Think Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Think Mutual Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Think Mutual Bank 5200 Members Parkway Nw Rochester, MN 55901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,984 |
| Total Mortgage Loan Application Amount | $565,493,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $627,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Think Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Think Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Think Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Think Mutual Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Think Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Think Mutual Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Olmsted County Minnesota | 1,615 | $ 209,065,000 | $ 129,000 | $ 96,000 |
| Hennepin County Minnesota | 262 | $ 44,765,000 | $ 170,000 | $ 115,000 |
| Cook County Illinois | 143 | $ 25,506,000 | $ 178,000 | $ 120,000 |
| Dodge County Minnesota | 135 | $ 15,470,000 | $ 114,000 | $ 85,000 |
| Dakota County Minnesota | 130 | $ 20,029,000 | $ 154,000 | $ 124,000 |
| Wabasha County Minnesota | 102 | $ 12,835,000 | $ 125,000 | $ 89,000 |
| Goodhue County Minnesota | 84 | $ 9,644,000 | $ 114,000 | $ 80,000 |
| Ramsey County Minnesota | 69 | $ 10,757,000 | $ 155,000 | $ 114,000 |
| Washington County Minnesota | 63 | $ 10,985,000 | $ 174,000 | $ 124,000 |
| Fillmore County Minnesota | 59 | $ 6,599,000 | $ 111,000 | $ 71,000 |
| DuPage County Illinois | 46 | $ 8,276,000 | $ 179,000 | $ 120,000 |
| Johnson County Kansas | 43 | $ 6,376,000 | $ 148,000 | $ 102,000 |
| Scott County Minnesota | 43 | $ 6,913,000 | $ 160,000 | $ 125,000 |
| Maricopa County Arizona | 36 | $ 4,673,000 | $ 129,000 | $ 80,000 |
| Anoka County Minnesota | 35 | $ 5,167,000 | $ 147,000 | $ 95,000 |
| Milwaukee County Wisconsin | 35 | $ 4,474,000 | $ 127,000 | $ 97,000 |
| Mower County Minnesota | 33 | $ 3,236,000 | $ 98,000 | $ 81,000 |
| St. Louis County Missouri | 31 | $ 4,384,000 | $ 141,000 | $ 94,000 |
| Winona County Minnesota | 30 | $ 3,504,000 | $ 116,000 | $ 75,000 |
| Will County Illinois | 28 | $ 4,771,000 | $ 170,000 | $ 108,000 |
| Jackson County Missouri | 28 | $ 3,538,000 | $ 126,000 | $ 117,000 |
| Lake County Illinois | 23 | $ 4,496,000 | $ 195,000 | $ 159,000 |
| Kane County Illinois | 22 | $ 3,728,000 | $ 169,000 | $ 92,000 |
| St. Charles County Missouri | 21 | $ 2,945,000 | $ 140,000 | $ 93,000 |
| Wright County Minnesota | 18 | $ 2,837,000 | $ 157,000 | $ 100,000 |
| McHenry County Illinois | 17 | $ 2,743,000 | $ 161,000 | $ 100,000 |
| St. Croix County Wisconsin | 17 | $ 3,610,000 | $ 212,000 | $ 124,000 |
| Carver County Minnesota | 16 | $ 3,573,000 | $ 223,000 | $ 116,000 |
| St. Louis County Minnesota | 14 | $ 1,723,000 | $ 123,000 | $ 83,000 |
| Waukesha County Wisconsin | 14 | $ 2,175,000 | $ 155,000 | $ 161,000 |
| Rice County Minnesota | 13 | $ 2,135,000 | $ 164,000 | $ 82,000 |
| Polk County Iowa | 11 | $ 1,554,000 | $ 141,000 | $ 114,000 |
| Clay County Missouri | 11 | $ 1,444,000 | $ 131,000 | $ 122,000 |
| Ozaukee County Wisconsin | 11 | $ 1,521,000 | $ 138,000 | $ 97,000 |
| Sherburne County Minnesota | 10 | $ 1,499,000 | $ 149,000 | $ 126,000 |
| Dane County Wisconsin | 10 | $ 1,717,000 | $ 171,000 | $ 90,000 |
| Blue Earth County Minnesota | 9 | $ 1,142,000 | $ 126,000 | $ 89,000 |
| Cass County Minnesota | 9 | $ 1,422,000 | $ 158,000 | $ 122,000 |
| Chisago County Minnesota | 9 | $ 1,083,000 | $ 120,000 | $ 125,000 |
| Crow Wing County Minnesota | 9 | $ 2,058,000 | $ 228,000 | $ 174,000 |
| Eau Claire County Wisconsin | 9 | $ 1,010,000 | $ 112,000 | $ 80,000 |
| Douglas County Minnesota | 8 | $ 1,898,000 | $ 237,000 | $ 131,000 |
| Pinal County Arizona | 7 | $ 1,318,000 | $ 188,000 | $ 115,000 |
| Kendall County Illinois | 7 | $ 1,158,000 | $ 165,000 | $ 84,000 |
| Stearns County Minnesota | 7 | $ 1,012,000 | $ 144,000 | $ 94,000 |
| Douglas County Nebraska | 7 | $ 1,174,000 | $ 167,000 | $ 132,000 |
| Lee County Florida | 6 | $ 885,000 | $ 147,000 | $ 139,000 |
| Cerro Gordo County Iowa | 6 | $ 650,000 | $ 108,000 | $ 137,000 |
| Le Sueur County Minnesota | 6 | $ 1,090,000 | $ 181,000 | $ 118,000 |
| Steele County Minnesota | 6 | $ 689,000 | $ 114,000 | $ 131,000 |
| Hillsborough County Florida | 5 | $ 485,000 | $ 97,000 | $ 95,000 |
| Buchanan County Missouri | 5 | $ 593,000 | $ 118,000 | $ 112,000 |
| La Crosse County Wisconsin | 5 | $ 605,000 | $ 121,000 | $ 92,000 |
| McLean County Illinois | 4 | $ 591,000 | $ 147,000 | $ 104,000 |
| LaPorte County Indiana | 4 | $ 557,000 | $ 139,000 | $ 109,000 |
| Linn County Iowa | 4 | $ 785,000 | $ 196,000 | $ 188,000 |
| Houston County Minnesota | 4 | $ 479,000 | $ 119,000 | $ 78,000 |
| Martin County Minnesota | 4 | $ 410,000 | $ 102,000 | $ 119,000 |
| Otter Tail County Minnesota | 4 | $ 688,000 | $ 172,000 | $ 112,000 |
| Barron County Wisconsin | 4 | $ 602,000 | $ 150,000 | $ 120,000 |
| Chippewa County Wisconsin | 4 | $ 356,000 | $ 89,000 | $ 40,000 |
| Jefferson County Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 103,000 |
| Pierce County Wisconsin | 4 | $ 791,000 | $ 197,000 | $ 143,000 |
| Sawyer County Wisconsin | 4 | $ 458,000 | $ 114,000 | $ 128,000 |
| Washburn County Wisconsin | 4 | $ 876,000 | $ 219,000 | $ 155,000 |
| Washington County Wisconsin | 4 | $ 517,000 | $ 129,000 | $ 79,000 |
| Douglas County Illinois | 3 | $ 672,000 | $ 224,000 | $ 128,000 |
| St. Clair County Illinois | 3 | $ 236,000 | $ 78,000 | $ 60,000 |
| Winnebago County Illinois | 3 | $ 239,000 | $ 79,000 | $ 110,000 |
| St. Joseph County Indiana | 3 | $ 225,000 | $ 75,000 | $ 85,000 |
| Scott County Iowa | 3 | $ 264,000 | $ 88,000 | $ 112,000 |
| Story County Iowa | 3 | $ 117,000 | $ 39,000 | $ 72,000 |
| Douglas County Kansas | 3 | $ 419,000 | $ 139,000 | $ 60,000 |
| Aitkin County Minnesota | 3 | $ 629,000 | $ 209,000 | $ 119,000 |
| Becker County Minnesota | 3 | $ 244,000 | $ 81,000 | $ 219,000 |
| Cook County Minnesota | 3 | $ 496,000 | $ 165,000 | $ 84,000 |
| Itasca County Minnesota | 3 | $ 573,000 | $ 191,000 | $ 136,000 |
| Kandiyohi County Minnesota | 3 | $ 433,000 | $ 144,000 | $ 117,000 |
| Camden County Missouri | 3 | $ 365,000 | $ 121,000 | $ 130,000 |
| Franklin County Missouri | 3 | $ 390,000 | $ 130,000 | $ 203,000 |
| Lincoln County Missouri | 3 | $ 326,000 | $ 108,000 | $ 116,000 |
| Platte County Missouri | 3 | $ 378,000 | $ 126,000 | $ 95,000 |
| Ray County Missouri | 3 | $ 340,000 | $ 113,000 | $ 66,000 |
| Lancaster County Nebraska | 3 | $ 145,000 | $ 48,000 | $ 76,000 |
| Pennington County South Dakota | 3 | $ 507,000 | $ 169,000 | $ 82,000 |
| Jackson County Wisconsin | 3 | $ 239,000 | $ 79,000 | $ 78,000 |
| Kenosha County Wisconsin | 3 | $ 323,000 | $ 107,000 | $ 118,000 |
| Polk County Wisconsin | 3 | $ 494,000 | $ 164,000 | $ 64,000 |
| Walworth County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 137,000 |
| Palm Beach County Florida | 2 | $ 228,000 | $ 114,000 | $ 91,000 |
| Sarasota County Florida | 2 | $ 373,000 | $ 186,000 | $ 61,000 |
| Champaign County Illinois | 2 | $ 295,000 | $ 147,000 | $ 79,000 |
| Madison County Illinois | 2 | $ 169,000 | $ 84,000 | $ 67,000 |
| Monroe County Illinois | 2 | $ 208,000 | $ 104,000 | $ 94,000 |
| Lake County Indiana | 2 | $ 188,000 | $ 94,000 | $ 34,000 |
| Marion County Indiana | 2 | $ 209,000 | $ 104,000 | $ 54,000 |
| Black Hawk County Iowa | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Dallas County Iowa | 2 | $ 130,000 | $ 65,000 | $ 99,000 |
| Howard County Iowa | 2 | $ 147,000 | $ 73,000 | $ 52,000 |
| Johnson County Iowa | 2 | $ 369,000 | $ 184,000 | $ 70,000 |
| Mitchell County Iowa | 2 | $ 247,000 | $ 123,000 | $ 87,000 |
| Butler County Kansas | 2 | $ 80,000 | $ 40,000 | $ 97,000 |
| Sedgwick County Kansas | 2 | $ 145,000 | $ 72,000 | $ 83,000 |
| Shawnee County Kansas | 2 | $ 363,000 | $ 181,000 | $ 130,000 |
| Freeborn County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Hubbard County Minnesota | 2 | $ 384,000 | $ 192,000 | $ 74,000 |
| Lyon County Minnesota | 2 | $ 426,000 | $ 213,000 | $ 89,000 |
| McLeod County Minnesota | 2 | $ 192,000 | $ 96,000 | $ 42,000 |
| Nicollet County Minnesota | 2 | $ 228,000 | $ 114,000 | $ 204,000 |
| Wadena County Minnesota | 2 | $ 76,000 | $ 38,000 | $ 82,000 |
| Waseca County Minnesota | 2 | $ 382,000 | $ 191,000 | $ 137,000 |
| Cass County Missouri | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Greene County Missouri | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Harrison County Missouri | 2 | $ 392,000 | $ 196,000 | $ 115,000 |
| Jasper County Missouri | 2 | $ 213,000 | $ 106,000 | $ 70,000 |
| Jefferson County Missouri | 2 | $ 198,000 | $ 99,000 | $ 69,000 |
| St. Louis City County Missouri | 2 | $ 309,000 | $ 154,000 | $ 60,000 |
| Sarpy County Nebraska | 2 | $ 215,000 | $ 107,000 | $ 131,000 |
| Cass County North Dakota | 2 | $ 263,000 | $ 131,000 | $ 139,000 |
| Lincoln County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Minnehaha County South Dakota | 2 | $ 263,000 | $ 131,000 | $ 55,000 |
| Burnett County Wisconsin | 2 | $ 167,000 | $ 83,000 | $ 144,000 |
| Dodge County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Green County Wisconsin | 2 | $ 226,000 | $ 113,000 | $ 111,000 |
| Oneida County Wisconsin | 2 | $ 439,000 | $ 219,000 | $ 144,000 |
| Vernon County Wisconsin | 2 | $ 162,000 | $ 81,000 | $ 73,000 |
| Gila County Arizona | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Mohave County Arizona | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
| Pima County Arizona | 1 | $ 6,000 | $ 6,000 | $ 110,000 |
| Alachua County Florida | 1 | $ 186,000 | $ 186,000 | $ 121,000 |
| Brevard County Florida | 1 | $ 26,000 | $ 26,000 | $ 89,000 |
| Charlotte County Florida | 1 | $ 220,000 | $ 220,000 | $ 29,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Hernando County Florida | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Highlands County Florida | 1 | $ 12,000 | $ 12,000 | $ 88,000 |
| Indian River County Florida | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Marion County Florida | 1 | $ 31,000 | $ 31,000 | $ 29,000 |
| Miami-Dade County Florida | 1 | $ 280,000 | $ 280,000 | $ 154,000 |
| Nassau County Florida | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Orange County Florida | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Sumter County Florida | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Volusia County Florida | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Wakulla County Florida | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Boone County Illinois | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Clinton County Illinois | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Lee County Illinois | 1 | $ 36,000 | $ 36,000 | $ 99,000 |
| Peoria County Illinois | 1 | $ 77,000 | $ 77,000 | $ 149,000 |
| Rock Island County Illinois | 1 | $ 47,000 | $ 47,000 | $ 114,000 |
| Saline County Illinois | 1 | $ 71,000 | $ 71,000 | $ 160,000 |
| Stephenson County Illinois | 1 | $ 150,000 | $ 150,000 | $ 123,000 |
| Tazewell County Illinois | 1 | $ 28,000 | $ 28,000 | $ 110,000 |
| Union County Illinois | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Allen County Indiana | 1 | $ 93,000 | $ 93,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 200,000 | $ 200,000 | $ 148,000 |
| Porter County Indiana | 1 | $ 190,000 | $ 190,000 | $ 89,000 |
| Allamakee County Iowa | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Buchanan County Iowa | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Clayton County Iowa | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Emmet County Iowa | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Ida County Iowa | 1 | $ 34,000 | $ 34,000 | $ 51,000 |
| Jasper County Iowa | 1 | $ 71,000 | $ 71,000 | $ 57,000 |
| Mahaska County Iowa | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Webster County Iowa | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Wright County Iowa | 1 | $ 58,000 | $ 58,000 | $ 108,000 |
| Ford County Kansas | 1 | $ 30,000 | $ 30,000 | $ 196,000 |
| Leavenworth County Kansas | 1 | $ 220,000 | $ 220,000 | $ 126,000 |
| Wyandotte County Kansas | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Benton County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Clay County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Grant County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Isanti County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Lake County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 448,000 |
| Pine County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Pipestone County Minnesota | 1 | $ 199,000 | $ 199,000 | $ 114,000 |
| Pope County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 181,000 |
| Renville County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Sibley County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Adair County Missouri | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Morgan County Missouri | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Pettis County Missouri | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| St. Francois County Missouri | 1 | $ 36,000 | $ 36,000 | $ 117,000 |
| Stone County Missouri | 1 | $ 383,000 | $ 383,000 | $ 241,000 |
| Taney County Missouri | 1 | $ 189,000 | $ 189,000 | $ 56,000 |
| Stillwater County Montana | 1 | $ 176,000 | $ 176,000 | $ 91,000 |
| Pembina County North Dakota | 1 | $ 99,000 | $ 99,000 | $ 143,000 |
| Union County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Adams County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Bayfield County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Brown County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 123,000 |
| Buffalo County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 63,000 |
| Calumet County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Door County Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 303,000 |
| Dunn County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 108,000 |
| Fond du Lac County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Green Lake County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Iowa County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 143,000 |
| Marathon County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Oconto County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Outagamie County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 103,000 |
| Pepin County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Portage County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 122,000 |
| Racine County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Richland County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Shawano County Wisconsin | 1 | $ 193,000 | $ 193,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Think Mutual Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,819 | $414,294,000 | $146,000 | $1,300,000 | $103,000 | $541,000 |
| Home Purchase | 1,018 | $145,674,000 | $143,000 | $921,000 | $88,000 | $627,000 |
| Home Improvement | 147 | $5,525,000 | $37,000 | $224,000 | $100,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,217 | $447,221,000 | $139,000 | $1,300,000 | $98,000 | $576,000 |
| Not Provided | 562 | $84,967,000 | $151,000 | $713,000 | $104,000 | $480,000 |
| Asian | 107 | $19,400,000 | $181,000 | $629,000 | $112,000 | $627,000 |
| Black or African American | 45 | $6,175,000 | $137,000 | $341,000 | $100,000 | $457,000 |
| Hispanic | 42 | $6,542,000 | $155,000 | $345,000 | $91,000 | $194,000 |
| Not applicable | 6 | $674,000 | $112,000 | $201,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $514,000 | $102,000 | $196,000 | $63,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,984 | $565,493,000 | $141,000 | $1,300,000 | $99,000 | $627,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,598 | $348,248,000 | $134,000 | $713,000 | $103,000 | $627,000 |
| Application Approved But Not Accepted | 591 | $97,722,000 | $165,000 | $708,000 | $100,000 | $481,000 |
| Application Denied By Financial Institution | 256 | $30,467,000 | $119,000 | $1,300,000 | $86,000 | $526,000 |
| Application Withdrawn By Applicant | 246 | $39,030,000 | $158,000 | $417,000 | $93,000 | $491,000 |
| File Closed For Incompleteness | 174 | $27,280,000 | $156,000 | $520,000 | $81,000 | $316,000 |
| Preapproval Approved but not Accepted | 104 | $21,096,000 | $202,000 | $921,000 | $91,000 | $411,000 |
| Preapproval Denied by Financial Institution | 15 | $1,650,000 | $110,000 | $325,000 | $43,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 106 | $12,139,000 | $114,000 | $1,300,000 | $103,000 | $526,000 |
| Credit History | 89 | $8,338,000 | $93,000 | $417,000 | $77,000 | $375,000 |
| Debt-To-Income Ratio | 53 | $8,675,000 | $163,000 | $1,000,000 | $56,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,140,000 | $126,000 | $201,000 | $41,000 | $80,000 |
| Other | 7 | $580,000 | $82,000 | $250,000 | $110,000 | $184,000 |
| Credit Application Incomplete | 3 | $277,000 | $92,000 | $100,000 | $32,000 | $41,000 |
| Employment History | 2 | $488,000 | $244,000 | $408,000 | $212,000 | $380,000 |
| Mortgage Insurance Denied | 2 | $480,000 | $240,000 | $240,000 | $104,000 | $125,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Think Mutual Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Think Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.