The Union Bank Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
The Union Bank Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Union Bank Company 105 Progressive Drive Columbus Grove, OH 45830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,106 |
| Total Mortgage Loan Application Amount | $212,900,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $112,800 |
| Highest Applicant Income | $1,899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with The Union Bank Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Union Bank Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down The Union Bank Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Union Bank Company serves its applicants.
Each category highlights the total number of mortgage applications processed by The Union Bank Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Union Bank Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 193 | $ 47,775,000 | $ 247,000 | $ 147,000 |
| Putnam County Ohio | 186 | $ 23,380,000 | $ 125,000 | $ 111,000 |
| Allen County Ohio | 144 | $ 16,540,000 | $ 114,000 | $ 90,000 |
| Delaware County Ohio | 48 | $ 16,030,000 | $ 333,000 | $ 199,000 |
| Hancock County Ohio | 48 | $ 6,130,000 | $ 127,000 | $ 101,000 |
| Wood County Ohio | 44 | $ 5,600,000 | $ 127,000 | $ 127,000 |
| Marion County Ohio | 43 | $ 3,115,000 | $ 72,000 | $ 77,000 |
| Sandusky County Ohio | 27 | $ 2,405,000 | $ 89,000 | $ 101,000 |
| Van Wert County Ohio | 27 | $ 2,805,000 | $ 103,000 | $ 82,000 |
| Fairfield County Ohio | 20 | $ 4,230,000 | $ 211,000 | $ 103,000 |
| Union County Ohio | 16 | $ 5,000,000 | $ 312,000 | $ 145,000 |
| Auglaize County Ohio | 15 | $ 1,345,000 | $ 89,000 | $ 61,000 |
| Licking County Ohio | 10 | $ 2,410,000 | $ 241,000 | $ 111,000 |
| Montgomery County Ohio | 9 | $ 1,625,000 | $ 180,000 | $ 108,000 |
| Paulding County Ohio | 9 | $ 895,000 | $ 99,000 | $ 105,000 |
| Champaign County Ohio | 8 | $ 1,400,000 | $ 175,000 | $ 104,000 |
| Hamilton County Ohio | 7 | $ 1,735,000 | $ 247,000 | $ 123,000 |
| Lucas County Ohio | 7 | $ 2,935,000 | $ 419,000 | $ 123,000 |
| Logan County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 131,000 |
| Morrow County Ohio | 6 | $ 1,320,000 | $ 220,000 | $ 83,000 |
| Pickaway County Ohio | 6 | $ 1,490,000 | $ 248,000 | $ 110,000 |
| Clark County Ohio | 5 | $ 1,515,000 | $ 303,000 | $ 153,000 |
| Hardin County Ohio | 5 | $ 965,000 | $ 193,000 | $ 79,000 |
| Mercer County Ohio | 5 | $ 565,000 | $ 113,000 | $ 86,000 |
| Richland County Ohio | 5 | $ 925,000 | $ 185,000 | $ 85,000 |
| Seneca County Ohio | 5 | $ 645,000 | $ 129,000 | $ 34,000 |
| Lenawee County Michigan | 4 | $ 1,060,000 | $ 265,000 | $ 411,000 |
| Ottawa County Ohio | 4 | $ 600,000 | $ 150,000 | $ 113,000 |
| Pasco County Florida | 3 | $ 725,000 | $ 241,000 | $ 166,000 |
| DuPage County Illinois | 3 | $ 685,000 | $ 228,000 | $ 80,000 |
| Cuyahoga County Ohio | 3 | $ 775,000 | $ 258,000 | $ 234,000 |
| Gallia County Ohio | 3 | $ 405,000 | $ 135,000 | $ 94,000 |
| Henry County Ohio | 3 | $ 395,000 | $ 131,000 | $ 74,000 |
| Huron County Ohio | 3 | $ 435,000 | $ 145,000 | $ 96,000 |
| Madison County Ohio | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Mohave County Arizona | 2 | $ 740,000 | $ 370,000 | $ 150,000 |
| Jefferson County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 136,000 |
| Hernando County Florida | 2 | $ 620,000 | $ 310,000 | $ 84,000 |
| Hillsborough County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 144,000 |
| Lake County Florida | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 138,000 |
| Manatee County Florida | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Pinellas County Florida | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Gwinnett County Georgia | 2 | $ 1,010,000 | $ 505,000 | $ 79,000 |
| Hamilton County Indiana | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| York County Maine | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
| Montgomery County Maryland | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Oakland County Michigan | 2 | $ 860,000 | $ 430,000 | $ 165,000 |
| Scott County Minnesota | 2 | $ 940,000 | $ 470,000 | $ 142,000 |
| Clark County Nevada | 2 | $ 1,000,000 | $ 500,000 | $ 101,000 |
| Monmouth County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 130,000 |
| Bronx County New York | 2 | $ 850,000 | $ 425,000 | $ 80,000 |
| Mecklenburg County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| Surry County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| Butler County Ohio | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Defiance County Ohio | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Greene County Ohio | 2 | $ 690,000 | $ 345,000 | $ 122,000 |
| Guernsey County Ohio | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Knox County Ohio | 2 | $ 270,000 | $ 135,000 | $ 145,000 |
| Muskingum County Ohio | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| Summit County Ohio | 2 | $ 290,000 | $ 145,000 | $ 83,000 |
| Dauphin County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 47,000 |
| Collin County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 196,000 |
| Hanover County Virginia | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Maricopa County Arizona | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Grant County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Montgomery County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Polk County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Adams County Colorado | 1 | $ 515,000 | $ 515,000 | $ 84,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Boulder County Colorado | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Douglas County Colorado | 1 | $ 575,000 | $ 575,000 | $ 116,000 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Sumter County Florida | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Baldwin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 256,000 |
| Clayton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Columbia County Georgia | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Coweta County Georgia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Dawson County Georgia | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| DeKalb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Fayette County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Forsyth County Georgia | 1 | $ 505,000 | $ 505,000 | $ 258,000 |
| Fulton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| McHenry County Illinois | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Clark County Indiana | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Dearborn County Indiana | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Steuben County Indiana | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Boone County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Bullitt County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 253,000 |
| Kenton County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Montgomery County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 229,000 |
| Owen County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Orleans County Louisiana | 1 | $ 745,000 | $ 745,000 | $ 327,000 |
| Anne Arundel County Maryland | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Charles County Maryland | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Prince George's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Barnstable County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 72,000 |
| Hampden County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Middlesex County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Branch County Michigan | 1 | $ 495,000 | $ 495,000 | $ 274,000 |
| Kent County Michigan | 1 | $ 265,000 | $ 265,000 | $ 34,000 |
| Leelanau County Michigan | 1 | $ 365,000 | $ 365,000 | $ 1,186,000 |
| St. Clair County Michigan | 1 | $ 505,000 | $ 505,000 | $ 289,000 |
| Wayne County Michigan | 1 | $ 535,000 | $ 535,000 | $ 303,000 |
| Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| DeSoto County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| St. Charles County Missouri | 1 | $ 335,000 | $ 335,000 | $ 49,000 |
| St. Louis County Missouri | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Texas County Missouri | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Carroll County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Hillsborough County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 161,000 |
| Bergen County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Hudson County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Middlesex County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Erie County New York | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Richmond County New York | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Suffolk County New York | 1 | $ 405,000 | $ 405,000 | $ 95,000 |
| Davie County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Forsyth County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Gaston County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Carroll County Ohio | 1 | $ 425,000 | $ 425,000 | $ 272,000 |
| Clinton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Crawford County Ohio | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Geauga County Ohio | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Lorain County Ohio | 1 | $ 1,775,000 | $ 1,775,000 | $ 0 |
| Medina County Ohio | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Noble County Ohio | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Perry County Ohio | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Portage County Ohio | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Shelby County Ohio | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Stark County Ohio | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Vinton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Warren County Ohio | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Wayne County Ohio | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Wyandot County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 235,000 |
| Bucks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 239,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Wayne County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Kent County Rhode Island | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Providence County Rhode Island | 1 | $ 525,000 | $ 525,000 | $ 145,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Cannon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Cheatham County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Maury County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Robertson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Rutherford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 263,000 |
| Williamson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Tarrant County Texas | 1 | $ 725,000 | $ 725,000 | $ 275,000 |
| Salt Lake County Utah | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Chesterfield County Virginia | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Hampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Henrico County Virginia | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Newport News County Virginia | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Virginia Beach County Virginia | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Wythe County Virginia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Pierce County Washington | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Putnam County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Iron County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Waukesha County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Converse County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Natrona County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for The Union Bank Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 536 | $132,240,000 | $246,000 | $1,775,000 | $125,000 | $1,899,000 |
| Home Improvement | 151 | $14,025,000 | $92,000 | $605,000 | $128,000 | $1,086,000 |
| Refinancing | 146 | $17,660,000 | $120,000 | $1,725,000 | $110,000 | $906,000 |
| Cash-out Refinancing | 140 | $38,290,000 | $273,000 | $615,000 | $94,000 | $1,186,000 |
| Other Purpose | 133 | $10,685,000 | $80,000 | $465,000 | $107,000 | $521,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $149,340,000 | $174,000 | $755,000 | $119,000 | $1,899,000 |
| Not Provided | 100 | $28,050,000 | $280,000 | $835,000 | $104,000 | $484,000 |
| Black or African American | 45 | $8,395,000 | $186,000 | $495,000 | $108,000 | $326,000 |
| Not applicable | 41 | $13,205,000 | $322,000 | $1,775,000 | $0 | $0 |
| Hispanic | 30 | $3,770,000 | $125,000 | $415,000 | $76,000 | $155,000 |
| Asian | 30 | $7,990,000 | $266,000 | $605,000 | $140,000 | $295,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $192,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 949 | $167,165,000 | $176,000 | $1,775,000 | $122,000 | $1,899,000 |
| FHA-insured (Federal Housing Administration) | 122 | $33,820,000 | $277,000 | $615,000 | $86,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 33 | $11,425,000 | $346,000 | $745,000 | $106,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $490,000 | $245,000 | $315,000 | $81,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $146,695,000 | $186,000 | $1,725,000 | $126,000 | $1,899,000 |
| Application Denied By Financial Institution | 162 | $28,680,000 | $177,000 | $745,000 | $89,000 | $1,186,000 |
| Application Withdrawn By Applicant | 116 | $28,960,000 | $249,000 | $1,775,000 | $110,000 | $484,000 |
| File Closed For Incompleteness | 25 | $6,115,000 | $244,000 | $725,000 | $91,000 | $229,000 |
| Application Approved But Not Accepted | 18 | $2,450,000 | $136,000 | $375,000 | $104,000 | $372,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 944 | $184,220,000 | $195,000 | $1,775,000 | $122,000 | $1,899,000 |
| Debt-To-Income Ratio | 74 | $14,660,000 | $198,000 | $725,000 | $74,000 | $280,000 |
| Credit History | 53 | $7,785,000 | $146,000 | $535,000 | $87,000 | $1,186,000 |
| Collateral | 18 | $2,370,000 | $131,000 | $385,000 | $132,000 | $943,000 |
| Credit Application Incomplete | 7 | $715,000 | $102,000 | $405,000 | $124,000 | $336,000 |
| Other | 5 | $1,725,000 | $345,000 | $745,000 | $142,000 | $327,000 |
| Unverifiable Information | 4 | $1,100,000 | $275,000 | $485,000 | $62,000 | $180,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $93,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Union Bank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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