The Lending Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
The Lending Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Lending Company 6910 E Chauncey Ln Ste 220 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,400 |
| Total Mortgage Loan Application Amount | $433,931,000 |
| Average Mortgage Loan Application Amount | $190,500 |
| Highest Mortgage Loan Application Amount | $865,000 |
| Average Applicant Income | $59,500 |
| Highest Applicant Income | $931,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with The Lending Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Lending Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down The Lending Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Lending Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Lending Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Lending Company's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,582 | $ 251,519,000 | $ 158,000 | $ 65,000 |
| Pinal County Arizona | 130 | $ 16,329,000 | $ 125,000 | $ 49,000 |
| Pima County Arizona | 75 | $ 11,744,000 | $ 156,000 | $ 56,000 |
| Yavapai County Arizona | 58 | $ 9,257,000 | $ 159,000 | $ 93,000 |
| Fairfield County Connecticut | 45 | $ 12,077,000 | $ 268,000 | $ 91,000 |
| New Haven County Connecticut | 30 | $ 6,704,000 | $ 223,000 | $ 79,000 |
| San Diego County California | 23 | $ 7,777,000 | $ 338,000 | $ 58,000 |
| El Paso County Colorado | 19 | $ 3,964,000 | $ 208,000 | $ 65,000 |
| Middlesex County Connecticut | 18 | $ 4,267,000 | $ 237,000 | $ 90,000 |
| Hartford County Connecticut | 16 | $ 2,805,000 | $ 175,000 | $ 80,000 |
| Riverside County California | 15 | $ 3,861,000 | $ 257,000 | $ 11,000 |
| Los Angeles County California | 14 | $ 5,395,000 | $ 385,000 | $ 35,000 |
| Coconino County Arizona | 11 | $ 3,042,000 | $ 276,000 | $ 119,000 |
| Cochise County Arizona | 10 | $ 2,265,000 | $ 226,000 | $ 29,000 |
| Litchfield County Connecticut | 10 | $ 2,135,000 | $ 213,000 | $ 54,000 |
| Pierce County Washington | 10 | $ 2,870,000 | $ 287,000 | $ 7,000 |
| Solano County California | 9 | $ 2,919,000 | $ 324,000 | $ 0 |
| Duval County Florida | 9 | $ 1,982,000 | $ 220,000 | $ 10,000 |
| Navajo County Arizona | 8 | $ 1,563,000 | $ 195,000 | $ 144,000 |
| Honolulu County Hawaii | 8 | $ 3,854,000 | $ 481,000 | $ 0 |
| Gila County Arizona | 7 | $ 1,553,000 | $ 221,000 | $ 146,000 |
| Hillsborough County Florida | 7 | $ 1,983,000 | $ 283,000 | $ 122,000 |
| Thurston County Washington | 7 | $ 1,937,000 | $ 276,000 | $ 0 |
| Kern County California | 6 | $ 1,617,000 | $ 269,000 | $ 0 |
| Orange County California | 6 | $ 2,931,000 | $ 488,000 | $ 121,000 |
| San Bernardino County California | 6 | $ 1,196,000 | $ 199,000 | $ 17,000 |
| Douglas County Colorado | 6 | $ 1,505,000 | $ 250,000 | $ 84,000 |
| Guadalupe County Texas | 6 | $ 1,258,000 | $ 209,000 | $ 0 |
| King County Washington | 6 | $ 1,521,000 | $ 253,000 | $ 33,000 |
| Kitsap County Washington | 6 | $ 1,508,000 | $ 251,000 | $ 0 |
| Snohomish County Washington | 6 | $ 2,310,000 | $ 385,000 | $ 0 |
| Mohave County Arizona | 5 | $ 825,000 | $ 165,000 | $ 9,000 |
| Yuma County Arizona | 5 | $ 1,097,000 | $ 219,000 | $ 54,000 |
| Contra Costa County California | 5 | $ 1,928,000 | $ 385,000 | $ 0 |
| Arapahoe County Colorado | 5 | $ 1,058,000 | $ 211,000 | $ 79,000 |
| Jefferson County Colorado | 5 | $ 1,311,000 | $ 262,000 | $ 69,000 |
| Santa Rosa County Florida | 5 | $ 1,111,000 | $ 222,000 | $ 0 |
| Clark County Washington | 5 | $ 1,387,000 | $ 277,000 | $ 17,000 |
| Santa Cruz County Arizona | 4 | $ 882,000 | $ 220,000 | $ 69,000 |
| Placer County California | 4 | $ 1,102,000 | $ 275,000 | $ 107,000 |
| Sacramento County California | 4 | $ 1,001,000 | $ 250,000 | $ 17,000 |
| San Joaquin County California | 4 | $ 1,023,000 | $ 255,000 | $ 17,000 |
| San Mateo County California | 4 | $ 2,010,000 | $ 502,000 | $ 111,000 |
| Santa Barbara County California | 4 | $ 1,500,000 | $ 375,000 | $ 78,000 |
| Pueblo County Colorado | 4 | $ 655,000 | $ 163,000 | $ 65,000 |
| Okaloosa County Florida | 4 | $ 838,000 | $ 209,000 | $ 0 |
| Santa Cruz County California | 3 | $ 1,298,000 | $ 432,000 | $ 98,000 |
| Sonoma County California | 3 | $ 1,226,000 | $ 408,000 | $ 0 |
| Tulare County California | 3 | $ 538,000 | $ 179,000 | $ 0 |
| Ventura County California | 3 | $ 985,000 | $ 328,000 | $ 46,000 |
| Yuba County California | 3 | $ 788,000 | $ 262,000 | $ 0 |
| New London County Connecticut | 3 | $ 509,000 | $ 169,000 | $ 70,000 |
| Broward County Florida | 3 | $ 1,279,000 | $ 426,000 | $ 0 |
| Orange County Florida | 3 | $ 827,000 | $ 275,000 | $ 83,000 |
| Pinellas County Florida | 3 | $ 613,000 | $ 204,000 | $ 21,000 |
| Seminole County Florida | 3 | $ 540,000 | $ 180,000 | $ 51,000 |
| Sarpy County Nebraska | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Bell County Texas | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Spokane County Washington | 3 | $ 652,000 | $ 217,000 | $ 20,000 |
| Fresno County California | 2 | $ 434,000 | $ 217,000 | $ 104,000 |
| Stanislaus County California | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Yolo County California | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Adams County Colorado | 2 | $ 488,000 | $ 244,000 | $ 72,000 |
| Park County Colorado | 2 | $ 433,000 | $ 216,000 | $ 62,000 |
| Weld County Colorado | 2 | $ 269,000 | $ 134,000 | $ 51,000 |
| Tolland County Connecticut | 2 | $ 496,000 | $ 248,000 | $ 101,000 |
| Miami-Dade County Florida | 2 | $ 702,000 | $ 351,000 | $ 86,000 |
| Pasco County Florida | 2 | $ 707,000 | $ 353,000 | $ 0 |
| Fulton County Georgia | 2 | $ 373,000 | $ 186,000 | $ 126,000 |
| Hawaii County Hawaii | 2 | $ 774,000 | $ 387,000 | $ 73,000 |
| Lancaster County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 465,000 | $ 232,000 | $ 132,000 |
| Dona Ana County New Mexico | 2 | $ 502,000 | $ 251,000 | $ 48,000 |
| Santa Fe County New Mexico | 2 | $ 254,000 | $ 127,000 | $ 117,000 |
| Marion County Oregon | 2 | $ 408,000 | $ 204,000 | $ 29,000 |
| Harris County Texas | 2 | $ 381,000 | $ 190,000 | $ 57,000 |
| Travis County Texas | 2 | $ 434,000 | $ 217,000 | $ 39,000 |
| Webb County Texas | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Davis County Utah | 2 | $ 344,000 | $ 172,000 | $ 179,000 |
| Salt Lake County Utah | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Benton County Washington | 2 | $ 373,000 | $ 186,000 | $ 0 |
| Island County Washington | 2 | $ 553,000 | $ 276,000 | $ 0 |
| Skagit County Washington | 2 | $ 588,000 | $ 294,000 | $ 37,000 |
| Whatcom County Washington | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Yakima County Washington | 2 | $ 627,000 | $ 313,000 | $ 29,000 |
| Apache County Arizona | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Graham County Arizona | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| La Paz County Arizona | 1 | $ 109,000 | $ 109,000 | $ 33,000 |
| Alameda County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| El Dorado County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kings County California | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Marin County California | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Monterey County California | 1 | $ 329,000 | $ 329,000 | $ 93,000 |
| San Francisco County California | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| San Luis Obispo County California | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Santa Clara County California | 1 | $ 394,000 | $ 394,000 | $ 164,000 |
| Boulder County Colorado | 1 | $ 522,000 | $ 522,000 | $ 47,000 |
| Delta County Colorado | 1 | $ 283,000 | $ 283,000 | $ 70,000 |
| Denver County Colorado | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Garfield County Colorado | 1 | $ 358,000 | $ 358,000 | $ 120,000 |
| Grand County Colorado | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Larimer County Colorado | 1 | $ 202,000 | $ 202,000 | $ 56,000 |
| Montrose County Colorado | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Pitkin County Colorado | 1 | $ 865,000 | $ 865,000 | $ 135,000 |
| Teller County Colorado | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Bay County Florida | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Brevard County Florida | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Citrus County Florida | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Clay County Florida | 1 | $ 271,000 | $ 271,000 | $ 111,000 |
| Escambia County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Flagler County Florida | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lee County Florida | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Manatee County Florida | 1 | $ 238,000 | $ 238,000 | $ 116,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martin County Florida | 1 | $ 297,000 | $ 297,000 | $ 97,000 |
| Osceola County Florida | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Sarasota County Florida | 1 | $ 221,000 | $ 221,000 | $ 0 |
| St. Johns County Florida | 1 | $ 247,000 | $ 247,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Walton County Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Glynn County Georgia | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Mitchell County Georgia | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Muscogee County Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Cheyenne County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Curry County New Mexico | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 122,000 | $ 122,000 | $ 76,000 |
| Otero County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Jefferson County New York | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Ward County North Dakota | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 94,000 |
| Cheatham County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 372,000 | $ 372,000 | $ 97,000 |
| Hamilton County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Aransas County Texas | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Collin County Texas | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Dallas County Texas | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Hays County Texas | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Montgomery County Texas | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Tarrant County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Val Verde County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Wichita County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Williamson County Texas | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Wilson County Texas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Tooele County Utah | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Washington County Utah | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Douglas County Washington | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Franklin County Washington | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Kittitas County Washington | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Klickitat County Washington | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Converse County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Lending Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,495 | $223,703,000 | $149,000 | $713,000 | $66,000 | $931,000 |
| Refinancing | 905 | $210,228,000 | $232,000 | $865,000 | $53,000 | $656,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,751 | $329,681,000 | $188,000 | $865,000 | $67,000 | $931,000 |
| Hispanic | 407 | $57,009,000 | $140,000 | $415,000 | $42,000 | $186,000 |
| Black or African American | 133 | $26,543,000 | $199,000 | $528,000 | $44,000 | $352,000 |
| Asian | 62 | $12,493,000 | $201,000 | $753,000 | $63,000 | $213,000 |
| American Indian or Alaskan Native | 26 | $4,516,000 | $173,000 | $351,000 | $53,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,718,000 | $194,000 | $586,000 | $37,000 | $99,000 |
| Not Provided | 7 | $971,000 | $138,000 | $192,000 | $52,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,295 | $203,181,000 | $156,000 | $680,000 | $52,000 | $280,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 599 | $114,344,000 | $190,000 | $713,000 | $111,000 | $931,000 |
| VA-guaranteed (Veterans Administration) | 440 | $108,146,000 | $245,000 | $865,000 | $22,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $8,260,000 | $125,000 | $259,000 | $42,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,257 | $411,186,000 | $182,000 | $865,000 | $61,000 | $931,000 |
| Application Denied By Financial Institution | 91 | $13,170,000 | $144,000 | $372,000 | $57,000 | $198,000 |
| Application Withdrawn By Applicant | 52 | $9,575,000 | $184,000 | $862,000 | $79,000 | $280,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 32 | $4,971,000 | $155,000 | $372,000 | $67,000 | $195,000 |
| Debt-To-Income Ratio | 22 | $2,884,000 | $131,000 | $326,000 | $54,000 | $198,000 |
| Unverifiable Information | 11 | $1,653,000 | $150,000 | $260,000 | $56,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $588,000 | $117,000 | $158,000 | $47,000 | $94,000 |
| Collateral | 5 | $791,000 | $158,000 | $351,000 | $58,000 | $115,000 |
| Credit History | 5 | $919,000 | $183,000 | $326,000 | $55,000 | $76,000 |
| Employment History | 4 | $319,000 | $79,000 | $120,000 | $30,000 | $41,000 |
| Credit Application Incomplete | 1 | $216,000 | $216,000 | $216,000 | $97,000 | $97,000 |
| Mortgage Insurance Denied | 1 | $100,000 | $100,000 | $100,000 | $65,000 | $65,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.