Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2019

In 2019, Thrivent Federal Credit Union of Shakopee, MN reported 1,156 mortgage applications totaling $186.0 million, up 41% from 2018. The average application was for $160,891, and applicants reported an average income of $108,639. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (186), Appleton, WI (52) and Chicago-Naperville, IL (30) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,156
Total Mortgage Loan Application Amount $185,990,000
Average Mortgage Loan Application Amount $160,891
Highest Mortgage Loan Application Amount $3,425,000
Average Applicant Income $108,639
Highest Applicant Income $1,641,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 72 $ 17,540,000 $ 243,611 $ 209,000
Outagamie, Wisconsin 41 $ 6,085,000 $ 148,414 $ 84,000
Ramsey, Minnesota 30 $ 7,980,000 $ 266,000 $ 118,000
Maricopa, Arizona 27 $ 8,165,000 $ 302,407 $ 163,000
Cook, Illinois 20 $ 2,920,000 $ 146,000 $ 115,000
Winnebago, Wisconsin 20 $ 2,610,000 $ 130,500 $ 86,000
Anoka, Minnesota 14 $ 2,040,000 $ 145,714 $ 87,000
Washington, Minnesota 14 $ 2,080,000 $ 148,571 $ 85,000
Dakota, Minnesota 13 $ 2,405,000 $ 185,000 $ 89,000
Los Angeles, California 11 $ 2,475,000 $ 225,000 $ 133,000
Carver, Minnesota 11 $ 1,775,000 $ 161,363 $ 170,000
Calumet, Wisconsin 11 $ 1,325,000 $ 120,454 $ 121,000
Douglas, Minnesota 10 $ 1,170,000 $ 117,000 $ 54,000
San Diego, California 9 $ 1,715,000 $ 190,555 $ 110,000
Scott, Minnesota 9 $ 1,315,000 $ 146,111 $ 155,000
Harris, Texas 9 $ 2,505,000 $ 278,333 $ 224,000
Lake, Indiana 8 $ 890,000 $ 111,250 $ 132,000
Pope, Minnesota 8 $ 1,640,000 $ 205,000 $ 86,000
St. Louis, Minnesota 8 $ 1,340,000 $ 167,500 $ 127,000
Marion, Florida 7 $ 825,000 $ 117,857 $ 58,000
Jackson, Missouri 7 $ 685,000 $ 97,857 $ 101,000
Sacramento, California 6 $ 830,000 $ 138,333 $ 69,000
San Bernardino, California 6 $ 1,710,000 $ 285,000 $ 97,000
Larimer, Colorado 6 $ 1,070,000 $ 178,333 $ 206,000
Broward, Florida 6 $ 820,000 $ 136,666 $ 116,000
Lee, Florida 6 $ 1,270,000 $ 211,666 $ 61,000
DuPage, Illinois 6 $ 370,000 $ 61,666 $ 88,000
Marion, Indiana 6 $ 330,000 $ 55,000 $ 107,000
Wayne, Michigan 6 $ 560,000 $ 93,333 $ 93,000
Wright, Minnesota 6 $ 1,280,000 $ 213,333 $ 86,000
Hartford, Connecticut 5 $ 1,005,000 $ 201,000 $ 118,000
Pinellas, Florida 5 $ 1,225,000 $ 245,000 $ 110,000
Chatham, Georgia 5 $ 675,000 $ 135,000 $ 67,000
Cobb, Georgia 5 $ 1,155,000 $ 231,000 $ 113,000
Fulton, Georgia 5 $ 1,245,000 $ 249,000 $ 92,000
Lancaster, Nebraska 5 $ 475,000 $ 95,000 $ 54,000
Lehigh, Pennsylvania 5 $ 715,000 $ 143,000 $ 120,000
Brookings, South Dakota 5 $ 525,000 $ 105,000 $ 77,000
Brown, Wisconsin 5 $ 685,000 $ 137,000 $ 75,000
Racine, Wisconsin 5 $ 725,000 $ 145,000 $ 94,000
Independence, Arkansas 4 $ 400,000 $ 100,000 $ 89,000
Adams, Colorado 4 $ 300,000 $ 75,000 $ 97,000
Jefferson, Colorado 4 $ 1,380,000 $ 345,000 $ 134,000
Brevard, Florida 4 $ 610,000 $ 152,500 $ 81,000
Hillsborough, Florida 4 $ 500,000 $ 125,000 $ 86,000
Palm Beach, Florida 4 $ 530,000 $ 132,500 $ 67,000
Kendall, Illinois 4 $ 250,000 $ 62,500 $ 63,000
Jefferson, Louisiana 4 $ 140,000 $ 35,000 $ 44,000
Washtenaw, Michigan 4 $ 750,000 $ 187,500 $ 98,000
Chisago, Minnesota 4 $ 450,000 $ 112,500 $ 125,000
Crow Wing, Minnesota 4 $ 1,260,000 $ 315,000 $ 231,000
Freeborn, Minnesota 4 $ 610,000 $ 152,500 $ 126,000
Meeker, Minnesota 4 $ 320,000 $ 80,000 $ 41,000
Olmsted, Minnesota 4 $ 640,000 $ 160,000 $ 178,000
Rice, Minnesota 4 $ 660,000 $ 165,000 $ 71,000
Cass, Missouri 4 $ 350,000 $ 87,500 $ 46,000
St. Charles, Missouri 4 $ 520,000 $ 130,000 $ 111,000
Clark, Nevada 4 $ 680,000 $ 170,000 $ 70,000
Cuyahoga, Ohio 4 $ 280,000 $ 70,000 $ 62,000
Minnehaha, South Dakota 4 $ 420,000 $ 105,000 $ 49,000
Davidson, Tennessee 4 $ 1,260,000 $ 315,000 $ 116,000
Montgomery, Texas 4 $ 1,360,000 $ 340,000 $ 163,000
King, Washington 4 $ 2,040,000 $ 510,000 $ 196,000
Pierce, Washington 4 $ 1,610,000 $ 402,500 $ 131,000
Dane, Wisconsin 4 $ 320,000 $ 80,000 $ 130,000
Marathon, Wisconsin 4 $ 480,000 $ 120,000 $ 78,000
St. Croix, Wisconsin 4 $ 220,000 $ 55,000 $ 64,000
Washington, Wisconsin 4 $ 220,000 $ 55,000 $ 92,000
Pima, Arizona 3 $ 235,000 $ 78,333 $ 68,000
Alameda, California 3 $ 235,000 $ 78,333 $ 92,000
Riverside, California 3 $ 865,000 $ 288,333 $ 119,000
Santa Clara, California 3 $ 1,775,000 $ 591,666 $ 367,000
Douglas, Colorado 3 $ 495,000 $ 165,000 $ 107,000
Summit, Colorado 3 $ 925,000 $ 308,333 $ 187,000
Alachua, Florida 3 $ 335,000 $ 111,666 $ 100,000
Lake, Florida 3 $ 375,000 $ 125,000 $ 53,000
Orange, Florida 3 $ 645,000 $ 215,000 $ 109,000
Volusia, Florida 3 $ 295,000 $ 98,333 $ 76,000
Lake, Illinois 3 $ 765,000 $ 255,000 $ 422,000
Hamilton, Indiana 3 $ 615,000 $ 205,000 $ 192,000
Vanderburgh, Indiana 3 $ 245,000 $ 81,666 $ 91,000
Johnson, Kansas 3 $ 85,000 $ 28,333 $ 71,000
Leavenworth, Kansas 3 $ 505,000 $ 168,333 $ 120,000
East Baton Rouge, Louisiana 3 $ 265,000 $ 88,333 $ 74,000
Baltimore, Maryland 3 $ 395,000 $ 131,666 $ 101,000
Oakland, Michigan 3 $ 245,000 $ 81,666 $ 97,000
Grant, Minnesota 3 $ 475,000 $ 158,333 $ 53,000
Isanti, Minnesota 3 $ 475,000 $ 158,333 $ 84,000
Sherburne, Minnesota 3 $ 295,000 $ 98,333 $ 122,000
Stearns, Minnesota 3 $ 365,000 $ 121,666 $ 107,000
St. Louis, Missouri 3 $ 465,000 $ 155,000 $ 151,000
Missoula, Montana 3 $ 235,000 $ 78,333 $ 113,000
Otoe, Nebraska 3 $ 525,000 $ 175,000 $ 73,000
Mecklenburg, North Carolina 3 $ 555,000 $ 185,000 $ 87,000
Franklin, Ohio 3 $ 755,000 $ 251,666 $ 112,000
Lake, Ohio 3 $ 445,000 $ 148,333 $ 53,000
Marion, Oregon 3 $ 135,000 $ 45,000 $ 50,000
Washington, Oregon 3 $ 535,000 $ 178,333 $ 69,000
Allegheny, Pennsylvania 3 $ 185,000 $ 61,666 $ 101,000
Dorchester, South Carolina 3 $ 215,000 $ 71,666 $ 67,000
Sumner, Tennessee 3 $ 715,000 $ 238,333 $ 113,000
Williamson, Tennessee 3 $ 485,000 $ 161,666 $ 152,000
Coleman, Texas 3 $ 125,000 $ 41,666 $ 21,000
Fort Bend, Texas 3 $ 355,000 $ 118,333 $ 115,000
Travis, Texas 3 $ 655,000 $ 218,333 $ 94,000
Barron, Wisconsin 3 $ 315,000 $ 105,000 $ 100,000
Chippewa, Wisconsin 3 $ 305,000 $ 101,666 $ 34,000
Dodge, Wisconsin 3 $ 235,000 $ 78,333 $ 102,000
Douglas, Wisconsin 3 $ 115,000 $ 38,333 $ 90,000
Walworth, Wisconsin 3 $ 475,000 $ 158,333 $ 141,000
Waupaca, Wisconsin 3 $ 235,000 $ 78,333 $ 60,000
Pinal, Arizona 2 $ 250,000 $ 125,000 $ 99,000
Garland, Arkansas 2 $ 610,000 $ 305,000 $ 164,000
Contra Costa, California 2 $ 480,000 $ 240,000 $ 144,000
Orange, California 2 $ 180,000 $ 90,000 $ 46,000
Placer, California 2 $ 200,000 $ 100,000 $ 74,000
Stanislaus, California 2 $ 100,000 $ 50,000 $ 72,000
Boulder, Colorado 2 $ 400,000 $ 200,000 $ 173,000
Denver, Colorado 2 $ 550,000 $ 275,000 $ 137,000
El Paso, Colorado 2 $ 180,000 $ 90,000 $ 74,000
Collier, Florida 2 $ 810,000 $ 405,000 $ 222,000
Hardee, Florida 2 $ 30,000 $ 15,000 $ 45,000
Manatee, Florida 2 $ 460,000 $ 230,000 $ 147,000
Sarasota, Florida 2 $ 350,000 $ 175,000 $ 34,000
Seminole, Florida 2 $ 520,000 $ 260,000 $ 74,000
St. Johns, Florida 2 $ 350,000 $ 175,000 $ 63,000
DeKalb, Georgia 2 $ 590,000 $ 295,000 $ 150,000
Effingham, Georgia 2 $ 140,000 $ 70,000 $ 37,000
Boone, Illinois 2 $ 90,000 $ 45,000 $ 85,000
DeKalb, Illinois 2 $ 180,000 $ 90,000 $ 30,000
Kane, Illinois 2 $ 70,000 $ 35,000 $ 62,000
Kankakee, Illinois 2 $ 150,000 $ 75,000 $ 126,000
Randolph, Illinois 2 $ 150,000 $ 75,000 $ 115,000
Will, Illinois 2 $ 110,000 $ 55,000 $ 91,000
Elkhart, Indiana 2 $ 230,000 $ 115,000 $ 43,000
Marshall, Iowa 2 $ 150,000 $ 75,000 $ 60,000
Story, Iowa 2 $ 240,000 $ 120,000 $ 71,000
Pottawatomie, Kansas 2 $ 260,000 $ 130,000 $ 102,000
Sedgwick, Kansas 2 $ 90,000 $ 45,000 $ 70,000
Baltimore City, Maryland 2 $ 90,000 $ 45,000 $ 22,000
Middlesex, Massachusetts 2 $ 390,000 $ 195,000 $ 128,000
Clinton, Michigan 2 $ 210,000 $ 105,000 $ 57,000
Emmet, Michigan 2 $ 130,000 $ 65,000 $ 65,000
Macomb, Michigan 2 $ 70,000 $ 35,000 $ 97,000
Brown, Minnesota 2 $ 180,000 $ 90,000 $ 130,000
Chippewa, Minnesota 2 $ 120,000 $ 60,000 $ 34,000
Cottonwood, Minnesota 2 $ 330,000 $ 165,000 $ 86,000
Dodge, Minnesota 2 $ 330,000 $ 165,000 $ 75,000
Houston, Minnesota 2 $ 280,000 $ 140,000 $ 58,000
Hubbard, Minnesota 2 $ 410,000 $ 205,000 $ 130,000
Kanabec, Minnesota 2 $ 80,000 $ 40,000 $ 181,000
Kandiyohi, Minnesota 2 $ 40,000 $ 20,000 $ 65,000
Otter Tail, Minnesota 2 $ 250,000 $ 125,000 $ 53,000
Pine, Minnesota 2 $ 180,000 $ 90,000 $ 33,000
Polk, Minnesota 2 $ 490,000 $ 245,000 $ 70,000
Renville, Minnesota 2 $ 140,000 $ 70,000 $ 70,000
Todd, Minnesota 2 $ 240,000 $ 120,000 $ 46,000
Barry, Missouri 2 $ 180,000 $ 90,000 $ 77,000
Crawford, Missouri 2 $ 70,000 $ 35,000 $ 61,000
Jefferson, Missouri 2 $ 370,000 $ 185,000 $ 118,000
Johnson, Missouri 2 $ 150,000 $ 75,000 $ 26,000
Miller, Missouri 2 $ 180,000 $ 90,000 $ 49,000
Platte, Missouri 2 $ 210,000 $ 105,000 $ 124,000
Scott, Missouri 2 $ 160,000 $ 80,000 $ 69,000
St. Louis City, Missouri 2 $ 240,000 $ 120,000 $ 54,000
Boone, Nebraska 2 $ 90,000 $ 45,000 $ 109,000
Buffalo, Nebraska 2 $ 180,000 $ 90,000 $ 85,000
Douglas, Nebraska 2 $ 220,000 $ 110,000 $ 70,000
Fillmore, Nebraska 2 $ 140,000 $ 70,000 $ 144,000
Stanton, Nebraska 2 $ 40,000 $ 20,000 $ 15,000
Burlington, New Jersey 2 $ 190,000 $ 95,000 $ 119,000
Salem, New Jersey 2 $ 250,000 $ 125,000 $ 70,000
Kings, New York 2 $ 860,000 $ 430,000 $ 75,000
Nassau, New York 2 $ 860,000 $ 430,000 $ 111,000
Suffolk, New York 2 $ 130,000 $ 65,000 $ 78,000
Brunswick, North Carolina 2 $ 350,000 $ 175,000 $ 68,000
Cabarrus, North Carolina 2 $ 460,000 $ 230,000 $ 92,000
Caldwell, North Carolina 2 $ 90,000 $ 45,000 $ 62,000
Catawba, North Carolina 2 $ 280,000 $ 140,000 $ 42,000
Moore, North Carolina 2 $ 290,000 $ 145,000 $ 150,000
Wake, North Carolina 2 $ 210,000 $ 105,000 $ 85,000
Greene, Ohio 2 $ 340,000 $ 170,000 $ 76,000
Medina, Ohio 2 $ 70,000 $ 35,000 $ 76,000
Miami, Ohio 2 $ 150,000 $ 75,000 $ 103,000
Jackson, Oregon 2 $ 260,000 $ 130,000 $ 212,000
Lane, Oregon 2 $ 900,000 $ 450,000 $ 159,000
Blair, Pennsylvania 2 $ 130,000 $ 65,000 $ 93,000
Chester, Pennsylvania 2 $ 50,000 $ 25,000 $ 46,000
Lancaster, Pennsylvania 2 $ 50,000 $ 25,000 $ 72,000
Northampton, Pennsylvania 2 $ 80,000 $ 40,000 $ 85,000
Greenville, South Carolina 2 $ 220,000 $ 110,000 $ 105,000
Horry, South Carolina 2 $ 330,000 $ 165,000 $ 87,000
Lexington, South Carolina 2 $ 590,000 $ 295,000 $ 150,000
Meade, South Dakota 2 $ 290,000 $ 145,000 $ 50,000
Fentress, Tennessee 2 $ 210,000 $ 105,000 $ 30,000
Hamilton, Tennessee 2 $ 200,000 $ 100,000 $ 70,000
Knox, Tennessee 2 $ 570,000 $ 285,000 $ 105,000
Cameron, Texas 2 $ 250,000 $ 125,000 $ 70,000
Denton, Texas 2 $ 310,000 $ 155,000 $ 176,000
Galveston, Texas 2 $ 260,000 $ 130,000 $ 188,000
Hill, Texas 2 $ 250,000 $ 125,000 $ 64,000
Kendall, Texas 2 $ 480,000 $ 240,000 $ 86,000
Chesterfield, Virginia 2 $ 390,000 $ 195,000 $ 62,000
Snohomish, Washington 2 $ 580,000 $ 290,000 $ 230,000
Spokane, Washington 2 $ 160,000 $ 80,000 $ 94,000
Burnett, Wisconsin 2 $ 40,000 $ 20,000 $ 110,000
Fond du Lac, Wisconsin 2 $ 120,000 $ 60,000 $ 118,000
Jefferson, Wisconsin 2 $ 400,000 $ 200,000 $ 141,000
Milwaukee, Wisconsin 2 $ 170,000 $ 85,000 $ 44,000
Pierce, Wisconsin 2 $ 530,000 $ 265,000 $ 150,000
Shawano, Wisconsin 2 $ 410,000 $ 205,000 $ 128,000
Sheboygan, Wisconsin 2 $ 160,000 $ 80,000 $ 36,000
Waukesha, Wisconsin 2 $ 490,000 $ 245,000 $ 118,000
Waushara, Wisconsin 2 $ 220,000 $ 110,000 $ 105,000
Calhoun, Alabama 1 $ 135,000 $ 135,000 $ 58,000
Jefferson, Alabama 1 $ 55,000 $ 55,000 $ 111,000
Benton, Arkansas 1 $ 285,000 $ 285,000 $ 102,000
Van Buren, Arkansas 1 $ 75,000 $ 75,000 $ 76,000
Butte, California 1 $ 165,000 $ 165,000 $ 63,000
El Dorado, California 1 $ 155,000 $ 155,000 $ 62,000
Fresno, California 1 $ 25,000 $ 25,000 $ 95,000
San Luis Obispo, California 1 $ 105,000 $ 105,000 $ 50,000
San Mateo, California 1 $ 485,000 $ 485,000 $ 105,000
Santa Barbara, California 1 $ 75,000 $ 75,000 $ 165,000
Shasta, California 1 $ 125,000 $ 125,000 $ 29,000
Sonoma, California 1 $ 315,000 $ 315,000 $ 88,000
Eagle, Colorado 1 $ 195,000 $ 195,000 $ 55,000
Lincoln, Colorado 1 $ 75,000 $ 75,000 $ 135,000
Mesa, Colorado 1 $ 155,000 $ 155,000 $ 67,000
Pueblo, Colorado 1 $ 195,000 $ 195,000 $ 65,000
Routt, Colorado 1 $ 495,000 $ 495,000 $ 206,000
Weld, Colorado 1 $ 35,000 $ 35,000 $ 53,000
New Haven, Connecticut 1 $ 55,000 $ 55,000 $ 27,000
Sussex, Delaware 1 $ 255,000 $ 255,000 $ 82,000
Charlotte, Florida 1 $ 15,000 $ 15,000 $ 30,000
Citrus, Florida 1 $ 165,000 $ 165,000 $ 89,000
Columbia, Florida 1 $ 205,000 $ 205,000 $ 72,000
Duval, Florida 1 $ 105,000 $ 105,000 $ 52,000
Escambia, Florida 1 $ 305,000 $ 305,000 $ 54,000
Martin, Florida 1 $ 15,000 $ 15,000 $ 52,000
Putnam, Florida 1 $ 135,000 $ 135,000 $ 56,000
St. Lucie, Florida 1 $ 25,000 $ 25,000 $ 36,000
Sumter, Florida 1 $ 185,000 $ 185,000 $ 96,000
Barrow, Georgia 1 $ 215,000 $ 215,000 $ 42,000
Bryan, Georgia 1 $ 325,000 $ 325,000 $ 173,000
Cherokee, Georgia 1 $ 165,000 $ 165,000 $ 82,000
Coweta, Georgia 1 $ 25,000 $ 25,000 $ 148,000
Fayette, Georgia 1 $ 345,000 $ 345,000 $ 108,000
Gwinnett, Georgia 1 $ 275,000 $ 275,000 $ 106,000
Paulding, Georgia 1 $ 175,000 $ 175,000 $ 105,000
Hawaii, Hawaii 1 $ 45,000 $ 45,000 $ 73,000
Ada, Idaho 1 $ 275,000 $ 275,000 $ 150,000
Bannock, Idaho 1 $ 25,000 $ 25,000 $ 48,000
Boundary, Idaho 1 $ 175,000 $ 175,000 $ 45,000
Canyon, Idaho 1 $ 265,000 $ 265,000 $ 95,000
Shoshone, Idaho 1 $ 125,000 $ 125,000 $ 30,000
Twin Falls, Idaho 1 $ 345,000 $ 345,000 $ 232,000
Washington, Idaho 1 $ 115,000 $ 115,000 $ 69,000
Clay, Illinois 1 $ 15,000 $ 15,000 $ 41,000
Grundy, Illinois 1 $ 215,000 $ 215,000 $ 143,000
LaSalle, Illinois 1 $ 45,000 $ 45,000 $ 174,000
Madison, Illinois 1 $ 115,000 $ 115,000 $ 83,000
Massac, Illinois 1 $ 85,000 $ 85,000 $ 0
McHenry, Illinois 1 $ 55,000 $ 55,000 $ 127,000
Peoria, Illinois 1 $ 165,000 $ 165,000 $ 54,000
Stephenson, Illinois 1 $ 75,000 $ 75,000 $ 90,000
Vermilion, Illinois 1 $ 125,000 $ 125,000 $ 54,000
Adams, Indiana 1 $ 125,000 $ 125,000 $ 135,000
Bartholomew, Indiana 1 $ 265,000 $ 265,000 $ 117,000
Hancock, Indiana 1 $ 85,000 $ 85,000 $ 55,000
Porter, Indiana 1 $ 135,000 $ 135,000 $ 0
Tippecanoe, Indiana 1 $ 95,000 $ 95,000 $ 31,000
Cerro Gordo, Iowa 1 $ 95,000 $ 95,000 $ 46,000
Howard, Iowa 1 $ 45,000 $ 45,000 $ 48,000
Polk, Iowa 1 $ 15,000 $ 15,000 $ 61,000
Scott, Iowa 1 $ 155,000 $ 155,000 $ 77,000
Webster, Iowa 1 $ 35,000 $ 35,000 $ 40,000
Dickinson, Kansas 1 $ 55,000 $ 55,000 $ 76,000
Elk, Kansas 1 $ 275,000 $ 275,000 $ 75,000
Franklin, Kansas 1 $ 85,000 $ 85,000 $ 80,000
Geary, Kansas 1 $ 35,000 $ 35,000 $ 38,000
Kingman, Kansas 1 $ 85,000 $ 85,000 $ 53,000
Jefferson, Kentucky 1 $ 105,000 $ 105,000 $ 58,000
Kenton, Kentucky 1 $ 145,000 $ 145,000 $ 58,000
Nelson, Kentucky 1 $ 195,000 $ 195,000 $ 97,000
Simpson, Kentucky 1 $ 45,000 $ 45,000 $ 85,000
Claiborne, Louisiana 1 $ 55,000 $ 55,000 $ 97,000
Orleans, Louisiana 1 $ 55,000 $ 55,000 $ 0
Allegany, Maryland 1 $ 115,000 $ 115,000 $ 75,000
Carroll, Maryland 1 $ 425,000 $ 425,000 $ 380,000
Frederick, Maryland 1 $ 235,000 $ 235,000 $ 121,000
Garrett, Maryland 1 $ 75,000 $ 75,000 $ 58,000
Barnstable, Massachusetts 1 $ 315,000 $ 315,000 $ 129,000
Bay, Michigan 1 $ 105,000 $ 105,000 $ 58,000
Chippewa, Michigan 1 $ 65,000 $ 65,000 $ 63,000
Dickinson, Michigan 1 $ 85,000 $ 85,000 $ 116,000
Livingston, Michigan 1 $ 225,000 $ 225,000 $ 108,000
Mackinac, Michigan 1 $ 75,000 $ 75,000 $ 53,000
Montmorency, Michigan 1 $ 105,000 $ 105,000 $ 46,000
Ontonagon, Michigan 1 $ 45,000 $ 45,000 $ 25,000
Osceola, Michigan 1 $ 15,000 $ 15,000 $ 41,000
Otsego, Michigan 1 $ 285,000 $ 285,000 $ 98,000
Ottawa, Michigan 1 $ 145,000 $ 145,000 $ 117,000
St. Joseph, Michigan 1 $ 15,000 $ 15,000 $ 40,000
Blue Earth, Minnesota 1 $ 155,000 $ 155,000 $ 40,000
Clay, Minnesota 1 $ 195,000 $ 195,000 $ 57,000
Faribault, Minnesota 1 $ 25,000 $ 25,000 $ 57,000
Itasca, Minnesota 1 $ 65,000 $ 65,000 $ 95,000
Lake, Minnesota 1 $ 185,000 $ 185,000 $ 161,000
Le Sueur, Minnesota 1 $ 75,000 $ 75,000 $ 146,000
Lyon, Minnesota 1 $ 105,000 $ 105,000 $ 0
Marshall, Minnesota 1 $ 25,000 $ 25,000 $ 81,000
Martin, Minnesota 1 $ 225,000 $ 225,000 $ 120,000
McLeod, Minnesota 1 $ 25,000 $ 25,000 $ 83,000
Morrison, Minnesota 1 $ 135,000 $ 135,000 $ 60,000
Mower, Minnesota 1 $ 35,000 $ 35,000 $ 139,000
Nicollet, Minnesota 1 $ 215,000 $ 215,000 $ 120,000
Pipestone, Minnesota 1 $ 45,000 $ 45,000 $ 170,000
Steele, Minnesota 1 $ 185,000 $ 185,000 $ 76,000
Waseca, Minnesota 1 $ 35,000 $ 35,000 $ 44,000
Winona, Minnesota 1 $ 35,000 $ 35,000 $ 62,000
Marion, Mississippi 1 $ 35,000 $ 35,000 $ 101,000
Benton, Missouri 1 $ 145,000 $ 145,000 $ 70,000
Cape Girardeau, Missouri 1 $ 85,000 $ 85,000 $ 82,000
Clay, Missouri 1 $ 145,000 $ 145,000 $ 62,000
Dallas, Missouri 1 $ 195,000 $ 195,000 $ 141,000
Franklin, Missouri 1 $ 185,000 $ 185,000 $ 116,000
Greene, Missouri 1 $ 175,000 $ 175,000 $ 103,000
Jasper, Missouri 1 $ 85,000 $ 85,000 $ 48,000
Laclede, Missouri 1 $ 85,000 $ 85,000 $ 51,000
Nodaway, Missouri 1 $ 125,000 $ 125,000 $ 48,000
Perry, Missouri 1 $ 85,000 $ 85,000 $ 37,000
Stone, Missouri 1 $ 65,000 $ 65,000 $ 127,000
Ravalli, Montana 1 $ 25,000 $ 25,000 $ 145,000
Yellowstone, Montana 1 $ 245,000 $ 245,000 $ 48,000
Wayne, Nebraska 1 $ 15,000 $ 15,000 $ 40,000
Camden, New Jersey 1 $ 135,000 $ 135,000 $ 53,000
Essex, New Jersey 1 $ 35,000 $ 35,000 $ 81,000
Bernalillo, New Mexico 1 $ 65,000 $ 65,000 $ 205,000
Colfax, New Mexico 1 $ 35,000 $ 35,000 $ 80,000
Taos, New Mexico 1 $ 25,000 $ 25,000 $ 109,000
Chautauqua, New York 1 $ 105,000 $ 105,000 $ 42,000
Erie, New York 1 $ 115,000 $ 115,000 $ 52,000
Monroe, New York 1 $ 25,000 $ 25,000 $ 56,000
Oneida, New York 1 $ 145,000 $ 145,000 $ 61,000
Onondaga, New York 1 $ 195,000 $ 195,000 $ 477,000
Otsego, New York 1 $ 145,000 $ 145,000 $ 150,000
Alexander, North Carolina 1 $ 165,000 $ 165,000 $ 68,000
Burke, North Carolina 1 $ 55,000 $ 55,000 $ 23,000
Carteret, North Carolina 1 $ 15,000 $ 15,000 $ 52,000
Iredell, North Carolina 1 $ 145,000 $ 145,000 $ 98,000
Macon, North Carolina 1 $ 505,000 $ 505,000 $ 35,000
Union, North Carolina 1 $ 155,000 $ 155,000 $ 113,000
Kidder, North Dakota 1 $ 205,000 $ 205,000 $ 35,000
McKenzie, North Dakota 1 $ 335,000 $ 335,000 $ 120,000
Carroll, Ohio 1 $ 75,000 $ 75,000 $ 124,000
Clermont, Ohio 1 $ 25,000 $ 25,000 $ 61,000
Erie, Ohio 1 $ 85,000 $ 85,000 $ 46,000
Lorain, Ohio 1 $ 25,000 $ 25,000 $ 107,000
Lucas, Ohio 1 $ 45,000 $ 45,000 $ 35,000
Morrow, Ohio 1 $ 205,000 $ 205,000 $ 88,000
Pickaway, Ohio 1 $ 25,000 $ 25,000 $ 105,000
Portage, Ohio 1 $ 45,000 $ 45,000 $ 90,000
Seneca, Ohio 1 $ 75,000 $ 75,000 $ 24,000
Stark, Ohio 1 $ 95,000 $ 95,000 $ 53,000
Summit, Ohio 1 $ 5,000 $ 5,000 $ 117,000
Union, Ohio 1 $ 105,000 $ 105,000 $ 28,000
Wayne, Ohio 1 $ 65,000 $ 65,000 $ 30,000
Williams, Ohio 1 $ 35,000 $ 35,000 $ 67,000
Oklahoma, Oklahoma 1 $ 185,000 $ 185,000 $ 81,000
Curry, Oregon 1 $ 265,000 $ 265,000 $ 109,000
Josephine, Oregon 1 $ 345,000 $ 345,000 $ 135,000
Lincoln, Oregon 1 $ 55,000 $ 55,000 $ 35,000
Multnomah, Oregon 1 $ 255,000 $ 255,000 $ 136,000
Adams, Pennsylvania 1 $ 175,000 $ 175,000 $ 63,000
Armstrong, Pennsylvania 1 $ 75,000 $ 75,000 $ 89,000
Beaver, Pennsylvania 1 $ 245,000 $ 245,000 $ 152,000
Bucks, Pennsylvania 1 $ 475,000 $ 475,000 $ 305,000
Butler, Pennsylvania 1 $ 25,000 $ 25,000 $ 136,000
Clearfield, Pennsylvania 1 $ 25,000 $ 25,000 $ 86,000
Dauphin, Pennsylvania 1 $ 95,000 $ 95,000 $ 0
Lebanon, Pennsylvania 1 $ 165,000 $ 165,000 $ 110,000
Luzerne, Pennsylvania 1 $ 65,000 $ 65,000 $ 97,000
Monroe, Pennsylvania 1 $ 35,000 $ 35,000 $ 61,000
Pike, Pennsylvania 1 $ 115,000 $ 115,000 $ 68,000
Schuylkill, Pennsylvania 1 $ 85,000 $ 85,000 $ 123,000
Westmoreland, Pennsylvania 1 $ 175,000 $ 175,000 $ 120,000
York, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Spartanburg, South Carolina 1 $ 35,000 $ 35,000 $ 90,000
Sumter, South Carolina 1 $ 135,000 $ 135,000 $ 94,000
York, South Carolina 1 $ 125,000 $ 125,000 $ 40,000
Codington, South Dakota 1 $ 35,000 $ 35,000 $ 18,000
Jackson, South Dakota 1 $ 75,000 $ 75,000 $ 43,000
Lake, South Dakota 1 $ 125,000 $ 125,000 $ 0
Lincoln, South Dakota 1 $ 65,000 $ 65,000 $ 52,000
Pennington, South Dakota 1 $ 125,000 $ 125,000 $ 0
Yankton, South Dakota 1 $ 165,000 $ 165,000 $ 329,000
Hickman, Tennessee 1 $ 45,000 $ 45,000 $ 116,000
Jefferson, Tennessee 1 $ 55,000 $ 55,000 $ 75,000
Overton, Tennessee 1 $ 25,000 $ 25,000 $ 27,000
Shelby, Tennessee 1 $ 35,000 $ 35,000 $ 69,000
Collin, Texas 1 $ 725,000 $ 725,000 $ 250,000
Dallas, Texas 1 $ 245,000 $ 245,000 $ 44,000
Hidalgo, Texas 1 $ 35,000 $ 35,000 $ 30,000
Hood, Texas 1 $ 185,000 $ 185,000 $ 54,000
Hopkins, Texas 1 $ 85,000 $ 85,000 $ 92,000
Hunt, Texas 1 $ 125,000 $ 125,000 $ 67,000
Hutchinson, Texas 1 $ 55,000 $ 55,000 $ 62,000
Jefferson, Texas 1 $ 155,000 $ 155,000 $ 53,000
Kerr, Texas 1 $ 205,000 $ 205,000 $ 58,000
McLennan, Texas 1 $ 45,000 $ 45,000 $ 8,000
Palo Pinto, Texas 1 $ 65,000 $ 65,000 $ 107,000
Randall, Texas 1 $ 205,000 $ 205,000 $ 196,000
Rockwall, Texas 1 $ 75,000 $ 75,000 $ 130,000
Smith, Texas 1 $ 125,000 $ 125,000 $ 67,000
Washington, Texas 1 $ 65,000 $ 65,000 $ 91,000
Williamson, Texas 1 $ 85,000 $ 85,000 $ 38,000
Salt Lake, Utah 1 $ 315,000 $ 315,000 $ 151,000
Weber, Utah 1 $ 175,000 $ 175,000 $ 56,000
Albemarle, Virginia 1 $ 75,000 $ 75,000 $ 158,000
Alexandria, Virginia 1 $ 175,000 $ 175,000 $ 166,000
Bedford, Virginia 1 $ 15,000 $ 15,000 $ 86,000
Bland, Virginia 1 $ 75,000 $ 75,000 $ 109,000
Fauquier, Virginia 1 $ 405,000 $ 405,000 $ 110,000
Goochland, Virginia 1 $ 145,000 $ 145,000 $ 31,000
Harrisonburg, Virginia 1 $ 35,000 $ 35,000 $ 164,000
Henrico, Virginia 1 $ 355,000 $ 355,000 $ 169,000
Prince William, Virginia 1 $ 235,000 $ 235,000 $ 74,000
Richmond City, Virginia 1 $ 135,000 $ 135,000 $ 115,000
Shenandoah, Virginia 1 $ 35,000 $ 35,000 $ 202,000
Virginia Beach, Virginia 1 $ 45,000 $ 45,000 $ 69,000
Benton, Washington 1 $ 175,000 $ 175,000 $ 138,000
Clark, Washington 1 $ 275,000 $ 275,000 $ 46,000
Island, Washington 1 $ 1,255,000 $ 1,255,000 $ 1,192,000
Kitsap, Washington 1 $ 15,000 $ 15,000 $ 104,000
Lincoln, Washington 1 $ 135,000 $ 135,000 $ 60,000
Skamania, Washington 1 $ 275,000 $ 275,000 $ 140,000
Whatcom, Washington 1 $ 355,000 $ 355,000 $ 14,000
Kanawha, West Virginia 1 $ 85,000 $ 85,000 $ 50,000
Adams, Wisconsin 1 $ 55,000 $ 55,000 $ 154,000
Ashland, Wisconsin 1 $ 175,000 $ 175,000 $ 131,000
Columbia, Wisconsin 1 $ 75,000 $ 75,000 $ 212,000
Green Lake, Wisconsin 1 $ 85,000 $ 85,000 $ 37,000
Kenosha, Wisconsin 1 $ 265,000 $ 265,000 $ 126,000
Manitowoc, Wisconsin 1 $ 75,000 $ 75,000 $ 30,000
Menominee, Wisconsin 1 $ 155,000 $ 155,000 $ 266,000
Monroe, Wisconsin 1 $ 85,000 $ 85,000 $ 170,000
Oconto, Wisconsin 1 $ 345,000 $ 345,000 $ 83,000
Polk, Wisconsin 1 $ 225,000 $ 225,000 $ 140,000
Sawyer, Wisconsin 1 $ 125,000 $ 125,000 $ 83,000
Taylor, Wisconsin 1 $ 55,000 $ 55,000 $ 157,000
Vilas, Wisconsin 1 $ 95,000 $ 95,000 $ 49,000
Laramie, Wyoming 1 $ 225,000 $ 225,000 $ 62,000

Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 344 $72,250,000 $210,000 $3,425,000 $103,000 $1,641,000
Other Purpose 282 $26,680,000 $94,000 $1,205,000 $109,000 $768,000
Cash-out Refinancing 199 $40,695,000 $204,000 $1,255,000 $108,000 $1,192,000
Refinancing 174 $35,670,000 $205,000 $1,365,000 $116,000 $547,000
Home Improvement 157 $10,695,000 $68,000 $545,000 $113,000 $725,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 950 $146,060,000 $153,000 $1,365,000 $108,000 $1,641,000
Not Provided 131 $22,165,000 $169,000 $1,205,000 $117,000 $768,000
Black or African American 30 $6,110,000 $203,000 $765,000 $132,000 $620,000
Hispanic 19 $2,935,000 $154,000 $455,000 $81,000 $150,000
Asian 15 $3,175,000 $211,000 $455,000 $83,000 $173,000
Not applicable 6 $4,590,000 $765,000 $3,425,000 $0 $0
American Indian or Alaskan Native 5 $955,000 $191,000 $375,000 $118,000 $216,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,131 $181,215,000 $160,000 $3,425,000 $109,000 $1,641,000
VA-guaranteed (Veterans Administration) 25 $4,775,000 $191,000 $485,000 $73,000 $128,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 785 $129,875,000 $165,000 $3,425,000 $112,000 $1,641,000
Application Approved But Not Accepted 246 $38,880,000 $158,000 $1,205,000 $112,000 $1,641,000
Application Denied By Financial Institution 110 $15,580,000 $141,000 $1,055,000 $75,000 $480,000
File Closed For Incompleteness 11 $785,000 $71,000 $165,000 $88,000 $172,000
Preapproval Approved but not Accepted 2 $460,000 $230,000 $245,000 $61,000 $80,000
Application Withdrawn By Applicant 2 $410,000 $205,000 $265,000 $43,000 $87,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,046 $170,410,000 $162,000 $3,425,000 $111,000 $1,641,000
Debt-To-Income Ratio 58 $7,880,000 $135,000 $605,000 $61,000 $148,000
Credit History 28 $3,500,000 $125,000 $385,000 $67,000 $107,000
Collateral 16 $1,590,000 $99,000 $455,000 $145,000 $480,000
Other 4 $1,720,000 $430,000 $1,055,000 $104,000 $137,000
Employment History 2 $190,000 $95,000 $115,000 $33,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 1 $225,000 $225,000 $225,000 $0 $0
Unverifiable Information 1 $475,000 $475,000 $475,000 $75,000 $75,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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