $ 81,000 |
| Washington County Maryland | 197 | $ 35,043,000 | $ 177,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 195 | $ 51,990,000 | $ 266,000 | $ 104,000 |
| Berks County Pennsylvania | 188 | $ 26,566,000 | $ 141,000 | $ 69,000 |
| Lycoming County Pennsylvania | 184 | $ 27,246,000 | $ 148,000 | $ 65,000 |
| Howard County Maryland | 180 | $ 110,305,000 | $ 612,000 | $ 223,000 |
| Adams County Pennsylvania | 169 | $ 27,807,000 | $ 164,000 | $ 60,000 |
| Montgomery County Maryland | 112 | $ 51,383,000 | $ 458,000 | $ 165,000 |
| Anne Arundel County Maryland | 108 | $ 79,161,000 | $ 732,000 | $ 133,000 |
| Atlantic County New Jersey | 102 | $ 27,495,000 | $ 269,000 | $ 90,000 |
| Camden County New Jersey | 97 | $ 15,504,000 | $ 159,000 | $ 92,000 |
| Centre County Pennsylvania | 96 | $ 27,904,000 | $ 290,000 | $ 121,000 |
| Lebanon County Pennsylvania | 96 | $ 22,307,000 | $ 232,000 | $ 97,000 |
| Carroll County Maryland | 94 | $ 26,006,000 | $ 276,000 | $ 98,000 |
| Harford County Maryland | 94 | $ 28,524,000 | $ 303,000 | $ 106,000 |
| Schuylkill County Pennsylvania | 92 | $ 16,656,000 | $ 181,000 | $ 84,000 |
| Delaware County Pennsylvania | 88 | $ 21,877,000 | $ 248,000 | $ 108,000 |
| Cumberland County New Jersey | 85 | $ 9,657,000 | $ 113,000 | $ 64,000 |
| Bucks County Pennsylvania | 85 | $ 18,480,000 | $ 217,000 | $ 82,000 |
| Berkeley County West Virginia | 75 | $ 9,200,000 | $ 122,000 | $ 45,000 |
| Snyder County Pennsylvania | 74 | $ 11,829,000 | $ 159,000 | $ 70,000 |
| Union County Pennsylvania | 71 | $ 10,684,000 | $ 150,000 | $ 91,000 |
| Gloucester County New Jersey | 67 | $ 12,612,000 | $ 188,000 | $ 100,000 |
| Burlington County New Jersey | 66 | $ 15,425,000 | $ 233,000 | $ 87,000 |
| Baltimore City County Maryland | 63 | $ 14,199,000 | $ 225,000 | $ 124,000 |
| Lehigh County Pennsylvania | 59 | $ 8,346,000 | $ 141,000 | $ 45,000 |
| Cape May County New Jersey | 43 | $ 17,591,000 | $ 409,000 | $ 203,000 |
| Luzerne County Pennsylvania | 40 | $ 2,792,000 | $ 69,000 | $ 71,000 |
| District of Columbia County District Of Columbia | 38 | $ 15,992,000 | $ 420,000 | $ 170,000 |
| Allegany County Maryland | 34 | $ 3,560,000 | $ 104,000 | $ 78,000 |
| Fulton County Pennsylvania | 34 | $ 3,517,000 | $ 103,000 | $ 58,000 |
| Northampton County Pennsylvania | 33 | $ 4,209,000 | $ 127,000 | $ 65,000 |
| Bedford County Pennsylvania | 31 | $ 3,689,000 | $ 119,000 | $ 92,000 |
| Frederick County Maryland | 30 | $ 12,183,000 | $ 406,000 | $ 174,000 |
| Worcester County Maryland | 29 | $ 4,606,000 | $ 158,000 | $ 116,000 |
| Fairfax County Virginia | 28 | $ 24,631,000 | $ 879,000 | $ 260,000 |
| Sussex County Delaware | 25 | $ 7,233,000 | $ 289,000 | $ 178,000 |
| Garrett County Maryland | 20 | $ 5,827,000 | $ 291,000 | $ 174,000 |
| Prince George's County Maryland | 19 | $ 8,999,000 | $ 473,000 | $ 116,000 |
| Perry County Pennsylvania | 17 | $ 2,463,000 | $ 144,000 | $ 66,000 |
| Queen Anne's County Maryland | 15 | $ 6,965,000 | $ 464,000 | $ 200,000 |
| Carbon County Pennsylvania | 15 | $ 2,590,000 | $ 172,000 | $ 64,000 |
| Columbia County Pennsylvania | 15 | $ 2,005,000 | $ 133,000 | $ 59,000 |
| Hunterdon County New Jersey | 14 | $ 4,126,000 | $ 294,000 | $ 87,000 |
| Cecil County Maryland | 13 | $ 5,337,000 | $ 410,000 | $ 127,000 |
| Huntingdon County Pennsylvania | 13 | $ 1,335,000 | $ 102,000 | $ 114,000 |
| New Castle County Delaware | 12 | $ 5,869,000 | $ 489,000 | $ 364,000 |
| Montour County Pennsylvania | 11 | $ 1,418,000 | $ 128,000 | $ 72,000 |
| Calvert County Maryland | 10 | $ 5,019,000 | $ 501,000 | $ 175,000 |
| Salem County New Jersey | 10 | $ 952,000 | $ 95,000 | $ 102,000 |
| Ocean County New Jersey | 9 | $ 3,559,000 | $ 395,000 | $ 186,000 |
| Blair County Pennsylvania | 8 | $ 1,782,000 | $ 222,000 | $ 40,000 |
| Monroe County Pennsylvania | 8 | $ 1,500,000 | $ 187,000 | $ 139,000 |
| Somerset County New Jersey | 7 | $ 2,105,000 | $ 300,000 | $ 119,000 |
| Bradford County Pennsylvania | 7 | $ 3,956,000 | $ 565,000 | $ 409,000 |
| Clinton County Pennsylvania | 7 | $ 1,166,000 | $ 166,000 | $ 79,000 |
| Potter County Pennsylvania | 7 | $ 1,054,000 | $ 150,000 | $ 165,000 |
| Mineral County West Virginia | 7 | $ 1,521,000 | $ 217,000 | $ 95,000 |
| Mercer County New Jersey | 6 | $ 1,811,000 | $ 301,000 | $ 158,000 |
| Middlesex County New Jersey | 6 | $ 1,521,000 | $ 253,000 | $ 106,000 |
| Loudoun County Virginia | 6 | $ 7,392,000 | $ 1,232,000 | $ 231,000 |
| Kent County Maryland | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Juniata County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 44,000 |
| Alexandria County Virginia | 5 | $ 2,928,000 | $ 585,000 | $ 69,000 |
| Monroe County Florida | 4 | $ 3,235,000 | $ 808,000 | $ 556,000 |
| Palm Beach County Florida | 4 | $ 1,940,000 | $ 485,000 | $ 229,000 |
| Monmouth County New Jersey | 4 | $ 1,727,000 | $ 431,000 | $ 146,000 |
| Sullivan County Pennsylvania | 4 | $ 903,000 | $ 225,000 | $ 137,000 |
| Arlington County Virginia | 4 | $ 1,859,000 | $ 464,000 | $ 178,000 |
| Kent County Delaware | 3 | $ 701,000 | $ 233,000 | $ 107,000 |
| Collier County Florida | 3 | $ 884,000 | $ 294,000 | $ 203,000 |
| Allegheny County Pennsylvania | 3 | $ 410,000 | $ 136,000 | $ 81,000 |
| Cambria County Pennsylvania | 3 | $ 224,000 | $ 74,000 | $ 57,000 |
| Mifflin County Pennsylvania | 3 | $ 1,273,000 | $ 424,000 | $ 20,000 |
| Tioga County Pennsylvania | 3 | $ 516,000 | $ 172,000 | $ 28,000 |
| Prince William County Virginia | 3 | $ 1,225,000 | $ 408,000 | $ 142,000 |
| Morgan County West Virginia | 3 | $ 554,000 | $ 184,000 | $ 151,000 |
| Preston County West Virginia | 3 | $ 557,000 | $ 185,000 | $ 105,000 |
| Somerset County Maryland | 2 | $ 774,000 | $ 387,000 | $ 44,000 |
| Wicomico County Maryland | 2 | $ 239,000 | $ 119,000 | $ 47,000 |
| Sussex County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 43,000 |
| Warren County New Jersey | 2 | $ 496,000 | $ 248,000 | $ 89,000 |
| Kings County New York | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Beaver County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 65,000 |
| Somerset County Pennsylvania | 2 | $ 55,000 | $ 27,000 | $ 45,000 |
| Washington County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 89,000 |
| Georgetown County South Carolina | 2 | $ 1,038,000 | $ 519,000 | $ 663,000 |
| Horry County South Carolina | 2 | $ 448,000 | $ 224,000 | $ 216,000 |
| Albemarle County Virginia | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Hampton County Virginia | 2 | $ 246,000 | $ 123,000 | $ 161,000 |
| Virginia Beach County Virginia | 2 | $ 535,000 | $ 267,000 | $ 276,000 |
| Jefferson County West Virginia | 2 | $ 438,000 | $ 219,000 | $ 78,000 |
| Flagler County Florida | 1 | $ 251,000 | $ 251,000 | $ 168,000 |
| Manatee County Florida | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Sarasota County Florida | 1 | $ 366,000 | $ 366,000 | $ 240,000 |
| Scott County Kentucky | 1 | $ 267,000 | $ 267,000 | $ 107,000 |
| Dorchester County Maryland | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Talbot County Maryland | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 711,000 | $ 711,000 | $ 188,000 |
| Worcester County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Belknap County New Hampshire | 1 | $ 1,527,000 | $ 1,527,000 | $ 1,491,000 |
| Essex County New Jersey | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Morris County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Passaic County New Jersey | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 204,000 |
| Onslow County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 20,000 |
| Erie County Ohio | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Licking County Ohio | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Lucas County Ohio | 1 | $ 231,000 | $ 231,000 | $ 95,000 |
| Perry County Ohio | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Clearfield County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 175,000 |
| Elk County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| Greene County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Indiana County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
| Pike County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 46,000 |
| Wayne County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Wyoming County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Accomack County Virginia | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Chesterfield County Virginia | 1 | $ 271,000 | $ 271,000 | $ 142,000 |
| James City County Virginia | 1 | $ 382,000 | $ 382,000 | $ 149,000 |
| Lynchburg County Virginia | 1 | $ 163,000 | $ 163,000 | $ 754,000 |
| Nelson County Virginia | 1 | $ 320,000 | $ 320,000 | $ 136,000 |
| Spotsylvania County Virginia | 1 | $ 199,000 | $ 199,000 | $ 93,000 |
| Hampshire County West Virginia | 1 | $ 348,000 | $ 348,000 | $ 233,000 |
| Hancock County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Ohio County West Virginia | 1 | $ 439,000 | $ 439,000 | $ 83,000 |
| Pendleton County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| Tucker County West Virginia | 1 | $ 169,000 | $ 169,000 | $ 183,000 |
| Wood County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Susquehanna Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,630 | $878,492,000 | $242,000 | $25,538,000 | $85,000 | $9,999,000 |
| Refinancing | 2,853 | $694,679,000 | $243,000 | $7,000,000 | $100,000 | $2,649,000 |
| Home Improvement | 698 | $76,388,000 | $109,000 | $4,500,000 | $78,000 | $1,423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,004 | $1,239,441,000 | $206,000 | $5,100,000 | $95,000 | $9,999,000 |
| Not Provided | 340 | $85,204,000 | $250,000 | $2,000,000 | $95,000 | $935,000 |
| Not applicable | 278 | $181,246,000 | $651,000 | $25,538,000 | $8,000 | $914,000 |
| Black or African American | 205 | $52,188,000 | $254,000 | $1,500,000 | $72,000 | $437,000 |
| Hispanic | 184 | $26,121,000 | $141,000 | $641,000 | $56,000 | $361,000 |
| Asian | 146 | $61,251,000 | $419,000 | $1,466,000 | $137,000 | $1,455,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,774,000 | $213,000 | $880,000 | $62,000 | $246,000 |
| American Indian or Alaskan Native | 11 | $1,334,000 | $121,000 | $339,000 | $71,000 | $209,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,098 | $1,461,640,000 | $239,000 | $25,538,000 | $97,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 714 | $119,185,000 | $166,000 | $696,000 | $56,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 217 | $32,298,000 | $148,000 | $318,000 | $43,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 152 | $36,436,000 | $239,000 | $868,000 | $64,000 | $241,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,081 | $1,196,430,000 | $235,000 | $25,538,000 | $104,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,037 | $195,908,000 | $188,000 | $5,100,000 | $82,000 | $2,160,000 |
| Application Withdrawn By Applicant | 584 | $135,664,000 | $232,000 | $4,713,000 | $0 | $0 |
| Application Approved But Not Accepted | 362 | $84,319,000 | $232,000 | $5,000,000 | $90,000 | $700,000 |
| File Closed For Incompleteness | 104 | $34,832,000 | $334,000 | $2,000,000 | $0 | $0 |
| Loan Purchased By The Institution | 11 | $2,171,000 | $197,000 | $387,000 | $80,000 | $193,000 |
| Preapproval Denied by Financial Institution | 2 | $235,000 | $117,000 | $119,000 | $34,000 | $41,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Susquehanna Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Susquehanna Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.