The Huntington National Bank Mortgage Lending & HMDA Data, 2004

In 2004, The Huntington National Bank of Columbus, OH reported 46,154 mortgage applications totaling $5.9 billion, down 19% from 2003. The average application was for $128,887, and applicants reported an average income of $66,928. 60% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Columbus, OH (7,394), Cleveland-Elyria-Mentor, OH (2,793) and Cincinnati-Middletown, OH-KY-IN (2,096) (applications in parentheses).

Mortgage Company & Address The Huntington National Bank
7575 Huntington Park Dr
Columbus, OH 43235
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 46,154
Total Mortgage Loan Application Amount $5,948,696,000
Average Mortgage Loan Application Amount $128,887
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $66,928
Highest Applicant Income $9,165,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Huntington National Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 4,899 $ 631,047,000 $ 128,811 $ 64,000
Cuyahoga, Ohio 1,952 $ 202,823,000 $ 103,905 $ 60,000
Kent, Michigan 1,110 $ 134,905,000 $ 121,536 $ 60,000
Hamilton, Ohio 1,107 $ 135,957,000 $ 122,815 $ 71,000
Delaware, Ohio 1,001 $ 185,709,000 $ 185,523 $ 87,000
Macomb, Michigan 980 $ 114,304,000 $ 116,636 $ 57,000
Ottawa, Michigan 915 $ 113,124,000 $ 123,632 $ 56,000
Marion, Indiana 815 $ 81,607,000 $ 100,131 $ 52,000
Grand Traverse, Michigan 759 $ 103,360,000 $ 136,179 $ 53,000
Muskegon, Michigan 728 $ 56,978,000 $ 78,266 $ 42,000
Oakland, Michigan 709 $ 131,317,000 $ 185,214 $ 85,000
Tippecanoe, Indiana 678 $ 81,616,000 $ 120,377 $ 71,000
Lucas, Ohio 669 $ 60,092,000 $ 89,823 $ 53,000
Wayne, Michigan 613 $ 71,347,000 $ 116,389 $ 69,000
Kenton, Kentucky 529 $ 48,139,000 $ 91,000 $ 71,000
Kanawha, West Virginia 502 $ 50,255,000 $ 100,109 $ 52,000
Fairfield, Ohio 470 $ 63,656,000 $ 135,438 $ 63,000
Monongalia, West Virginia 462 $ 46,508,000 $ 100,666 $ 58,000
Licking, Ohio 423 $ 55,913,000 $ 132,182 $ 76,000
Montgomery, Ohio 422 $ 40,923,000 $ 96,973 $ 69,000
Allegan, Michigan 401 $ 45,068,000 $ 112,389 $ 53,000
Ross, Ohio 378 $ 34,249,000 $ 90,605 $ 155,000
Stark, Ohio 378 $ 47,951,000 $ 126,854 $ 50,000
Harrison, West Virginia 373 $ 23,680,000 $ 63,485 $ 41,000
Summit, Ohio 369 $ 45,639,000 $ 123,682 $ 61,000
Hamilton, Indiana 368 $ 58,954,000 $ 160,201 $ 82,000
Clark, Ohio 363 $ 28,427,000 $ 78,311 $ 56,000
Marion, West Virginia 331 $ 19,174,000 $ 57,927 $ 40,000
Warren, Ohio 330 $ 45,038,000 $ 136,478 $ 76,000
Polk, Florida 328 $ 40,014,000 $ 121,993 $ 94,000
Butler, Ohio 325 $ 37,261,000 $ 114,649 $ 72,000
Boone, Kentucky 308 $ 31,333,000 $ 101,730 $ 62,000
Tuscarawas, Ohio 296 $ 23,508,000 $ 79,418 $ 50,000
Clermont, Ohio 293 $ 39,519,000 $ 134,877 $ 72,000
Leelanau, Michigan 281 $ 46,754,000 $ 166,384 $ 71,000
Fairfax, Virginia 278 $ 44,533,000 $ 160,190 $ 109,000
Portage, Ohio 260 $ 25,391,000 $ 97,657 $ 54,000
Lake, Ohio 251 $ 30,664,000 $ 122,167 $ 66,000
Lorain, Ohio 246 $ 27,804,000 $ 113,024 $ 71,000
Wood, Ohio 234 $ 24,751,000 $ 105,773 $ 56,000
Hendricks, Indiana 230 $ 26,810,000 $ 116,565 $ 73,000
Madison, Ohio 225 $ 23,050,000 $ 102,444 $ 66,000
Oceana, Michigan 216 $ 19,836,000 $ 91,833 $ 63,000
Kalamazoo, Michigan 213 $ 24,211,000 $ 113,666 $ 54,000
Sarasota, Florida 210 $ 47,235,000 $ 224,928 $ 91,000
Maricopa, Arizona 195 $ 39,641,000 $ 203,287 $ 92,000
Charlevoix, Michigan 192 $ 17,582,000 $ 91,572 $ 58,000
Union, Ohio 190 $ 25,643,000 $ 134,963 $ 72,000
Hillsborough, Florida 189 $ 39,380,000 $ 208,359 $ 63,000
Kalkaska, Michigan 188 $ 17,048,000 $ 90,680 $ 49,000
Allen, Ohio 184 $ 21,047,000 $ 114,385 $ 72,000
Geauga, Ohio 182 $ 27,774,000 $ 152,604 $ 69,000
Ashland, Ohio 172 $ 17,236,000 $ 100,209 $ 65,000
Montcalm, Michigan 170 $ 14,167,000 $ 83,335 $ 49,000
Milwaukee, Wisconsin 170 $ 26,130,000 $ 153,705 $ 55,000
Orange, Florida 163 $ 29,516,000 $ 181,079 $ 72,000
Newaygo, Michigan 163 $ 13,625,000 $ 83,588 $ 46,000
Medina, Ohio 162 $ 17,560,000 $ 108,395 $ 68,000
Manatee, Florida 157 $ 41,827,000 $ 266,414 $ 121,000
Antrim, Michigan 155 $ 17,658,000 $ 113,922 $ 61,000
Middlesex, Massachusetts 151 $ 37,544,000 $ 248,635 $ 104,000
Randolph, West Virginia 147 $ 11,323,000 $ 77,027 $ 52,000
Waukesha, Wisconsin 147 $ 35,786,000 $ 243,442 $ 97,000
Chippewa, Michigan 141 $ 11,226,000 $ 79,617 $ 48,000
Pickaway, Ohio 138 $ 16,140,000 $ 116,956 $ 63,000
Washington, Maryland 135 $ 16,288,000 $ 120,651 $ 74,000
Fayette, Ohio 133 $ 10,822,000 $ 81,368 $ 47,000
Mecosta, Michigan 132 $ 11,523,000 $ 87,295 $ 63,000
Ottawa, Ohio 126 $ 14,831,000 $ 117,706 $ 78,000
Cabell, West Virginia 126 $ 8,864,000 $ 70,349 $ 46,000
Morris, New Jersey 123 $ 32,183,000 $ 261,650 $ 88,000
Logan, Ohio 123 $ 11,377,000 $ 92,495 $ 58,000
Richland, Ohio 123 $ 10,787,000 $ 87,699 $ 53,000
Putnam, West Virginia 122 $ 11,463,000 $ 93,959 $ 53,000
Warren, New Jersey 120 $ 24,843,000 $ 207,025 $ 74,000
Madison, Indiana 118 $ 9,533,000 $ 80,788 $ 46,000
Jefferson, Kentucky 118 $ 13,287,000 $ 112,601 $ 58,000
Greene, Ohio 114 $ 15,735,000 $ 138,026 $ 82,000
Prince William, Virginia 112 $ 16,639,000 $ 148,562 $ 94,000
Lewis, West Virginia 112 $ 6,147,000 $ 54,883 $ 39,000
Hancock, Indiana 107 $ 13,773,000 $ 128,719 $ 66,000
Collier, Florida 106 $ 40,029,000 $ 377,632 $ 196,000
Wayne, West Virginia 104 $ 5,058,000 $ 48,634 $ 43,000
Livingston, Michigan 103 $ 15,058,000 $ 146,194 $ 56,000
Pasco, Florida 102 $ 15,696,000 $ 153,882 $ 80,000
Washtenaw, Michigan 101 $ 15,841,000 $ 156,841 $ 77,000
Campbell, Kentucky 99 $ 9,830,000 $ 99,292 $ 58,000
Pinellas, Florida 98 $ 20,308,000 $ 207,224 $ 97,000
Cass, Michigan 98 $ 6,573,000 $ 67,071 $ 44,000
Wake, North Carolina 98 $ 18,086,000 $ 184,551 $ 70,000
Loudoun, Virginia 96 $ 18,822,000 $ 196,062 $ 97,000
Benzie, Michigan 93 $ 10,267,000 $ 110,397 $ 50,000
Wood, West Virginia 93 $ 7,022,000 $ 75,505 $ 56,000
Johnson, Indiana 88 $ 10,749,000 $ 122,147 $ 65,000
Emmet, Michigan 87 $ 11,065,000 $ 127,183 $ 124,000
Lee, Florida 86 $ 17,565,000 $ 204,244 $ 123,000
Manistee, Michigan 86 $ 6,885,000 $ 80,058 $ 42,000
Ionia, Michigan 82 $ 8,142,000 $ 99,292 $ 57,000
Osceola, Michigan 82 $ 5,873,000 $ 71,621 $ 50,000
St. Louis, Missouri 81 $ 13,539,000 $ 167,148 $ 83,000
Muskingum, Ohio 81 $ 8,485,000 $ 104,753 $ 61,000
Ingham, Michigan 80 $ 10,259,000 $ 128,237 $ 64,000
Cook, Illinois 78 $ 18,068,000 $ 231,641 $ 87,000
Horry, South Carolina 78 $ 9,686,000 $ 124,179 $ 60,000
Chesterfield, Virginia 77 $ 9,568,000 $ 124,259 $ 63,000
Hernando, Florida 73 $ 9,013,000 $ 123,465 $ 84,000
Spotsylvania, Virginia 72 $ 10,344,000 $ 143,666 $ 77,000
Mecklenburg, North Carolina 71 $ 8,079,000 $ 113,788 $ 71,000
Guilford, North Carolina 70 $ 7,696,000 $ 109,942 $ 64,000
Charles, Maryland 69 $ 7,947,000 $ 115,173 $ 81,000
Sussex, New Jersey 69 $ 12,637,000 $ 183,144 $ 74,000
Hocking, Ohio 69 $ 6,711,000 $ 97,260 $ 51,000
Miami, Ohio 67 $ 7,560,000 $ 112,835 $ 69,000
Wayne, Ohio 67 $ 6,867,000 $ 102,492 $ 48,000
Fayette, Kentucky 63 $ 7,488,000 $ 118,857 $ 61,000
Monroe, Michigan 63 $ 7,294,000 $ 115,777 $ 57,000
Stafford, Virginia 63 $ 9,063,000 $ 143,857 $ 97,000
Prince George's, Maryland 61 $ 7,719,000 $ 126,540 $ 71,000
Mason, Michigan 61 $ 7,488,000 $ 122,754 $ 59,000
Ashtabula, Ohio 61 $ 5,918,000 $ 97,016 $ 53,000
Champaign, Ohio 60 $ 6,114,000 $ 101,900 $ 49,000
Ritchie, West Virginia 60 $ 3,110,000 $ 51,833 $ 40,000
Knox, Ohio 59 $ 6,825,000 $ 115,677 $ 85,000
Montgomery, Maryland 58 $ 10,194,000 $ 175,758 $ 119,000
Genesee, Michigan 58 $ 7,270,000 $ 125,344 $ 55,000
Lake, Michigan 57 $ 4,423,000 $ 77,596 $ 43,000
Van Buren, Michigan 57 $ 6,252,000 $ 109,684 $ 45,000
Hennepin, Minnesota 57 $ 12,455,000 $ 218,508 $ 59,000
District of Columbia, District Of Columbia 56 $ 9,726,000 $ 173,678 $ 129,000
Seminole, Florida 55 $ 9,953,000 $ 180,963 $ 72,000
Taylor, West Virginia 55 $ 3,309,000 $ 60,163 $ 53,000
Berrien, Michigan 54 $ 3,899,000 $ 72,203 $ 58,000
Johnson, Kansas 53 $ 7,164,000 $ 135,169 $ 125,000
St. Clair, Michigan 53 $ 6,746,000 $ 127,283 $ 75,000
Albemarle, Virginia 52 $ 5,813,000 $ 111,788 $ 73,000
Volusia, Florida 51 $ 6,646,000 $ 130,313 $ 69,000
Wexford, Michigan 51 $ 4,225,000 $ 82,843 $ 46,000
Berkeley, West Virginia 51 $ 6,281,000 $ 123,156 $ 54,000
Hartford, Connecticut 50 $ 9,475,000 $ 189,500 $ 137,000
Arlington, Virginia 50 $ 7,185,000 $ 143,700 $ 106,000
Anne Arundel, Maryland 49 $ 6,996,000 $ 142,775 $ 108,000
St. Charles, Missouri 49 $ 8,503,000 $ 173,530 $ 66,000
Crawford, Michigan 48 $ 3,657,000 $ 76,187 $ 53,000
Erie, Ohio 48 $ 5,886,000 $ 122,625 $ 70,000
Morrow, Ohio 48 $ 5,028,000 $ 104,750 $ 59,000
Alexandria, Virginia 47 $ 6,873,000 $ 146,234 $ 89,000
Calhoun, Michigan 46 $ 3,684,000 $ 80,086 $ 54,000
Somerset, New Jersey 46 $ 14,415,000 $ 313,369 $ 129,000
Marion, Ohio 46 $ 4,138,000 $ 89,956 $ 42,000
Norfolk, Massachusetts 45 $ 11,367,000 $ 252,600 $ 100,000
Trumbull, Ohio 45 $ 4,483,000 $ 99,622 $ 53,000
Buncombe, North Carolina 44 $ 7,646,000 $ 173,772 $ 94,000
Columbiana, Ohio 44 $ 3,701,000 $ 84,113 $ 46,000
Mahoning, Ohio 44 $ 3,871,000 $ 87,977 $ 55,000
Dearborn, Indiana 43 $ 4,141,000 $ 96,302 $ 67,000
Union, North Carolina 43 $ 6,561,000 $ 152,581 $ 101,000
Preston, West Virginia 43 $ 4,042,000 $ 94,000 $ 56,000
Barry, Michigan 42 $ 5,515,000 $ 131,309 $ 70,000
Henrico, Virginia 42 $ 3,902,000 $ 92,904 $ 44,000
Brevard, Florida 41 $ 6,295,000 $ 153,536 $ 66,000
Dakota, Minnesota 41 $ 7,561,000 $ 184,414 $ 60,000
Brown, Ohio 41 $ 3,737,000 $ 91,146 $ 55,000
Pike, Ohio 41 $ 3,765,000 $ 91,829 $ 47,000
Morgan, Indiana 40 $ 4,702,000 $ 117,550 $ 72,000
Cheboygan, Michigan 40 $ 4,224,000 $ 105,600 $ 60,000
Palm Beach, Florida 39 $ 11,958,000 $ 306,615 $ 335,000
Boone, Indiana 39 $ 6,256,000 $ 160,410 $ 93,000
Linn, Iowa 39 $ 4,124,000 $ 105,743 $ 43,000
Essex, Massachusetts 39 $ 9,718,000 $ 249,179 $ 83,000
Osceola, Florida 38 $ 5,092,000 $ 134,000 $ 50,000
Ramsey, Minnesota 38 $ 6,518,000 $ 171,526 $ 55,000
Highland, Ohio 38 $ 3,321,000 $ 87,394 $ 53,000
Sandusky, Ohio 38 $ 3,388,000 $ 89,157 $ 58,000
Anoka, Minnesota 37 $ 6,363,000 $ 171,972 $ 66,000
Crawford, Ohio 37 $ 3,019,000 $ 81,594 $ 55,000
Greenville, South Carolina 37 $ 4,456,000 $ 120,432 $ 61,000
Grant, Kentucky 36 $ 2,779,000 $ 77,194 $ 51,000
Roscommon, Michigan 36 $ 2,955,000 $ 82,083 $ 60,000
Monroe, Indiana 35 $ 5,382,000 $ 153,771 $ 114,000
Fluvanna, Virginia 35 $ 3,913,000 $ 111,800 $ 63,000
Charlotte, Florida 34 $ 6,076,000 $ 178,705 $ 83,000
Lake, Florida 34 $ 4,416,000 $ 129,882 $ 70,000
Dane, Wisconsin 34 $ 6,142,000 $ 180,647 $ 65,000
Worcester, Massachusetts 32 $ 9,218,000 $ 288,062 $ 107,000
Carroll, Ohio 32 $ 2,966,000 $ 92,687 $ 39,000
Shelby, Tennessee 32 $ 5,124,000 $ 160,125 $ 66,000
Clinton, Indiana 31 $ 2,400,000 $ 77,419 $ 81,000
St. Joseph, Indiana 31 $ 2,851,000 $ 91,967 $ 56,000
Clinton, Michigan 31 $ 3,220,000 $ 103,870 $ 57,000
Mackinac, Michigan 31 $ 3,135,000 $ 101,129 $ 72,000
Hunterdon, New Jersey 31 $ 10,520,000 $ 339,354 $ 122,000
Bucks, Pennsylvania 31 $ 12,087,000 $ 389,903 $ 128,000
Lawrence, Ohio 30 $ 2,499,000 $ 83,300 $ 62,000
Virginia Beach, Virginia 30 $ 3,882,000 $ 129,400 $ 74,000
Putnam, Indiana 29 $ 2,526,000 $ 87,103 $ 62,000
White, Indiana 29 $ 2,408,000 $ 83,034 $ 57,000
Union, New Jersey 29 $ 7,144,000 $ 246,344 $ 87,000
Tucker, West Virginia 29 $ 3,544,000 $ 122,206 $ 102,000
Wetzel, West Virginia 29 $ 1,203,000 $ 41,482 $ 44,000
Middlesex, New Jersey 28 $ 5,809,000 $ 207,464 $ 98,000
Athens, Ohio 28 $ 2,495,000 $ 89,107 $ 71,000
Perry, Ohio 28 $ 3,531,000 $ 126,107 $ 137,000
Coshocton, Ohio 27 $ 1,615,000 $ 59,814 $ 38,000
Preble, Ohio 27 $ 2,034,000 $ 75,333 $ 49,000
St. Louis City, Missouri 26 $ 3,048,000 $ 117,230 $ 51,000
York, South Carolina 26 $ 2,347,000 $ 90,269 $ 87,000
James City, Virginia 26 $ 2,645,000 $ 101,730 $ 63,000
Jackson, West Virginia 26 $ 2,392,000 $ 92,000 $ 56,000
St. Mary's, Maryland 25 $ 2,929,000 $ 117,160 $ 73,000
Lapeer, Michigan 25 $ 3,514,000 $ 140,560 $ 60,000
Durham, North Carolina 25 $ 3,659,000 $ 146,360 $ 61,000
Anderson, South Carolina 25 $ 3,984,000 $ 159,360 $ 66,000
Richmond City, Virginia 25 $ 2,993,000 $ 119,720 $ 68,000
Fairfield, Connecticut 24 $ 4,933,000 $ 205,541 $ 143,000
Fulton, Georgia 24 $ 6,116,000 $ 254,833 $ 105,000
Polk, Iowa 24 $ 4,550,000 $ 189,583 $ 76,000
Allegany, Maryland 24 $ 2,413,000 $ 100,541 $ 53,000
Eaton, Michigan 24 $ 3,247,000 $ 135,291 $ 88,000
Missaukee, Michigan 24 $ 2,578,000 $ 107,416 $ 49,000
Washington, Minnesota 24 $ 5,414,000 $ 225,583 $ 73,000
Clinton, Ohio 24 $ 1,804,000 $ 75,166 $ 61,000
Harrison, Ohio 24 $ 2,016,000 $ 84,000 $ 45,000
Huron, Ohio 24 $ 2,377,000 $ 99,041 $ 55,000
Charleston, South Carolina 24 $ 4,430,000 $ 184,583 $ 61,000
Washington, Wisconsin 24 $ 5,470,000 $ 227,916 $ 99,000
Howard, Maryland 23 $ 4,003,000 $ 174,043 $ 102,000
Jackson, Michigan 23 $ 2,541,000 $ 110,478 $ 76,000
Jefferson, Missouri 23 $ 3,050,000 $ 132,608 $ 63,000
Defiance, Ohio 23 $ 1,836,000 $ 79,826 $ 38,000
Charlottesville, Virginia 23 $ 2,967,000 $ 129,000 $ 56,000
Pulaski, Arkansas 22 $ 1,369,000 $ 62,227 $ 84,000
Broward, Florida 22 $ 6,893,000 $ 313,318 $ 91,000
Auglaize, Ohio 22 $ 1,758,000 $ 79,909 $ 85,000
Fulton, Ohio 22 $ 2,456,000 $ 111,636 $ 59,000
Guernsey, Ohio 22 $ 1,664,000 $ 75,636 $ 53,000
Hancock, Ohio 22 $ 2,371,000 $ 107,772 $ 60,000
Allegheny, Pennsylvania 22 $ 4,160,000 $ 189,090 $ 82,000
Chester, Pennsylvania 22 $ 6,870,000 $ 312,272 $ 109,000
Collin, Texas 22 $ 4,824,000 $ 219,272 $ 84,000
Hanover, Virginia 22 $ 3,810,000 $ 173,181 $ 106,000
Lincoln, West Virginia 22 $ 1,050,000 $ 47,727 $ 36,000
Boone, Missouri 21 $ 2,691,000 $ 128,142 $ 64,000
Lexington, South Carolina 21 $ 2,936,000 $ 139,809 $ 68,000
Richland, South Carolina 21 $ 4,444,000 $ 211,619 $ 88,000
Upshur, West Virginia 21 $ 1,649,000 $ 78,523 $ 49,000
Gwinnett, Georgia 20 $ 4,471,000 $ 223,550 $ 112,000
Carroll, Indiana 20 $ 1,680,000 $ 84,000 $ 67,000
Delaware, Indiana 20 $ 1,810,000 $ 90,500 $ 59,000
Frederick, Maryland 20 $ 2,243,000 $ 112,150 $ 79,000
Suffolk, Massachusetts 20 $ 5,626,000 $ 281,300 $ 94,000
Darke, Ohio 20 $ 1,850,000 $ 92,500 $ 42,000
Seneca, Ohio 20 $ 2,685,000 $ 134,250 $ 39,000
King, Washington 20 $ 4,073,000 $ 203,650 $ 79,000
Duval, Florida 19 $ 3,656,000 $ 192,421 $ 79,000
St. Johns, Florida 19 $ 4,827,000 $ 254,052 $ 137,000
Columbia, Georgia 19 $ 4,156,000 $ 218,736 $ 122,000
Allen, Indiana 19 $ 2,526,000 $ 132,947 $ 82,000
Baltimore, Maryland 19 $ 2,036,000 $ 107,157 $ 94,000
Lenawee, Michigan 19 $ 2,026,000 $ 106,631 $ 65,000
Saginaw, Michigan 19 $ 1,749,000 $ 92,052 $ 47,000
Jackson, Missouri 19 $ 2,472,000 $ 130,105 $ 103,000
Mercer, New Jersey 19 $ 4,708,000 $ 247,789 $ 98,000
King George, Virginia 19 $ 2,513,000 $ 132,263 $ 74,000
Marathon, Wisconsin 19 $ 2,169,000 $ 114,157 $ 51,000
Pima, Arizona 18 $ 3,533,000 $ 196,277 $ 75,000
Howard, Indiana 18 $ 1,356,000 $ 75,333 $ 54,000
Otsego, Michigan 18 $ 1,678,000 $ 93,222 $ 53,000
Jackson, Ohio 18 $ 1,470,000 $ 81,666 $ 55,000
Harris, Texas 18 $ 3,371,000 $ 187,277 $ 86,000
Los Angeles, California 17 $ 7,679,000 $ 451,705 $ 76,000
Ventura, California 17 $ 7,511,000 $ 441,823 $ 143,000
Flagler, Florida 17 $ 4,537,000 $ 266,882 $ 152,000
Bartholomew, Indiana 17 $ 1,917,000 $ 112,764 $ 57,000
Hillsborough, New Hampshire 17 $ 3,937,000 $ 231,588 $ 91,000
Monmouth, New Jersey 17 $ 4,974,000 $ 292,588 $ 115,000
Henderson, North Carolina 17 $ 2,591,000 $ 152,411 $ 69,000
Belmont, Ohio 17 $ 1,456,000 $ 85,647 $ 52,000
Holmes, Ohio 17 $ 1,945,000 $ 114,411 $ 59,000
Shelby, Ohio 17 $ 1,792,000 $ 105,411 $ 60,000
Greene, Pennsylvania 17 $ 995,000 $ 58,529 $ 54,000
Dorchester, South Carolina 17 $ 2,851,000 $ 167,705 $ 72,000
Tarrant, Texas 17 $ 3,661,000 $ 215,352 $ 86,000
Barbour, West Virginia 17 $ 921,000 $ 54,176 $ 60,000
Racine, Wisconsin 17 $ 3,170,000 $ 186,470 $ 58,000
New Castle, Delaware 16 $ 2,069,000 $ 129,312 $ 62,000
Henry, Indiana 16 $ 1,577,000 $ 98,562 $ 65,000
Washington, Ohio 16 $ 1,781,000 $ 111,312 $ 51,000
Montgomery, Pennsylvania 16 $ 4,027,000 $ 251,687 $ 87,000
Dallas, Texas 16 $ 3,803,000 $ 237,687 $ 83,000
Marion, Florida 15 $ 1,322,000 $ 88,133 $ 38,000
Miami-Dade, Florida 15 $ 4,499,000 $ 299,933 $ 159,000
Will, Illinois 15 $ 4,089,000 $ 272,600 $ 104,000
Pendleton, Kentucky 15 $ 1,048,000 $ 69,866 $ 59,000
Warren, Kentucky 15 $ 1,984,000 $ 132,266 $ 58,000
Carroll, Maryland 15 $ 1,803,000 $ 120,200 $ 121,000
Shiawassee, Michigan 15 $ 2,185,000 $ 145,666 $ 72,000
Northampton, Pennsylvania 15 $ 3,625,000 $ 241,666 $ 106,000
Washington, Pennsylvania 15 $ 2,895,000 $ 193,000 $ 93,000
San Diego, California 14 $ 7,345,000 $ 524,642 $ 143,000
Cobb, Georgia 14 $ 3,168,000 $ 226,285 $ 94,000
Lake, Illinois 14 $ 4,235,000 $ 302,500 $ 121,000
Macon, Illinois 14 $ 1,879,000 $ 134,214 $ 69,000
Hardin, Kentucky 14 $ 1,313,000 $ 93,785 $ 61,000
Calvert, Maryland 14 $ 1,975,000 $ 141,071 $ 91,000
Rockingham, New Hampshire 14 $ 3,139,000 $ 224,214 $ 87,000
Gallia, Ohio 14 $ 983,000 $ 70,214 $ 43,000
Henry, Ohio 14 $ 1,437,000 $ 102,642 $ 48,000
Mercer, Ohio 14 $ 1,639,000 $ 117,071 $ 76,000
Franklin, Pennsylvania 14 $ 1,594,000 $ 113,857 $ 49,000
Denton, Texas 14 $ 2,923,000 $ 208,785 $ 116,000
Walworth, Wisconsin 14 $ 3,118,000 $ 222,714 $ 86,000
Douglas, Colorado 13 $ 3,361,000 $ 258,538 $ 112,000
Brown, Indiana 13 $ 1,632,000 $ 125,538 $ 115,000
Franklin, Indiana 13 $ 1,365,000 $ 105,000 $ 60,000
Washington, Indiana 13 $ 1,258,000 $ 96,769 $ 39,000
Plymouth, Massachusetts 13 $ 3,425,000 $ 263,461 $ 174,000
St. Joseph, Michigan 13 $ 1,198,000 $ 92,153 $ 52,000
Forsyth, North Carolina 13 $ 1,666,000 $ 128,153 $ 102,000
Orange, North Carolina 13 $ 4,076,000 $ 313,538 $ 113,000
Boone, West Virginia 13 $ 1,126,000 $ 86,615 $ 58,000
Alameda, California 12 $ 4,753,000 $ 396,083 $ 99,000
New London, Connecticut 12 $ 2,674,000 $ 222,833 $ 120,000
Grant, Indiana 12 $ 559,000 $ 46,583 $ 30,000
Lawrence, Indiana 12 $ 1,068,000 $ 89,000 $ 40,000
Shelby, Indiana 12 $ 904,000 $ 75,333 $ 39,000
Scott, Iowa 12 $ 1,370,000 $ 114,166 $ 70,000
Ocean, New Jersey 12 $ 3,584,000 $ 298,666 $ 86,000
Jefferson, Ohio 12 $ 844,000 $ 70,333 $ 45,000
Scioto, Ohio 12 $ 841,000 $ 70,083 $ 56,000
Sumter, South Carolina 12 $ 1,045,000 $ 87,083 $ 44,000
Bexar, Texas 12 $ 2,018,000 $ 168,166 $ 96,000
Powhatan, Virginia 12 $ 1,703,000 $ 141,916 $ 62,000
Citrus, Florida 11 $ 1,003,000 $ 91,181 $ 63,000
McLean, Illinois 11 $ 1,830,000 $ 166,363 $ 92,000
Benton, Indiana 11 $ 999,000 $ 90,818 $ 55,000
Tipton, Indiana 11 $ 1,062,000 $ 96,545 $ 48,000
Gallatin, Kentucky 11 $ 803,000 $ 73,000 $ 59,000
Oldham, Kentucky 11 $ 1,696,000 $ 154,181 $ 73,000
Bristol, Massachusetts 11 $ 2,948,000 $ 268,000 $ 116,000
Scott, Minnesota 11 $ 2,266,000 $ 206,000 $ 76,000
Hardin, Ohio 11 $ 613,000 $ 55,727 $ 44,000
Vinton, Ohio 11 $ 837,000 $ 76,090 $ 36,000
Lancaster, Pennsylvania 11 $ 1,793,000 $ 163,000 $ 106,000
Providence, Rhode Island 11 $ 1,814,000 $ 164,909 $ 67,000
Manassas, Virginia 11 $ 1,099,000 $ 99,909 $ 71,000
Fond du Lac, Wisconsin 11 $ 1,175,000 $ 106,818 $ 30,000
Jefferson, Wisconsin 11 $ 1,692,000 $ 153,818 $ 64,000
Orange, California 10 $ 4,128,000 $ 412,800 $ 97,000
Alachua, Florida 10 $ 1,367,000 $ 136,700 $ 65,000
McHenry, Illinois 10 $ 2,602,000 $ 260,200 $ 110,000
Fountain, Indiana 10 $ 746,000 $ 74,600 $ 34,000
Kosciusko, Indiana 10 $ 1,659,000 $ 165,900 $ 115,000
Lake, Indiana 10 $ 1,433,000 $ 143,300 $ 59,000
Vigo, Indiana 10 $ 1,170,000 $ 117,000 $ 160,000
Barnstable, Massachusetts 10 $ 1,975,000 $ 197,500 $ 133,000
Clare, Michigan 10 $ 754,000 $ 75,400 $ 69,000
Essex, New Jersey 10 $ 2,482,000 $ 248,200 $ 90,000
Berkeley, South Carolina 10 $ 1,281,000 $ 128,100 $ 85,000
Davidson, Tennessee 10 $ 1,867,000 $ 186,700 $ 99,000
Chesapeake, Virginia 10 $ 1,431,000 $ 143,100 $ 42,000
Culpeper, Virginia 10 $ 1,135,000 $ 113,500 $ 60,000
Doddridge, West Virginia 10 $ 322,000 $ 32,200 $ 38,000
Brown, Wisconsin 10 $ 1,352,000 $ 135,200 $ 53,000
Kenosha, Wisconsin 10 $ 1,852,000 $ 185,200 $ 85,000
Ozaukee, Wisconsin 10 $ 2,467,000 $ 246,700 $ 93,000
El Paso, Colorado 9 $ 3,005,000 $ 333,888 $ 86,000
DuPage, Illinois 9 $ 3,384,000 $ 376,000 $ 97,000
Clark, Indiana 9 $ 947,000 $ 105,222 $ 49,000
Benton, Iowa 9 $ 918,000 $ 102,000 $ 39,000
Jessamine, Kentucky 9 $ 981,000 $ 109,000 $ 56,000
Owen, Kentucky 9 $ 728,000 $ 80,888 $ 50,000
Midland, Michigan 9 $ 1,166,000 $ 129,555 $ 54,000
Sanilac, Michigan 9 $ 1,195,000 $ 132,777 $ 68,000
Olmsted, Minnesota 9 $ 1,327,000 $ 147,444 $ 51,000
Passaic, New Jersey 9 $ 2,241,000 $ 249,000 $ 102,000
Adams, Ohio 9 $ 593,000 $ 65,888 $ 58,000
Tulsa, Oklahoma 9 $ 1,835,000 $ 203,888 $ 65,000
Washington, Oregon 9 $ 2,574,000 $ 286,000 $ 114,000
Philadelphia, Pennsylvania 9 $ 1,506,000 $ 167,333 $ 98,000
Spartanburg, South Carolina 9 $ 911,000 $ 101,222 $ 48,000
Hamilton, Tennessee 9 $ 2,042,000 $ 226,888 $ 102,000
Knox, Tennessee 9 $ 1,839,000 $ 204,333 $ 69,000
Orange, Virginia 9 $ 1,187,000 $ 131,888 $ 74,000
Shelby, Alabama 8 $ 1,907,000 $ 238,375 $ 79,000
Martin, Florida 8 $ 6,975,000 $ 871,875 $ 351,000
Monroe, Florida 8 $ 4,160,000 $ 520,000 $ 301,000
St. Lucie, Florida 8 $ 1,445,000 $ 180,625 $ 153,000
Madison, Illinois 8 $ 1,018,000 $ 127,250 $ 58,000
Elkhart, Indiana 8 $ 615,000 $ 76,875 $ 43,000
Jennings, Indiana 8 $ 581,000 $ 72,625 $ 53,000
Montgomery, Indiana 8 $ 404,000 $ 50,500 $ 31,000
Jones, Iowa 8 $ 664,000 $ 83,000 $ 39,000
Garrett, Maryland 8 $ 1,239,000 $ 154,875 $ 141,000
Branch, Michigan 8 $ 1,085,000 $ 135,625 $ 62,000
Gratiot, Michigan 8 $ 701,000 $ 87,625 $ 49,000
Isabella, Michigan 8 $ 549,000 $ 68,625 $ 38,000
Carver, Minnesota 8 $ 1,779,000 $ 222,375 $ 82,000
Chisago, Minnesota 8 $ 1,643,000 $ 205,375 $ 58,000
Sherburne, Minnesota 8 $ 1,513,000 $ 189,125 $ 58,000
Clark, Nevada 8 $ 1,114,000 $ 139,250 $ 82,000
Saratoga, New York 8 $ 1,842,000 $ 230,250 $ 74,000
Multnomah, Oregon 8 $ 2,057,000 $ 257,125 $ 89,000
Beaufort, South Carolina 8 $ 4,812,000 $ 601,500 $ 167,000
Williamson, Tennessee 8 $ 1,984,000 $ 248,000 $ 104,000
Fairfax City, Virginia 8 $ 2,228,000 $ 278,500 $ 110,000
Greene, Virginia 8 $ 833,000 $ 104,125 $ 64,000
Norfolk, Virginia 8 $ 955,000 $ 119,375 $ 51,000
York, Virginia 8 $ 747,000 $ 93,375 $ 84,000
Spokane, Washington 8 $ 1,172,000 $ 146,500 $ 90,000
Gilmer, West Virginia 8 $ 298,000 $ 37,250 $ 23,000
Logan, West Virginia 8 $ 359,000 $ 44,875 $ 35,000
Columbia, Wisconsin 8 $ 1,125,000 $ 140,625 $ 57,000
Jefferson, Alabama 7 $ 1,806,000 $ 258,000 $ 98,000
Benton, Arkansas 7 $ 1,704,000 $ 243,428 $ 96,000
Boulder, Colorado 7 $ 1,383,000 $ 197,571 $ 90,000
Forsyth, Georgia 7 $ 2,483,000 $ 354,714 $ 99,000
Decatur, Indiana 7 $ 484,000 $ 69,142 $ 66,000
Greene, Indiana 7 $ 558,000 $ 79,714 $ 45,000
Vanderburgh, Indiana 7 $ 873,000 $ 124,714 $ 124,000
Hillsdale, Michigan 7 $ 564,000 $ 80,571 $ 35,000
Montmorency, Michigan 7 $ 813,000 $ 116,142 $ 88,000
Lancaster, Nebraska 7 $ 1,035,000 $ 147,857 $ 73,000
Suffolk, New York 7 $ 2,007,000 $ 286,714 $ 117,000
Craven, North Carolina 7 $ 1,300,000 $ 185,714 $ 66,000
Johnston, North Carolina 7 $ 1,206,000 $ 172,285 $ 55,000
Van Wert, Ohio 7 $ 752,000 $ 107,428 $ 45,000
Williams, Ohio 7 $ 588,000 $ 84,000 $ 39,000
Lehigh, Pennsylvania 7 $ 1,239,000 $ 177,000 $ 95,000
Northumberland, Pennsylvania 7 $ 494,000 $ 70,571 $ 53,000
Washington, Rhode Island 7 $ 1,100,000 $ 157,142 $ 78,000
Orangeburg, South Carolina 7 $ 763,000 $ 109,000 $ 78,000
Sumner, Tennessee 7 $ 1,106,000 $ 158,000 $ 82,000
Salt Lake, Utah 7 $ 1,238,000 $ 176,857 $ 74,000
Gloucester, Virginia 7 $ 1,621,000 $ 231,571 $ 141,000
Louisa, Virginia 7 $ 761,000 $ 108,714 $ 58,000
Braxton, West Virginia 7 $ 389,000 $ 55,571 $ 46,000
Jefferson, West Virginia 7 $ 777,000 $ 111,000 $ 71,000
St. Croix, Wisconsin 7 $ 1,505,000 $ 215,000 $ 66,000
Coconino, Arizona 6 $ 1,147,000 $ 191,166 $ 76,000
Pinal, Arizona 6 $ 893,000 $ 148,833 $ 71,000
Faulkner, Arkansas 6 $ 585,000 $ 97,500 $ 64,000
Saline, Arkansas 6 $ 920,000 $ 153,333 $ 79,000
Sacramento, California 6 $ 1,951,000 $ 325,166 $ 98,000
Larimer, Colorado 6 $ 1,438,000 $ 239,666 $ 97,000
Middlesex, Connecticut 6 $ 2,196,000 $ 366,000 $ 132,000
Kent, Delaware 6 $ 850,000 $ 141,666 $ 68,000
Nassau, Florida 6 $ 837,000 $ 139,500 $ 155,000
Sumter, Florida 6 $ 540,000 $ 90,000 $ 37,000
Kane, Illinois 6 $ 1,723,000 $ 287,166 $ 110,000
Rock Island, Illinois 6 $ 546,000 $ 91,000 $ 61,000
Fayette, Indiana 6 $ 428,000 $ 71,333 $ 42,000
Owen, Indiana 6 $ 371,000 $ 61,833 $ 42,000
Posey, Indiana 6 $ 670,000 $ 111,666 $ 61,000
Switzerland, Indiana 6 $ 716,000 $ 119,333 $ 78,000
Johnson, Iowa 6 $ 814,000 $ 135,666 $ 63,000
Bullitt, Kentucky 6 $ 578,000 $ 96,333 $ 48,000
Tuscola, Michigan 6 $ 723,000 $ 120,500 $ 35,000
Clay, Missouri 6 $ 819,000 $ 136,500 $ 88,000
Yellowstone, Montana 6 $ 393,000 $ 65,500 $ 107,000
Bergen, New Jersey 6 $ 2,972,000 $ 495,333 $ 163,000
Cape May, New Jersey 6 $ 1,027,000 $ 171,166 $ 96,000
Meigs, Ohio 6 $ 403,000 $ 67,166 $ 58,000
Paulding, Ohio 6 $ 381,000 $ 63,500 $ 35,000
Wyandot, Ohio 6 $ 833,000 $ 138,833 $ 82,000
Delaware, Pennsylvania 6 $ 1,386,000 $ 231,000 $ 74,000
Luzerne, Pennsylvania 6 $ 873,000 $ 145,500 $ 78,000
Kent, Rhode Island 6 $ 1,165,000 $ 194,166 $ 63,000
Kershaw, South Carolina 6 $ 749,000 $ 124,833 $ 52,000
El Paso, Texas 6 $ 1,298,000 $ 216,333 $ 97,000
Fort Bend, Texas 6 $ 1,261,000 $ 210,166 $ 112,000
Chittenden, Vermont 6 $ 1,066,000 $ 177,666 $ 63,000
Caroline, Virginia 6 $ 704,000 $ 117,333 $ 67,000
Newport News, Virginia 6 $ 498,000 $ 83,000 $ 35,000
Petersburg, Virginia 6 $ 769,000 $ 128,166 $ 56,000
Clark, Washington 6 $ 1,028,000 $ 171,333 $ 58,000
Fayette, West Virginia 6 $ 377,000 $ 62,833 $ 38,000
Hancock, West Virginia 6 $ 353,000 $ 58,833 $ 66,000
Pleasants, West Virginia 6 $ 332,000 $ 55,333 $ 46,000
Pocahontas, West Virginia 6 $ 908,000 $ 151,333 $ 83,000
Roane, West Virginia 6 $ 481,000 $ 80,166 $ 47,000
Dodge, Wisconsin 6 $ 1,176,000 $ 196,000 $ 66,000
Santa Clara, California 5 $ 2,743,000 $ 548,600 $ 111,000
Arapahoe, Colorado 5 $ 1,151,000 $ 230,200 $ 76,000
Clay, Florida 5 $ 907,000 $ 181,400 $ 64,000
Clay, Indiana 5 $ 344,000 $ 68,800 $ 60,000
Jefferson, Indiana 5 $ 478,000 $ 95,600 $ 31,000
Miami, Indiana 5 $ 454,000 $ 90,800 $ 48,000
Ripley, Indiana 5 $ 543,000 $ 108,600 $ 38,000
Warren, Indiana 5 $ 494,000 $ 98,800 $ 54,000
Wayne, Indiana 5 $ 339,000 $ 67,800 $ 192,000
Whitley, Indiana 5 $ 408,000 $ 81,600 $ 72,000
Allen, Kentucky 5 $ 344,000 $ 68,800 $ 56,000
Madison, Kentucky 5 $ 644,000 $ 128,800 $ 58,000
McCracken, Kentucky 5 $ 983,000 $ 196,600 $ 114,000
Montgomery, Kentucky 5 $ 522,000 $ 104,400 $ 48,000
Pulaski, Kentucky 5 $ 460,000 $ 92,000 $ 71,000
Scott, Kentucky 5 $ 812,000 $ 162,400 $ 87,000
Baltimore City, Maryland 5 $ 606,000 $ 121,200 $ 74,000
Harford, Maryland 5 $ 1,189,000 $ 237,800 $ 88,000
Alpena, Michigan 5 $ 368,000 $ 73,600 $ 53,000
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Mortgage Loan Application Detail Totals for The Huntington National Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 23,138 $3,500,052,000 $188,215 $4,300,000 $84,450 $9,165,000
Refinancing 19,461 $2,329,566,000 $159,520 $5,000,000 $90,440 $8,000,000
Home Improvement 3,555 $119,078,000 $85,944 $4,120,000 $65,444 $1,071,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,083 $4,765,417,000 $174,117 $5,000,000 $83,647 $9,165,000
Not Provided 4,343 $486,419,000 $194,183 $1,440,000 $91,204 $3,000,000
Black or African American 2,798 $298,015,000 $155,352 $711,000 $74,705 $8,000,000
Hispanic 1,633 $186,675,000 $171,411 $1,000,000 $67,205 $633,000
Asian 772 $124,172,000 $179,235 $1,125,000 $85,941 $742,000
American Indian or Alaskan Native 296 $26,511,000 $134,578 $769,000 $66,421 $603,000
Not applicable 120 $44,296,000 $411,181 $4,120,000 $120,000 $2,641,000
Native Hawaiian or Other Pacific Islander 109 $17,191,000 $219,062 $1,340,000 $86,062 $407,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,988 $5,579,597,000 $175,921 $5,000,000 $84,725 $9,165,000
FHA-insured (Federal Housing Administration) 2,517 $291,535,000 $126,500 $298,000 $48,678 $344,000
VA-guaranteed (Veterans Administration) 357 $47,160,000 $137,812 $334,000 $48,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 292 $30,404,000 $116,666 $210,000 $41,666 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,540 $3,820,107,000 $197,720 $4,300,000 $85,640 $9,165,000
Application Denied By Financial Institution 6,163 $528,650,000 $151,971 $5,000,000 $68,742 $1,071,000
Loan Purchased By The Institution 4,525 $582,687,000 $123,000 $683,000 $80,400 $1,500,000
Application Approved But Not Accepted 3,387 $446,577,000 $184,395 $1,400,000 $80,488 $2,640,000
Application Withdrawn By Applicant 1,831 $218,084,000 $226,771 $2,500,000 $94,685 $1,064,000
Preapproval Approved but not Accepted 1,357 $204,062,000 $150,000 $1,900,000 $54,000 $414,000
File Closed For Incompleteness 718 $67,539,000 $117,666 $3,438,000 $62,733 $700,000
Preapproval Denied by Financial Institution 633 $80,990,000 $127,000 $950,000 $48,000 $684,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,905 $211,379,000 $135,125 $950,000 $71,166 $1,071,000
Debt-To-Income Ratio 1,316 $123,609,000 $169,434 $1,595,000 $52,869 $815,000
Other 1,104 $93,658,000 $156,095 $1,214,000 $71,380 $1,025,000
Collateral 680 $72,406,000 $139,280 $950,000 $65,680 $684,000
Credit Application Incomplete 467 $64,431,000 $174,315 $5,000,000 $73,947 $952,000
Employment History 129 $18,712,000 $157,142 $500,000 $57,285 $252,000
Insufficient Cash (Downpayment, Closing Cost) 106 $12,946,000 $177,750 $600,000 $63,666 $308,000
Unverifiable Information 78 $10,840,000 $137,416 $399,000 $56,916 $306,000
Mortgage Insurance Denied 11 $1,659,000 $173,000 $428,000 $40,666 $76,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Huntington National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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