The First State Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,141 |
| Total Mortgage Loan Application Amount | $164,604,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $559,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $1,102,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 129 | $ 14,801,000 | $ 114,000 | $ 68,000 |
| Muskingum County Ohio | 61 | $ 8,352,000 | $ 136,000 | $ 75,000 |
| Fayette County Kentucky | 55 | $ 10,979,000 | $ 199,000 | $ 147,000 |
| Putnam County West Virginia | 50 | $ 10,464,000 | $ 209,000 | $ 135,000 |
| Monongalia County West Virginia | 34 | $ 6,161,000 | $ 181,000 | $ 93,000 |
| Pulaski County Kentucky | 31 | $ 4,107,000 | $ 132,000 | $ 57,000 |
| Putnam County Ohio | 29 | $ 5,341,000 | $ 184,000 | $ 93,000 |
| Kanawha County West Virginia | 26 | $ 4,040,000 | $ 155,000 | $ 93,000 |
| Hardy County West Virginia | 23 | $ 3,193,000 | $ 138,000 | $ 75,000 |
| Lawrence County Ohio | 19 | $ 1,801,000 | $ 94,000 | $ 79,000 |
| Auglaize County Ohio | 18 | $ 2,631,000 | $ 146,000 | $ 54,000 |
| Upshur County West Virginia | 18 | $ 2,199,000 | $ 122,000 | $ 58,000 |
| Greenup County Kentucky | 17 | $ 2,429,000 | $ 142,000 | $ 80,000 |
| Bourbon County Kentucky | 14 | $ 2,963,000 | $ 211,000 | $ 100,000 |
| Boyd County Kentucky | 14 | $ 1,489,000 | $ 106,000 | $ 69,000 |
| Mason County Kentucky | 14 | $ 1,959,000 | $ 139,000 | $ 79,000 |
| Harrison County West Virginia | 14 | $ 1,848,000 | $ 132,000 | $ 77,000 |
| Defiance County Ohio | 13 | $ 1,168,000 | $ 89,000 | $ 49,000 |
| Perry County Ohio | 13 | $ 1,240,000 | $ 95,000 | $ 67,000 |
| Wayne County West Virginia | 13 | $ 1,723,000 | $ 132,000 | $ 58,000 |
| Montgomery County Kentucky | 12 | $ 1,584,000 | $ 132,000 | $ 71,000 |
| Licking County Ohio | 12 | $ 2,225,000 | $ 185,000 | $ 94,000 |
| Mercer County West Virginia | 12 | $ 1,200,000 | $ 100,000 | $ 46,000 |
| Dubois County Indiana | 11 | $ 1,181,000 | $ 107,000 | $ 59,000 |
| Hickman County Kentucky | 11 | $ 1,016,000 | $ 92,000 | $ 58,000 |
| Stark County Ohio | 11 | $ 1,107,000 | $ 100,000 | $ 75,000 |
| Rockingham County Virginia | 11 | $ 2,353,000 | $ 213,000 | $ 94,000 |
| Barbour County West Virginia | 11 | $ 1,347,000 | $ 122,000 | $ 67,000 |
| Washington County Ohio | 10 | $ 1,223,000 | $ 122,000 | $ 76,000 |
| Jackson County West Virginia | 10 | $ 1,299,000 | $ 129,000 | $ 54,000 |
| Graves County Kentucky | 9 | $ 967,000 | $ 107,000 | $ 67,000 |
| Montgomery County Virginia | 9 | $ 2,094,000 | $ 232,000 | $ 117,000 |
| Raleigh County West Virginia | 9 | $ 1,630,000 | $ 181,000 | $ 72,000 |
| Spencer County Indiana | 8 | $ 717,000 | $ 89,000 | $ 43,000 |
| Ballard County Kentucky | 8 | $ 849,000 | $ 106,000 | $ 62,000 |
| Allen County Ohio | 8 | $ 852,000 | $ 106,000 | $ 76,000 |
| Fulton County Ohio | 8 | $ 745,000 | $ 93,000 | $ 78,000 |
| Grant County West Virginia | 8 | $ 1,107,000 | $ 138,000 | $ 68,000 |
| Lincoln County West Virginia | 7 | $ 1,047,000 | $ 149,000 | $ 67,000 |
| Pendleton County West Virginia | 7 | $ 1,033,000 | $ 147,000 | $ 55,000 |
| Barren County Kentucky | 6 | $ 475,000 | $ 79,000 | $ 53,000 |
| Osceola County Michigan | 6 | $ 732,000 | $ 122,000 | $ 85,000 |
| Wood County West Virginia | 6 | $ 811,000 | $ 135,000 | $ 74,000 |
| Clark County Kentucky | 5 | $ 1,043,000 | $ 208,000 | $ 146,000 |
| Jessamine County Kentucky | 5 | $ 1,179,000 | $ 235,000 | $ 118,000 |
| Belmont County Ohio | 5 | $ 927,000 | $ 185,000 | $ 100,000 |
| Shelby County Ohio | 5 | $ 591,000 | $ 118,000 | $ 49,000 |
| Tazewell County Virginia | 5 | $ 659,000 | $ 131,000 | $ 62,000 |
| Nicholas County West Virginia | 5 | $ 484,000 | $ 96,000 | $ 54,000 |
| Ohio County West Virginia | 5 | $ 455,000 | $ 91,000 | $ 67,000 |
| Randolph County West Virginia | 5 | $ 523,000 | $ 104,000 | $ 69,000 |
| Cumberland County Kentucky | 4 | $ 469,000 | $ 117,000 | $ 58,000 |
| Kenton County Kentucky | 4 | $ 1,065,000 | $ 266,000 | $ 159,000 |
| McCracken County Kentucky | 4 | $ 402,000 | $ 100,000 | $ 65,000 |
| Kalamazoo County Michigan | 4 | $ 521,000 | $ 130,000 | $ 79,000 |
| Kent County Michigan | 4 | $ 460,000 | $ 115,000 | $ 110,000 |
| Lake County Michigan | 4 | $ 347,000 | $ 86,000 | $ 103,000 |
| Mecosta County Michigan | 4 | $ 648,000 | $ 162,000 | $ 82,000 |
| Guernsey County Ohio | 4 | $ 510,000 | $ 127,000 | $ 72,000 |
| Henry County Ohio | 4 | $ 514,000 | $ 128,000 | $ 65,000 |
| Morgan County Ohio | 4 | $ 573,000 | $ 143,000 | $ 80,000 |
| Paulding County Ohio | 4 | $ 530,000 | $ 132,000 | $ 68,000 |
| Greenbrier County West Virginia | 4 | $ 799,000 | $ 199,000 | $ 254,000 |
| Lewis County West Virginia | 4 | $ 733,000 | $ 183,000 | $ 112,000 |
| Marion County West Virginia | 4 | $ 364,000 | $ 91,000 | $ 66,000 |
| Carter County Kentucky | 3 | $ 481,000 | $ 160,000 | $ 63,000 |
| Lewis County Kentucky | 3 | $ 264,000 | $ 88,000 | $ 52,000 |
| Madison County Kentucky | 3 | $ 600,000 | $ 200,000 | $ 189,000 |
| Washington County Maryland | 3 | $ 641,000 | $ 213,000 | $ 93,000 |
| Surry County North Carolina | 3 | $ 260,000 | $ 86,000 | $ 32,000 |
| Athens County Ohio | 3 | $ 316,000 | $ 105,000 | $ 64,000 |
| Carroll County Ohio | 3 | $ 273,000 | $ 91,000 | $ 55,000 |
| Franklin County Ohio | 3 | $ 436,000 | $ 145,000 | $ 56,000 |
| Noble County Ohio | 3 | $ 519,000 | $ 173,000 | $ 55,000 |
| Van Wert County Ohio | 3 | $ 309,000 | $ 103,000 | $ 68,000 |
| Williams County Ohio | 3 | $ 302,000 | $ 100,000 | $ 81,000 |
| Greene County Tennessee | 3 | $ 657,000 | $ 219,000 | $ 93,000 |
| Alleghany County Virginia | 3 | $ 289,000 | $ 96,000 | $ 52,000 |
| Augusta County Virginia | 3 | $ 552,000 | $ 184,000 | $ 82,000 |
| Loudoun County Virginia | 3 | $ 1,000,000 | $ 333,000 | $ 119,000 |
| Shenandoah County Virginia | 3 | $ 444,000 | $ 148,000 | $ 67,000 |
| Fayette County West Virginia | 3 | $ 205,000 | $ 68,000 | $ 60,000 |
| Preston County West Virginia | 3 | $ 725,000 | $ 241,000 | $ 57,000 |
| Taylor County West Virginia | 3 | $ 207,000 | $ 69,000 | $ 71,000 |
| Brevard County Florida | 2 | $ 232,000 | $ 116,000 | $ 89,000 |
| Volusia County Florida | 2 | $ 324,000 | $ 162,000 | $ 284,000 |
| Boone County Kentucky | 2 | $ 441,000 | $ 220,000 | $ 86,000 |
| Bracken County Kentucky | 2 | $ 216,000 | $ 108,000 | $ 62,000 |
| Campbell County Kentucky | 2 | $ 314,000 | $ 157,000 | $ 86,000 |
| Casey County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 72,000 |
| Laurel County Kentucky | 2 | $ 277,000 | $ 138,000 | $ 64,000 |
| Nicholas County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 74,000 |
| Russell County Kentucky | 2 | $ 311,000 | $ 155,000 | $ 71,000 |
| Scott County Kentucky | 2 | $ 535,000 | $ 267,000 | $ 161,000 |
| Woodford County Kentucky | 2 | $ 445,000 | $ 222,000 | $ 209,000 |
| St. Joseph County Michigan | 2 | $ 257,000 | $ 128,000 | $ 58,000 |
| Van Buren County Michigan | 2 | $ 217,000 | $ 108,000 | $ 82,000 |
| Clermont County Ohio | 2 | $ 425,000 | $ 212,000 | $ 143,000 |
| Crawford County Ohio | 2 | $ 207,000 | $ 103,000 | $ 101,000 |
| Hancock County Ohio | 2 | $ 294,000 | $ 147,000 | $ 80,000 |
| Ross County Ohio | 2 | $ 299,000 | $ 149,000 | $ 90,000 |
| Scioto County Ohio | 2 | $ 203,000 | $ 101,000 | $ 126,000 |
| Union County Ohio | 2 | $ 91,000 | $ 45,000 | $ 53,000 |
| Beaver County Pennsylvania | 2 | $ 375,000 | $ 187,000 | $ 97,000 |
| Lancaster County Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 52,000 |
| Carter County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 45,000 |
| Unicoi County Tennessee | 2 | $ 197,000 | $ 98,000 | $ 30,000 |
| Washington County Tennessee | 2 | $ 357,000 | $ 178,000 | $ 106,000 |
| Weakley County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 746,000 | $ 373,000 | $ 85,000 |
| Harrisonburg County Virginia | 2 | $ 228,000 | $ 114,000 | $ 28,000 |
| Pulaski County Virginia | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Wythe County Virginia | 2 | $ 176,000 | $ 88,000 | $ 37,000 |
| Logan County West Virginia | 2 | $ 261,000 | $ 130,000 | $ 76,000 |
| Mason County West Virginia | 2 | $ 68,000 | $ 34,000 | $ 29,000 |
| Roane County West Virginia | 2 | $ 473,000 | $ 236,000 | $ 93,000 |
| Tucker County West Virginia | 2 | $ 457,000 | $ 228,000 | $ 149,000 |
| Charlotte County Florida | 1 | $ 291,000 | $ 291,000 | $ 180,000 |
| Hillsborough County Florida | 1 | $ 222,000 | $ 222,000 | $ 163,000 |
| Lee County Florida | 1 | $ 38,000 | $ 38,000 | $ 83,000 |
| Leon County Florida | 1 | $ 76,000 | $ 76,000 | $ 150,000 |
| Pasco County Florida | 1 | $ 207,000 | $ 207,000 | $ 225,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Cherokee County Georgia | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Cook County Illinois | 1 | $ 317,000 | $ 317,000 | $ 107,000 |
| Kankakee County Illinois | 1 | $ 97,000 | $ 97,000 | $ 52,000 |
| Allen County Indiana | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Kosciusko County Indiana | 1 | $ 240,000 | $ 240,000 | $ 574,000 |
| Perry County Indiana | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Posey County Indiana | 1 | $ 134,000 | $ 134,000 | $ 33,000 |
| Vanderburgh County Indiana | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Warrick County Indiana | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Adair County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Edmonson County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Franklin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Fulton County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 11,000 |
| Harrison County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Hart County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Knox County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Menifee County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 122,000 |
| Ohio County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Pike County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 71,000 |
| Taylor County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Warren County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Whitley County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Frederick County Maryland | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Garrett County Maryland | 1 | $ 249,000 | $ 249,000 | $ 64,000 |
| Allegan County Michigan | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Eaton County Michigan | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Lenawee County Michigan | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Mason County Michigan | 1 | $ 172,000 | $ 172,000 | $ 140,000 |
| St. Louis County Missouri | 1 | $ 304,000 | $ 304,000 | $ 200,000 |
| Iredell County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 78,000 |
| Lenoir County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Mecklenburg County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 60,000 |
| Rowan County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Stokes County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 26,000 |
| Union County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 53,000 |
| Wake County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 216,000 |
| Coshocton County Ohio | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Cuyahoga County Ohio | 1 | $ 183,000 | $ 183,000 | $ 137,000 |
| Erie County Ohio | 1 | $ 52,000 | $ 52,000 | $ 19,000 |
| Fairfield County Ohio | 1 | $ 229,000 | $ 229,000 | $ 164,000 |
| Gallia County Ohio | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Hardin County Ohio | 1 | $ 240,000 | $ 240,000 | $ 177,000 |
| Hocking County Ohio | 1 | $ 153,000 | $ 153,000 | $ 73,000 |
| Lucas County Ohio | 1 | $ 94,000 | $ 94,000 | $ 51,000 |
| Madison County Ohio | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Mercer County Ohio | 1 | $ 200,000 | $ 200,000 | $ 182,000 |
| Ottawa County Ohio | 1 | $ 38,000 | $ 38,000 | $ 83,000 |
| Pike County Ohio | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Summit County Ohio | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Tuscarawas County Ohio | 1 | $ 186,000 | $ 186,000 | $ 142,000 |
| Vinton County Ohio | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Warren County Ohio | 1 | $ 388,000 | $ 388,000 | $ 222,000 |
| Fayette County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 144,000 |
| Franklin County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 14,000 |
| Lebanon County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 83,000 |
| Luzerne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 188,000 |
| Berkeley County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Charleston County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Minnehaha County South Dakota | 1 | $ 392,000 | $ 392,000 | $ 123,000 |
| Carroll County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 72,000 |
| Claiborne County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Cocke County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Henry County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Knox County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Loudon County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 233,000 |
| Macon County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Obion County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| Robertson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Dallas County Texas | 1 | $ 239,000 | $ 239,000 | $ 150,000 |
| Albemarle County Virginia | 1 | $ 141,000 | $ 141,000 | $ 36,000 |
| Bath County Virginia | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Hanover County Virginia | 1 | $ 232,000 | $ 232,000 | $ 135,000 |
| Henrico County Virginia | 1 | $ 210,000 | $ 210,000 | $ 74,000 |
| Hopewell County Virginia | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Radford County Virginia | 1 | $ 252,000 | $ 252,000 | $ 120,000 |
| Richmond City County Virginia | 1 | $ 181,000 | $ 181,000 | $ 154,000 |
| Spotsylvania County Virginia | 1 | $ 236,000 | $ 236,000 | $ 49,000 |
| Staunton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Virginia Beach County Virginia | 1 | $ 401,000 | $ 401,000 | $ 161,000 |
| Braxton County West Virginia | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Brooke County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Marshall County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Morgan County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Pocahontas County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Wyoming County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 587 | $86,732,000 | $147,000 | $497,000 | $91,000 | $1,102,000 |
| Home Purchase | 509 | $72,929,000 | $143,000 | $559,000 | $77,000 | $869,000 |
| Home Improvement | 45 | $4,943,000 | $109,000 | $401,000 | $78,000 | $222,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 689 | $105,187,000 | $152,000 | $559,000 | $87,000 | $839,000 |
| White | 430 | $56,762,000 | $132,000 | $550,000 | $80,000 | $1,102,000 |
| Not Provided | 11 | $1,478,000 | $134,000 | $390,000 | $104,000 | $465,000 |
| Black or African American | 4 | $647,000 | $161,000 | $226,000 | $74,000 | $107,000 |
| Hispanic | 2 | $175,000 | $87,000 | $106,000 | $32,000 | $39,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $173,000 | $86,000 | $132,000 | $70,000 | $94,000 |
| American Indian or Alaskan Native | 2 | $112,000 | $56,000 | $57,000 | $59,000 | $65,000 |
| Asian | 1 | $70,000 | $70,000 | $70,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,008 | $146,843,000 | $145,000 | $559,000 | $88,000 | $1,102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $7,277,000 | $102,000 | $267,000 | $42,000 | $71,000 |
| FHA-insured (Federal Housing Administration) | 32 | $5,257,000 | $164,000 | $525,000 | $61,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 30 | $5,227,000 | $174,000 | $410,000 | $73,000 | $227,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 675 | $103,302,000 | $153,000 | $497,000 | $89,000 | $839,000 |
| Loan Originated | 410 | $53,758,000 | $131,000 | $559,000 | $80,000 | $1,102,000 |
| Application Denied By Financial Institution | 32 | $3,884,000 | $121,000 | $269,000 | $48,000 | $151,000 |
| Application Withdrawn By Applicant | 20 | $3,127,000 | $156,000 | $433,000 | $91,000 | $199,000 |
| File Closed For Incompleteness | 4 | $533,000 | $133,000 | $246,000 | $61,000 | $80,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $1,614,000 | $146,000 | $249,000 | $40,000 | $68,000 |
| Credit History | 5 | $382,000 | $76,000 | $126,000 | $29,000 | $51,000 |
| Collateral | 3 | $333,000 | $111,000 | $126,000 | $60,000 | $74,000 |
| Other | 3 | $441,000 | $147,000 | $269,000 | $60,000 | $75,000 |
| Credit Application Incomplete | 1 | $63,000 | $63,000 | $63,000 | $40,000 | $40,000 |
| Employment History | 1 | $70,000 | $70,000 | $70,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $99,000 | $99,000 | $99,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.