Texas Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Texas Capital Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Capital Bank 2000 Mckinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,285 |
| Total Mortgage Loan Application Amount | $451,707,000 |
| Average Mortgage Loan Application Amount | $204,333 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $454,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Texas Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Texas Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Capital Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 401 | $ 34,390,000 | $ 85,000 | $ 97,000 |
| Dallas County Texas | 255 | $ 49,111,000 | $ 192,000 | $ 211,000 |
| Harris County Texas | 154 | $ 19,914,000 | $ 129,000 | $ 113,000 |
| Collin County Texas | 142 | $ 18,307,000 | $ 128,000 | $ 166,000 |
| Denton County Texas | 109 | $ 14,951,000 | $ 137,000 | $ 121,000 |
| Genesee County Michigan | 91 | $ 8,399,000 | $ 92,000 | $ 54,000 |
| Fort Bend County Texas | 90 | $ 7,393,000 | $ 82,000 | $ 124,000 |
| Travis County Texas | 87 | $ 13,829,000 | $ 158,000 | $ 143,000 |
| Cobb County Georgia | 77 | $ 10,945,000 | $ 142,000 | $ 90,000 |
| Webb County Texas | 61 | $ 6,693,000 | $ 109,000 | $ 50,000 |
| Jefferson County Missouri | 56 | $ 6,729,000 | $ 120,000 | $ 59,000 |
| Pima County Arizona | 54 | $ 8,432,000 | $ 156,000 | $ 78,000 |
| Clark County Nevada | 51 | $ 12,061,000 | $ 236,000 | $ 109,000 |
| Bexar County Texas | 43 | $ 5,512,000 | $ 128,000 | $ 88,000 |
| Jackson County Missouri | 42 | $ 3,493,000 | $ 83,000 | $ 53,000 |
| Clay County Minnesota | 38 | $ 3,795,000 | $ 99,000 | $ 52,000 |
| Fulton County Georgia | 37 | $ 5,801,000 | $ 156,000 | $ 127,000 |
| Buchanan County Missouri | 37 | $ 3,664,000 | $ 99,000 | $ 81,000 |
| Maricopa County Arizona | 32 | $ 7,911,000 | $ 247,000 | $ 104,000 |
| DeKalb County Georgia | 32 | $ 3,076,000 | $ 96,000 | $ 119,000 |
| Cass County North Dakota | 31 | $ 2,856,000 | $ 92,000 | $ 50,000 |
| Cabarrus County North Carolina | 28 | $ 2,117,000 | $ 75,000 | $ 53,000 |
| Rowan County North Carolina | 27 | $ 1,812,000 | $ 67,000 | $ 40,000 |
| Fairfax County Virginia | 26 | $ 9,502,000 | $ 365,000 | $ 191,000 |
| Pierce County Washington | 25 | $ 4,909,000 | $ 196,000 | $ 86,000 |
| Peach County Georgia | 24 | $ 2,601,000 | $ 108,000 | $ 101,000 |
| Cook County Illinois | 24 | $ 4,004,000 | $ 166,000 | $ 134,000 |
| Gwinnett County Georgia | 23 | $ 3,000,000 | $ 130,000 | $ 70,000 |
| St. Louis County Missouri | 23 | $ 2,095,000 | $ 91,000 | $ 46,000 |
| Bernalillo County New Mexico | 23 | $ 3,501,000 | $ 152,000 | $ 116,000 |
| Rockwall County Texas | 21 | $ 3,258,000 | $ 155,000 | $ 94,000 |
| DuPage County Illinois | 20 | $ 3,324,000 | $ 166,000 | $ 85,000 |
| Ellis County Texas | 20 | $ 2,529,000 | $ 126,000 | $ 231,000 |
| Montgomery County Texas | 20 | $ 2,890,000 | $ 144,000 | $ 161,000 |
| Kitsap County Washington | 20 | $ 3,688,000 | $ 184,000 | $ 53,000 |
| Hartford County Connecticut | 19 | $ 2,983,000 | $ 157,000 | $ 438,000 |
| Cherokee County Georgia | 19 | $ 2,330,000 | $ 122,000 | $ 80,000 |
| Shawnee County Kansas | 19 | $ 1,307,000 | $ 68,000 | $ 52,000 |
| Brazoria County Texas | 19 | $ 1,952,000 | $ 102,000 | $ 139,000 |
| Johnson County Kansas | 18 | $ 2,598,000 | $ 144,000 | $ 147,000 |
| Mecklenburg County North Carolina | 18 | $ 2,224,000 | $ 123,000 | $ 123,000 |
| Indian River County Florida | 16 | $ 2,662,000 | $ 166,000 | $ 80,000 |
| Douglas County Kansas | 16 | $ 2,310,000 | $ 144,000 | $ 105,000 |
| Wise County Texas | 16 | $ 1,112,000 | $ 69,000 | $ 85,000 |
| Parker County Texas | 15 | $ 2,485,000 | $ 165,000 | $ 121,000 |
| Williamson County Texas | 15 | $ 2,852,000 | $ 190,000 | $ 98,000 |
| King County Washington | 14 | $ 3,073,000 | $ 219,000 | $ 135,000 |
| Shelby County Tennessee | 13 | $ 1,377,000 | $ 105,000 | $ 108,000 |
| Snohomish County Washington | 13 | $ 2,404,000 | $ 184,000 | $ 76,000 |
| Paulding County Georgia | 12 | $ 1,266,000 | $ 105,000 | $ 45,000 |
| Kane County Illinois | 12 | $ 1,718,000 | $ 143,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 12 | $ 1,600,000 | $ 133,000 | $ 48,000 |
| Johnson County Texas | 12 | $ 950,000 | $ 79,000 | $ 78,000 |
| St. Louis City County Missouri | 11 | $ 1,094,000 | $ 99,000 | $ 55,000 |
| Stanly County North Carolina | 11 | $ 684,000 | $ 62,000 | $ 35,000 |
| Galveston County Texas | 11 | $ 1,036,000 | $ 94,000 | $ 132,000 |
| Sedgwick County Kansas | 10 | $ 1,334,000 | $ 133,000 | $ 65,000 |
| New Haven County Connecticut | 9 | $ 806,000 | $ 89,000 | $ 19,000 |
| Westchester County New York | 9 | $ 1,835,000 | $ 203,000 | $ 153,000 |
| Oklahoma County Oklahoma | 9 | $ 783,000 | $ 87,000 | $ 81,000 |
| Smith County Texas | 9 | $ 1,559,000 | $ 173,000 | $ 171,000 |
| Clayton County Georgia | 8 | $ 570,000 | $ 71,000 | $ 64,000 |
| Baltimore City County Maryland | 8 | $ 734,000 | $ 91,000 | $ 93,000 |
| Becker County Minnesota | 8 | $ 1,339,000 | $ 167,000 | $ 135,000 |
| St. Charles County Missouri | 8 | $ 1,011,000 | $ 126,000 | $ 79,000 |
| Sevier County Tennessee | 8 | $ 1,266,000 | $ 158,000 | $ 152,000 |
| Pinal County Arizona | 7 | $ 1,010,000 | $ 144,000 | $ 48,000 |
| Orange County Florida | 7 | $ 1,491,000 | $ 213,000 | $ 86,000 |
| Bartow County Georgia | 7 | $ 878,000 | $ 125,000 | $ 108,000 |
| Henry County Georgia | 7 | $ 645,000 | $ 92,000 | $ 147,000 |
| Riverside County California | 6 | $ 1,406,000 | $ 234,000 | $ 138,000 |
| Windham County Connecticut | 6 | $ 1,162,000 | $ 193,000 | $ 81,000 |
| Pinellas County Florida | 6 | $ 788,000 | $ 131,000 | $ 61,000 |
| St. Lucie County Florida | 6 | $ 799,000 | $ 133,000 | $ 70,000 |
| Honolulu County Hawaii | 6 | $ 1,805,000 | $ 300,000 | $ 69,000 |
| Cameron County Texas | 6 | $ 973,000 | $ 162,000 | $ 267,000 |
| El Paso County Texas | 6 | $ 1,215,000 | $ 202,000 | $ 415,000 |
| Kaufman County Texas | 6 | $ 616,000 | $ 102,000 | $ 71,000 |
| Los Angeles County California | 5 | $ 1,476,000 | $ 295,000 | $ 36,000 |
| Fairfield County Connecticut | 5 | $ 1,250,000 | $ 250,000 | $ 43,000 |
| Brevard County Florida | 5 | $ 1,126,000 | $ 225,000 | $ 248,000 |
| Chatham County Georgia | 5 | $ 361,000 | $ 72,000 | $ 122,000 |
| Lake County Indiana | 5 | $ 777,000 | $ 155,000 | $ 56,000 |
| Riley County Kansas | 5 | $ 660,000 | $ 132,000 | $ 92,000 |
| Wyandotte County Kansas | 5 | $ 600,000 | $ 120,000 | $ 121,000 |
| Iredell County North Carolina | 5 | $ 441,000 | $ 88,000 | $ 56,000 |
| Union County North Carolina | 5 | $ 1,037,000 | $ 207,000 | $ 172,000 |
| Hays County Texas | 5 | $ 1,307,000 | $ 261,000 | $ 141,000 |
| Henderson County Texas | 5 | $ 1,231,000 | $ 246,000 | $ 328,000 |
| Nueces County Texas | 5 | $ 576,000 | $ 115,000 | $ 62,000 |
| Loudoun County Virginia | 5 | $ 1,745,000 | $ 349,000 | $ 102,000 |
| Mason County Washington | 5 | $ 1,401,000 | $ 280,000 | $ 145,000 |
| Dane County Wisconsin | 5 | $ 1,023,000 | $ 204,000 | $ 0 |
| San Bernardino County California | 4 | $ 681,000 | $ 170,000 | $ 127,000 |
| Hillsborough County Florida | 4 | $ 827,000 | $ 206,000 | $ 99,000 |
| Bibb County Georgia | 4 | $ 233,000 | $ 58,000 | $ 44,000 |
| Rockdale County Georgia | 4 | $ 458,000 | $ 114,000 | $ 170,000 |
| Madison County Illinois | 4 | $ 472,000 | $ 118,000 | $ 74,000 |
| Jefferson County Louisiana | 4 | $ 843,000 | $ 210,000 | $ 138,000 |
| Baltimore County Maryland | 4 | $ 847,000 | $ 211,000 | $ 50,000 |
| Andrew County Missouri | 4 | $ 370,000 | $ 92,000 | $ 177,000 |
| Boone County Missouri | 4 | $ 368,000 | $ 92,000 | $ 48,000 |
| Clay County Missouri | 4 | $ 664,000 | $ 166,000 | $ 75,000 |
| Washoe County Nevada | 4 | $ 1,125,000 | $ 281,000 | $ 84,000 |
| Taos County New Mexico | 4 | $ 475,000 | $ 118,000 | $ 212,000 |
| Anson County North Carolina | 4 | $ 224,000 | $ 56,000 | $ 52,000 |
| Gaston County North Carolina | 4 | $ 324,000 | $ 81,000 | $ 33,000 |
| Wake County North Carolina | 4 | $ 451,000 | $ 112,000 | $ 75,000 |
| Traill County North Dakota | 4 | $ 214,000 | $ 53,000 | $ 33,000 |
| Jefferson County Tennessee | 4 | $ 272,000 | $ 68,000 | $ 32,000 |
| Bastrop County Texas | 4 | $ 562,000 | $ 140,000 | $ 36,000 |
| Arlington County Virginia | 4 | $ 982,000 | $ 245,000 | $ 94,000 |
| Thurston County Washington | 4 | $ 559,000 | $ 139,000 | $ 46,000 |
| Mohave County Arizona | 3 | $ 396,000 | $ 132,000 | $ 319,000 |
| Baxter County Arkansas | 3 | $ 245,000 | $ 81,000 | $ 55,000 |
| Middlesex County Connecticut | 3 | $ 765,000 | $ 255,000 | $ 98,000 |
| Escambia County Florida | 3 | $ 291,000 | $ 97,000 | $ 66,000 |
| Pasco County Florida | 3 | $ 665,000 | $ 221,000 | $ 45,000 |
| Forsyth County Georgia | 3 | $ 886,000 | $ 295,000 | $ 96,000 |
| Wilkinson County Georgia | 3 | $ 272,000 | $ 90,000 | $ 59,000 |
| Jackson County Illinois | 3 | $ 100,000 | $ 33,000 | $ 27,000 |
| Will County Illinois | 3 | $ 349,000 | $ 116,000 | $ 17,000 |
| Orleans County Louisiana | 3 | $ 464,000 | $ 154,000 | $ 74,000 |
| Ouachita County Louisiana | 3 | $ 185,000 | $ 61,000 | $ 21,000 |
| Wilkin County Minnesota | 3 | $ 164,000 | $ 54,000 | $ 48,000 |
| Cass County Missouri | 3 | $ 310,000 | $ 103,000 | $ 52,000 |
| Clinton County Missouri | 3 | $ 434,000 | $ 144,000 | $ 64,000 |
| Franklin County Missouri | 3 | $ 324,000 | $ 108,000 | $ 52,000 |
| Johnson County Missouri | 3 | $ 559,000 | $ 186,000 | $ 64,000 |
| Middlesex County New Jersey | 3 | $ 601,000 | $ 200,000 | $ 100,000 |
| Burleigh County North Dakota | 3 | $ 569,000 | $ 189,000 | $ 108,000 |
| Angelina County Texas | 3 | $ 291,000 | $ 97,000 | $ 65,000 |
| Brazos County Texas | 3 | $ 373,000 | $ 124,000 | $ 300,000 |
| Grayson County Texas | 3 | $ 474,000 | $ 158,000 | $ 104,000 |
| Davis County Utah | 3 | $ 398,000 | $ 132,000 | $ 95,000 |
| Salt Lake County Utah | 3 | $ 720,000 | $ 240,000 | $ 95,000 |
| Fauquier County Virginia | 3 | $ 656,000 | $ 218,000 | $ 125,000 |
| Prince William County Virginia | 3 | $ 611,000 | $ 203,000 | $ 150,000 |
| Clark County Washington | 3 | $ 313,000 | $ 104,000 | $ 96,000 |
| Blount County Alabama | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Houston County Alabama | 2 | $ 174,000 | $ 87,000 | $ 63,000 |
| Yavapai County Arizona | 2 | $ 165,000 | $ 82,000 | $ 56,000 |
| Crittenden County Arkansas | 2 | $ 119,000 | $ 59,000 | $ 34,000 |
| Kern County California | 2 | $ 286,000 | $ 143,000 | $ 115,000 |
| Jefferson County Colorado | 2 | $ 736,000 | $ 368,000 | $ 286,000 |
| Mesa County Colorado | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| New London County Connecticut | 2 | $ 243,000 | $ 121,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 2 | $ 725,000 | $ 362,000 | $ 91,000 |
| Broward County Florida | 2 | $ 292,000 | $ 146,000 | $ 102,000 |
| Collier County Florida | 2 | $ 465,000 | $ 232,000 | $ 138,000 |
| Manatee County Florida | 2 | $ 256,000 | $ 128,000 | $ 176,000 |
| Carroll County Georgia | 2 | $ 136,000 | $ 68,000 | $ 64,000 |
| Effingham County Georgia | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Houston County Georgia | 2 | $ 184,000 | $ 92,000 | $ 56,000 |
| Lamar County Georgia | 2 | $ 152,000 | $ 76,000 | $ 108,000 |
| Kendall County Illinois | 2 | $ 416,000 | $ 208,000 | $ 122,000 |
| Lake County Illinois | 2 | $ 282,000 | $ 141,000 | $ 37,000 |
| Johnson County Iowa | 2 | $ 91,000 | $ 45,000 | $ 54,000 |
| Polk County Iowa | 2 | $ 173,000 | $ 86,000 | $ 131,000 |
| Scott County Iowa | 2 | $ 484,000 | $ 242,000 | $ 138,000 |
| Butler County Kansas | 2 | $ 396,000 | $ 198,000 | $ 90,000 |
| Geary County Kansas | 2 | $ 243,000 | $ 121,000 | $ 50,000 |
| Leavenworth County Kansas | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Miami County Kansas | 2 | $ 177,000 | $ 88,000 | $ 126,000 |
| Jessamine County Kentucky | 2 | $ 119,000 | $ 59,000 | $ 68,000 |
| Livingston County Louisiana | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| St. Tammany County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| York County Maine | 2 | $ 214,000 | $ 107,000 | $ 81,000 |
| Carroll County Maryland | 2 | $ 573,000 | $ 286,000 | $ 53,000 |
| Frederick County Maryland | 2 | $ 512,000 | $ 256,000 | $ 97,000 |
| Montgomery County Maryland | 2 | $ 558,000 | $ 279,000 | $ 111,000 |
| Talbot County Maryland | 2 | $ 358,000 | $ 179,000 | $ 83,000 |
| Dukes County Massachusetts | 2 | $ 895,000 | $ 447,000 | $ 199,000 |
| Worcester County Massachusetts | 2 | $ 307,000 | $ 153,000 | $ 78,000 |
| Ingham County Michigan | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 245,000 | $ 122,000 | $ 27,000 |
| Washtenaw County Michigan | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Wayne County Michigan | 2 | $ 173,000 | $ 86,000 | $ 100,000 |
| Otter Tail County Minnesota | 2 | $ 136,000 | $ 68,000 | $ 18,000 |
| Harrison County Mississippi | 2 | $ 219,000 | $ 109,000 | $ 22,000 |
| Lincoln County Missouri | 2 | $ 422,000 | $ 211,000 | $ 83,000 |
| Platte County Missouri | 2 | $ 419,000 | $ 209,000 | $ 73,000 |
| Scott County Missouri | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Ste. Genevieve County Missouri | 2 | $ 122,000 | $ 61,000 | $ 42,000 |
| Douglas County Nebraska | 2 | $ 144,000 | $ 72,000 | $ 58,000 |
| Monmouth County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Erie County New York | 2 | $ 69,000 | $ 34,000 | $ 95,000 |
| Greene County New York | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Kings County New York | 2 | $ 580,000 | $ 290,000 | $ 158,000 |
| Madison County New York | 2 | $ 83,000 | $ 41,000 | $ 60,000 |
| Orange County New York | 2 | $ 324,000 | $ 162,000 | $ 126,000 |
| Forsyth County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 83,000 |
| Henderson County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 40,000 |
| Stutsman County North Dakota | 2 | $ 103,000 | $ 51,000 | $ 51,000 |
| Franklin County Ohio | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Stark County Ohio | 2 | $ 155,000 | $ 77,000 | $ 81,000 |
| Muskogee County Oklahoma | 2 | $ 73,000 | $ 36,000 | $ 26,000 |
| Tulsa County Oklahoma | 2 | $ 377,000 | $ 188,000 | $ 79,000 |
| Douglas County Oregon | 2 | $ 395,000 | $ 197,000 | $ 201,000 |
| York County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 63,000 |
| Beaufort County South Carolina | 2 | $ 925,000 | $ 462,000 | $ 216,000 |
| Blount County Tennessee | 2 | $ 174,000 | $ 87,000 | $ 67,000 |
| Hamilton County Tennessee | 2 | $ 221,000 | $ 110,000 | $ 47,000 |
| Wilson County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 246,000 |
| Gregg County Texas | 2 | $ 167,000 | $ 83,000 | $ 100,000 |
| Guadalupe County Texas | 2 | $ 464,000 | $ 232,000 | $ 91,000 |
| Hood County Texas | 2 | $ 509,000 | $ 254,000 | $ 111,000 |
| Jefferson County Texas | 2 | $ 148,000 | $ 74,000 | $ 70,000 |
| Kendall County Texas | 2 | $ 686,000 | $ 343,000 | $ 222,000 |
| Midland County Texas | 2 | $ 136,000 | $ 68,000 | $ 53,000 |
| Randall County Texas | 2 | $ 326,000 | $ 163,000 | $ 89,000 |
| Taylor County Texas | 2 | $ 269,000 | $ 134,000 | $ 105,000 |
| Wilson County Texas | 2 | $ 209,000 | $ 104,000 | $ 92,000 |
| Wood County Texas | 2 | $ 486,000 | $ 243,000 | $ 205,000 |
| Washington County Utah | 2 | $ 332,000 | $ 166,000 | $ 62,000 |
| Culpeper County Virginia | 2 | $ 185,000 | $ 92,000 | $ 38,000 |
| Lynchburg County Virginia | 2 | $ 151,000 | $ 75,000 | $ 113,000 |
| Grant County Washington | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Spokane County Washington | 2 | $ 278,000 | $ 139,000 | $ 43,000 |
| Harrison County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| La Crosse County Wisconsin | 2 | $ 143,000 | $ 71,000 | $ 56,000 |
| Milwaukee County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 61,000 |
| Colbert County Alabama | 1 | $ 298,000 | $ 298,000 | $ 190,000 |
| Madison County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 100,000 | $ 100,000 | $ 214,000 |
| Cochise County Arizona | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Coconino County Arizona | 1 | $ 271,000 | $ 271,000 | $ 66,000 |
| Santa Cruz County Arizona | 1 | $ 172,000 | $ 172,000 | $ 29,000 |
| Benton County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Independence County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Pulaski County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Calaveras County California | 1 | $ 360,000 | $ 360,000 | $ 258,000 |
| Contra Costa County California | 1 | $ 638,000 | $ 638,000 | $ 204,000 |
| Fresno County California | 1 | $ 176,000 | $ 176,000 | $ 154,000 |
| Madera County California | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Sacramento County California | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| San Diego County California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Solano County California | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Denver County Colorado | 1 | $ 595,000 | $ 595,000 | $ 2,532,000 |
| El Paso County Colorado | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| New Castle County Delaware | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Bay County Florida | 1 | $ 210,000 | $ 210,000 | $ 69,000 |
| Duval County Florida | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Leon County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Marion County Florida | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Okaloosa County Florida | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| Volusia County Florida | 1 | $ 224,000 | $ 224,000 | $ 168,000 |
| Walton County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Barrow County Georgia | 1 | $ 182,000 | $ 182,000 | $ 117,000 |
| Burke County Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Coweta County Georgia | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Jeff Davis County Georgia | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Laurens County Georgia | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Liberty County Georgia | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Newton County Georgia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Twiggs County Georgia | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Maui County Hawaii | 1 | $ 236,000 | $ 236,000 | $ 144,000 |
| Ada County Idaho | 1 | $ 137,000 | $ 137,000 | $ 402,000 |
| Bingham County Idaho | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Bonner County Idaho | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Clearwater County Idaho | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Boone County Illinois | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Bureau County Illinois | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Henry County Illinois | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| McHenry County Illinois | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| McLean County Illinois | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Winnebago County Illinois | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Hendricks County Indiana | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Kosciusko County Indiana | 1 | $ 290,000 | $ 290,000 | $ 127,000 |
| Marion County Indiana | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Monroe County Indiana | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Posey County Indiana | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Atchison County Kansas | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Dickinson County Kansas | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Doniphan County Kansas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Harvey County Kansas | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Madison County Kentucky | 1 | $ 348,000 | $ 348,000 | $ 130,000 |
| Lafayette County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Hampden County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Suffolk County Massachusetts | 1 | $ 351,000 | $ 351,000 | $ 75,000 |
| Allegan County Michigan | 1 | $ 150,000 | $ 150,000 | $ 306,000 |
| Charlevoix County Michigan | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Kent County Michigan | 1 | $ 550,000 | $ 550,000 | $ 168,000 |
| Macomb County Michigan | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Oakland County Michigan | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Ogemaw County Michigan | 1 | $ 33,000 | $ 33,000 | $ 195,000 |
| Oscoda County Michigan | 1 | $ 43,000 | $ 43,000 | $ 24,000 |
| Shiawassee County Michigan | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Tuscola County Michigan | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Carlton County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 156,000 |
| Chippewa County Minnesota | 1 | $ 89,000 | $ 89,000 | $ 190,000 |
| Hennepin County Minnesota | 1 | $ 289,000 | $ 289,000 | $ 106,000 |
| Hubbard County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 360,000 |
| Norman County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Todd County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 156,000 |
| DeSoto County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Stone County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Cape Girardeau County Missouri | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| DeKalb County Missouri | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Gentry County Missouri | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Howell County Missouri | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Jasper County Missouri | 1 | $ 138,000 | $ 138,000 | $ 78,000 |
| Macon County Missouri | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Maries County Missouri | 1 | $ 59,000 | $ 59,000 | $ 75,000 |
| Morgan County Missouri | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Pettis County Missouri | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Pulaski County Missouri | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Ralls County Missouri | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| St. Francois County Missouri | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Stoddard County Missouri | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Texas County Missouri | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Vernon County Missouri | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Flathead County Montana | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Gallatin County Montana | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Sarpy County Nebraska | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Douglas County Nevada | 1 | $ 520,000 | $ 520,000 | $ 360,000 |
| Nye County Nevada | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Burlington County New Jersey | 1 | $ 228,000 | $ 228,000 | $ 159,000 |
| Essex County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Hudson County New Jersey | 1 | $ 498,000 | $ 498,000 | $ 62,000 |
| Valencia County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 146,000 |
| Monroe County New York | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Queens County New York | 1 | $ 149,000 | $ 149,000 | $ 300,000 |
| Alamance County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Buncombe County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Carteret County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Currituck County North Carolina | 1 | $ 1,103,000 | $ 1,103,000 | $ 420,000 |
| Durham County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| McDowell County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Barnes County North Dakota | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Richland County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Hamilton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Miami County Ohio | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Blaine County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Canadian County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Comanche County Oklahoma | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| McClain County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Woods County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Multnomah County Oregon | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Washington County Oregon | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Allegheny County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Cumberland County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Delaware County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 193,000 |
| Erie County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Lehigh County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| Luzerne County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 173,000 |
| Charleston County South Carolina | 1 | $ 179,000 | $ 179,000 | $ 150,000 |
| Cherokee County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| Horry County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Lincoln County South Dakota | 1 | $ 303,000 | $ 303,000 | $ 164,000 |
| Hamblen County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Hardeman County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 185,000 |
| Rutherford County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 47,000 |
| Williamson County Tennessee | 1 | $ 596,000 | $ 596,000 | $ 240,000 |
| Anderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Aransas County Texas | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Comal County Texas | 1 | $ 283,000 | $ 283,000 | $ 97,000 |
| Freestone County Texas | 1 | $ 337,000 | $ 337,000 | $ 135,000 |
| Hill County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Karnes County Texas | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Lubbock County Texas | 1 | $ 75,000 | $ 75,000 | $ 353,000 |
| Mason County Texas | 1 | $ 74,000 | $ 74,000 | $ 295,000 |
| Palo Pinto County Texas | 1 | $ 370,000 | $ 370,000 | $ 500,000 |
| San Patricio County Texas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Upshur County Texas | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Washington County Texas | 1 | $ 395,000 | $ 395,000 | $ 304,000 |
| Utah County Utah | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Weber County Utah | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Frederick County Virginia | 1 | $ 176,000 | $ 176,000 | $ 63,000 |
| Gloucester County Virginia | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| King George County Virginia | 1 | $ 380,000 | $ 380,000 | $ 175,000 |
| Manassas County Virginia | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Roanoke County Virginia | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Lincoln County Washington | 1 | $ 31,000 | $ 31,000 | $ 71,000 |
| Yakima County Washington | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Berkeley County West Virginia | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Burnett County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Chippewa County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Columbia County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 40,000 |
| Kenosha County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| Rock County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Waukesha County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,504 | $318,613,000 | $127,000 | $2,900,000 | $109,000 | $9,999,000 |
| Refinancing | 774 | $130,869,000 | $169,000 | $2,085,000 | $108,000 | $7,200,000 |
| Home Improvement | 7 | $2,225,000 | $317,000 | $500,000 | $1,147,000 | $5,629,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,119 | $304,509,000 | $143,000 | $2,200,000 | $126,000 | $9,999,000 |
| Black or African American | 368 | $42,611,000 | $115,000 | $650,000 | $85,000 | $571,000 |
| Hispanic | 368 | $44,829,000 | $121,000 | $608,000 | $78,000 | $2,021,000 |
| Not Provided | 227 | $36,904,000 | $162,000 | $2,900,000 | $124,000 | $2,680,000 |
| Not applicable | 98 | $9,064,000 | $92,000 | $520,000 | $3,000 | $300,000 |
| Asian | 82 | $10,533,000 | $128,000 | $680,000 | $89,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,173,000 | $181,000 | $400,000 | $149,000 | $632,000 |
| American Indian or Alaskan Native | 11 | $1,084,000 | $98,000 | $240,000 | $82,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,053 | $417,446,000 | $136,000 | $2,900,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 135 | $17,918,000 | $132,000 | $289,000 | $53,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 97 | $16,343,000 | $168,000 | $316,000 | $69,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,688 | $365,556,000 | $135,000 | $2,900,000 | $109,000 | $9,999,000 |
| Application Withdrawn By Applicant | 383 | $59,092,000 | $154,000 | $2,085,000 | $130,000 | $7,200,000 |
| Application Approved But Not Accepted | 118 | $13,256,000 | $112,000 | $468,000 | $140,000 | $5,629,000 |
| Application Denied By Financial Institution | 96 | $13,803,000 | $143,000 | $1,103,000 | $61,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $5,242,000 | $141,000 | $750,000 | $61,000 | $195,000 |
| Other | 17 | $2,192,000 | $128,000 | $348,000 | $51,000 | $120,000 |
| Collateral | 16 | $3,022,000 | $188,000 | $1,103,000 | $92,000 | $420,000 |
| Debt-To-Income Ratio | 15 | $2,080,000 | $138,000 | $297,000 | $53,000 | $81,000 |
| Unverifiable Information | 8 | $759,000 | $94,000 | $154,000 | $22,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $418,000 | $209,000 | $236,000 | $91,000 | $102,000 |
| Credit Application Incomplete | 1 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.