The Harris Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
The Harris Bank Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Harris Bank Na 6720 N. Scottsdale Road, Suite 111 Scottsdale, AZ 85253 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 815 |
| Total Mortgage Loan Application Amount | $273,393,000 |
| Average Mortgage Loan Application Amount | $280,000 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $235,333 |
| Highest Applicant Income | $3,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with The Harris Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Harris Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down The Harris Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Harris Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by The Harris Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Harris Bank Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 280 | $ 101,309,000 | $ 361,000 | $ 249,000 |
| Pima County Arizona | 67 | $ 17,561,000 | $ 262,000 | $ 123,000 |
| Palm Beach County Florida | 62 | $ 20,793,000 | $ 335,000 | $ 131,000 |
| King County Washington | 52 | $ 22,324,000 | $ 429,000 | $ 117,000 |
| Sarasota County Florida | 49 | $ 13,381,000 | $ 273,000 | $ 209,000 |
| Collier County Florida | 36 | $ 9,489,000 | $ 263,000 | $ 197,000 |
| Indian River County Florida | 28 | $ 11,603,000 | $ 414,000 | $ 407,000 |
| Manatee County Florida | 18 | $ 5,273,000 | $ 292,000 | $ 123,000 |
| Pinal County Arizona | 15 | $ 2,142,000 | $ 142,000 | $ 243,000 |
| Broward County Florida | 14 | $ 5,727,000 | $ 409,000 | $ 380,000 |
| Lee County Florida | 14 | $ 2,944,000 | $ 210,000 | $ 341,000 |
| Clark County Nevada | 10 | $ 1,604,000 | $ 160,000 | $ 129,000 |
| Okanogan County Washington | 9 | $ 3,014,000 | $ 334,000 | $ 232,000 |
| St. Lucie County Florida | 8 | $ 2,211,000 | $ 276,000 | $ 135,000 |
| Navajo County Arizona | 6 | $ 1,725,000 | $ 287,000 | $ 234,000 |
| Snohomish County Washington | 6 | $ 1,942,000 | $ 323,000 | $ 125,000 |
| Riverside County California | 5 | $ 2,581,000 | $ 516,000 | $ 610,000 |
| Miami-Dade County Florida | 5 | $ 817,000 | $ 163,000 | $ 147,000 |
| Osceola County Florida | 5 | $ 2,074,000 | $ 414,000 | $ 362,000 |
| Pinellas County Florida | 5 | $ 1,444,000 | $ 288,000 | $ 225,000 |
| San Juan County Washington | 5 | $ 4,717,000 | $ 943,000 | $ 300,000 |
| Coconino County Arizona | 3 | $ 2,659,000 | $ 886,000 | $ 731,000 |
| Hillsborough County Florida | 3 | $ 783,000 | $ 261,000 | $ 111,000 |
| Martin County Florida | 3 | $ 746,000 | $ 248,000 | $ 241,000 |
| Polk County Florida | 3 | $ 351,000 | $ 117,000 | $ 163,000 |
| Apache County Arizona | 2 | $ 628,000 | $ 314,000 | $ 413,000 |
| San Bernardino County California | 2 | $ 479,000 | $ 239,000 | $ 197,000 |
| Boulder County Colorado | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Routt County Colorado | 2 | $ 652,000 | $ 326,000 | $ 712,000 |
| Maui County Hawaii | 2 | $ 1,140,000 | $ 570,000 | $ 264,000 |
| Montgomery County Maryland | 2 | $ 298,000 | $ 149,000 | $ 36,000 |
| Oakland County Michigan | 2 | $ 452,000 | $ 226,000 | $ 175,000 |
| Camden County New Jersey | 2 | $ 273,000 | $ 136,000 | $ 31,000 |
| Hudson County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 61,000 |
| New York County New York | 2 | $ 1,125,000 | $ 562,000 | $ 459,000 |
| Alexandria County Virginia | 2 | $ 874,000 | $ 437,000 | $ 110,000 |
| Fairfax County Virginia | 2 | $ 748,000 | $ 374,000 | $ 206,000 |
| Clark County Washington | 2 | $ 274,000 | $ 137,000 | $ 41,000 |
| Skagit County Washington | 2 | $ 756,000 | $ 378,000 | $ 237,000 |
| Whatcom County Washington | 2 | $ 746,000 | $ 373,000 | $ 338,000 |
| Cochise County Arizona | 1 | $ 168,000 | $ 168,000 | $ 244,000 |
| Santa Cruz County Arizona | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 202,000 |
| Alameda County California | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Humboldt County California | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Placer County California | 1 | $ 345,000 | $ 345,000 | $ 1,200,000 |
| San Diego County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 433,000 |
| Larimer County Colorado | 1 | $ 350,000 | $ 350,000 | $ 452,000 |
| Summit County Colorado | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Fairfield County Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 276,000 |
| Litchfield County Connecticut | 1 | $ 1,500,000 | $ 1,500,000 | $ 2,141,000 |
| New Haven County Connecticut | 1 | $ 448,000 | $ 448,000 | $ 140,000 |
| Sussex County Delaware | 1 | $ 950,000 | $ 950,000 | $ 181,000 |
| Charlotte County Florida | 1 | $ 176,000 | $ 176,000 | $ 97,000 |
| Marion County Florida | 1 | $ 340,000 | $ 340,000 | $ 96,000 |
| Monroe County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 848,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Glynn County Georgia | 1 | $ 799,000 | $ 799,000 | $ 916,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 127,000 |
| McHenry County Illinois | 1 | $ 291,000 | $ 291,000 | $ 275,000 |
| Will County Illinois | 1 | $ 190,000 | $ 190,000 | $ 236,000 |
| Orleans County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 345,000 |
| Middlesex County Massachusetts | 1 | $ 511,000 | $ 511,000 | $ 125,000 |
| Van Buren County Michigan | 1 | $ 417,000 | $ 417,000 | $ 247,000 |
| Chisago County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Hennepin County Minnesota | 1 | $ 1,000,000 | $ 1,000,000 | $ 285,000 |
| Lyon County Nevada | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Erie County New York | 1 | $ 160,000 | $ 160,000 | $ 231,000 |
| Alleghany County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 83,000 |
| Macon County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 916,000 |
| Multnomah County Oregon | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Providence County Rhode Island | 1 | $ 199,000 | $ 199,000 | $ 197,000 |
| Beaufort County South Carolina | 1 | $ 865,000 | $ 865,000 | $ 564,000 |
| Harris County Texas | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Williamson County Texas | 1 | $ 131,000 | $ 131,000 | $ 226,000 |
| Fairfax City County Virginia | 1 | $ 210,000 | $ 210,000 | $ 104,000 |
| Kitsap County Washington | 1 | $ 387,000 | $ 387,000 | $ 157,000 |
| Kittitas County Washington | 1 | $ 335,000 | $ 335,000 | $ 926,000 |
| Pierce County Washington | 1 | $ 376,000 | $ 376,000 | $ 92,000 |
| Spokane County Washington | 1 | $ 39,000 | $ 39,000 | $ 102,000 |
| Vilas County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 804,000 |
| Walworth County Wisconsin | 1 | $ 414,000 | $ 414,000 | $ 436,000 |
| Waushara County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 347,000 |
Mortgage Loan Application Detail Totals for The Harris Bank Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 415 | $142,596,000 | $343,000 | $4,000,000 | $228,000 | $3,021,000 |
| Refinancing | 393 | $129,615,000 | $329,000 | $4,500,000 | $211,000 | $2,352,000 |
| Home Improvement | 7 | $1,182,000 | $168,000 | $315,000 | $267,000 | $1,318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 474 | $160,853,000 | $339,000 | $4,000,000 | $233,000 | $3,021,000 |
| Not Provided | 257 | $91,300,000 | $355,000 | $3,000,000 | $239,000 | $2,352,000 |
| Hispanic | 39 | $4,173,000 | $107,000 | $237,000 | $34,000 | $70,000 |
| Asian | 22 | $13,351,000 | $606,000 | $4,500,000 | $238,000 | $2,044,000 |
| Black or African American | 17 | $2,497,000 | $146,000 | $316,000 | $53,000 | $226,000 |
| Not applicable | 5 | $802,000 | $160,000 | $232,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $417,000 | $417,000 | $417,000 | $93,000 | $93,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 815 | $273,393,000 | $335,000 | $4,500,000 | $220,000 | $3,021,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 508 | $147,472,000 | $290,000 | $3,000,000 | $222,000 | $2,745,000 |
| Application Denied By Financial Institution | 92 | $39,093,000 | $424,000 | $4,500,000 | $190,000 | $2,352,000 |
| Application Withdrawn By Applicant | 77 | $26,790,000 | $347,000 | $2,220,000 | $219,000 | $2,141,000 |
| File Closed For Incompleteness | 61 | $30,008,000 | $491,000 | $4,000,000 | $285,000 | $3,021,000 |
| Application Approved But Not Accepted | 48 | $23,788,000 | $495,000 | $2,000,000 | $271,000 | $936,000 |
| Preapproval Denied by Financial Institution | 29 | $6,242,000 | $215,000 | $910,000 | $71,000 | $463,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 49 | $26,624,000 | $543,000 | $4,500,000 | $128,000 | $678,000 |
| Collateral | 35 | $9,499,000 | $271,000 | $1,750,000 | $204,000 | $2,352,000 |
| Credit History | 26 | $3,215,000 | $123,000 | $332,000 | $46,000 | $102,000 |
| Other | 6 | $3,231,000 | $538,000 | $2,493,000 | $482,000 | $2,044,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $207,000 | $103,000 | $125,000 | $33,000 | $35,000 |
| Unverifiable Information | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $1,517,000 | $1,517,000 |
| Credit Application Incomplete | 1 | $315,000 | $315,000 | $315,000 | $489,000 | $489,000 |
| Employment History | 1 | $244,000 | $244,000 | $244,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Harris Bank Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Harris Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.