Texasbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Texasbank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Texasbank
400 Fisk Ave
Brownwood, TX 76801
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  
Total Number of Mortgage Applications 2,266
Total Mortgage Loan Application Amount $523,670,000
Average Mortgage Loan Application Amount $187,166
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $88,833
Highest Applicant Income $1,220,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Texasbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texasbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Texasbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texasbank serves its applicants.

Each category highlights the total number of mortgage applications processed by Texasbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texasbank's mortgage activity for 2022.

Mortgage Loan Application Totals for Texasbank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas County Texas 614 $ 138,900,000 $ 226,000 $ 83,000
Tarrant County Texas 545 $ 119,935,000 $ 220,000 $ 87,000
Lubbock County Texas 152 $ 14,010,000 $ 92,000 $ 94,000
Brown County Texas 78 $ 14,940,000 $ 191,000 $ 137,000
Parker County Texas 76 $ 27,420,000 $ 360,000 $ 142,000
Kaufman County Texas 71 $ 17,745,000 $ 249,000 $ 95,000
Collin County Texas 60 $ 16,540,000 $ 275,000 $ 121,000
Denton County Texas 53 $ 15,115,000 $ 285,000 $ 94,000
Johnson County Texas 53 $ 12,985,000 $ 245,000 $ 90,000
Erath County Texas 48 $ 13,490,000 $ 281,000 $ 111,000
Harris County Texas 48 $ 9,330,000 $ 194,000 $ 109,000
Hunt County Texas 32 $ 6,780,000 $ 211,000 $ 80,000
Ellis County Texas 29 $ 8,385,000 $ 289,000 $ 101,000
Williamson County Texas 28 $ 9,030,000 $ 322,000 $ 102,000
Comanche County Texas 22 $ 2,890,000 $ 131,000 $ 98,000
Wise County Texas 18 $ 6,040,000 $ 335,000 $ 123,000
Travis County Texas 16 $ 5,080,000 $ 317,000 $ 114,000
Young County Texas 13 $ 1,955,000 $ 150,000 $ 85,000
Bastrop County Texas 11 $ 3,795,000 $ 345,000 $ 107,000
Rockwall County Texas 11 $ 2,885,000 $ 262,000 $ 91,000
Grayson County Texas 10 $ 1,790,000 $ 179,000 $ 81,000
Hays County Texas 10 $ 3,200,000 $ 320,000 $ 92,000
Palo Pinto County Texas 10 $ 2,570,000 $ 257,000 $ 214,000
Hood County Texas 9 $ 1,925,000 $ 213,000 $ 188,000
Bexar County Texas 8 $ 1,860,000 $ 232,000 $ 399,000
El Paso County Texas 7 $ 4,225,000 $ 603,000 $ 77,000
Van Zandt County Texas 7 $ 1,255,000 $ 179,000 $ 94,000
Maricopa County Arizona 5 $ 1,695,000 $ 339,000 $ 0
Eastland County Texas 5 $ 915,000 $ 183,000 $ 101,000
Henderson County Texas 5 $ 1,505,000 $ 301,000 $ 320,000
Hill County Texas 5 $ 1,205,000 $ 241,000 $ 97,000
Navarro County Texas 5 $ 1,135,000 $ 227,000 $ 63,000
Los Angeles County California 4 $ 1,730,000 $ 432,000 $ 0
Harris County Georgia 4 $ 1,770,000 $ 442,000 $ 0
Bell County Texas 4 $ 960,000 $ 240,000 $ 93,000
Fort Bend County Texas 4 $ 810,000 $ 202,000 $ 76,000
Hamilton County Texas 4 $ 1,090,000 $ 272,000 $ 106,000
Wichita County Texas 4 $ 420,000 $ 105,000 $ 56,000
Clark County Nevada 3 $ 1,475,000 $ 491,000 $ 0
New Hanover County North Carolina 3 $ 335,000 $ 111,000 $ 0
Caldwell County Texas 3 $ 915,000 $ 305,000 $ 103,000
Cooke County Texas 3 $ 905,000 $ 301,000 $ 76,000
Galveston County Texas 3 $ 375,000 $ 125,000 $ 0
McLennan County Texas 3 $ 475,000 $ 158,000 $ 140,000
Montgomery County Texas 3 $ 495,000 $ 165,000 $ 0
Madison County Alabama 2 $ 540,000 $ 270,000 $ 0
Pima County Arizona 2 $ 380,000 $ 190,000 $ 0
Broward County Florida 2 $ 470,000 $ 235,000 $ 0
Orange County Florida 2 $ 430,000 $ 215,000 $ 0
Gwinnett County Georgia 2 $ 570,000 $ 285,000 $ 0
Jackson County Georgia 2 $ 220,000 $ 110,000 $ 0
Pike County Georgia 2 $ 670,000 $ 335,000 $ 0
Middlesex County Massachusetts 2 $ 910,000 $ 455,000 $ 0
Rutherford County Tennessee 2 $ 340,000 $ 170,000 $ 0
Blanco County Texas 2 $ 760,000 $ 380,000 $ 146,000
Coleman County Texas 2 $ 220,000 $ 110,000 $ 100,000
Comal County Texas 2 $ 750,000 $ 375,000 $ 210,000
Coryell County Texas 2 $ 490,000 $ 245,000 $ 81,000
Fannin County Texas 2 $ 430,000 $ 215,000 $ 68,000
Guadalupe County Texas 2 $ 330,000 $ 165,000 $ 0
Hidalgo County Texas 2 $ 340,000 $ 170,000 $ 0
Jack County Texas 2 $ 430,000 $ 215,000 $ 72,000
Jefferson County Texas 2 $ 150,000 $ 75,000 $ 0
Nueces County Texas 2 $ 660,000 $ 330,000 $ 340,000
San Saba County Texas 2 $ 540,000 $ 270,000 $ 0
Smith County Texas 2 $ 320,000 $ 160,000 $ 90,000
Wood County Texas 2 $ 280,000 $ 140,000 $ 94,000
Coffee County Alabama 1 $ 185,000 $ 185,000 $ 0
Jefferson County Alabama 1 $ 375,000 $ 375,000 $ 0
Pinal County Arizona 1 $ 305,000 $ 305,000 $ 0
Clay County Arkansas 1 $ 105,000 $ 105,000 $ 0
Alameda County California 1 $ 435,000 $ 435,000 $ 0
Amador County California 1 $ 335,000 $ 335,000 $ 0
Contra Costa County California 1 $ 605,000 $ 605,000 $ 0
Fresno County California 1 $ 155,000 $ 155,000 $ 0
Orange County California 1 $ 525,000 $ 525,000 $ 0
Placer County California 1 $ 535,000 $ 535,000 $ 0
San Bernardino County California 1 $ 455,000 $ 455,000 $ 0
San Diego County California 1 $ 365,000 $ 365,000 $ 0
Solano County California 1 $ 505,000 $ 505,000 $ 0
Stanislaus County California 1 $ 335,000 $ 335,000 $ 0
Broomfield County Colorado 1 $ 415,000 $ 415,000 $ 0
Phillips County Colorado 1 $ 125,000 $ 125,000 $ 0
Weld County Colorado 1 $ 535,000 $ 535,000 $ 0
New Castle County Delaware 1 $ 465,000 $ 465,000 $ 0
Collier County Florida 1 $ 465,000 $ 465,000 $ 0
Lee County Florida 1 $ 235,000 $ 235,000 $ 0
Levy County Florida 1 $ 185,000 $ 185,000 $ 0
Okaloosa County Florida 1 $ 295,000 $ 295,000 $ 0
Osceola County Florida 1 $ 365,000 $ 365,000 $ 0
Palm Beach County Florida 1 $ 485,000 $ 485,000 $ 0
Polk County Florida 1 $ 335,000 $ 335,000 $ 0
Sarasota County Florida 1 $ 165,000 $ 165,000 $ 0
Seminole County Florida 1 $ 235,000 $ 235,000 $ 0
St. Lucie County Florida 1 $ 325,000 $ 325,000 $ 0
Bulloch County Georgia 1 $ 395,000 $ 395,000 $ 0
Chatham County Georgia 1 $ 315,000 $ 315,000 $ 0
Cherokee County Georgia 1 $ 265,000 $ 265,000 $ 142,000
Columbia County Georgia 1 $ 285,000 $ 285,000 $ 0
Dawson County Georgia 1 $ 245,000 $ 245,000 $ 0
DeKalb County Georgia 1 $ 175,000 $ 175,000 $ 0
Douglas County Georgia 1 $ 235,000 $ 235,000 $ 0
Franklin County Georgia 1 $ 185,000 $ 185,000 $ 0
Fulton County Georgia 1 $ 415,000 $ 415,000 $ 0
Jasper County Georgia 1 $ 385,000 $ 385,000 $ 0
Hawaii County Hawaii 1 $ 195,000 $ 195,000 $ 0
Ada County Idaho 1 $ 485,000 $ 485,000 $ 0
Cook County Illinois 1 $ 225,000 $ 225,000 $ 0
St. Clair County Illinois 1 $ 295,000 $ 295,000 $ 0
Monroe County Indiana 1 $ 185,000 $ 185,000 $ 0
Jefferson County Kentucky 1 $ 145,000 $ 145,000 $ 0
Kenton County Kentucky 1 $ 175,000 $ 175,000 $ 0
Calcasieu County Louisiana 1 $ 115,000 $ 115,000 $ 0
St. Bernard County Louisiana 1 $ 105,000 $ 105,000 $ 22,000
Norfolk County Massachusetts 1 $ 285,000 $ 285,000 $ 0
Hillsdale County Michigan 1 $ 85,000 $ 85,000 $ 0
Muskegon County Michigan 1 $ 145,000 $ 145,000 $ 0
Washington County Minnesota 1 $ 245,000 $ 245,000 $ 0
Hancock County Mississippi 1 $ 245,000 $ 245,000 $ 192,000
Douglas County Nebraska 1 $ 165,000 $ 165,000 $ 0
Washoe County Nevada 1 $ 335,000 $ 335,000 $ 0
Sandoval County New Mexico 1 $ 215,000 $ 215,000 $ 0
Suffolk County New York 1 $ 385,000 $ 385,000 $ 0
Cabarrus County North Carolina 1 $ 355,000 $ 355,000 $ 0
Craven County North Carolina 1 $ 175,000 $ 175,000 $ 0
Cumberland County North Carolina 1 $ 155,000 $ 155,000 $ 0
Pender County North Carolina 1 $ 95,000 $ 95,000 $ 0
Sampson County North Carolina 1 $ 135,000 $ 135,000 $ 0
Union County North Carolina 1 $ 625,000 $ 625,000 $ 0
Butler County Ohio 1 $ 305,000 $ 305,000 $ 0
Clermont County Ohio 1 $ 165,000 $ 165,000 $ 0
Geauga County Ohio 1 $ 205,000 $ 205,000 $ 0
Lake County Ohio 1 $ 125,000 $ 125,000 $ 0
Montgomery County Ohio 1 $ 105,000 $ 105,000 $ 0
Trumbull County Ohio 1 $ 265,000 $ 265,000 $ 0
McCurtain County Oklahoma 1 $ 585,000 $ 585,000 $ 203,000
Okmulgee County Oklahoma 1 $ 115,000 $ 115,000 $ 0
Juniata County Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Luzerne County Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Monroe County Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Providence County Rhode Island 1 $ 265,000 $ 265,000 $ 0
Berkeley County South Carolina 1 $ 405,000 $ 405,000 $ 0
Richland County South Carolina 1 $ 245,000 $ 245,000 $ 0
Wilson County Tennessee 1 $ 205,000 $ 205,000 $ 0
Anderson County Texas 1 $ 75,000 $ 75,000 $ 46,000
Aransas County Texas 1 $ 465,000 $ 465,000 $ 0
Bosque County Texas 1 $ 55,000 $ 55,000 $ 72,000
Brazoria County Texas 1 $ 165,000 $ 165,000 $ 65,000
Burnet County Texas 1 $ 125,000 $ 125,000 $ 67,000
Callahan County Texas 1 $ 125,000 $ 125,000 $ 74,000
Cherokee County Texas 1 $ 205,000 $ 205,000 $ 271,000
Ector County Texas 1 $ 485,000 $ 485,000 $ 201,000
Falls County Texas 1 $ 65,000 $ 65,000 $ 111,000
Franklin County Texas 1 $ 325,000 $ 325,000 $ 178,000
Gregg County Texas 1 $ 125,000 $ 125,000 $ 61,000
Hopkins County Texas 1 $ 125,000 $ 125,000 $ 52,000
Howard County Texas 1 $ 95,000 $ 95,000 $ 91,000
Kerr County Texas 1 $ 525,000 $ 525,000 $ 181,000
Liberty County Texas 1 $ 205,000 $ 205,000 $ 170,000
Matagorda County Texas 1 $ 125,000 $ 125,000 $ 132,000
McCulloch County Texas 1 $ 205,000 $ 205,000 $ 173,000
Midland County Texas 1 $ 205,000 $ 205,000 $ 103,000
Mills County Texas 1 $ 225,000 $ 225,000 $ 74,000
Rains County Texas 1 $ 165,000 $ 165,000 $ 75,000
San Patricio County Texas 1 $ 425,000 $ 425,000 $ 290,000
Somervell County Texas 1 $ 345,000 $ 345,000 $ 156,000
Taylor County Texas 1 $ 255,000 $ 255,000 $ 360,000
Salt Lake County Utah 1 $ 265,000 $ 265,000 $ 0
Charlottesville County Virginia 1 $ 115,000 $ 115,000 $ 0
Chesterfield County Virginia 1 $ 395,000 $ 395,000 $ 0
Loudoun County Virginia 1 $ 195,000 $ 195,000 $ 0
Virginia Beach County Virginia 1 $ 435,000 $ 435,000 $ 0
Cowlitz County Washington 1 $ 475,000 $ 475,000 $ 0
King County Washington 1 $ 515,000 $ 515,000 $ 0
Snohomish County Washington 1 $ 395,000 $ 395,000 $ 0
Thurston County Washington 1 $ 415,000 $ 415,000 $ 0
Brown County Wisconsin 1 $ 175,000 $ 175,000 $ 0
Dane County Wisconsin 1 $ 135,000 $ 135,000 $ 0
Waukesha County Wisconsin 1 $ 225,000 $ 225,000 $ 0
Campbell County Wyoming 1 $ 275,000 $ 275,000 $ 0

Mortgage Loan Application Detail Totals for Texasbank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,410 $363,330,000 $257,000 $7,205,000 $94,000 $1,220,000
Not Applicable 377 $66,275,000 $175,000 $635,000 $0 $0
Cash-out Refinancing 213 $43,745,000 $205,000 $655,000 $110,000 $1,148,000
Refinancing 205 $40,115,000 $195,000 $1,955,000 $90,000 $1,123,000
Other Purpose 49 $8,875,000 $181,000 $565,000 $121,000 $597,000
Home Improvement 12 $1,330,000 $110,000 $205,000 $118,000 $271,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,518 $340,970,000 $224,000 $925,000 $85,000 $1,220,000
Not applicable 416 $93,970,000 $225,000 $7,205,000 $0 $0
White 285 $75,145,000 $263,000 $1,955,000 $150,000 $1,148,000
Not Provided 25 $5,635,000 $225,000 $375,000 $91,000 $210,000
Black or African American 15 $5,735,000 $382,000 $1,175,000 $130,000 $258,000
Asian 6 $1,740,000 $290,000 $785,000 $215,000 $485,000
American Indian or Alaskan Native 1 $475,000 $475,000 $475,000 $227,000 $227,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,150 $491,050,000 $228,000 $7,205,000 $97,000 $1,220,000
FHA-insured (Federal Housing Administration) 73 $17,875,000 $244,000 $535,000 $74,000 $187,000
VA-guaranteed (Veterans Administration) 38 $13,910,000 $366,000 $635,000 $194,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $835,000 $167,000 $235,000 $73,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,414 $343,600,000 $242,000 $7,205,000 $95,000 $1,220,000
Application Withdrawn By Applicant 431 $100,135,000 $232,000 $1,315,000 $95,000 $1,148,000
Loan Purchased By The Institution 378 $66,760,000 $176,000 $635,000 $0 $0
Application Denied By Financial Institution 22 $5,270,000 $239,000 $645,000 $108,000 $226,000
Application Approved But Not Accepted 13 $4,315,000 $331,000 $1,955,000 $114,000 $538,000
File Closed For Incompleteness 8 $3,590,000 $448,000 $1,175,000 $178,000 $478,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,244 $518,400,000 $231,000 $7,205,000 $96,000 $1,220,000
Credit History 10 $2,350,000 $235,000 $355,000 $121,000 $187,000
Debt-To-Income Ratio 7 $1,975,000 $282,000 $645,000 $122,000 $226,000
Collateral 2 $280,000 $140,000 $155,000 $56,000 $60,000
Credit Application Incomplete 1 $215,000 $215,000 $215,000 $78,000 $78,000
Employment History 1 $265,000 $265,000 $265,000 $64,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 1 $185,000 $185,000 $185,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texasbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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