The Home Loan Expert LLC Mortgage Lending & HMDA Data, 2020
In 2020, The Home Loan Expert LLC of St Louis, MO reported 10,162 mortgage applications totaling $2.5 billion, up 199% from 2019. The average application was for $244,864, and applicants reported an average income of $192,092. 38% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (3,586), Austin-Round Rock, TX (1,404) and Indianapolis-Carmel-Anderson, IN (1,215) (applications in parentheses).
| Mortgage Company & Address | The Home Loan Expert LLC 1600 S Brentwood St Louis, MO 63144 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,162 |
| Total Mortgage Loan Application Amount | $2,488,310,000 |
| Average Mortgage Loan Application Amount | $244,864 |
| Highest Mortgage Loan Application Amount | $2,135,000 |
| Average Applicant Income | $192,092 |
| Highest Applicant Income | $6,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Home Loan Expert LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 1,386 | $ 320,590,000 | $ 231,305 | $ 248,000 |
| St. Charles, Missouri | 899 | $ 192,565,000 | $ 214,199 | $ 194,000 |
| Travis, Texas | 763 | $ 250,385,000 | $ 328,158 | $ 152,000 |
| Cook, Illinois | 549 | $ 150,905,000 | $ 274,872 | $ 232,000 |
| Williamson, Texas | 486 | $ 131,470,000 | $ 270,514 | $ 143,000 |
| Jefferson, Missouri | 358 | $ 69,790,000 | $ 194,944 | $ 179,000 |
| Marion, Indiana | 330 | $ 60,990,000 | $ 184,818 | $ 189,000 |
| Hamilton, Indiana | 326 | $ 78,830,000 | $ 241,809 | $ 216,000 |
| St. Louis City, Missouri | 234 | $ 41,810,000 | $ 178,675 | $ 155,000 |
| Madison, Illinois | 225 | $ 44,535,000 | $ 197,933 | $ 218,000 |
| DuPage, Illinois | 223 | $ 65,915,000 | $ 295,582 | $ 225,000 |
| Sumner, Tennessee | 191 | $ 44,345,000 | $ 232,172 | $ 141,000 |
| Will, Illinois | 176 | $ 41,310,000 | $ 234,715 | $ 211,000 |
| St. Clair, Illinois | 172 | $ 32,390,000 | $ 188,313 | $ 214,000 |
| Hendricks, Indiana | 158 | $ 31,690,000 | $ 200,569 | $ 201,000 |
| Denver, Colorado | 155 | $ 61,235,000 | $ 395,064 | $ 144,000 |
| Baldwin, Alabama | 130 | $ 29,650,000 | $ 228,076 | $ 91,000 |
| Johnson, Indiana | 128 | $ 25,980,000 | $ 202,968 | $ 177,000 |
| Hays, Texas | 128 | $ 37,230,000 | $ 290,859 | $ 107,000 |
| Lake, Illinois | 126 | $ 33,860,000 | $ 268,730 | $ 258,000 |
| Davidson, Tennessee | 121 | $ 33,165,000 | $ 274,090 | $ 145,000 |
| Kane, Illinois | 109 | $ 25,455,000 | $ 233,532 | $ 198,000 |
| Adams, Colorado | 103 | $ 30,815,000 | $ 299,174 | $ 97,000 |
| Maricopa, Arizona | 101 | $ 35,435,000 | $ 350,841 | $ 161,000 |
| Franklin, Missouri | 90 | $ 16,810,000 | $ 186,777 | $ 118,000 |
| McHenry, Illinois | 86 | $ 18,550,000 | $ 215,697 | $ 268,000 |
| Williamson, Tennessee | 85 | $ 28,495,000 | $ 335,235 | $ 324,000 |
| Hancock, Indiana | 83 | $ 16,465,000 | $ 198,373 | $ 227,000 |
| Jefferson, Colorado | 77 | $ 26,955,000 | $ 350,064 | $ 107,000 |
| Lincoln, Missouri | 73 | $ 12,725,000 | $ 174,315 | $ 135,000 |
| Rutherford, Tennessee | 73 | $ 18,325,000 | $ 251,027 | $ 196,000 |
| Arapahoe, Colorado | 70 | $ 25,190,000 | $ 359,857 | $ 142,000 |
| Boone, Indiana | 69 | $ 16,855,000 | $ 244,275 | $ 215,000 |
| Monroe, Illinois | 61 | $ 12,365,000 | $ 202,704 | $ 257,000 |
| Warren, Missouri | 48 | $ 9,410,000 | $ 196,041 | $ 284,000 |
| Wilson, Tennessee | 48 | $ 11,930,000 | $ 248,541 | $ 93,000 |
| Kendall, Illinois | 46 | $ 9,960,000 | $ 216,521 | $ 232,000 |
| Lee, Florida | 45 | $ 10,695,000 | $ 237,666 | $ 140,000 |
| Lake, Indiana | 44 | $ 8,700,000 | $ 197,727 | $ 176,000 |
| Madison, Indiana | 41 | $ 5,615,000 | $ 136,951 | $ 166,000 |
| Robertson, Tennessee | 40 | $ 8,880,000 | $ 222,000 | $ 93,000 |
| Boulder, Colorado | 39 | $ 15,315,000 | $ 392,692 | $ 154,000 |
| Morgan, Indiana | 38 | $ 6,650,000 | $ 175,000 | $ 135,000 |
| Montgomery, Tennessee | 36 | $ 6,580,000 | $ 182,777 | $ 154,000 |
| St. Francois, Missouri | 34 | $ 5,620,000 | $ 165,294 | $ 174,000 |
| Douglas, Colorado | 31 | $ 13,545,000 | $ 436,935 | $ 152,000 |
| Shelby, Tennessee | 27 | $ 6,535,000 | $ 242,037 | $ 160,000 |
| Porter, Indiana | 26 | $ 5,840,000 | $ 224,615 | $ 180,000 |
| Bastrop, Texas | 25 | $ 7,185,000 | $ 287,400 | $ 102,000 |
| Burnet, Texas | 25 | $ 7,315,000 | $ 292,600 | $ 104,000 |
| Bexar, Texas | 24 | $ 5,890,000 | $ 245,416 | $ 127,000 |
| Maury, Tennessee | 21 | $ 3,855,000 | $ 183,571 | $ 207,000 |
| Weld, Colorado | 20 | $ 5,540,000 | $ 277,000 | $ 78,000 |
| Hillsborough, Florida | 19 | $ 6,215,000 | $ 327,105 | $ 146,000 |
| Harris, Texas | 19 | $ 4,765,000 | $ 250,789 | $ 158,000 |
| Delaware, Indiana | 18 | $ 3,170,000 | $ 176,111 | $ 292,000 |
| Bell, Texas | 18 | $ 4,000,000 | $ 222,222 | $ 78,000 |
| Clay, Florida | 17 | $ 4,595,000 | $ 270,294 | $ 208,000 |
| Volusia, Florida | 17 | $ 3,145,000 | $ 185,000 | $ 128,000 |
| Shelby, Indiana | 17 | $ 2,925,000 | $ 172,058 | $ 79,000 |
| Jackson, Missouri | 17 | $ 3,445,000 | $ 202,647 | $ 121,000 |
| Larimer, Colorado | 16 | $ 5,720,000 | $ 357,500 | $ 99,000 |
| Clinton, Illinois | 16 | $ 3,060,000 | $ 191,250 | $ 172,000 |
| Putnam, Indiana | 15 | $ 2,565,000 | $ 171,000 | $ 257,000 |
| Ste. Genevieve, Missouri | 15 | $ 2,475,000 | $ 165,000 | $ 471,000 |
| Collin, Texas | 15 | $ 5,255,000 | $ 350,333 | $ 385,000 |
| Henry, Indiana | 14 | $ 1,850,000 | $ 132,142 | $ 198,000 |
| Montgomery, Indiana | 14 | $ 2,580,000 | $ 184,285 | $ 113,000 |
| Howard, Indiana | 13 | $ 1,515,000 | $ 116,538 | $ 134,000 |
| Camden, Missouri | 13 | $ 2,135,000 | $ 164,230 | $ 151,000 |
| Gibson, Tennessee | 13 | $ 1,805,000 | $ 138,846 | $ 80,000 |
| Bartholomew, Indiana | 12 | $ 2,080,000 | $ 173,333 | $ 260,000 |
| Denton, Texas | 12 | $ 3,170,000 | $ 264,166 | $ 152,000 |
| San Diego, California | 11 | $ 4,215,000 | $ 383,181 | $ 719,000 |
| Eagle, Colorado | 11 | $ 4,955,000 | $ 450,454 | $ 308,000 |
| Palm Beach, Florida | 11 | $ 3,785,000 | $ 344,090 | $ 95,000 |
| LaSalle, Illinois | 11 | $ 1,945,000 | $ 176,818 | $ 85,000 |
| Johnson, Kansas | 11 | $ 2,655,000 | $ 241,363 | $ 138,000 |
| Tarrant, Texas | 11 | $ 2,725,000 | $ 247,727 | $ 177,000 |
| Marion, Florida | 10 | $ 1,770,000 | $ 177,000 | $ 156,000 |
| DeKalb, Illinois | 10 | $ 1,820,000 | $ 182,000 | $ 208,000 |
| Kankakee, Illinois | 10 | $ 1,680,000 | $ 168,000 | $ 92,000 |
| Macoupin, Illinois | 10 | $ 1,410,000 | $ 141,000 | $ 393,000 |
| Brown, Indiana | 10 | $ 2,060,000 | $ 206,000 | $ 107,000 |
| Monroe, Indiana | 10 | $ 2,040,000 | $ 204,000 | $ 97,000 |
| Boone, Missouri | 10 | $ 1,580,000 | $ 158,000 | $ 208,000 |
| Dickson, Tennessee | 10 | $ 2,370,000 | $ 237,000 | $ 203,000 |
| Santa Clara, California | 9 | $ 4,595,000 | $ 510,555 | $ 522,000 |
| Boone, Illinois | 9 | $ 1,785,000 | $ 198,333 | $ 464,000 |
| Grundy, Illinois | 9 | $ 2,165,000 | $ 240,555 | $ 119,000 |
| McLean, Illinois | 9 | $ 2,535,000 | $ 281,666 | $ 168,000 |
| Dallas, Texas | 9 | $ 3,165,000 | $ 351,666 | $ 161,000 |
| Los Angeles, California | 8 | $ 3,640,000 | $ 455,000 | $ 191,000 |
| Orange, California | 8 | $ 4,810,000 | $ 601,250 | $ 285,000 |
| Pinellas, Florida | 8 | $ 3,020,000 | $ 377,500 | $ 523,000 |
| St. Johns, Florida | 8 | $ 2,090,000 | $ 261,250 | $ 156,000 |
| Champaign, Illinois | 8 | $ 1,090,000 | $ 136,250 | $ 112,000 |
| Jersey, Illinois | 8 | $ 1,660,000 | $ 207,500 | $ 310,000 |
| Middlesex, Massachusetts | 8 | $ 2,580,000 | $ 322,500 | $ 399,000 |
| Lake, Colorado | 7 | $ 3,585,000 | $ 512,142 | $ 223,000 |
| Broward, Florida | 7 | $ 2,305,000 | $ 329,285 | $ 193,000 |
| Charlotte, Florida | 7 | $ 1,545,000 | $ 220,714 | $ 68,000 |
| Randolph, Illinois | 7 | $ 1,145,000 | $ 163,571 | $ 383,000 |
| Washington, Illinois | 7 | $ 1,045,000 | $ 149,285 | $ 232,000 |
| Gasconade, Missouri | 7 | $ 1,075,000 | $ 153,571 | $ 62,000 |
| Cheatham, Tennessee | 7 | $ 1,275,000 | $ 182,142 | $ 283,000 |
| Collier, Florida | 6 | $ 1,730,000 | $ 288,333 | $ 248,000 |
| Duval, Florida | 6 | $ 770,000 | $ 128,333 | $ 60,000 |
| Marion, Illinois | 6 | $ 1,020,000 | $ 170,000 | $ 282,000 |
| Jackson, Indiana | 6 | $ 1,100,000 | $ 183,333 | $ 103,000 |
| Jasper, Indiana | 6 | $ 1,140,000 | $ 190,000 | $ 743,000 |
| Bristol, Massachusetts | 6 | $ 1,470,000 | $ 245,000 | $ 92,000 |
| Crawford, Missouri | 6 | $ 830,000 | $ 138,333 | $ 68,000 |
| Perry, Missouri | 6 | $ 880,000 | $ 146,666 | $ 102,000 |
| Pike, Missouri | 6 | $ 760,000 | $ 126,666 | $ 138,000 |
| Macon, Tennessee | 6 | $ 880,000 | $ 146,666 | $ 55,000 |
| Warren, Tennessee | 6 | $ 1,230,000 | $ 205,000 | $ 80,000 |
| Galveston, Texas | 6 | $ 2,300,000 | $ 383,333 | $ 202,000 |
| Jefferson, Alabama | 5 | $ 1,395,000 | $ 279,000 | $ 142,000 |
| Sacramento, California | 5 | $ 1,845,000 | $ 369,000 | $ 675,000 |
| San Bernardino, California | 5 | $ 1,625,000 | $ 325,000 | $ 662,000 |
| Elbert, Colorado | 5 | $ 2,175,000 | $ 435,000 | $ 100,000 |
| Pasco, Florida | 5 | $ 1,075,000 | $ 215,000 | $ 109,000 |
| Polk, Florida | 5 | $ 1,025,000 | $ 205,000 | $ 161,000 |
| Macon, Illinois | 5 | $ 745,000 | $ 149,000 | $ 283,000 |
| Peoria, Illinois | 5 | $ 1,005,000 | $ 201,000 | $ 99,000 |
| Decatur, Indiana | 5 | $ 1,115,000 | $ 223,000 | $ 167,000 |
| Simpson, Kentucky | 5 | $ 635,000 | $ 127,000 | $ 44,000 |
| Worcester, Massachusetts | 5 | $ 1,095,000 | $ 219,000 | $ 301,000 |
| Fayette, Tennessee | 5 | $ 925,000 | $ 185,000 | $ 45,000 |
| Knox, Tennessee | 5 | $ 865,000 | $ 173,000 | $ 72,000 |
| Madison, Tennessee | 5 | $ 755,000 | $ 151,000 | $ 60,000 |
| Smith, Tennessee | 5 | $ 645,000 | $ 129,000 | $ 691,000 |
| Fort Bend, Texas | 5 | $ 1,565,000 | $ 313,000 | $ 203,000 |
| El Paso, Colorado | 4 | $ 1,070,000 | $ 267,500 | $ 131,000 |
| La Plata, Colorado | 4 | $ 2,240,000 | $ 560,000 | $ 1,770,000 |
| Summit, Colorado | 4 | $ 1,470,000 | $ 367,500 | $ 140,000 |
| Flagler, Florida | 4 | $ 1,180,000 | $ 295,000 | $ 124,000 |
| Miami-Dade, Florida | 4 | $ 1,100,000 | $ 275,000 | $ 514,000 |
| Osceola, Florida | 4 | $ 960,000 | $ 240,000 | $ 227,000 |
| Bond, Illinois | 4 | $ 790,000 | $ 197,500 | $ 101,000 |
| Winnebago, Illinois | 4 | $ 540,000 | $ 135,000 | $ 99,000 |
| Allen, Indiana | 4 | $ 620,000 | $ 155,000 | $ 395,000 |
| Fountain, Indiana | 4 | $ 990,000 | $ 247,500 | $ 131,000 |
| LaPorte, Indiana | 4 | $ 950,000 | $ 237,500 | $ 584,000 |
| Tippecanoe, Indiana | 4 | $ 890,000 | $ 222,500 | $ 77,000 |
| Jefferson, Kentucky | 4 | $ 590,000 | $ 147,500 | $ 58,000 |
| Suffolk, Massachusetts | 4 | $ 1,530,000 | $ 382,500 | $ 132,000 |
| Cape Girardeau, Missouri | 4 | $ 930,000 | $ 232,500 | $ 327,000 |
| Cass, Missouri | 4 | $ 940,000 | $ 235,000 | $ 129,000 |
| Clay, Missouri | 4 | $ 1,070,000 | $ 267,500 | $ 128,000 |
| Greene, Missouri | 4 | $ 840,000 | $ 210,000 | $ 73,000 |
| Pulaski, Missouri | 4 | $ 540,000 | $ 135,000 | $ 123,000 |
| Stone, Missouri | 4 | $ 670,000 | $ 167,500 | $ 92,000 |
| DeKalb, Tennessee | 4 | $ 690,000 | $ 172,500 | $ 358,000 |
| Putnam, Tennessee | 4 | $ 900,000 | $ 225,000 | $ 45,000 |
| Guadalupe, Texas | 4 | $ 940,000 | $ 235,000 | $ 69,000 |
| Montgomery, Texas | 4 | $ 1,220,000 | $ 305,000 | $ 148,000 |
| Mobile, Alabama | 3 | $ 395,000 | $ 131,666 | $ 89,000 |
| Shelby, Alabama | 3 | $ 765,000 | $ 255,000 | $ 117,000 |
| Pinal, Arizona | 3 | $ 775,000 | $ 258,333 | $ 78,000 |
| Contra Costa, California | 3 | $ 1,235,000 | $ 411,666 | $ 112,000 |
| Clear Creek, Colorado | 3 | $ 1,315,000 | $ 438,333 | $ 110,000 |
| Routt, Colorado | 3 | $ 885,000 | $ 295,000 | $ 90,000 |
| Baker, Florida | 3 | $ 805,000 | $ 268,333 | $ 481,000 |
| Escambia, Florida | 3 | $ 595,000 | $ 198,333 | $ 138,000 |
| Fayette, Illinois | 3 | $ 435,000 | $ 145,000 | $ 115,000 |
| Henry, Illinois | 3 | $ 815,000 | $ 271,666 | $ 721,000 |
| Sangamon, Illinois | 3 | $ 505,000 | $ 168,333 | $ 123,000 |
| Elkhart, Indiana | 3 | $ 455,000 | $ 151,666 | $ 92,000 |
| Grant, Indiana | 3 | $ 325,000 | $ 108,333 | $ 60,000 |
| Rush, Indiana | 3 | $ 535,000 | $ 178,333 | $ 118,000 |
| Scott, Indiana | 3 | $ 305,000 | $ 101,666 | $ 688,000 |
| Vigo, Indiana | 3 | $ 515,000 | $ 171,666 | $ 109,000 |
| Wayne, Indiana | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Jackson, Mississippi | 3 | $ 695,000 | $ 231,666 | $ 39,000 |
| Washington, Missouri | 3 | $ 515,000 | $ 171,666 | $ 69,000 |
| Hamilton, Tennessee | 3 | $ 805,000 | $ 268,333 | $ 47,000 |
| Hickman, Tennessee | 3 | $ 475,000 | $ 158,333 | $ 51,000 |
| Lawrence, Tennessee | 3 | $ 435,000 | $ 145,000 | $ 47,000 |
| Marshall, Tennessee | 3 | $ 585,000 | $ 195,000 | $ 68,000 |
| Trousdale, Tennessee | 3 | $ 985,000 | $ 328,333 | $ 156,000 |
| Brazos, Texas | 3 | $ 1,155,000 | $ 385,000 | $ 158,000 |
| Comal, Texas | 3 | $ 1,125,000 | $ 375,000 | $ 195,000 |
| Llano, Texas | 3 | $ 1,155,000 | $ 385,000 | $ 288,000 |
| McLennan, Texas | 3 | $ 595,000 | $ 198,333 | $ 113,000 |
| Coffee, Alabama | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Houston, Alabama | 2 | $ 180,000 | $ 90,000 | $ 256,000 |
| Alameda, California | 2 | $ 960,000 | $ 480,000 | $ 96,000 |
| Merced, California | 2 | $ 560,000 | $ 280,000 | $ 109,000 |
| San Benito, California | 2 | $ 770,000 | $ 385,000 | $ 144,000 |
| San Francisco, California | 2 | $ 1,440,000 | $ 720,000 | $ 116,000 |
| Ventura, California | 2 | $ 460,000 | $ 230,000 | $ 20,000 |
| Broomfield, Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 258,000 |
| Garfield, Colorado | 2 | $ 670,000 | $ 335,000 | $ 117,000 |
| Grand, Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 296,000 |
| Indian River, Florida | 2 | $ 620,000 | $ 310,000 | $ 168,000 |
| Lake, Florida | 2 | $ 650,000 | $ 325,000 | $ 284,000 |
| Orange, Florida | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Santa Rosa, Florida | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Sarasota, Florida | 2 | $ 850,000 | $ 425,000 | $ 151,000 |
| Walton, Florida | 2 | $ 700,000 | $ 350,000 | $ 198,000 |
| Calhoun, Illinois | 2 | $ 370,000 | $ 185,000 | $ 1,225,000 |
| Effingham, Illinois | 2 | $ 370,000 | $ 185,000 | $ 96,000 |
| Knox, Illinois | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Lee, Illinois | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Morgan, Illinois | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Ogle, Illinois | 2 | $ 430,000 | $ 215,000 | $ 48,000 |
| Perry, Illinois | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Rock Island, Illinois | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Stephenson, Illinois | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| Williamson, Illinois | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Benton, Indiana | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Fayette, Indiana | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Harrison, Indiana | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Kosciusko, Indiana | 2 | $ 940,000 | $ 470,000 | $ 276,000 |
| Owen, Indiana | 2 | $ 360,000 | $ 180,000 | $ 168,000 |
| Tipton, Indiana | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| White, Indiana | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Sedgwick, Kansas | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Oldham, Kentucky | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| Essex, Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 112,000 |
| Norfolk, Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 712,000 |
| Plymouth, Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Cole, Missouri | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| Montgomery, Missouri | 2 | $ 310,000 | $ 155,000 | $ 234,000 |
| New Madrid, Missouri | 2 | $ 320,000 | $ 160,000 | $ 1,077,000 |
| Webster, Missouri | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Bradley, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Cannon, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Coffee, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Henry, Tennessee | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| Loudon, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Roane, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Sevier, Tennessee | 2 | $ 510,000 | $ 255,000 | $ 189,000 |
| White, Tennessee | 2 | $ 320,000 | $ 160,000 | $ 27,000 |
| Anderson, Texas | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Caldwell, Texas | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Coryell, Texas | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| El Paso, Texas | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Medina, Texas | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Milam, Texas | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Parker, Texas | 2 | $ 480,000 | $ 240,000 | $ 128,000 |
| Franklin, Alabama | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Hale, Alabama | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Monroe, Alabama | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Pike, Alabama | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Tuscaloosa, Alabama | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Gila, Arizona | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Pima, Arizona | 1 | $ 375,000 | $ 375,000 | $ 22,000 |
| Kern, California | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Marin, California | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Monterey, California | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Riverside, California | 1 | $ 305,000 | $ 305,000 | $ 1,440,000 |
| Santa Cruz, California | 1 | $ 485,000 | $ 485,000 | $ 1,140,000 |
| Archuleta, Colorado | 1 | $ 255,000 | $ 255,000 | $ 219,000 |
| Chaffee, Colorado | 1 | $ 485,000 | $ 485,000 | $ 237,000 |
| Custer, Colorado | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Fremont, Colorado | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Gilpin, Colorado | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Mesa, Colorado | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Bay, Florida | 1 | $ 265,000 | $ 265,000 | $ 222,000 |
| Brevard, Florida | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Manatee, Florida | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Okaloosa, Florida | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| St. Lucie, Florida | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Adams, Illinois | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Bureau, Illinois | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Douglas, Illinois | 1 | $ 205,000 | $ 205,000 | $ 269,000 |
| Franklin, Illinois | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Iroquois, Illinois | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Jackson, Illinois | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Jo Daviess, Illinois | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Massac, Illinois | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Menard, Illinois | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Pike, Illinois | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Wayne, Illinois | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Whiteside, Illinois | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Blackford, Indiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Clay, Indiana | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Clinton, Indiana | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Crawford, Indiana | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Daviess, Indiana | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Fulton, Indiana | 1 | $ 245,000 | $ 245,000 | $ 2,124,000 |
| Knox, Indiana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Miami, Indiana | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Ripley, Indiana | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Starke, Indiana | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Vanderburgh, Indiana | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Vermillion, Indiana | 1 | $ 35,000 | $ 35,000 | $ 486,000 |
| Lee, Iowa | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Polk, Iowa | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Ballard, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Butler, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Daviess, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Fayette, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Fulton, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Garrard, Kentucky | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Grayson, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Laurel, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Lyon, Kentucky | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Owen, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 404,000 |
| Shelby, Kentucky | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Trimble, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Warren, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Whitley, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hampden, Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Hampshire, Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Harrison, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Adair, Missouri | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Audrain, Missouri | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Buchanan, Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Callaway, Missouri | 1 | $ 235,000 | $ 235,000 | $ 1,680,000 |
| Chariton, Missouri | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Christian, Missouri | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Dallas, Missouri | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Dunklin, Missouri | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Laclede, Missouri | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Lawrence, Missouri | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Madison, Missouri | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Marion, Missouri | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Ozark, Missouri | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Platte, Missouri | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Saline, Missouri | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Scott, Missouri | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Anderson, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Bledsoe, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Campbell, Tennessee | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Carroll, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Carter, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Fentress, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Hardeman, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Jackson, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Johnson, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 68,000 |
| Rhea, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Stewart, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Union, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Aransas, Texas | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Brazoria, Texas | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Gillespie, Texas | 1 | $ 515,000 | $ 515,000 | $ 289,000 |
| Hidalgo, Texas | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Jefferson, Texas | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Johnson, Texas | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Kaufman, Texas | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Midland, Texas | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Nacogdoches, Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Nueces, Texas | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Presidio, Texas | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Rockwall, Texas | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Tom Green, Texas | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Wilson, Texas | 1 | $ 335,000 | $ 335,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for The Home Loan Expert LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,776 | $1,828,400,000 | $235,000 | $1,965,000 | $212,000 | $6,600,000 |
| Home Purchase | 1,521 | $447,925,000 | $294,000 | $2,135,000 | $132,000 | $3,436,000 |
| Home Improvement | 829 | $205,125,000 | $247,000 | $715,000 | $119,000 | $1,004,000 |
| Cash-out Refinancing | 36 | $6,860,000 | $190,000 | $485,000 | $114,000 | $376,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,000 | $1,262,650,000 | $252,000 | $2,135,000 | $132,000 | $2,508,000 |
| Not Provided | 4,603 | $1,081,115,000 | $234,000 | $1,325,000 | $266,000 | $6,600,000 |
| Hispanic | 244 | $63,850,000 | $261,000 | $535,000 | $99,000 | $438,000 |
| Black or African American | 147 | $33,045,000 | $224,000 | $555,000 | $124,000 | $3,840,000 |
| Asian | 115 | $31,305,000 | $272,000 | $605,000 | $140,000 | $472,000 |
| American Indian or Alaskan Native | 11 | $3,975,000 | $361,000 | $1,965,000 | $89,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $665,000 | $221,000 | $365,000 | $76,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,353 | $2,081,265,000 | $249,000 | $2,135,000 | $210,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 1,059 | $224,425,000 | $211,000 | $755,000 | $100,000 | $2,124,000 |
| VA-guaranteed (Veterans Administration) | 713 | $176,045,000 | $246,000 | $945,000 | $128,000 | $3,600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $6,575,000 | $177,000 | $345,000 | $55,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,642 | $1,293,190,000 | $229,000 | $2,135,000 | $244,000 | $6,600,000 |
| Loan Originated | 3,873 | $1,054,425,000 | $272,000 | $1,085,000 | $125,000 | $3,436,000 |
| Application Denied By Financial Institution | 369 | $74,725,000 | $202,000 | $905,000 | $122,000 | $1,541,000 |
| File Closed For Incompleteness | 272 | $64,190,000 | $235,000 | $755,000 | $178,000 | $2,772,000 |
| Application Approved But Not Accepted | 6 | $1,780,000 | $296,000 | $405,000 | $94,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,793 | $2,413,585,000 | $246,000 | $2,135,000 | $195,000 | $6,600,000 |
| Credit History | 325 | $62,725,000 | $193,000 | $655,000 | $126,000 | $1,541,000 |
| Debt-To-Income Ratio | 32 | $7,530,000 | $235,000 | $515,000 | $82,000 | $349,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,080,000 | $308,000 | $715,000 | $86,000 | $177,000 |
| Employment History | 1 | $485,000 | $485,000 | $485,000 | $120,000 | $120,000 |
| Unverifiable Information | 1 | $905,000 | $905,000 | $905,000 | $264,000 | $264,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Loan Expert LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Loan Expert LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About