Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Tcf National Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (002-01-P) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 31,349 |
| Total Mortgage Loan Application Amount | $3,705,338,000 |
| Average Mortgage Loan Application Amount | $348,593 |
| Highest Mortgage Loan Application Amount | $15,500,000 |
| Average Applicant Income | $110,531 |
| Highest Applicant Income | $7,783,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 5,696 | $ 728,547,000 | $ 127,000 | $ 119,000 |
| Hennepin County Minnesota | 3,220 | $ 436,596,000 | $ 135,000 | $ 75,000 |
| Ramsey County Minnesota | 1,513 | $ 192,620,000 | $ 127,000 | $ 45,000 |
| Milwaukee County Wisconsin | 1,480 | $ 100,719,000 | $ 68,000 | $ 46,000 |
| Anoka County Minnesota | 1,434 | $ 178,154,000 | $ 124,000 | $ 75,000 |
| Washtenaw County Michigan | 1,033 | $ 154,838,000 | $ 149,000 | $ 70,000 |
| Dakota County Minnesota | 949 | $ 134,045,000 | $ 141,000 | $ 62,000 |
| DuPage County Illinois | 885 | $ 132,750,000 | $ 150,000 | $ 75,000 |
| Saginaw County Michigan | 803 | $ 56,885,000 | $ 70,000 | $ 48,000 |
| Oakland County Michigan | 782 | $ 116,047,000 | $ 148,000 | $ 74,000 |
| Will County Illinois | 780 | $ 97,932,000 | $ 125,000 | $ 61,000 |
| Wayne County Michigan | 707 | $ 69,919,000 | $ 98,000 | $ 55,000 |
| Macomb County Michigan | 682 | $ 78,071,000 | $ 114,000 | $ 51,000 |
| Calhoun County Michigan | 634 | $ 51,474,000 | $ 81,000 | $ 52,000 |
| Washington County Minnesota | 497 | $ 76,132,000 | $ 153,000 | $ 107,000 |
| Kenosha County Wisconsin | 481 | $ 44,424,000 | $ 92,000 | $ 53,000 |
| Livingston County Michigan | 446 | $ 61,955,000 | $ 138,000 | $ 76,000 |
| Lake County Illinois | 386 | $ 59,043,000 | $ 152,000 | $ 77,000 |
| El Paso County Colorado | 384 | $ 51,570,000 | $ 134,000 | $ 55,000 |
| Racine County Wisconsin | 356 | $ 24,865,000 | $ 69,000 | $ 50,000 |
| Jackson County Michigan | 334 | $ 29,584,000 | $ 88,000 | $ 46,000 |
| Waukesha County Wisconsin | 268 | $ 27,756,000 | $ 103,000 | $ 68,000 |
| Scott County Minnesota | 261 | $ 43,192,000 | $ 165,000 | $ 65,000 |
| Brown County Wisconsin | 259 | $ 15,202,000 | $ 58,000 | $ 59,000 |
| Wright County Minnesota | 256 | $ 34,542,000 | $ 134,000 | $ 55,000 |
| Outagamie County Wisconsin | 250 | $ 19,891,000 | $ 79,000 | $ 53,000 |
| Marathon County Wisconsin | 240 | $ 16,566,000 | $ 69,000 | $ 84,000 |
| Kane County Illinois | 237 | $ 32,688,000 | $ 137,000 | $ 61,000 |
| McHenry County Illinois | 218 | $ 32,816,000 | $ 150,000 | $ 84,000 |
| Winnebago County Wisconsin | 215 | $ 13,007,000 | $ 60,000 | $ 54,000 |
| Jefferson County Colorado | 199 | $ 29,213,000 | $ 146,000 | $ 80,000 |
| Bay County Michigan | 199 | $ 13,253,000 | $ 66,000 | $ 44,000 |
| Arapahoe County Colorado | 192 | $ 27,862,000 | $ 145,000 | $ 58,000 |
| Carver County Minnesota | 184 | $ 29,348,000 | $ 159,000 | $ 70,000 |
| Winnebago County Illinois | 175 | $ 14,467,000 | $ 82,000 | $ 52,000 |
| St. Clair County Michigan | 174 | $ 19,416,000 | $ 111,000 | $ 57,000 |
| Dane County Wisconsin | 171 | $ 18,458,000 | $ 107,000 | $ 60,000 |
| Sherburne County Minnesota | 166 | $ 20,436,000 | $ 123,000 | $ 60,000 |
| Stearns County Minnesota | 158 | $ 17,773,000 | $ 112,000 | $ 42,000 |
| Denver County Colorado | 153 | $ 21,968,000 | $ 143,000 | $ 57,000 |
| Wood County Wisconsin | 147 | $ 9,852,000 | $ 67,000 | $ 49,000 |
| Portage County Wisconsin | 130 | $ 13,208,000 | $ 101,000 | $ 46,000 |
| Chisago County Minnesota | 122 | $ 18,301,000 | $ 150,000 | $ 67,000 |
| Kalamazoo County Michigan | 119 | $ 12,294,000 | $ 103,000 | $ 79,000 |
| Rock County Wisconsin | 115 | $ 7,983,000 | $ 69,000 | $ 48,000 |
| Genesee County Michigan | 111 | $ 11,357,000 | $ 102,000 | $ 47,000 |
| Ingham County Michigan | 110 | $ 14,768,000 | $ 134,000 | $ 58,000 |
| Blue Earth County Minnesota | 108 | $ 7,178,000 | $ 66,000 | $ 44,000 |
| Sheboygan County Wisconsin | 107 | $ 7,713,000 | $ 72,000 | $ 45,000 |
| Barry County Michigan | 101 | $ 8,940,000 | $ 88,000 | $ 51,000 |
| Fond du Lac County Wisconsin | 92 | $ 5,772,000 | $ 62,000 | $ 50,000 |
| Waupaca County Wisconsin | 91 | $ 4,606,000 | $ 50,000 | $ 56,000 |
| Adams County Colorado | 90 | $ 12,237,000 | $ 135,000 | $ 76,000 |
| Douglas County Colorado | 88 | $ 16,134,000 | $ 183,000 | $ 79,000 |
| Isanti County Minnesota | 83 | $ 9,002,000 | $ 108,000 | $ 55,000 |
| Kendall County Illinois | 69 | $ 9,958,000 | $ 144,000 | $ 66,000 |
| Tuscola County Michigan | 67 | $ 4,999,000 | $ 74,000 | $ 62,000 |
| Boone County Illinois | 61 | $ 7,002,000 | $ 114,000 | $ 55,000 |
| Manitowoc County Wisconsin | 57 | $ 2,136,000 | $ 37,000 | $ 48,000 |
| Eaton County Michigan | 55 | $ 4,496,000 | $ 81,000 | $ 50,000 |
| Calumet County Wisconsin | 53 | $ 2,582,000 | $ 48,000 | $ 62,000 |
| Benton County Minnesota | 52 | $ 6,082,000 | $ 116,000 | $ 48,000 |
| Washington County Wisconsin | 52 | $ 3,182,000 | $ 61,000 | $ 68,000 |
| St. Louis County Minnesota | 50 | $ 4,746,000 | $ 94,000 | $ 44,000 |
| Grundy County Illinois | 49 | $ 5,041,000 | $ 102,000 | $ 65,000 |
| Dodge County Wisconsin | 49 | $ 2,713,000 | $ 55,000 | $ 69,000 |
| Ozaukee County Wisconsin | 49 | $ 8,943,000 | $ 182,000 | $ 111,000 |
| Olmsted County Minnesota | 46 | $ 4,591,000 | $ 99,000 | $ 57,000 |
| Nicollet County Minnesota | 43 | $ 3,505,000 | $ 81,000 | $ 53,000 |
| Walworth County Wisconsin | 40 | $ 3,506,000 | $ 87,000 | $ 57,000 |
| Lake County Indiana | 37 | $ 4,463,000 | $ 120,000 | $ 46,000 |
| Mille Lacs County Minnesota | 36 | $ 3,620,000 | $ 100,000 | $ 46,000 |
| Le Sueur County Minnesota | 33 | $ 2,781,000 | $ 84,000 | $ 47,000 |
| Lincoln County Wisconsin | 32 | $ 2,021,000 | $ 63,000 | $ 50,000 |
| Shawano County Wisconsin | 30 | $ 1,631,000 | $ 54,000 | $ 53,000 |
| DeKalb County Illinois | 29 | $ 2,772,000 | $ 95,000 | $ 59,000 |
| Lapeer County Michigan | 29 | $ 4,895,000 | $ 168,000 | $ 50,000 |
| Lenawee County Michigan | 28 | $ 2,888,000 | $ 103,000 | $ 59,000 |
| St. Croix County Wisconsin | 27 | $ 4,860,000 | $ 180,000 | $ 78,000 |
| Morrison County Minnesota | 25 | $ 1,814,000 | $ 72,000 | $ 42,000 |
| Rice County Minnesota | 25 | $ 3,193,000 | $ 127,000 | $ 60,000 |
| La Crosse County Wisconsin | 25 | $ 1,885,000 | $ 75,000 | $ 59,000 |
| Waushara County Wisconsin | 24 | $ 1,398,000 | $ 58,000 | $ 52,000 |
| Eau Claire County Wisconsin | 22 | $ 1,580,000 | $ 71,000 | $ 54,000 |
| Oconto County Wisconsin | 22 | $ 961,000 | $ 43,000 | $ 55,000 |
| Brown County Minnesota | 21 | $ 1,726,000 | $ 82,000 | $ 49,000 |
| Crow Wing County Minnesota | 21 | $ 1,708,000 | $ 81,000 | $ 81,000 |
| Pine County Minnesota | 21 | $ 3,284,000 | $ 156,000 | $ 64,000 |
| Kewaunee County Wisconsin | 21 | $ 1,020,000 | $ 48,000 | $ 50,000 |
| Monroe County Michigan | 20 | $ 2,463,000 | $ 123,000 | $ 46,000 |
| McLeod County Minnesota | 19 | $ 1,257,000 | $ 66,000 | $ 74,000 |
| Jefferson County Wisconsin | 19 | $ 1,539,000 | $ 81,000 | $ 52,000 |
| Clinton County Michigan | 18 | $ 1,864,000 | $ 103,000 | $ 54,000 |
| Goodhue County Minnesota | 18 | $ 2,300,000 | $ 127,000 | $ 53,000 |
| Midland County Michigan | 17 | $ 2,020,000 | $ 118,000 | $ 66,000 |
| Waseca County Minnesota | 17 | $ 584,000 | $ 34,000 | $ 73,000 |
| Kankakee County Illinois | 16 | $ 1,386,000 | $ 86,000 | $ 58,000 |
| Kent County Michigan | 16 | $ 1,724,000 | $ 107,000 | $ 82,000 |
| Adams County Wisconsin | 16 | $ 1,018,000 | $ 63,000 | $ 35,000 |
| LaSalle County Illinois | 15 | $ 1,365,000 | $ 91,000 | $ 51,000 |
| Shiawassee County Michigan | 15 | $ 1,993,000 | $ 132,000 | $ 65,000 |
| Langlade County Wisconsin | 15 | $ 849,000 | $ 56,000 | $ 53,000 |
| Sauk County Wisconsin | 15 | $ 855,000 | $ 57,000 | $ 43,000 |
| Meeker County Minnesota | 14 | $ 699,000 | $ 49,000 | $ 48,000 |
| Sussex County New Jersey | 14 | $ 1,021,000 | $ 72,000 | $ 0 |
| Elbert County Colorado | 13 | $ 2,370,000 | $ 182,000 | $ 64,000 |
| Alpena County Michigan | 13 | $ 710,000 | $ 54,000 | $ 33,000 |
| Kandiyohi County Minnesota | 13 | $ 469,000 | $ 36,000 | $ 78,000 |
| Sanilac County Michigan | 12 | $ 1,089,000 | $ 90,000 | $ 44,000 |
| Burnett County Wisconsin | 12 | $ 2,061,000 | $ 171,000 | $ 98,000 |
| Ogle County Illinois | 11 | $ 1,206,000 | $ 109,000 | $ 60,000 |
| Ionia County Michigan | 11 | $ 2,099,000 | $ 190,000 | $ 64,000 |
| Iosco County Michigan | 11 | $ 984,000 | $ 89,000 | $ 82,000 |
| Douglas County Minnesota | 11 | $ 1,138,000 | $ 103,000 | $ 89,000 |
| Marinette County Wisconsin | 11 | $ 712,000 | $ 64,000 | $ 57,000 |
| Polk County Wisconsin | 11 | $ 1,888,000 | $ 171,000 | $ 81,000 |
| Teller County Colorado | 10 | $ 1,625,000 | $ 162,000 | $ 72,000 |
| Van Buren County Michigan | 10 | $ 792,000 | $ 79,000 | $ 46,000 |
| Oneida County Wisconsin | 10 | $ 209,000 | $ 20,000 | $ 45,000 |
| Pierce County Wisconsin | 10 | $ 1,315,000 | $ 131,000 | $ 71,000 |
| Stephenson County Illinois | 9 | $ 600,000 | $ 66,000 | $ 44,000 |
| Allegan County Michigan | 9 | $ 1,062,000 | $ 118,000 | $ 87,000 |
| Gladwin County Michigan | 9 | $ 591,000 | $ 65,000 | $ 59,000 |
| Hillsdale County Michigan | 9 | $ 1,188,000 | $ 132,000 | $ 64,000 |
| Carlton County Minnesota | 9 | $ 1,150,000 | $ 127,000 | $ 64,000 |
| Clark County Wisconsin | 9 | $ 249,000 | $ 27,000 | $ 33,000 |
| Door County Wisconsin | 9 | $ 588,000 | $ 65,000 | $ 72,000 |
| Green Lake County Wisconsin | 9 | $ 715,000 | $ 79,000 | $ 67,000 |
| Monroe County Wisconsin | 9 | $ 331,000 | $ 36,000 | $ 41,000 |
| Boulder County Colorado | 8 | $ 1,198,000 | $ 149,000 | $ 148,000 |
| Weld County Colorado | 8 | $ 981,000 | $ 122,000 | $ 77,000 |
| McLean County Illinois | 8 | $ 551,000 | $ 68,000 | $ 60,000 |
| Branch County Michigan | 8 | $ 603,000 | $ 75,000 | $ 64,000 |
| Watonwan County Minnesota | 8 | $ 293,000 | $ 36,000 | $ 43,000 |
| Brown County South Dakota | 8 | $ 691,000 | $ 86,000 | $ 44,000 |
| Columbia County Wisconsin | 8 | $ 618,000 | $ 77,000 | $ 65,000 |
| Grand Traverse County Michigan | 7 | $ 972,000 | $ 138,000 | $ 174,000 |
| Huron County Michigan | 7 | $ 633,000 | $ 90,000 | $ 53,000 |
| Dodge County Minnesota | 7 | $ 930,000 | $ 132,000 | $ 70,000 |
| Mower County Minnesota | 7 | $ 552,000 | $ 78,000 | $ 39,000 |
| Sibley County Minnesota | 7 | $ 465,000 | $ 66,000 | $ 64,000 |
| Wabasha County Minnesota | 7 | $ 937,000 | $ 133,000 | $ 37,000 |
| Iowa County Wisconsin | 7 | $ 473,000 | $ 67,000 | $ 42,000 |
| Vilas County Wisconsin | 7 | $ 195,000 | $ 27,000 | $ 81,000 |
| LaPorte County Indiana | 6 | $ 646,000 | $ 107,000 | $ 79,000 |
| Porter County Indiana | 6 | $ 686,000 | $ 114,000 | $ 99,000 |
| Alcona County Michigan | 6 | $ 516,000 | $ 86,000 | $ 53,000 |
| Clare County Michigan | 6 | $ 615,000 | $ 102,000 | $ 54,000 |
| Ottawa County Michigan | 6 | $ 766,000 | $ 127,000 | $ 84,000 |
| St. Joseph County Michigan | 6 | $ 746,000 | $ 124,000 | $ 52,000 |
| Todd County Minnesota | 6 | $ 289,000 | $ 48,000 | $ 39,000 |
| Juneau County Wisconsin | 6 | $ 259,000 | $ 43,000 | $ 57,000 |
| Washburn County Wisconsin | 6 | $ 294,000 | $ 49,000 | $ 48,000 |
| Larimer County Colorado | 5 | $ 773,000 | $ 154,000 | $ 56,000 |
| Kalkaska County Michigan | 5 | $ 357,000 | $ 71,000 | $ 74,000 |
| Muskegon County Michigan | 5 | $ 274,000 | $ 54,000 | $ 224,000 |
| Oscoda County Michigan | 5 | $ 352,000 | $ 70,000 | $ 33,000 |
| Cass County Minnesota | 5 | $ 403,000 | $ 80,000 | $ 62,000 |
| Chippewa County Minnesota | 5 | $ 333,000 | $ 66,000 | $ 51,000 |
| Freeborn County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 49,000 |
| Hubbard County Minnesota | 5 | $ 818,000 | $ 163,000 | $ 80,000 |
| Itasca County Minnesota | 5 | $ 590,000 | $ 118,000 | $ 42,000 |
| Kanabec County Minnesota | 5 | $ 570,000 | $ 114,000 | $ 47,000 |
| Pope County Minnesota | 5 | $ 87,000 | $ 17,000 | $ 75,000 |
| Renville County Minnesota | 5 | $ 123,000 | $ 24,000 | $ 31,000 |
| Steele County Minnesota | 5 | $ 295,000 | $ 59,000 | $ 55,000 |
| Douglas County Wisconsin | 5 | $ 465,000 | $ 93,000 | $ 43,000 |
| Riverside County California | 4 | $ 933,000 | $ 233,000 | $ 824,000 |
| Berrien County Michigan | 4 | $ 954,000 | $ 238,000 | $ 66,000 |
| Crawford County Michigan | 4 | $ 211,000 | $ 52,000 | $ 61,000 |
| Ogemaw County Michigan | 4 | $ 307,000 | $ 76,000 | $ 57,000 |
| Clearwater County Minnesota | 4 | $ 355,000 | $ 88,000 | $ 47,000 |
| Otter Tail County Minnesota | 4 | $ 356,000 | $ 89,000 | $ 82,000 |
| Rock County Minnesota | 4 | $ 97,000 | $ 24,000 | $ 49,000 |
| Cass County North Dakota | 4 | $ 347,000 | $ 86,000 | $ 34,000 |
| Pennington County South Dakota | 4 | $ 632,000 | $ 158,000 | $ 80,000 |
| Barron County Wisconsin | 4 | $ 452,000 | $ 113,000 | $ 100,000 |
| Chippewa County Wisconsin | 4 | $ 227,000 | $ 56,000 | $ 69,000 |
| Jackson County Wisconsin | 4 | $ 203,000 | $ 50,000 | $ 95,000 |
| Marquette County Wisconsin | 4 | $ 155,000 | $ 38,000 | $ 59,000 |
| Price County Wisconsin | 4 | $ 130,000 | $ 32,000 | $ 55,000 |
| Pueblo County Colorado | 3 | $ 188,000 | $ 62,000 | $ 48,000 |
| Jo Daviess County Illinois | 3 | $ 293,000 | $ 97,000 | $ 102,000 |
| Peoria County Illinois | 3 | $ 150,000 | $ 50,000 | $ 61,000 |
| Whiteside County Illinois | 3 | $ 186,000 | $ 62,000 | $ 42,000 |
| Antrim County Michigan | 3 | $ 391,000 | $ 130,000 | $ 75,000 |
| Arenac County Michigan | 3 | $ 258,000 | $ 86,000 | $ 59,000 |
| Gratiot County Michigan | 3 | $ 156,000 | $ 52,000 | $ 59,000 |
| Montmorency County Michigan | 3 | $ 341,000 | $ 113,000 | $ 109,000 |
| Otsego County Michigan | 3 | $ 226,000 | $ 75,000 | $ 45,000 |
| Aitkin County Minnesota | 3 | $ 724,000 | $ 241,000 | $ 115,000 |
| Faribault County Minnesota | 3 | $ 46,000 | $ 15,000 | $ 20,000 |
| Polk County Minnesota | 3 | $ 300,000 | $ 100,000 | $ 59,000 |
| Minnehaha County South Dakota | 3 | $ 399,000 | $ 133,000 | $ 60,000 |
| Dunn County Wisconsin | 3 | $ 217,000 | $ 72,000 | $ 47,000 |
| Green County Wisconsin | 3 | $ 144,000 | $ 48,000 | $ 61,000 |
| Menominee County Wisconsin | 3 | $ 232,000 | $ 77,000 | $ 70,000 |
| Park County Colorado | 2 | $ 301,000 | $ 150,000 | $ 41,000 |
| Henry County Illinois | 2 | $ 92,000 | $ 46,000 | $ 79,000 |
| Madison County Illinois | 2 | $ 111,000 | $ 55,000 | $ 35,000 |
| Kosciusko County Indiana | 2 | $ 3,945,000 | $ 1,972,000 | $ 65,000 |
| Newton County Indiana | 2 | $ 276,000 | $ 138,000 | $ 61,000 |
| Warren County Indiana | 2 | $ 275,000 | $ 137,000 | $ 90,000 |
| Emmet County Michigan | 2 | $ 1,746,000 | $ 873,000 | $ 1,772,000 |
| Leelanau County Michigan | 2 | $ 342,000 | $ 171,000 | $ 129,000 |
| Montcalm County Michigan | 2 | $ 227,000 | $ 113,000 | $ 117,000 |
| Newaygo County Michigan | 2 | $ 39,000 | $ 19,000 | $ 74,000 |
| Presque Isle County Michigan | 2 | $ 213,000 | $ 106,000 | $ 107,000 |
| Roscommon County Michigan | 2 | $ 392,000 | $ 196,000 | $ 115,000 |
| Becker County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 29,000 |
| Beltrami County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 69,000 |
| Clay County Minnesota | 2 | $ 195,000 | $ 97,000 | $ 42,000 |
| Jackson County Minnesota | 2 | $ 108,000 | $ 54,000 | $ 30,000 |
| Lake County Minnesota | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
| Lyon County Minnesota | 2 | $ 137,000 | $ 68,000 | $ 59,000 |
| Martin County Minnesota | 2 | $ 88,000 | $ 44,000 | $ 45,000 |
| Roseau County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 49,000 |
| Swift County Minnesota | 2 | $ 7,000 | $ 3,000 | $ 30,000 |
| Winona County Minnesota | 2 | $ 156,000 | $ 78,000 | $ 32,000 |
| Lincoln County South Dakota | 2 | $ 224,000 | $ 112,000 | $ 60,000 |
| Bayfield County Wisconsin | 2 | $ 513,000 | $ 256,000 | $ 145,000 |
| Buffalo County Wisconsin | 2 | $ 102,000 | $ 51,000 | $ 35,000 |
| Forest County Wisconsin | 2 | $ 125,000 | $ 62,000 | $ 87,000 |
| Grant County Wisconsin | 2 | $ 79,000 | $ 39,000 | $ 23,000 |
| Pepin County Wisconsin | 2 | $ 108,000 | $ 54,000 | $ 26,000 |
| Rusk County Wisconsin | 2 | $ 189,000 | $ 94,000 | $ 97,000 |
| Sawyer County Wisconsin | 2 | $ 253,000 | $ 126,000 | $ 254,000 |
| Taylor County Wisconsin | 2 | $ 82,000 | $ 41,000 | $ 86,000 |
| Trempealeau County Wisconsin | 2 | $ 81,000 | $ 40,000 | $ 40,000 |
| Clear Creek County Colorado | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Eagle County Colorado | 1 | $ 692,000 | $ 692,000 | $ 340,000 |
| Fremont County Colorado | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Las Animas County Colorado | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Washington County Colorado | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Lee County Florida | 1 | $ 405,000 | $ 405,000 | $ 256,000 |
| Carroll County Illinois | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
| Ford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Iroquois County Illinois | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Knox County Illinois | 1 | $ 26,000 | $ 26,000 | $ 24,000 |
| Lee County Illinois | 1 | $ 31,000 | $ 31,000 | $ 83,000 |
| Monroe County Illinois | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Rock Island County Illinois | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Delaware County Indiana | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Howard County Indiana | 1 | $ 2,285,000 | $ 2,285,000 | $ 0 |
| Marion County Indiana | 1 | $ 33,000 | $ 33,000 | $ 7,783,000 |
| Boone County Iowa | 1 | $ 174,000 | $ 174,000 | $ 94,000 |
| Pottawattamie County Iowa | 1 | $ 62,000 | $ 62,000 | $ 44,000 |
| Alger County Michigan | 1 | $ 51,000 | $ 51,000 | $ 127,000 |
| Cass County Michigan | 1 | $ 71,000 | $ 71,000 | $ 73,000 |
| Charlevoix County Michigan | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Cheboygan County Michigan | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Chippewa County Michigan | 1 | $ 35,000 | $ 35,000 | $ 165,000 |
| Houghton County Michigan | 1 | $ 10,000 | $ 10,000 | $ 260,000 |
| Isabella County Michigan | 1 | $ 222,000 | $ 222,000 | $ 102,000 |
| Luce County Michigan | 1 | $ 151,000 | $ 151,000 | $ 29,000 |
| Mackinac County Michigan | 1 | $ 119,000 | $ 119,000 | $ 116,000 |
| Mecosta County Michigan | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Missaukee County Michigan | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Osceola County Michigan | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Wexford County Michigan | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Cook County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Cottonwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Fillmore County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 82,000 |
| Houston County Minnesota | 1 | $ 1,000 | $ 1,000 | $ 23,000 |
| Murray County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Norman County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 51,000 |
| Pipestone County Minnesota | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Stevens County Minnesota | 1 | $ 2,000 | $ 2,000 | $ 58,000 |
| Wadena County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Wilkin County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Jackson County Missouri | 1 | $ 3,058,000 | $ 3,058,000 | $ 0 |
| Charles Mix County South Dakota | 1 | $ 56,000 | $ 56,000 | $ 59,000 |
| Clay County South Dakota | 1 | $ 164,000 | $ 164,000 | $ 113,000 |
| Custer County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Davison County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Gregory County South Dakota | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Meade County South Dakota | 1 | $ 236,000 | $ 236,000 | $ 97,000 |
| Walworth County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Lafayette County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 68,000 |
| Richland County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Vernon County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 26,641 | $3,304,639,000 | $139,090 | $3,010,000 | $73,636 | $6,000,000 |
| Home Improvement (one-to-four family) | 2,944 | $30,640,000 | $21,000 | $500,000 | $58,400 | $2,765,000 |
| Home Purchase (one-to-four family) | 1,533 | $226,882,000 | $125,400 | $1,280,000 | $243,500 | $7,783,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 231 | $143,177,000 | $1,377,666 | $15,500,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,899 | $2,732,419,000 | $119,454 | $3,888,000 | $127,909 | $6,000,000 |
| Black | 2,814 | $260,332,000 | $115,285 | $645,000 | $61,000 | $388,000 |
| Hispanic | 2,606 | $330,537,000 | $88,875 | $920,000 | $52,375 | $2,604,000 |
| Not applicable | 1,103 | $118,264,000 | $773,857 | $15,500,000 | $708,857 | $7,783,000 |
| Asian or Pacific Islander | 838 | $118,829,000 | $162,833 | $720,000 | $62,833 | $1,530,000 |
| Information not provided by applicant in mail or telephone application | 712 | $88,853,000 | $169,500 | $3,010,000 | $107,000 | $3,000,000 |
| Other | 320 | $50,103,000 | $146,600 | $1,025,000 | $62,600 | $511,000 |
| American Indian or Alaskan Native | 57 | $6,001,000 | $101,500 | $400,000 | $54,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,904 | $3,638,014,000 | $354,285 | $15,500,000 | $137,785 | $7,783,000 |
| FHA-insured (Federal Housing Administration) | 338 | $50,965,000 | $119,166 | $239,000 | $44,666 | $223,000 |
| VA-guaranteed (Veterans Administration) | 106 | $16,310,000 | $125,600 | $281,000 | $42,800 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $49,000 | $49,000 | $49,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,961 | $1,758,021,000 | $125,333 | $6,640,000 | $146,111 | $2,604,000 |
| Loan Originated | 12,068 | $1,409,122,000 | $501,777 | $15,500,000 | $136,222 | $7,783,000 |
| Loan Purchased By The Institution | 3,414 | $439,448,000 | $202,000 | $2,518,000 | $103,250 | $6,000,000 |
| Application Approved But Not Accepted | 739 | $79,462,000 | $105,500 | $1,050,000 | $58,500 | $376,000 |
| Application Withdrawn By Applicant | 144 | $18,778,000 | $140,600 | $1,290,000 | $62,200 | $250,000 |
| File Closed For Incompleteness | 23 | $507,000 | $20,000 | $100,000 | $35,000 | $127,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 8,132 | $980,925,000 | $135,571 | $6,640,000 | $176,000 | $2,604,000 |
| Credit History | 3,110 | $300,041,000 | $89,000 | $800,000 | $53,428 | $1,530,000 |
| Debt-To-Income Ratio | 2,038 | $258,295,000 | $121,750 | $700,000 | $47,750 | $384,000 |
| Collateral | 1,568 | $210,206,000 | $115,428 | $1,300,000 | $63,285 | $1,800,000 |
| Other | 78 | $4,984,000 | $70,800 | $260,000 | $72,800 | $720,000 |
| Employment History | 17 | $1,521,000 | $83,750 | $156,000 | $44,500 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,812,000 | $272,500 | $664,000 | $45,250 | $96,000 |
| Credit Application Incomplete | 7 | $237,000 | $39,000 | $80,000 | $30,500 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.