Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2019
In 2019, Thrivent Federal Credit Union of Shakopee, MN reported 1,156 mortgage applications totaling $186.0 million, up 41% from 2018. The average application was for $160,891, and applicants reported an average income of $108,639. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (186), Appleton, WI (52) and Chicago-Naperville, IL (30) (applications in parentheses).
| Mortgage Company & Address | Thrivent Federal Credit Union Shakopee, MN 55379 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,156 |
| Total Mortgage Loan Application Amount | $185,990,000 |
| Average Mortgage Loan Application Amount | $160,891 |
| Highest Mortgage Loan Application Amount | $3,425,000 |
| Average Applicant Income | $108,639 |
| Highest Applicant Income | $1,641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 223 | $ 26,395,000 | $ 118,363 | $ 91,197 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 186 | $ 38,460,000 | $ 206,774 | $ 149,129 |
| Appleton, WI | 52 | $ 7,410,000 | $ 142,500 | $ 92,000 |
| Chicago-Naperville, IL | 30 | $ 3,670,000 | $ 122,333 | $ 110,000 |
| Phoenix-Mesa-Scottsdale, AZ | 29 | $ 8,415,000 | $ 290,172 | $ 158,000 |
| Kansas City, MO-KS | 20 | $ 1,980,000 | $ 99,000 | $ 87,200 |
| Oshkosh-Neenah, WI | 20 | $ 2,610,000 | $ 130,500 | $ 86,000 |
| Atlanta-Sandy Springs-Roswell, GA | 18 | $ 4,190,000 | $ 232,777 | $ 106,000 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 4,480,000 | $ 248,888 | $ 188,000 |
| Denver-Aurora-Lakewood, CO | 13 | $ 2,725,000 | $ 209,615 | $ 117,000 |
| St. Louis, MO-IL | 13 | $ 1,895,000 | $ 145,769 | $ 110,692 |
| Duluth, MN-WI | 12 | $ 1,640,000 | $ 136,666 | $ 120,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 2,475,000 | $ 225,000 | $ 133,000 |
| Cleveland-Elyria, OH | 10 | $ 820,000 | $ 82,000 | $ 67,000 |
| Indianapolis-Carmel-Anderson, IN | 10 | $ 1,030,000 | $ 103,000 | $ 127,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 2,460,000 | $ 246,000 | $ 126,000 |
| Gary, IN | 9 | $ 1,025,000 | $ 113,888 | $ 132,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 2,575,000 | $ 286,111 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 9 | $ 1,185,000 | $ 131,666 | $ 69,000 |
| San Diego-Carlsbad, CA | 9 | $ 1,715,000 | $ 190,555 | $ 110,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 1,725,000 | $ 191,666 | $ 100,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 1,440,000 | $ 180,000 | $ 87,250 |
| Elgin, IL | 8 | $ 500,000 | $ 62,500 | $ 55,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 880,000 | $ 110,000 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 1,540,000 | $ 192,500 | $ 79,000 |
| Savannah, GA | 8 | $ 1,140,000 | $ 142,500 | $ 73,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 795,000 | $ 113,571 | $ 114,000 |
| Ocala, FL | 7 | $ 825,000 | $ 117,857 | $ 58,000 |
| Pittsburgh, PA | 7 | $ 705,000 | $ 100,714 | $ 114,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 910,000 | $ 151,666 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,270,000 | $ 211,666 | $ 61,000 |
| Columbus, OH | 6 | $ 1,090,000 | $ 181,666 | $ 92,000 |
| Dallas-Plano-Irving, TX | 6 | $ 1,480,000 | $ 246,666 | $ 140,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 560,000 | $ 93,333 | $ 93,000 |
| Fort Collins, CO | 6 | $ 1,070,000 | $ 178,333 | $ 206,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 820,000 | $ 136,666 | $ 116,000 |
| Green Bay, WI | 6 | $ 1,030,000 | $ 171,666 | $ 77,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 590,000 | $ 98,333 | $ 50,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 1,340,000 | $ 223,333 | $ 88,333 |
| Rochester, MN | 6 | $ 970,000 | $ 161,666 | $ 144,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 2,620,000 | $ 436,666 | $ 208,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 540,000 | $ 90,000 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,005,000 | $ 201,000 | $ 118,000 |
| Lincoln, NE | 5 | $ 475,000 | $ 95,000 | $ 54,000 |
| Madison, WI | 5 | $ 395,000 | $ 79,000 | $ 150,000 |
| New Orleans-Metairie, LA | 5 | $ 195,000 | $ 39,000 | $ 44,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 715,000 | $ 143,000 | $ 113,000 |
| Racine, WI | 5 | $ 725,000 | $ 145,000 | $ 94,000 |
| Richmond, VA | 5 | $ 1,025,000 | $ 205,000 | $ 87,000 |
| Sioux Falls, SD | 5 | $ 485,000 | $ 97,000 | $ 50,000 |
| Ann Arbor, MI | 4 | $ 750,000 | $ 187,500 | $ 98,000 |
| Austin-Round Rock, TX | 4 | $ 740,000 | $ 185,000 | $ 80,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 490,000 | $ 122,500 | $ 89,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,030,000 | $ 257,500 | $ 348,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 680,000 | $ 170,000 | $ 77,500 |
| Nassau County-Suffolk County, NY | 4 | $ 990,000 | $ 247,500 | $ 95,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 810,000 | $ 202,500 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 610,000 | $ 152,500 | $ 81,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,610,000 | $ 402,500 | $ 131,000 |
| Wausau, WI | 4 | $ 480,000 | $ 120,000 | $ 78,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 530,000 | $ 132,500 | $ 67,000 |
| Baton Rouge, LA | 3 | $ 265,000 | $ 88,333 | $ 74,000 |
| Camden, NJ | 3 | $ 325,000 | $ 108,333 | $ 97,000 |
| Charleston-North Charleston, SC | 3 | $ 215,000 | $ 71,666 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 295,000 | $ 98,333 | $ 76,000 |
| Eau Claire, WI | 3 | $ 305,000 | $ 101,666 | $ 34,000 |
| Evansville, IN-KY | 3 | $ 245,000 | $ 81,666 | $ 91,000 |
| Gainesville, FL | 3 | $ 335,000 | $ 111,666 | $ 100,000 |
| Jacksonville, FL | 3 | $ 455,000 | $ 151,666 | $ 59,000 |
| Manhattan, KS | 3 | $ 295,000 | $ 98,333 | $ 81,000 |
| Missoula, MT | 3 | $ 235,000 | $ 78,333 | $ 113,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 525,000 | $ 175,000 | $ 132,000 |
| Rapid City, SD | 3 | $ 415,000 | $ 138,333 | $ 50,000 |
| Salem, OR | 3 | $ 135,000 | $ 45,000 | $ 50,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,775,000 | $ 591,666 | $ 367,000 |
| St. Cloud, MN | 3 | $ 365,000 | $ 121,666 | $ 107,000 |
| Tucson, AZ | 3 | $ 235,000 | $ 78,333 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 815,000 | $ 271,666 | $ 116,000 |
| Akron, OH | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| Altoona, PA | 2 | $ 130,000 | $ 65,000 | $ 93,000 |
| Ames, IA | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Boise City, ID | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| Boulder, CO | 2 | $ 400,000 | $ 200,000 | $ 173,000 |
| Brownsville-Harlingen, TX | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Canton-Massillon, OH | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Chattanooga, TN-GA | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Cincinnati, OH-KY-IN | 2 | $ 170,000 | $ 85,000 | $ 59,500 |
| Colorado Springs, CO | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Columbia, SC | 2 | $ 590,000 | $ 295,000 | $ 150,000 |
| Elkhart-Goshen, IN | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Eugene, OR | 2 | $ 900,000 | $ 450,000 | $ 159,000 |
| Fond Du Lac, WI | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| Grand Forks, ND-MN | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| Hot Springs, AR | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| Kankakee, IL | 2 | $ 150,000 | $ 75,000 | $ 126,000 |
| Knoxville, TN | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Lancaster, PA | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| Lansing-East Lansing, MI | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Mankato-North Mankato, MN | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Medford, OR | 2 | $ 260,000 | $ 130,000 | $ 212,000 |
| Modesto, CA | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 810,000 | $ 405,000 | $ 222,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 860,000 | $ 430,000 | $ 75,000 |
| Newark, NJ-PA | 2 | $ 150,000 | $ 75,000 | $ 74,500 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Port St. Lucie, FL | 2 | $ 40,000 | $ 20,000 | $ 44,000 |
| Raleigh, NC | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Rockford, IL | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| San Antonio-New Braunfels, TX | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Sheboygan, WI | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Spokane-Spokane Valley, WA | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Springfield, MO | 2 | $ 370,000 | $ 185,000 | $ 122,000 |
| Wichita, KS | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Wilmington, DE-MD-NJ | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Albuquerque, NM | 1 | $ 65,000 | $ 65,000 | $ 205,000 |
| Amarillo, TX | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Barnstable Town, MA | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Beaumont-Port Arthur, TX | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Bellingham, WA | 1 | $ 355,000 | $ 355,000 | $ 14,000 |
| Billings, MT | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Birmingham-Hoover, AL | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Bremerton-Silverdale, WA | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Cape Girardeau, MO-IL | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Charleston, WV | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Charlottesville, VA | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Cheyenne, WY | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Chico, CA | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Columbus, IN | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Cumberland, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Danville, IL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Des Moines-West Des Moines, IA | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| East Stroudsburg, PA | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Fargo, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Fresno, CA | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Gettysburg, PA | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Grand Junction, CO | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Grants Pass, OR | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Greeley, CO | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Harrisburg-Carlisle, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Homosassa Springs, FL | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Joplin, MO | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Kennewick-Richland, WA | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Lafayette-West Lafayette, IN | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Lebanon, PA | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Lynchburg, VA | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Memphis, TN-MS-AR | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Morristown, TN | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| New Haven-Milford, CT | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Ogden-Clearfield, UT | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Oklahoma City, OK | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Peoria, IL | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Pocatello, ID | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Pueblo, CO | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Punta Gorda, FL | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Redding, CA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Rochester, NY | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Salisbury, MD-DE | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Salt Lake City, UT | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 485,000 | $ 485,000 | $ 105,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Santa Rosa, CA | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Spartanburg, SC | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Sumter, SC | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Syracuse, NY | 1 | $ 195,000 | $ 195,000 | $ 477,000 |
| The Villages, FL | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Toledo, OH | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Twin Falls, ID | 1 | $ 345,000 | $ 345,000 | $ 232,000 |
| Tyler, TX | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Utica-Rome, NY | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Waco, TX | 1 | $ 45,000 | $ 45,000 | $ 8,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| York-Hanover, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 344 | $72,250,000 | $210,000 | $3,425,000 | $103,000 | $1,641,000 |
| Other Purpose | 282 | $26,680,000 | $94,000 | $1,205,000 | $109,000 | $768,000 |
| Cash-out Refinancing | 199 | $40,695,000 | $204,000 | $1,255,000 | $108,000 | $1,192,000 |
| Refinancing | 174 | $35,670,000 | $205,000 | $1,365,000 | $116,000 | $547,000 |
| Home Improvement | 157 | $10,695,000 | $68,000 | $545,000 | $113,000 | $725,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 950 | $146,060,000 | $153,000 | $1,365,000 | $108,000 | $1,641,000 |
| Not Provided | 131 | $22,165,000 | $169,000 | $1,205,000 | $117,000 | $768,000 |
| Black or African American | 30 | $6,110,000 | $203,000 | $765,000 | $132,000 | $620,000 |
| Hispanic | 19 | $2,935,000 | $154,000 | $455,000 | $81,000 | $150,000 |
| Asian | 15 | $3,175,000 | $211,000 | $455,000 | $83,000 | $173,000 |
| Not applicable | 6 | $4,590,000 | $765,000 | $3,425,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $955,000 | $191,000 | $375,000 | $118,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,131 | $181,215,000 | $160,000 | $3,425,000 | $109,000 | $1,641,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,775,000 | $191,000 | $485,000 | $73,000 | $128,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $129,875,000 | $165,000 | $3,425,000 | $112,000 | $1,641,000 |
| Application Approved But Not Accepted | 246 | $38,880,000 | $158,000 | $1,205,000 | $112,000 | $1,641,000 |
| Application Denied By Financial Institution | 110 | $15,580,000 | $141,000 | $1,055,000 | $75,000 | $480,000 |
| File Closed For Incompleteness | 11 | $785,000 | $71,000 | $165,000 | $88,000 | $172,000 |
| Preapproval Approved but not Accepted | 2 | $460,000 | $230,000 | $245,000 | $61,000 | $80,000 |
| Application Withdrawn By Applicant | 2 | $410,000 | $205,000 | $265,000 | $43,000 | $87,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,046 | $170,410,000 | $162,000 | $3,425,000 | $111,000 | $1,641,000 |
| Debt-To-Income Ratio | 58 | $7,880,000 | $135,000 | $605,000 | $61,000 | $148,000 |
| Credit History | 28 | $3,500,000 | $125,000 | $385,000 | $67,000 | $107,000 |
| Collateral | 16 | $1,590,000 | $99,000 | $455,000 | $145,000 | $480,000 |
| Other | 4 | $1,720,000 | $430,000 | $1,055,000 | $104,000 | $137,000 |
| Employment History | 2 | $190,000 | $95,000 | $115,000 | $33,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Unverifiable Information | 1 | $475,000 | $475,000 | $475,000 | $75,000 | $75,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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