Texasbank Mortgage Lending & HMDA Data, 2022
In 2022, Texasbank of Brownwood, TX reported 2,266 mortgage applications totaling $523.7 million. The average application was for $231,098, and applicants reported an average income of $96,222. 62% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (870), Fort Worth-Arlington, TX (692) and Lubbock, TX (152) (applications in parentheses).
| Mortgage Company & Address | Texasbank 400 Fisk Ave Brownwood, TX 76801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 2,266 |
| Total Mortgage Loan Application Amount | $523,670,000 |
| Average Mortgage Loan Application Amount | $231,098 |
| Highest Mortgage Loan Application Amount | $7,205,000 |
| Average Applicant Income | $96,222 |
| Highest Applicant Income | $1,220,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texasbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 870 | $ 206,350,000 | $ 237,183 | $ 88,000 |
| Fort Worth-Arlington, TX | 692 | $ 166,380,000 | $ 240,433 | $ 93,000 |
| Outside any metro area | 254 | $ 54,470,000 | $ 214,448 | $ 126,319 |
| Lubbock, TX | 152 | $ 14,010,000 | $ 92,171 | $ 94,000 |
| Austin-Round Rock, TX | 68 | $ 22,020,000 | $ 323,823 | $ 104,000 |
| Houston-The Woodlands-Sugar Land, TX | 60 | $ 11,380,000 | $ 189,666 | $ 108,000 |
| San Antonio-New Braunfels, TX | 12 | $ 2,940,000 | $ 245,000 | $ 351,000 |
| Atlanta-Sandy Springs-Roswell, GA | 10 | $ 2,960,000 | $ 296,000 | $ 142,000 |
| Sherman-Denison, TX | 10 | $ 1,790,000 | $ 179,000 | $ 81,000 |
| El Paso, TX | 7 | $ 4,225,000 | $ 603,571 | $ 77,000 |
| Killeen-Temple, TX | 6 | $ 1,450,000 | $ 241,666 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6 | $ 2,000,000 | $ 333,333 | $ 0 |
| Columbus, GA-AL | 4 | $ 1,770,000 | $ 442,500 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 1,730,000 | $ 432,500 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,030,000 | $ 257,500 | $ 0 |
| Waco, TX | 4 | $ 540,000 | $ 135,000 | $ 130,000 |
| Wichita Falls, TX | 4 | $ 420,000 | $ 105,000 | $ 56,000 |
| Wilmington, NC | 4 | $ 430,000 | $ 107,500 | $ 0 |
| Cincinnati, OH-KY-IN | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Corpus Christi, TX | 3 | $ 1,085,000 | $ 361,666 | $ 323,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 1,475,000 | $ 491,666 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Abilene, TX | 2 | $ 380,000 | $ 190,000 | $ 217,000 |
| Beaumont-Port Arthur, TX | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Cleveland-Elyria, OH | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Huntsville, AL | 2 | $ 540,000 | $ 270,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Tucson, AZ | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Tyler, TX | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Albuquerque, NM | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bloomington, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boise City, ID | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Boston, MA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Charlottesville, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Chicago-Naperville, IL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Columbia, SC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 1 | $ 415,000 | $ 415,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Fayetteville, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fresno, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gainesville, FL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Greeley, CO | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Green Bay, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 245,000 | $ 245,000 | $ 192,000 |
| Lake Charles, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Longview, TX | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Longview, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Midland, TX | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Modesto, CA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Muskegon, MI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 385,000 | $ 385,000 | $ 0 |
| New Bern, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Odessa, TX | 1 | $ 485,000 | $ 485,000 | $ 201,000 |
| Olympia-Tumwater, WA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Reno, NV | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Richmond, VA | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 265,000 | $ 265,000 | $ 0 |
| San Diego-Carlsbad, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Savannah, GA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Tulsa, OK | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 195,000 | $ 195,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 265,000 | $ 265,000 | $ 0 |
Mortgage Loan Application Detail Totals for Texasbank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $363,330,000 | $257,000 | $7,205,000 | $94,000 | $1,220,000 |
| Not Applicable | 377 | $66,275,000 | $175,000 | $635,000 | $0 | $0 |
| Cash-out Refinancing | 213 | $43,745,000 | $205,000 | $655,000 | $110,000 | $1,148,000 |
| Refinancing | 205 | $40,115,000 | $195,000 | $1,955,000 | $90,000 | $1,123,000 |
| Other Purpose | 49 | $8,875,000 | $181,000 | $565,000 | $121,000 | $597,000 |
| Home Improvement | 12 | $1,330,000 | $110,000 | $205,000 | $118,000 | $271,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,518 | $340,970,000 | $224,000 | $925,000 | $85,000 | $1,220,000 |
| Not applicable | 416 | $93,970,000 | $225,000 | $7,205,000 | $0 | $0 |
| White | 285 | $75,145,000 | $263,000 | $1,955,000 | $150,000 | $1,148,000 |
| Not Provided | 25 | $5,635,000 | $225,000 | $375,000 | $91,000 | $210,000 |
| Black or African American | 15 | $5,735,000 | $382,000 | $1,175,000 | $130,000 | $258,000 |
| Asian | 6 | $1,740,000 | $290,000 | $785,000 | $215,000 | $485,000 |
| American Indian or Alaskan Native | 1 | $475,000 | $475,000 | $475,000 | $227,000 | $227,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,150 | $491,050,000 | $228,000 | $7,205,000 | $97,000 | $1,220,000 |
| FHA-insured (Federal Housing Administration) | 73 | $17,875,000 | $244,000 | $535,000 | $74,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 38 | $13,910,000 | $366,000 | $635,000 | $194,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $835,000 | $167,000 | $235,000 | $73,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,414 | $343,600,000 | $242,000 | $7,205,000 | $95,000 | $1,220,000 |
| Application Withdrawn By Applicant | 431 | $100,135,000 | $232,000 | $1,315,000 | $95,000 | $1,148,000 |
| Loan Purchased By The Institution | 378 | $66,760,000 | $176,000 | $635,000 | $0 | $0 |
| Application Denied By Financial Institution | 22 | $5,270,000 | $239,000 | $645,000 | $108,000 | $226,000 |
| Application Approved But Not Accepted | 13 | $4,315,000 | $331,000 | $1,955,000 | $114,000 | $538,000 |
| File Closed For Incompleteness | 8 | $3,590,000 | $448,000 | $1,175,000 | $178,000 | $478,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,244 | $518,400,000 | $231,000 | $7,205,000 | $96,000 | $1,220,000 |
| Credit History | 10 | $2,350,000 | $235,000 | $355,000 | $121,000 | $187,000 |
| Debt-To-Income Ratio | 7 | $1,975,000 | $282,000 | $645,000 | $122,000 | $226,000 |
| Collateral | 2 | $280,000 | $140,000 | $155,000 | $56,000 | $60,000 |
| Credit Application Incomplete | 1 | $215,000 | $215,000 | $215,000 | $78,000 | $78,000 |
| Employment History | 1 | $265,000 | $265,000 | $265,000 | $64,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texasbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About