Texasbank Mortgage Lending & HMDA Data, 2022

In 2022, Texasbank of Brownwood, TX reported 2,266 mortgage applications totaling $523.7 million. The average application was for $231,098, and applicants reported an average income of $96,222. 62% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (870), Fort Worth-Arlington, TX (692) and Lubbock, TX (152) (applications in parentheses).

Mortgage Company & Address Texasbank
400 Fisk Ave
Brownwood, TX 76801
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 2,266
Total Mortgage Loan Application Amount $523,670,000
Average Mortgage Loan Application Amount $231,098
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $96,222
Highest Applicant Income $1,220,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texasbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texasbank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 614 $ 138,900,000 $ 226,221 $ 83,000
Tarrant, Texas 545 $ 119,935,000 $ 220,064 $ 87,000
Lubbock, Texas 152 $ 14,010,000 $ 92,171 $ 94,000
Brown, Texas 78 $ 14,940,000 $ 191,538 $ 137,000
Parker, Texas 76 $ 27,420,000 $ 360,789 $ 142,000
Kaufman, Texas 71 $ 17,745,000 $ 249,929 $ 95,000
Collin, Texas 60 $ 16,540,000 $ 275,666 $ 121,000
Denton, Texas 53 $ 15,115,000 $ 285,188 $ 94,000
Johnson, Texas 53 $ 12,985,000 $ 245,000 $ 90,000
Erath, Texas 48 $ 13,490,000 $ 281,041 $ 111,000
Harris, Texas 48 $ 9,330,000 $ 194,375 $ 109,000
Hunt, Texas 32 $ 6,780,000 $ 211,875 $ 80,000
Ellis, Texas 29 $ 8,385,000 $ 289,137 $ 101,000
Williamson, Texas 28 $ 9,030,000 $ 322,500 $ 102,000
Comanche, Texas 22 $ 2,890,000 $ 131,363 $ 98,000
Wise, Texas 18 $ 6,040,000 $ 335,555 $ 123,000
Travis, Texas 16 $ 5,080,000 $ 317,500 $ 114,000
Young, Texas 13 $ 1,955,000 $ 150,384 $ 85,000
Bastrop, Texas 11 $ 3,795,000 $ 345,000 $ 107,000
Rockwall, Texas 11 $ 2,885,000 $ 262,272 $ 91,000
Grayson, Texas 10 $ 1,790,000 $ 179,000 $ 81,000
Hays, Texas 10 $ 3,200,000 $ 320,000 $ 92,000
Palo Pinto, Texas 10 $ 2,570,000 $ 257,000 $ 214,000
Hood, Texas 9 $ 1,925,000 $ 213,888 $ 188,000
Bexar, Texas 8 $ 1,860,000 $ 232,500 $ 399,000
El Paso, Texas 7 $ 4,225,000 $ 603,571 $ 77,000
Van Zandt, Texas 7 $ 1,255,000 $ 179,285 $ 94,000
Maricopa, Arizona 5 $ 1,695,000 $ 339,000 $ 0
Eastland, Texas 5 $ 915,000 $ 183,000 $ 101,000
Henderson, Texas 5 $ 1,505,000 $ 301,000 $ 320,000
Hill, Texas 5 $ 1,205,000 $ 241,000 $ 97,000
Navarro, Texas 5 $ 1,135,000 $ 227,000 $ 63,000
Los Angeles, California 4 $ 1,730,000 $ 432,500 $ 0
Harris, Georgia 4 $ 1,770,000 $ 442,500 $ 0
Bell, Texas 4 $ 960,000 $ 240,000 $ 93,000
Fort Bend, Texas 4 $ 810,000 $ 202,500 $ 76,000
Hamilton, Texas 4 $ 1,090,000 $ 272,500 $ 106,000
Wichita, Texas 4 $ 420,000 $ 105,000 $ 56,000
Clark, Nevada 3 $ 1,475,000 $ 491,666 $ 0
New Hanover, North Carolina 3 $ 335,000 $ 111,666 $ 0
Caldwell, Texas 3 $ 915,000 $ 305,000 $ 103,000
Cooke, Texas 3 $ 905,000 $ 301,666 $ 76,000
Galveston, Texas 3 $ 375,000 $ 125,000 $ 0
McLennan, Texas 3 $ 475,000 $ 158,333 $ 140,000
Montgomery, Texas 3 $ 495,000 $ 165,000 $ 0
Madison, Alabama 2 $ 540,000 $ 270,000 $ 0
Pima, Arizona 2 $ 380,000 $ 190,000 $ 0
Broward, Florida 2 $ 470,000 $ 235,000 $ 0
Orange, Florida 2 $ 430,000 $ 215,000 $ 0
Gwinnett, Georgia 2 $ 570,000 $ 285,000 $ 0
Jackson, Georgia 2 $ 220,000 $ 110,000 $ 0
Pike, Georgia 2 $ 670,000 $ 335,000 $ 0
Middlesex, Massachusetts 2 $ 910,000 $ 455,000 $ 0
Rutherford, Tennessee 2 $ 340,000 $ 170,000 $ 0
Blanco, Texas 2 $ 760,000 $ 380,000 $ 146,000
Coleman, Texas 2 $ 220,000 $ 110,000 $ 100,000
Comal, Texas 2 $ 750,000 $ 375,000 $ 210,000
Coryell, Texas 2 $ 490,000 $ 245,000 $ 81,000
Fannin, Texas 2 $ 430,000 $ 215,000 $ 68,000
Guadalupe, Texas 2 $ 330,000 $ 165,000 $ 0
Hidalgo, Texas 2 $ 340,000 $ 170,000 $ 0
Jack, Texas 2 $ 430,000 $ 215,000 $ 72,000
Jefferson, Texas 2 $ 150,000 $ 75,000 $ 0
Nueces, Texas 2 $ 660,000 $ 330,000 $ 340,000
San Saba, Texas 2 $ 540,000 $ 270,000 $ 0
Smith, Texas 2 $ 320,000 $ 160,000 $ 90,000
Wood, Texas 2 $ 280,000 $ 140,000 $ 94,000
Coffee, Alabama 1 $ 185,000 $ 185,000 $ 0
Jefferson, Alabama 1 $ 375,000 $ 375,000 $ 0
Pinal, Arizona 1 $ 305,000 $ 305,000 $ 0
Clay, Arkansas 1 $ 105,000 $ 105,000 $ 0
Alameda, California 1 $ 435,000 $ 435,000 $ 0
Amador, California 1 $ 335,000 $ 335,000 $ 0
Contra Costa, California 1 $ 605,000 $ 605,000 $ 0
Fresno, California 1 $ 155,000 $ 155,000 $ 0
Orange, California 1 $ 525,000 $ 525,000 $ 0
Placer, California 1 $ 535,000 $ 535,000 $ 0
San Bernardino, California 1 $ 455,000 $ 455,000 $ 0
San Diego, California 1 $ 365,000 $ 365,000 $ 0
Solano, California 1 $ 505,000 $ 505,000 $ 0
Stanislaus, California 1 $ 335,000 $ 335,000 $ 0
Broomfield, Colorado 1 $ 415,000 $ 415,000 $ 0
Phillips, Colorado 1 $ 125,000 $ 125,000 $ 0
Weld, Colorado 1 $ 535,000 $ 535,000 $ 0
New Castle, Delaware 1 $ 465,000 $ 465,000 $ 0
Collier, Florida 1 $ 465,000 $ 465,000 $ 0
Lee, Florida 1 $ 235,000 $ 235,000 $ 0
Levy, Florida 1 $ 185,000 $ 185,000 $ 0
Okaloosa, Florida 1 $ 295,000 $ 295,000 $ 0
Osceola, Florida 1 $ 365,000 $ 365,000 $ 0
Palm Beach, Florida 1 $ 485,000 $ 485,000 $ 0
Polk, Florida 1 $ 335,000 $ 335,000 $ 0
Sarasota, Florida 1 $ 165,000 $ 165,000 $ 0
Seminole, Florida 1 $ 235,000 $ 235,000 $ 0
St. Lucie, Florida 1 $ 325,000 $ 325,000 $ 0
Bulloch, Georgia 1 $ 395,000 $ 395,000 $ 0
Chatham, Georgia 1 $ 315,000 $ 315,000 $ 0
Cherokee, Georgia 1 $ 265,000 $ 265,000 $ 142,000
Columbia, Georgia 1 $ 285,000 $ 285,000 $ 0
Dawson, Georgia 1 $ 245,000 $ 245,000 $ 0
DeKalb, Georgia 1 $ 175,000 $ 175,000 $ 0
Douglas, Georgia 1 $ 235,000 $ 235,000 $ 0
Franklin, Georgia 1 $ 185,000 $ 185,000 $ 0
Fulton, Georgia 1 $ 415,000 $ 415,000 $ 0
Jasper, Georgia 1 $ 385,000 $ 385,000 $ 0
Hawaii, Hawaii 1 $ 195,000 $ 195,000 $ 0
Ada, Idaho 1 $ 485,000 $ 485,000 $ 0
Cook, Illinois 1 $ 225,000 $ 225,000 $ 0
St. Clair, Illinois 1 $ 295,000 $ 295,000 $ 0
Monroe, Indiana 1 $ 185,000 $ 185,000 $ 0
Jefferson, Kentucky 1 $ 145,000 $ 145,000 $ 0
Kenton, Kentucky 1 $ 175,000 $ 175,000 $ 0
Calcasieu, Louisiana 1 $ 115,000 $ 115,000 $ 0
St. Bernard, Louisiana 1 $ 105,000 $ 105,000 $ 22,000
Norfolk, Massachusetts 1 $ 285,000 $ 285,000 $ 0
Hillsdale, Michigan 1 $ 85,000 $ 85,000 $ 0
Muskegon, Michigan 1 $ 145,000 $ 145,000 $ 0
Washington, Minnesota 1 $ 245,000 $ 245,000 $ 0
Hancock, Mississippi 1 $ 245,000 $ 245,000 $ 192,000
Douglas, Nebraska 1 $ 165,000 $ 165,000 $ 0
Washoe, Nevada 1 $ 335,000 $ 335,000 $ 0
Sandoval, New Mexico 1 $ 215,000 $ 215,000 $ 0
Suffolk, New York 1 $ 385,000 $ 385,000 $ 0
Cabarrus, North Carolina 1 $ 355,000 $ 355,000 $ 0
Craven, North Carolina 1 $ 175,000 $ 175,000 $ 0
Cumberland, North Carolina 1 $ 155,000 $ 155,000 $ 0
Pender, North Carolina 1 $ 95,000 $ 95,000 $ 0
Sampson, North Carolina 1 $ 135,000 $ 135,000 $ 0
Union, North Carolina 1 $ 625,000 $ 625,000 $ 0
Butler, Ohio 1 $ 305,000 $ 305,000 $ 0
Clermont, Ohio 1 $ 165,000 $ 165,000 $ 0
Geauga, Ohio 1 $ 205,000 $ 205,000 $ 0
Lake, Ohio 1 $ 125,000 $ 125,000 $ 0
Montgomery, Ohio 1 $ 105,000 $ 105,000 $ 0
Trumbull, Ohio 1 $ 265,000 $ 265,000 $ 0
McCurtain, Oklahoma 1 $ 585,000 $ 585,000 $ 203,000
Okmulgee, Oklahoma 1 $ 115,000 $ 115,000 $ 0
Juniata, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Luzerne, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Monroe, Pennsylvania 1 $ 405,000 $ 405,000 $ 0
Providence, Rhode Island 1 $ 265,000 $ 265,000 $ 0
Berkeley, South Carolina 1 $ 405,000 $ 405,000 $ 0
Richland, South Carolina 1 $ 245,000 $ 245,000 $ 0
Wilson, Tennessee 1 $ 205,000 $ 205,000 $ 0
Anderson, Texas 1 $ 75,000 $ 75,000 $ 46,000
Aransas, Texas 1 $ 465,000 $ 465,000 $ 0
Bosque, Texas 1 $ 55,000 $ 55,000 $ 72,000
Brazoria, Texas 1 $ 165,000 $ 165,000 $ 65,000
Burnet, Texas 1 $ 125,000 $ 125,000 $ 67,000
Callahan, Texas 1 $ 125,000 $ 125,000 $ 74,000
Cherokee, Texas 1 $ 205,000 $ 205,000 $ 271,000
Ector, Texas 1 $ 485,000 $ 485,000 $ 201,000
Falls, Texas 1 $ 65,000 $ 65,000 $ 111,000
Franklin, Texas 1 $ 325,000 $ 325,000 $ 178,000
Gregg, Texas 1 $ 125,000 $ 125,000 $ 61,000
Hopkins, Texas 1 $ 125,000 $ 125,000 $ 52,000
Howard, Texas 1 $ 95,000 $ 95,000 $ 91,000
Kerr, Texas 1 $ 525,000 $ 525,000 $ 181,000
Liberty, Texas 1 $ 205,000 $ 205,000 $ 170,000
Matagorda, Texas 1 $ 125,000 $ 125,000 $ 132,000
McCulloch, Texas 1 $ 205,000 $ 205,000 $ 173,000
Midland, Texas 1 $ 205,000 $ 205,000 $ 103,000
Mills, Texas 1 $ 225,000 $ 225,000 $ 74,000
Rains, Texas 1 $ 165,000 $ 165,000 $ 75,000
San Patricio, Texas 1 $ 425,000 $ 425,000 $ 290,000
Somervell, Texas 1 $ 345,000 $ 345,000 $ 156,000
Taylor, Texas 1 $ 255,000 $ 255,000 $ 360,000
Salt Lake, Utah 1 $ 265,000 $ 265,000 $ 0
Charlottesville, Virginia 1 $ 115,000 $ 115,000 $ 0
Chesterfield, Virginia 1 $ 395,000 $ 395,000 $ 0
Loudoun, Virginia 1 $ 195,000 $ 195,000 $ 0
Virginia Beach, Virginia 1 $ 435,000 $ 435,000 $ 0
Cowlitz, Washington 1 $ 475,000 $ 475,000 $ 0
King, Washington 1 $ 515,000 $ 515,000 $ 0
Snohomish, Washington 1 $ 395,000 $ 395,000 $ 0
Thurston, Washington 1 $ 415,000 $ 415,000 $ 0
Brown, Wisconsin 1 $ 175,000 $ 175,000 $ 0
Dane, Wisconsin 1 $ 135,000 $ 135,000 $ 0
Waukesha, Wisconsin 1 $ 225,000 $ 225,000 $ 0
Campbell, Wyoming 1 $ 275,000 $ 275,000 $ 0

Mortgage Loan Application Detail Totals for Texasbank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,410 $363,330,000 $257,000 $7,205,000 $94,000 $1,220,000
Not Applicable 377 $66,275,000 $175,000 $635,000 $0 $0
Cash-out Refinancing 213 $43,745,000 $205,000 $655,000 $110,000 $1,148,000
Refinancing 205 $40,115,000 $195,000 $1,955,000 $90,000 $1,123,000
Other Purpose 49 $8,875,000 $181,000 $565,000 $121,000 $597,000
Home Improvement 12 $1,330,000 $110,000 $205,000 $118,000 $271,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,518 $340,970,000 $224,000 $925,000 $85,000 $1,220,000
Not applicable 416 $93,970,000 $225,000 $7,205,000 $0 $0
White 285 $75,145,000 $263,000 $1,955,000 $150,000 $1,148,000
Not Provided 25 $5,635,000 $225,000 $375,000 $91,000 $210,000
Black or African American 15 $5,735,000 $382,000 $1,175,000 $130,000 $258,000
Asian 6 $1,740,000 $290,000 $785,000 $215,000 $485,000
American Indian or Alaskan Native 1 $475,000 $475,000 $475,000 $227,000 $227,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,150 $491,050,000 $228,000 $7,205,000 $97,000 $1,220,000
FHA-insured (Federal Housing Administration) 73 $17,875,000 $244,000 $535,000 $74,000 $187,000
VA-guaranteed (Veterans Administration) 38 $13,910,000 $366,000 $635,000 $194,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $835,000 $167,000 $235,000 $73,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,414 $343,600,000 $242,000 $7,205,000 $95,000 $1,220,000
Application Withdrawn By Applicant 431 $100,135,000 $232,000 $1,315,000 $95,000 $1,148,000
Loan Purchased By The Institution 378 $66,760,000 $176,000 $635,000 $0 $0
Application Denied By Financial Institution 22 $5,270,000 $239,000 $645,000 $108,000 $226,000
Application Approved But Not Accepted 13 $4,315,000 $331,000 $1,955,000 $114,000 $538,000
File Closed For Incompleteness 8 $3,590,000 $448,000 $1,175,000 $178,000 $478,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,244 $518,400,000 $231,000 $7,205,000 $96,000 $1,220,000
Credit History 10 $2,350,000 $235,000 $355,000 $121,000 $187,000
Debt-To-Income Ratio 7 $1,975,000 $282,000 $645,000 $122,000 $226,000
Collateral 2 $280,000 $140,000 $155,000 $56,000 $60,000
Credit Application Incomplete 1 $215,000 $215,000 $215,000 $78,000 $78,000
Employment History 1 $265,000 $265,000 $265,000 $64,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 1 $185,000 $185,000 $185,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texasbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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