The Harris Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
The Harris Bank Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Harris Bank Na 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 853 |
| Total Mortgage Loan Application Amount | $334,266,000 |
| Average Mortgage Loan Application Amount | $279,333 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $126,666 |
| Highest Applicant Income | $8,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with The Harris Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Harris Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down The Harris Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Harris Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by The Harris Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Harris Bank Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 338 | $ 123,055,000 | $ 364,000 | $ 164,000 |
| Pima County Arizona | 69 | $ 22,648,000 | $ 328,000 | $ 144,000 |
| Palm Beach County Florida | 62 | $ 12,928,000 | $ 208,000 | $ 132,000 |
| Collier County Florida | 53 | $ 29,080,000 | $ 548,000 | $ 97,000 |
| King County Washington | 53 | $ 26,387,000 | $ 497,000 | $ 156,000 |
| Indian River County Florida | 44 | $ 19,723,000 | $ 448,000 | $ 104,000 |
| Sarasota County Florida | 33 | $ 9,764,000 | $ 295,000 | $ 66,000 |
| Lee County Florida | 13 | $ 5,793,000 | $ 445,000 | $ 182,000 |
| San Juan County Washington | 10 | $ 5,490,000 | $ 549,000 | $ 217,000 |
| Yavapai County Arizona | 7 | $ 2,220,000 | $ 317,000 | $ 105,000 |
| Manatee County Florida | 7 | $ 5,777,000 | $ 825,000 | $ 223,000 |
| Pinal County Arizona | 6 | $ 1,192,000 | $ 198,000 | $ 35,000 |
| Miami-Dade County Florida | 6 | $ 1,808,000 | $ 301,000 | $ 228,000 |
| Snohomish County Washington | 6 | $ 1,620,000 | $ 270,000 | $ 52,000 |
| Coconino County Arizona | 5 | $ 3,160,000 | $ 632,000 | $ 394,000 |
| Cook County Illinois | 5 | $ 2,417,000 | $ 483,000 | $ 221,000 |
| Fairfax County Virginia | 5 | $ 3,813,000 | $ 762,000 | $ 282,000 |
| Navajo County Arizona | 4 | $ 849,000 | $ 212,000 | $ 0 |
| Clark County Nevada | 4 | $ 863,000 | $ 215,000 | $ 60,000 |
| Multnomah County Oregon | 4 | $ 642,000 | $ 160,000 | $ 14,000 |
| Riverside County California | 3 | $ 1,154,000 | $ 384,000 | $ 102,000 |
| Brevard County Florida | 3 | $ 512,000 | $ 170,000 | $ 41,000 |
| Charlotte County Florida | 3 | $ 1,019,000 | $ 339,000 | $ 253,000 |
| Norfolk County Massachusetts | 3 | $ 2,809,000 | $ 936,000 | $ 321,000 |
| Gila County Arizona | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Garland County Arkansas | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Fresno County California | 2 | $ 795,000 | $ 397,000 | $ 66,000 |
| Broward County Florida | 2 | $ 1,822,000 | $ 911,000 | $ 254,000 |
| Escambia County Florida | 2 | $ 1,049,000 | $ 524,000 | $ 59,000 |
| Leon County Florida | 2 | $ 323,000 | $ 161,000 | $ 63,000 |
| Polk County Florida | 2 | $ 650,000 | $ 325,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Maui County Hawaii | 2 | $ 2,000,000 | $ 1,000,000 | $ 645,000 |
| Cumberland County Maine | 2 | $ 4,500,000 | $ 2,250,000 | $ 409,000 |
| Talbot County Maryland | 2 | $ 2,500,000 | $ 1,250,000 | $ 686,000 |
| Caldwell County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 289,000 |
| Iredell County North Carolina | 2 | $ 1,650,000 | $ 825,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 634,000 | $ 317,000 | $ 79,000 |
| Alexandria County Virginia | 2 | $ 794,000 | $ 397,000 | $ 566,000 |
| Chelan County Washington | 2 | $ 696,000 | $ 348,000 | $ 213,000 |
| Apache County Arizona | 1 | $ 1,480,000 | $ 1,480,000 | $ 626,000 |
| Cochise County Arizona | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Alameda County California | 1 | $ 250,000 | $ 250,000 | $ 116,000 |
| Orange County California | 1 | $ 955,000 | $ 955,000 | $ 0 |
| San Diego County California | 1 | $ 960,000 | $ 960,000 | $ 459,000 |
| Sonoma County California | 1 | $ 1,206,000 | $ 1,206,000 | $ 350,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 264,000 |
| Summit County Colorado | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 149,000 |
| Hendry County Florida | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Marion County Florida | 1 | $ 179,000 | $ 179,000 | $ 127,000 |
| Martin County Florida | 1 | $ 219,000 | $ 219,000 | $ 221,000 |
| Monroe County Florida | 1 | $ 780,000 | $ 780,000 | $ 360,000 |
| Osceola County Florida | 1 | $ 240,000 | $ 240,000 | $ 199,000 |
| Pinellas County Florida | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Seminole County Florida | 1 | $ 964,000 | $ 964,000 | $ 0 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Gordon County Georgia | 1 | $ 66,000 | $ 66,000 | $ 20,000 |
| Honolulu County Hawaii | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 514,000 | $ 514,000 | $ 242,000 |
| Lake County Indiana | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Polk County Iowa | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Platte County Missouri | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
| Gallatin County Montana | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Carroll County New Hampshire | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Camden County New Jersey | 1 | $ 346,000 | $ 346,000 | $ 150,000 |
| Ocean County New Jersey | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 270,000 | $ 270,000 | $ 0 |
| New York County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 859,000 |
| Westchester County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 950,000 |
| Buncombe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Cherokee County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 254,000 |
| Coos County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 254,000 |
| Horry County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 107,000 |
| Cheatham County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Bexar County Texas | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Dallas County Texas | 1 | $ 340,000 | $ 340,000 | $ 42,000 |
| El Paso County Texas | 1 | $ 160,000 | $ 160,000 | $ 392,000 |
| Johnson County Texas | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Smith County Texas | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 420,000 |
| Utah County Utah | 1 | $ 263,000 | $ 263,000 | $ 308,000 |
| Wasatch County Utah | 1 | $ 746,000 | $ 746,000 | $ 0 |
| Orleans County Vermont | 1 | $ 313,000 | $ 313,000 | $ 2,304,000 |
| Bedford County Virginia | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Grant County Washington | 1 | $ 140,000 | $ 140,000 | $ 200,000 |
| Island County Washington | 1 | $ 672,000 | $ 672,000 | $ 240,000 |
| Kitsap County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Thurston County Washington | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Whatcom County Washington | 1 | $ 560,000 | $ 560,000 | $ 995,000 |
| Milwaukee County Wisconsin | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 278,000 | $ 278,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for The Harris Bank Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 571 | $232,143,000 | $406,000 | $3,500,000 | $138,000 | $8,868,000 |
| Refinancing | 267 | $101,322,000 | $379,000 | $2,500,000 | $181,000 | $8,868,000 |
| Home Improvement | 15 | $801,000 | $53,000 | $137,000 | $61,000 | $288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 561 | $243,710,000 | $434,000 | $2,600,000 | $152,000 | $4,630,000 |
| Not Provided | 155 | $62,326,000 | $402,000 | $3,500,000 | $230,000 | $8,868,000 |
| Hispanic | 89 | $16,818,000 | $188,000 | $1,000,000 | $46,000 | $392,000 |
| Black or African American | 25 | $4,695,000 | $187,000 | $920,000 | $42,000 | $150,000 |
| Asian | 17 | $5,653,000 | $332,000 | $650,000 | $74,000 | $974,000 |
| American Indian or Alaskan Native | 4 | $756,000 | $189,000 | $398,000 | $55,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $308,000 | $154,000 | $178,000 | $84,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 853 | $334,266,000 | $391,000 | $3,500,000 | $150,000 | $8,868,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 627 | $240,795,000 | $384,000 | $2,600,000 | $132,000 | $8,868,000 |
| File Closed For Incompleteness | 83 | $36,785,000 | $443,000 | $3,000,000 | $170,000 | $1,420,000 |
| Application Approved But Not Accepted | 75 | $34,666,000 | $462,000 | $3,500,000 | $245,000 | $8,868,000 |
| Application Denied By Financial Institution | 40 | $11,612,000 | $290,000 | $2,000,000 | $82,000 | $443,000 |
| Application Withdrawn By Applicant | 18 | $8,693,000 | $482,000 | $1,500,000 | $508,000 | $4,630,000 |
| Preapproval Denied by Financial Institution | 10 | $1,715,000 | $171,000 | $608,000 | $48,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 24 | $4,084,000 | $170,000 | $630,000 | $42,000 | $150,000 |
| Credit History | 14 | $4,493,000 | $320,000 | $2,000,000 | $99,000 | $443,000 |
| Collateral | 4 | $2,297,000 | $574,000 | $1,206,000 | $211,000 | $350,000 |
| Other | 4 | $1,629,000 | $407,000 | $1,000,000 | $46,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $235,000 | $117,000 | $143,000 | $38,000 | $48,000 |
| Unverifiable Information | 1 | $372,000 | $372,000 | $372,000 | $216,000 | $216,000 |
| Employment History | 1 | $217,000 | $217,000 | $217,000 | $25,000 | $25,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Harris Bank Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Harris Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.