Texas Capital Bank Mortgage Lending & HMDA Data, 2006
In 2006, Texas Capital Bank of Dallas, TX reported 3,285 mortgage applications totaling $451.7 million, down 11% from 2005. The average application was for $137,505, and applicants reported an average income of $110,976. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Dallas-Plano-Irving, TX (553), Fort Worth-Arlington, TX (444) and Houston-Sugar Land-Baytown, TX (294) (applications in parentheses).
| Mortgage Company & Address | Texas Capital Bank 2000 McKinney Ave, Suite 700 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,285 |
| Total Mortgage Loan Application Amount | $451,707,000 |
| Average Mortgage Loan Application Amount | $137,505 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $110,976 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Capital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant, Texas | 401 | $ 34,390,000 | $ 85,760 | $ 97,000 |
| Dallas, Texas | 255 | $ 49,111,000 | $ 192,592 | $ 211,000 |
| Harris, Texas | 154 | $ 19,914,000 | $ 129,311 | $ 113,000 |
| Collin, Texas | 142 | $ 18,307,000 | $ 128,922 | $ 166,000 |
| Denton, Texas | 109 | $ 14,951,000 | $ 137,165 | $ 121,000 |
| Genesee, Michigan | 91 | $ 8,399,000 | $ 92,296 | $ 54,000 |
| Fort Bend, Texas | 90 | $ 7,393,000 | $ 82,144 | $ 124,000 |
| Travis, Texas | 87 | $ 13,829,000 | $ 158,954 | $ 143,000 |
| Cobb, Georgia | 77 | $ 10,945,000 | $ 142,142 | $ 90,000 |
| Webb, Texas | 61 | $ 6,693,000 | $ 109,721 | $ 50,000 |
| Jefferson, Missouri | 56 | $ 6,729,000 | $ 120,160 | $ 59,000 |
| Pima, Arizona | 54 | $ 8,432,000 | $ 156,148 | $ 78,000 |
| Clark, Nevada | 51 | $ 12,061,000 | $ 236,490 | $ 109,000 |
| Bexar, Texas | 43 | $ 5,512,000 | $ 128,186 | $ 88,000 |
| Jackson, Missouri | 42 | $ 3,493,000 | $ 83,166 | $ 53,000 |
| Clay, Minnesota | 38 | $ 3,795,000 | $ 99,868 | $ 52,000 |
| Fulton, Georgia | 37 | $ 5,801,000 | $ 156,783 | $ 127,000 |
| Buchanan, Missouri | 37 | $ 3,664,000 | $ 99,027 | $ 81,000 |
| Maricopa, Arizona | 32 | $ 7,911,000 | $ 247,218 | $ 104,000 |
| DeKalb, Georgia | 32 | $ 3,076,000 | $ 96,125 | $ 119,000 |
| Cass, North Dakota | 31 | $ 2,856,000 | $ 92,129 | $ 50,000 |
| Cabarrus, North Carolina | 28 | $ 2,117,000 | $ 75,607 | $ 53,000 |
| Rowan, North Carolina | 27 | $ 1,812,000 | $ 67,111 | $ 40,000 |
| Fairfax, Virginia | 26 | $ 9,502,000 | $ 365,461 | $ 191,000 |
| Pierce, Washington | 25 | $ 4,909,000 | $ 196,360 | $ 86,000 |
| Peach, Georgia | 24 | $ 2,601,000 | $ 108,375 | $ 101,000 |
| Cook, Illinois | 24 | $ 4,004,000 | $ 166,833 | $ 134,000 |
| Gwinnett, Georgia | 23 | $ 3,000,000 | $ 130,434 | $ 70,000 |
| St. Louis, Missouri | 23 | $ 2,095,000 | $ 91,086 | $ 46,000 |
| Bernalillo, New Mexico | 23 | $ 3,501,000 | $ 152,217 | $ 116,000 |
| Rockwall, Texas | 21 | $ 3,258,000 | $ 155,142 | $ 94,000 |
| DuPage, Illinois | 20 | $ 3,324,000 | $ 166,200 | $ 85,000 |
| Ellis, Texas | 20 | $ 2,529,000 | $ 126,450 | $ 231,000 |
| Montgomery, Texas | 20 | $ 2,890,000 | $ 144,500 | $ 161,000 |
| Kitsap, Washington | 20 | $ 3,688,000 | $ 184,400 | $ 53,000 |
| Hartford, Connecticut | 19 | $ 2,983,000 | $ 157,000 | $ 438,000 |
| Cherokee, Georgia | 19 | $ 2,330,000 | $ 122,631 | $ 80,000 |
| Shawnee, Kansas | 19 | $ 1,307,000 | $ 68,789 | $ 52,000 |
| Brazoria, Texas | 19 | $ 1,952,000 | $ 102,736 | $ 139,000 |
| Johnson, Kansas | 18 | $ 2,598,000 | $ 144,333 | $ 147,000 |
| Mecklenburg, North Carolina | 18 | $ 2,224,000 | $ 123,555 | $ 123,000 |
| Indian River, Florida | 16 | $ 2,662,000 | $ 166,375 | $ 80,000 |
| Douglas, Kansas | 16 | $ 2,310,000 | $ 144,375 | $ 105,000 |
| Wise, Texas | 16 | $ 1,112,000 | $ 69,500 | $ 85,000 |
| Parker, Texas | 15 | $ 2,485,000 | $ 165,666 | $ 121,000 |
| Williamson, Texas | 15 | $ 2,852,000 | $ 190,133 | $ 98,000 |
| King, Washington | 14 | $ 3,073,000 | $ 219,500 | $ 135,000 |
| Shelby, Tennessee | 13 | $ 1,377,000 | $ 105,923 | $ 108,000 |
| Snohomish, Washington | 13 | $ 2,404,000 | $ 184,923 | $ 76,000 |
| Paulding, Georgia | 12 | $ 1,266,000 | $ 105,500 | $ 45,000 |
| Kane, Illinois | 12 | $ 1,718,000 | $ 143,166 | $ 69,000 |
| East Baton Rouge, Louisiana | 12 | $ 1,600,000 | $ 133,333 | $ 48,000 |
| Johnson, Texas | 12 | $ 950,000 | $ 79,166 | $ 78,000 |
| St. Louis City, Missouri | 11 | $ 1,094,000 | $ 99,454 | $ 55,000 |
| Stanly, North Carolina | 11 | $ 684,000 | $ 62,181 | $ 35,000 |
| Galveston, Texas | 11 | $ 1,036,000 | $ 94,181 | $ 132,000 |
| Sedgwick, Kansas | 10 | $ 1,334,000 | $ 133,400 | $ 65,000 |
| New Haven, Connecticut | 9 | $ 806,000 | $ 89,555 | $ 19,000 |
| Westchester, New York | 9 | $ 1,835,000 | $ 203,888 | $ 153,000 |
| Oklahoma, Oklahoma | 9 | $ 783,000 | $ 87,000 | $ 81,000 |
| Smith, Texas | 9 | $ 1,559,000 | $ 173,222 | $ 171,000 |
| Clayton, Georgia | 8 | $ 570,000 | $ 71,250 | $ 64,000 |
| Baltimore City, Maryland | 8 | $ 734,000 | $ 91,750 | $ 93,000 |
| Becker, Minnesota | 8 | $ 1,339,000 | $ 167,375 | $ 135,000 |
| St. Charles, Missouri | 8 | $ 1,011,000 | $ 126,375 | $ 79,000 |
| Sevier, Tennessee | 8 | $ 1,266,000 | $ 158,250 | $ 152,000 |
| Pinal, Arizona | 7 | $ 1,010,000 | $ 144,285 | $ 48,000 |
| Orange, Florida | 7 | $ 1,491,000 | $ 213,000 | $ 86,000 |
| Bartow, Georgia | 7 | $ 878,000 | $ 125,428 | $ 108,000 |
| Henry, Georgia | 7 | $ 645,000 | $ 92,142 | $ 147,000 |
| Riverside, California | 6 | $ 1,406,000 | $ 234,333 | $ 138,000 |
| Windham, Connecticut | 6 | $ 1,162,000 | $ 193,666 | $ 81,000 |
| Pinellas, Florida | 6 | $ 788,000 | $ 131,333 | $ 61,000 |
| St. Lucie, Florida | 6 | $ 799,000 | $ 133,166 | $ 70,000 |
| Honolulu, Hawaii | 6 | $ 1,805,000 | $ 300,833 | $ 69,000 |
| Cameron, Texas | 6 | $ 973,000 | $ 162,166 | $ 267,000 |
| El Paso, Texas | 6 | $ 1,215,000 | $ 202,500 | $ 415,000 |
| Kaufman, Texas | 6 | $ 616,000 | $ 102,666 | $ 71,000 |
| Los Angeles, California | 5 | $ 1,476,000 | $ 295,200 | $ 36,000 |
| Fairfield, Connecticut | 5 | $ 1,250,000 | $ 250,000 | $ 43,000 |
| Brevard, Florida | 5 | $ 1,126,000 | $ 225,200 | $ 248,000 |
| Chatham, Georgia | 5 | $ 361,000 | $ 72,200 | $ 122,000 |
| Lake, Indiana | 5 | $ 777,000 | $ 155,400 | $ 56,000 |
| Riley, Kansas | 5 | $ 660,000 | $ 132,000 | $ 92,000 |
| Wyandotte, Kansas | 5 | $ 600,000 | $ 120,000 | $ 121,000 |
| Iredell, North Carolina | 5 | $ 441,000 | $ 88,200 | $ 56,000 |
| Union, North Carolina | 5 | $ 1,037,000 | $ 207,400 | $ 172,000 |
| Hays, Texas | 5 | $ 1,307,000 | $ 261,400 | $ 141,000 |
| Henderson, Texas | 5 | $ 1,231,000 | $ 246,200 | $ 328,000 |
| Nueces, Texas | 5 | $ 576,000 | $ 115,200 | $ 62,000 |
| Loudoun, Virginia | 5 | $ 1,745,000 | $ 349,000 | $ 102,000 |
| Mason, Washington | 5 | $ 1,401,000 | $ 280,200 | $ 145,000 |
| Dane, Wisconsin | 5 | $ 1,023,000 | $ 204,600 | $ 0 |
| San Bernardino, California | 4 | $ 681,000 | $ 170,250 | $ 127,000 |
| Hillsborough, Florida | 4 | $ 827,000 | $ 206,750 | $ 99,000 |
| Bibb, Georgia | 4 | $ 233,000 | $ 58,250 | $ 44,000 |
| Rockdale, Georgia | 4 | $ 458,000 | $ 114,500 | $ 170,000 |
| Madison, Illinois | 4 | $ 472,000 | $ 118,000 | $ 74,000 |
| Jefferson, Louisiana | 4 | $ 843,000 | $ 210,750 | $ 138,000 |
| Baltimore, Maryland | 4 | $ 847,000 | $ 211,750 | $ 50,000 |
| Andrew, Missouri | 4 | $ 370,000 | $ 92,500 | $ 177,000 |
| Boone, Missouri | 4 | $ 368,000 | $ 92,000 | $ 48,000 |
| Clay, Missouri | 4 | $ 664,000 | $ 166,000 | $ 75,000 |
| Washoe, Nevada | 4 | $ 1,125,000 | $ 281,250 | $ 84,000 |
| Taos, New Mexico | 4 | $ 475,000 | $ 118,750 | $ 212,000 |
| Anson, North Carolina | 4 | $ 224,000 | $ 56,000 | $ 52,000 |
| Gaston, North Carolina | 4 | $ 324,000 | $ 81,000 | $ 33,000 |
| Wake, North Carolina | 4 | $ 451,000 | $ 112,750 | $ 75,000 |
| Traill, North Dakota | 4 | $ 214,000 | $ 53,500 | $ 33,000 |
| Jefferson, Tennessee | 4 | $ 272,000 | $ 68,000 | $ 32,000 |
| Bastrop, Texas | 4 | $ 562,000 | $ 140,500 | $ 36,000 |
| Arlington, Virginia | 4 | $ 982,000 | $ 245,500 | $ 94,000 |
| Thurston, Washington | 4 | $ 559,000 | $ 139,750 | $ 46,000 |
| Mohave, Arizona | 3 | $ 396,000 | $ 132,000 | $ 319,000 |
| Baxter, Arkansas | 3 | $ 245,000 | $ 81,666 | $ 55,000 |
| Middlesex, Connecticut | 3 | $ 765,000 | $ 255,000 | $ 98,000 |
| Escambia, Florida | 3 | $ 291,000 | $ 97,000 | $ 66,000 |
| Pasco, Florida | 3 | $ 665,000 | $ 221,666 | $ 45,000 |
| Forsyth, Georgia | 3 | $ 886,000 | $ 295,333 | $ 96,000 |
| Wilkinson, Georgia | 3 | $ 272,000 | $ 90,666 | $ 59,000 |
| Jackson, Illinois | 3 | $ 100,000 | $ 33,333 | $ 27,000 |
| Will, Illinois | 3 | $ 349,000 | $ 116,333 | $ 17,000 |
| Orleans, Louisiana | 3 | $ 464,000 | $ 154,666 | $ 74,000 |
| Ouachita, Louisiana | 3 | $ 185,000 | $ 61,666 | $ 21,000 |
| Wilkin, Minnesota | 3 | $ 164,000 | $ 54,666 | $ 48,000 |
| Cass, Missouri | 3 | $ 310,000 | $ 103,333 | $ 52,000 |
| Clinton, Missouri | 3 | $ 434,000 | $ 144,666 | $ 64,000 |
| Franklin, Missouri | 3 | $ 324,000 | $ 108,000 | $ 52,000 |
| Johnson, Missouri | 3 | $ 559,000 | $ 186,333 | $ 64,000 |
| Middlesex, New Jersey | 3 | $ 601,000 | $ 200,333 | $ 100,000 |
| Burleigh, North Dakota | 3 | $ 569,000 | $ 189,666 | $ 108,000 |
| Angelina, Texas | 3 | $ 291,000 | $ 97,000 | $ 65,000 |
| Brazos, Texas | 3 | $ 373,000 | $ 124,333 | $ 300,000 |
| Grayson, Texas | 3 | $ 474,000 | $ 158,000 | $ 104,000 |
| Davis, Utah | 3 | $ 398,000 | $ 132,666 | $ 95,000 |
| Salt Lake, Utah | 3 | $ 720,000 | $ 240,000 | $ 95,000 |
| Fauquier, Virginia | 3 | $ 656,000 | $ 218,666 | $ 125,000 |
| Prince William, Virginia | 3 | $ 611,000 | $ 203,666 | $ 150,000 |
| Clark, Washington | 3 | $ 313,000 | $ 104,333 | $ 96,000 |
| Blount, Alabama | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| Houston, Alabama | 2 | $ 174,000 | $ 87,000 | $ 63,000 |
| Yavapai, Arizona | 2 | $ 165,000 | $ 82,500 | $ 56,000 |
| Crittenden, Arkansas | 2 | $ 119,000 | $ 59,500 | $ 34,000 |
| Kern, California | 2 | $ 286,000 | $ 143,000 | $ 115,000 |
| Jefferson, Colorado | 2 | $ 736,000 | $ 368,000 | $ 286,000 |
| Mesa, Colorado | 2 | $ 120,000 | $ 60,000 | $ 26,000 |
| New London, Connecticut | 2 | $ 243,000 | $ 121,500 | $ 64,000 |
| District of Columbia, District Of Columbia | 2 | $ 725,000 | $ 362,500 | $ 91,000 |
| Broward, Florida | 2 | $ 292,000 | $ 146,000 | $ 102,000 |
| Collier, Florida | 2 | $ 465,000 | $ 232,500 | $ 138,000 |
| Manatee, Florida | 2 | $ 256,000 | $ 128,000 | $ 176,000 |
| Carroll, Georgia | 2 | $ 136,000 | $ 68,000 | $ 64,000 |
| Effingham, Georgia | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Houston, Georgia | 2 | $ 184,000 | $ 92,000 | $ 56,000 |
| Lamar, Georgia | 2 | $ 152,000 | $ 76,000 | $ 108,000 |
| Kendall, Illinois | 2 | $ 416,000 | $ 208,000 | $ 122,000 |
| Lake, Illinois | 2 | $ 282,000 | $ 141,000 | $ 37,000 |
| Johnson, Iowa | 2 | $ 91,000 | $ 45,500 | $ 54,000 |
| Polk, Iowa | 2 | $ 173,000 | $ 86,500 | $ 131,000 |
| Scott, Iowa | 2 | $ 484,000 | $ 242,000 | $ 138,000 |
| Butler, Kansas | 2 | $ 396,000 | $ 198,000 | $ 90,000 |
| Geary, Kansas | 2 | $ 243,000 | $ 121,500 | $ 50,000 |
| Leavenworth, Kansas | 2 | $ 272,000 | $ 136,000 | $ 35,000 |
| Miami, Kansas | 2 | $ 177,000 | $ 88,500 | $ 126,000 |
| Jessamine, Kentucky | 2 | $ 119,000 | $ 59,500 | $ 68,000 |
| Livingston, Louisiana | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| St. Tammany, Louisiana | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| York, Maine | 2 | $ 214,000 | $ 107,000 | $ 81,000 |
| Carroll, Maryland | 2 | $ 573,000 | $ 286,500 | $ 53,000 |
| Frederick, Maryland | 2 | $ 512,000 | $ 256,000 | $ 97,000 |
| Montgomery, Maryland | 2 | $ 558,000 | $ 279,000 | $ 111,000 |
| Talbot, Maryland | 2 | $ 358,000 | $ 179,000 | $ 83,000 |
| Dukes, Massachusetts | 2 | $ 895,000 | $ 447,500 | $ 199,000 |
| Worcester, Massachusetts | 2 | $ 307,000 | $ 153,500 | $ 78,000 |
| Ingham, Michigan | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Lapeer, Michigan | 2 | $ 245,000 | $ 122,500 | $ 27,000 |
| Washtenaw, Michigan | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Wayne, Michigan | 2 | $ 173,000 | $ 86,500 | $ 100,000 |
| Otter Tail, Minnesota | 2 | $ 136,000 | $ 68,000 | $ 18,000 |
| Harrison, Mississippi | 2 | $ 219,000 | $ 109,500 | $ 22,000 |
| Lincoln, Missouri | 2 | $ 422,000 | $ 211,000 | $ 83,000 |
| Platte, Missouri | 2 | $ 419,000 | $ 209,500 | $ 73,000 |
| Scott, Missouri | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Ste. Genevieve, Missouri | 2 | $ 122,000 | $ 61,000 | $ 42,000 |
| Douglas, Nebraska | 2 | $ 144,000 | $ 72,000 | $ 58,000 |
| Monmouth, New Jersey | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Erie, New York | 2 | $ 69,000 | $ 34,500 | $ 95,000 |
| Greene, New York | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Kings, New York | 2 | $ 580,000 | $ 290,000 | $ 158,000 |
| Madison, New York | 2 | $ 83,000 | $ 41,500 | $ 60,000 |
| Orange, New York | 2 | $ 324,000 | $ 162,000 | $ 126,000 |
| Forsyth, North Carolina | 2 | $ 114,000 | $ 57,000 | $ 83,000 |
| Henderson, North Carolina | 2 | $ 194,000 | $ 97,000 | $ 40,000 |
| Stutsman, North Dakota | 2 | $ 103,000 | $ 51,500 | $ 51,000 |
| Franklin, Ohio | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Stark, Ohio | 2 | $ 155,000 | $ 77,500 | $ 81,000 |
| Muskogee, Oklahoma | 2 | $ 73,000 | $ 36,500 | $ 26,000 |
| Tulsa, Oklahoma | 2 | $ 377,000 | $ 188,500 | $ 79,000 |
| Douglas, Oregon | 2 | $ 395,000 | $ 197,500 | $ 201,000 |
| York, Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 63,000 |
| Beaufort, South Carolina | 2 | $ 925,000 | $ 462,500 | $ 216,000 |
| Blount, Tennessee | 2 | $ 174,000 | $ 87,000 | $ 67,000 |
| Hamilton, Tennessee | 2 | $ 221,000 | $ 110,500 | $ 47,000 |
| Wilson, Tennessee | 2 | $ 351,000 | $ 175,500 | $ 246,000 |
| Gregg, Texas | 2 | $ 167,000 | $ 83,500 | $ 100,000 |
| Guadalupe, Texas | 2 | $ 464,000 | $ 232,000 | $ 91,000 |
| Hood, Texas | 2 | $ 509,000 | $ 254,500 | $ 111,000 |
| Jefferson, Texas | 2 | $ 148,000 | $ 74,000 | $ 70,000 |
| Kendall, Texas | 2 | $ 686,000 | $ 343,000 | $ 222,000 |
| Midland, Texas | 2 | $ 136,000 | $ 68,000 | $ 53,000 |
| Randall, Texas | 2 | $ 326,000 | $ 163,000 | $ 89,000 |
| Taylor, Texas | 2 | $ 269,000 | $ 134,500 | $ 105,000 |
| Wilson, Texas | 2 | $ 209,000 | $ 104,500 | $ 92,000 |
| Wood, Texas | 2 | $ 486,000 | $ 243,000 | $ 205,000 |
| Washington, Utah | 2 | $ 332,000 | $ 166,000 | $ 62,000 |
| Culpeper, Virginia | 2 | $ 185,000 | $ 92,500 | $ 38,000 |
| Lynchburg, Virginia | 2 | $ 151,000 | $ 75,500 | $ 113,000 |
| Grant, Washington | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Spokane, Washington | 2 | $ 278,000 | $ 139,000 | $ 43,000 |
| Harrison, West Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| La Crosse, Wisconsin | 2 | $ 143,000 | $ 71,500 | $ 56,000 |
| Milwaukee, Wisconsin | 2 | $ 297,000 | $ 148,500 | $ 61,000 |
| Colbert, Alabama | 1 | $ 298,000 | $ 298,000 | $ 190,000 |
| Madison, Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Anchorage, Alaska | 1 | $ 100,000 | $ 100,000 | $ 214,000 |
| Cochise, Arizona | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Coconino, Arizona | 1 | $ 271,000 | $ 271,000 | $ 66,000 |
| Santa Cruz, Arizona | 1 | $ 172,000 | $ 172,000 | $ 29,000 |
| Benton, Arkansas | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Independence, Arkansas | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Pulaski, Arkansas | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Calaveras, California | 1 | $ 360,000 | $ 360,000 | $ 258,000 |
| Contra Costa, California | 1 | $ 638,000 | $ 638,000 | $ 204,000 |
| Fresno, California | 1 | $ 176,000 | $ 176,000 | $ 154,000 |
| Madera, California | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Sacramento, California | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| San Diego, California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Solano, California | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Denver, Colorado | 1 | $ 595,000 | $ 595,000 | $ 2,532,000 |
| El Paso, Colorado | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| New Castle, Delaware | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Bay, Florida | 1 | $ 210,000 | $ 210,000 | $ 69,000 |
| Duval, Florida | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Leon, Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Marion, Florida | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Miami-Dade, Florida | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Okaloosa, Florida | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Palm Beach, Florida | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| Volusia, Florida | 1 | $ 224,000 | $ 224,000 | $ 168,000 |
| Walton, Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Barrow, Georgia | 1 | $ 182,000 | $ 182,000 | $ 117,000 |
| Burke, Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Coweta, Georgia | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Jeff Davis, Georgia | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Laurens, Georgia | 1 | $ 177,000 | $ 177,000 | $ 69,000 |
| Liberty, Georgia | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Newton, Georgia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Twiggs, Georgia | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Maui, Hawaii | 1 | $ 236,000 | $ 236,000 | $ 144,000 |
| Ada, Idaho | 1 | $ 137,000 | $ 137,000 | $ 402,000 |
| Bingham, Idaho | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Bonner, Idaho | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
| Clearwater, Idaho | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Boone, Illinois | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Bureau, Illinois | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Henry, Illinois | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| McHenry, Illinois | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| McLean, Illinois | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Winnebago, Illinois | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Hendricks, Indiana | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Kosciusko, Indiana | 1 | $ 290,000 | $ 290,000 | $ 127,000 |
| Marion, Indiana | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Monroe, Indiana | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Posey, Indiana | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Atchison, Kansas | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Dickinson, Kansas | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Doniphan, Kansas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Harvey, Kansas | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Madison, Kentucky | 1 | $ 348,000 | $ 348,000 | $ 130,000 |
| Lafayette, Louisiana | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Hampden, Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Suffolk, Massachusetts | 1 | $ 351,000 | $ 351,000 | $ 75,000 |
| Allegan, Michigan | 1 | $ 150,000 | $ 150,000 | $ 306,000 |
| Charlevoix, Michigan | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Kent, Michigan | 1 | $ 550,000 | $ 550,000 | $ 168,000 |
| Macomb, Michigan | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Oakland, Michigan | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Ogemaw, Michigan | 1 | $ 33,000 | $ 33,000 | $ 195,000 |
| Oscoda, Michigan | 1 | $ 43,000 | $ 43,000 | $ 24,000 |
| Shiawassee, Michigan | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Tuscola, Michigan | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Carlton, Minnesota | 1 | $ 131,000 | $ 131,000 | $ 156,000 |
| Chippewa, Minnesota | 1 | $ 89,000 | $ 89,000 | $ 190,000 |
| Hennepin, Minnesota | 1 | $ 289,000 | $ 289,000 | $ 106,000 |
| Hubbard, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 360,000 |
| Norman, Minnesota | 1 | $ 86,000 | $ 86,000 | $ 78,000 |
| Todd, Minnesota | 1 | $ 207,000 | $ 207,000 | $ 156,000 |
| DeSoto, Mississippi | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Stone, Mississippi | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Cape Girardeau, Missouri | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
| DeKalb, Missouri | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Gentry, Missouri | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Howell, Missouri | 1 | $ 101,000 | $ 101,000 | $ 74,000 |
| Jasper, Missouri | 1 | $ 138,000 | $ 138,000 | $ 78,000 |
| Macon, Missouri | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Maries, Missouri | 1 | $ 59,000 | $ 59,000 | $ 75,000 |
| Morgan, Missouri | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Pettis, Missouri | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Phelps, Missouri | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Pulaski, Missouri | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Ralls, Missouri | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| St. Francois, Missouri | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Stoddard, Missouri | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Texas, Missouri | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Vernon, Missouri | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Flathead, Montana | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Gallatin, Montana | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Sarpy, Nebraska | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Douglas, Nevada | 1 | $ 520,000 | $ 520,000 | $ 360,000 |
| Nye, Nevada | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Burlington, New Jersey | 1 | $ 228,000 | $ 228,000 | $ 159,000 |
| Essex, New Jersey | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Hudson, New Jersey | 1 | $ 498,000 | $ 498,000 | $ 62,000 |
| Valencia, New Mexico | 1 | $ 240,000 | $ 240,000 | $ 146,000 |
| Monroe, New York | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Queens, New York | 1 | $ 149,000 | $ 149,000 | $ 300,000 |
| Alamance, North Carolina | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Buncombe, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Carteret, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Currituck, North Carolina | 1 | $ 1,103,000 | $ 1,103,000 | $ 420,000 |
| Durham, North Carolina | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| McDowell, North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Richmond, North Carolina | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Barnes, North Dakota | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Richland, North Dakota | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Hamilton, Ohio | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Miami, Ohio | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Blaine, Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Canadian, Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Comanche, Oklahoma | 1 | $ 214,000 | $ 214,000 | $ 66,000 |
| McClain, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Woods, Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Multnomah, Oregon | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Washington, Oregon | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Allegheny, Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Beaver, Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Cumberland, Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Delaware, Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 193,000 |
| Erie, Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Lehigh, Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| Luzerne, Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 173,000 |
| Charleston, South Carolina | 1 | $ 179,000 | $ 179,000 | $ 150,000 |
| Cherokee, South Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| Horry, South Carolina | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Lincoln, South Dakota | 1 | $ 303,000 | $ 303,000 | $ 164,000 |
| Hamblen, Tennessee | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Hardeman, Tennessee | 1 | $ 88,000 | $ 88,000 | $ 185,000 |
| Rutherford, Tennessee | 1 | $ 260,000 | $ 260,000 | $ 47,000 |
| Williamson, Tennessee | 1 | $ 596,000 | $ 596,000 | $ 240,000 |
| Anderson, Texas | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Aransas, Texas | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Bell, Texas | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Comal, Texas | 1 | $ 283,000 | $ 283,000 | $ 97,000 |
| Freestone, Texas | 1 | $ 337,000 | $ 337,000 | $ 135,000 |
| Hill, Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Karnes, Texas | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Lubbock, Texas | 1 | $ 75,000 | $ 75,000 | $ 353,000 |
| Mason, Texas | 1 | $ 74,000 | $ 74,000 | $ 295,000 |
| Palo Pinto, Texas | 1 | $ 370,000 | $ 370,000 | $ 500,000 |
| San Patricio, Texas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Upshur, Texas | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Washington, Texas | 1 | $ 395,000 | $ 395,000 | $ 304,000 |
| Utah, Utah | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Weber, Utah | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Frederick, Virginia | 1 | $ 176,000 | $ 176,000 | $ 63,000 |
| Gloucester, Virginia | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| King George, Virginia | 1 | $ 380,000 | $ 380,000 | $ 175,000 |
| Manassas, Virginia | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Roanoke, Virginia | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Lincoln, Washington | 1 | $ 31,000 | $ 31,000 | $ 71,000 |
| Yakima, Washington | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
| Berkeley, West Virginia | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Burnett, Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Chippewa, Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Columbia, Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 40,000 |
| Kenosha, Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| Rock, Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Waukesha, Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Texas Capital Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,504 | $318,613,000 | $127,000 | $2,900,000 | $109,000 | $9,999,000 |
| Refinancing | 774 | $130,869,000 | $169,000 | $2,085,000 | $108,000 | $7,200,000 |
| Home Improvement | 7 | $2,225,000 | $317,000 | $500,000 | $1,147,000 | $5,629,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,119 | $304,509,000 | $143,000 | $2,200,000 | $126,000 | $9,999,000 |
| Black or African American | 368 | $42,611,000 | $115,000 | $650,000 | $85,000 | $571,000 |
| Hispanic | 368 | $44,829,000 | $121,000 | $608,000 | $78,000 | $2,021,000 |
| Not Provided | 227 | $36,904,000 | $162,000 | $2,900,000 | $124,000 | $2,680,000 |
| Not applicable | 98 | $9,064,000 | $92,000 | $520,000 | $3,000 | $300,000 |
| Asian | 82 | $10,533,000 | $128,000 | $680,000 | $89,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,173,000 | $181,000 | $400,000 | $149,000 | $632,000 |
| American Indian or Alaskan Native | 11 | $1,084,000 | $98,000 | $240,000 | $82,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,053 | $417,446,000 | $136,000 | $2,900,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 135 | $17,918,000 | $132,000 | $289,000 | $53,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 97 | $16,343,000 | $168,000 | $316,000 | $69,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,688 | $365,556,000 | $135,000 | $2,900,000 | $109,000 | $9,999,000 |
| Application Withdrawn By Applicant | 383 | $59,092,000 | $154,000 | $2,085,000 | $130,000 | $7,200,000 |
| Application Approved But Not Accepted | 118 | $13,256,000 | $112,000 | $468,000 | $140,000 | $5,629,000 |
| Application Denied By Financial Institution | 96 | $13,803,000 | $143,000 | $1,103,000 | $61,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 37 | $5,242,000 | $141,000 | $750,000 | $61,000 | $195,000 |
| Other | 17 | $2,192,000 | $128,000 | $348,000 | $51,000 | $120,000 |
| Collateral | 16 | $3,022,000 | $188,000 | $1,103,000 | $92,000 | $420,000 |
| Debt-To-Income Ratio | 15 | $2,080,000 | $138,000 | $297,000 | $53,000 | $81,000 |
| Unverifiable Information | 8 | $759,000 | $94,000 | $154,000 | $22,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $418,000 | $209,000 | $236,000 | $91,000 | $102,000 |
| Credit Application Incomplete | 1 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Capital Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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