Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Tcf National Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (002-01-P) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,575 |
| Total Mortgage Loan Application Amount | $3,256,673,000 |
| Average Mortgage Loan Application Amount | $1,003,208 |
| Highest Mortgage Loan Application Amount | $11,040,000 |
| Average Applicant Income | $131,625 |
| Highest Applicant Income | $1,944,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 6,589 | $ 1,016,569,000 | $ 154,000 | $ 57,000 |
| Hennepin County Minnesota | 1,634 | $ 171,929,000 | $ 105,000 | $ 57,000 |
| Milwaukee County Wisconsin | 1,475 | $ 112,567,000 | $ 76,000 | $ 52,000 |
| DuPage County Illinois | 896 | $ 144,490,000 | $ 161,000 | $ 69,000 |
| Will County Illinois | 804 | $ 127,534,000 | $ 158,000 | $ 66,000 |
| Oakland County Michigan | 727 | $ 105,699,000 | $ 145,000 | $ 58,000 |
| Anoka County Minnesota | 686 | $ 68,990,000 | $ 100,000 | $ 59,000 |
| Dakota County Minnesota | 655 | $ 92,242,000 | $ 140,000 | $ 66,000 |
| Wayne County Michigan | 642 | $ 67,524,000 | $ 105,000 | $ 66,000 |
| Ramsey County Minnesota | 586 | $ 75,345,000 | $ 128,000 | $ 58,000 |
| Macomb County Michigan | 583 | $ 90,347,000 | $ 154,000 | $ 86,000 |
| Calhoun County Michigan | 570 | $ 51,593,000 | $ 90,000 | $ 50,000 |
| Saginaw County Michigan | 553 | $ 45,427,000 | $ 82,000 | $ 41,000 |
| Washtenaw County Michigan | 549 | $ 82,185,000 | $ 149,000 | $ 66,000 |
| Lake County Illinois | 425 | $ 72,155,000 | $ 169,000 | $ 75,000 |
| Racine County Wisconsin | 422 | $ 41,245,000 | $ 97,000 | $ 52,000 |
| Livingston County Michigan | 391 | $ 60,863,000 | $ 155,000 | $ 69,000 |
| Kenosha County Wisconsin | 379 | $ 41,221,000 | $ 108,000 | $ 57,000 |
| Jackson County Michigan | 315 | $ 36,434,000 | $ 115,000 | $ 53,000 |
| Kane County Illinois | 314 | $ 58,149,000 | $ 185,000 | $ 65,000 |
| Waukesha County Wisconsin | 273 | $ 30,132,000 | $ 110,000 | $ 77,000 |
| El Paso County Colorado | 262 | $ 36,589,000 | $ 139,000 | $ 58,000 |
| Washington County Minnesota | 258 | $ 39,853,000 | $ 154,000 | $ 61,000 |
| Marathon County Wisconsin | 218 | $ 17,560,000 | $ 80,000 | $ 60,000 |
| McHenry County Illinois | 200 | $ 37,337,000 | $ 186,000 | $ 63,000 |
| Brown County Wisconsin | 198 | $ 13,434,000 | $ 67,000 | $ 54,000 |
| Outagamie County Wisconsin | 165 | $ 8,215,000 | $ 49,000 | $ 53,000 |
| St. Clair County Michigan | 164 | $ 17,605,000 | $ 107,000 | $ 53,000 |
| Winnebago County Wisconsin | 152 | $ 10,031,000 | $ 65,000 | $ 52,000 |
| Portage County Wisconsin | 142 | $ 11,907,000 | $ 83,000 | $ 48,000 |
| Arapahoe County Colorado | 140 | $ 20,668,000 | $ 147,000 | $ 69,000 |
| Wood County Wisconsin | 131 | $ 9,949,000 | $ 75,000 | $ 46,000 |
| Sheboygan County Wisconsin | 129 | $ 11,004,000 | $ 85,000 | $ 54,000 |
| Bay County Michigan | 128 | $ 8,967,000 | $ 70,000 | $ 49,000 |
| Winnebago County Illinois | 123 | $ 9,679,000 | $ 78,000 | $ 49,000 |
| Ingham County Michigan | 123 | $ 13,352,000 | $ 108,000 | $ 66,000 |
| Jefferson County Colorado | 116 | $ 16,047,000 | $ 138,000 | $ 58,000 |
| Scott County Minnesota | 110 | $ 13,652,000 | $ 124,000 | $ 70,000 |
| Adams County Colorado | 105 | $ 17,004,000 | $ 161,000 | $ 64,000 |
| Lake County Indiana | 105 | $ 10,879,000 | $ 103,000 | $ 54,000 |
| Stearns County Minnesota | 105 | $ 11,496,000 | $ 109,000 | $ 50,000 |
| Wright County Minnesota | 98 | $ 10,253,000 | $ 104,000 | $ 58,000 |
| Sherburne County Minnesota | 97 | $ 10,811,000 | $ 111,000 | $ 74,000 |
| Waupaca County Wisconsin | 96 | $ 4,216,000 | $ 43,000 | $ 50,000 |
| Denver County Colorado | 87 | $ 13,584,000 | $ 156,000 | $ 64,000 |
| Carver County Minnesota | 86 | $ 9,212,000 | $ 107,000 | $ 70,000 |
| Dane County Wisconsin | 84 | $ 9,601,000 | $ 114,000 | $ 79,000 |
| Kalamazoo County Michigan | 82 | $ 10,159,000 | $ 123,000 | $ 66,000 |
| Fond du Lac County Wisconsin | 81 | $ 6,763,000 | $ 83,000 | $ 51,000 |
| Blue Earth County Minnesota | 76 | $ 4,678,000 | $ 61,000 | $ 46,000 |
| Genesee County Michigan | 70 | $ 8,068,000 | $ 115,000 | $ 56,000 |
| Chisago County Minnesota | 60 | $ 9,096,000 | $ 151,000 | $ 120,000 |
| Kendall County Illinois | 57 | $ 9,437,000 | $ 165,000 | $ 79,000 |
| Barry County Michigan | 53 | $ 5,826,000 | $ 109,000 | $ 55,000 |
| La Crosse County Wisconsin | 51 | $ 4,848,000 | $ 95,000 | $ 51,000 |
| Rock County Wisconsin | 51 | $ 5,135,000 | $ 100,000 | $ 37,000 |
| Dodge County Wisconsin | 50 | $ 4,517,000 | $ 90,000 | $ 47,000 |
| Lincoln County Wisconsin | 50 | $ 3,627,000 | $ 72,000 | $ 44,000 |
| Eaton County Michigan | 48 | $ 4,830,000 | $ 100,000 | $ 69,000 |
| Walworth County Wisconsin | 47 | $ 5,964,000 | $ 126,000 | $ 72,000 |
| Kankakee County Illinois | 44 | $ 5,366,000 | $ 121,000 | $ 67,000 |
| Grundy County Illinois | 42 | $ 5,869,000 | $ 139,000 | $ 69,000 |
| Isanti County Minnesota | 42 | $ 4,535,000 | $ 107,000 | $ 67,000 |
| Manitowoc County Wisconsin | 42 | $ 1,397,000 | $ 33,000 | $ 53,000 |
| Douglas County Colorado | 39 | $ 7,484,000 | $ 191,000 | $ 129,000 |
| Boone County Illinois | 39 | $ 5,231,000 | $ 134,000 | $ 52,000 |
| Jefferson County Wisconsin | 38 | $ 4,243,000 | $ 111,000 | $ 54,000 |
| Ozaukee County Wisconsin | 36 | $ 3,841,000 | $ 106,000 | $ 71,000 |
| Lenawee County Michigan | 35 | $ 3,603,000 | $ 102,000 | $ 65,000 |
| Langlade County Wisconsin | 35 | $ 2,473,000 | $ 70,000 | $ 40,000 |
| Waushara County Wisconsin | 34 | $ 1,642,000 | $ 48,000 | $ 42,000 |
| St. Croix County Wisconsin | 33 | $ 4,258,000 | $ 129,000 | $ 78,000 |
| Crow Wing County Minnesota | 32 | $ 1,475,000 | $ 46,000 | $ 62,000 |
| DeKalb County Illinois | 29 | $ 4,038,000 | $ 139,000 | $ 64,000 |
| Stephenson County Illinois | 28 | $ 2,154,000 | $ 76,000 | $ 42,000 |
| Tuscola County Michigan | 28 | $ 2,698,000 | $ 96,000 | $ 53,000 |
| Rice County Minnesota | 28 | $ 3,540,000 | $ 126,000 | $ 65,000 |
| Calumet County Wisconsin | 28 | $ 1,639,000 | $ 58,000 | $ 69,000 |
| Washington County Wisconsin | 28 | $ 1,744,000 | $ 62,000 | $ 81,000 |
| Oneida County Wisconsin | 27 | $ 2,723,000 | $ 100,000 | $ 57,000 |
| Benton County Minnesota | 26 | $ 3,555,000 | $ 136,000 | $ 52,000 |
| Nicollet County Minnesota | 26 | $ 1,919,000 | $ 73,000 | $ 55,000 |
| Mille Lacs County Minnesota | 25 | $ 2,184,000 | $ 87,000 | $ 66,000 |
| Eau Claire County Wisconsin | 23 | $ 1,636,000 | $ 71,000 | $ 47,000 |
| Olmsted County Minnesota | 22 | $ 1,846,000 | $ 83,000 | $ 59,000 |
| Monroe County Michigan | 21 | $ 3,899,000 | $ 185,000 | $ 64,000 |
| Le Sueur County Minnesota | 21 | $ 1,252,000 | $ 59,000 | $ 55,000 |
| Oconto County Wisconsin | 19 | $ 1,432,000 | $ 75,000 | $ 88,000 |
| Waseca County Minnesota | 18 | $ 658,000 | $ 36,000 | $ 41,000 |
| Kent County Michigan | 17 | $ 2,182,000 | $ 128,000 | $ 44,000 |
| McLeod County Minnesota | 17 | $ 876,000 | $ 51,000 | $ 45,000 |
| Shawano County Wisconsin | 17 | $ 802,000 | $ 47,000 | $ 39,000 |
| Lapeer County Michigan | 16 | $ 1,880,000 | $ 117,000 | $ 50,000 |
| Midland County Michigan | 15 | $ 1,232,000 | $ 82,000 | $ 45,000 |
| Kandiyohi County Minnesota | 15 | $ 331,000 | $ 22,000 | $ 67,000 |
| Pine County Minnesota | 15 | $ 1,432,000 | $ 95,000 | $ 41,000 |
| LaPorte County Indiana | 14 | $ 1,177,000 | $ 84,000 | $ 65,000 |
| Gladwin County Michigan | 14 | $ 1,497,000 | $ 106,000 | $ 58,000 |
| Goodhue County Minnesota | 13 | $ 1,771,000 | $ 136,000 | $ 56,000 |
| Kewaunee County Wisconsin | 13 | $ 538,000 | $ 41,000 | $ 50,000 |
| Boulder County Colorado | 12 | $ 1,975,000 | $ 164,000 | $ 83,000 |
| Iosco County Michigan | 12 | $ 964,000 | $ 80,000 | $ 80,000 |
| Meeker County Minnesota | 12 | $ 469,000 | $ 39,000 | $ 73,000 |
| Morrison County Minnesota | 12 | $ 754,000 | $ 62,000 | $ 47,000 |
| Adams County Wisconsin | 12 | $ 588,000 | $ 49,000 | $ 47,000 |
| Door County Wisconsin | 12 | $ 260,000 | $ 21,000 | $ 49,000 |
| Marinette County Wisconsin | 12 | $ 740,000 | $ 61,000 | $ 82,000 |
| LaSalle County Illinois | 11 | $ 1,234,000 | $ 112,000 | $ 39,000 |
| Porter County Indiana | 11 | $ 1,990,000 | $ 180,000 | $ 102,000 |
| Clinton County Michigan | 11 | $ 1,715,000 | $ 155,000 | $ 69,000 |
| St. Louis County Minnesota | 11 | $ 873,000 | $ 79,000 | $ 80,000 |
| Allegan County Michigan | 10 | $ 1,386,000 | $ 138,000 | $ 64,000 |
| Clark County Wisconsin | 10 | $ 727,000 | $ 72,000 | $ 37,000 |
| Green Lake County Wisconsin | 10 | $ 864,000 | $ 86,000 | $ 58,000 |
| Pueblo County Colorado | 9 | $ 744,000 | $ 82,000 | $ 37,000 |
| Alpena County Michigan | 9 | $ 577,000 | $ 64,000 | $ 37,000 |
| Sanilac County Michigan | 9 | $ 797,000 | $ 88,000 | $ 63,000 |
| Branch County Michigan | 8 | $ 627,000 | $ 78,000 | $ 45,000 |
| Roscommon County Michigan | 8 | $ 668,000 | $ 83,000 | $ 39,000 |
| Faribault County Minnesota | 8 | $ 459,000 | $ 57,000 | $ 50,000 |
| Burnett County Wisconsin | 8 | $ 406,000 | $ 50,000 | $ 58,000 |
| Polk County Wisconsin | 8 | $ 1,118,000 | $ 139,000 | $ 89,000 |
| Elbert County Colorado | 7 | $ 949,000 | $ 135,000 | $ 80,000 |
| Hillsdale County Michigan | 7 | $ 725,000 | $ 103,000 | $ 73,000 |
| Shiawassee County Michigan | 7 | $ 1,071,000 | $ 153,000 | $ 60,000 |
| Van Buren County Michigan | 7 | $ 959,000 | $ 137,000 | $ 61,000 |
| Kanabec County Minnesota | 7 | $ 1,136,000 | $ 162,000 | $ 58,000 |
| Mower County Minnesota | 7 | $ 721,000 | $ 103,000 | $ 52,000 |
| Sibley County Minnesota | 7 | $ 489,000 | $ 69,000 | $ 57,000 |
| Todd County Minnesota | 7 | $ 318,000 | $ 45,000 | $ 60,000 |
| Douglas County Wisconsin | 7 | $ 652,000 | $ 93,000 | $ 95,000 |
| Vilas County Wisconsin | 7 | $ 874,000 | $ 124,000 | $ 73,000 |
| Teller County Colorado | 6 | $ 836,000 | $ 139,000 | $ 83,000 |
| Gratiot County Michigan | 6 | $ 519,000 | $ 86,000 | $ 52,000 |
| Huron County Michigan | 6 | $ 984,000 | $ 164,000 | $ 75,000 |
| Barron County Wisconsin | 6 | $ 472,000 | $ 78,000 | $ 59,000 |
| Jackson County Wisconsin | 6 | $ 209,000 | $ 34,000 | $ 47,000 |
| Pierce County Wisconsin | 6 | $ 1,533,000 | $ 255,000 | $ 70,000 |
| Taylor County Wisconsin | 6 | $ 173,000 | $ 28,000 | $ 64,000 |
| Broomfield County Colorado | 5 | $ 867,000 | $ 173,000 | $ 188,000 |
| Larimer County Colorado | 5 | $ 646,000 | $ 129,000 | $ 72,000 |
| Weld County Colorado | 5 | $ 644,000 | $ 128,000 | $ 92,000 |
| Berrien County Michigan | 5 | $ 954,000 | $ 190,000 | $ 146,000 |
| Ionia County Michigan | 5 | $ 458,000 | $ 91,000 | $ 57,000 |
| Isabella County Michigan | 5 | $ 387,000 | $ 77,000 | $ 74,000 |
| Montmorency County Michigan | 5 | $ 357,000 | $ 71,000 | $ 38,000 |
| Ottawa County Michigan | 5 | $ 351,000 | $ 70,000 | $ 94,000 |
| Carlton County Minnesota | 5 | $ 726,000 | $ 145,000 | $ 78,000 |
| Douglas County Minnesota | 5 | $ 313,000 | $ 62,000 | $ 54,000 |
| Wabasha County Minnesota | 5 | $ 520,000 | $ 104,000 | $ 60,000 |
| Dunn County Wisconsin | 5 | $ 42,000 | $ 8,000 | $ 81,000 |
| Marquette County Wisconsin | 5 | $ 258,000 | $ 51,000 | $ 54,000 |
| Park County Colorado | 4 | $ 884,000 | $ 221,000 | $ 71,000 |
| Iroquois County Illinois | 4 | $ 506,000 | $ 126,000 | $ 92,000 |
| McLean County Illinois | 4 | $ 488,000 | $ 122,000 | $ 76,000 |
| Starke County Indiana | 4 | $ 164,000 | $ 41,000 | $ 65,000 |
| Alcona County Michigan | 4 | $ 462,000 | $ 115,000 | $ 61,000 |
| Antrim County Michigan | 4 | $ 1,046,000 | $ 261,000 | $ 202,000 |
| Kalkaska County Michigan | 4 | $ 451,000 | $ 112,000 | $ 98,000 |
| Manistee County Michigan | 4 | $ 790,000 | $ 197,000 | $ 103,000 |
| Muskegon County Michigan | 4 | $ 243,000 | $ 60,000 | $ 44,000 |
| Osceola County Michigan | 4 | $ 394,000 | $ 98,000 | $ 28,000 |
| St. Joseph County Michigan | 4 | $ 759,000 | $ 189,000 | $ 103,000 |
| Aitkin County Minnesota | 4 | $ 179,000 | $ 44,000 | $ 49,000 |
| Brown County Minnesota | 4 | $ 229,000 | $ 57,000 | $ 30,000 |
| Hubbard County Minnesota | 4 | $ 435,000 | $ 108,000 | $ 52,000 |
| Renville County Minnesota | 4 | $ 55,000 | $ 13,000 | $ 20,000 |
| Chippewa County Wisconsin | 4 | $ 137,000 | $ 34,000 | $ 56,000 |
| Forest County Wisconsin | 4 | $ 178,000 | $ 44,000 | $ 56,000 |
| Sauk County Wisconsin | 4 | $ 292,000 | $ 73,000 | $ 54,000 |
| Champaign County Illinois | 3 | $ 231,000 | $ 77,000 | $ 107,000 |
| Henry County Illinois | 3 | $ 187,000 | $ 62,000 | $ 36,000 |
| Ogle County Illinois | 3 | $ 223,000 | $ 74,000 | $ 63,000 |
| Peoria County Illinois | 3 | $ 304,000 | $ 101,000 | $ 48,000 |
| Jasper County Indiana | 3 | $ 332,000 | $ 110,000 | $ 63,000 |
| Clare County Michigan | 3 | $ 106,000 | $ 35,000 | $ 65,000 |
| Emmet County Michigan | 3 | $ 871,000 | $ 290,000 | $ 204,000 |
| Lake County Michigan | 3 | $ 460,000 | $ 153,000 | $ 170,000 |
| Montcalm County Michigan | 3 | $ 289,000 | $ 96,000 | $ 61,000 |
| Ogemaw County Michigan | 3 | $ 414,000 | $ 138,000 | $ 116,000 |
| Otsego County Michigan | 3 | $ 288,000 | $ 96,000 | $ 39,000 |
| Cass County Minnesota | 3 | $ 341,000 | $ 113,000 | $ 103,000 |
| Chippewa County Minnesota | 3 | $ 192,000 | $ 64,000 | $ 52,000 |
| Dodge County Minnesota | 3 | $ 129,000 | $ 43,000 | $ 32,000 |
| Pope County Minnesota | 3 | $ 73,000 | $ 24,000 | $ 34,000 |
| Rock County Minnesota | 3 | $ 11,000 | $ 3,000 | $ 29,000 |
| Watonwan County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 37,000 |
| Winona County Minnesota | 3 | $ 250,000 | $ 83,000 | $ 41,000 |
| Columbia County Wisconsin | 3 | $ 337,000 | $ 112,000 | $ 58,000 |
| Iowa County Wisconsin | 3 | $ 173,000 | $ 57,000 | $ 62,000 |
| Price County Wisconsin | 3 | $ 62,000 | $ 20,000 | $ 117,000 |
| Washburn County Wisconsin | 3 | $ 384,000 | $ 128,000 | $ 136,000 |
| Clear Creek County Colorado | 2 | $ 122,000 | $ 61,000 | $ 69,000 |
| Gilpin County Colorado | 2 | $ 814,000 | $ 407,000 | $ 411,000 |
| Bureau County Illinois | 2 | $ 124,000 | $ 62,000 | $ 58,000 |
| Carroll County Illinois | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Knox County Illinois | 2 | $ 91,000 | $ 45,000 | $ 30,000 |
| Madison County Illinois | 2 | $ 305,000 | $ 152,000 | $ 89,000 |
| Williamson County Illinois | 2 | $ 82,000 | $ 41,000 | $ 60,000 |
| Woodford County Illinois | 2 | $ 127,000 | $ 63,000 | $ 87,000 |
| Vanderburgh County Indiana | 2 | $ 155,000 | $ 77,000 | $ 59,000 |
| Arenac County Michigan | 2 | $ 144,000 | $ 72,000 | $ 43,000 |
| Cass County Michigan | 2 | $ 253,000 | $ 126,000 | $ 74,000 |
| Charlevoix County Michigan | 2 | $ 385,000 | $ 192,000 | $ 207,000 |
| Crawford County Michigan | 2 | $ 189,000 | $ 94,000 | $ 81,000 |
| Delta County Michigan | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Leelanau County Michigan | 2 | $ 158,000 | $ 79,000 | $ 44,000 |
| Mackinac County Michigan | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Becker County Minnesota | 2 | $ 193,000 | $ 96,000 | $ 37,000 |
| Otter Tail County Minnesota | 2 | $ 177,000 | $ 88,000 | $ 71,000 |
| Pipestone County Minnesota | 2 | $ 7,000 | $ 3,000 | $ 26,000 |
| Swift County Minnesota | 2 | $ 5,000 | $ 2,000 | $ 29,000 |
| Monroe County Wisconsin | 2 | $ 19,000 | $ 9,000 | $ 48,000 |
| Trempealeau County Wisconsin | 2 | $ 144,000 | $ 72,000 | $ 56,000 |
| Archuleta County Colorado | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Fremont County Colorado | 1 | $ 328,000 | $ 328,000 | $ 101,000 |
| Grand County Colorado | 1 | $ 33,000 | $ 33,000 | $ 111,000 |
| Moffat County Colorado | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Morgan County Colorado | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Routt County Colorado | 1 | $ 220,000 | $ 220,000 | $ 200,000 |
| Collier County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 248,000 | $ 248,000 | $ 46,000 |
| Adams County Idaho | 1 | $ 250,000 | $ 250,000 | $ 924,000 |
| Edgar County Illinois | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Ford County Illinois | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Lee County Illinois | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Livingston County Illinois | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Marshall County Illinois | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Rock Island County Illinois | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Sangamon County Illinois | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| St. Clair County Illinois | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Tazewell County Illinois | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Whiteside County Illinois | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Floyd County Indiana | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Fountain County Indiana | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Hendricks County Indiana | 1 | $ 316,000 | $ 316,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 47,000 | $ 47,000 | $ 27,000 |
| Newton County Indiana | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| St. Joseph County Indiana | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Warren County Indiana | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| Fayette County Kentucky | 1 | $ 8,380,000 | $ 8,380,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 300,000 | $ 300,000 | $ 99,000 |
| Grand Traverse County Michigan | 1 | $ 309,000 | $ 309,000 | $ 85,000 |
| Mason County Michigan | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Newaygo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Oscoda County Michigan | 1 | $ 93,000 | $ 93,000 | $ 122,000 |
| Clay County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Cook County Minnesota | 1 | $ 500,000 | $ 500,000 | $ 1,944,000 |
| Cottonwood County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Fillmore County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 48,000 |
| Freeborn County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Itasca County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Lyon County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Martin County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Polk County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Roseau County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Steele County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Stevens County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 51,000 |
| Traverse County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 17,000 |
| Yellow Medicine County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| New York County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,041,000 |
| Franklin County Ohio | 1 | $ 11,040,000 | $ 11,040,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Bayfield County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Crawford County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 80,000 |
| Green County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 93,000 |
| Menominee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Pepin County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Rusk County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Sawyer County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Vernon County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,068 | $2,658,464,000 | $135,500 | $2,560,000 | $63,500 | $1,222,000 |
| Home Improvement | 3,536 | $122,475,000 | $58,166 | $1,000,000 | $57,833 | $840,000 |
| Home Purchase | 2,971 | $475,734,000 | $1,909,583 | $11,040,000 | $202,583 | $1,944,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,117 | $2,041,399,000 | $2,041,090 | $11,040,000 | $137,818 | $1,222,000 |
| Hispanic | 3,397 | $533,104,000 | $103,142 | $671,000 | $52,428 | $540,000 |
| Black or African American | 2,772 | $298,730,000 | $107,166 | $1,250,000 | $53,333 | $600,000 |
| Not Provided | 1,529 | $206,801,000 | $124,625 | $831,000 | $179,500 | $1,944,000 |
| Not applicable | 953 | $49,545,000 | $875,666 | $6,000,000 | $6,833 | $220,000 |
| Asian | 596 | $95,688,000 | $119,428 | $550,000 | $54,857 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 120 | $19,887,000 | $148,000 | $1,428,000 | $73,800 | $346,000 |
| American Indian or Alaskan Native | 91 | $11,519,000 | $115,200 | $400,000 | $71,000 | $912,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,573 | $3,256,351,000 | $1,901,250 | $11,040,000 | $200,500 | $1,944,000 |
| FHA-insured (Federal Housing Administration) | 1 | $122,000 | $122,000 | $122,000 | $39,000 | $39,000 |
| VA-guaranteed (Veterans Administration) | 1 | $200,000 | $200,000 | $200,000 | $56,000 | $56,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,961 | $1,534,014,000 | $2,070,363 | $11,040,000 | $218,363 | $1,944,000 |
| Application Denied By Financial Institution | 11,897 | $1,628,030,000 | $118,285 | $1,638,000 | $57,285 | $1,700,000 |
| Loan Purchased By The Institution | 977 | $15,787,000 | $119,200 | $751,000 | $60,000 | $236,000 |
| Application Approved But Not Accepted | 659 | $72,761,000 | $118,166 | $2,628,000 | $55,833 | $301,000 |
| Application Withdrawn By Applicant | 47 | $5,151,000 | $105,800 | $375,000 | $212,200 | $840,000 |
| File Closed For Incompleteness | 34 | $930,000 | $26,000 | $209,000 | $49,000 | $110,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 5,243 | $709,478,000 | $113,857 | $896,000 | $63,714 | $1,000,000 |
| Credit History | 2,775 | $317,863,000 | $106,142 | $1,070,000 | $54,571 | $1,222,000 |
| Debt-To-Income Ratio | 1,908 | $307,569,000 | $143,833 | $1,300,000 | $46,500 | $687,000 |
| Collateral | 1,864 | $280,928,000 | $125,857 | $1,638,000 | $59,571 | $540,000 |
| Other | 67 | $7,619,000 | $334,166 | $1,500,000 | $53,833 | $745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $3,310,000 | $80,500 | $476,000 | $47,000 | $250,000 |
| Employment History | 8 | $785,000 | $110,000 | $150,000 | $27,666 | $69,000 |
| Credit Application Incomplete | 6 | $478,000 | $72,666 | $200,000 | $321,666 | $1,700,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.