Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Tcf National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2E-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 34,710 |
| Total Mortgage Loan Application Amount | $7,594,160,000 |
| Average Mortgage Loan Application Amount | $199,833 |
| Highest Mortgage Loan Application Amount | $63,865,000 |
| Average Applicant Income | $164,833 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,191 | $ 591,765,000 | $ 236,292 | $ 167,641 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,895 | $ 816,805,000 | $ 252,000 | $ 94,500 |
| CHICAGO-NAPERVILLE, IL | 2,674 | $ 658,800,000 | $ 246,000 | $ 106,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2,057 | $ 567,165,000 | $ 275,000 | $ 135,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,895 | $ 317,675,000 | $ 167,000 | $ 221,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 941 | $ 265,925,000 | $ 282,000 | $ 177,000 |
| DENVER-AURORA-LAKEWOOD, CO | 940 | $ 293,650,000 | $ 312,000 | $ 143,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 912 | $ 90,630,000 | $ 99,000 | $ 178,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 845 | $ 140,105,000 | $ 165,000 | $ 234,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 806 | $ 88,380,000 | $ 109,000 | $ 188,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 784 | $ 128,730,000 | $ 164,000 | $ 246,000 |
| GRAND RAPIDS-WYOMING, MI | 781 | $ 192,165,000 | $ 246,000 | $ 127,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 767 | $ 83,115,000 | $ 105,000 | $ 173,500 |
| SAN DIEGO-CARLSBAD, CA | 697 | $ 105,075,000 | $ 150,000 | $ 235,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 636 | $ 144,170,000 | $ 226,000 | $ 113,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 572 | $ 105,700,000 | $ 184,000 | $ 238,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 562 | $ 103,540,000 | $ 184,000 | $ 214,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 510 | $ 58,900,000 | $ 115,000 | $ 141,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 465 | $ 56,445,000 | $ 121,000 | $ 190,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 430 | $ 52,660,000 | $ 122,000 | $ 143,000 |
| CINCINNATI, OH-KY-IN | 423 | $ 99,335,000 | $ 264,333 | $ 131,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 417 | $ 68,445,000 | $ 155,500 | $ 256,500 |
| ANN ARBOR, MI | 306 | $ 108,490,000 | $ 354,000 | $ 104,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 288 | $ 70,990,000 | $ 246,000 | $ 276,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 268 | $ 138,420,000 | $ 516,000 | $ 87,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 241 | $ 28,725,000 | $ 112,500 | $ 104,000 |
| SALT LAKE CITY, UT | 233 | $ 121,275,000 | $ 520,000 | $ 182,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 232 | $ 32,680,000 | $ 140,000 | $ 209,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 224 | $ 38,700,000 | $ 172,000 | $ 207,000 |
| STOCKTON-LODI, CA | 221 | $ 20,765,000 | $ 93,000 | $ 172,000 |
| NEW YORK-NEWARK, NY | 218 | $ 27,830,000 | $ 146,500 | $ 224,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 210 | $ 15,940,000 | $ 45,500 | $ 68,500 |
| CLEVELAND-ELYRIA, OH | 209 | $ 35,275,000 | $ 168,000 | $ 121,000 |
| FLINT, MI | 193 | $ 36,535,000 | $ 189,000 | $ 133,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 189 | $ 19,385,000 | $ 102,000 | $ 174,000 |
| PROVO-OREM, UT | 182 | $ 25,250,000 | $ 138,000 | $ 174,000 |
| FARGO, ND-MN | 180 | $ 40,000,000 | $ 213,500 | $ 81,500 |
| VALLEJO-FAIRFIELD, CA | 177 | $ 17,125,000 | $ 96,000 | $ 172,000 |
| ELGIN, IL | 165 | $ 40,935,000 | $ 248,000 | $ 116,000 |
| NEWARK, NJ-PA | 150 | $ 20,420,000 | $ 136,000 | $ 253,000 |
| BISMARCK, ND | 139 | $ 41,805,000 | $ 300,000 | $ 95,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 138 | $ 30,300,000 | $ 219,000 | $ 121,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 134 | $ 18,870,000 | $ 140,000 | $ 237,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 132 | $ 15,130,000 | $ 114,000 | $ 201,000 |
| COLORADO SPRINGS, CO | 130 | $ 58,710,000 | $ 451,000 | $ 118,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 127 | $ 17,965,000 | $ 141,000 | $ 250,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 124 | $ 12,750,000 | $ 102,000 | $ 175,000 |
| NILES-BENTON HARBOR, MI | 118 | $ 20,380,000 | $ 172,000 | $ 139,000 |
| BATTLE CREEK, MI | 117 | $ 10,525,000 | $ 89,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 117 | $ 16,485,000 | $ 140,000 | $ 195,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 116 | $ 18,630,000 | $ 160,000 | $ 245,000 |
| SAN RAFAEL, CA | 114 | $ 20,970,000 | $ 183,000 | $ 279,000 |
| OGDEN-CLEARFIELD, UT | 112 | $ 12,610,000 | $ 112,000 | $ 155,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 111 | $ 24,675,000 | $ 197,000 | $ 236,333 |
| RENO, NV | 109 | $ 14,215,000 | $ 130,000 | $ 214,000 |
| SANTA MARIA-SANTA BARBARA, CA | 106 | $ 23,270,000 | $ 219,000 | $ 299,000 |
| SANTA ROSA, CA | 103 | $ 15,735,000 | $ 152,000 | $ 206,000 |
| BOSTON, MA | 96 | $ 12,840,000 | $ 133,000 | $ 225,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 96 | $ 14,530,000 | $ 151,000 | $ 301,000 |
| MIDLAND, MI | 96 | $ 15,380,000 | $ 160,000 | $ 124,000 |
| TACOMA-LAKEWOOD, WA | 95 | $ 11,475,000 | $ 120,000 | $ 185,000 |
| SANTA CRUZ-WATSONVILLE, CA | 93 | $ 18,125,000 | $ 194,000 | $ 222,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 90 | $ 11,890,000 | $ 132,000 | $ 210,000 |
| BAY CITY, MI | 87 | $ 7,485,000 | $ 86,000 | $ 75,000 |
| BOISE CITY, ID | 84 | $ 11,470,000 | $ 136,000 | $ 165,000 |
| FRESNO, CA | 84 | $ 7,630,000 | $ 90,000 | $ 218,000 |
| GRAND FORKS, ND-MN | 84 | $ 19,130,000 | $ 184,000 | $ 74,000 |
| TUCSON, AZ | 80 | $ 17,290,000 | $ 216,000 | $ 188,000 |
| SALINAS, CA | 76 | $ 10,090,000 | $ 132,000 | $ 233,000 |
| GREELEY, CO | 75 | $ 43,745,000 | $ 583,000 | $ 146,000 |
| LANSING-EAST LANSING, MI | 73 | $ 12,015,000 | $ 164,000 | $ 73,000 |
| SAGINAW, MI | 73 | $ 8,615,000 | $ 118,000 | $ 85,000 |
| COLUMBUS, OH | 71 | $ 11,685,000 | $ 164,000 | $ 225,000 |
| KANSAS CITY, MO-KS | 71 | $ 48,555,000 | $ 680,500 | $ 133,000 |
| KALAMAZOO-PORTAGE, MI | 69 | $ 15,005,000 | $ 217,000 | $ 170,000 |
| ST. LOUIS, MO-IL | 68 | $ 8,520,000 | $ 86,000 | $ 185,000 |
| BELLINGHAM, WA | 61 | $ 6,495,000 | $ 106,000 | $ 118,000 |
| MODESTO, CA | 61 | $ 5,125,000 | $ 84,000 | $ 125,000 |
| RACINE, WI | 61 | $ 25,435,000 | $ 416,000 | $ 73,000 |
| PROVIDENCE-WARWICK, RI-MA | 60 | $ 5,100,000 | $ 81,000 | $ 204,000 |
| BOULDER, CO | 58 | $ 11,520,000 | $ 198,000 | $ 168,000 |
| BREMERTON-SILVERDALE, WA | 56 | $ 6,880,000 | $ 122,000 | $ 180,000 |
| MEMPHIS, TN-MS-AR | 52 | $ 10,860,000 | $ 208,000 | $ 125,000 |
| MANKATO-NORTH MANKATO, MN | 50 | $ 6,790,000 | $ 135,000 | $ 68,000 |
| BAKERSFIELD, CA | 49 | $ 3,965,000 | $ 80,000 | $ 194,000 |
| PORT ST. LUCIE, FL | 49 | $ 5,135,000 | $ 104,000 | $ 169,000 |
| BEND-REDMOND, OR | 48 | $ 7,780,000 | $ 162,000 | $ 212,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 48 | $ 47,720,000 | $ 994,000 | $ 212,000 |
| NAPA, CA | 47 | $ 6,535,000 | $ 139,000 | $ 231,000 |
| PHILADELPHIA, PA | 47 | $ 7,295,000 | $ 155,000 | $ 176,000 |
| AKRON, OH | 46 | $ 7,880,000 | $ 171,000 | $ 116,000 |
| JACKSONVILLE, FL | 46 | $ 13,530,000 | $ 294,000 | $ 184,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 46 | $ 8,400,000 | $ 182,000 | $ 173,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 45 | $ 6,165,000 | $ 137,000 | $ 179,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 45 | $ 6,515,000 | $ 130,500 | $ 161,000 |
| DALLAS-PLANO-IRVING, TX | 45 | $ 56,455,000 | $ 1,254,000 | $ 280,000 |
| EUGENE, OR | 42 | $ 4,220,000 | $ 100,000 | $ 157,000 |
| JACKSON, MI | 42 | $ 6,370,000 | $ 151,000 | $ 94,000 |
| ST. GEORGE, UT | 41 | $ 6,635,000 | $ 161,000 | $ 204,000 |
| SALEM, OR | 40 | $ 4,340,000 | $ 108,000 | $ 164,000 |
| VISALIA-PORTERVILLE, CA | 40 | $ 4,380,000 | $ 109,000 | $ 176,000 |
| FORT COLLINS, CO | 39 | $ 18,815,000 | $ 482,000 | $ 153,000 |
| SIOUX FALLS, SD | 39 | $ 7,355,000 | $ 188,000 | $ 79,000 |
| ST. CLOUD, MN | 39 | $ 4,965,000 | $ 127,000 | $ 82,000 |
| MUSKEGON, MI | 38 | $ 9,200,000 | $ 242,000 | $ 153,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 36 | $ 5,240,000 | $ 145,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 32 | $ 35,660,000 | $ 1,114,000 | $ 191,000 |
| FLAGSTAFF, AZ | 32 | $ 3,810,000 | $ 119,000 | $ 216,000 |
| REDDING, CA | 32 | $ 2,730,000 | $ 85,000 | $ 155,000 |
| CAPE CORAL-FORT MYERS, FL | 31 | $ 32,935,000 | $ 1,062,000 | $ 220,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 31 | $ 10,255,000 | $ 330,000 | $ 184,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 31 | $ 4,755,000 | $ 153,000 | $ 280,000 |
| WORCESTER, MA-CT | 31 | $ 3,185,000 | $ 72,500 | $ 141,000 |
| CHICO, CA | 30 | $ 3,450,000 | $ 115,000 | $ 177,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 30 | $ 3,140,000 | $ 102,000 | $ 73,000 |
| SPOKANE-SPOKANE VALLEY, WA | 29 | $ 3,055,000 | $ 105,000 | $ 163,000 |
| GARY, IN | 27 | $ 2,245,000 | $ 83,000 | $ 159,000 |
| COEUR D'ALENE, ID | 26 | $ 4,460,000 | $ 171,000 | $ 192,000 |
| BARNSTABLE TOWN, MA | 25 | $ 3,065,000 | $ 122,000 | $ 223,000 |
| BIRMINGHAM-HOOVER, AL | 25 | $ 3,905,000 | $ 156,000 | $ 152,000 |
| CAMDEN, NJ | 25 | $ 2,125,000 | $ 85,000 | $ 212,000 |
| KENNEWICK-RICHLAND, WA | 25 | $ 2,135,000 | $ 85,000 | $ 155,000 |
| MEDFORD, OR | 25 | $ 3,315,000 | $ 132,000 | $ 213,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 25 | $ 4,495,000 | $ 179,000 | $ 254,000 |
| OLYMPIA-TUMWATER, WA | 25 | $ 2,915,000 | $ 116,000 | $ 168,000 |
| RALEIGH, NC | 25 | $ 53,275,000 | $ 2,131,000 | $ 140,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 24 | $ 2,140,000 | $ 89,000 | $ 244,000 |
| YUBA CITY, CA | 24 | $ 1,650,000 | $ 68,000 | $ 128,000 |
| NEW HAVEN-MILFORD, CT | 23 | $ 3,765,000 | $ 163,000 | $ 237,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 23 | $ 3,115,000 | $ 135,000 | $ 270,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 20 | $ 2,290,000 | $ 120,000 | $ 190,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 20 | $ 3,020,000 | $ 133,500 | $ 168,000 |
| PITTSBURGH, PA | 20 | $ 3,080,000 | $ 154,000 | $ 173,000 |
| DULUTH, MN-WI | 19 | $ 66,715,000 | $ 3,511,000 | $ 84,000 |
| MADISON, WI | 19 | $ 120,395,000 | $ 6,336,000 | $ 242,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 1,865,000 | $ 98,000 | $ 152,000 |
| MONROE, MI | 18 | $ 2,320,000 | $ 128,000 | $ 82,000 |
| KNOXVILLE, TN | 17 | $ 4,615,000 | $ 271,000 | $ 258,000 |
| MERCED, CA | 17 | $ 1,305,000 | $ 76,000 | $ 107,000 |
| AUSTIN-ROUND ROCK, TX | 16 | $ 10,570,000 | $ 660,000 | $ 352,000 |
| HUNTSVILLE, AL | 16 | $ 27,360,000 | $ 1,710,000 | $ 164,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 1,830,000 | $ 114,000 | $ 177,000 |
| SANTA FE, NM | 16 | $ 2,490,000 | $ 155,000 | $ 177,000 |
| CORVALLIS, OR | 15 | $ 2,055,000 | $ 137,000 | $ 240,000 |
| MADERA, CA | 15 | $ 1,185,000 | $ 79,000 | $ 165,000 |
| ALBUQUERQUE, NM | 14 | $ 14,580,000 | $ 1,041,000 | $ 183,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 2,040,000 | $ 122,000 | $ 248,500 |
| WENATCHEE, WA | 14 | $ 3,780,000 | $ 270,000 | $ 220,000 |
| YAKIMA, WA | 14 | $ 1,180,000 | $ 84,000 | $ 156,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 1,695,000 | $ 130,000 | $ 160,000 |
| LONGVIEW, WA | 13 | $ 1,115,000 | $ 85,000 | $ 145,000 |
| ROCKFORD, IL | 13 | $ 1,245,000 | $ 95,000 | $ 77,000 |
| TOLEDO, OH | 13 | $ 4,815,000 | $ 370,000 | $ 177,000 |
| ASHEVILLE, NC | 12 | $ 4,440,000 | $ 370,000 | $ 216,000 |
| CARSON CITY, NV | 12 | $ 840,000 | $ 70,000 | $ 179,000 |
| GRAND JUNCTION, CO | 12 | $ 950,000 | $ 79,000 | $ 130,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 12 | $ 1,090,000 | $ 90,000 | $ 176,000 |
| RICHMOND, VA | 12 | $ 1,170,000 | $ 97,000 | $ 243,000 |
| GREEN BAY, WI | 11 | $ 2,345,000 | $ 213,000 | $ 117,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 8,455,000 | $ 768,000 | $ 240,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 1,635,000 | $ 102,000 | $ 239,500 |
| ALBANY, OR | 10 | $ 790,000 | $ 79,000 | $ 111,000 |
| MISSOULA, MT | 10 | $ 1,030,000 | $ 103,000 | $ 131,000 |
| MONTGOMERY, AL | 10 | $ 650,000 | $ 65,000 | $ 98,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 2,390,000 | $ 152,500 | $ 158,500 |
| SALISBURY, MD-DE | 10 | $ 1,560,000 | $ 125,500 | $ 366,000 |
| TRENTON, NJ | 10 | $ 1,150,000 | $ 115,000 | $ 256,000 |
| WAUSAU, WI | 10 | $ 1,010,000 | $ 101,000 | $ 50,000 |
| CANTON-MASSILLON, OH | 9 | $ 835,000 | $ 92,000 | $ 140,000 |
| LOGAN, UT-ID | 9 | $ 2,175,000 | $ 241,000 | $ 204,000 |
| PORTLAND-SOUTH PORTLAND, ME | 9 | $ 1,015,000 | $ 112,000 | $ 158,000 |
| PUNTA GORDA, FL | 9 | $ 795,000 | $ 88,000 | $ 187,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,410,000 | $ 176,000 | $ 200,000 |
| ROCHESTER, MN | 8 | $ 10,450,000 | $ 1,306,000 | $ 127,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 8 | $ 860,000 | $ 107,000 | $ 274,000 |
| SAVANNAH, GA | 8 | $ 1,710,000 | $ 213,000 | $ 318,000 |
| CHATTANOOGA, TN-GA | 7 | $ 1,035,000 | $ 112,500 | $ 143,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 2,235,000 | $ 319,000 | $ 91,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 5,345,000 | $ 763,000 | $ 502,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 26,110,000 | $ 4,351,000 | $ 164,000 |
| CHEYENNE, WY | 6 | $ 740,000 | $ 123,000 | $ 147,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 500,000 | $ 83,000 | $ 145,000 |
| EL CENTRO, CA | 6 | $ 580,000 | $ 96,000 | $ 121,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 150,000 | $ 25,000 | $ 98,000 |
| OCALA, FL | 6 | $ 970,000 | $ 161,000 | $ 196,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,650,000 | $ 275,000 | $ 373,000 |
| PUEBLO, CO | 6 | $ 910,000 | $ 151,000 | $ 117,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 460,000 | $ 76,000 | $ 151,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 565,000 | $ 113,000 | $ 380,000 |
| EAU CLAIRE, WI | 5 | $ 1,895,000 | $ 379,000 | $ 328,000 |
| ELKHART-GOSHEN, IN | 5 | $ 325,000 | $ 65,000 | $ 113,000 |
| FOND DU LAC, WI | 5 | $ 1,725,000 | $ 345,000 | $ 81,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,285,000 | $ 257,000 | $ 183,000 |
| OKLAHOMA CITY, OK | 5 | $ 1,015,000 | $ 203,000 | $ 259,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 245,000 | $ 49,000 | $ 71,000 |
| PANAMA CITY, FL | 5 | $ 265,000 | $ 53,000 | $ 143,000 |
| TALLAHASSEE, FL | 5 | $ 135,000 | $ 27,000 | $ 120,000 |
| WILMINGTON, NC | 5 | $ 925,000 | $ 185,000 | $ 119,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 200,000 | $ 50,000 | $ 120,000 |
| BOWLING GREEN, KY | 4 | $ 2,390,000 | $ 597,000 | $ 813,000 |
| BRUNSWICK, GA | 4 | $ 1,510,000 | $ 377,000 | $ 232,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,290,000 | $ 322,000 | $ 145,000 |
| COLUMBIA, SC | 4 | $ 750,000 | $ 187,000 | $ 116,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 2,490,000 | $ 622,000 | $ 216,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 15,420,000 | $ 3,855,000 | $ 116,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 3,200,000 | $ 800,000 | $ 431,000 |
| HANFORD-CORCORAN, CA | 4 | $ 330,000 | $ 82,000 | $ 161,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 440,000 | $ 110,000 | $ 136,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 490,000 | $ 122,000 | $ 77,000 |
| MUNCIE, IN | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
| READING, PA | 4 | $ 170,000 | $ 42,000 | $ 120,000 |
| APPLETON, WI | 3 | $ 365,000 | $ 121,000 | $ 37,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 365,000 | $ 121,000 | $ 370,000 |
| BURLINGTON, NC | 3 | $ 105,000 | $ 35,000 | $ 120,000 |
| COLUMBIA, MO | 3 | $ 1,365,000 | $ 455,000 | $ 197,000 |
| FAYETTEVILLE, NC | 3 | $ 225,000 | $ 75,000 | $ 110,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 1,975,000 | $ 658,000 | $ 235,000 |
| FORT WAYNE, IN | 3 | $ 13,495,000 | $ 4,498,000 | $ 84,000 |
| GAINESVILLE, FL | 3 | $ 595,000 | $ 198,000 | $ 317,000 |
| GAINESVILLE, GA | 3 | $ 835,000 | $ 278,000 | $ 228,000 |
| GRANTS PASS, OR | 3 | $ 265,000 | $ 88,000 | $ 142,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 375,000 | $ 125,000 | $ 138,000 |
| KANKAKEE, IL | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| LAWRENCE, KS | 3 | $ 21,905,000 | $ 7,301,000 | $ 128,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 1,945,000 | $ 648,000 | $ 492,000 |
| OCEAN CITY, NJ | 3 | $ 505,000 | $ 168,000 | $ 282,000 |
| PEORIA, IL | 3 | $ 16,185,000 | $ 5,395,000 | $ 59,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| SHEBOYGAN, WI | 3 | $ 255,000 | $ 85,000 | $ 80,000 |
| SPRINGFIELD, MA | 3 | $ 305,000 | $ 101,000 | $ 116,000 |
| WALLA WALLA, WA | 3 | $ 205,000 | $ 68,000 | $ 119,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| CASPER, WY | 2 | $ 610,000 | $ 305,000 | $ 77,000 |
| CLEVELAND, TN | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| DOVER, DE | 2 | $ 150,000 | $ 75,000 | $ 198,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| EVANSVILLE, IN-KY | 2 | $ 160,000 | $ 80,000 | $ 293,000 |
| FARMINGTON, NM | 2 | $ 90,000 | $ 45,000 | $ 151,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 970,000 | $ 485,000 | $ 100,000 |
| HOT SPRINGS, AR | 2 | $ 70,000 | $ 35,000 | $ 168,000 |
| JOPLIN, MO | 2 | $ 80,000 | $ 40,000 | $ 161,000 |
| KINGSTON, NY | 2 | $ 90,000 | $ 45,000 | $ 145,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| LANCASTER, PA | 2 | $ 100,000 | $ 50,000 | $ 215,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| LYNCHBURG, VA | 2 | $ 90,000 | $ 45,000 | $ 120,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 140,000 | $ 70,000 | $ 158,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 250,000 | $ 125,000 | $ 252,500 |
| NORWICH-NEW LONDON, CT | 2 | $ 140,000 | $ 70,000 | $ 185,000 |
| POCATELLO, ID | 2 | $ 90,000 | $ 45,000 | $ 182,000 |
| RAPID CITY, SD | 2 | $ 4,360,000 | $ 2,180,000 | $ 25,000 |
| ROCHESTER, NY | 2 | $ 80,000 | $ 40,000 | $ 104,000 |
| SPRINGFIELD, OH | 2 | $ 550,000 | $ 275,000 | $ 130,000 |
| TOPEKA, KS | 2 | $ 70,000 | $ 35,000 | $ 217,000 |
| TWIN FALLS, ID | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| URBAN HONOLULU, HI | 2 | $ 1,850,000 | $ 925,000 | $ 0 |
| VALDOSTA, GA | 2 | $ 250,000 | $ 125,000 | $ 300,000 |
| WARNER ROBINS, GA | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| WICHITA, KS | 2 | $ 50,000 | $ 25,000 | $ 224,000 |
| YUMA, AZ | 2 | $ 350,000 | $ 175,000 | $ 195,000 |
| BANGOR, ME | 1 | $ 55,000 | $ 55,000 | $ 231,000 |
| BATON ROUGE, LA | 1 | $ 575,000 | $ 575,000 | $ 0 |
| BILLINGS, MT | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| BLOOMINGTON, IL | 1 | $ 135,000 | $ 135,000 | $ 175,000 |
| BLOOMINGTON, IN | 1 | $ 685,000 | $ 685,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 25,000 | $ 25,000 | $ 246,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 115,000 | $ 115,000 | $ 220,000 |
| CARBONDALE-MARION, IL | 1 | $ 275,000 | $ 275,000 | $ 398,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 55,000 | $ 55,000 | $ 233,000 |
| CUMBERLAND, MD-WV | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| DECATUR, AL | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| ERIE, PA | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| GETTYSBURG, PA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| GREAT FALLS, MT | 1 | $ 675,000 | $ 675,000 | $ 220,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| JOHNSON CITY, TN | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| JOHNSTOWN, PA | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 385,000 | $ 385,000 | $ 335,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| LAFAYETTE, LA | 1 | $ 665,000 | $ 665,000 | $ 0 |
| LEBANON, PA | 1 | $ 665,000 | $ 665,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| LIMA, OH | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| LINCOLN, NE | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| MIDLAND, TX | 1 | $ 875,000 | $ 875,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| ROANOKE, VA | 1 | $ 95,000 | $ 95,000 | $ 412,000 |
| ROCKY MOUNT, NC | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| ROME, GA | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| SEBRING, FL | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| SPARTANBURG, SC | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| SPRINGFIELD, MO | 1 | $ 21,905,000 | $ 21,905,000 | $ 0 |
| SUMTER, SC | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| SYRACUSE, NY | 1 | $ 55,000 | $ 55,000 | $ 280,000 |
| TERRE HAUTE, IN | 1 | $ 12,255,000 | $ 12,255,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| TUSCALOOSA, AL | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| WACO, TX | 1 | $ 515,000 | $ 515,000 | $ 198,000 |
| WHEELING, WV-OH | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| WINSTON-SALEM, NC | 1 | $ 75,000 | $ 75,000 | $ 251,000 |
| YORK-HANOVER, PA | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,987 | $3,976,965,000 | $331,000 | $63,865,000 | $183,000 | $4,000,000 |
| Refinancing | 8,937 | $1,936,255,000 | $216,000 | $33,005,000 | $157,000 | $6,000,000 |
| Home Improvement | 6,467 | $584,885,000 | $90,000 | $4,005,000 | $162,000 | $4,368,000 |
| Other Purpose | 3,958 | $406,500,000 | $102,000 | $2,005,000 | $156,000 | $3,315,000 |
| Cash-out Refinancing | 3,355 | $688,025,000 | $205,000 | $2,855,000 | $93,000 | $2,692,000 |
| Not Applicable | 6 | $1,530,000 | $255,000 | $845,000 | $238,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,462 | $3,499,260,000 | $149,000 | $2,835,000 | $162,000 | $6,000,000 |
| Not Provided | 4,038 | $620,700,000 | $153,000 | $3,415,000 | $174,000 | $4,000,000 |
| Hispanic | 2,857 | $307,565,000 | $107,000 | $4,305,000 | $129,000 | $1,496,000 |
| Asian | 1,886 | $285,250,000 | $151,000 | $2,855,000 | $191,000 | $1,961,000 |
| Black or African American | 1,330 | $148,720,000 | $111,000 | $1,405,000 | $126,000 | $4,368,000 |
| Not applicable | 826 | $2,689,010,000 | $3,255,000 | $63,865,000 | $0 | $0 |
| American Indian or Alaskan Native | 105 | $12,385,000 | $117,000 | $555,000 | $143,000 | $1,175,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $7,410,000 | $137,000 | $715,000 | $192,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,254 | $7,329,930,000 | $220,000 | $63,865,000 | $165,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 1,062 | $175,160,000 | $164,000 | $445,000 | $64,000 | $355,000 |
| VA-guaranteed (Veterans Administration) | 346 | $82,900,000 | $239,000 | $685,000 | $76,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $6,170,000 | $128,000 | $265,000 | $48,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,887 | $4,135,315,000 | $180,000 | $45,005,000 | $176,000 | $6,000,000 |
| Application Withdrawn By Applicant | 3,899 | $1,562,255,000 | $400,000 | $63,865,000 | $154,000 | $3,780,000 |
| Application Denied By Financial Institution | 3,649 | $822,055,000 | $225,000 | $50,505,000 | $117,000 | $4,368,000 |
| Loan Purchased By The Institution | 2,483 | $796,105,000 | $320,000 | $1,875,000 | $102,000 | $4,000,000 |
| File Closed For Incompleteness | 1,081 | $186,215,000 | $172,000 | $1,705,000 | $116,000 | $2,692,000 |
| Application Approved But Not Accepted | 706 | $86,670,000 | $122,000 | $1,525,000 | $153,000 | $2,226,000 |
| Preapproval Denied by Financial Institution | 5 | $5,545,000 | $1,109,000 | $4,305,000 | $414,000 | $1,496,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,056 | $6,766,560,000 | $217,000 | $63,865,000 | $166,000 | $6,000,000 |
| Debt-To-Income Ratio | 1,462 | $197,170,000 | $134,000 | $13,175,000 | $93,000 | $867,000 |
| Credit History | 1,103 | $89,055,000 | $80,000 | $975,000 | $105,000 | $4,368,000 |
| Collateral | 674 | $87,960,000 | $130,000 | $2,005,000 | $164,000 | $3,315,000 |
| Other | 267 | $310,935,000 | $1,164,000 | $50,505,000 | $176,000 | $1,641,000 |
| Unverifiable Information | 73 | $131,605,000 | $1,802,000 | $47,205,000 | $141,000 | $1,496,000 |
| Employment History | 48 | $4,880,000 | $101,000 | $905,000 | $77,000 | $514,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,735,000 | $143,000 | $425,000 | $64,000 | $113,000 |
| Credit Application Incomplete | 8 | $3,260,000 | $407,000 | $825,000 | $411,000 | $1,289,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.