Terrace Mortgage Company
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Terrace Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Terrace Mortgage Company
900 Ashwood Pkwy. Ste. 130
Atlanta, GA 30338
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  
Total Number of Mortgage Applications 2,566
Total Mortgage Loan Application Amount $638,039,000
Average Mortgage Loan Application Amount $231,000
Highest Mortgage Loan Application Amount $624,000
Average Applicant Income $118,000
Highest Applicant Income $1,813,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Terrace Mortgage Company by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 270 $ 75,440,000 $ 279,000 $ 161,000
Cobb County Georgia 228 $ 54,437,000 $ 238,000 $ 123,000
Gwinnett County Georgia 171 $ 36,107,000 $ 211,000 $ 111,000
Forsyth County Georgia 108 $ 26,987,000 $ 249,000 $ 115,000
DeKalb County Georgia 106 $ 28,663,000 $ 270,000 $ 132,000
Fairfax County Virginia 93 $ 28,809,000 $ 309,000 $ 133,000
Middlesex County Massachusetts 84 $ 25,096,000 $ 298,000 $ 130,000
Cherokee County Georgia 77 $ 15,935,000 $ 206,000 $ 92,000
Montgomery County Maryland 66 $ 21,274,000 $ 322,000 $ 153,000
Norfolk County Massachusetts 59 $ 16,564,000 $ 280,000 $ 124,000
Loudoun County Virginia 47 $ 15,507,000 $ 329,000 $ 145,000
Essex County Massachusetts 37 $ 10,810,000 $ 292,000 $ 136,000
Worcester County Massachusetts 36 $ 9,207,000 $ 255,000 $ 109,000
Hillsborough County Florida 34 $ 4,929,000 $ 144,000 $ 72,000
Hall County Georgia 28 $ 6,493,000 $ 231,000 $ 100,000
Anne Arundel County Maryland 28 $ 8,728,000 $ 311,000 $ 158,000
Plymouth County Massachusetts 28 $ 7,633,000 $ 272,000 $ 111,000
Fayette County Georgia 26 $ 6,882,000 $ 264,000 $ 138,000
Paulding County Georgia 24 $ 4,510,000 $ 187,000 $ 76,000
York County Maine 22 $ 3,416,000 $ 155,000 $ 56,000
Bristol County Massachusetts 22 $ 6,057,000 $ 275,000 $ 148,000
Greenville County South Carolina 22 $ 4,167,000 $ 189,000 $ 112,000
Wake County North Carolina 20 $ 5,091,000 $ 254,000 $ 128,000
Prince William County Virginia 20 $ 5,737,000 $ 286,000 $ 144,000
New Haven County Connecticut 19 $ 4,521,000 $ 237,000 $ 183,000
Anderson County South Carolina 19 $ 3,913,000 $ 205,000 $ 112,000
Howard County Maryland 18 $ 5,787,000 $ 321,000 $ 118,000
Fairfield County Connecticut 17 $ 4,777,000 $ 281,000 $ 138,000
Pinellas County Florida 17 $ 2,485,000 $ 146,000 $ 81,000
Frederick County Maryland 16 $ 3,543,000 $ 221,000 $ 86,000
Suffolk County Massachusetts 15 $ 3,872,000 $ 258,000 $ 136,000
Walton County Georgia 13 $ 2,407,000 $ 185,000 $ 69,000
Jefferson County Colorado 12 $ 3,668,000 $ 305,000 $ 121,000
Hartford County Connecticut 12 $ 2,849,000 $ 237,000 $ 157,000
Coweta County Georgia 12 $ 2,339,000 $ 194,000 $ 90,000
Henry County Georgia 12 $ 2,546,000 $ 212,000 $ 75,000
Beaufort County South Carolina 12 $ 2,204,000 $ 183,000 $ 76,000
Broward County Florida 11 $ 2,188,000 $ 198,000 $ 114,000
Miami-Dade County Florida 11 $ 2,197,000 $ 199,000 $ 94,000
Cook County Illinois 11 $ 3,121,000 $ 283,000 $ 183,000
Prince George's County Maryland 11 $ 2,406,000 $ 218,000 $ 96,000
Barnstable County Massachusetts 11 $ 2,710,000 $ 246,000 $ 87,000
Douglas County Georgia 10 $ 1,704,000 $ 170,000 $ 59,000
Newton County Georgia 10 $ 1,597,000 $ 159,000 $ 73,000
Hamilton County Tennessee 10 $ 2,290,000 $ 229,000 $ 121,000
Knox County Tennessee 10 $ 2,558,000 $ 255,000 $ 107,000
St. Johns County Florida 9 $ 1,748,000 $ 194,000 $ 113,000
Barrow County Georgia 9 $ 1,045,000 $ 116,000 $ 43,000
Dawson County Georgia 9 $ 2,095,000 $ 232,000 $ 149,000
Collier County Florida 8 $ 1,767,000 $ 220,000 $ 73,000
Lee County Florida 8 $ 949,000 $ 118,000 $ 49,000
Manatee County Florida 8 $ 1,772,000 $ 221,000 $ 75,000
Pasco County Florida 8 $ 1,213,000 $ 151,000 $ 60,000
Bartow County Georgia 8 $ 1,614,000 $ 201,000 $ 116,000
Dakota County Minnesota 8 $ 2,421,000 $ 302,000 $ 99,000
Hennepin County Minnesota 8 $ 1,871,000 $ 233,000 $ 85,000
Stafford County Virginia 8 $ 2,189,000 $ 273,000 $ 109,000
Jefferson County Alabama 7 $ 1,824,000 $ 260,000 $ 125,000
Nassau County Florida 7 $ 1,587,000 $ 226,000 $ 185,000
Orange County Florida 7 $ 1,046,000 $ 149,000 $ 66,000
Polk County Florida 7 $ 1,169,000 $ 167,000 $ 70,000
Lumpkin County Georgia 7 $ 1,193,000 $ 170,000 $ 113,000
Cumberland County Maine 7 $ 1,525,000 $ 217,000 $ 110,000
Williamson County Tennessee 7 $ 1,915,000 $ 273,000 $ 128,000
Spotsylvania County Virginia 7 $ 1,887,000 $ 269,000 $ 101,000
Clay County Florida 6 $ 864,000 $ 144,000 $ 67,000
Carroll County Georgia 6 $ 1,015,000 $ 169,000 $ 83,000
Gilmer County Georgia 6 $ 937,000 $ 156,000 $ 114,000
Jackson County Georgia 6 $ 1,044,000 $ 174,000 $ 47,000
Oconee County Georgia 6 $ 1,626,000 $ 271,000 $ 108,000
Pickens County Georgia 6 $ 1,822,000 $ 303,000 $ 156,000
Rabun County Georgia 6 $ 1,837,000 $ 306,000 $ 157,000
DuPage County Illinois 6 $ 1,598,000 $ 266,000 $ 146,000
Calvert County Maryland 6 $ 1,863,000 $ 310,000 $ 132,000
Washington County Minnesota 6 $ 1,625,000 $ 270,000 $ 128,000
Orange County North Carolina 6 $ 1,893,000 $ 315,000 $ 165,000
Davidson County Tennessee 6 $ 1,386,000 $ 231,000 $ 119,000
Shelby County Tennessee 6 $ 1,384,000 $ 230,000 $ 106,000
Arlington County Virginia 6 $ 2,079,000 $ 346,000 $ 121,000
Arapahoe County Colorado 5 $ 1,297,000 $ 259,000 $ 104,000
Boulder County Colorado 5 $ 1,470,000 $ 294,000 $ 119,000
El Paso County Colorado 5 $ 1,417,000 $ 283,000 $ 104,000
Tolland County Connecticut 5 $ 1,171,000 $ 234,000 $ 143,000
Duval County Florida 5 $ 934,000 $ 186,000 $ 57,000
Hernando County Florida 5 $ 521,000 $ 104,000 $ 39,000
Seminole County Florida 5 $ 1,174,000 $ 234,000 $ 127,000
Greene County Georgia 5 $ 1,266,000 $ 253,000 $ 118,000
Morgan County Georgia 5 $ 1,179,000 $ 235,000 $ 147,000
Rockdale County Georgia 5 $ 990,000 $ 198,000 $ 128,000
Baltimore County Maryland 5 $ 1,209,000 $ 241,000 $ 77,000
Alexandria County Virginia 5 $ 1,694,000 $ 338,000 $ 150,000
Denver County Colorado 4 $ 1,151,000 $ 287,000 $ 167,000
Douglas County Colorado 4 $ 1,191,000 $ 297,000 $ 120,000
Middlesex County Connecticut 4 $ 811,000 $ 202,000 $ 107,000
New London County Connecticut 4 $ 815,000 $ 203,000 $ 103,000
Clarke County Georgia 4 $ 804,000 $ 201,000 $ 72,000
Hart County Georgia 4 $ 1,012,000 $ 253,000 $ 137,000
Monroe County Georgia 4 $ 853,000 $ 213,000 $ 84,000
Muscogee County Georgia 4 $ 950,000 $ 237,000 $ 129,000
Carroll County Maryland 4 $ 939,000 $ 234,000 $ 89,000
Mecklenburg County North Carolina 4 $ 1,074,000 $ 268,000 $ 107,000
Horry County South Carolina 4 $ 1,207,000 $ 301,000 $ 179,000
York County South Carolina 4 $ 1,159,000 $ 289,000 $ 151,000
Harris County Texas 4 $ 923,000 $ 230,000 $ 111,000
Charlottesville County Virginia 4 $ 1,036,000 $ 259,000 $ 110,000
Fauquier County Virginia 4 $ 1,289,000 $ 322,000 $ 136,000
Adams County Colorado 3 $ 801,000 $ 267,000 $ 73,000
Larimer County Colorado 3 $ 964,000 $ 321,000 $ 242,000
Litchfield County Connecticut 3 $ 813,000 $ 271,000 $ 245,000
Sarasota County Florida 3 $ 374,000 $ 124,000 $ 58,000
Clayton County Georgia 3 $ 618,000 $ 206,000 $ 80,000
Early County Georgia 3 $ 185,000 $ 61,000 $ 39,000
Fannin County Georgia 3 $ 712,000 $ 237,000 $ 186,000
Gordon County Georgia 3 $ 388,000 $ 129,000 $ 36,000
Pike County Georgia 3 $ 610,000 $ 203,000 $ 71,000
White County Georgia 3 $ 482,000 $ 160,000 $ 93,000
Lake County Illinois 3 $ 666,000 $ 222,000 $ 120,000
Charles County Maryland 3 $ 905,000 $ 301,000 $ 147,000
Harford County Maryland 3 $ 897,000 $ 299,000 $ 115,000
Queen Anne's County Maryland 3 $ 694,000 $ 231,000 $ 86,000
St. Mary's County Maryland 3 $ 694,000 $ 231,000 $ 117,000
Hampden County Massachusetts 3 $ 660,000 $ 220,000 $ 99,000
Rockingham County New Hampshire 3 $ 944,000 $ 314,000 $ 155,000
Durham County North Carolina 3 $ 485,000 $ 161,000 $ 77,000
Union County North Carolina 3 $ 555,000 $ 185,000 $ 97,000
Charleston County South Carolina 3 $ 693,000 $ 231,000 $ 180,000
Oconee County South Carolina 3 $ 837,000 $ 279,000 $ 191,000
Spartanburg County South Carolina 3 $ 671,000 $ 223,000 $ 81,000
Maury County Tennessee 3 $ 974,000 $ 324,000 $ 195,000
Dallas County Texas 3 $ 1,038,000 $ 346,000 $ 275,000
Henrico County Virginia 3 $ 523,000 $ 174,000 $ 82,000
Shelby County Alabama 2 $ 541,000 $ 270,000 $ 60,000
Alachua County Florida 2 $ 278,000 $ 139,000 $ 49,000
Flagler County Florida 2 $ 121,000 $ 60,000 $ 35,000
Lake County Florida 2 $ 372,000 $ 186,000 $ 90,000
Leon County Florida 2 $ 416,000 $ 208,000 $ 74,000
Marion County Florida 2 $ 157,000 $ 78,000 $ 54,000
Okaloosa County Florida 2 $ 576,000 $ 288,000 $ 238,000
Palm Beach County Florida 2 $ 343,000 $ 171,000 $ 93,000
Taylor County Florida 2 $ 246,000 $ 123,000 $ 38,000
Catoosa County Georgia 2 $ 247,000 $ 123,000 $ 91,000
Chatham County Georgia 2 $ 470,000 $ 235,000 $ 160,000
Columbia County Georgia 2 $ 470,000 $ 235,000 $ 129,000
Glynn County Georgia 2 $ 515,000 $ 257,000 $ 138,000
Jasper County Georgia 2 $ 422,000 $ 211,000 $ 111,000
Putnam County Georgia 2 $ 516,000 $ 258,000 $ 313,000
Spalding County Georgia 2 $ 319,000 $ 159,000 $ 94,000
Worth County Georgia 2 $ 400,000 $ 200,000 $ 57,000
Penobscot County Maine 2 $ 275,000 $ 137,000 $ 100,000
Baltimore City County Maryland 2 $ 596,000 $ 298,000 $ 404,000
Cecil County Maryland 2 $ 426,000 $ 213,000 $ 68,000
Worcester County Maryland 2 $ 473,000 $ 236,000 $ 145,000
Hampshire County Massachusetts 2 $ 412,000 $ 206,000 $ 69,000
Anoka County Minnesota 2 $ 488,000 $ 244,000 $ 83,000
Itasca County Minnesota 2 $ 391,000 $ 195,000 $ 95,000
Buncombe County North Carolina 2 $ 385,000 $ 192,000 $ 100,000
Cabarrus County North Carolina 2 $ 604,000 $ 302,000 $ 136,000
Guilford County North Carolina 2 $ 491,000 $ 245,000 $ 103,000
Iredell County North Carolina 2 $ 641,000 $ 320,000 $ 167,000
Johnston County North Carolina 2 $ 353,000 $ 176,000 $ 49,000
New Hanover County North Carolina 2 $ 459,000 $ 229,000 $ 98,000
Philadelphia County Pennsylvania 2 $ 779,000 $ 389,000 $ 251,000
Lancaster County South Carolina 2 $ 474,000 $ 237,000 $ 120,000
Pickens County South Carolina 2 $ 618,000 $ 309,000 $ 170,000
Richland County South Carolina 2 $ 543,000 $ 271,000 $ 71,000
Loudon County Tennessee 2 $ 558,000 $ 279,000 $ 106,000
Scott County Tennessee 2 $ 394,000 $ 197,000 $ 92,000
Bexar County Texas 2 $ 489,000 $ 244,000 $ 34,000
Collin County Texas 2 $ 768,000 $ 384,000 $ 159,000
Denton County Texas 2 $ 303,000 $ 151,000 $ 104,000
Travis County Texas 2 $ 577,000 $ 288,000 $ 151,000
Chesterfield County Virginia 2 $ 312,000 $ 156,000 $ 43,000
Manassas Park County Virginia 2 $ 428,000 $ 214,000 $ 141,000
Suffolk County Virginia 2 $ 522,000 $ 261,000 $ 98,000
York County Virginia 2 $ 427,000 $ 213,000 $ 104,000
King County Washington 2 $ 578,000 $ 289,000 $ 155,000
Baldwin County Alabama 1 $ 296,000 $ 296,000 $ 114,000
Cherokee County Alabama 1 $ 225,000 $ 225,000 $ 74,000
Cullman County Alabama 1 $ 128,000 $ 128,000 $ 28,000
Lee County Alabama 1 $ 356,000 $ 356,000 $ 118,000
Tallapoosa County Alabama 1 $ 327,000 $ 327,000 $ 494,000
Clear Creek County Colorado 1 $ 270,000 $ 270,000 $ 264,000
Summit County Colorado 1 $ 394,000 $ 394,000 $ 262,000
Windham County Connecticut 1 $ 212,000 $ 212,000 $ 56,000
Baker County Florida 1 $ 190,000 $ 190,000 $ 130,000
Bradford County Florida 1 $ 105,000 $ 105,000 $ 50,000
Charlotte County Florida 1 $ 91,000 $ 91,000 $ 230,000
Citrus County Florida 1 $ 119,000 $ 119,000 $ 42,000
Columbia County Florida 1 $ 268,000 $ 268,000 $ 90,000
Escambia County Florida 1 $ 200,000 $ 200,000 $ 69,000
Osceola County Florida 1 $ 125,000 $ 125,000 $ 58,000
Putnam County Florida 1 $ 185,000 $ 185,000 $ 68,000
Santa Rosa County Florida 1 $ 170,000 $ 170,000 $ 102,000
Sumter County Florida 1 $ 116,000 $ 116,000 $ 87,000
Volusia County Florida 1 $ 105,000 $ 105,000 $ 47,000
Walton County Florida 1 $ 403,000 $ 403,000 $ 305,000
Banks County Georgia 1 $ 302,000 $ 302,000 $ 111,000
Bibb County Georgia 1 $ 130,000 $ 130,000 $ 145,000
Calhoun County Georgia 1 $ 51,000 $ 51,000 $ 21,000
Franklin County Georgia 1 $ 397,000 $ 397,000 $ 148,000
Harris County Georgia 1 $ 331,000 $ 331,000 $ 114,000
Lamar County Georgia 1 $ 142,000 $ 142,000 $ 63,000
Lee County Georgia 1 $ 170,000 $ 170,000 $ 59,000
Miller County Georgia 1 $ 155,000 $ 155,000 $ 65,000
Oglethorpe County Georgia 1 $ 76,000 $ 76,000 $ 29,000
Polk County Georgia 1 $ 264,000 $ 264,000 $ 80,000
Pulaski County Georgia 1 $ 305,000 $ 305,000 $ 121,000
Stephens County Georgia 1 $ 120,000 $ 120,000 $ 33,000
Upson County Georgia 1 $ 130,000 $ 130,000 $ 116,000
Walker County Georgia 1 $ 223,000 $ 223,000 $ 189,000
Kane County Illinois 1 $ 286,000 $ 286,000 $ 154,000
McHenry County Illinois 1 $ 405,000 $ 405,000 $ 140,000
Will County Illinois 1 $ 250,000 $ 250,000 $ 90,000
Hancock County Maine 1 $ 179,000 $ 179,000 $ 67,000
Allegany County Maryland 1 $ 92,000 $ 92,000 $ 140,000
Garrett County Maryland 1 $ 366,000 $ 366,000 $ 99,000
Talbot County Maryland 1 $ 108,000 $ 108,000 $ 50,000
Washington County Maryland 1 $ 341,000 $ 341,000 $ 212,000
Berkshire County Massachusetts 1 $ 133,000 $ 133,000 $ 66,000
Chisago County Minnesota 1 $ 200,000 $ 200,000 $ 64,000
Ramsey County Minnesota 1 $ 261,000 $ 261,000 $ 71,000
Wabasha County Minnesota 1 $ 369,000 $ 369,000 $ 140,000
Grafton County New Hampshire 1 $ 240,000 $ 240,000 $ 182,000
Strafford County New Hampshire 1 $ 330,000 $ 330,000 $ 143,000
Alamance County North Carolina 1 $ 130,000 $ 130,000 $ 59,000
Brunswick County North Carolina 1 $ 274,000 $ 274,000 $ 215,000
Chatham County North Carolina 1 $ 142,000 $ 142,000 $ 72,000
Clay County North Carolina 1 $ 332,000 $ 332,000 $ 122,000
Cumberland County North Carolina 1 $ 194,000 $ 194,000 $ 128,000
Currituck County North Carolina 1 $ 300,000 $ 300,000 $ 350,000
Dare County North Carolina 1 $ 348,000 $ 348,000 $ 272,000
Davidson County North Carolina 1 $ 310,000 $ 310,000 $ 336,000
Forsyth County North Carolina 1 $ 247,000 $ 247,000 $ 86,000
Harnett County North Carolina 1 $ 114,000 $ 114,000 $ 25,000
Pender County North Carolina 1 $ 230,000 $ 230,000 $ 147,000
Adams County Pennsylvania 1 $ 187,000 $ 187,000 $ 119,000
Bucks County Pennsylvania 1 $ 382,000 $ 382,000 $ 114,000
Chester County Pennsylvania 1 $ 233,000 $ 233,000 $ 105,000
Delaware County Pennsylvania 1 $ 117,000 $ 117,000 $ 107,000
Lancaster County Pennsylvania 1 $ 372,000 $ 372,000 $ 112,000
Lehigh County Pennsylvania 1 $ 398,000 $ 398,000 $ 103,000
Lycoming County Pennsylvania 1 $ 320,000 $ 320,000 $ 123,000
Montgomery County Pennsylvania 1 $ 315,000 $ 315,000 $ 350,000
Berkeley County South Carolina 1 $ 237,000 $ 237,000 $ 87,000
Calhoun County South Carolina 1 $ 308,000 $ 308,000 $ 95,000
Kershaw County South Carolina 1 $ 135,000 $ 135,000 $ 90,000
Orangeburg County South Carolina 1 $ 116,000 $ 116,000 $ 85,000
Blount County Tennessee 1 $ 256,000 $ 256,000 $ 133,000
Campbell County Tennessee 1 $ 183,000 $ 183,000 $ 39,000
Cheatham County Tennessee 1 $ 100,000 $ 100,000 $ 20,000
Hamblen County Tennessee 1 $ 340,000 $ 340,000 $ 166,000
Hawkins County Tennessee 1 $ 243,000 $ 243,000 $ 54,000
Polk County Tennessee 1 $ 173,000 $ 173,000 $ 143,000
Rutherford County Tennessee 1 $ 178,000 $ 178,000 $ 124,000
Sevier County Tennessee 1 $ 182,000 $ 182,000 $ 73,000
Tipton County Tennessee 1 $ 214,000 $ 214,000 $ 0
Wilson County Tennessee 1 $ 358,000 $ 358,000 $ 120,000
Kendall County Texas 1 $ 391,000 $ 391,000 $ 220,000
Lubbock County Texas 1 $ 320,000 $ 320,000 $ 248,000
Orange County Texas 1 $ 255,000 $ 255,000 $ 72,000
Smith County Texas 1 $ 414,000 $ 414,000 $ 205,000
Augusta County Virginia 1 $ 186,000 $ 186,000 $ 50,000
Bedford County Virginia 1 $ 258,000 $ 258,000 $ 107,000
Chesapeake County Virginia 1 $ 403,000 $ 403,000 $ 127,000
Fairfax City County Virginia 1 $ 365,000 $ 365,000 $ 88,000
Fluvanna County Virginia 1 $ 260,000 $ 260,000 $ 144,000
Franklin County Virginia 1 $ 220,000 $ 220,000 $ 76,000
Frederick County Virginia 1 $ 206,000 $ 206,000 $ 111,000
Fredericksburg County Virginia 1 $ 266,000 $ 266,000 $ 169,000
Greene County Virginia 1 $ 245,000 $ 245,000 $ 204,000
Isle of Wight County Virginia 1 $ 195,000 $ 195,000 $ 154,000
James City County Virginia 1 $ 298,000 $ 298,000 $ 135,000
King George County Virginia 1 $ 378,000 $ 378,000 $ 171,000
Norfolk County Virginia 1 $ 291,000 $ 291,000 $ 121,000
Poquoson County Virginia 1 $ 176,000 $ 176,000 $ 270,000
Roanoke County Virginia 1 $ 156,000 $ 156,000 $ 665,000
Roanoke City County Virginia 1 $ 280,000 $ 280,000 $ 110,000
Shenandoah County Virginia 1 $ 220,000 $ 220,000 $ 0
Virginia Beach County Virginia 1 $ 278,000 $ 278,000 $ 96,000
Warren County Virginia 1 $ 257,000 $ 257,000 $ 0
Snohomish County Washington 1 $ 256,000 $ 256,000 $ 127,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Terrace Mortgage Company in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,216 $569,468,000 $256,000 $624,000 $127,000 $1,813,000
Home Purchase 328 $63,169,000 $192,000 $517,000 $91,000 $525,000
Home Improvement 22 $5,402,000 $245,000 $417,000 $136,000 $510,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,154 $538,660,000 $250,000 $624,000 $125,000 $1,813,000
Asian 173 $43,766,000 $252,000 $417,000 $114,000 $459,000
Not Provided 117 $28,661,000 $244,000 $417,000 $115,000 $450,000
Hispanic 61 $12,987,000 $212,000 $442,000 $100,000 $321,000
Black or African American 58 $13,088,000 $225,000 $489,000 $91,000 $425,000
American Indian or Alaskan Native 2 $460,000 $230,000 $330,000 $132,000 $144,000
Native Hawaiian or Other Pacific Islander 1 $417,000 $417,000 $417,000 $140,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,261 $582,380,000 $257,000 $624,000 $134,000 $1,813,000
FHA-insured (Federal Housing Administration) 198 $40,270,000 $203,000 $517,000 $35,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $12,557,000 $129,000 $268,000 $45,000 $91,000
VA-guaranteed (Veterans Administration) 10 $2,832,000 $283,000 $448,000 $64,000 $167,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,052 $519,292,000 $253,000 $576,000 $126,000 $1,813,000
Application Denied By Financial Institution 206 $44,578,000 $216,000 $417,000 $94,000 $621,000
Application Withdrawn By Applicant 191 $47,171,000 $246,000 $624,000 $125,000 $1,103,000
Application Approved But Not Accepted 68 $15,789,000 $232,000 $615,000 $121,000 $665,000
File Closed For Incompleteness 49 $11,209,000 $228,000 $517,000 $94,000 $291,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 59 $14,441,000 $244,000 $417,000 $77,000 $293,000
Collateral 43 $9,004,000 $209,000 $396,000 $116,000 $535,000
Other 38 $7,770,000 $204,000 $417,000 $115,000 $621,000
Unverifiable Information 19 $3,361,000 $176,000 $337,000 $128,000 $398,000
Credit History 18 $3,292,000 $182,000 $407,000 $46,000 $179,000
Credit Application Incomplete 17 $3,953,000 $232,000 $400,000 $76,000 $174,000
Employment History 6 $1,162,000 $193,000 $315,000 $57,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,439,000 $287,000 $417,000 $108,000 $209,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

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