Cibc Bank Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Cibc Bank Usa 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibc Bank Usa 120 South Lasalle Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,805 |
| Total Mortgage Loan Application Amount | $1,121,122,000 |
| Average Mortgage Loan Application Amount | $395,666 |
| Highest Mortgage Loan Application Amount | $39,000,000 |
| Average Applicant Income | $147,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Cibc Bank Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibc Bank Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Cibc Bank Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibc Bank Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibc Bank Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibc Bank Usa's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,478 | $ 495,936,000 | $ 335,000 | $ 120,000 |
| St. Louis County Missouri | 206 | $ 42,744,000 | $ 207,000 | $ 124,000 |
| DuPage County Illinois | 169 | $ 74,475,000 | $ 440,000 | $ 157,000 |
| Lake County Illinois | 134 | $ 46,422,000 | $ 346,000 | $ 199,000 |
| Will County Illinois | 127 | $ 25,544,000 | $ 201,000 | $ 101,000 |
| St. Louis City County Missouri | 87 | $ 30,424,000 | $ 349,000 | $ 105,000 |
| Oakland County Michigan | 72 | $ 28,810,000 | $ 400,000 | $ 185,000 |
| Milwaukee County Wisconsin | 64 | $ 11,093,000 | $ 173,000 | $ 121,000 |
| Kane County Illinois | 52 | $ 12,636,000 | $ 243,000 | $ 98,000 |
| Wayne County Michigan | 45 | $ 5,347,000 | $ 118,000 | $ 113,000 |
| McHenry County Illinois | 32 | $ 6,015,000 | $ 187,000 | $ 82,000 |
| Macomb County Michigan | 30 | $ 4,542,000 | $ 151,000 | $ 57,000 |
| Lake County Indiana | 16 | $ 2,179,000 | $ 136,000 | $ 75,000 |
| Kendall County Illinois | 14 | $ 2,606,000 | $ 186,000 | $ 86,000 |
| Grundy County Illinois | 13 | $ 1,527,000 | $ 117,000 | $ 82,000 |
| St. Charles County Missouri | 13 | $ 2,975,000 | $ 228,000 | $ 119,000 |
| Walworth County Wisconsin | 11 | $ 3,928,000 | $ 357,000 | $ 215,000 |
| Waukesha County Wisconsin | 11 | $ 5,798,000 | $ 527,000 | $ 337,000 |
| Los Angeles County California | 10 | $ 10,278,000 | $ 1,027,000 | $ 402,000 |
| Maricopa County Arizona | 7 | $ 45,492,000 | $ 6,498,000 | $ 94,000 |
| Pima County Arizona | 7 | $ 14,459,000 | $ 2,065,000 | $ 256,000 |
| Berrien County Michigan | 7 | $ 4,161,000 | $ 594,000 | $ 437,000 |
| Allegan County Michigan | 5 | $ 1,478,000 | $ 295,000 | $ 213,000 |
| Collier County Florida | 4 | $ 2,115,000 | $ 528,000 | $ 339,000 |
| Porter County Indiana | 4 | $ 935,000 | $ 233,000 | $ 116,000 |
| Washtenaw County Michigan | 4 | $ 1,438,000 | $ 359,000 | $ 191,000 |
| San Diego County California | 3 | $ 1,161,000 | $ 387,000 | $ 223,000 |
| Jefferson County Colorado | 3 | $ 1,626,000 | $ 542,000 | $ 345,000 |
| Lee County Florida | 3 | $ 747,000 | $ 249,000 | $ 288,000 |
| Monroe County Florida | 3 | $ 3,072,000 | $ 1,024,000 | $ 668,000 |
| Sarasota County Florida | 3 | $ 1,447,000 | $ 482,000 | $ 230,000 |
| Winnebago County Illinois | 3 | $ 616,000 | $ 205,000 | $ 315,000 |
| Camden County Missouri | 3 | $ 1,591,000 | $ 530,000 | $ 653,000 |
| Beaufort County South Carolina | 3 | $ 14,912,000 | $ 4,970,000 | $ 83,000 |
| King County Washington | 3 | $ 1,528,000 | $ 509,000 | $ 171,000 |
| Alameda County California | 2 | $ 764,000 | $ 382,000 | $ 155,000 |
| Arapahoe County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 205,000 |
| Denver County Colorado | 2 | $ 841,000 | $ 420,000 | $ 174,000 |
| Douglas County Colorado | 2 | $ 780,000 | $ 390,000 | $ 172,000 |
| El Paso County Colorado | 2 | $ 7,842,000 | $ 3,921,000 | $ 120,000 |
| Brevard County Florida | 2 | $ 370,000 | $ 185,000 | $ 222,000 |
| Hillsborough County Florida | 2 | $ 1,405,000 | $ 702,000 | $ 997,000 |
| Palm Beach County Florida | 2 | $ 18,150,000 | $ 9,075,000 | $ 117,000 |
| Cobb County Georgia | 2 | $ 489,000 | $ 244,000 | $ 172,000 |
| Fulton County Georgia | 2 | $ 337,000 | $ 168,000 | $ 119,000 |
| Kankakee County Illinois | 2 | $ 327,000 | $ 163,000 | $ 59,000 |
| Monroe County Illinois | 2 | $ 560,000 | $ 280,000 | $ 149,000 |
| Sangamon County Illinois | 2 | $ 3,975,000 | $ 1,987,000 | $ 54,000 |
| St. Clair County Illinois | 2 | $ 479,000 | $ 239,000 | $ 421,000 |
| Johnson County Kansas | 2 | $ 817,000 | $ 408,000 | $ 244,000 |
| Montgomery County Maryland | 2 | $ 941,000 | $ 470,000 | $ 267,000 |
| Essex County Massachusetts | 2 | $ 1,400,000 | $ 700,000 | $ 240,000 |
| Boone County Missouri | 2 | $ 1,612,000 | $ 806,000 | $ 135,000 |
| Jackson County Missouri | 2 | $ 1,024,000 | $ 512,000 | $ 308,000 |
| Clark County Nevada | 2 | $ 576,000 | $ 288,000 | $ 47,000 |
| Bergen County New Jersey | 2 | $ 2,750,000 | $ 1,375,000 | $ 1,431,000 |
| Suffolk County New York | 2 | $ 726,000 | $ 363,000 | $ 153,000 |
| Charleston County South Carolina | 2 | $ 849,000 | $ 424,000 | $ 724,000 |
| Davidson County Tennessee | 2 | $ 552,000 | $ 276,000 | $ 380,000 |
| Shelby County Tennessee | 2 | $ 575,000 | $ 287,000 | $ 185,000 |
| Galveston County Texas | 2 | $ 306,000 | $ 153,000 | $ 92,000 |
| Dane County Wisconsin | 2 | $ 1,596,000 | $ 798,000 | $ 453,000 |
| Jefferson County Wisconsin | 2 | $ 840,000 | $ 420,000 | $ 536,000 |
| Kenosha County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 111,000 |
| Ozaukee County Wisconsin | 2 | $ 843,000 | $ 421,000 | $ 185,000 |
| Racine County Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 44,000 |
| Rock County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 207,000 |
| Jefferson County Alabama | 1 | $ 568,000 | $ 568,000 | $ 212,000 |
| Mohave County Arizona | 1 | $ 198,000 | $ 198,000 | $ 48,000 |
| Pinal County Arizona | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 356,000 | $ 356,000 | $ 170,000 |
| Pulaski County Arkansas | 1 | $ 5,940,000 | $ 5,940,000 | $ 0 |
| Saline County Arkansas | 1 | $ 214,000 | $ 214,000 | $ 56,000 |
| Santa Clara County California | 1 | $ 2,935,000 | $ 2,935,000 | $ 1,020,000 |
| Shasta County California | 1 | $ 22,100,000 | $ 22,100,000 | $ 0 |
| Sonoma County California | 1 | $ 445,000 | $ 445,000 | $ 122,000 |
| Ventura County California | 1 | $ 1,820,000 | $ 1,820,000 | $ 1,245,000 |
| Boulder County Colorado | 1 | $ 480,000 | $ 480,000 | $ 216,000 |
| Larimer County Colorado | 1 | $ 284,000 | $ 284,000 | $ 64,000 |
| Pueblo County Colorado | 1 | $ 567,000 | $ 567,000 | $ 377,000 |
| Summit County Colorado | 1 | $ 973,000 | $ 973,000 | $ 561,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 93,000 |
| Martin County Florida | 1 | $ 4,720,000 | $ 4,720,000 | $ 613,000 |
| Miami-Dade County Florida | 1 | $ 3,125,000 | $ 3,125,000 | $ 1,587,000 |
| Okaloosa County Florida | 1 | $ 399,000 | $ 399,000 | $ 244,000 |
| Orange County Florida | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Osceola County Florida | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Pinellas County Florida | 1 | $ 388,000 | $ 388,000 | $ 318,000 |
| Clayton County Georgia | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 324,000 | $ 324,000 | $ 113,000 |
| Walton County Georgia | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 521,000 | $ 521,000 | $ 220,000 |
| Champaign County Illinois | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| DeKalb County Illinois | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| LaSalle County Illinois | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Madison County Illinois | 1 | $ 388,000 | $ 388,000 | $ 128,000 |
| Hamilton County Indiana | 1 | $ 13,300,000 | $ 13,300,000 | $ 0 |
| Huntington County Indiana | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Kosciusko County Indiana | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Parke County Indiana | 1 | $ 225,000 | $ 225,000 | $ 600,000 |
| St. Joseph County Indiana | 1 | $ 127,000 | $ 127,000 | $ 2,051,000 |
| Starke County Indiana | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Dallas County Iowa | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Linn County Iowa | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 13,500,000 | $ 13,500,000 | $ 0 |
| Fulton County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Prince George's County Maryland | 1 | $ 219,000 | $ 219,000 | $ 87,000 |
| Dukes County Massachusetts | 1 | $ 925,000 | $ 925,000 | $ 791,000 |
| Middlesex County Massachusetts | 1 | $ 1,500,000 | $ 1,500,000 | $ 493,000 |
| Branch County Michigan | 1 | $ 194,000 | $ 194,000 | $ 215,000 |
| Cass County Michigan | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Iosco County Michigan | 1 | $ 182,000 | $ 182,000 | $ 82,000 |
| Kalamazoo County Michigan | 1 | $ 257,000 | $ 257,000 | $ 89,000 |
| Ottawa County Michigan | 1 | $ 417,000 | $ 417,000 | $ 76,000 |
| Van Buren County Michigan | 1 | $ 383,000 | $ 383,000 | $ 250,000 |
| Hennepin County Minnesota | 1 | $ 2,650,000 | $ 2,650,000 | $ 0 |
| Washington County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 117,000 |
| Franklin County Missouri | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Gasconade County Missouri | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Greene County Missouri | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Jefferson County Missouri | 1 | $ 256,000 | $ 256,000 | $ 101,000 |
| Stone County Missouri | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 337,000 | $ 337,000 | $ 120,000 |
| New York County New York | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Chatham County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Watauga County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 139,000 |
| Butler County Ohio | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Cuyahoga County Ohio | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Franklin County Ohio | 1 | $ 182,000 | $ 182,000 | $ 142,000 |
| Marion County Ohio | 1 | $ 77,000 | $ 77,000 | $ 95,000 |
| Richland County Ohio | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Hood River County Oregon | 1 | $ 330,000 | $ 330,000 | $ 158,000 |
| Butler County Pennsylvania | 1 | $ 680,000 | $ 680,000 | $ 289,000 |
| Montgomery County Pennsylvania | 1 | $ 1,059,000 | $ 1,059,000 | $ 1,023,000 |
| Philadelphia County Pennsylvania | 1 | $ 411,000 | $ 411,000 | $ 74,000 |
| Greenville County South Carolina | 1 | $ 26,500,000 | $ 26,500,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| York County South Carolina | 1 | $ 416,000 | $ 416,000 | $ 129,000 |
| Blount County Tennessee | 1 | $ 3,918,000 | $ 3,918,000 | $ 9,999,000 |
| Greene County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 71,000 |
| Rutherford County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 174,000 |
| Bexar County Texas | 1 | $ 288,000 | $ 288,000 | $ 200,000 |
| Cameron County Texas | 1 | $ 700,000 | $ 700,000 | $ 392,000 |
| Collin County Texas | 1 | $ 194,000 | $ 194,000 | $ 171,000 |
| Dallas County Texas | 1 | $ 1,572,000 | $ 1,572,000 | $ 862,000 |
| Denton County Texas | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 258,000 | $ 258,000 | $ 161,000 |
| Harris County Texas | 1 | $ 137,000 | $ 137,000 | $ 92,000 |
| Jefferson County Texas | 1 | $ 5,440,000 | $ 5,440,000 | $ 0 |
| Kendall County Texas | 1 | $ 205,000 | $ 205,000 | $ 257,000 |
| Wasatch County Utah | 1 | $ 1,306,000 | $ 1,306,000 | $ 800,000 |
| Washington County Utah | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Alexandria County Virginia | 1 | $ 280,000 | $ 280,000 | $ 259,000 |
| Petersburg County Virginia | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 417,000 | $ 417,000 | $ 326,000 |
| Benton County Washington | 1 | $ 12,745,000 | $ 12,745,000 | $ 0 |
| Langlade County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Outagamie County Wisconsin | 1 | $ 500,000 | $ 500,000 | $ 238,000 |
| Washington County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Cibc Bank Usa in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,660 | $657,212,000 | $395,000 | $39,000,000 | $114,000 | $9,999,000 |
| Refinancing | 944 | $386,763,000 | $409,000 | $25,000,000 | $187,000 | $3,284,000 |
| Home Improvement | 201 | $77,147,000 | $383,000 | $16,500,000 | $142,000 | $2,123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,735 | $549,968,000 | $316,000 | $4,720,000 | $177,000 | $9,999,000 |
| Hispanic | 395 | $67,021,000 | $169,000 | $600,000 | $60,000 | $320,000 |
| Black or African American | 374 | $52,974,000 | $141,000 | $1,662,000 | $75,000 | $1,794,000 |
| Asian | 133 | $30,446,000 | $228,000 | $1,067,000 | $128,000 | $743,000 |
| Not Provided | 104 | $32,466,000 | $312,000 | $2,950,000 | $161,000 | $1,325,000 |
| Not applicable | 52 | $385,195,000 | $7,407,000 | $39,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $558,000 | $93,000 | $210,000 | $43,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $2,494,000 | $415,000 | $1,173,000 | $171,000 | $343,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,386 | $1,045,633,000 | $438,000 | $39,000,000 | $154,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 401 | $71,684,000 | $178,000 | $714,000 | $64,000 | $236,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,805,000 | $211,000 | $415,000 | $81,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,870 | $901,834,000 | $482,000 | $39,000,000 | $153,000 | $9,999,000 |
| Application Withdrawn By Applicant | 422 | $127,466,000 | $302,000 | $2,935,000 | $153,000 | $2,200,000 |
| Loan Purchased By The Institution | 218 | $26,126,000 | $119,000 | $416,000 | $56,000 | $459,000 |
| Application Denied By Financial Institution | 186 | $33,731,000 | $181,000 | $2,950,000 | $88,000 | $921,000 |
| File Closed For Incompleteness | 74 | $22,450,000 | $303,000 | $1,500,000 | $136,000 | $740,000 |
| Application Approved But Not Accepted | 35 | $9,515,000 | $271,000 | $1,410,000 | $143,000 | $1,040,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 60 | $9,369,000 | $156,000 | $2,950,000 | $85,000 | $630,000 |
| Collateral | 52 | $13,781,000 | $265,000 | $2,420,000 | $124,000 | $921,000 |
| Debt-To-Income Ratio | 48 | $6,181,000 | $128,000 | $750,000 | $56,000 | $268,000 |
| Other | 14 | $2,484,000 | $177,000 | $534,000 | $94,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $879,000 | $175,000 | $250,000 | $61,000 | $106,000 |
| Employment History | 4 | $774,000 | $193,000 | $305,000 | $92,000 | $180,000 |
| Unverifiable Information | 3 | $263,000 | $87,000 | $108,000 | $35,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibc Bank Usa's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibc Bank Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.