The Harris Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
The Harris Bank Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Harris Bank Na 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,165 |
| Total Mortgage Loan Application Amount | $415,680,000 |
| Average Mortgage Loan Application Amount | $445,767 |
| Highest Mortgage Loan Application Amount | $5,785,000 |
| Average Applicant Income | $277,357 |
| Highest Applicant Income | $3,820,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with The Harris Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Harris Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down The Harris Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Harris Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by The Harris Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Harris Bank Na's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 552 | $ 169,057,000 | $ 306,000 | $ 132,000 |
| Pima County Arizona | 81 | $ 21,584,000 | $ 266,000 | $ 123,000 |
| Palm Beach County Florida | 69 | $ 27,669,000 | $ 401,000 | $ 95,000 |
| Collier County Florida | 67 | $ 31,340,000 | $ 467,000 | $ 209,000 |
| Indian River County Florida | 67 | $ 35,047,000 | $ 523,000 | $ 170,000 |
| Sarasota County Florida | 64 | $ 22,583,000 | $ 352,000 | $ 90,000 |
| King County Washington | 34 | $ 19,485,000 | $ 573,000 | $ 150,000 |
| Lee County Florida | 19 | $ 6,440,000 | $ 338,000 | $ 189,000 |
| Navajo County Arizona | 11 | $ 3,238,000 | $ 294,000 | $ 323,000 |
| Manatee County Florida | 10 | $ 3,382,000 | $ 338,000 | $ 139,000 |
| Miami-Dade County Florida | 8 | $ 2,828,000 | $ 353,000 | $ 332,000 |
| Cook County Illinois | 8 | $ 3,074,000 | $ 384,000 | $ 263,000 |
| Coconino County Arizona | 7 | $ 2,854,000 | $ 407,000 | $ 381,000 |
| Pinal County Arizona | 7 | $ 2,319,000 | $ 331,000 | $ 118,000 |
| St. Lucie County Florida | 7 | $ 1,891,000 | $ 270,000 | $ 175,000 |
| Yavapai County Arizona | 6 | $ 1,852,000 | $ 308,000 | $ 140,000 |
| Broward County Florida | 5 | $ 1,498,000 | $ 299,000 | $ 102,000 |
| Clark County Nevada | 5 | $ 1,589,000 | $ 317,000 | $ 264,000 |
| Gila County Arizona | 4 | $ 1,318,000 | $ 329,000 | $ 346,000 |
| Orange County California | 4 | $ 1,702,000 | $ 425,000 | $ 634,000 |
| Pinellas County Florida | 4 | $ 1,990,000 | $ 497,000 | $ 162,000 |
| Pierce County Washington | 4 | $ 1,859,000 | $ 464,000 | $ 118,000 |
| Snohomish County Washington | 4 | $ 835,000 | $ 208,000 | $ 86,000 |
| Riverside County California | 3 | $ 1,920,000 | $ 640,000 | $ 285,000 |
| Hillsborough County Florida | 3 | $ 2,421,000 | $ 807,000 | $ 473,000 |
| Will County Illinois | 3 | $ 551,000 | $ 183,000 | $ 99,000 |
| Fairfax County Virginia | 3 | $ 1,706,000 | $ 568,000 | $ 111,000 |
| Kitsap County Washington | 3 | $ 1,596,000 | $ 532,000 | $ 272,000 |
| San Bernardino County California | 2 | $ 725,000 | $ 362,000 | $ 171,000 |
| San Diego County California | 2 | $ 613,000 | $ 306,000 | $ 155,000 |
| Arapahoe County Colorado | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Monroe County Florida | 2 | $ 784,000 | $ 392,000 | $ 332,000 |
| Orange County Florida | 2 | $ 737,000 | $ 368,000 | $ 216,000 |
| Kauai County Hawaii | 2 | $ 1,377,000 | $ 688,000 | $ 344,000 |
| Maui County Hawaii | 2 | $ 1,240,000 | $ 620,000 | $ 257,000 |
| Kosciusko County Indiana | 2 | $ 1,960,000 | $ 980,000 | $ 359,000 |
| Montgomery County Maryland | 2 | $ 989,000 | $ 494,000 | $ 772,000 |
| New York County New York | 2 | $ 2,160,000 | $ 1,080,000 | $ 569,000 |
| Jackson County Oregon | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Arlington County Virginia | 2 | $ 445,000 | $ 222,000 | $ 147,000 |
| Skagit County Washington | 2 | $ 520,000 | $ 260,000 | $ 208,000 |
| Baldwin County Alabama | 1 | $ 292,000 | $ 292,000 | $ 120,000 |
| Shelby County Alabama | 1 | $ 252,000 | $ 252,000 | $ 96,000 |
| Cochise County Arizona | 1 | $ 500,000 | $ 500,000 | $ 171,000 |
| Mohave County Arizona | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Santa Cruz County Arizona | 1 | $ 750,000 | $ 750,000 | $ 212,000 |
| Baxter County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 124,000 |
| Alameda County California | 1 | $ 615,000 | $ 615,000 | $ 345,000 |
| Los Angeles County California | 1 | $ 490,000 | $ 490,000 | $ 90,000 |
| Adams County Colorado | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Garfield County Colorado | 1 | $ 431,000 | $ 431,000 | $ 84,000 |
| Phillips County Colorado | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| Sussex County Delaware | 1 | $ 3,500,000 | $ 3,500,000 | $ 3,796,000 |
| District of Columbia County District Of Columbia | 1 | $ 880,000 | $ 880,000 | $ 335,000 |
| Brevard County Florida | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| DeSoto County Florida | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Highlands County Florida | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 1,190,000 |
| Okaloosa County Florida | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Pasco County Florida | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 180,000 | $ 180,000 | $ 173,000 |
| Volusia County Florida | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Chatham County Georgia | 1 | $ 304,000 | $ 304,000 | $ 111,000 |
| DeKalb County Georgia | 1 | $ 360,000 | $ 360,000 | $ 187,000 |
| Lumpkin County Georgia | 1 | $ 256,000 | $ 256,000 | $ 80,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| McHenry County Illinois | 1 | $ 328,000 | $ 328,000 | $ 131,000 |
| Winneshiek County Iowa | 1 | $ 228,000 | $ 228,000 | $ 333,000 |
| Queen Anne's County Maryland | 1 | $ 288,000 | $ 288,000 | $ 70,000 |
| Benzie County Michigan | 1 | $ 300,000 | $ 300,000 | $ 480,000 |
| Crow Wing County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| St. Louis County Missouri | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Lewis and Clark County Montana | 1 | $ 60,000 | $ 60,000 | $ 165,000 |
| Missoula County Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 409,000 |
| Stillwater County Montana | 1 | $ 182,000 | $ 182,000 | $ 3,000 |
| Douglas County Nebraska | 1 | $ 144,000 | $ 144,000 | $ 18,000 |
| Lyon County Nevada | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Atlantic County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 121,000 |
| Burlington County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 272,000 |
| Morris County New Jersey | 1 | $ 2,700,000 | $ 2,700,000 | $ 404,000 |
| Lea County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 85,000 |
| Cattaraugus County New York | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Orange County New York | 1 | $ 254,000 | $ 254,000 | $ 99,000 |
| Westchester County New York | 1 | $ 945,000 | $ 945,000 | $ 950,000 |
| Jackson County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 146,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Franklin County Ohio | 1 | $ 350,000 | $ 350,000 | $ 166,000 |
| Clatsop County Oregon | 1 | $ 506,000 | $ 506,000 | $ 130,000 |
| Deschutes County Oregon | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Tillamook County Oregon | 1 | $ 141,000 | $ 141,000 | $ 360,000 |
| Butler County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 130,000 |
| Philadelphia County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 275,000 |
| Providence County Rhode Island | 1 | $ 359,000 | $ 359,000 | $ 165,000 |
| Horry County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 90,000 |
| Roane County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Kleberg County Texas | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| Wood County Texas | 1 | $ 38,000 | $ 38,000 | $ 66,000 |
| Wasatch County Utah | 1 | $ 490,000 | $ 490,000 | $ 142,000 |
| Chittenden County Vermont | 1 | $ 268,000 | $ 268,000 | $ 55,000 |
| Grand Isle County Vermont | 1 | $ 212,000 | $ 212,000 | $ 429,000 |
| Alexandria County Virginia | 1 | $ 250,000 | $ 250,000 | $ 215,000 |
| Montgomery County Virginia | 1 | $ 184,000 | $ 184,000 | $ 128,000 |
| Chelan County Washington | 1 | $ 334,000 | $ 334,000 | $ 175,000 |
| Island County Washington | 1 | $ 530,000 | $ 530,000 | $ 383,000 |
| Spokane County Washington | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Thurston County Washington | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Greenbrier County West Virginia | 1 | $ 509,000 | $ 509,000 | $ 421,000 |
| Milwaukee County Wisconsin | 1 | $ 247,000 | $ 247,000 | $ 408,000 |
| Ozaukee County Wisconsin | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,500,000 |
| Vilas County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Harris Bank Na in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 767 | $278,782,000 | $412,187 | $5,785,000 | $206,968 | $3,820,000 |
| Refinancing | 384 | $131,838,000 | $506,136 | $3,650,000 | $384,772 | $3,796,000 |
| Home Improvement | 14 | $5,060,000 | $319,000 | $1,500,000 | $222,000 | $516,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 845 | $320,718,000 | $547,483 | $5,785,000 | $360,870 | $3,820,000 |
| Not Provided | 181 | $65,009,000 | $428,080 | $3,000,000 | $233,440 | $1,738,000 |
| Hispanic | 77 | $12,678,000 | $166,400 | $628,000 | $62,800 | $344,000 |
| Asian | 29 | $9,342,000 | $333,333 | $1,000,000 | $141,000 | $606,000 |
| Black or African American | 29 | $6,654,000 | $497,250 | $1,500,000 | $136,000 | $533,000 |
| American Indian or Alaskan Native | 2 | $569,000 | $284,500 | $465,000 | $46,500 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $260,000 | $260,000 | $260,000 | $100,000 | $100,000 |
| Not applicable | 1 | $450,000 | $450,000 | $450,000 | $533,000 | $533,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,165 | $415,680,000 | $465,842 | $5,785,000 | $308,000 | $3,820,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 932 | $327,486,000 | $366,200 | $5,785,000 | $223,571 | $3,820,000 |
| Application Approved But Not Accepted | 91 | $34,804,000 | $459,000 | $2,000,000 | $272,300 | $1,028,000 |
| Application Withdrawn By Applicant | 61 | $23,501,000 | $983,750 | $3,500,000 | $625,750 | $3,796,000 |
| File Closed For Incompleteness | 50 | $21,601,000 | $380,400 | $3,000,000 | $181,800 | $761,000 |
| Application Denied By Financial Institution | 25 | $7,041,000 | $303,500 | $1,969,000 | $83,000 | $311,000 |
| Preapproval Denied by Financial Institution | 6 | $1,247,000 | $207,000 | $530,000 | $63,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $5,551,000 | $443,333 | $1,969,000 | $84,666 | $311,000 |
| Credit History | 9 | $1,364,000 | $151,333 | $359,000 | $48,000 | $128,000 |
| Collateral | 2 | $558,000 | $279,000 | $388,000 | $169,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $546,000 | $273,000 | $530,000 | $85,000 | $144,000 |
| Other | 1 | $224,000 | $224,000 | $224,000 | $81,000 | $81,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $34,000 | $34,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Harris Bank Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Harris Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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