Tcf National Bank Mortgage Lending & HMDA Data, 2019

In 2019, Tcf National Bank of Sioux Falls, SD reported 34,710 mortgage applications totaling $7.6 billion, up 40% from 2018. The average application was for $218,788, and applicants reported an average income of $160,624. 66% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,895), Chicago-Naperville, IL (2,674) and Warren-Troy-Farmington Hills, MI (2,057) (applications in parentheses).

Mortgage Company & Address Tcf National Bank
2508 Louise Ave S (Pcc-2e-L)
Sioux Falls, SD 57106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 34,710
Total Mortgage Loan Application Amount $7,594,160,000
Average Mortgage Loan Application Amount $218,788
Highest Mortgage Loan Application Amount $63,865,000
Average Applicant Income $160,624
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tcf National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tcf National Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,912 $ 462,060,000 $ 241,663 $ 103,000
Los Angeles, California 1,895 $ 317,675,000 $ 167,638 $ 221,000
Oakland, Michigan 1,068 $ 415,240,000 $ 388,801 $ 171,000
Hennepin, Minnesota 1,059 $ 458,335,000 $ 432,799 $ 99,000
Maricopa, Arizona 903 $ 262,905,000 $ 291,146 $ 180,000
Orange, California 784 $ 128,730,000 $ 164,196 $ 246,000
San Diego, California 697 $ 105,075,000 $ 150,753 $ 235,000
Wayne, Michigan 636 $ 144,170,000 $ 226,682 $ 113,000
Macomb, Michigan 553 $ 83,245,000 $ 150,533 $ 89,000
Santa Clara, California 550 $ 102,090,000 $ 185,618 $ 239,000
Riverside, California 549 $ 53,495,000 $ 97,440 $ 184,000
Miami-Dade, Florida 510 $ 58,900,000 $ 115,490 $ 141,000
Clark, Nevada 465 $ 56,445,000 $ 121,387 $ 190,000
Alameda, California 442 $ 77,520,000 $ 175,384 $ 241,000
Broward, Florida 430 $ 52,660,000 $ 122,465 $ 143,000
King, Washington 417 $ 83,915,000 $ 201,235 $ 227,000
Kent, Michigan 410 $ 76,330,000 $ 186,170 $ 120,000
Anoka, Minnesota 409 $ 57,675,000 $ 141,014 $ 82,000
Dakota, Minnesota 406 $ 70,050,000 $ 172,536 $ 93,000
Contra Costa, California 403 $ 62,585,000 $ 155,297 $ 226,000
Ramsey, Minnesota 398 $ 119,290,000 $ 299,723 $ 82,000
DuPage, Illinois 386 $ 114,010,000 $ 295,362 $ 128,000
Sacramento, California 385 $ 34,505,000 $ 89,623 $ 172,000
San Bernardino, California 363 $ 37,135,000 $ 102,300 $ 169,000
Washtenaw, Michigan 306 $ 108,490,000 $ 354,542 $ 104,000
Ottawa, Michigan 286 $ 106,450,000 $ 372,202 $ 155,000
Will, Illinois 282 $ 72,520,000 $ 257,163 $ 102,000
Placer, California 257 $ 30,405,000 $ 118,307 $ 203,000
Ventura, California 232 $ 32,680,000 $ 140,862 $ 209,000
Salt Lake, Utah 226 $ 120,640,000 $ 533,805 $ 183,000
San Joaquin, California 221 $ 20,765,000 $ 93,959 $ 172,000
Grand Traverse, Michigan 220 $ 59,590,000 $ 270,863 $ 148,000
Denver, Colorado 215 $ 66,955,000 $ 311,418 $ 134,000
Washington, Oregon 211 $ 22,335,000 $ 105,853 $ 175,000
Emmet, Michigan 204 $ 48,760,000 $ 239,019 $ 138,000
Multnomah, Oregon 204 $ 23,830,000 $ 116,813 $ 185,000
Milwaukee, Wisconsin 200 $ 122,580,000 $ 612,900 $ 69,000
Hamilton, Ohio 198 $ 44,950,000 $ 227,020 $ 134,000
Genesee, Michigan 193 $ 36,535,000 $ 189,300 $ 133,000
Palm Beach, Florida 189 $ 19,385,000 $ 102,566 $ 174,000
St. Clair, Michigan 188 $ 25,870,000 $ 137,606 $ 106,000
Arapahoe, Colorado 187 $ 59,365,000 $ 317,459 $ 137,000
Washington, Minnesota 184 $ 31,080,000 $ 168,913 $ 97,000
Jefferson, Colorado 182 $ 50,520,000 $ 277,582 $ 139,000
Utah, Utah 181 $ 25,195,000 $ 139,198 $ 175,000
Livingston, Michigan 178 $ 29,470,000 $ 165,561 $ 98,000
Solano, California 177 $ 17,125,000 $ 96,751 $ 172,000
Douglas, Colorado 174 $ 90,200,000 $ 518,390 $ 184,000
Lake, Illinois 174 $ 22,070,000 $ 126,839 $ 136,000
Clackamas, Oregon 172 $ 18,970,000 $ 110,290 $ 191,000
San Mateo, California 170 $ 40,210,000 $ 236,529 $ 259,000
Snohomish, Washington 145 $ 19,625,000 $ 135,344 $ 178,000
Clark, Washington 140 $ 14,160,000 $ 101,142 $ 165,000
Stutsman, North Dakota 138 $ 26,630,000 $ 192,971 $ 77,000
Allegan, Michigan 133 $ 23,495,000 $ 176,654 $ 101,000
Cass, North Dakota 133 $ 30,715,000 $ 230,939 $ 85,000
El Paso, Colorado 127 $ 58,365,000 $ 459,566 $ 119,000
Trumbull, Ohio 126 $ 8,810,000 $ 69,920 $ 76,000
El Dorado, California 125 $ 19,165,000 $ 153,320 $ 205,000
Adams, Colorado 123 $ 16,095,000 $ 130,853 $ 104,000
Leelanau, Michigan 121 $ 28,765,000 $ 237,727 $ 154,000
San Francisco, California 118 $ 30,780,000 $ 260,847 $ 302,000
Berrien, Michigan 118 $ 20,380,000 $ 172,711 $ 139,000
Calhoun, Michigan 117 $ 10,525,000 $ 89,957 $ 110,000
Marin, California 114 $ 20,970,000 $ 183,947 $ 279,000
Cuyahoga, Ohio 114 $ 16,400,000 $ 143,859 $ 127,000
Washoe, Nevada 109 $ 14,215,000 $ 130,412 $ 214,000
Kane, Illinois 108 $ 11,420,000 $ 105,740 $ 126,000
Santa Barbara, California 106 $ 23,270,000 $ 219,528 $ 299,000
Sonoma, California 103 $ 15,735,000 $ 152,766 $ 206,000
Montgomery, Ohio 103 $ 18,755,000 $ 182,087 $ 115,000
Scott, Minnesota 102 $ 19,030,000 $ 186,568 $ 132,000
Kings, New York 102 $ 26,000,000 $ 254,901 $ 305,000
Fairfield, Connecticut 96 $ 14,530,000 $ 151,354 $ 301,000
Midland, Michigan 96 $ 15,380,000 $ 160,208 $ 124,000
Wright, Minnesota 95 $ 16,425,000 $ 172,894 $ 93,000
Pierce, Washington 95 $ 11,475,000 $ 120,789 $ 185,000
Burleigh, North Dakota 94 $ 29,770,000 $ 316,702 $ 101,000
Santa Cruz, California 93 $ 18,125,000 $ 194,892 $ 222,000
McHenry, Illinois 91 $ 9,835,000 $ 108,076 $ 91,000
Carver, Minnesota 91 $ 20,275,000 $ 222,802 $ 121,000
San Luis Obispo, California 90 $ 11,890,000 $ 132,111 $ 210,000
Barry, Michigan 90 $ 13,870,000 $ 154,111 $ 99,000
Bergen, New Jersey 89 $ 10,975,000 $ 123,314 $ 261,000
Warren, Ohio 88 $ 24,730,000 $ 281,022 $ 140,000
Marion, Indiana 87 $ 7,725,000 $ 88,793 $ 205,000
Bay, Michigan 87 $ 7,485,000 $ 86,034 $ 75,000
Wexford, Michigan 86 $ 8,390,000 $ 97,558 $ 96,000
Sherburne, Minnesota 85 $ 11,845,000 $ 139,352 $ 97,000
Fresno, California 84 $ 7,630,000 $ 90,833 $ 218,000
Middlesex, Massachusetts 84 $ 14,550,000 $ 173,214 $ 276,000
Mahoning, Ohio 83 $ 7,115,000 $ 85,722 $ 70,000
Pima, Arizona 80 $ 17,290,000 $ 216,125 $ 188,000
Suffolk, New York 78 $ 10,420,000 $ 133,589 $ 227,000
Monterey, California 76 $ 10,090,000 $ 132,763 $ 233,000
Weld, Colorado 75 $ 43,745,000 $ 583,266 $ 146,000
Fulton, Georgia 75 $ 16,945,000 $ 225,933 $ 252,000
Roscommon, Michigan 75 $ 7,405,000 $ 98,733 $ 84,000
Grand Forks, North Dakota 74 $ 17,860,000 $ 241,351 $ 79,000
Saginaw, Michigan 73 $ 8,615,000 $ 118,013 $ 85,000
Gladwin, Michigan 72 $ 6,190,000 $ 85,972 $ 65,000
Otsego, Michigan 72 $ 6,810,000 $ 94,583 $ 79,000
Davis, Utah 72 $ 8,710,000 $ 120,972 $ 148,000
Montcalm, Michigan 71 $ 7,565,000 $ 106,549 $ 69,000
Lapeer, Michigan 70 $ 13,340,000 $ 190,571 $ 126,000
Monmouth, New Jersey 70 $ 8,380,000 $ 119,714 $ 243,000
Kalamazoo, Michigan 69 $ 15,005,000 $ 217,463 $ 170,000
Orange, Florida 67 $ 7,095,000 $ 105,895 $ 189,000
Ada, Idaho 67 $ 9,905,000 $ 147,835 $ 173,000
Kenosha, Wisconsin 67 $ 6,655,000 $ 99,328 $ 72,000
Pinellas, Florida 65 $ 7,245,000 $ 111,461 $ 179,000
Lorain, Ohio 65 $ 6,785,000 $ 104,384 $ 74,000
Stanislaus, California 61 $ 5,125,000 $ 84,016 $ 125,000
Missaukee, Michigan 61 $ 7,995,000 $ 131,065 $ 88,000
Butler, Ohio 61 $ 12,305,000 $ 201,721 $ 125,000
Whatcom, Washington 61 $ 6,495,000 $ 106,475 $ 118,000
Racine, Wisconsin 61 $ 25,435,000 $ 416,967 $ 73,000
Mecosta, Michigan 60 $ 7,890,000 $ 131,500 $ 118,000
Ogemaw, Michigan 59 $ 5,495,000 $ 93,135 $ 64,000
Boulder, Colorado 58 $ 11,520,000 $ 198,620 $ 168,000
Charlevoix, Michigan 57 $ 16,555,000 $ 290,438 $ 238,000
Nassau, New York 56 $ 8,450,000 $ 150,892 $ 252,000
Kitsap, Washington 56 $ 6,880,000 $ 122,857 $ 180,000
Hudson, New Jersey 55 $ 6,505,000 $ 118,272 $ 244,000
Benzie, Michigan 54 $ 13,090,000 $ 242,407 $ 146,000
Iosco, Michigan 54 $ 4,980,000 $ 92,222 $ 68,000
Tuscola, Michigan 53 $ 5,105,000 $ 96,320 $ 67,000
Waukesha, Wisconsin 53 $ 9,235,000 $ 174,245 $ 134,000
Van Buren, Michigan 52 $ 6,930,000 $ 133,269 $ 76,000
Shelby, Tennessee 52 $ 10,860,000 $ 208,846 $ 125,000
Ocean, New Jersey 51 $ 6,055,000 $ 118,725 $ 241,000
Clare, Michigan 50 $ 5,300,000 $ 106,000 $ 60,000
Kern, California 49 $ 3,965,000 $ 80,918 $ 194,000
Hillsborough, Florida 49 $ 6,415,000 $ 130,918 $ 240,000
Orange, New York 49 $ 9,175,000 $ 187,244 $ 217,000
Rockland, New York 49 $ 6,925,000 $ 141,326 $ 229,000
Nevada, California 48 $ 4,430,000 $ 92,291 $ 145,000
Sanilac, Michigan 48 $ 13,990,000 $ 291,458 $ 101,000
Morris, New Jersey 48 $ 7,110,000 $ 148,125 $ 299,000
Deschutes, Oregon 48 $ 7,780,000 $ 162,083 $ 212,000
Napa, California 47 $ 6,535,000 $ 139,042 $ 231,000
Kendall, Illinois 47 $ 28,455,000 $ 605,425 $ 92,000
Clay, Minnesota 47 $ 9,285,000 $ 197,553 $ 78,000
Chester, Pennsylvania 47 $ 6,865,000 $ 146,063 $ 220,000
Morton, North Dakota 45 $ 12,035,000 $ 267,444 $ 80,000
Franklin, Ohio 45 $ 7,105,000 $ 157,888 $ 257,000
Shiawassee, Michigan 44 $ 3,650,000 $ 82,954 $ 69,000
Williams, North Dakota 44 $ 11,580,000 $ 263,181 $ 112,000
Essex, Massachusetts 43 $ 3,415,000 $ 79,418 $ 200,000
Mason, Michigan 43 $ 7,755,000 $ 180,348 $ 112,000
St. Louis, Missouri 43 $ 7,235,000 $ 168,255 $ 206,000
Norfolk, Massachusetts 42 $ 6,380,000 $ 151,904 $ 260,000
Antrim, Michigan 42 $ 8,220,000 $ 195,714 $ 151,000
Huron, Michigan 42 $ 5,790,000 $ 137,857 $ 78,000
Jackson, Michigan 42 $ 6,370,000 $ 151,666 $ 94,000
Lane, Oregon 42 $ 4,220,000 $ 100,476 $ 157,000
Osceola, Michigan 41 $ 3,365,000 $ 82,073 $ 60,000
Washington, Utah 41 $ 6,635,000 $ 161,829 $ 204,000
Tulare, California 40 $ 4,380,000 $ 109,500 $ 176,000
Manistee, Michigan 40 $ 5,930,000 $ 148,250 $ 125,000
Queens, New York 40 $ 6,770,000 $ 169,250 $ 195,000
Yolo, California 39 $ 4,305,000 $ 110,384 $ 187,000
Larimer, Colorado 39 $ 18,815,000 $ 482,435 $ 153,000
Pinal, Arizona 38 $ 3,020,000 $ 79,473 $ 106,000
Muskegon, Michigan 38 $ 9,200,000 $ 242,105 $ 153,000
Essex, New Jersey 38 $ 4,990,000 $ 131,315 $ 294,000
Seminole, Florida 37 $ 4,075,000 $ 110,135 $ 167,000
Blue Earth, Minnesota 37 $ 5,345,000 $ 144,459 $ 69,000
Montgomery, Pennsylvania 37 $ 5,965,000 $ 161,216 $ 271,000
Yavapai, Arizona 36 $ 5,240,000 $ 145,555 $ 150,000
Union, New Jersey 36 $ 4,470,000 $ 124,166 $ 219,000
Clermont, Ohio 36 $ 8,020,000 $ 222,777 $ 112,000
Plymouth, Massachusetts 34 $ 4,650,000 $ 136,764 $ 192,000
Marion, Oregon 34 $ 3,520,000 $ 103,529 $ 170,000
Fairfax, Virginia 34 $ 7,520,000 $ 221,176 $ 229,000
Coconino, Arizona 32 $ 3,810,000 $ 119,062 $ 216,000
Shasta, California 32 $ 2,730,000 $ 85,312 $ 155,000
District of Columbia, District Of Columbia 32 $ 8,550,000 $ 267,187 $ 321,000
Martin, Florida 32 $ 3,890,000 $ 121,562 $ 194,000
Bucks, Pennsylvania 32 $ 5,800,000 $ 181,250 $ 253,000
Lee, Florida 31 $ 32,935,000 $ 1,062,419 $ 220,000
Cobb, Georgia 31 $ 5,965,000 $ 192,419 $ 164,000
Cheboygan, Michigan 31 $ 6,985,000 $ 225,322 $ 174,000
Stearns, Minnesota 31 $ 4,175,000 $ 134,677 $ 78,000
Greene, Ohio 31 $ 9,125,000 $ 294,354 $ 133,000
Butte, California 30 $ 3,450,000 $ 115,000 $ 177,000
DeKalb, Georgia 30 $ 3,620,000 $ 120,666 $ 185,000
Johnson, Kansas 30 $ 32,680,000 $ 1,089,333 $ 141,000
Montgomery, Maryland 30 $ 4,700,000 $ 156,666 $ 285,000
Kalkaska, Michigan 30 $ 3,240,000 $ 108,000 $ 74,000
Douglas, Nevada 30 $ 5,710,000 $ 190,333 $ 192,000
Summit, Ohio 30 $ 5,840,000 $ 194,666 $ 140,000
Yamhill, Oregon 30 $ 2,860,000 $ 95,333 $ 170,000
Weber, Utah 30 $ 2,490,000 $ 83,000 $ 175,000
Volusia, Florida 29 $ 34,855,000 $ 1,201,896 $ 166,000
Westchester, New York 29 $ 3,875,000 $ 133,620 $ 387,000
Spokane, Washington 29 $ 3,055,000 $ 105,344 $ 163,000
Gwinnett, Georgia 28 $ 4,650,000 $ 166,071 $ 232,000
Worcester, Massachusetts 28 $ 3,080,000 $ 110,000 $ 169,000
McKenzie, North Dakota 27 $ 7,665,000 $ 283,888 $ 121,000
Minnehaha, South Dakota 27 $ 3,315,000 $ 122,777 $ 79,000
Dallas, Texas 27 $ 18,965,000 $ 702,407 $ 310,000
Broomfield, Colorado 26 $ 5,470,000 $ 210,384 $ 193,000
Sarasota, Florida 26 $ 44,680,000 $ 1,718,461 $ 196,000
Kootenai, Idaho 26 $ 4,460,000 $ 171,538 $ 192,000
Crawford, Michigan 26 $ 3,640,000 $ 140,000 $ 86,000
Isabella, Michigan 26 $ 2,450,000 $ 94,230 $ 69,000
Charleston, South Carolina 26 $ 8,890,000 $ 341,923 $ 186,000
Collier, Florida 25 $ 4,495,000 $ 179,800 $ 254,000
Barnstable, Massachusetts 25 $ 3,065,000 $ 122,600 $ 223,000
Arenac, Michigan 25 $ 2,435,000 $ 97,400 $ 66,000
Newaygo, Michigan 25 $ 3,725,000 $ 149,000 $ 121,000
Gallatin, Montana 25 $ 20,145,000 $ 805,800 $ 207,000
Jackson, Oregon 25 $ 3,315,000 $ 132,600 $ 213,000
Thurston, Washington 25 $ 2,915,000 $ 116,600 $ 168,000
Elbert, Colorado 24 $ 4,010,000 $ 167,083 $ 132,000
Duval, Florida 24 $ 10,440,000 $ 435,000 $ 171,000
Philadelphia, Pennsylvania 24 $ 4,720,000 $ 196,666 $ 184,000
Jefferson, Alabama 23 $ 3,675,000 $ 159,782 $ 152,000
New Haven, Connecticut 23 $ 3,765,000 $ 163,695 $ 237,000
Brevard, Florida 23 $ 3,115,000 $ 135,434 $ 270,000
Monroe, Florida 23 $ 3,415,000 $ 148,478 $ 210,000
Middlesex, New Jersey 23 $ 1,705,000 $ 74,130 $ 168,000
Passaic, New Jersey 23 $ 1,715,000 $ 74,565 $ 185,000
Somerset, New Jersey 23 $ 2,355,000 $ 102,391 $ 209,000
Delaware, Pennsylvania 23 $ 2,575,000 $ 111,956 $ 168,000
St. Croix, Wisconsin 23 $ 5,625,000 $ 244,565 $ 100,000
San Benito, California 22 $ 3,610,000 $ 164,090 $ 204,000
Manatee, Florida 22 $ 3,040,000 $ 138,181 $ 230,000
Bristol, Massachusetts 22 $ 1,490,000 $ 67,727 $ 177,000
Cass, Michigan 22 $ 2,350,000 $ 106,818 $ 66,000
Gratiot, Michigan 22 $ 3,020,000 $ 137,272 $ 85,000
Chisago, Minnesota 22 $ 4,280,000 $ 194,545 $ 100,000
Williamson, Tennessee 22 $ 4,420,000 $ 200,909 $ 224,000
Wake, North Carolina 21 $ 53,045,000 $ 2,525,952 $ 148,000
Lake, Indiana 20 $ 1,320,000 $ 66,000 $ 155,000
Suffolk, Massachusetts 20 $ 1,810,000 $ 90,500 $ 211,000
Branch, Michigan 20 $ 2,510,000 $ 125,500 $ 74,000
Jackson, Missouri 20 $ 14,240,000 $ 712,000 $ 120,000
Wasatch, Utah 20 $ 3,080,000 $ 154,000 $ 201,000
Humboldt, California 19 $ 1,165,000 $ 61,315 $ 161,000
Hartford, Connecticut 19 $ 1,735,000 $ 91,315 $ 268,000
Hamilton, Indiana 19 $ 6,965,000 $ 366,578 $ 210,000
St. Louis, Minnesota 19 $ 66,715,000 $ 3,511,315 $ 84,000
Skagit, Washington 19 $ 1,865,000 $ 98,157 $ 152,000
Forsyth, Georgia 18 $ 2,440,000 $ 135,555 $ 177,000
Monroe, Michigan 18 $ 2,320,000 $ 128,888 $ 82,000
Presque Isle, Michigan 18 $ 2,140,000 $ 118,888 $ 90,000
Sussex, New Jersey 18 $ 2,590,000 $ 143,888 $ 144,000
Providence, Rhode Island 18 $ 1,280,000 $ 71,111 $ 170,000
Summit, Utah 18 $ 5,400,000 $ 300,000 $ 288,000
Merced, California 17 $ 1,305,000 $ 76,764 $ 107,000
St. Johns, Florida 17 $ 2,525,000 $ 148,529 $ 168,000
St. Lucie, Florida 17 $ 1,245,000 $ 73,235 $ 125,000
Mecklenburg, North Carolina 17 $ 1,845,000 $ 108,529 $ 166,000
Union, North Carolina 17 $ 3,015,000 $ 177,352 $ 300,000
Dane, Wisconsin 17 $ 119,275,000 $ 7,016,176 $ 272,000
Anne Arundel, Maryland 16 $ 1,490,000 $ 93,125 $ 152,000
Hillsborough, New Hampshire 16 $ 1,830,000 $ 114,375 $ 177,000
Santa Fe, New Mexico 16 $ 2,490,000 $ 155,625 $ 177,000
Portage, Ohio 16 $ 2,040,000 $ 127,500 $ 74,000
Madison, Alabama 15 $ 1,325,000 $ 88,333 $ 164,000
Madera, California 15 $ 1,185,000 $ 79,000 $ 165,000
Summit, Colorado 15 $ 31,015,000 $ 2,067,666 $ 267,000
Pasco, Florida 15 $ 1,265,000 $ 84,333 $ 180,000
Hillsdale, Michigan 15 $ 1,105,000 $ 73,666 $ 68,000
Benton, Oregon 15 $ 2,055,000 $ 137,000 $ 240,000
Davidson, Tennessee 15 $ 1,585,000 $ 105,666 $ 142,000
Benton, Washington 15 $ 1,305,000 $ 87,000 $ 169,000
Mendocino, California 14 $ 1,680,000 $ 120,000 $ 195,000
Sutter, California 14 $ 1,040,000 $ 74,285 $ 136,000
Ionia, Michigan 14 $ 1,820,000 $ 130,000 $ 64,000
Crow Wing, Minnesota 14 $ 3,090,000 $ 220,714 $ 103,000
Goodhue, Minnesota 14 $ 2,890,000 $ 206,428 $ 100,000
St. Charles, Missouri 14 $ 660,000 $ 47,142 $ 149,000
Burlington, New Jersey 14 $ 1,690,000 $ 120,714 $ 240,000
Island, Washington 14 $ 2,510,000 $ 179,285 $ 194,000
Yakima, Washington 14 $ 1,180,000 $ 84,285 $ 156,000
Mohave, Arizona 13 $ 1,695,000 $ 130,384 $ 160,000
Cherokee, Georgia 13 $ 1,785,000 $ 137,307 $ 207,000
Canyon, Idaho 13 $ 1,405,000 $ 108,076 $ 140,000
Campbell, Kentucky 13 $ 3,645,000 $ 280,384 $ 121,000
Ingham, Michigan 13 $ 5,905,000 $ 454,230 $ 84,000
Nicollet, Minnesota 13 $ 1,445,000 $ 111,153 $ 65,000
Richmond, New York 13 $ 2,245,000 $ 172,692 $ 155,000
Travis, Texas 13 $ 8,675,000 $ 667,307 $ 389,000
Loudoun, Virginia 13 $ 4,505,000 $ 346,538 $ 402,000
Cowlitz, Washington 13 $ 1,115,000 $ 85,769 $ 145,000
Calaveras, California 12 $ 1,910,000 $ 159,166 $ 192,000
Mesa, Colorado 12 $ 950,000 $ 79,166 $ 130,000
Lake, Florida 12 $ 1,030,000 $ 85,833 $ 130,000
Jefferson, Kentucky 12 $ 2,250,000 $ 187,500 $ 188,000
Kenton, Kentucky 12 $ 2,670,000 $ 222,500 $ 136,000
Baltimore, Maryland 12 $ 1,410,000 $ 117,500 $ 206,000
Alpena, Michigan 12 $ 2,700,000 $ 225,000 $ 86,000
Carson City, Nevada 12 $ 840,000 $ 70,000 $ 179,000
Buncombe, North Carolina 12 $ 4,440,000 $ 370,000 $ 216,000
Medina, Ohio 12 $ 1,750,000 $ 145,833 $ 138,000
Allegheny, Pennsylvania 12 $ 2,270,000 $ 189,166 $ 183,000
Lincoln, South Dakota 12 $ 4,040,000 $ 336,666 $ 81,000
Pulaski, Arkansas 11 $ 1,045,000 $ 95,000 $ 180,000
Tuolumne, California 11 $ 1,165,000 $ 105,909 $ 277,000
Clinton, Michigan 11 $ 1,935,000 $ 175,909 $ 69,000
Lake, Michigan 11 $ 1,755,000 $ 159,545 $ 129,000
Montmorency, Michigan 11 $ 835,000 $ 75,909 $ 99,000
Delaware, Ohio 11 $ 1,765,000 $ 160,454 $ 223,000
Chelan, Washington 11 $ 2,935,000 $ 266,818 $ 226,000
Montgomery, Alabama 10 $ 650,000 $ 65,000 $ 98,000
Yuba, California 10 $ 610,000 $ 61,000 $ 116,000
New Castle, Delaware 10 $ 1,590,000 $ 159,000 $ 146,000
DeKalb, Illinois 10 $ 1,060,000 $ 106,000 $ 102,000
Prince George's, Maryland 10 $ 1,210,000 $ 121,000 $ 131,000
Alcona, Michigan 10 $ 1,420,000 $ 142,000 $ 135,000
Otter Tail, Minnesota 10 $ 2,170,000 $ 217,000 $ 220,000
Polk, Minnesota 10 $ 1,270,000 $ 127,000 $ 69,000
Missoula, Montana 10 $ 1,030,000 $ 103,000 $ 131,000
Hunterdon, New Jersey 10 $ 1,260,000 $ 126,000 $ 184,000
Mercer, New Jersey 10 $ 1,150,000 $ 115,000 $ 256,000
Bernalillo, New Mexico 10 $ 13,930,000 $ 1,393,000 $ 192,000
Lake, Ohio 10 $ 7,780,000 $ 778,000 $ 243,000
Columbia, Oregon 10 $ 960,000 $ 96,000 $ 160,000
Linn, Oregon 10 $ 790,000 $ 79,000 $ 111,000
Knox, Tennessee 10 $ 1,130,000 $ 113,000 $ 185,000
Franklin, Washington 10 $ 830,000 $ 83,000 $ 135,000
Brown, Wisconsin 10 $ 2,200,000 $ 220,000 $ 119,000
Amador, California 9 $ 1,025,000 $ 113,888 $ 165,000
Charlotte, Florida 9 $ 795,000 $ 88,333 $ 187,000
Lenawee, Michigan 9 $ 1,055,000 $ 117,222 $ 99,000
Douglas, Nebraska 9 $ 2,345,000 $ 260,555 $ 153,000
Stark, Ohio 9 $ 835,000 $ 92,777 $ 140,000
Clatsop, Oregon 9 $ 715,000 $ 79,444 $ 162,000
Lehigh, Pennsylvania 9 $ 615,000 $ 68,333 $ 209,000
Denton, Texas 9 $ 5,915,000 $ 657,222 $ 173,000
Cache, Utah 9 $ 2,175,000 $ 241,666 $ 204,000
Clallam, Washington 9 $ 1,725,000 $ 191,666 $ 118,000
Kittitas, Washington 9 $ 1,095,000 $ 121,666 $ 196,000
Marathon, Wisconsin 9 $ 865,000 $ 96,111 $ 52,000
La Plata, Colorado 8 $ 1,850,000 $ 231,250 $ 273,000
Sussex, Delaware 8 $ 1,410,000 $ 176,250 $ 428,000
Osceola, Florida 8 $ 550,000 $ 68,750 $ 162,000
St. Joseph, Indiana 8 $ 790,000 $ 98,750 $ 80,000
Boone, Kentucky 8 $ 1,280,000 $ 160,000 $ 86,000
Benton, Minnesota 8 $ 790,000 $ 98,750 $ 97,000
Marshall, Minnesota 8 $ 680,000 $ 85,000 $ 42,000
Pine, Minnesota 8 $ 1,300,000 $ 162,500 $ 82,000
Rice, Minnesota 8 $ 1,350,000 $ 168,750 $ 92,000
Rockingham, New Hampshire 8 $ 860,000 $ 107,500 $ 274,000
Camden, New Jersey 8 $ 340,000 $ 42,500 $ 186,000
New York, New York 8 $ 2,230,000 $ 278,750 $ 251,000
Geauga, Ohio 8 $ 2,560,000 $ 320,000 $ 242,000
Hancock, Ohio 8 $ 390,000 $ 48,750 $ 80,000
Newport, Rhode Island 8 $ 890,000 $ 111,250 $ 279,000
Harris, Texas 8 $ 6,510,000 $ 813,750 $ 283,000
Ozaukee, Wisconsin 8 $ 4,890,000 $ 611,250 $ 171,000
Pierce, Wisconsin 8 $ 1,280,000 $ 160,000 $ 78,000
Grand, Colorado 7 $ 1,205,000 $ 172,142 $ 251,000
Walton, Florida 7 $ 1,365,000 $ 195,000 $ 201,000
Winnebago, Illinois 7 $ 705,000 $ 100,714 $ 58,000
Porter, Indiana 7 $ 925,000 $ 132,142 $ 171,000
Le Sueur, Minnesota 7 $ 975,000 $ 139,285 $ 118,000
Olmsted, Minnesota 7 $ 10,225,000 $ 1,460,714 $ 139,000
Ward, North Dakota 7 $ 3,365,000 $ 480,714 $ 110,000
Lucas, Ohio 7 $ 3,215,000 $ 459,285 $ 223,000
Sevier, Tennessee 7 $ 1,215,000 $ 173,571 $ 190,000
Tooele, Utah 7 $ 635,000 $ 90,714 $ 149,000
Washington, Wisconsin 7 $ 1,715,000 $ 245,000 $ 176,000
Wood, Wisconsin 7 $ 485,000 $ 69,285 $ 101,000
Imperial, California 6 $ 580,000 $ 96,666 $ 121,000
Eagle, Colorado 6 $ 1,140,000 $ 190,000 $ 402,000
Pueblo, Colorado 6 $ 910,000 $ 151,666 $ 117,000
Indian River, Florida 6 $ 460,000 $ 76,666 $ 151,000
Marion, Florida 6 $ 970,000 $ 161,666 $ 196,000
Polk, Florida 6 $ 150,000 $ 25,000 $ 98,000
Chatham, Georgia 6 $ 1,320,000 $ 220,000 $ 353,000
Boone, Illinois 6 $ 540,000 $ 90,000 $ 99,000
Champaign, Illinois 6 $ 26,110,000 $ 4,351,666 $ 164,000
York, Maine 6 $ 590,000 $ 98,333 $ 192,000
Carroll, Maryland 6 $ 1,400,000 $ 233,333 $ 181,000
Oscoda, Michigan 6 $ 420,000 $ 70,000 $ 61,000
Becker, Minnesota 6 $ 1,730,000 $ 288,333 $ 310,000
McLeod, Minnesota 6 $ 730,000 $ 121,666 $ 58,000
Platte, Missouri 6 $ 610,000 $ 101,666 $ 130,000
Bronx, New York 6 $ 1,130,000 $ 188,333 $ 177,000
Traill, North Dakota 6 $ 780,000 $ 130,000 $ 53,000
Hood River, Oregon 6 $ 1,160,000 $ 193,333 $ 259,000
Lincoln, Oregon 6 $ 640,000 $ 106,666 $ 146,000
Polk, Oregon 6 $ 820,000 $ 136,666 $ 134,000
Tillamook, Oregon 6 $ 490,000 $ 81,666 $ 116,000
Northampton, Pennsylvania 6 $ 1,020,000 $ 170,000 $ 233,000
Collin, Texas 6 $ 29,980,000 $ 4,996,666 $ 255,000
Morgan, Utah 6 $ 1,020,000 $ 170,000 $ 146,000
Richmond City, Virginia 6 $ 620,000 $ 103,333 $ 251,000
Portage, Wisconsin 6 $ 610,000 $ 101,666 $ 84,000
Laramie, Wyoming 6 $ 740,000 $ 123,333 $ 147,000
Bay, Florida 5 $ 265,000 $ 53,000 $ 143,000
Leon, Florida 5 $ 135,000 $ 27,000 $ 120,000
Coweta, Georgia 5 $ 435,000 $ 87,000 $ 141,000
Paulding, Georgia 5 $ 285,000 $ 57,000 $ 133,000
Elkhart, Indiana 5 $ 325,000 $ 65,000 $ 113,000
Howard, Maryland 5 $ 285,000 $ 57,000 $ 148,000
Eaton, Michigan 5 $ 525,000 $ 105,000 $ 94,000
Mackinac, Michigan 5 $ 945,000 $ 189,000 $ 91,000
St. Joseph, Michigan 5 $ 635,000 $ 127,000 $ 75,000
Douglas, Minnesota 5 $ 965,000 $ 193,000 $ 166,000
Isanti, Minnesota 5 $ 575,000 $ 115,000 $ 73,000
Sibley, Minnesota 5 $ 665,000 $ 133,000 $ 48,000
Clay, Missouri 5 $ 455,000 $ 91,000 $ 151,000
Flathead, Montana 5 $ 375,000 $ 75,000 $ 116,000
Atlantic, New Jersey 5 $ 565,000 $ 113,000 $ 380,000
Warren, New Jersey 5 $ 655,000 $ 131,000 $ 162,000
Barnes, North Dakota 5 $ 745,000 $ 149,000 $ 86,000
LaMoure, North Dakota 5 $ 895,000 $ 179,000 $ 117,000
Walsh, North Dakota 5 $ 595,000 $ 119,000 $ 53,000
Licking, Ohio 5 $ 1,325,000 $ 265,000 $ 130,000
Union, Ohio 5 $ 625,000 $ 125,000 $ 167,000
Douglas, Oregon 5 $ 285,000 $ 57,000 $ 272,000
Washington, Rhode Island 5 $ 495,000 $ 99,000 $ 262,000
Beaufort, South Carolina 5 $ 1,285,000 $ 257,000 $ 183,000
Berkeley, South Carolina 5 $ 1,365,000 $ 273,000 $ 176,000
Hamilton, Tennessee 5 $ 975,000 $ 195,000 $ 186,000
Bexar, Texas 5 $ 3,515,000 $ 703,000 $ 538,000
Arlington, Virginia 5 $ 1,315,000 $ 263,000 $ 287,000
Virginia Beach, Virginia 5 $ 275,000 $ 55,000 $ 132,000
Jefferson, Washington 5 $ 705,000 $ 141,000 $ 207,000
Fond du Lac, Wisconsin 5 $ 1,725,000 $ 345,000 $ 81,000
Walworth, Wisconsin 5 $ 985,000 $ 197,000 $ 147,000
Winnebago, Wisconsin 5 $ 245,000 $ 49,000 $ 71,000
Baldwin, Alabama 4 $ 2,490,000 $ 622,500 $ 216,000
Kings, California 4 $ 330,000 $ 82,500 $ 161,000
Tehama, California 4 $ 150,000 $ 37,500 $ 123,000
Gunnison, Colorado 4 $ 400,000 $ 100,000 $ 177,000
Park, Colorado 4 $ 240,000 $ 60,000 $ 88,000
Routt, Colorado 4 $ 1,340,000 $ 335,000 $ 115,000
Middlesex, Connecticut 4 $ 320,000 $ 80,000 $ 134,000
Escambia, Florida 4 $ 1,550,000 $ 387,500 $ 401,000
Glynn, Georgia 4 $ 1,510,000 $ 377,500 $ 232,000
Walton, Georgia 4 $ 390,000 $ 97,500 $ 168,000
Bonner, Idaho 4 $ 520,000 $ 130,000 $ 294,000
LaSalle, Illinois 4 $ 370,000 $ 92,500 $ 149,000
Delaware, Indiana 4 $ 240,000 $ 60,000 $ 43,000
Wyandotte, Kansas 4 $ 220,000 $ 55,000 $ 112,000
Kanabec, Minnesota 4 $ 620,000 $ 155,000 $ 78,000
Morrison, Minnesota 4 $ 710,000 $ 177,500 $ 105,000
Cass, Missouri 4 $ 270,000 $ 67,500 $ 163,000
St. Louis City, Missouri 4 $ 210,000 $ 52,500 $ 86,000
Lyon, Nevada 4 $ 400,000 $ 100,000 $ 132,000
Durham, North Carolina 4 $ 330,000 $ 82,500 $ 166,000
Iredell, North Carolina 4 $ 990,000 $ 247,500 $ 328,000
Johnston, North Carolina 4 $ 230,000 $ 57,500 $ 101,000
New Hanover, North Carolina 4 $ 880,000 $ 220,000 $ 126,000
Watauga, North Carolina 4 $ 230,000 $ 57,500 $ 87,000
Miami, Ohio 4 $ 2,420,000 $ 605,000 $ 201,000
Klamath, Oregon 4 $ 320,000 $ 80,000 $ 103,000
Berks, Pennsylvania 4 $ 170,000 $ 42,500 $ 120,000
Butler, Pennsylvania 4 $ 440,000 $ 110,000 $ 208,000
Bristol, Rhode Island 4 $ 730,000 $ 182,500 $ 395,000
Campbell, Tennessee 4 $ 2,040,000 $ 510,000 $ 478,000
Wilson, Tennessee 4 $ 140,000 $ 35,000 $ 120,000
Tarrant, Texas 4 $ 3,200,000 $ 800,000 $ 431,000
Box Elder, Utah 4 $ 390,000 $ 97,500 $ 150,000
Chittenden, Vermont 4 $ 1,290,000 $ 322,500 $ 145,000
Alexandria, Virginia 4 $ 340,000 $ 85,000 $ 386,000
Prince William, Virginia 4 $ 170,000 $ 42,500 $ 122,000
Klickitat, Washington 4 $ 190,000 $ 47,500 $ 153,000
Eau Claire, Wisconsin 4 $ 1,830,000 $ 457,500 $ 401,000
Rock, Wisconsin 4 $ 490,000 $ 122,500 $ 77,000
Waupaca, Wisconsin 4 $ 410,000 $ 102,500 $ 77,000
Gila, Arizona 3 $ 235,000 $ 78,333 $ 108,000
Santa Cruz, Arizona 3 $ 285,000 $ 95,000 $ 156,000
Inyo, California 3 $ 365,000 $ 121,666 $ 103,000
Lassen, California 3 $ 155,000 $ 51,666 $ 114,000
Plumas, California 3 $ 575,000 $ 191,666 $ 276,000
Clear Creek, Colorado 3 $ 565,000 $ 188,333 $ 196,000
Montrose, Colorado 3 $ 125,000 $ 41,666 $ 82,000
Teller, Colorado 3 $ 345,000 $ 115,000 $ 88,000
Litchfield, Connecticut 3 $ 435,000 $ 145,000 $ 159,000
Windham, Connecticut 3 $ 105,000 $ 35,000 $ 113,000
Alachua, Florida 3 $ 595,000 $ 198,333 $ 317,000
Flagler, Florida 3 $ 805,000 $ 268,333 $ 417,000
Hernando, Florida 3 $ 205,000 $ 68,333 $ 128,000
Columbia, Georgia 3 $ 365,000 $ 121,666 $ 370,000
Fayette, Georgia 3 $ 655,000 $ 218,333 $ 161,000
Hall, Georgia 3 $ 835,000 $ 278,333 $ 228,000
Jackson, Georgia 3 $ 605,000 $ 201,666 $ 208,000
Gem, Idaho 3 $ 115,000 $ 38,333 $ 129,000
Grundy, Illinois 3 $ 375,000 $ 125,000 $ 86,000
Kankakee, Illinois 3 $ 265,000 $ 88,333 $ 52,000
Allen, Indiana 3 $ 13,495,000 $ 4,498,333 $ 84,000
Hendricks, Indiana 3 $ 235,000 $ 78,333 $ 65,000
Johnson, Indiana 3 $ 135,000 $ 45,000 $ 117,000
Morgan, Indiana 3 $ 435,000 $ 145,000 $ 53,000
Douglas, Kansas 3 $ 21,905,000 $ 7,301,666 $ 128,000
Warren, Kentucky 3 $ 2,065,000 $ 688,333 $ 620,000
Cumberland, Maine 3 $ 425,000 $ 141,666 $ 91,000
Baltimore City, Maryland 3 $ 575,000 $ 191,666 $ 220,000
Harford, Maryland 3 $ 1,005,000 $ 335,000 $ 263,000
Houghton, Michigan 3 $ 935,000 $ 311,666 $ 244,000
Oceana, Michigan 3 $ 1,005,000 $ 335,000 $ 103,000
Norman, Minnesota 3 $ 255,000 $ 85,000 $ 109,000
Boone, Missouri 3 $ 1,365,000 $ 455,000 $ 197,000
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Mortgage Loan Application Detail Totals for Tcf National Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,987 $3,976,965,000 $331,000 $63,865,000 $183,000 $4,000,000
Refinancing 8,937 $1,936,255,000 $216,000 $33,005,000 $157,000 $6,000,000
Home Improvement 6,467 $584,885,000 $90,000 $4,005,000 $162,000 $4,368,000
Other Purpose 3,958 $406,500,000 $102,000 $2,005,000 $156,000 $3,315,000
Cash-out Refinancing 3,355 $688,025,000 $205,000 $2,855,000 $93,000 $2,692,000
Not Applicable 6 $1,530,000 $255,000 $845,000 $238,000 $238,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,462 $3,499,260,000 $149,000 $2,835,000 $162,000 $6,000,000
Not Provided 4,038 $620,700,000 $153,000 $3,415,000 $174,000 $4,000,000
Hispanic 2,857 $307,565,000 $107,000 $4,305,000 $129,000 $1,496,000
Asian 1,886 $285,250,000 $151,000 $2,855,000 $191,000 $1,961,000
Black or African American 1,330 $148,720,000 $111,000 $1,405,000 $126,000 $4,368,000
Not applicable 826 $2,689,010,000 $3,255,000 $63,865,000 $0 $0
American Indian or Alaskan Native 105 $12,385,000 $117,000 $555,000 $143,000 $1,175,000
Native Hawaiian or Other Pacific Islander 54 $7,410,000 $137,000 $715,000 $192,000 $364,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,254 $7,329,930,000 $220,000 $63,865,000 $165,000 $6,000,000
FHA-insured (Federal Housing Administration) 1,062 $175,160,000 $164,000 $445,000 $64,000 $355,000
VA-guaranteed (Veterans Administration) 346 $82,900,000 $239,000 $685,000 $76,000 $323,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $6,170,000 $128,000 $265,000 $48,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,887 $4,135,315,000 $180,000 $45,005,000 $176,000 $6,000,000
Application Withdrawn By Applicant 3,899 $1,562,255,000 $400,000 $63,865,000 $154,000 $3,780,000
Application Denied By Financial Institution 3,649 $822,055,000 $225,000 $50,505,000 $117,000 $4,368,000
Loan Purchased By The Institution 2,483 $796,105,000 $320,000 $1,875,000 $102,000 $4,000,000
File Closed For Incompleteness 1,081 $186,215,000 $172,000 $1,705,000 $116,000 $2,692,000
Application Approved But Not Accepted 706 $86,670,000 $122,000 $1,525,000 $153,000 $2,226,000
Preapproval Denied by Financial Institution 5 $5,545,000 $1,109,000 $4,305,000 $414,000 $1,496,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 31,056 $6,766,560,000 $217,000 $63,865,000 $166,000 $6,000,000
Debt-To-Income Ratio 1,462 $197,170,000 $134,000 $13,175,000 $93,000 $867,000
Credit History 1,103 $89,055,000 $80,000 $975,000 $105,000 $4,368,000
Collateral 674 $87,960,000 $130,000 $2,005,000 $164,000 $3,315,000
Other 267 $310,935,000 $1,164,000 $50,505,000 $176,000 $1,641,000
Unverifiable Information 73 $131,605,000 $1,802,000 $47,205,000 $141,000 $1,496,000
Employment History 48 $4,880,000 $101,000 $905,000 $77,000 $514,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,735,000 $143,000 $425,000 $64,000 $113,000
Credit Application Incomplete 8 $3,260,000 $407,000 $825,000 $411,000 $1,289,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tcf National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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