The Lending Connection, Inc Mortgage Lending & HMDA Data, 2006
In 2006, The Lending Connection, Inc of Huntington Beach, CA reported 27,755 mortgage applications totaling $5.0 billion, up 82% from 2005. The average application was for $179,061, and applicants reported an average income of $73,090. 10% of its applications resulted in an originated loan and 89% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,049), Warren-Troy-Farmington Hills, MI (730) and St. Louis, MO-IL (697) (applications in parentheses).
| Mortgage Company & Address | The Lending Connection, Inc 5901 Warner Ave #478 Huntington Beach, CA 92649 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,755 |
| Total Mortgage Loan Application Amount | $4,969,850,000 |
| Average Mortgage Loan Application Amount | $179,061 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $73,090 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Lending Connection, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,049 | $ 287,978,000 | $ 274,526 | $ 90,385 |
| Warren-Troy-Farmington Hills, MI | 730 | $ 126,330,000 | $ 173,054 | $ 72,000 |
| St. Louis, MO-IL | 697 | $ 105,478,000 | $ 151,331 | $ 68,005 |
| Detroit-Livonia-Dearborn, MI | 639 | $ 85,398,000 | $ 133,643 | $ 64,000 |
| Baltimore-Towson, MD | 632 | $ 121,086,000 | $ 191,591 | $ 75,000 |
| Kansas City, MO-KS | 612 | $ 87,189,000 | $ 142,465 | $ 71,060 |
| Tampa-St. Petersburg-Clearwater, FL | 584 | $ 95,543,000 | $ 163,601 | $ 68,000 |
| Phoenix-Mesa-Scottsdale, AZ | 550 | $ 139,297,000 | $ 253,267 | $ 89,000 |
| Indianapolis-Carmel, IN | 530 | $ 71,801,000 | $ 135,473 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 524 | $ 145,030,000 | $ 276,774 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 481 | $ 81,240,000 | $ 168,898 | $ 66,995 |
| Los Angeles-Long Beach-Glendale, CA | 458 | $ 152,265,000 | $ 332,456 | $ 108,000 |
| Orlando-Kissimmee, FL | 457 | $ 80,273,000 | $ 175,652 | $ 69,000 |
| Albuquerque, NM | 455 | $ 67,413,000 | $ 148,160 | $ 64,000 |
| Denver-Aurora, CO | 448 | $ 88,507,000 | $ 197,560 | $ 83,000 |
| Richmond, VA | 410 | $ 64,341,000 | $ 156,929 | $ 69,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 390 | $ 78,612,000 | $ 201,569 | $ 74,020 |
| Seattle-Bellevue-Everett, WA | 350 | $ 84,533,000 | $ 241,522 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 293 | $ 37,773,000 | $ 128,918 | $ 74,303 |
| Columbia, SC | 271 | $ 37,336,000 | $ 137,771 | $ 64,000 |
| Jacksonville, FL | 265 | $ 39,067,000 | $ 147,422 | $ 63,000 |
| Wilmington, DE-MD-NJ | 264 | $ 48,418,000 | $ 183,401 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 263 | $ 58,448,000 | $ 222,235 | $ 86,000 |
| Portland-South Portland-Biddeford, ME | 257 | $ 47,845,000 | $ 186,167 | $ 66,000 |
| Boise City-Nampa, ID | 243 | $ 37,301,000 | $ 153,502 | $ 61,000 |
| Boston-Quincy, MA | 241 | $ 70,269,000 | $ 291,572 | $ 100,000 |
| Miami-Miami Beach-Kendall, FL | 229 | $ 51,137,000 | $ 223,305 | $ 83,000 |
| Charleston-North Charleston, SC | 226 | $ 34,106,000 | $ 150,911 | $ 74,000 |
| Gary, IN | 217 | $ 30,398,000 | $ 140,082 | $ 69,000 |
| Tacoma, WA | 206 | $ 37,980,000 | $ 184,368 | $ 75,000 |
| Worcester, MA | 180 | $ 47,189,000 | $ 262,161 | $ 80,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 178 | $ 52,191,000 | $ 293,207 | $ 95,000 |
| Portland-Vancouver-Beaverton, OR-WA | 177 | $ 33,761,000 | $ 190,740 | $ 76,994 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 177 | $ 36,104,000 | $ 203,977 | $ 83,000 |
| Greenville, SC | 176 | $ 22,663,000 | $ 128,767 | $ 67,000 |
| Springfield, MA | 173 | $ 26,820,000 | $ 155,028 | $ 64,000 |
| Des Moines-West Des Moines, IA | 170 | $ 20,116,000 | $ 118,329 | $ 66,000 |
| Grand Rapids-Wyoming, MI | 166 | $ 24,167,000 | $ 145,584 | $ 60,000 |
| Charlotte-Gastonia-Concord, NC-SC | 155 | $ 22,853,000 | $ 147,438 | $ 68,625 |
| Deltona-Daytona Beach-Ormond Beach, FL | 154 | $ 25,141,000 | $ 163,253 | $ 63,000 |
| Colorado Springs, CO | 150 | $ 24,549,000 | $ 163,660 | $ 67,000 |
| Nashville-Davidson--Murfreesboro, TN | 141 | $ 21,175,000 | $ 150,177 | $ 65,000 |
| Oakland-Fremont-Hayward, CA | 136 | $ 49,694,000 | $ 365,397 | $ 116,000 |
| Flint, MI | 135 | $ 18,839,000 | $ 139,548 | $ 68,000 |
| Palm Bay-Melbourne-Titusville, FL | 135 | $ 20,866,000 | $ 154,562 | $ 65,000 |
| San Diego-Carlsbad-San Marcos, CA | 134 | $ 54,158,000 | $ 404,164 | $ 149,000 |
| Burlington-South Burlington, VT | 133 | $ 22,671,000 | $ 170,458 | $ 69,000 |
| Santa Ana-Anaheim-Irvine, CA | 129 | $ 53,557,000 | $ 415,170 | $ 124,000 |
| Cambridge-Newton-Framingham, MA | 127 | $ 35,666,000 | $ 280,834 | $ 90,000 |
| Lansing-East Lansing, MI | 127 | $ 19,155,000 | $ 150,826 | $ 66,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 119 | $ 18,154,000 | $ 152,554 | $ 72,000 |
| Bethesda-Gaithersburg-Frederick, MD | 117 | $ 29,579,000 | $ 252,811 | $ 85,000 |
| Springfield, MO | 116 | $ 14,235,000 | $ 122,715 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 115 | $ 20,940,000 | $ 182,086 | $ 81,000 |
| Lakeland, FL | 110 | $ 15,473,000 | $ 140,663 | $ 64,000 |
| Essex County, MA | 106 | $ 29,976,000 | $ 282,792 | $ 73,000 |
| Little Rock-North Little Rock, AR | 106 | $ 11,611,000 | $ 109,537 | $ 73,000 |
| Port St. Lucie-Fort Pierce, FL | 106 | $ 17,729,000 | $ 167,254 | $ 65,000 |
| Memphis, TN-MS-AR | 105 | $ 15,362,000 | $ 146,304 | $ 77,266 |
| Spokane, WA | 105 | $ 14,103,000 | $ 134,314 | $ 61,000 |
| Bakersfield, CA | 101 | $ 26,952,000 | $ 266,851 | $ 78,000 |
| Lincoln, NE | 99 | $ 12,629,000 | $ 127,565 | $ 59,000 |
| Providence-New Bedford-Fall River, RI-MA | 94 | $ 23,154,000 | $ 246,319 | $ 73,606 |
| Tucson, AZ | 94 | $ 15,891,000 | $ 169,053 | $ 73,000 |
| Sarasota-Bradenton-Venice, FL | 93 | $ 18,255,000 | $ 196,290 | $ 65,000 |
| Dover, DE | 86 | $ 15,123,000 | $ 175,848 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 85 | $ 11,171,000 | $ 131,423 | $ 67,470 |
| Spartanburg, SC | 84 | $ 11,162,000 | $ 132,880 | $ 62,000 |
| Fort Wayne, IN | 81 | $ 9,709,000 | $ 119,864 | $ 74,000 |
| Pensacola-Ferry Pass-Brent, FL | 81 | $ 11,507,000 | $ 142,061 | $ 61,000 |
| Ann Arbor, MI | 80 | $ 16,144,000 | $ 201,800 | $ 82,000 |
| Jackson, MI | 79 | $ 10,969,000 | $ 138,848 | $ 67,000 |
| Kalamazoo-Portage, MI | 79 | $ 10,698,000 | $ 135,417 | $ 63,000 |
| South Bend-Mishawaka, IN-MI | 78 | $ 8,573,000 | $ 109,910 | $ 56,269 |
| Stockton, CA | 75 | $ 22,115,000 | $ 294,866 | $ 90,000 |
| Bremerton-Silverdale, WA | 74 | $ 12,781,000 | $ 172,716 | $ 68,000 |
| Fresno, CA | 70 | $ 14,748,000 | $ 210,685 | $ 79,000 |
| Roanoke, VA | 69 | $ 9,941,000 | $ 144,072 | $ 57,000 |
| Las Cruces, NM | 67 | $ 9,332,000 | $ 139,283 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 66 | $ 11,936,000 | $ 180,848 | $ 70,000 |
| Ocala, FL | 66 | $ 8,534,000 | $ 129,303 | $ 53,000 |
| Muskegon-Norton Shores, MI | 64 | $ 7,151,000 | $ 111,734 | $ 55,000 |
| Bangor, ME | 63 | $ 7,970,000 | $ 126,507 | $ 67,000 |
| Evansville, IN-KY | 63 | $ 7,597,000 | $ 120,587 | $ 64,158 |
| Modesto, CA | 63 | $ 16,150,000 | $ 256,349 | $ 90,000 |
| Holland-Grand Haven, MI | 62 | $ 10,074,000 | $ 162,483 | $ 64,000 |
| Olympia, WA | 62 | $ 11,601,000 | $ 187,112 | $ 75,000 |
| Cedar Rapids, IA | 60 | $ 6,840,000 | $ 114,000 | $ 67,000 |
| Greeley, CO | 59 | $ 11,373,000 | $ 192,762 | $ 67,000 |
| Louisville-Jefferson County, KY-IN | 59 | $ 7,128,000 | $ 120,813 | $ 63,559 |
| San Jose-Sunnyvale-Santa Clara, CA | 59 | $ 25,259,000 | $ 428,118 | $ 117,000 |
| Anderson, SC | 58 | $ 7,756,000 | $ 133,724 | $ 74,000 |
| New Haven-Milford, CT | 58 | $ 10,913,000 | $ 188,155 | $ 60,000 |
| Tallahassee, FL | 58 | $ 7,885,000 | $ 135,948 | $ 72,000 |
| Coeur D'Alene, ID | 56 | $ 10,811,000 | $ 193,053 | $ 61,000 |
| Elkhart-Goshen, IN | 56 | $ 7,530,000 | $ 134,464 | $ 68,000 |
| Niles-Benton Harbor, MI | 56 | $ 6,808,000 | $ 121,571 | $ 52,000 |
| Joplin, MO | 55 | $ 5,928,000 | $ 107,781 | $ 61,000 |
| Farmington, NM | 53 | $ 7,726,000 | $ 145,773 | $ 81,000 |
| Lynchburg, VA | 53 | $ 7,192,000 | $ 135,698 | $ 64,000 |
| Florence, SC | 52 | $ 6,870,000 | $ 132,115 | $ 62,000 |
| Lewiston-Auburn, ME | 52 | $ 8,230,000 | $ 158,269 | $ 64,000 |
| Monroe, MI | 52 | $ 8,586,000 | $ 165,115 | $ 75,000 |
| Davenport-Moline-Rock Island, IA-IL | 49 | $ 6,363,000 | $ 129,857 | $ 67,346 |
| Fort Collins-Loveland, CO | 49 | $ 9,110,000 | $ 185,918 | $ 65,000 |
| Santa Fe, NM | 49 | $ 10,379,000 | $ 211,816 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 48 | $ 7,073,000 | $ 147,354 | $ 72,000 |
| Yakima, WA | 47 | $ 6,624,000 | $ 140,936 | $ 67,000 |
| Kennewick-Richland-Pasco, WA | 45 | $ 6,098,000 | $ 135,511 | $ 72,000 |
| Lafayette, IN | 45 | $ 5,346,000 | $ 118,800 | $ 72,000 |
| Manchester-Nashua, NH | 45 | $ 9,716,000 | $ 215,911 | $ 69,000 |
| Panama City-Lynn Haven, FL | 45 | $ 6,058,000 | $ 134,622 | $ 58,000 |
| Vallejo-Fairfield, CA | 45 | $ 16,857,000 | $ 374,600 | $ 110,000 |
| Battle Creek, MI | 44 | $ 6,066,000 | $ 137,863 | $ 61,000 |
| Anderson, IN | 43 | $ 4,825,000 | $ 112,209 | $ 56,000 |
| Bridgeport-Stamford-Norwalk, CT | 43 | $ 12,959,000 | $ 301,372 | $ 119,000 |
| Visalia-Porterville, CA | 43 | $ 7,756,000 | $ 180,372 | $ 66,000 |
| Barnstable Town, MA | 42 | $ 10,931,000 | $ 260,261 | $ 81,000 |
| Saginaw-Saginaw Township North, MI | 42 | $ 4,714,000 | $ 112,238 | $ 62,000 |
| Wichita, KS | 42 | $ 5,801,000 | $ 138,119 | $ 71,000 |
| Punta Gorda, FL | 41 | $ 8,279,000 | $ 201,926 | $ 72,000 |
| Rockingham County-Strafford County, NH | 41 | $ 9,513,000 | $ 232,024 | $ 77,000 |
| Idaho Falls, ID | 40 | $ 5,033,000 | $ 125,825 | $ 64,000 |
| Naples-Marco Island, FL | 40 | $ 10,379,000 | $ 259,475 | $ 85,000 |
| Augusta-Richmond County, GA-SC | 39 | $ 5,211,000 | $ 133,615 | $ 67,000 |
| Cheyenne, WY | 39 | $ 5,920,000 | $ 151,794 | $ 64,000 |
| Norwich-New London, CT | 39 | $ 7,755,000 | $ 198,846 | $ 68,000 |
| Fort Walton Beach-Crestview-Destin, FL | 38 | $ 5,518,000 | $ 145,210 | $ 56,000 |
| St. Joseph, MO-KS | 37 | $ 4,899,000 | $ 132,405 | $ 59,000 |
| Michigan City-La Porte, IN | 35 | $ 4,340,000 | $ 124,000 | $ 64,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 35 | $ 12,263,000 | $ 350,371 | $ 111,000 |
| Sioux Falls, SD | 35 | $ 3,841,000 | $ 109,742 | $ 78,000 |
| Knoxville, TN | 34 | $ 4,919,000 | $ 144,676 | $ 69,000 |
| Grand Junction, CO | 33 | $ 4,499,000 | $ 136,333 | $ 60,000 |
| Raleigh-Cary, NC | 33 | $ 4,915,000 | $ 148,939 | $ 78,000 |
| Gainesville, FL | 32 | $ 4,468,000 | $ 139,625 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 32 | $ 6,618,000 | $ 206,812 | $ 66,562 |
| Jefferson City, MO | 32 | $ 3,740,000 | $ 116,875 | $ 56,000 |
| Winchester, VA-WV | 32 | $ 6,999,000 | $ 218,718 | $ 76,000 |
| Charlottesville, VA | 31 | $ 6,153,000 | $ 198,483 | $ 86,000 |
| Mount Vernon-Anacortes, WA | 31 | $ 6,230,000 | $ 200,967 | $ 76,000 |
| Rochester, MN | 31 | $ 4,654,000 | $ 150,129 | $ 72,000 |
| Sioux City, IA-NE-SD | 31 | $ 3,343,000 | $ 107,838 | $ 79,193 |
| Columbia, MO | 30 | $ 4,249,000 | $ 141,633 | $ 61,000 |
| Iowa City, IA | 30 | $ 4,929,000 | $ 164,300 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 30 | $ 3,787,000 | $ 126,233 | $ 58,800 |
| Salisbury, MD | 30 | $ 4,596,000 | $ 153,200 | $ 50,000 |
| San Francisco-San Mateo-Redwood City, CA | 30 | $ 12,809,000 | $ 426,966 | $ 146,000 |
| Chico, CA | 29 | $ 5,532,000 | $ 190,758 | $ 67,000 |
| Prescott, AZ | 28 | $ 5,319,000 | $ 189,964 | $ 69,000 |
| Terre Haute, IN | 28 | $ 2,855,000 | $ 101,964 | $ 57,000 |
| Bloomington, IN | 27 | $ 3,216,000 | $ 119,111 | $ 61,000 |
| Fargo, ND-MN | 27 | $ 3,754,000 | $ 139,037 | $ 66,111 |
| Pittsfield, MA | 26 | $ 4,504,000 | $ 173,230 | $ 51,000 |
| Redding, CA | 26 | $ 5,224,000 | $ 200,923 | $ 69,000 |
| St. Cloud, MN | 26 | $ 3,775,000 | $ 145,192 | $ 55,000 |
| Yuba City, CA | 26 | $ 6,161,000 | $ 236,961 | $ 71,000 |
| Boulder, CO | 25 | $ 6,764,000 | $ 270,560 | $ 119,000 |
| Chattanooga, TN-GA | 25 | $ 3,910,000 | $ 156,400 | $ 66,000 |
| Casper, WY | 24 | $ 3,384,000 | $ 141,000 | $ 62,000 |
| Cincinnati-Middletown, OH-KY-IN | 24 | $ 3,237,000 | $ 134,875 | $ 67,375 |
| Grand Forks, ND-MN | 24 | $ 2,468,000 | $ 102,833 | $ 52,625 |
| Pueblo, CO | 24 | $ 3,186,000 | $ 132,750 | $ 54,000 |
| Sumter, SC | 24 | $ 3,131,000 | $ 130,458 | $ 79,000 |
| Waterloo-Cedar Falls, IA | 23 | $ 2,438,000 | $ 106,000 | $ 60,000 |
| Bay City, MI | 22 | $ 2,349,000 | $ 106,772 | $ 59,000 |
| Bellingham, WA | 22 | $ 4,676,000 | $ 212,545 | $ 71,000 |
| Duluth, MN-WI | 22 | $ 2,841,000 | $ 129,136 | $ 54,772 |
| Kokomo, IN | 22 | $ 2,584,000 | $ 117,454 | $ 61,000 |
| Longview, WA | 22 | $ 3,009,000 | $ 136,772 | $ 68,000 |
| Salem, OR | 22 | $ 3,241,000 | $ 147,318 | $ 56,000 |
| Sebastian-Vero Beach, FL | 22 | $ 2,983,000 | $ 135,590 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 21 | $ 2,810,000 | $ 133,809 | $ 56,000 |
| Chicago-Naperville-Joliet, IL | 21 | $ 3,295,000 | $ 156,904 | $ 71,000 |
| Dubuque, IA | 21 | $ 3,762,000 | $ 179,142 | $ 66,000 |
| Greensboro-High Point, NC | 20 | $ 2,820,000 | $ 141,000 | $ 76,000 |
| Jackson, MS | 20 | $ 2,792,000 | $ 139,600 | $ 71,000 |
| Jonesboro, AR | 20 | $ 2,341,000 | $ 117,050 | $ 72,000 |
| Santa Barbara-Santa Maria, CA | 20 | $ 6,718,000 | $ 335,900 | $ 77,000 |
| Topeka, KS | 20 | $ 2,417,000 | $ 120,850 | $ 66,000 |
| Merced, CA | 19 | $ 3,638,000 | $ 191,473 | $ 78,000 |
| Muncie, IN | 19 | $ 2,192,000 | $ 115,368 | $ 66,000 |
| Pocatello, ID | 19 | $ 2,279,000 | $ 119,947 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 19 | $ 6,227,000 | $ 327,736 | $ 112,000 |
| Yuma, AZ | 19 | $ 2,807,000 | $ 147,736 | $ 76,000 |
| Eugene-Springfield, OR | 17 | $ 2,782,000 | $ 163,647 | $ 58,000 |
| Fort Smith, AR-OK | 17 | $ 1,882,000 | $ 110,705 | $ 73,000 |
| Salinas, CA | 17 | $ 8,438,000 | $ 496,352 | $ 150,000 |
| Winston-Salem, NC | 16 | $ 2,143,000 | $ 133,937 | $ 60,000 |
| Bismarck, ND | 15 | $ 2,397,000 | $ 159,800 | $ 73,000 |
| Morristown, TN | 15 | $ 2,023,000 | $ 134,866 | $ 45,000 |
| Ames, IA | 14 | $ 1,786,000 | $ 127,571 | $ 61,000 |
| Durham, NC | 14 | $ 2,315,000 | $ 165,357 | $ 85,000 |
| Lawrence, KS | 14 | $ 2,124,000 | $ 151,714 | $ 80,000 |
| Rapid City, SD | 14 | $ 1,652,000 | $ 118,000 | $ 72,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 6,628,000 | $ 473,428 | $ 134,000 |
| Wilmington, NC | 14 | $ 2,479,000 | $ 177,071 | $ 92,000 |
| Bend, OR | 13 | $ 3,401,000 | $ 261,615 | $ 96,000 |
| Columbus, IN | 13 | $ 2,118,000 | $ 162,923 | $ 63,000 |
| Cumberland, MD-WV | 13 | $ 1,135,000 | $ 87,307 | $ 56,000 |
| Eau Claire, WI | 13 | $ 1,322,000 | $ 101,692 | $ 69,000 |
| El Centro, CA | 13 | $ 2,426,000 | $ 186,615 | $ 74,000 |
| Harrisonburg, VA | 13 | $ 2,024,000 | $ 155,692 | $ 49,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 2,065,000 | $ 158,846 | $ 67,384 |
| Racine, WI | 13 | $ 2,154,000 | $ 165,692 | $ 94,000 |
| Madison, WI | 12 | $ 1,477,000 | $ 123,083 | $ 77,000 |
| Janesville, WI | 11 | $ 1,285,000 | $ 116,818 | $ 54,000 |
| Lewiston, ID-WA | 11 | $ 1,389,000 | $ 126,272 | $ 59,454 |
| Madera, CA | 11 | $ 2,944,000 | $ 267,636 | $ 91,000 |
| Medford, OR | 11 | $ 2,102,000 | $ 191,090 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 10 | $ 2,222,000 | $ 222,200 | $ 89,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,265,000 | $ 126,500 | $ 65,000 |
| Hanford-Corcoran, CA | 10 | $ 1,383,000 | $ 138,300 | $ 65,000 |
| Hot Springs, AR | 10 | $ 1,081,000 | $ 108,100 | $ 73,000 |
| Pine Bluff, AR | 10 | $ 1,432,000 | $ 143,200 | $ 70,000 |
| Wenatchee, WA | 10 | $ 2,029,000 | $ 202,900 | $ 76,000 |
| Cleveland, TN | 9 | $ 1,173,000 | $ 130,333 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,255,000 | $ 139,444 | $ 59,000 |
| Pascagoula, MS | 9 | $ 858,000 | $ 95,333 | $ 54,000 |
| San Luis Obispo-Paso Robles, CA | 9 | $ 3,276,000 | $ 364,000 | $ 98,000 |
| Clarksville, TN-KY | 8 | $ 1,194,000 | $ 149,250 | $ 58,000 |
| Danville, VA | 8 | $ 811,000 | $ 101,375 | $ 43,000 |
| Fayetteville, NC | 8 | $ 1,486,000 | $ 185,750 | $ 85,000 |
| Texarkana, Tx-Texarkana, AR | 8 | $ 734,000 | $ 91,750 | $ 56,000 |
| Flagstaff, AZ | 7 | $ 1,740,000 | $ 248,571 | $ 69,000 |
| Green Bay, WI | 7 | $ 1,670,000 | $ 238,571 | $ 113,000 |
| Johnson City, TN | 7 | $ 1,092,000 | $ 156,000 | $ 97,000 |
| Logan, UT-ID | 5 | $ 653,000 | $ 130,600 | $ 80,000 |
| Rocky Mount, NC | 5 | $ 692,000 | $ 138,400 | $ 61,000 |
| Appleton, WI | 4 | $ 483,000 | $ 120,750 | $ 134,000 |
| Asheville, NC | 4 | $ 632,000 | $ 158,000 | $ 79,000 |
| La Crosse, WI-MN | 4 | $ 615,000 | $ 153,750 | $ 48,500 |
| Oshkosh-Neenah, WI | 4 | $ 407,000 | $ 101,750 | $ 98,000 |
| Wausau, WI | 4 | $ 495,000 | $ 123,750 | $ 45,000 |
| Greenville, NC | 3 | $ 212,000 | $ 70,666 | $ 73,000 |
| Jackson, TN | 3 | $ 430,000 | $ 143,333 | $ 52,000 |
| Jacksonville, NC | 3 | $ 403,000 | $ 134,333 | $ 76,000 |
| Lake Charles, LA | 3 | $ 280,000 | $ 93,333 | $ 51,000 |
| Las Vegas-Paradise, NV | 3 | $ 944,000 | $ 314,666 | $ 85,000 |
| Napa, CA | 3 | $ 1,168,000 | $ 389,333 | $ 130,000 |
| Ogden-Clearfield, UT | 3 | $ 298,000 | $ 99,333 | $ 61,000 |
| Sheboygan, WI | 3 | $ 181,000 | $ 60,333 | $ 67,000 |
| Camden, NJ | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Corvallis, OR | 2 | $ 213,000 | $ 106,500 | $ 77,000 |
| Dallas-Plano-Irving, TX | 2 | $ 497,000 | $ 248,500 | $ 98,000 |
| Hattiesburg, MS | 2 | $ 255,000 | $ 127,500 | $ 49,000 |
| Lafayette, LA | 2 | $ 311,000 | $ 155,500 | $ 28,000 |
| Tuscaloosa, AL | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Abilene, TX | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Billings, MT | 1 | $ 157,000 | $ 157,000 | $ 116,000 |
| Birmingham-Hoover, AL | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Bloomington-Normal, IL | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Columbus, GA-AL | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Columbus, OH | 1 | $ 97,000 | $ 97,000 | $ 83,000 |
| Fairbanks, AK | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Gainesville, GA | 1 | $ 144,000 | $ 144,000 | $ 20,000 |
| Lexington-Fayette, KY | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Macon, GA | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Montgomery, AL | 1 | $ 80,000 | $ 80,000 | $ 132,000 |
| Nassau-Suffolk, NY | 1 | $ 349,000 | $ 349,000 | $ 480,000 |
| Newark-Union, NJ-PA | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Reno-Sparks, NV | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Springfield, IL | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Trenton-Ewing, NJ | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for The Lending Connection, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 27,442 | $4,919,151,000 | $179,000 | $30,000,000 | $73,000 | $3,000,000 |
| Home Purchase | 313 | $50,699,000 | $161,000 | $608,000 | $81,000 | $284,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,933 | $2,317,222,000 | $179,000 | $30,000,000 | $72,000 | $1,800,000 |
| Not Provided | 11,648 | $2,041,401,000 | $175,000 | $5,000,000 | $73,000 | $2,400,000 |
| Black or African American | 1,989 | $347,740,000 | $174,000 | $800,000 | $69,000 | $900,000 |
| Hispanic | 854 | $186,913,000 | $218,000 | $2,398,000 | $76,000 | $950,000 |
| Asian | 156 | $44,736,000 | $286,000 | $1,000,000 | $140,000 | $3,000,000 |
| American Indian or Alaskan Native | 117 | $19,631,000 | $167,000 | $430,000 | $65,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $12,207,000 | $210,000 | $720,000 | $78,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,755 | $4,969,850,000 | $179,000 | $30,000,000 | $73,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 24,574 | $4,426,237,000 | $180,000 | $30,000,000 | $73,000 | $3,000,000 |
| Loan Originated | 2,792 | $479,943,000 | $171,000 | $824,000 | $69,000 | $489,000 |
| Application Approved But Not Accepted | 371 | $59,878,000 | $161,000 | $800,000 | $93,000 | $1,200,000 |
| Application Withdrawn By Applicant | 18 | $3,792,000 | $210,000 | $653,000 | $86,000 | $173,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,844 | $1,163,992,000 | $170,000 | $1,747,000 | $68,000 | $2,400,000 |
| Collateral | 5,952 | $1,018,872,000 | $171,000 | $1,440,000 | $76,000 | $3,000,000 |
| Debt-To-Income Ratio | 2,228 | $484,736,000 | $217,000 | $30,000,000 | $61,000 | $650,000 |
| Other | 534 | $99,249,000 | $185,000 | $5,000,000 | $82,000 | $1,085,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 384 | $69,557,000 | $181,000 | $1,478,000 | $75,000 | $1,050,000 |
| Employment History | 332 | $55,983,000 | $168,000 | $840,000 | $63,000 | $514,000 |
| Credit Application Incomplete | 297 | $52,212,000 | $175,000 | $828,000 | $79,000 | $422,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Connection, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Connection, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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