Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Synovus Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 18,048 |
| Total Mortgage Loan Application Amount | $4,999,360,000 |
| Average Mortgage Loan Application Amount | $277,400 |
| Highest Mortgage Loan Application Amount | $59,265,000 |
| Average Applicant Income | $186,800 |
| Highest Applicant Income | $8,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,009 | $ 355,025,000 | $ 351,000 | $ 303,000 |
| Cobb County Georgia | 738 | $ 193,680,000 | $ 262,000 | $ 178,000 |
| Muscogee County Georgia | 600 | $ 111,960,000 | $ 186,000 | $ 123,000 |
| Jefferson County Alabama | 527 | $ 141,735,000 | $ 268,000 | $ 193,000 |
| Pinellas County Florida | 468 | $ 115,200,000 | $ 246,000 | $ 173,000 |
| Gwinnett County Georgia | 436 | $ 106,750,000 | $ 244,000 | $ 170,000 |
| DeKalb County Georgia | 424 | $ 110,110,000 | $ 259,000 | $ 227,000 |
| Cherokee County Georgia | 400 | $ 93,530,000 | $ 233,000 | $ 171,000 |
| Hillsborough County Florida | 382 | $ 108,400,000 | $ 283,000 | $ 208,000 |
| Charleston County South Carolina | 351 | $ 138,625,000 | $ 394,000 | $ 262,000 |
| Forsyth County Georgia | 314 | $ 72,350,000 | $ 230,000 | $ 220,000 |
| Sarasota County Florida | 306 | $ 116,860,000 | $ 381,000 | $ 230,000 |
| Davidson County Tennessee | 288 | $ 97,420,000 | $ 338,000 | $ 221,000 |
| Lee County Florida | 277 | $ 71,655,000 | $ 258,000 | $ 192,000 |
| Chatham County Georgia | 250 | $ 97,100,000 | $ 388,000 | $ 303,000 |
| Clarke County Georgia | 247 | $ 67,415,000 | $ 272,000 | $ 145,000 |
| Escambia County Florida | 243 | $ 66,295,000 | $ 272,000 | $ 187,000 |
| Manatee County Florida | 241 | $ 66,525,000 | $ 276,000 | $ 163,000 |
| Miami-Dade County Florida | 236 | $ 88,180,000 | $ 373,000 | $ 234,000 |
| Palm Beach County Florida | 233 | $ 72,095,000 | $ 309,000 | $ 237,000 |
| Broward County Florida | 226 | $ 77,020,000 | $ 340,000 | $ 278,000 |
| Beaufort County South Carolina | 226 | $ 78,120,000 | $ 345,000 | $ 230,000 |
| Oconee County Georgia | 224 | $ 69,530,000 | $ 310,000 | $ 208,000 |
| Madison County Alabama | 220 | $ 58,380,000 | $ 265,000 | $ 185,000 |
| Duval County Florida | 203 | $ 66,295,000 | $ 326,000 | $ 234,000 |
| Santa Rosa County Florida | 200 | $ 57,260,000 | $ 286,000 | $ 153,000 |
| Orange County Florida | 195 | $ 61,365,000 | $ 314,000 | $ 227,000 |
| Richland County South Carolina | 195 | $ 44,375,000 | $ 227,000 | $ 175,000 |
| Williamson County Tennessee | 192 | $ 67,820,000 | $ 353,000 | $ 242,000 |
| Shelby County Alabama | 187 | $ 46,215,000 | $ 247,000 | $ 161,000 |
| Bulloch County Georgia | 185 | $ 29,235,000 | $ 158,000 | $ 125,000 |
| Walton County Georgia | 185 | $ 33,135,000 | $ 179,000 | $ 145,000 |
| Pasco County Florida | 176 | $ 27,900,000 | $ 158,000 | $ 116,000 |
| Collier County Florida | 175 | $ 67,105,000 | $ 383,000 | $ 298,000 |
| Tuscaloosa County Alabama | 173 | $ 38,025,000 | $ 219,000 | $ 128,000 |
| Harris County Georgia | 171 | $ 37,485,000 | $ 219,000 | $ 153,000 |
| Okaloosa County Florida | 168 | $ 38,140,000 | $ 227,000 | $ 161,000 |
| Greenville County South Carolina | 157 | $ 69,925,000 | $ 445,000 | $ 201,000 |
| Lee County Alabama | 148 | $ 27,090,000 | $ 183,000 | $ 112,000 |
| Carroll County Georgia | 139 | $ 20,605,000 | $ 148,000 | $ 126,000 |
| Gordon County Georgia | 139 | $ 19,725,000 | $ 141,000 | $ 88,000 |
| Limestone County Alabama | 138 | $ 31,030,000 | $ 224,000 | $ 92,000 |
| Troup County Georgia | 136 | $ 20,500,000 | $ 150,000 | $ 109,000 |
| St. Johns County Florida | 124 | $ 62,110,000 | $ 500,000 | $ 341,000 |
| Columbia County Georgia | 122 | $ 33,630,000 | $ 275,000 | $ 161,000 |
| Floyd County Georgia | 121 | $ 22,215,000 | $ 183,000 | $ 130,000 |
| Jackson County Georgia | 121 | $ 27,955,000 | $ 231,000 | $ 155,000 |
| Lowndes County Georgia | 120 | $ 18,580,000 | $ 154,000 | $ 120,000 |
| Morgan County Alabama | 119 | $ 24,175,000 | $ 203,000 | $ 75,000 |
| Coweta County Georgia | 118 | $ 25,110,000 | $ 212,000 | $ 151,000 |
| Bartow County Georgia | 116 | $ 29,390,000 | $ 253,000 | $ 107,000 |
| Hall County Georgia | 116 | $ 36,040,000 | $ 310,000 | $ 198,000 |
| Hamilton County Tennessee | 116 | $ 33,200,000 | $ 286,000 | $ 192,000 |
| Walker County Alabama | 111 | $ 18,775,000 | $ 169,000 | $ 89,000 |
| Fayette County Georgia | 108 | $ 33,450,000 | $ 309,000 | $ 225,000 |
| Houston County Georgia | 104 | $ 19,740,000 | $ 189,000 | $ 92,000 |
| Paulding County Georgia | 103 | $ 19,385,000 | $ 188,000 | $ 121,000 |
| Leon County Florida | 100 | $ 22,700,000 | $ 227,000 | $ 164,000 |
| Horry County South Carolina | 99 | $ 38,235,000 | $ 386,000 | $ 247,000 |
| Glynn County Georgia | 98 | $ 27,500,000 | $ 280,000 | $ 207,000 |
| Lexington County South Carolina | 95 | $ 19,175,000 | $ 201,000 | $ 132,000 |
| Spartanburg County South Carolina | 95 | $ 15,945,000 | $ 167,000 | $ 122,000 |
| Walton County Florida | 94 | $ 66,920,000 | $ 711,000 | $ 516,000 |
| Richmond County Georgia | 89 | $ 20,125,000 | $ 226,000 | $ 124,000 |
| Russell County Alabama | 86 | $ 13,960,000 | $ 162,000 | $ 70,000 |
| Berkeley County South Carolina | 85 | $ 15,835,000 | $ 186,000 | $ 136,000 |
| Newton County Georgia | 84 | $ 16,530,000 | $ 196,000 | $ 103,000 |
| Henry County Georgia | 80 | $ 20,450,000 | $ 255,000 | $ 113,000 |
| Barrow County Georgia | 72 | $ 16,190,000 | $ 224,000 | $ 113,000 |
| Seminole County Florida | 71 | $ 17,115,000 | $ 241,000 | $ 216,000 |
| Charlotte County Florida | 70 | $ 11,870,000 | $ 169,000 | $ 152,000 |
| Pickens County Georgia | 70 | $ 16,240,000 | $ 232,000 | $ 106,000 |
| Montgomery County Alabama | 68 | $ 15,230,000 | $ 223,000 | $ 189,000 |
| Clayton County Georgia | 65 | $ 15,785,000 | $ 242,000 | $ 78,000 |
| Sumter County South Carolina | 65 | $ 13,395,000 | $ 206,000 | $ 245,000 |
| Baldwin County Alabama | 60 | $ 19,950,000 | $ 332,000 | $ 277,000 |
| Thomas County Georgia | 60 | $ 6,680,000 | $ 111,000 | $ 98,000 |
| Douglas County Georgia | 59 | $ 14,615,000 | $ 247,000 | $ 146,000 |
| Hart County Georgia | 58 | $ 12,160,000 | $ 209,000 | $ 131,000 |
| Tift County Georgia | 54 | $ 10,530,000 | $ 195,000 | $ 144,000 |
| Bibb County Georgia | 51 | $ 11,405,000 | $ 223,000 | $ 153,000 |
| Anderson County South Carolina | 51 | $ 9,965,000 | $ 195,000 | $ 140,000 |
| Dougherty County Georgia | 50 | $ 8,230,000 | $ 164,000 | $ 173,000 |
| Whitfield County Georgia | 50 | $ 11,270,000 | $ 225,000 | $ 136,000 |
| Kershaw County South Carolina | 50 | $ 13,140,000 | $ 262,000 | $ 126,000 |
| Mobile County Alabama | 47 | $ 9,155,000 | $ 194,000 | $ 113,000 |
| Houston County Alabama | 46 | $ 11,290,000 | $ 245,000 | $ 219,000 |
| Volusia County Florida | 46 | $ 9,720,000 | $ 211,000 | $ 177,000 |
| Rutherford County Tennessee | 45 | $ 13,745,000 | $ 305,000 | $ 173,000 |
| Haralson County Georgia | 43 | $ 6,345,000 | $ 147,000 | $ 87,000 |
| St. Clair County Alabama | 42 | $ 11,740,000 | $ 279,000 | $ 149,000 |
| Polk County Florida | 40 | $ 65,470,000 | $ 1,636,000 | $ 117,000 |
| Aiken County South Carolina | 40 | $ 11,070,000 | $ 276,000 | $ 121,000 |
| Hernando County Florida | 37 | $ 6,535,000 | $ 176,000 | $ 96,000 |
| Osceola County Florida | 37 | $ 7,155,000 | $ 193,000 | $ 157,000 |
| Nassau County Florida | 36 | $ 10,250,000 | $ 284,000 | $ 209,000 |
| St. Lucie County Florida | 36 | $ 14,620,000 | $ 406,000 | $ 120,000 |
| Lee County Georgia | 36 | $ 4,990,000 | $ 138,000 | $ 116,000 |
| Walker County Georgia | 36 | $ 8,020,000 | $ 222,000 | $ 170,000 |
| Bay County Florida | 35 | $ 16,515,000 | $ 471,000 | $ 449,000 |
| Brevard County Florida | 35 | $ 13,985,000 | $ 399,000 | $ 170,000 |
| Rabun County Georgia | 33 | $ 33,095,000 | $ 1,002,000 | $ 779,000 |
| Sumner County Tennessee | 33 | $ 6,425,000 | $ 194,000 | $ 149,000 |
| Dorchester County South Carolina | 32 | $ 5,080,000 | $ 158,000 | $ 116,000 |
| Peach County Georgia | 30 | $ 4,100,000 | $ 136,000 | $ 72,000 |
| Rockdale County Georgia | 30 | $ 5,830,000 | $ 194,000 | $ 101,000 |
| Sumter County Georgia | 29 | $ 6,445,000 | $ 222,000 | $ 72,000 |
| Wilson County Tennessee | 29 | $ 7,345,000 | $ 253,000 | $ 158,000 |
| Lake County Florida | 28 | $ 6,790,000 | $ 242,000 | $ 124,000 |
| Putnam County Georgia | 28 | $ 11,970,000 | $ 427,000 | $ 382,000 |
| Murray County Georgia | 27 | $ 3,195,000 | $ 118,000 | $ 79,000 |
| Martin County Florida | 26 | $ 7,090,000 | $ 272,000 | $ 216,000 |
| Coffee County Alabama | 23 | $ 3,765,000 | $ 163,000 | $ 101,000 |
| Cullman County Alabama | 23 | $ 7,765,000 | $ 337,000 | $ 219,000 |
| Dale County Alabama | 23 | $ 2,495,000 | $ 108,000 | $ 76,000 |
| Franklin County Georgia | 23 | $ 3,965,000 | $ 172,000 | $ 108,000 |
| Greene County Georgia | 23 | $ 12,635,000 | $ 549,000 | $ 364,000 |
| Habersham County Georgia | 22 | $ 4,980,000 | $ 226,000 | $ 134,000 |
| Camden County Georgia | 21 | $ 3,265,000 | $ 155,000 | $ 106,000 |
| Fannin County Georgia | 21 | $ 10,905,000 | $ 519,000 | $ 330,000 |
| Autauga County Alabama | 20 | $ 3,000,000 | $ 150,000 | $ 104,000 |
| Lawrence County Alabama | 20 | $ 3,620,000 | $ 181,000 | $ 81,000 |
| Pickens County South Carolina | 20 | $ 16,040,000 | $ 802,000 | $ 1,191,000 |
| Monroe County Florida | 19 | $ 11,395,000 | $ 599,000 | $ 544,000 |
| Dawson County Georgia | 19 | $ 6,295,000 | $ 331,000 | $ 200,000 |
| Madison County Georgia | 19 | $ 4,505,000 | $ 237,000 | $ 149,000 |
| Elmore County Alabama | 18 | $ 5,390,000 | $ 299,000 | $ 226,000 |
| Marshall County Alabama | 18 | $ 4,480,000 | $ 248,000 | $ 198,000 |
| Maury County Tennessee | 18 | $ 5,050,000 | $ 280,000 | $ 149,000 |
| Oglethorpe County Georgia | 17 | $ 3,215,000 | $ 189,000 | $ 105,000 |
| Clay County Florida | 16 | $ 5,290,000 | $ 330,000 | $ 239,000 |
| Oconee County South Carolina | 16 | $ 13,160,000 | $ 822,000 | $ 898,000 |
| Georgetown County South Carolina | 15 | $ 9,595,000 | $ 639,000 | $ 377,000 |
| Robertson County Tennessee | 14 | $ 3,750,000 | $ 267,000 | $ 133,000 |
| Gadsden County Florida | 13 | $ 3,185,000 | $ 245,000 | $ 132,000 |
| Candler County Georgia | 13 | $ 1,555,000 | $ 119,000 | $ 97,000 |
| Catoosa County Georgia | 13 | $ 2,095,000 | $ 161,000 | $ 249,000 |
| Meriwether County Georgia | 13 | $ 2,065,000 | $ 158,000 | $ 227,000 |
| Worth County Georgia | 13 | $ 1,675,000 | $ 128,000 | $ 99,000 |
| Clarendon County South Carolina | 13 | $ 1,895,000 | $ 145,000 | $ 96,000 |
| Winston County Alabama | 12 | $ 5,150,000 | $ 429,000 | $ 253,000 |
| Bryan County Georgia | 12 | $ 4,540,000 | $ 378,000 | $ 332,000 |
| Florence County South Carolina | 12 | $ 1,140,000 | $ 95,000 | $ 122,000 |
| Jasper County South Carolina | 12 | $ 3,050,000 | $ 254,000 | $ 132,000 |
| Citrus County Florida | 11 | $ 1,895,000 | $ 172,000 | $ 124,000 |
| Indian River County Florida | 11 | $ 2,925,000 | $ 265,000 | $ 184,000 |
| Effingham County Georgia | 11 | $ 1,355,000 | $ 123,000 | $ 148,000 |
| York County South Carolina | 11 | $ 2,855,000 | $ 259,000 | $ 244,000 |
| Flagler County Florida | 10 | $ 4,890,000 | $ 489,000 | $ 147,000 |
| Highlands County Florida | 10 | $ 1,370,000 | $ 137,000 | $ 104,000 |
| Macon County North Carolina | 10 | $ 6,860,000 | $ 686,000 | $ 546,000 |
| Lauderdale County Alabama | 9 | $ 1,325,000 | $ 147,000 | $ 97,000 |
| Talladega County Alabama | 9 | $ 4,975,000 | $ 552,000 | $ 147,000 |
| Hendry County Florida | 9 | $ 905,000 | $ 100,000 | $ 76,000 |
| Baldwin County Georgia | 9 | $ 4,525,000 | $ 502,000 | $ 333,000 |
| Gilmer County Georgia | 9 | $ 3,925,000 | $ 436,000 | $ 272,000 |
| Spalding County Georgia | 9 | $ 3,105,000 | $ 345,000 | $ 109,000 |
| Saluda County South Carolina | 9 | $ 1,855,000 | $ 206,000 | $ 175,000 |
| Hale County Alabama | 8 | $ 1,450,000 | $ 181,000 | $ 58,000 |
| Alachua County Florida | 8 | $ 2,060,000 | $ 257,000 | $ 107,000 |
| Colquitt County Georgia | 8 | $ 1,240,000 | $ 155,000 | $ 80,000 |
| Jones County Georgia | 8 | $ 2,780,000 | $ 347,000 | $ 195,000 |
| Lumpkin County Georgia | 8 | $ 1,300,000 | $ 162,000 | $ 315,000 |
| Monroe County Georgia | 8 | $ 2,670,000 | $ 333,000 | $ 178,000 |
| Stephens County Georgia | 8 | $ 1,560,000 | $ 195,000 | $ 131,000 |
| Union County Georgia | 8 | $ 4,300,000 | $ 537,000 | $ 338,000 |
| Newberry County South Carolina | 8 | $ 3,460,000 | $ 432,000 | $ 200,000 |
| Calhoun County Alabama | 7 | $ 565,000 | $ 80,000 | $ 98,000 |
| Marion County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 138,000 |
| Echols County Georgia | 7 | $ 1,175,000 | $ 167,000 | $ 161,000 |
| Heard County Georgia | 7 | $ 885,000 | $ 126,000 | $ 82,000 |
| Jasper County Georgia | 7 | $ 905,000 | $ 129,000 | $ 168,000 |
| Lancaster County South Carolina | 7 | $ 1,405,000 | $ 200,000 | $ 64,000 |
| Lee County South Carolina | 7 | $ 645,000 | $ 92,000 | $ 71,000 |
| Bradley County Tennessee | 7 | $ 1,065,000 | $ 152,000 | $ 82,000 |
| Blount County Alabama | 6 | $ 1,080,000 | $ 180,000 | $ 114,000 |
| Chambers County Alabama | 6 | $ 820,000 | $ 136,000 | $ 71,000 |
| Etowah County Alabama | 6 | $ 790,000 | $ 131,000 | $ 50,000 |
| Jackson County Alabama | 6 | $ 1,210,000 | $ 201,000 | $ 186,000 |
| Tallapoosa County Alabama | 6 | $ 8,810,000 | $ 1,468,000 | $ 326,000 |
| Franklin County Florida | 6 | $ 4,030,000 | $ 671,000 | $ 523,000 |
| Wakulla County Florida | 6 | $ 1,230,000 | $ 205,000 | $ 97,000 |
| Banks County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 125,000 |
| Brooks County Georgia | 6 | $ 480,000 | $ 80,000 | $ 35,000 |
| Butts County Georgia | 6 | $ 1,620,000 | $ 270,000 | $ 170,000 |
| Crisp County Georgia | 6 | $ 1,310,000 | $ 218,000 | $ 494,000 |
| Elbert County Georgia | 6 | $ 1,220,000 | $ 203,000 | $ 93,000 |
| Morgan County Georgia | 6 | $ 780,000 | $ 130,000 | $ 136,000 |
| Terrell County Georgia | 6 | $ 3,740,000 | $ 623,000 | $ 104,000 |
| White County Georgia | 6 | $ 2,010,000 | $ 335,000 | $ 190,000 |
| Jackson County North Carolina | 6 | $ 4,480,000 | $ 746,000 | $ 371,000 |
| Mecklenburg County North Carolina | 6 | $ 2,100,000 | $ 350,000 | $ 79,000 |
| Knox County Tennessee | 6 | $ 1,470,000 | $ 245,000 | $ 232,000 |
| Montgomery County Tennessee | 6 | $ 1,100,000 | $ 183,000 | $ 101,000 |
| Cherokee County Alabama | 5 | $ 975,000 | $ 195,000 | $ 75,000 |
| Chilton County Alabama | 5 | $ 1,265,000 | $ 253,000 | $ 119,000 |
| Henry County Alabama | 5 | $ 1,015,000 | $ 203,000 | $ 64,000 |
| DeSoto County Florida | 5 | $ 2,095,000 | $ 419,000 | $ 99,000 |
| Levy County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 119,000 |
| Chattahoochee County Georgia | 5 | $ 405,000 | $ 81,000 | $ 74,000 |
| Grady County Georgia | 5 | $ 535,000 | $ 107,000 | $ 93,000 |
| Liberty County Georgia | 5 | $ 725,000 | $ 145,000 | $ 68,000 |
| Mitchell County Georgia | 5 | $ 325,000 | $ 65,000 | $ 80,000 |
| Polk County Georgia | 5 | $ 775,000 | $ 155,000 | $ 90,000 |
| Screven County Georgia | 5 | $ 685,000 | $ 137,000 | $ 129,000 |
| Transylvania County North Carolina | 5 | $ 4,465,000 | $ 893,000 | $ 1,162,000 |
| Wake County North Carolina | 5 | $ 2,765,000 | $ 553,000 | $ 174,000 |
| Colleton County South Carolina | 5 | $ 3,755,000 | $ 751,000 | $ 434,000 |
| Laurens County South Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 223,000 |
| McCormick County South Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 164,000 |
| Marshall County Tennessee | 5 | $ 695,000 | $ 139,000 | $ 91,000 |
| Barbour County Alabama | 4 | $ 830,000 | $ 207,000 | $ 49,000 |
| Escambia County Alabama | 4 | $ 980,000 | $ 245,000 | $ 64,000 |
| Greene County Alabama | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
| Randolph County Alabama | 4 | $ 640,000 | $ 160,000 | $ 162,000 |
| Dixie County Florida | 4 | $ 1,560,000 | $ 390,000 | $ 193,000 |
| Hamilton County Florida | 4 | $ 310,000 | $ 77,000 | $ 31,000 |
| Sumter County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 110,000 |
| Berrien County Georgia | 4 | $ 500,000 | $ 125,000 | $ 63,000 |
| Bleckley County Georgia | 4 | $ 850,000 | $ 212,000 | $ 98,000 |
| Dade County Georgia | 4 | $ 720,000 | $ 180,000 | $ 185,000 |
| Dooly County Georgia | 4 | $ 470,000 | $ 117,000 | $ 63,000 |
| Macon County Georgia | 4 | $ 540,000 | $ 135,000 | $ 169,000 |
| Marion County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 113,000 |
| McDuffie County Georgia | 4 | $ 330,000 | $ 82,000 | $ 35,000 |
| McIntosh County Georgia | 4 | $ 800,000 | $ 200,000 | $ 134,000 |
| Pike County Georgia | 4 | $ 870,000 | $ 217,000 | $ 102,000 |
| Upson County Georgia | 4 | $ 530,000 | $ 132,000 | $ 64,000 |
| Columbus County North Carolina | 4 | $ 150,000 | $ 37,000 | $ 71,000 |
| Bamberg County South Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 114,000 |
| Darlington County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 74,000 |
| Dickson County Tennessee | 4 | $ 570,000 | $ 142,000 | $ 147,000 |
| Hickman County Tennessee | 4 | $ 990,000 | $ 247,000 | $ 537,000 |
| Lincoln County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 68,000 |
| Cleburne County Alabama | 3 | $ 245,000 | $ 81,000 | $ 78,000 |
| Coosa County Alabama | 3 | $ 2,925,000 | $ 975,000 | $ 383,000 |
| Fayette County Alabama | 3 | $ 695,000 | $ 231,000 | $ 69,000 |
| Glades County Florida | 3 | $ 785,000 | $ 261,000 | $ 172,000 |
| Gulf County Florida | 3 | $ 3,015,000 | $ 1,005,000 | $ 409,000 |
| Taylor County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 197,000 |
| Clinch County Georgia | 3 | $ 275,000 | $ 91,000 | $ 84,000 |
| Crawford County Georgia | 3 | $ 165,000 | $ 55,000 | $ 66,000 |
| Emanuel County Georgia | 3 | $ 195,000 | $ 65,000 | $ 68,000 |
| Lanier County Georgia | 3 | $ 235,000 | $ 78,000 | $ 90,000 |
| Towns County Georgia | 3 | $ 1,165,000 | $ 388,000 | $ 227,000 |
| Harrison County Mississippi | 3 | $ 545,000 | $ 181,000 | $ 227,000 |
| Watauga County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 134,000 |
| Chesterfield County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 95,000 |
| Fairfield County South Carolina | 3 | $ 2,155,000 | $ 718,000 | $ 437,000 |
| Greenwood County South Carolina | 3 | $ 325,000 | $ 108,000 | $ 112,000 |
| Williamsburg County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 41,000 |
| Cheatham County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Putnam County Tennessee | 3 | $ 895,000 | $ 298,000 | $ 240,000 |
| Sevier County Tennessee | 3 | $ 2,065,000 | $ 688,000 | $ 448,000 |
| Bibb County Alabama | 2 | $ 230,000 | $ 115,000 | $ 128,000 |
| Marion County Alabama | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Pike County Alabama | 2 | $ 310,000 | $ 155,000 | $ 85,000 |
| Sumter County Alabama | 2 | $ 190,000 | $ 95,000 | $ 34,000 |
| Jefferson County Florida | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Madison County Florida | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Cook County Georgia | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Hancock County Georgia | 2 | $ 630,000 | $ 315,000 | $ 327,000 |
| Irwin County Georgia | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Lamar County Georgia | 2 | $ 1,680,000 | $ 840,000 | $ 240,000 |
| Laurens County Georgia | 2 | $ 540,000 | $ 270,000 | $ 139,000 |
| Pulaski County Georgia | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Quitman County Georgia | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Seminole County Georgia | 2 | $ 160,000 | $ 80,000 | $ 169,000 |
| Wayne County Georgia | 2 | $ 530,000 | $ 265,000 | $ 209,000 |
| Wilkinson County Georgia | 2 | $ 370,000 | $ 185,000 | $ 271,000 |
| Clark County Nevada | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 148,000 |
| Catawba County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 243,000 |
| Cherokee County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 422,000 |
| Clay County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 165,000 |
| Henderson County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 154,000 |
| Polk County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 160,000 |
| Rutherford County North Carolina | 2 | $ 1,190,000 | $ 595,000 | $ 497,000 |
| Yancey County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 249,000 |
| Calhoun County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Edgefield County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Coffee County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Cumberland County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 146,000 |
| Giles County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 162,000 |
| McMinn County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Monroe County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 37,000 |
| Shelby County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 274,000 |
| Smith County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 94,000 |
| Warren County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Choctaw County Alabama | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Colbert County Alabama | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Covington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Crenshaw County Alabama | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| DeKalb County Alabama | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Franklin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Geneva County Alabama | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Macon County Alabama | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Monroe County Alabama | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,155,000 | $ 1,155,000 | $ 407,000 |
| Baker County Florida | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Columbia County Florida | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Holmes County Florida | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Jackson County Florida | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Okeechobee County Florida | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Putnam County Florida | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Suwannee County Florida | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Ben Hill County Georgia | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Brantley County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Burke County Georgia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Coffee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Evans County Georgia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Jenkins County Georgia | 1 | $ 505,000 | $ 505,000 | $ 523,000 |
| Lincoln County Georgia | 1 | $ 745,000 | $ 745,000 | $ 203,000 |
| Long County Georgia | 1 | $ 255,000 | $ 255,000 | $ 159,000 |
| Miller County Georgia | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Pierce County Georgia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Randolph County Georgia | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Schley County Georgia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Stewart County Georgia | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Talbot County Georgia | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Tattnall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Toombs County Georgia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Turner County Georgia | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Twiggs County Georgia | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Ware County Georgia | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Washington County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Wilkes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Caddo County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 2,485,000 | $ 2,485,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 425,000 | $ 425,000 | $ 113,000 |
| Forrest County Mississippi | 1 | $ 475,000 | $ 475,000 | $ 346,000 |
| Lafayette County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 905,000 |
| Pearl River County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Buncombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 1,620,000 |
| Cabarrus County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Dare County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 300,000 |
| Graham County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 1,027,000 |
| McDowell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 946,000 |
| Randolph County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Swain County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Abbeville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Allendale County South Carolina | 1 | $ 1,995,000 | $ 1,995,000 | $ 763,000 |
| Cherokee County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| Union County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Blount County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
| Claiborne County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Marion County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 137,000 |
| Meigs County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Overton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Rhea County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 144,000 |
| Sequatchie County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Trousdale County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Washington County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Wayne County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Brazos County Texas | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Dallas County Texas | 1 | $ 1,995,000 | $ 1,995,000 | $ 535,000 |
| Goochland County Virginia | 1 | $ 905,000 | $ 905,000 | $ 317,000 |
| Radford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,672 | $2,315,900,000 | $408,000 | $59,265,000 | $173,000 | $8,390,000 |
| Other Purpose | 5,666 | $1,089,170,000 | $192,000 | $3,005,000 | $203,000 | $8,390,000 |
| Refinancing | 3,076 | $934,600,000 | $303,000 | $11,005,000 | $232,000 | $7,225,000 |
| Home Improvement | 3,069 | $472,185,000 | $153,000 | $1,955,000 | $168,000 | $6,240,000 |
| Cash-out Refinancing | 565 | $187,505,000 | $331,000 | $3,805,000 | $158,000 | $4,314,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,140 | $3,223,460,000 | $265,000 | $5,005,000 | $198,000 | $8,390,000 |
| Black or African American | 1,949 | $388,165,000 | $199,000 | $2,535,000 | $105,000 | $5,313,000 |
| Not Provided | 1,874 | $586,990,000 | $313,000 | $3,575,000 | $239,000 | $5,525,000 |
| Hispanic | 1,031 | $248,335,000 | $240,000 | $2,105,000 | $166,000 | $6,240,000 |
| Asian | 539 | $191,095,000 | $354,000 | $2,865,000 | $205,000 | $1,657,000 |
| Not applicable | 402 | $322,950,000 | $803,000 | $59,265,000 | $0 | $0 |
| American Indian or Alaskan Native | 61 | $16,705,000 | $273,000 | $1,625,000 | $125,000 | $734,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,365,000 | $224,000 | $645,000 | $213,000 | $1,104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,723 | $4,656,145,000 | $278,000 | $59,265,000 | $200,000 | $8,390,000 |
| FHA-insured (Federal Housing Administration) | 944 | $229,700,000 | $243,000 | $705,000 | $72,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 273 | $91,465,000 | $335,000 | $865,000 | $109,000 | $405,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $22,050,000 | $204,000 | $385,000 | $64,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,852 | $3,370,470,000 | $284,000 | $59,265,000 | $202,000 | $8,390,000 |
| Application Denied By Financial Institution | 3,361 | $646,915,000 | $192,000 | $3,005,000 | $129,000 | $5,313,000 |
| Application Withdrawn By Applicant | 1,568 | $619,490,000 | $395,000 | $3,575,000 | $188,000 | $7,813,000 |
| Application Approved But Not Accepted | 1,043 | $253,225,000 | $242,000 | $2,415,000 | $268,000 | $6,240,000 |
| File Closed For Incompleteness | 206 | $106,160,000 | $515,000 | $5,005,000 | $209,000 | $2,840,000 |
| Loan Purchased By The Institution | 18 | $3,100,000 | $172,000 | $275,000 | $94,000 | $680,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,687 | $4,352,445,000 | $296,000 | $59,265,000 | $205,000 | $8,390,000 |
| Debt-To-Income Ratio | 1,962 | $392,910,000 | $200,000 | $2,755,000 | $88,000 | $2,485,000 |
| Collateral | 445 | $79,685,000 | $179,000 | $1,505,000 | $189,000 | $2,292,000 |
| Credit History | 424 | $68,350,000 | $161,000 | $1,605,000 | $131,000 | $1,949,000 |
| Other | 412 | $75,950,000 | $184,000 | $3,005,000 | $258,000 | $5,313,000 |
| Unverifiable Information | 86 | $19,120,000 | $222,000 | $2,005,000 | $150,000 | $2,280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $8,325,000 | $489,000 | $1,365,000 | $167,000 | $892,000 |
| Employment History | 12 | $1,910,000 | $159,000 | $305,000 | $44,000 | $91,000 |
| Credit Application Incomplete | 3 | $665,000 | $221,000 | $315,000 | $107,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.