The Home Loan Expert Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Loan Expert Llc 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,162 |
| Total Mortgage Loan Application Amount | $2,488,310,000 |
| Average Mortgage Loan Application Amount | $241,500 |
| Highest Mortgage Loan Application Amount | $2,135,000 |
| Average Applicant Income | $144,250 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Home Loan Expert Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Loan Expert Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Home Loan Expert Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Loan Expert Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Loan Expert Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Loan Expert Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,386 | $ 320,590,000 | $ 231,000 | $ 248,000 |
| St. Charles County Missouri | 899 | $ 192,565,000 | $ 214,000 | $ 194,000 |
| Travis County Texas | 763 | $ 250,385,000 | $ 328,000 | $ 152,000 |
| Cook County Illinois | 549 | $ 150,905,000 | $ 274,000 | $ 232,000 |
| Williamson County Texas | 486 | $ 131,470,000 | $ 270,000 | $ 143,000 |
| Jefferson County Missouri | 358 | $ 69,790,000 | $ 194,000 | $ 179,000 |
| Marion County Indiana | 330 | $ 60,990,000 | $ 184,000 | $ 189,000 |
| Hamilton County Indiana | 326 | $ 78,830,000 | $ 241,000 | $ 216,000 |
| St. Louis City County Missouri | 234 | $ 41,810,000 | $ 178,000 | $ 155,000 |
| Madison County Illinois | 225 | $ 44,535,000 | $ 197,000 | $ 218,000 |
| DuPage County Illinois | 223 | $ 65,915,000 | $ 295,000 | $ 225,000 |
| Sumner County Tennessee | 191 | $ 44,345,000 | $ 232,000 | $ 141,000 |
| Will County Illinois | 176 | $ 41,310,000 | $ 234,000 | $ 211,000 |
| St. Clair County Illinois | 172 | $ 32,390,000 | $ 188,000 | $ 214,000 |
| Hendricks County Indiana | 158 | $ 31,690,000 | $ 200,000 | $ 201,000 |
| Denver County Colorado | 155 | $ 61,235,000 | $ 395,000 | $ 144,000 |
| Baldwin County Alabama | 130 | $ 29,650,000 | $ 228,000 | $ 91,000 |
| Johnson County Indiana | 128 | $ 25,980,000 | $ 202,000 | $ 177,000 |
| Hays County Texas | 128 | $ 37,230,000 | $ 290,000 | $ 107,000 |
| Lake County Illinois | 126 | $ 33,860,000 | $ 268,000 | $ 258,000 |
| Davidson County Tennessee | 121 | $ 33,165,000 | $ 274,000 | $ 145,000 |
| Kane County Illinois | 109 | $ 25,455,000 | $ 233,000 | $ 198,000 |
| Adams County Colorado | 103 | $ 30,815,000 | $ 299,000 | $ 97,000 |
| Maricopa County Arizona | 101 | $ 35,435,000 | $ 350,000 | $ 161,000 |
| Franklin County Missouri | 90 | $ 16,810,000 | $ 186,000 | $ 118,000 |
| McHenry County Illinois | 86 | $ 18,550,000 | $ 215,000 | $ 268,000 |
| Williamson County Tennessee | 85 | $ 28,495,000 | $ 335,000 | $ 324,000 |
| Hancock County Indiana | 83 | $ 16,465,000 | $ 198,000 | $ 227,000 |
| Jefferson County Colorado | 77 | $ 26,955,000 | $ 350,000 | $ 107,000 |
| Lincoln County Missouri | 73 | $ 12,725,000 | $ 174,000 | $ 135,000 |
| Rutherford County Tennessee | 73 | $ 18,325,000 | $ 251,000 | $ 196,000 |
| Arapahoe County Colorado | 70 | $ 25,190,000 | $ 359,000 | $ 142,000 |
| Boone County Indiana | 69 | $ 16,855,000 | $ 244,000 | $ 215,000 |
| Monroe County Illinois | 61 | $ 12,365,000 | $ 202,000 | $ 257,000 |
| Warren County Missouri | 48 | $ 9,410,000 | $ 196,000 | $ 284,000 |
| Wilson County Tennessee | 48 | $ 11,930,000 | $ 248,000 | $ 93,000 |
| Kendall County Illinois | 46 | $ 9,960,000 | $ 216,000 | $ 232,000 |
| Lee County Florida | 45 | $ 10,695,000 | $ 237,000 | $ 140,000 |
| Lake County Indiana | 44 | $ 8,700,000 | $ 197,000 | $ 176,000 |
| Madison County Indiana | 41 | $ 5,615,000 | $ 136,000 | $ 166,000 |
| Robertson County Tennessee | 40 | $ 8,880,000 | $ 222,000 | $ 93,000 |
| Boulder County Colorado | 39 | $ 15,315,000 | $ 392,000 | $ 154,000 |
| Morgan County Indiana | 38 | $ 6,650,000 | $ 175,000 | $ 135,000 |
| Montgomery County Tennessee | 36 | $ 6,580,000 | $ 182,000 | $ 154,000 |
| St. Francois County Missouri | 34 | $ 5,620,000 | $ 165,000 | $ 174,000 |
| Douglas County Colorado | 31 | $ 13,545,000 | $ 436,000 | $ 152,000 |
| Shelby County Tennessee | 27 | $ 6,535,000 | $ 242,000 | $ 160,000 |
| Porter County Indiana | 26 | $ 5,840,000 | $ 224,000 | $ 180,000 |
| Bastrop County Texas | 25 | $ 7,185,000 | $ 287,000 | $ 102,000 |
| Burnet County Texas | 25 | $ 7,315,000 | $ 292,000 | $ 104,000 |
| Bexar County Texas | 24 | $ 5,890,000 | $ 245,000 | $ 127,000 |
| Maury County Tennessee | 21 | $ 3,855,000 | $ 183,000 | $ 207,000 |
| Weld County Colorado | 20 | $ 5,540,000 | $ 277,000 | $ 78,000 |
| Hillsborough County Florida | 19 | $ 6,215,000 | $ 327,000 | $ 146,000 |
| Harris County Texas | 19 | $ 4,765,000 | $ 250,000 | $ 158,000 |
| Delaware County Indiana | 18 | $ 3,170,000 | $ 176,000 | $ 292,000 |
| Bell County Texas | 18 | $ 4,000,000 | $ 222,000 | $ 78,000 |
| Clay County Florida | 17 | $ 4,595,000 | $ 270,000 | $ 208,000 |
| Volusia County Florida | 17 | $ 3,145,000 | $ 185,000 | $ 128,000 |
| Shelby County Indiana | 17 | $ 2,925,000 | $ 172,000 | $ 79,000 |
| Jackson County Missouri | 17 | $ 3,445,000 | $ 202,000 | $ 121,000 |
| Larimer County Colorado | 16 | $ 5,720,000 | $ 357,000 | $ 99,000 |
| Clinton County Illinois | 16 | $ 3,060,000 | $ 191,000 | $ 172,000 |
| Putnam County Indiana | 15 | $ 2,565,000 | $ 171,000 | $ 257,000 |
| Ste. Genevieve County Missouri | 15 | $ 2,475,000 | $ 165,000 | $ 471,000 |
| Collin County Texas | 15 | $ 5,255,000 | $ 350,000 | $ 385,000 |
| Henry County Indiana | 14 | $ 1,850,000 | $ 132,000 | $ 198,000 |
| Montgomery County Indiana | 14 | $ 2,580,000 | $ 184,000 | $ 113,000 |
| Howard County Indiana | 13 | $ 1,515,000 | $ 116,000 | $ 134,000 |
| Camden County Missouri | 13 | $ 2,135,000 | $ 164,000 | $ 151,000 |
| Gibson County Tennessee | 13 | $ 1,805,000 | $ 138,000 | $ 80,000 |
| Bartholomew County Indiana | 12 | $ 2,080,000 | $ 173,000 | $ 260,000 |
| Denton County Texas | 12 | $ 3,170,000 | $ 264,000 | $ 152,000 |
| San Diego County California | 11 | $ 4,215,000 | $ 383,000 | $ 719,000 |
| Eagle County Colorado | 11 | $ 4,955,000 | $ 450,000 | $ 308,000 |
| Palm Beach County Florida | 11 | $ 3,785,000 | $ 344,000 | $ 95,000 |
| LaSalle County Illinois | 11 | $ 1,945,000 | $ 176,000 | $ 85,000 |
| Johnson County Kansas | 11 | $ 2,655,000 | $ 241,000 | $ 138,000 |
| Tarrant County Texas | 11 | $ 2,725,000 | $ 247,000 | $ 177,000 |
| Marion County Florida | 10 | $ 1,770,000 | $ 177,000 | $ 156,000 |
| DeKalb County Illinois | 10 | $ 1,820,000 | $ 182,000 | $ 208,000 |
| Kankakee County Illinois | 10 | $ 1,680,000 | $ 168,000 | $ 92,000 |
| Macoupin County Illinois | 10 | $ 1,410,000 | $ 141,000 | $ 393,000 |
| Brown County Indiana | 10 | $ 2,060,000 | $ 206,000 | $ 107,000 |
| Monroe County Indiana | 10 | $ 2,040,000 | $ 204,000 | $ 97,000 |
| Boone County Missouri | 10 | $ 1,580,000 | $ 158,000 | $ 208,000 |
| Dickson County Tennessee | 10 | $ 2,370,000 | $ 237,000 | $ 203,000 |
| Santa Clara County California | 9 | $ 4,595,000 | $ 510,000 | $ 522,000 |
| Boone County Illinois | 9 | $ 1,785,000 | $ 198,000 | $ 464,000 |
| Grundy County Illinois | 9 | $ 2,165,000 | $ 240,000 | $ 119,000 |
| McLean County Illinois | 9 | $ 2,535,000 | $ 281,000 | $ 168,000 |
| Dallas County Texas | 9 | $ 3,165,000 | $ 351,000 | $ 161,000 |
| Los Angeles County California | 8 | $ 3,640,000 | $ 455,000 | $ 191,000 |
| Orange County California | 8 | $ 4,810,000 | $ 601,000 | $ 285,000 |
| Pinellas County Florida | 8 | $ 3,020,000 | $ 377,000 | $ 523,000 |
| St. Johns County Florida | 8 | $ 2,090,000 | $ 261,000 | $ 156,000 |
| Champaign County Illinois | 8 | $ 1,090,000 | $ 136,000 | $ 112,000 |
| Jersey County Illinois | 8 | $ 1,660,000 | $ 207,000 | $ 310,000 |
| Middlesex County Massachusetts | 8 | $ 2,580,000 | $ 322,000 | $ 399,000 |
| Lake County Colorado | 7 | $ 3,585,000 | $ 512,000 | $ 223,000 |
| Broward County Florida | 7 | $ 2,305,000 | $ 329,000 | $ 193,000 |
| Charlotte County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 68,000 |
| Randolph County Illinois | 7 | $ 1,145,000 | $ 163,000 | $ 383,000 |
| Washington County Illinois | 7 | $ 1,045,000 | $ 149,000 | $ 232,000 |
| Gasconade County Missouri | 7 | $ 1,075,000 | $ 153,000 | $ 62,000 |
| Cheatham County Tennessee | 7 | $ 1,275,000 | $ 182,000 | $ 283,000 |
| Collier County Florida | 6 | $ 1,730,000 | $ 288,000 | $ 248,000 |
| Duval County Florida | 6 | $ 770,000 | $ 128,000 | $ 60,000 |
| Marion County Illinois | 6 | $ 1,020,000 | $ 170,000 | $ 282,000 |
| Jackson County Indiana | 6 | $ 1,100,000 | $ 183,000 | $ 103,000 |
| Jasper County Indiana | 6 | $ 1,140,000 | $ 190,000 | $ 743,000 |
| Bristol County Massachusetts | 6 | $ 1,470,000 | $ 245,000 | $ 92,000 |
| Crawford County Missouri | 6 | $ 830,000 | $ 138,000 | $ 68,000 |
| Perry County Missouri | 6 | $ 880,000 | $ 146,000 | $ 102,000 |
| Pike County Missouri | 6 | $ 760,000 | $ 126,000 | $ 138,000 |
| Macon County Tennessee | 6 | $ 880,000 | $ 146,000 | $ 55,000 |
| Warren County Tennessee | 6 | $ 1,230,000 | $ 205,000 | $ 80,000 |
| Galveston County Texas | 6 | $ 2,300,000 | $ 383,000 | $ 202,000 |
| Jefferson County Alabama | 5 | $ 1,395,000 | $ 279,000 | $ 142,000 |
| Sacramento County California | 5 | $ 1,845,000 | $ 369,000 | $ 675,000 |
| San Bernardino County California | 5 | $ 1,625,000 | $ 325,000 | $ 662,000 |
| Elbert County Colorado | 5 | $ 2,175,000 | $ 435,000 | $ 100,000 |
| Pasco County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 109,000 |
| Polk County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 161,000 |
| Macon County Illinois | 5 | $ 745,000 | $ 149,000 | $ 283,000 |
| Peoria County Illinois | 5 | $ 1,005,000 | $ 201,000 | $ 99,000 |
| Decatur County Indiana | 5 | $ 1,115,000 | $ 223,000 | $ 167,000 |
| Simpson County Kentucky | 5 | $ 635,000 | $ 127,000 | $ 44,000 |
| Worcester County Massachusetts | 5 | $ 1,095,000 | $ 219,000 | $ 301,000 |
| Fayette County Tennessee | 5 | $ 925,000 | $ 185,000 | $ 45,000 |
| Knox County Tennessee | 5 | $ 865,000 | $ 173,000 | $ 72,000 |
| Madison County Tennessee | 5 | $ 755,000 | $ 151,000 | $ 60,000 |
| Smith County Tennessee | 5 | $ 645,000 | $ 129,000 | $ 691,000 |
| Fort Bend County Texas | 5 | $ 1,565,000 | $ 313,000 | $ 203,000 |
| El Paso County Colorado | 4 | $ 1,070,000 | $ 267,000 | $ 131,000 |
| La Plata County Colorado | 4 | $ 2,240,000 | $ 560,000 | $ 1,770,000 |
| Summit County Colorado | 4 | $ 1,470,000 | $ 367,000 | $ 140,000 |
| Flagler County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 124,000 |
| Miami-Dade County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 514,000 |
| Osceola County Florida | 4 | $ 960,000 | $ 240,000 | $ 227,000 |
| Bond County Illinois | 4 | $ 790,000 | $ 197,000 | $ 101,000 |
| Winnebago County Illinois | 4 | $ 540,000 | $ 135,000 | $ 99,000 |
| Allen County Indiana | 4 | $ 620,000 | $ 155,000 | $ 395,000 |
| Fountain County Indiana | 4 | $ 990,000 | $ 247,000 | $ 131,000 |
| LaPorte County Indiana | 4 | $ 950,000 | $ 237,000 | $ 584,000 |
| Tippecanoe County Indiana | 4 | $ 890,000 | $ 222,000 | $ 77,000 |
| Jefferson County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 58,000 |
| Suffolk County Massachusetts | 4 | $ 1,530,000 | $ 382,000 | $ 132,000 |
| Cape Girardeau County Missouri | 4 | $ 930,000 | $ 232,000 | $ 327,000 |
| Cass County Missouri | 4 | $ 940,000 | $ 235,000 | $ 129,000 |
| Clay County Missouri | 4 | $ 1,070,000 | $ 267,000 | $ 128,000 |
| Greene County Missouri | 4 | $ 840,000 | $ 210,000 | $ 73,000 |
| Pulaski County Missouri | 4 | $ 540,000 | $ 135,000 | $ 123,000 |
| Stone County Missouri | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
| DeKalb County Tennessee | 4 | $ 690,000 | $ 172,000 | $ 358,000 |
| Putnam County Tennessee | 4 | $ 900,000 | $ 225,000 | $ 45,000 |
| Guadalupe County Texas | 4 | $ 940,000 | $ 235,000 | $ 69,000 |
| Montgomery County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 148,000 |
| Mobile County Alabama | 3 | $ 395,000 | $ 131,000 | $ 89,000 |
| Shelby County Alabama | 3 | $ 765,000 | $ 255,000 | $ 117,000 |
| Pinal County Arizona | 3 | $ 775,000 | $ 258,000 | $ 78,000 |
| Contra Costa County California | 3 | $ 1,235,000 | $ 411,000 | $ 112,000 |
| Clear Creek County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 110,000 |
| Routt County Colorado | 3 | $ 885,000 | $ 295,000 | $ 90,000 |
| Baker County Florida | 3 | $ 805,000 | $ 268,000 | $ 481,000 |
| Escambia County Florida | 3 | $ 595,000 | $ 198,000 | $ 138,000 |
| Fayette County Illinois | 3 | $ 435,000 | $ 145,000 | $ 115,000 |
| Henry County Illinois | 3 | $ 815,000 | $ 271,000 | $ 721,000 |
| Sangamon County Illinois | 3 | $ 505,000 | $ 168,000 | $ 123,000 |
| Elkhart County Indiana | 3 | $ 455,000 | $ 151,000 | $ 92,000 |
| Grant County Indiana | 3 | $ 325,000 | $ 108,000 | $ 60,000 |
| Rush County Indiana | 3 | $ 535,000 | $ 178,000 | $ 118,000 |
| Scott County Indiana | 3 | $ 305,000 | $ 101,000 | $ 688,000 |
| Vigo County Indiana | 3 | $ 515,000 | $ 171,000 | $ 109,000 |
| Wayne County Indiana | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Jackson County Mississippi | 3 | $ 695,000 | $ 231,000 | $ 39,000 |
| Washington County Missouri | 3 | $ 515,000 | $ 171,000 | $ 69,000 |
| Hamilton County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 47,000 |
| Hickman County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 51,000 |
| Lawrence County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 47,000 |
| Marshall County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 68,000 |
| Trousdale County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 156,000 |
| Brazos County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 158,000 |
| Comal County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 195,000 |
| Llano County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 288,000 |
| McLennan County Texas | 3 | $ 595,000 | $ 198,000 | $ 113,000 |
| Coffee County Alabama | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Houston County Alabama | 2 | $ 180,000 | $ 90,000 | $ 256,000 |
| Alameda County California | 2 | $ 960,000 | $ 480,000 | $ 96,000 |
| Merced County California | 2 | $ 560,000 | $ 280,000 | $ 109,000 |
| San Benito County California | 2 | $ 770,000 | $ 385,000 | $ 144,000 |
| San Francisco County California | 2 | $ 1,440,000 | $ 720,000 | $ 116,000 |
| Ventura County California | 2 | $ 460,000 | $ 230,000 | $ 20,000 |
| Broomfield County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 258,000 |
| Garfield County Colorado | 2 | $ 670,000 | $ 335,000 | $ 117,000 |
| Grand County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 296,000 |
| Indian River County Florida | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| Lake County Florida | 2 | $ 650,000 | $ 325,000 | $ 284,000 |
| Orange County Florida | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Santa Rosa County Florida | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Sarasota County Florida | 2 | $ 850,000 | $ 425,000 | $ 151,000 |
| Walton County Florida | 2 | $ 700,000 | $ 350,000 | $ 198,000 |
| Calhoun County Illinois | 2 | $ 370,000 | $ 185,000 | $ 1,225,000 |
| Effingham County Illinois | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Knox County Illinois | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Lee County Illinois | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Morgan County Illinois | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Ogle County Illinois | 2 | $ 430,000 | $ 215,000 | $ 48,000 |
| Perry County Illinois | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Rock Island County Illinois | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Stephenson County Illinois | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| Williamson County Illinois | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Benton County Indiana | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Fayette County Indiana | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Harrison County Indiana | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Kosciusko County Indiana | 2 | $ 940,000 | $ 470,000 | $ 276,000 |
| Owen County Indiana | 2 | $ 360,000 | $ 180,000 | $ 168,000 |
| Tipton County Indiana | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| White County Indiana | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Sedgwick County Kansas | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Oldham County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| Essex County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 112,000 |
| Norfolk County Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 712,000 |
| Plymouth County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Cole County Missouri | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Montgomery County Missouri | 2 | $ 310,000 | $ 155,000 | $ 234,000 |
| New Madrid County Missouri | 2 | $ 320,000 | $ 160,000 | $ 1,077,000 |
| Webster County Missouri | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Bradley County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Cannon County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Coffee County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Henry County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| Loudon County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Roane County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Sevier County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 189,000 |
| White County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 27,000 |
| Anderson County Texas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Caldwell County Texas | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Coryell County Texas | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| El Paso County Texas | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Medina County Texas | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Milam County Texas | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Parker County Texas | 2 | $ 480,000 | $ 240,000 | $ 128,000 |
| Franklin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Hale County Alabama | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Monroe County Alabama | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Pike County Alabama | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Tuscaloosa County Alabama | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Gila County Arizona | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Pima County Arizona | 1 | $ 375,000 | $ 375,000 | $ 22,000 |
| Kern County California | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Marin County California | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Monterey County California | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Riverside County California | 1 | $ 305,000 | $ 305,000 | $ 1,440,000 |
| Santa Cruz County California | 1 | $ 485,000 | $ 485,000 | $ 1,140,000 |
| Archuleta County Colorado | 1 | $ 255,000 | $ 255,000 | $ 219,000 |
| Chaffee County Colorado | 1 | $ 485,000 | $ 485,000 | $ 237,000 |
| Custer County Colorado | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Fremont County Colorado | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Gilpin County Colorado | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Mesa County Colorado | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 222,000 |
| Brevard County Florida | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Adams County Illinois | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Bureau County Illinois | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Douglas County Illinois | 1 | $ 205,000 | $ 205,000 | $ 269,000 |
| Franklin County Illinois | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Iroquois County Illinois | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Jackson County Illinois | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Jo Daviess County Illinois | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Massac County Illinois | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Menard County Illinois | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Pike County Illinois | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Wayne County Illinois | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Whiteside County Illinois | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Blackford County Indiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Clay County Indiana | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Clinton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Crawford County Indiana | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Daviess County Indiana | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Fulton County Indiana | 1 | $ 245,000 | $ 245,000 | $ 2,124,000 |
| Knox County Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Miami County Indiana | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Ripley County Indiana | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Starke County Indiana | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Vanderburgh County Indiana | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Vermillion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 486,000 |
| Lee County Iowa | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Polk County Iowa | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Ballard County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Butler County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Daviess County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Fayette County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Fulton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Garrard County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Grayson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Laurel County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Lyon County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Owen County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 404,000 |
| Shelby County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Trimble County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Warren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Whitley County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hampden County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Hampshire County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Adair County Missouri | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Audrain County Missouri | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Buchanan County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Callaway County Missouri | 1 | $ 235,000 | $ 235,000 | $ 1,680,000 |
| Chariton County Missouri | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Christian County Missouri | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Dallas County Missouri | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Dunklin County Missouri | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Laclede County Missouri | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Lawrence County Missouri | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Madison County Missouri | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Marion County Missouri | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Ozark County Missouri | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Platte County Missouri | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Saline County Missouri | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Scott County Missouri | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Anderson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Bledsoe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Campbell County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Carroll County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Carter County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Fentress County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Hardeman County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Jackson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Johnson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 68,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Stewart County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Union County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Aransas County Texas | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Gillespie County Texas | 1 | $ 515,000 | $ 515,000 | $ 289,000 |
| Hidalgo County Texas | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Jefferson County Texas | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Johnson County Texas | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Kaufman County Texas | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Midland County Texas | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Nacogdoches County Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Presidio County Texas | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Rockwall County Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Tom Green County Texas | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Wilson County Texas | 1 | $ 335,000 | $ 335,000 | $ 167,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,776 | $1,828,400,000 | $235,000 | $1,965,000 | $212,000 | $6,600,000 |
| Home Purchase | 1,521 | $447,925,000 | $294,000 | $2,135,000 | $132,000 | $3,436,000 |
| Home Improvement | 829 | $205,125,000 | $247,000 | $715,000 | $119,000 | $1,004,000 |
| Cash-out Refinancing | 36 | $6,860,000 | $190,000 | $485,000 | $114,000 | $376,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,000 | $1,262,650,000 | $252,000 | $2,135,000 | $132,000 | $2,508,000 |
| Not Provided | 4,603 | $1,081,115,000 | $234,000 | $1,325,000 | $266,000 | $6,600,000 |
| Hispanic | 244 | $63,850,000 | $261,000 | $535,000 | $99,000 | $438,000 |
| Black or African American | 147 | $33,045,000 | $224,000 | $555,000 | $124,000 | $3,840,000 |
| Asian | 115 | $31,305,000 | $272,000 | $605,000 | $140,000 | $472,000 |
| American Indian or Alaskan Native | 11 | $3,975,000 | $361,000 | $1,965,000 | $89,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $665,000 | $221,000 | $365,000 | $76,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,353 | $2,081,265,000 | $249,000 | $2,135,000 | $210,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 1,059 | $224,425,000 | $211,000 | $755,000 | $100,000 | $2,124,000 |
| VA-guaranteed (Veterans Administration) | 713 | $176,045,000 | $246,000 | $945,000 | $128,000 | $3,600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $6,575,000 | $177,000 | $345,000 | $55,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,642 | $1,293,190,000 | $229,000 | $2,135,000 | $244,000 | $6,600,000 |
| Loan Originated | 3,873 | $1,054,425,000 | $272,000 | $1,085,000 | $125,000 | $3,436,000 |
| Application Denied By Financial Institution | 369 | $74,725,000 | $202,000 | $905,000 | $122,000 | $1,541,000 |
| File Closed For Incompleteness | 272 | $64,190,000 | $235,000 | $755,000 | $178,000 | $2,772,000 |
| Application Approved But Not Accepted | 6 | $1,780,000 | $296,000 | $405,000 | $94,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,793 | $2,413,585,000 | $246,000 | $2,135,000 | $195,000 | $6,600,000 |
| Credit History | 325 | $62,725,000 | $193,000 | $655,000 | $126,000 | $1,541,000 |
| Debt-To-Income Ratio | 32 | $7,530,000 | $235,000 | $515,000 | $82,000 | $349,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,080,000 | $308,000 | $715,000 | $86,000 | $177,000 |
| Employment History | 1 | $485,000 | $485,000 | $485,000 | $120,000 | $120,000 |
| Unverifiable Information | 1 | $905,000 | $905,000 | $905,000 | $264,000 | $264,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.