Third Federal Savings And Loan
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Third Federal Savings And Loan 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Third Federal Savings And Loan 7007 Broadway Avenue Cleveland, OH 44105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,043 |
| Total Mortgage Loan Application Amount | $4,261,181,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $5,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Third Federal Savings And Loan. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Third Federal Savings And Loan's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Third Federal Savings And Loan's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Third Federal Savings And Loan serves its applicants.
Each category highlights the total number of mortgage applications processed by Third Federal Savings And Loan, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Third Federal Savings And Loan's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 4,248 | $ 553,741,000 | $ 130,000 | $ 86,000 |
| Franklin County Ohio | 1,387 | $ 246,956,000 | $ 178,000 | $ 107,000 |
| Hamilton County Ohio | 1,304 | $ 236,237,000 | $ 181,000 | $ 111,000 |
| Summit County Ohio | 1,171 | $ 175,834,000 | $ 150,000 | $ 92,000 |
| Lorain County Ohio | 821 | $ 126,699,000 | $ 154,000 | $ 91,000 |
| Lake County Ohio | 794 | $ 118,953,000 | $ 149,000 | $ 89,000 |
| Medina County Ohio | 726 | $ 116,412,000 | $ 160,000 | $ 91,000 |
| Palm Beach County Florida | 475 | $ 101,893,000 | $ 214,000 | $ 130,000 |
| Pinellas County Florida | 447 | $ 77,977,000 | $ 174,000 | $ 91,000 |
| Delaware County Ohio | 447 | $ 108,266,000 | $ 242,000 | $ 139,000 |
| Warren County Ohio | 444 | $ 92,643,000 | $ 208,000 | $ 117,000 |
| Butler County Ohio | 443 | $ 78,149,000 | $ 176,000 | $ 101,000 |
| Clermont County Ohio | 292 | $ 54,659,000 | $ 187,000 | $ 104,000 |
| Geauga County Ohio | 252 | $ 50,958,000 | $ 202,000 | $ 111,000 |
| Portage County Ohio | 244 | $ 38,043,000 | $ 155,000 | $ 93,000 |
| Lee County Florida | 216 | $ 40,891,000 | $ 189,000 | $ 125,000 |
| Broward County Florida | 184 | $ 40,198,000 | $ 218,000 | $ 111,000 |
| Pasco County Florida | 165 | $ 23,630,000 | $ 143,000 | $ 80,000 |
| Hillsborough County Florida | 157 | $ 31,686,000 | $ 201,000 | $ 115,000 |
| Kenton County Kentucky | 157 | $ 26,322,000 | $ 167,000 | $ 104,000 |
| Collier County Florida | 152 | $ 36,891,000 | $ 242,000 | $ 162,000 |
| Stark County Ohio | 140 | $ 21,504,000 | $ 153,000 | $ 122,000 |
| Boone County Kentucky | 132 | $ 25,747,000 | $ 195,000 | $ 108,000 |
| Miami-Dade County Florida | 117 | $ 26,319,000 | $ 224,000 | $ 143,000 |
| Campbell County Kentucky | 107 | $ 19,166,000 | $ 179,000 | $ 93,000 |
| Sarasota County Florida | 106 | $ 21,976,000 | $ 207,000 | $ 140,000 |
| Licking County Ohio | 106 | $ 18,231,000 | $ 171,000 | $ 101,000 |
| Fairfield County Ohio | 83 | $ 15,309,000 | $ 184,000 | $ 102,000 |
| Manatee County Florida | 66 | $ 15,132,000 | $ 229,000 | $ 111,000 |
| Union County Ohio | 65 | $ 14,586,000 | $ 224,000 | $ 129,000 |
| Montgomery County Ohio | 60 | $ 9,928,000 | $ 165,000 | $ 106,000 |
| Ashtabula County Ohio | 48 | $ 6,969,000 | $ 145,000 | $ 103,000 |
| Ottawa County Ohio | 47 | $ 8,504,000 | $ 180,000 | $ 185,000 |
| Orange County Florida | 41 | $ 8,210,000 | $ 200,000 | $ 110,000 |
| Wayne County Ohio | 39 | $ 5,090,000 | $ 130,000 | $ 87,000 |
| Greene County Ohio | 38 | $ 6,368,000 | $ 167,000 | $ 103,000 |
| Erie County Ohio | 34 | $ 4,977,000 | $ 146,000 | $ 135,000 |
| Hernando County Florida | 32 | $ 4,525,000 | $ 141,000 | $ 84,000 |
| Lucas County Ohio | 31 | $ 4,489,000 | $ 144,000 | $ 117,000 |
| Los Angeles County California | 30 | $ 2,920,000 | $ 97,000 | $ 159,000 |
| Cook County Illinois | 30 | $ 1,377,000 | $ 45,000 | $ 85,000 |
| Charlotte County Florida | 28 | $ 4,473,000 | $ 159,000 | $ 109,000 |
| Madison County Ohio | 28 | $ 4,668,000 | $ 166,000 | $ 87,000 |
| Mahoning County Ohio | 28 | $ 3,575,000 | $ 127,000 | $ 110,000 |
| St. Lucie County Florida | 25 | $ 3,871,000 | $ 154,000 | $ 102,000 |
| Martin County Florida | 23 | $ 6,241,000 | $ 271,000 | $ 157,000 |
| Orange County California | 21 | $ 2,286,000 | $ 108,000 | $ 146,000 |
| Seminole County Florida | 21 | $ 5,338,000 | $ 254,000 | $ 145,000 |
| Polk County Florida | 20 | $ 3,521,000 | $ 176,000 | $ 103,000 |
| Pickaway County Ohio | 20 | $ 3,416,000 | $ 170,000 | $ 88,000 |
| Lake County Florida | 19 | $ 3,642,000 | $ 191,000 | $ 91,000 |
| Knox County Ohio | 19 | $ 3,457,000 | $ 181,000 | $ 104,000 |
| Brown County Ohio | 18 | $ 2,546,000 | $ 141,000 | $ 118,000 |
| San Diego County California | 17 | $ 1,156,000 | $ 68,000 | $ 102,000 |
| Trumbull County Ohio | 17 | $ 1,255,000 | $ 73,000 | $ 66,000 |
| Montgomery County Pennsylvania | 16 | $ 1,102,000 | $ 68,000 | $ 82,000 |
| San Bernardino County California | 15 | $ 913,000 | $ 60,000 | $ 95,000 |
| Mecklenburg County North Carolina | 15 | $ 786,000 | $ 52,000 | $ 75,000 |
| Wake County North Carolina | 15 | $ 708,000 | $ 47,000 | $ 69,000 |
| Middlesex County New Jersey | 14 | $ 900,000 | $ 64,000 | $ 103,000 |
| Riverside County California | 13 | $ 898,000 | $ 69,000 | $ 87,000 |
| Lake County Illinois | 13 | $ 735,000 | $ 56,000 | $ 146,000 |
| Carroll County Ohio | 13 | $ 1,304,000 | $ 100,000 | $ 144,000 |
| Wood County Ohio | 13 | $ 2,287,000 | $ 175,000 | $ 133,000 |
| Citrus County Florida | 12 | $ 1,676,000 | $ 139,000 | $ 64,000 |
| Osceola County Florida | 12 | $ 2,321,000 | $ 193,000 | $ 153,000 |
| Bergen County New Jersey | 12 | $ 751,000 | $ 62,000 | $ 140,000 |
| Ashland County Ohio | 12 | $ 1,649,000 | $ 137,000 | $ 70,000 |
| Richland County Ohio | 12 | $ 1,779,000 | $ 148,000 | $ 75,000 |
| Chester County Pennsylvania | 12 | $ 802,000 | $ 66,000 | $ 130,000 |
| Volusia County Florida | 11 | $ 1,495,000 | $ 135,000 | $ 124,000 |
| Clinton County Ohio | 11 | $ 2,414,000 | $ 219,000 | $ 133,000 |
| Philadelphia County Pennsylvania | 11 | $ 512,000 | $ 46,000 | $ 94,000 |
| Will County Illinois | 10 | $ 674,000 | $ 67,000 | $ 122,000 |
| Huron County Ohio | 10 | $ 1,348,000 | $ 134,000 | $ 96,000 |
| Logan County Ohio | 10 | $ 1,765,000 | $ 176,000 | $ 104,000 |
| Miami County Ohio | 10 | $ 1,803,000 | $ 180,000 | $ 89,000 |
| Hartford County Connecticut | 9 | $ 426,000 | $ 47,000 | $ 106,000 |
| Burlington County New Jersey | 9 | $ 503,000 | $ 55,000 | $ 33,000 |
| Clark County Ohio | 9 | $ 1,209,000 | $ 134,000 | $ 79,000 |
| Marion County Ohio | 9 | $ 1,397,000 | $ 155,000 | $ 99,000 |
| Allegheny County Pennsylvania | 9 | $ 282,000 | $ 31,000 | $ 55,000 |
| Sacramento County California | 8 | $ 407,000 | $ 50,000 | $ 110,000 |
| Fairfield County Connecticut | 8 | $ 608,000 | $ 76,000 | $ 180,000 |
| Duval County Florida | 8 | $ 2,265,000 | $ 283,000 | $ 425,000 |
| Essex County New Jersey | 8 | $ 798,000 | $ 99,000 | $ 158,000 |
| Columbiana County Ohio | 8 | $ 886,000 | $ 110,000 | $ 88,000 |
| Perry County Ohio | 8 | $ 1,573,000 | $ 196,000 | $ 97,000 |
| New Haven County Connecticut | 7 | $ 306,000 | $ 43,000 | $ 522,000 |
| Monmouth County New Jersey | 7 | $ 483,000 | $ 69,000 | $ 125,000 |
| Athens County Ohio | 7 | $ 803,000 | $ 114,000 | $ 61,000 |
| Champaign County Ohio | 7 | $ 1,264,000 | $ 180,000 | $ 74,000 |
| Highland County Ohio | 7 | $ 1,327,000 | $ 189,000 | $ 57,000 |
| Ross County Ohio | 7 | $ 939,000 | $ 134,000 | $ 64,000 |
| Alameda County California | 6 | $ 683,000 | $ 113,000 | $ 121,000 |
| St. Louis County Missouri | 6 | $ 223,000 | $ 37,000 | $ 87,000 |
| Morris County New Jersey | 6 | $ 424,000 | $ 70,000 | $ 75,000 |
| Washington County Ohio | 6 | $ 502,000 | $ 83,000 | $ 97,000 |
| Delaware County Pennsylvania | 6 | $ 306,000 | $ 51,000 | $ 586,000 |
| Luzerne County Pennsylvania | 6 | $ 133,000 | $ 22,000 | $ 50,000 |
| Brevard County Florida | 5 | $ 362,000 | $ 72,000 | $ 86,000 |
| Essex County Massachusetts | 5 | $ 276,000 | $ 55,000 | $ 23,000 |
| Norfolk County Massachusetts | 5 | $ 275,000 | $ 55,000 | $ 128,000 |
| Gloucester County New Jersey | 5 | $ 171,000 | $ 34,000 | $ 79,000 |
| Hudson County New Jersey | 5 | $ 244,000 | $ 48,000 | $ 87,000 |
| Ocean County New Jersey | 5 | $ 505,000 | $ 101,000 | $ 124,000 |
| Fayette County Ohio | 5 | $ 532,000 | $ 106,000 | $ 54,000 |
| Guernsey County Ohio | 5 | $ 350,000 | $ 70,000 | $ 90,000 |
| Muskingum County Ohio | 5 | $ 639,000 | $ 127,000 | $ 81,000 |
| Bucks County Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 129,000 |
| Lancaster County Pennsylvania | 5 | $ 186,000 | $ 37,000 | $ 59,000 |
| Northampton County Pennsylvania | 5 | $ 209,000 | $ 41,000 | $ 95,000 |
| Contra Costa County California | 4 | $ 333,000 | $ 83,000 | $ 90,000 |
| San Joaquin County California | 4 | $ 400,000 | $ 100,000 | $ 21,000 |
| Santa Clara County California | 4 | $ 260,000 | $ 65,000 | $ 162,000 |
| DuPage County Illinois | 4 | $ 125,000 | $ 31,000 | $ 90,000 |
| McHenry County Illinois | 4 | $ 229,000 | $ 57,000 | $ 86,000 |
| Bristol County Massachusetts | 4 | $ 170,000 | $ 42,000 | $ 49,000 |
| Middlesex County Massachusetts | 4 | $ 292,000 | $ 73,000 | $ 129,000 |
| Camden County New Jersey | 4 | $ 184,000 | $ 46,000 | $ 84,000 |
| Buncombe County North Carolina | 4 | $ 139,000 | $ 34,000 | $ 50,000 |
| Hancock County Ohio | 4 | $ 414,000 | $ 103,000 | $ 58,000 |
| Hocking County Ohio | 4 | $ 850,000 | $ 212,000 | $ 214,000 |
| Holmes County Ohio | 4 | $ 599,000 | $ 149,000 | $ 99,000 |
| Noble County Ohio | 4 | $ 486,000 | $ 121,000 | $ 94,000 |
| Tuscarawas County Ohio | 4 | $ 362,000 | $ 90,000 | $ 41,000 |
| Lawrence County Pennsylvania | 4 | $ 108,000 | $ 27,000 | $ 31,000 |
| Napa County California | 3 | $ 368,000 | $ 122,000 | $ 127,000 |
| San Francisco County California | 3 | $ 360,000 | $ 120,000 | $ 151,000 |
| Solano County California | 3 | $ 79,000 | $ 26,000 | $ 76,000 |
| Stanislaus County California | 3 | $ 134,000 | $ 44,000 | $ 58,000 |
| New London County Connecticut | 3 | $ 84,000 | $ 28,000 | $ 35,000 |
| Kane County Illinois | 3 | $ 163,000 | $ 54,000 | $ 101,000 |
| Suffolk County Massachusetts | 3 | $ 89,000 | $ 29,000 | $ 66,000 |
| St. Louis County Minnesota | 3 | $ 163,000 | $ 54,000 | $ 42,000 |
| Cumberland County New Jersey | 3 | $ 230,000 | $ 76,000 | $ 72,000 |
| Hunterdon County New Jersey | 3 | $ 230,000 | $ 76,000 | $ 145,000 |
| Mercer County New Jersey | 3 | $ 157,000 | $ 52,000 | $ 130,000 |
| Passaic County New Jersey | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
| Sussex County New Jersey | 3 | $ 155,000 | $ 51,000 | $ 10,000 |
| Guilford County North Carolina | 3 | $ 74,000 | $ 24,000 | $ 47,000 |
| Allen County Ohio | 3 | $ 203,000 | $ 67,000 | $ 64,000 |
| Darke County Ohio | 3 | $ 521,000 | $ 173,000 | $ 80,000 |
| Morgan County Ohio | 3 | $ 318,000 | $ 106,000 | $ 60,000 |
| Morrow County Ohio | 3 | $ 241,000 | $ 80,000 | $ 117,000 |
| Butler County Pennsylvania | 3 | $ 72,000 | $ 24,000 | $ 136,000 |
| Westmoreland County Pennsylvania | 3 | $ 68,000 | $ 22,000 | $ 67,000 |
| El Dorado County California | 2 | $ 105,000 | $ 52,000 | $ 113,000 |
| Fresno County California | 2 | $ 300,000 | $ 150,000 | $ 154,000 |
| Placer County California | 2 | $ 132,000 | $ 66,000 | $ 26,000 |
| Santa Barbara County California | 2 | $ 190,000 | $ 95,000 | $ 118,000 |
| Tulare County California | 2 | $ 128,000 | $ 64,000 | $ 144,000 |
| Ventura County California | 2 | $ 95,000 | $ 47,000 | $ 79,000 |
| Yolo County California | 2 | $ 109,000 | $ 54,000 | $ 70,000 |
| Arapahoe County Colorado | 2 | $ 120,000 | $ 60,000 | $ 125,000 |
| Douglas County Colorado | 2 | $ 60,000 | $ 30,000 | $ 103,000 |
| Windham County Connecticut | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Bay County Florida | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| Marion County Florida | 2 | $ 388,000 | $ 194,000 | $ 116,000 |
| Nassau County Florida | 2 | $ 74,000 | $ 37,000 | $ 47,000 |
| Macon County Illinois | 2 | $ 42,000 | $ 21,000 | $ 85,000 |
| Madison County Illinois | 2 | $ 140,000 | $ 70,000 | $ 136,000 |
| St. Clair County Illinois | 2 | $ 89,000 | $ 44,000 | $ 83,000 |
| Barnstable County Massachusetts | 2 | $ 55,000 | $ 27,000 | $ 86,000 |
| Plymouth County Massachusetts | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Atlantic County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
| Somerset County New Jersey | 2 | $ 90,000 | $ 45,000 | $ 163,000 |
| Warren County New Jersey | 2 | $ 108,000 | $ 54,000 | $ 48,000 |
| Cabarrus County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 52,000 |
| Durham County North Carolina | 2 | $ 52,000 | $ 26,000 | $ 115,000 |
| Forsyth County North Carolina | 2 | $ 115,000 | $ 57,000 | $ 85,000 |
| Onslow County North Carolina | 2 | $ 55,000 | $ 27,000 | $ 92,000 |
| Orange County North Carolina | 2 | $ 65,000 | $ 32,000 | $ 126,000 |
| Randolph County North Carolina | 2 | $ 94,000 | $ 47,000 | $ 15,000 |
| Union County North Carolina | 2 | $ 103,000 | $ 51,000 | $ 157,000 |
| Adams County Ohio | 2 | $ 209,000 | $ 104,000 | $ 90,000 |
| Harrison County Ohio | 2 | $ 350,000 | $ 175,000 | $ 193,000 |
| Lawrence County Ohio | 2 | $ 294,000 | $ 147,000 | $ 117,000 |
| Meigs County Ohio | 2 | $ 396,000 | $ 198,000 | $ 157,000 |
| Sandusky County Ohio | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Shelby County Ohio | 2 | $ 258,000 | $ 129,000 | $ 95,000 |
| Vinton County Ohio | 2 | $ 477,000 | $ 238,000 | $ 72,000 |
| Multnomah County Oregon | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Berks County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 105,000 |
| Lehigh County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 32,000 |
| Lycoming County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Schuylkill County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| York County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 89,000 |
| Davidson County Tennessee | 2 | $ 37,000 | $ 18,000 | $ 97,000 |
| Fairfax County Virginia | 2 | $ 278,000 | $ 139,000 | $ 102,000 |
| Henrico County Virginia | 2 | $ 136,000 | $ 68,000 | $ 133,000 |
| Escambia County Alabama | 1 | $ 36,000 | $ 36,000 | $ 54,000 |
| Jefferson County Alabama | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Lee County Alabama | 1 | $ 33,000 | $ 33,000 | $ 140,000 |
| Kern County California | 1 | $ 47,000 | $ 47,000 | $ 72,000 |
| Marin County California | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Merced County California | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Monterey County California | 1 | $ 70,000 | $ 70,000 | $ 0 |
| San Mateo County California | 1 | $ 87,000 | $ 87,000 | $ 132,000 |
| Santa Cruz County California | 1 | $ 60,000 | $ 60,000 | $ 128,000 |
| Siskiyou County California | 1 | $ 36,000 | $ 36,000 | $ 150,000 |
| Sutter County California | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Denver County Colorado | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 43,000 | $ 43,000 | $ 159,000 |
| Mesa County Colorado | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Pueblo County Colorado | 1 | $ 4,000 | $ 4,000 | $ 70,000 |
| Litchfield County Connecticut | 1 | $ 18,000 | $ 18,000 | $ 97,000 |
| Middlesex County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Tolland County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Alachua County Florida | 1 | $ 92,000 | $ 92,000 | $ 153,000 |
| Clay County Florida | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Escambia County Florida | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Glades County Florida | 1 | $ 330,000 | $ 330,000 | $ 106,000 |
| Highlands County Florida | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Indian River County Florida | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Levy County Florida | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Santa Rosa County Florida | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Suwannee County Florida | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Champaign County Illinois | 1 | $ 30,000 | $ 30,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Grundy County Illinois | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Kendall County Illinois | 1 | $ 95,000 | $ 95,000 | $ 171,000 |
| McLean County Illinois | 1 | $ 28,000 | $ 28,000 | $ 100,000 |
| Menard County Illinois | 1 | $ 32,000 | $ 32,000 | $ 131,000 |
| Vermilion County Illinois | 1 | $ 22,000 | $ 22,000 | $ 97,000 |
| Williamson County Illinois | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Winnebago County Illinois | 1 | $ 20,000 | $ 20,000 | $ 99,000 |
| Gallatin County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Berkshire County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 146,000 |
| Hampshire County Massachusetts | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Worcester County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 238,000 |
| Olmsted County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Benton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Greene County Missouri | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Scott County Missouri | 1 | $ 20,000 | $ 20,000 | $ 14,000 |
| St. Charles County Missouri | 1 | $ 49,000 | $ 49,000 | $ 89,000 |
| Salem County New Jersey | 1 | $ 33,000 | $ 33,000 | $ 73,000 |
| Union County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
| Bertie County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Brunswick County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 65,000 |
| Cumberland County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 313,000 |
| Davidson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Granville County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Harnett County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 99,000 |
| Haywood County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Henderson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Lincoln County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 194,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Nash County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 126,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 114,000 |
| Pamlico County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 208,000 |
| Pitt County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Sampson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Auglaize County Ohio | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Belmont County Ohio | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Coshocton County Ohio | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Defiance County Ohio | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Gallia County Ohio | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Hardin County Ohio | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Henry County Ohio | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Jefferson County Ohio | 1 | $ 48,000 | $ 48,000 | $ 67,000 |
| Paulding County Ohio | 1 | $ 14,000 | $ 14,000 | $ 16,000 |
| Pike County Ohio | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Preble County Ohio | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| Scioto County Ohio | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Clackamas County Oregon | 1 | $ 140,000 | $ 140,000 | $ 108,000 |
| Douglas County Oregon | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Beaver County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Cambria County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 69,000 |
| Carbon County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Centre County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 155,000 |
| Clearfield County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Columbia County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Dauphin County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 13,000 |
| Lebanon County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 69,000 |
| Monroe County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Pike County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Union County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 113,000 |
| Washington County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 180,000 |
| Blount County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Bradley County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Coffee County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Fayette County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 17,000 |
| Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| McMinn County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| Williamson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Alexandria County Virginia | 1 | $ 200,000 | $ 200,000 | $ 222,000 |
| Amherst County Virginia | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Clark County Washington | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Island County Washington | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| King County Washington | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Kitsap County Washington | 1 | $ 15,000 | $ 15,000 | $ 105,000 |
| Pierce County Washington | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Snohomish County Washington | 1 | $ 64,000 | $ 64,000 | $ 105,000 |
| Stevens County Washington | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Brown County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Manitowoc County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Milwaukee County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Third Federal Savings And Loan in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,283 | $2,806,419,000 | $172,000 | $2,000,000 | $92,000 | $5,000,000 |
| Refinancing | 8,639 | $1,387,024,000 | $160,000 | $1,900,000 | $98,000 | $3,000,000 |
| Home Improvement | 1,121 | $67,738,000 | $60,000 | $500,000 | $103,000 | $3,125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,507 | $3,417,161,000 | $166,000 | $2,000,000 | $96,000 | $5,000,000 |
| Not Provided | 2,178 | $361,192,000 | $165,000 | $1,900,000 | $108,000 | $3,000,000 |
| Black or African American | 1,431 | $156,226,000 | $109,000 | $860,000 | $56,000 | $609,000 |
| Asian | 953 | $185,835,000 | $195,000 | $1,280,000 | $106,000 | $2,400,000 |
| Hispanic | 784 | $112,853,000 | $143,000 | $650,000 | $84,000 | $1,083,000 |
| American Indian or Alaskan Native | 106 | $14,260,000 | $134,000 | $417,000 | $72,000 | $283,000 |
| Native Hawaiian or Other Pacific Islander | 84 | $13,654,000 | $162,000 | $640,000 | $90,000 | $308,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,043 | $4,261,181,000 | $163,000 | $2,000,000 | $95,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,910 | $1,971,893,000 | $165,000 | $1,850,000 | $104,000 | $3,000,000 |
| Preapproval Approved but not Accepted | 5,228 | $963,944,000 | $184,000 | $1,440,000 | $94,000 | $2,600,000 |
| Preapproval Denied by Financial Institution | 3,811 | $557,554,000 | $146,000 | $1,000,000 | $68,000 | $2,400,000 |
| Application Denied By Financial Institution | 2,978 | $406,941,000 | $136,000 | $2,000,000 | $87,000 | $5,000,000 |
| Application Approved But Not Accepted | 1,223 | $201,563,000 | $164,000 | $1,000,000 | $107,000 | $1,701,000 |
| Application Withdrawn By Applicant | 740 | $130,191,000 | $175,000 | $1,500,000 | $97,000 | $1,200,000 |
| File Closed For Incompleteness | 153 | $29,095,000 | $190,000 | $500,000 | $117,000 | $2,726,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,934 | $491,182,000 | $124,000 | $2,000,000 | $73,000 | $5,000,000 |
| Debt-To-Income Ratio | 1,625 | $283,885,000 | $174,000 | $1,000,000 | $59,000 | $425,000 |
| Collateral | 724 | $108,007,000 | $149,000 | $1,000,000 | $105,000 | $1,204,000 |
| Other | 210 | $25,748,000 | $122,000 | $491,000 | $105,000 | $900,000 |
| Unverifiable Information | 191 | $41,295,000 | $216,000 | $1,000,000 | $153,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $5,253,000 | $125,000 | $413,000 | $56,000 | $175,000 |
| Employment History | 41 | $7,101,000 | $173,000 | $417,000 | $64,000 | $259,000 |
| Credit Application Incomplete | 14 | $717,000 | $51,000 | $140,000 | $59,000 | $185,000 |
| Mortgage Insurance Denied | 8 | $1,307,000 | $163,000 | $333,000 | $95,000 | $366,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Third Federal Savings And Loan's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Third Federal Savings And Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.