Thrivent Financial Bank Mortgage Lending & HMDA Data, 2005
In 2005, Thrivent Financial Bank of Appleton, WI reported 3,410 mortgage applications totaling $192.7 million, up 18% from 2004. The average application was for $56,509, and applicants reported an average income of $83,643. 25% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (316), Houston-Baytown-Sugar Land, TX (160) and Dallas-Plano-Irving, TX (157) (applications in parentheses).
| Mortgage Company & Address | Thrivent Financial Bank 122 East College Ave., Suite 1e Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,410 |
| Total Mortgage Loan Application Amount | $192,699,000 |
| Average Mortgage Loan Application Amount | $56,509 |
| Highest Mortgage Loan Application Amount | $879,000 |
| Average Applicant Income | $83,643 |
| Highest Applicant Income | $1,656,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Financial Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 316 | $ 20,895,000 | $ 66,123 | $ 82,000 |
| Houston-Baytown-Sugar Land, TX | 160 | $ 3,645,000 | $ 22,781 | $ 92,000 |
| Dallas-Plano-Irving, TX | 157 | $ 4,210,000 | $ 26,815 | $ 132,000 |
| Chicago-Naperville-Joliet, IL | 88 | $ 7,190,000 | $ 81,704 | $ 76,000 |
| Fort Worth-Arlington, TX | 77 | $ 2,113,000 | $ 27,441 | $ 117,000 |
| St. Louis, MO-IL | 74 | $ 4,933,000 | $ 66,662 | $ 62,000 |
| Appleton, WI | 52 | $ 3,974,000 | $ 76,423 | $ 58,000 |
| Austin-Round Rock, TX | 43 | $ 803,000 | $ 18,674 | $ 80,000 |
| Phoenix-Mesa-Scottsdale, AZ | 39 | $ 2,693,000 | $ 69,051 | $ 82,000 |
| San Antonio, TX | 38 | $ 1,260,000 | $ 33,157 | $ 143,000 |
| Atlanta-Sandy Springs-Marietta, GA | 36 | $ 1,130,000 | $ 31,388 | $ 79,000 |
| Harrisburg-Carlisle, PA | 33 | $ 792,000 | $ 24,000 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 33 | $ 2,411,000 | $ 73,060 | $ 71,000 |
| Philadelphia, PA | 31 | $ 1,110,000 | $ 35,806 | $ 97,000 |
| Warren-Farmington Hills-Troy, MI | 30 | $ 1,332,000 | $ 44,400 | $ 71,000 |
| Albany-Schenectady-Troy, NY | 29 | $ 968,000 | $ 33,379 | $ 96,000 |
| Brownsville-Harlingen, TX | 29 | $ 891,000 | $ 30,724 | $ 106,000 |
| Cincinnati-Middletown, OH-KY-IN | 29 | $ 672,000 | $ 23,172 | $ 100,000 |
| Oklahoma City, OK | 29 | $ 601,000 | $ 20,724 | $ 64,000 |
| Pittsburgh, PA | 26 | $ 1,044,000 | $ 40,153 | $ 78,000 |
| Charleston, WV | 25 | $ 451,000 | $ 18,040 | $ 76,000 |
| Columbus, OH | 24 | $ 798,000 | $ 33,250 | $ 94,000 |
| Buffalo-Niagara Falls, NY | 23 | $ 702,000 | $ 30,521 | $ 62,000 |
| Des Moines, IA | 23 | $ 656,000 | $ 28,521 | $ 85,000 |
| Rochester, NY | 23 | $ 357,000 | $ 15,521 | $ 70,000 |
| Nassau-Suffolk, NY | 22 | $ 938,000 | $ 42,636 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 2,013,000 | $ 91,500 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 1,665,000 | $ 83,250 | $ 117,000 |
| Pocatello, ID | 20 | $ 378,000 | $ 18,900 | $ 74,000 |
| Tulsa, OK | 20 | $ 365,000 | $ 18,250 | $ 72,000 |
| Reading, PA | 19 | $ 419,000 | $ 22,052 | $ 84,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 18 | $ 1,039,000 | $ 57,722 | $ 84,000 |
| Portland-Vancouver-Beaverton, OR-WA | 18 | $ 382,000 | $ 21,222 | $ 70,000 |
| Albuquerque, NM | 17 | $ 390,000 | $ 22,941 | $ 95,000 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 1,138,000 | $ 66,941 | $ 84,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 860,000 | $ 50,588 | $ 80,000 |
| Jacksonville, FL | 16 | $ 647,000 | $ 40,437 | $ 86,000 |
| Orlando, FL | 15 | $ 1,312,000 | $ 87,466 | $ 78,000 |
| Roanoke, VA | 15 | $ 372,000 | $ 24,800 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 324,000 | $ 23,142 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 14 | $ 707,000 | $ 50,500 | $ 65,000 |
| Kansas City, MO-KS | 14 | $ 529,000 | $ 37,785 | $ 82,000 |
| Dayton, OH | 13 | $ 361,000 | $ 27,769 | $ 76,000 |
| Lancaster, PA | 13 | $ 397,000 | $ 30,538 | $ 56,000 |
| Madison, WI | 13 | $ 241,000 | $ 18,538 | $ 76,000 |
| York-Hanover, PA | 13 | $ 372,000 | $ 28,615 | $ 39,000 |
| Champaign-Urbana, IL | 12 | $ 212,000 | $ 17,666 | $ 75,000 |
| El Paso, TX | 12 | $ 267,000 | $ 22,250 | $ 158,000 |
| Toledo, OH | 12 | $ 390,000 | $ 32,500 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 421,000 | $ 38,272 | $ 63,000 |
| Indianapolis, IN | 11 | $ 282,000 | $ 25,636 | $ 88,000 |
| Louisville, KY-IN | 11 | $ 342,000 | $ 31,090 | $ 66,000 |
| Oshkosh-Neenah, WI | 11 | $ 1,097,000 | $ 99,727 | $ 94,000 |
| Tallahassee, FL | 11 | $ 254,000 | $ 23,090 | $ 81,000 |
| Cleveland-Elyria-Mentor, OH | 10 | $ 472,000 | $ 47,200 | $ 71,000 |
| Denver-Aurora, CO | 10 | $ 479,000 | $ 47,900 | $ 93,000 |
| Nashville-Davidson--Murfreesboro, TN | 10 | $ 293,000 | $ 29,300 | $ 75,000 |
| Syracuse, NY | 10 | $ 548,000 | $ 54,800 | $ 138,000 |
| Birmingham-Hoover, AL | 9 | $ 233,000 | $ 25,888 | $ 95,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 629,000 | $ 69,888 | $ 84,000 |
| Las Vegas-Paradise, NV | 9 | $ 1,097,000 | $ 121,888 | $ 82,000 |
| Longview, TX | 9 | $ 301,000 | $ 33,444 | $ 99,000 |
| New Haven-Milford, CT | 9 | $ 1,003,000 | $ 111,444 | $ 85,000 |
| Olympia, WA | 9 | $ 210,000 | $ 23,333 | $ 58,000 |
| Peoria, IL | 9 | $ 239,000 | $ 26,555 | $ 39,000 |
| Cedar Rapids, IA | 8 | $ 310,000 | $ 38,750 | $ 71,000 |
| Duluth, MN-WI | 8 | $ 532,000 | $ 66,500 | $ 80,000 |
| Green Bay, WI | 8 | $ 418,000 | $ 52,250 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 300,000 | $ 37,500 | $ 95,000 |
| Huntsville, AL | 8 | $ 155,000 | $ 19,375 | $ 83,000 |
| Knoxville, TN | 8 | $ 168,000 | $ 21,000 | $ 53,000 |
| Macon, GA | 8 | $ 154,000 | $ 19,250 | $ 79,000 |
| Akron, OH | 7 | $ 237,000 | $ 33,857 | $ 63,000 |
| Canton-Massillon, OH | 7 | $ 341,000 | $ 48,714 | $ 59,000 |
| Lebanon, PA | 7 | $ 116,000 | $ 16,571 | $ 67,000 |
| Mansfield, OH | 7 | $ 167,000 | $ 23,857 | $ 49,000 |
| Mobile, AL | 7 | $ 138,000 | $ 19,714 | $ 112,000 |
| New Orleans-Metairie-Kenner, LA | 7 | $ 281,000 | $ 40,142 | $ 90,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 7 | $ 1,472,000 | $ 210,285 | $ 77,000 |
| Salt Lake City, UT | 7 | $ 179,000 | $ 25,571 | $ 77,000 |
| Spokane, WA | 7 | $ 164,000 | $ 23,428 | $ 62,000 |
| State College, PA | 7 | $ 358,000 | $ 51,142 | $ 61,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 515,000 | $ 73,571 | $ 63,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 331,000 | $ 47,285 | $ 95,000 |
| Ann Arbor, MI | 6 | $ 365,000 | $ 60,833 | $ 85,000 |
| Baltimore-Towson, MD | 6 | $ 841,000 | $ 140,166 | $ 70,000 |
| Boise City-Nampa, ID | 6 | $ 280,000 | $ 46,666 | $ 53,000 |
| Charlotte-Gastonia-Concord, NC-SC | 6 | $ 403,000 | $ 67,166 | $ 50,000 |
| Eugene-Springfield, OR | 6 | $ 112,000 | $ 18,666 | $ 62,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 216,000 | $ 36,000 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 189,000 | $ 31,500 | $ 69,000 |
| Fort Wayne, IN | 6 | $ 161,000 | $ 26,833 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 185,000 | $ 30,833 | $ 92,000 |
| New York-Wayne-White Plains, NY-NJ | 6 | $ 489,000 | $ 81,500 | $ 102,000 |
| Ocala, FL | 6 | $ 179,000 | $ 29,833 | $ 101,000 |
| Raleigh-Cary, NC | 6 | $ 304,000 | $ 50,666 | $ 68,000 |
| Richmond, VA | 6 | $ 344,000 | $ 57,333 | $ 74,000 |
| Santa Fe, NM | 6 | $ 176,000 | $ 29,333 | $ 92,000 |
| St. George, UT | 6 | $ 160,000 | $ 26,666 | $ 69,000 |
| Yakima, WA | 6 | $ 166,000 | $ 27,666 | $ 178,000 |
| Camden, NJ | 5 | $ 403,000 | $ 80,600 | $ 81,000 |
| College Station-Bryan, TX | 5 | $ 86,000 | $ 17,200 | $ 152,000 |
| Hattiesburg, MS | 5 | $ 111,000 | $ 22,200 | $ 79,000 |
| Jackson, MS | 5 | $ 122,000 | $ 24,400 | $ 114,000 |
| Oakland-Fremont-Hayward, CA | 5 | $ 684,000 | $ 136,800 | $ 103,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 239,000 | $ 47,800 | $ 69,000 |
| Santa Ana-Anaheim-Irvine, CA | 5 | $ 607,000 | $ 121,400 | $ 211,000 |
| Tacoma, WA | 5 | $ 200,000 | $ 40,000 | $ 57,000 |
| Tucson, AZ | 5 | $ 112,000 | $ 22,400 | $ 98,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 902,000 | $ 225,500 | $ 109,000 |
| Charlottesville, VA | 4 | $ 330,000 | $ 82,500 | $ 50,000 |
| Colorado Springs, CO | 4 | $ 275,000 | $ 68,750 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 130,000 | $ 32,500 | $ 70,000 |
| Farmington, NM | 4 | $ 140,000 | $ 35,000 | $ 122,000 |
| Gary, IN | 4 | $ 305,000 | $ 76,250 | $ 51,000 |
| Lafayette, LA | 4 | $ 74,000 | $ 18,500 | $ 76,000 |
| Lansing-East Lansing, MI | 4 | $ 127,000 | $ 31,750 | $ 76,000 |
| Lincoln, NE | 4 | $ 58,000 | $ 14,500 | $ 71,000 |
| Lynchburg, VA | 4 | $ 163,000 | $ 40,750 | $ 83,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 4 | $ 323,000 | $ 80,750 | $ 105,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 4 | $ 211,000 | $ 52,750 | $ 133,000 |
| Racine, WI | 4 | $ 548,000 | $ 137,000 | $ 251,000 |
| Rochester, MN | 4 | $ 70,000 | $ 17,500 | $ 47,000 |
| Rockford, IL | 4 | $ 203,000 | $ 50,750 | $ 41,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 619,000 | $ 154,750 | $ 81,000 |
| Sarasota-Bradenton-Venice, FL | 4 | $ 232,000 | $ 58,000 | $ 81,000 |
| Sheboygan, WI | 4 | $ 262,000 | $ 65,500 | $ 66,000 |
| Wilmington, DE-MD-NJ | 4 | $ 145,000 | $ 36,250 | $ 120,000 |
| Ames, IA | 3 | $ 52,000 | $ 17,333 | $ 61,000 |
| Asheville, NC | 3 | $ 812,000 | $ 270,666 | $ 151,000 |
| Bakersfield, CA | 3 | $ 318,000 | $ 106,000 | $ 78,000 |
| Bangor, ME | 3 | $ 74,000 | $ 24,666 | $ 48,000 |
| Bay City, MI | 3 | $ 94,000 | $ 31,333 | $ 58,000 |
| Billings, MT | 3 | $ 81,000 | $ 27,000 | $ 65,000 |
| Bremerton-Silverdale, WA | 3 | $ 72,000 | $ 24,000 | $ 86,000 |
| Coeur D'Alene, ID | 3 | $ 87,000 | $ 29,000 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 210,000 | $ 70,000 | $ 106,000 |
| Dover, DE | 3 | $ 153,000 | $ 51,000 | $ 51,000 |
| Fort Collins-Loveland, CO | 3 | $ 300,000 | $ 100,000 | $ 56,000 |
| Fort Smith, AR-OK | 3 | $ 270,000 | $ 90,000 | $ 62,000 |
| Fort Walton Beach-Crestview-Destin, FL | 3 | $ 92,000 | $ 30,666 | $ 241,000 |
| Fresno, CA | 3 | $ 395,000 | $ 131,666 | $ 107,000 |
| Hanford-Corcoran, CA | 3 | $ 187,000 | $ 62,333 | $ 74,000 |
| Harrisonburg, VA | 3 | $ 104,000 | $ 34,666 | $ 66,000 |
| Honolulu, HI | 3 | $ 123,000 | $ 41,000 | $ 152,000 |
| Lawrence, KS | 3 | $ 50,000 | $ 16,666 | $ 79,000 |
| Lexington-Fayette, KY | 3 | $ 44,000 | $ 14,666 | $ 74,000 |
| McAllen-Edinburg-Pharr, TX | 3 | $ 133,000 | $ 44,333 | $ 112,000 |
| Michigan City-La Porte, IN | 3 | $ 130,000 | $ 43,333 | $ 87,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 412,000 | $ 137,333 | $ 123,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 56,000 | $ 18,666 | $ 77,000 |
| Prescott, AZ | 3 | $ 156,000 | $ 52,000 | $ 91,000 |
| Provo-Orem, UT | 3 | $ 54,000 | $ 18,000 | $ 63,000 |
| Redding, CA | 3 | $ 64,000 | $ 21,333 | $ 63,000 |
| Rockingham County-Strafford County, NH | 3 | $ 450,000 | $ 150,000 | $ 133,000 |
| Salem, OR | 3 | $ 72,000 | $ 24,000 | $ 92,000 |
| St. Cloud, MN | 3 | $ 82,000 | $ 27,333 | $ 63,000 |
| Topeka, KS | 3 | $ 160,000 | $ 53,333 | $ 33,000 |
| Tyler, TX | 3 | $ 64,000 | $ 21,333 | $ 151,000 |
| Waco, TX | 3 | $ 39,000 | $ 13,000 | $ 133,000 |
| Warner Robins, GA | 3 | $ 58,000 | $ 19,333 | $ 82,000 |
| Wichita, KS | 3 | $ 135,000 | $ 45,000 | $ 78,000 |
| Worcester, MA | 3 | $ 217,000 | $ 72,333 | $ 57,000 |
| Anchorage, AK | 2 | $ 60,000 | $ 30,000 | $ 137,000 |
| Athens-Clarke County, GA | 2 | $ 34,000 | $ 17,000 | $ 80,000 |
| Barnstable Town, MA | 2 | $ 108,000 | $ 54,000 | $ 180,000 |
| Baton Rouge, LA | 2 | $ 62,000 | $ 31,000 | $ 75,000 |
| Bellingham, WA | 2 | $ 56,000 | $ 28,000 | $ 87,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 414,000 | $ 207,000 | $ 61,000 |
| Bloomington, IN | 2 | $ 35,000 | $ 17,500 | $ 82,000 |
| Bloomington-Normal, IL | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Boston-Quincy, MA | 2 | $ 484,000 | $ 242,000 | $ 99,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Columbia, MO | 2 | $ 47,000 | $ 23,500 | $ 43,000 |
| Columbia, SC | 2 | $ 51,000 | $ 25,500 | $ 88,000 |
| Edison, NJ | 2 | $ 56,000 | $ 28,000 | $ 88,000 |
| Evansville, IN-KY | 2 | $ 143,000 | $ 71,500 | $ 83,000 |
| Flint, MI | 2 | $ 270,000 | $ 135,000 | $ 94,000 |
| Fond Du Lac, WI | 2 | $ 143,000 | $ 71,500 | $ 91,000 |
| Great Falls, MT | 2 | $ 65,000 | $ 32,500 | $ 29,000 |
| Greenville, SC | 2 | $ 32,000 | $ 16,000 | $ 57,000 |
| Idaho Falls, ID | 2 | $ 34,000 | $ 17,000 | $ 52,000 |
| Janesville, WI | 2 | $ 16,000 | $ 8,000 | $ 80,000 |
| Laredo, TX | 2 | $ 128,000 | $ 64,000 | $ 67,000 |
| Lawton, OK | 2 | $ 37,000 | $ 18,500 | $ 90,000 |
| Memphis, TN-MS-AR | 2 | $ 255,000 | $ 127,500 | $ 221,000 |
| Missoula, MT | 2 | $ 54,000 | $ 27,000 | $ 52,000 |
| Monroe, MI | 2 | $ 328,000 | $ 164,000 | $ 303,000 |
| Muskegon-Norton Shores, MI | 2 | $ 64,000 | $ 32,000 | $ 53,000 |
| Newark-Union, NJ-PA | 2 | $ 175,000 | $ 87,500 | $ 104,000 |
| Odessa, TX | 2 | $ 45,000 | $ 22,500 | $ 104,000 |
| Ogden-Clearfield, UT | 2 | $ 33,000 | $ 16,500 | $ 64,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Panama City-Lynn Haven, FL | 2 | $ 200,000 | $ 100,000 | $ 101,000 |
| Pascagoula, MS | 2 | $ 32,000 | $ 16,000 | $ 81,000 |
| Rapid City, SD | 2 | $ 21,000 | $ 10,500 | $ 160,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 193,000 | $ 96,500 | $ 43,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 12,000 | $ 6,000 | $ 39,000 |
| Springfield, MA | 2 | $ 235,000 | $ 117,500 | $ 58,000 |
| Springfield, MO | 2 | $ 50,000 | $ 25,000 | $ 29,000 |
| Victoria, TX | 2 | $ 24,000 | $ 12,000 | $ 24,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 20,000 | $ 10,000 | $ 52,000 |
| Winston-Salem, NC | 2 | $ 83,000 | $ 41,500 | $ 75,000 |
| Abilene, TX | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| Altoona, PA | 1 | $ 11,000 | $ 11,000 | $ 45,000 |
| Amarillo, TX | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Auburn-Opelika, AL | 1 | $ 31,000 | $ 31,000 | $ 96,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Battle Creek, MI | 1 | $ 19,000 | $ 19,000 | $ 51,000 |
| Burlington, NC | 1 | $ 11,000 | $ 11,000 | $ 89,000 |
| Burlington-South Burlington, VT | 1 | $ 24,000 | $ 24,000 | $ 51,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 63,000 | $ 63,000 | $ 158,000 |
| Carson City, NV | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Chattanooga, TN-GA | 1 | $ 23,000 | $ 23,000 | $ 135,000 |
| Corpus Christi, TX | 1 | $ 14,000 | $ 14,000 | $ 77,000 |
| Corvallis, OR | 1 | $ 3,000 | $ 3,000 | $ 81,000 |
| Decatur, AL | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Decatur, IL | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Elkhart-Goshen, IN | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Elmira, NY | 1 | $ 39,000 | $ 39,000 | $ 128,000 |
| Erie, PA | 1 | $ 21,000 | $ 21,000 | $ 94,000 |
| Essex County, MA | 1 | $ 34,000 | $ 34,000 | $ 79,000 |
| Fairbanks, AK | 1 | $ 39,000 | $ 39,000 | $ 57,000 |
| Florence-Muscle Shoals, AL | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Glens Falls, NY | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Greeley, CO | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Greensboro-High Point, NC | 1 | $ 11,000 | $ 11,000 | $ 172,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 42,000 | $ 42,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 8,000 | $ 8,000 | $ 67,000 |
| Jackson, MI | 1 | $ 54,000 | $ 54,000 | $ 69,000 |
| Jefferson City, MO | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
| Kokomo, IN | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Little Rock-North Little Rock, AR | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Lubbock, TX | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Manchester-Nashua, NH | 1 | $ 59,000 | $ 59,000 | $ 110,000 |
| Monroe, LA | 1 | $ 19,000 | $ 19,000 | $ 48,000 |
| Morristown, TN | 1 | $ 20,000 | $ 20,000 | $ 101,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 13,000 | $ 13,000 | $ 43,000 |
| Pittsfield, MA | 1 | $ 6,000 | $ 6,000 | $ 39,000 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Punta Gorda, FL | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Reno-Sparks, NV | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 42,000 | $ 42,000 | $ 165,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 212,000 | $ 212,000 | $ 27,000 |
| Savannah, GA | 1 | $ 13,000 | $ 13,000 | $ 114,000 |
| Sherman-Denison, TX | 1 | $ 57,000 | $ 57,000 | $ 93,000 |
| Shreveport-Bossier City, LA | 1 | $ 188,000 | $ 188,000 | $ 115,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Springfield, OH | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Stockton, CA | 1 | $ 360,000 | $ 360,000 | $ 69,000 |
| Terre Haute, IN | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Tuscaloosa, AL | 1 | $ 11,000 | $ 11,000 | $ 99,000 |
| Utica-Rome, NY | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Vero Beach, FL | 1 | $ 211,000 | $ 211,000 | $ 121,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 11,000 | $ 11,000 | $ 82,000 |
| Visalia-Porterville, CA | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Wenatchee, WA | 1 | $ 252,000 | $ 252,000 | $ 37,000 |
| Wheeling, WV-OH | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Wichita Falls, TX | 1 | $ 30,000 | $ 30,000 | $ 131,000 |
| Williamsport, PA | 1 | $ 14,000 | $ 14,000 | $ 51,000 |
| Winchester, VA-WV | 1 | $ 14,000 | $ 14,000 | $ 41,000 |
| Yuba City, CA | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| Yuma, AZ | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Thrivent Financial Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,823 | $104,437,000 | $48,020 | $879,000 | $89,489 | $1,656,000 |
| Refinancing | 1,251 | $71,607,000 | $59,812 | $640,000 | $75,312 | $564,000 |
| Home Improvement | 336 | $16,655,000 | $40,625 | $360,000 | $63,525 | $323,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,942 | $44,489,000 | $23,250 | $430,000 | $89,062 | $1,656,000 |
| White | 1,149 | $112,390,000 | $97,304 | $879,000 | $72,456 | $407,000 |
| Not Provided | 257 | $27,513,000 | $92,837 | $530,000 | $67,648 | $504,000 |
| Black or African American | 32 | $4,025,000 | $116,909 | $399,000 | $66,363 | $226,000 |
| Hispanic | 14 | $1,459,000 | $125,857 | $315,000 | $71,428 | $207,000 |
| Asian | 11 | $1,851,000 | $145,750 | $616,000 | $69,500 | $114,000 |
| American Indian or Alaskan Native | 4 | $497,000 | $124,250 | $206,000 | $70,250 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $475,000 | $475,000 | $475,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,410 | $192,699,000 | $53,313 | $879,000 | $78,784 | $1,656,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,983 | $45,908,000 | $23,479 | $430,000 | $89,229 | $1,656,000 |
| Loan Originated | 863 | $72,932,000 | $96,478 | $600,000 | $70,652 | $470,000 |
| Preapproval Approved but not Accepted | 204 | $35,210,000 | $172,000 | $640,000 | $67,000 | $350,000 |
| Application Denied By Financial Institution | 161 | $15,062,000 | $98,588 | $480,000 | $68,970 | $504,000 |
| Application Approved But Not Accepted | 130 | $13,607,000 | $98,117 | $640,000 | $85,323 | $274,000 |
| Preapproval Denied by Financial Institution | 58 | $8,910,000 | $153,000 | $879,000 | $78,000 | $240,000 |
| Application Withdrawn By Applicant | 9 | $795,000 | $82,714 | $200,000 | $39,000 | $85,000 |
| File Closed For Incompleteness | 2 | $275,000 | $137,500 | $180,000 | $42,500 | $61,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 114 | $10,906,000 | $89,607 | $359,000 | $75,250 | $504,000 |
| Debt-To-Income Ratio | 61 | $7,494,000 | $102,800 | $616,000 | $39,840 | $126,000 |
| Collateral | 13 | $1,602,000 | $128,666 | $315,000 | $83,666 | $125,000 |
| Other | 10 | $1,187,000 | $121,428 | $480,000 | $104,428 | $168,000 |
| Employment History | 10 | $1,146,000 | $96,666 | $290,000 | $58,333 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $441,000 | $85,666 | $150,000 | $40,000 | $56,000 |
| Unverifiable Information | 4 | $1,148,000 | $204,333 | $879,000 | $76,666 | $240,000 |
| Mortgage Insurance Denied | 2 | $48,000 | $24,000 | $28,000 | $62,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Financial Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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