Thrivent Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Thrivent Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Thrivent Federal Credit Union 625 Fourth Ave S Appleton, WI 55415 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,156 |
| Total Mortgage Loan Application Amount | $185,990,000 |
| Average Mortgage Loan Application Amount | $156,200 |
| Highest Mortgage Loan Application Amount | $3,425,000 |
| Average Applicant Income | $109,800 |
| Highest Applicant Income | $1,641,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Thrivent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Thrivent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Thrivent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Federal Credit Union's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 223 | $ 26,395,000 | $ 121,064 | $ 104,806 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 186 | $ 38,460,000 | $ 167,000 | $ 122,000 |
| APPLETON, WI | 52 | $ 7,410,000 | $ 142,000 | $ 92,000 |
| CHICAGO-NAPERVILLE, IL | 30 | $ 3,670,000 | $ 122,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 29 | $ 8,415,000 | $ 290,000 | $ 158,000 |
| KANSAS CITY, MO-KS | 20 | $ 1,980,000 | $ 98,500 | $ 88,000 |
| OSHKOSH-NEENAH, WI | 20 | $ 2,610,000 | $ 130,000 | $ 86,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 18 | $ 4,190,000 | $ 232,000 | $ 106,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 18 | $ 4,480,000 | $ 248,000 | $ 188,000 |
| DENVER-AURORA-LAKEWOOD, CO | 13 | $ 2,725,000 | $ 209,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 13 | $ 1,895,000 | $ 131,500 | $ 98,000 |
| DULUTH, MN-WI | 12 | $ 1,640,000 | $ 103,500 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11 | $ 2,475,000 | $ 225,000 | $ 133,000 |
| CLEVELAND-ELYRIA, OH | 10 | $ 820,000 | $ 82,000 | $ 67,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 1,030,000 | $ 103,000 | $ 127,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 2,460,000 | $ 246,000 | $ 126,000 |
| GARY, IN | 9 | $ 1,025,000 | $ 113,000 | $ 132,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9 | $ 2,575,000 | $ 286,000 | $ 104,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 9 | $ 1,185,000 | $ 131,000 | $ 69,000 |
| SAN DIEGO-CARLSBAD, CA | 9 | $ 1,715,000 | $ 190,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 1,725,000 | $ 191,000 | $ 100,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 8 | $ 1,440,000 | $ 156,000 | $ 67,000 |
| ELGIN, IL | 8 | $ 500,000 | $ 62,000 | $ 55,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 880,000 | $ 110,000 | $ 87,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 1,540,000 | $ 192,000 | $ 79,000 |
| SAVANNAH, GA | 8 | $ 1,140,000 | $ 142,000 | $ 73,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 795,000 | $ 113,000 | $ 114,000 |
| OCALA, FL | 7 | $ 825,000 | $ 117,000 | $ 58,000 |
| PITTSBURGH, PA | 7 | $ 705,000 | $ 100,000 | $ 114,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 6 | $ 910,000 | $ 151,000 | $ 121,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,270,000 | $ 211,000 | $ 61,000 |
| COLUMBUS, OH | 6 | $ 1,090,000 | $ 181,000 | $ 92,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 1,480,000 | $ 246,000 | $ 140,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 6 | $ 560,000 | $ 93,000 | $ 93,000 |
| FORT COLLINS, CO | 6 | $ 1,070,000 | $ 178,000 | $ 206,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 820,000 | $ 136,000 | $ 116,000 |
| GREEN BAY, WI | 6 | $ 1,030,000 | $ 171,000 | $ 77,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 590,000 | $ 98,000 | $ 50,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 1,340,000 | $ 236,000 | $ 89,500 |
| ROCHESTER, MN | 6 | $ 970,000 | $ 161,000 | $ 144,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 2,620,000 | $ 436,000 | $ 208,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 540,000 | $ 90,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,005,000 | $ 201,000 | $ 118,000 |
| LINCOLN, NE | 5 | $ 475,000 | $ 95,000 | $ 54,000 |
| MADISON, WI | 5 | $ 395,000 | $ 79,000 | $ 150,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 195,000 | $ 39,000 | $ 44,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 5 | $ 715,000 | $ 143,000 | $ 113,000 |
| RACINE, WI | 5 | $ 725,000 | $ 145,000 | $ 94,000 |
| RICHMOND, VA | 5 | $ 1,025,000 | $ 205,000 | $ 87,000 |
| SIOUX FALLS, SD | 5 | $ 485,000 | $ 97,000 | $ 50,000 |
| ANN ARBOR, MI | 4 | $ 750,000 | $ 187,000 | $ 98,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 740,000 | $ 185,000 | $ 80,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 490,000 | $ 122,000 | $ 89,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,030,000 | $ 260,000 | $ 274,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 680,000 | $ 170,000 | $ 77,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 990,000 | $ 247,000 | $ 95,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 810,000 | $ 202,000 | $ 109,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 610,000 | $ 152,000 | $ 81,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,610,000 | $ 402,000 | $ 131,000 |
| WAUSAU, WI | 4 | $ 480,000 | $ 120,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 530,000 | $ 132,000 | $ 67,000 |
| BATON ROUGE, LA | 3 | $ 265,000 | $ 88,000 | $ 74,000 |
| CAMDEN, NJ | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 215,000 | $ 71,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| EAU CLAIRE, WI | 3 | $ 305,000 | $ 101,000 | $ 34,000 |
| EVANSVILLE, IN-KY | 3 | $ 245,000 | $ 81,000 | $ 91,000 |
| GAINESVILLE, FL | 3 | $ 335,000 | $ 111,000 | $ 100,000 |
| JACKSONVILLE, FL | 3 | $ 455,000 | $ 151,000 | $ 59,000 |
| MANHATTAN, KS | 3 | $ 295,000 | $ 98,000 | $ 81,000 |
| MISSOULA, MT | 3 | $ 235,000 | $ 78,000 | $ 113,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 525,000 | $ 175,000 | $ 132,000 |
| RAPID CITY, SD | 3 | $ 415,000 | $ 138,000 | $ 50,000 |
| SALEM, OR | 3 | $ 135,000 | $ 45,000 | $ 50,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,775,000 | $ 591,000 | $ 367,000 |
| ST. CLOUD, MN | 3 | $ 365,000 | $ 121,000 | $ 107,000 |
| TUCSON, AZ | 3 | $ 235,000 | $ 78,000 | $ 68,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 815,000 | $ 271,000 | $ 116,000 |
| AKRON, OH | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| ALTOONA, PA | 2 | $ 130,000 | $ 65,000 | $ 93,000 |
| AMES, IA | 2 | $ 240,000 | $ 120,000 | $ 71,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| BOISE CITY, ID | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| BOULDER, CO | 2 | $ 400,000 | $ 200,000 | $ 173,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| CANTON-MASSILLON, OH | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 170,000 | $ 85,000 | $ 59,500 |
| COLORADO SPRINGS, CO | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| COLUMBIA, SC | 2 | $ 590,000 | $ 295,000 | $ 150,000 |
| ELKHART-GOSHEN, IN | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| EUGENE, OR | 2 | $ 900,000 | $ 450,000 | $ 159,000 |
| FOND DU LAC, WI | 2 | $ 120,000 | $ 60,000 | $ 118,000 |
| GRAND FORKS, ND-MN | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 220,000 | $ 110,000 | $ 105,000 |
| HOT SPRINGS, AR | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| KANKAKEE, IL | 2 | $ 150,000 | $ 75,000 | $ 126,000 |
| KNOXVILLE, TN | 2 | $ 570,000 | $ 285,000 | $ 105,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| LANCASTER, PA | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| MEDFORD, OR | 2 | $ 260,000 | $ 130,000 | $ 212,000 |
| MODESTO, CA | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 810,000 | $ 405,000 | $ 222,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 860,000 | $ 430,000 | $ 75,000 |
| NEWARK, NJ-PA | 2 | $ 150,000 | $ 75,000 | $ 74,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 2 | $ 40,000 | $ 20,000 | $ 44,000 |
| RALEIGH, NC | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| ROCKFORD, IL | 2 | $ 90,000 | $ 45,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| SHEBOYGAN, WI | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| SPRINGFIELD, MO | 2 | $ 370,000 | $ 185,000 | $ 122,000 |
| WICHITA, KS | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| ALBUQUERQUE, NM | 1 | $ 65,000 | $ 65,000 | $ 205,000 |
| AMARILLO, TX | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| BARNSTABLE TOWN, MA | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| BAY CITY, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| BELLINGHAM, WA | 1 | $ 355,000 | $ 355,000 | $ 14,000 |
| BILLINGS, MT | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| CHARLESTON, WV | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| CHARLOTTESVILLE, VA | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| CHEYENNE, WY | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| CHICO, CA | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| COLUMBUS, IN | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| CUMBERLAND, MD-WV | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| DANVILLE, IL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| EAST STROUDSBURG, PA | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| FARGO, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| FRESNO, CA | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| GETTYSBURG, PA | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| GRAND JUNCTION, CO | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| GRANTS PASS, OR | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| GREELEY, CO | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| JOPLIN, MO | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| LEBANON, PA | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| LYNCHBURG, VA | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| MORRISTOWN, TN | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| OKLAHOMA CITY, OK | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| PEORIA, IL | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| POCATELLO, ID | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| PUEBLO, CO | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| PUNTA GORDA, FL | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| REDDING, CA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| ROCHESTER, NY | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| SALISBURY, MD-DE | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| SALT LAKE CITY, UT | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 485,000 | $ 485,000 | $ 105,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| SANTA ROSA, CA | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| SPARTANBURG, SC | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| SUMTER, SC | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| SYRACUSE, NY | 1 | $ 195,000 | $ 195,000 | $ 477,000 |
| THE VILLAGES, FL | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| TOLEDO, OH | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| TWIN FALLS, ID | 1 | $ 345,000 | $ 345,000 | $ 232,000 |
| TYLER, TX | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| UTICA-ROME, NY | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| WACO, TX | 1 | $ 45,000 | $ 45,000 | $ 8,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| YORK-HANOVER, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 344 | $72,250,000 | $210,000 | $3,425,000 | $103,000 | $1,641,000 |
| Other Purpose | 282 | $26,680,000 | $94,000 | $1,205,000 | $109,000 | $768,000 |
| Cash-out Refinancing | 199 | $40,695,000 | $204,000 | $1,255,000 | $108,000 | $1,192,000 |
| Refinancing | 174 | $35,670,000 | $205,000 | $1,365,000 | $116,000 | $547,000 |
| Home Improvement | 157 | $10,695,000 | $68,000 | $545,000 | $113,000 | $725,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 950 | $146,060,000 | $153,000 | $1,365,000 | $108,000 | $1,641,000 |
| Not Provided | 131 | $22,165,000 | $169,000 | $1,205,000 | $117,000 | $768,000 |
| Black or African American | 30 | $6,110,000 | $203,000 | $765,000 | $132,000 | $620,000 |
| Hispanic | 19 | $2,935,000 | $154,000 | $455,000 | $81,000 | $150,000 |
| Asian | 15 | $3,175,000 | $211,000 | $455,000 | $83,000 | $173,000 |
| Not applicable | 6 | $4,590,000 | $765,000 | $3,425,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $955,000 | $191,000 | $375,000 | $118,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,131 | $181,215,000 | $160,000 | $3,425,000 | $109,000 | $1,641,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,775,000 | $191,000 | $485,000 | $73,000 | $128,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $129,875,000 | $165,000 | $3,425,000 | $112,000 | $1,641,000 |
| Application Approved But Not Accepted | 246 | $38,880,000 | $158,000 | $1,205,000 | $112,000 | $1,641,000 |
| Application Denied By Financial Institution | 110 | $15,580,000 | $141,000 | $1,055,000 | $75,000 | $480,000 |
| File Closed For Incompleteness | 11 | $785,000 | $71,000 | $165,000 | $88,000 | $172,000 |
| Preapproval Approved but not Accepted | 2 | $460,000 | $230,000 | $245,000 | $61,000 | $80,000 |
| Application Withdrawn By Applicant | 2 | $410,000 | $205,000 | $265,000 | $43,000 | $87,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,046 | $170,410,000 | $162,000 | $3,425,000 | $111,000 | $1,641,000 |
| Debt-To-Income Ratio | 58 | $7,880,000 | $135,000 | $605,000 | $61,000 | $148,000 |
| Credit History | 28 | $3,500,000 | $125,000 | $385,000 | $67,000 | $107,000 |
| Collateral | 16 | $1,590,000 | $99,000 | $455,000 | $145,000 | $480,000 |
| Other | 4 | $1,720,000 | $430,000 | $1,055,000 | $104,000 | $137,000 |
| Employment History | 2 | $190,000 | $95,000 | $115,000 | $33,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Unverifiable Information | 1 | $475,000 | $475,000 | $475,000 | $75,000 | $75,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.