Tib The Independent Bankersban
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Tib The Independent Bankersban 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tib The Independent Bankersban 11701 Luna Road Farmers Branch, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,563 |
| Total Mortgage Loan Application Amount | $595,710,000 |
| Average Mortgage Loan Application Amount | $166,666 |
| Highest Mortgage Loan Application Amount | $452,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $939,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Tib The Independent Bankersban. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tib The Independent Bankersban's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Tib The Independent Bankersban's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tib The Independent Bankersban serves its applicants.
Each category highlights the total number of mortgage applications processed by Tib The Independent Bankersban, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tib The Independent Bankersban's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cole County Missouri | 144 | $ 24,717,000 | $ 171,000 | $ 84,000 |
| Polk County Missouri | 119 | $ 16,405,000 | $ 137,000 | $ 74,000 |
| Tom Green County Texas | 91 | $ 13,441,000 | $ 147,000 | $ 97,000 |
| Laclede County Missouri | 86 | $ 11,045,000 | $ 128,000 | $ 75,000 |
| Montgomery County Texas | 84 | $ 17,800,000 | $ 211,000 | $ 126,000 |
| Greene County Missouri | 83 | $ 10,721,000 | $ 129,000 | $ 71,000 |
| Pontotoc County Oklahoma | 74 | $ 9,023,000 | $ 121,000 | $ 72,000 |
| Pima County Arizona | 65 | $ 13,332,000 | $ 205,000 | $ 103,000 |
| Osage County Missouri | 63 | $ 9,136,000 | $ 145,000 | $ 67,000 |
| Gregg County Texas | 62 | $ 11,546,000 | $ 186,000 | $ 112,000 |
| Smith County Texas | 56 | $ 11,232,000 | $ 200,000 | $ 123,000 |
| Boone County Arkansas | 54 | $ 7,133,000 | $ 132,000 | $ 71,000 |
| La Plata County Colorado | 52 | $ 12,343,000 | $ 237,000 | $ 79,000 |
| Bastrop County Texas | 49 | $ 6,972,000 | $ 142,000 | $ 90,000 |
| Ouachita County Louisiana | 47 | $ 7,441,000 | $ 158,000 | $ 85,000 |
| Mohave County Arizona | 46 | $ 8,318,000 | $ 180,000 | $ 97,000 |
| Carroll County Arkansas | 45 | $ 4,963,000 | $ 110,000 | $ 59,000 |
| Randall County Texas | 45 | $ 7,617,000 | $ 169,000 | $ 90,000 |
| Taney County Missouri | 43 | $ 6,267,000 | $ 145,000 | $ 78,000 |
| Denton County Texas | 43 | $ 7,927,000 | $ 184,000 | $ 120,000 |
| Walker County Texas | 43 | $ 7,144,000 | $ 166,000 | $ 95,000 |
| St. James County Louisiana | 39 | $ 7,573,000 | $ 194,000 | $ 101,000 |
| Cape Girardeau County Missouri | 39 | $ 6,072,000 | $ 155,000 | $ 72,000 |
| Burnet County Texas | 35 | $ 7,309,000 | $ 208,000 | $ 106,000 |
| Lafourche County Louisiana | 34 | $ 6,410,000 | $ 188,000 | $ 117,000 |
| Boone County Missouri | 34 | $ 5,602,000 | $ 164,000 | $ 87,000 |
| Williamson County Texas | 34 | $ 6,439,000 | $ 189,000 | $ 116,000 |
| Gillespie County Texas | 33 | $ 6,620,000 | $ 200,000 | $ 80,000 |
| Grant County Louisiana | 32 | $ 4,634,000 | $ 144,000 | $ 82,000 |
| Callaway County Missouri | 32 | $ 3,841,000 | $ 120,000 | $ 59,000 |
| Jasper County Missouri | 32 | $ 4,236,000 | $ 132,000 | $ 73,000 |
| Comal County Texas | 32 | $ 7,968,000 | $ 249,000 | $ 142,000 |
| Travis County Texas | 32 | $ 7,295,000 | $ 227,000 | $ 163,000 |
| St. Francois County Missouri | 31 | $ 4,930,000 | $ 159,000 | $ 71,000 |
| Grayson County Texas | 31 | $ 4,963,000 | $ 160,000 | $ 99,000 |
| Richland County Louisiana | 30 | $ 4,717,000 | $ 157,000 | $ 104,000 |
| Dallas County Texas | 30 | $ 7,374,000 | $ 245,000 | $ 149,000 |
| Hays County Texas | 30 | $ 7,982,000 | $ 266,000 | $ 129,000 |
| Lea County New Mexico | 29 | $ 4,637,000 | $ 159,000 | $ 67,000 |
| Miller County Missouri | 28 | $ 4,634,000 | $ 165,000 | $ 72,000 |
| Harris County Texas | 28 | $ 5,268,000 | $ 188,000 | $ 136,000 |
| Harrison County Texas | 28 | $ 5,409,000 | $ 193,000 | $ 116,000 |
| Baxter County Arkansas | 26 | $ 3,622,000 | $ 139,000 | $ 79,000 |
| Lafayette County Louisiana | 24 | $ 5,685,000 | $ 236,000 | $ 143,000 |
| Bell County Texas | 24 | $ 5,300,000 | $ 220,000 | $ 170,000 |
| Medina County Texas | 24 | $ 4,913,000 | $ 204,000 | $ 120,000 |
| Rapides County Louisiana | 23 | $ 3,881,000 | $ 168,000 | $ 81,000 |
| Wise County Texas | 23 | $ 3,420,000 | $ 148,000 | $ 100,000 |
| Perry County Missouri | 22 | $ 3,394,000 | $ 154,000 | $ 80,000 |
| Stone County Missouri | 22 | $ 4,114,000 | $ 187,000 | $ 116,000 |
| Luna County New Mexico | 22 | $ 2,339,000 | $ 106,000 | $ 66,000 |
| Benton County Arkansas | 21 | $ 4,071,000 | $ 193,000 | $ 101,000 |
| Texas County Oklahoma | 21 | $ 2,645,000 | $ 125,000 | $ 108,000 |
| Guadalupe County Texas | 21 | $ 4,179,000 | $ 199,000 | $ 125,000 |
| Llano County Texas | 20 | $ 4,683,000 | $ 234,000 | $ 165,000 |
| Titus County Texas | 20 | $ 3,247,000 | $ 162,000 | $ 95,000 |
| Franklin County Missouri | 19 | $ 3,269,000 | $ 172,000 | $ 89,000 |
| Hood County Texas | 19 | $ 2,812,000 | $ 148,000 | $ 109,000 |
| Washington County Arkansas | 18 | $ 2,734,000 | $ 151,000 | $ 79,000 |
| Vermilion County Louisiana | 18 | $ 2,964,000 | $ 164,000 | $ 108,000 |
| Hartley County Texas | 17 | $ 3,045,000 | $ 179,000 | $ 112,000 |
| Franklin County Louisiana | 16 | $ 2,281,000 | $ 142,000 | $ 84,000 |
| Collin County Texas | 16 | $ 2,601,000 | $ 162,000 | $ 85,000 |
| Henderson County Texas | 16 | $ 3,611,000 | $ 225,000 | $ 130,000 |
| Montague County Texas | 16 | $ 3,067,000 | $ 191,000 | $ 103,000 |
| Jack County Texas | 15 | $ 1,753,000 | $ 116,000 | $ 96,000 |
| Wichita County Texas | 15 | $ 2,294,000 | $ 152,000 | $ 97,000 |
| Webster County Missouri | 14 | $ 2,255,000 | $ 161,000 | $ 67,000 |
| Bowie County Texas | 14 | $ 2,134,000 | $ 152,000 | $ 138,000 |
| Brazoria County Texas | 14 | $ 2,554,000 | $ 182,000 | $ 167,000 |
| Brazos County Texas | 14 | $ 3,928,000 | $ 280,000 | $ 179,000 |
| Cooke County Texas | 14 | $ 2,421,000 | $ 172,000 | $ 155,000 |
| Potter County Texas | 14 | $ 2,403,000 | $ 171,000 | $ 92,000 |
| Marion County Arkansas | 13 | $ 1,463,000 | $ 112,000 | $ 62,000 |
| Morehouse County Louisiana | 13 | $ 2,282,000 | $ 175,000 | $ 74,000 |
| St. Charles County Louisiana | 13 | $ 2,485,000 | $ 191,000 | $ 112,000 |
| Fayette County Texas | 13 | $ 2,215,000 | $ 170,000 | $ 95,000 |
| Faulkner County Arkansas | 12 | $ 1,885,000 | $ 157,000 | $ 88,000 |
| Camden County Missouri | 12 | $ 2,744,000 | $ 228,000 | $ 162,000 |
| Christian County Missouri | 12 | $ 2,020,000 | $ 168,000 | $ 76,000 |
| Lee County Texas | 12 | $ 1,966,000 | $ 163,000 | $ 71,000 |
| Tarrant County Texas | 12 | $ 2,266,000 | $ 188,000 | $ 90,000 |
| Newton County Arkansas | 11 | $ 1,191,000 | $ 108,000 | $ 41,000 |
| Iberia County Louisiana | 11 | $ 1,617,000 | $ 147,000 | $ 81,000 |
| Howell County Missouri | 11 | $ 1,097,000 | $ 99,000 | $ 44,000 |
| Ochiltree County Texas | 11 | $ 1,612,000 | $ 146,000 | $ 123,000 |
| Pinal County Arizona | 10 | $ 1,457,000 | $ 145,000 | $ 70,000 |
| Van Buren County Arkansas | 10 | $ 1,167,000 | $ 116,000 | $ 78,000 |
| Ascension County Louisiana | 10 | $ 1,718,000 | $ 171,000 | $ 99,000 |
| Dallas County Missouri | 10 | $ 1,492,000 | $ 149,000 | $ 75,000 |
| Hickory County Missouri | 10 | $ 1,220,000 | $ 122,000 | $ 63,000 |
| Garfield County Oklahoma | 10 | $ 1,261,000 | $ 126,000 | $ 63,000 |
| Bexar County Texas | 10 | $ 2,646,000 | $ 264,000 | $ 132,000 |
| Kaufman County Texas | 10 | $ 2,009,000 | $ 200,000 | $ 138,000 |
| Caldwell County Louisiana | 9 | $ 1,601,000 | $ 177,000 | $ 125,000 |
| Jefferson County Missouri | 9 | $ 1,303,000 | $ 144,000 | $ 95,000 |
| Deaf Smith County Texas | 9 | $ 1,155,000 | $ 128,000 | $ 80,000 |
| Liberty County Texas | 9 | $ 1,591,000 | $ 176,000 | $ 121,000 |
| Taylor County Texas | 9 | $ 1,382,000 | $ 153,000 | $ 92,000 |
| Webster County Louisiana | 8 | $ 1,026,000 | $ 128,000 | $ 71,000 |
| Cedar County Missouri | 8 | $ 1,019,000 | $ 127,000 | $ 56,000 |
| Flathead County Montana | 8 | $ 1,393,000 | $ 174,000 | $ 65,000 |
| Lincoln County Montana | 8 | $ 1,755,000 | $ 219,000 | $ 77,000 |
| Okmulgee County Oklahoma | 8 | $ 1,425,000 | $ 178,000 | $ 106,000 |
| Dallam County Texas | 8 | $ 1,375,000 | $ 171,000 | $ 124,000 |
| Moore County Texas | 8 | $ 1,086,000 | $ 135,000 | $ 76,000 |
| Rusk County Texas | 8 | $ 1,165,000 | $ 145,000 | $ 88,000 |
| Boone County Indiana | 7 | $ 750,000 | $ 107,000 | $ 52,000 |
| Terrebonne County Louisiana | 7 | $ 1,267,000 | $ 181,000 | $ 98,000 |
| Texas County Missouri | 7 | $ 850,000 | $ 121,000 | $ 53,000 |
| Gallatin County Montana | 7 | $ 1,337,000 | $ 191,000 | $ 60,000 |
| Missoula County Montana | 7 | $ 1,650,000 | $ 235,000 | $ 98,000 |
| Camp County Texas | 7 | $ 1,153,000 | $ 164,000 | $ 98,000 |
| Panola County Texas | 7 | $ 994,000 | $ 142,000 | $ 100,000 |
| Parker County Texas | 7 | $ 1,527,000 | $ 218,000 | $ 173,000 |
| Val Verde County Texas | 7 | $ 1,061,000 | $ 151,000 | $ 96,000 |
| Wilson County Texas | 7 | $ 1,692,000 | $ 241,000 | $ 116,000 |
| Maricopa County Arizona | 6 | $ 1,195,000 | $ 199,000 | $ 137,000 |
| Johnson County Kansas | 6 | $ 1,019,000 | $ 169,000 | $ 62,000 |
| St. John the Baptist County Louisiana | 6 | $ 944,000 | $ 157,000 | $ 79,000 |
| Maries County Missouri | 6 | $ 900,000 | $ 150,000 | $ 65,000 |
| Scott County Missouri | 6 | $ 711,000 | $ 118,000 | $ 56,000 |
| Kendall County Texas | 6 | $ 1,282,000 | $ 213,000 | $ 91,000 |
| Kerr County Texas | 6 | $ 1,019,000 | $ 169,000 | $ 64,000 |
| McLennan County Texas | 6 | $ 723,000 | $ 120,000 | $ 67,000 |
| Runnels County Texas | 6 | $ 529,000 | $ 88,000 | $ 75,000 |
| Madison County Arkansas | 5 | $ 636,000 | $ 127,000 | $ 60,000 |
| Searcy County Arkansas | 5 | $ 959,000 | $ 191,000 | $ 96,000 |
| Jefferson County Louisiana | 5 | $ 916,000 | $ 183,000 | $ 77,000 |
| West Carroll County Louisiana | 5 | $ 490,000 | $ 98,000 | $ 79,000 |
| Barry County Missouri | 5 | $ 701,000 | $ 140,000 | $ 62,000 |
| New Madrid County Missouri | 5 | $ 606,000 | $ 121,000 | $ 76,000 |
| Pittsburg County Oklahoma | 5 | $ 612,000 | $ 122,000 | $ 83,000 |
| Blanco County Texas | 5 | $ 1,226,000 | $ 245,000 | $ 80,000 |
| Clay County Texas | 5 | $ 865,000 | $ 173,000 | $ 76,000 |
| Hopkins County Texas | 5 | $ 586,000 | $ 117,000 | $ 72,000 |
| Young County Texas | 5 | $ 941,000 | $ 188,000 | $ 128,000 |
| La Paz County Arizona | 4 | $ 475,000 | $ 118,000 | $ 67,000 |
| Pulaski County Arkansas | 4 | $ 1,114,000 | $ 278,000 | $ 131,000 |
| Cook County Illinois | 4 | $ 536,000 | $ 134,000 | $ 105,000 |
| Clay County Missouri | 4 | $ 564,000 | $ 141,000 | $ 64,000 |
| Crawford County Missouri | 4 | $ 523,000 | $ 130,000 | $ 55,000 |
| Dade County Missouri | 4 | $ 445,000 | $ 111,000 | $ 68,000 |
| Gasconade County Missouri | 4 | $ 518,000 | $ 129,000 | $ 54,000 |
| Newton County Missouri | 4 | $ 537,000 | $ 134,000 | $ 98,000 |
| Pulaski County Missouri | 4 | $ 582,000 | $ 145,000 | $ 79,000 |
| Washington County Missouri | 4 | $ 388,000 | $ 97,000 | $ 52,000 |
| Silver Bow County Montana | 4 | $ 758,000 | $ 189,000 | $ 116,000 |
| Garvin County Oklahoma | 4 | $ 272,000 | $ 68,000 | $ 34,000 |
| McIntosh County Oklahoma | 4 | $ 455,000 | $ 113,000 | $ 49,000 |
| Callahan County Texas | 4 | $ 523,000 | $ 130,000 | $ 67,000 |
| Cherokee County Texas | 4 | $ 785,000 | $ 196,000 | $ 99,000 |
| Ector County Texas | 4 | $ 614,000 | $ 153,000 | $ 67,000 |
| Freestone County Texas | 4 | $ 614,000 | $ 153,000 | $ 104,000 |
| Gray County Texas | 4 | $ 431,000 | $ 107,000 | $ 128,000 |
| Navarro County Texas | 4 | $ 790,000 | $ 197,000 | $ 115,000 |
| Izard County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 88,000 |
| Pope County Arkansas | 3 | $ 528,000 | $ 176,000 | $ 158,000 |
| Yell County Arkansas | 3 | $ 206,000 | $ 68,000 | $ 60,000 |
| Montezuma County Colorado | 3 | $ 829,000 | $ 276,000 | $ 98,000 |
| Assumption County Louisiana | 3 | $ 455,000 | $ 151,000 | $ 84,000 |
| Catahoula County Louisiana | 3 | $ 450,000 | $ 150,000 | $ 69,000 |
| East Carroll County Louisiana | 3 | $ 368,000 | $ 122,000 | $ 90,000 |
| St. Landry County Louisiana | 3 | $ 396,000 | $ 132,000 | $ 51,000 |
| Tensas County Louisiana | 3 | $ 583,000 | $ 194,000 | $ 359,000 |
| Adams County Mississippi | 3 | $ 703,000 | $ 234,000 | $ 80,000 |
| Jackson County Missouri | 3 | $ 492,000 | $ 164,000 | $ 92,000 |
| Madison County Missouri | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Moniteau County Missouri | 3 | $ 437,000 | $ 145,000 | $ 94,000 |
| Morgan County Missouri | 3 | $ 407,000 | $ 135,000 | $ 113,000 |
| St. Charles County Missouri | 3 | $ 430,000 | $ 143,000 | $ 86,000 |
| St. Louis County Missouri | 3 | $ 1,076,000 | $ 358,000 | $ 169,000 |
| Deer Lodge County Montana | 3 | $ 266,000 | $ 88,000 | $ 23,000 |
| Taos County New Mexico | 3 | $ 837,000 | $ 279,000 | $ 188,000 |
| Johnston County Oklahoma | 3 | $ 437,000 | $ 145,000 | $ 67,000 |
| Marshall County Oklahoma | 3 | $ 410,000 | $ 136,000 | $ 124,000 |
| Murray County Oklahoma | 3 | $ 253,000 | $ 84,000 | $ 32,000 |
| Seminole County Oklahoma | 3 | $ 324,000 | $ 108,000 | $ 54,000 |
| Tulsa County Oklahoma | 3 | $ 669,000 | $ 223,000 | $ 83,000 |
| Anderson County Texas | 3 | $ 359,000 | $ 119,000 | $ 67,000 |
| Angelina County Texas | 3 | $ 394,000 | $ 131,000 | $ 64,000 |
| Archer County Texas | 3 | $ 333,000 | $ 111,000 | $ 96,000 |
| Ellis County Texas | 3 | $ 490,000 | $ 163,000 | $ 67,000 |
| Fort Bend County Texas | 3 | $ 413,000 | $ 137,000 | $ 158,000 |
| Galveston County Texas | 3 | $ 925,000 | $ 308,000 | $ 212,000 |
| Hansford County Texas | 3 | $ 272,000 | $ 90,000 | $ 63,000 |
| Houston County Texas | 3 | $ 321,000 | $ 107,000 | $ 84,000 |
| Lamar County Texas | 3 | $ 378,000 | $ 126,000 | $ 71,000 |
| Lampasas County Texas | 3 | $ 326,000 | $ 108,000 | $ 69,000 |
| Limestone County Texas | 3 | $ 476,000 | $ 158,000 | $ 99,000 |
| Robertson County Texas | 3 | $ 650,000 | $ 216,000 | $ 70,000 |
| Rockwall County Texas | 3 | $ 792,000 | $ 264,000 | $ 117,000 |
| Van Zandt County Texas | 3 | $ 568,000 | $ 189,000 | $ 103,000 |
| Santa Cruz County Arizona | 2 | $ 373,000 | $ 186,000 | $ 113,000 |
| Arkansas County Arkansas | 2 | $ 335,000 | $ 167,000 | $ 59,000 |
| Franklin County Arkansas | 2 | $ 172,000 | $ 86,000 | $ 33,000 |
| Miller County Arkansas | 2 | $ 514,000 | $ 257,000 | $ 152,000 |
| Poinsett County Arkansas | 2 | $ 135,000 | $ 67,000 | $ 49,000 |
| Stone County Arkansas | 2 | $ 154,000 | $ 77,000 | $ 24,000 |
| Cherokee County Kansas | 2 | $ 248,000 | $ 124,000 | $ 47,000 |
| Acadia County Louisiana | 2 | $ 402,000 | $ 201,000 | $ 102,000 |
| Concordia County Louisiana | 2 | $ 217,000 | $ 108,000 | $ 115,000 |
| East Baton Rouge County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 188,000 |
| La Salle County Louisiana | 2 | $ 337,000 | $ 168,000 | $ 77,000 |
| Livingston County Louisiana | 2 | $ 439,000 | $ 219,000 | $ 138,000 |
| Union County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Adair County Missouri | 2 | $ 353,000 | $ 176,000 | $ 109,000 |
| Audrain County Missouri | 2 | $ 243,000 | $ 121,000 | $ 68,000 |
| Barton County Missouri | 2 | $ 154,000 | $ 77,000 | $ 44,000 |
| Cooper County Missouri | 2 | $ 204,000 | $ 102,000 | $ 190,000 |
| Lawrence County Missouri | 2 | $ 288,000 | $ 144,000 | $ 61,000 |
| Warren County Missouri | 2 | $ 412,000 | $ 206,000 | $ 95,000 |
| Grant County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Cherokee County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 64,000 |
| Creek County Oklahoma | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| McClain County Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 63,000 |
| Muskogee County Oklahoma | 2 | $ 213,000 | $ 106,000 | $ 57,000 |
| Oklahoma County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 225,000 |
| Woodward County Oklahoma | 2 | $ 246,000 | $ 123,000 | $ 90,000 |
| Knox County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Atascosa County Texas | 2 | $ 245,000 | $ 122,000 | $ 50,000 |
| Brown County Texas | 2 | $ 303,000 | $ 151,000 | $ 62,000 |
| Concho County Texas | 2 | $ 178,000 | $ 89,000 | $ 91,000 |
| Crockett County Texas | 2 | $ 179,000 | $ 89,000 | $ 72,000 |
| Falls County Texas | 2 | $ 342,000 | $ 171,000 | $ 63,000 |
| Hardin County Texas | 2 | $ 417,000 | $ 208,000 | $ 100,000 |
| Jones County Texas | 2 | $ 298,000 | $ 149,000 | $ 134,000 |
| Leon County Texas | 2 | $ 435,000 | $ 217,000 | $ 195,000 |
| Lubbock County Texas | 2 | $ 515,000 | $ 257,000 | $ 159,000 |
| Midland County Texas | 2 | $ 343,000 | $ 171,000 | $ 126,000 |
| Morris County Texas | 2 | $ 292,000 | $ 146,000 | $ 94,000 |
| Parmer County Texas | 2 | $ 265,000 | $ 132,000 | $ 164,000 |
| Pecos County Texas | 2 | $ 134,000 | $ 67,000 | $ 119,000 |
| San Jacinto County Texas | 2 | $ 298,000 | $ 149,000 | $ 81,000 |
| Trinity County Texas | 2 | $ 172,000 | $ 86,000 | $ 61,000 |
| Upshur County Texas | 2 | $ 289,000 | $ 144,000 | $ 69,000 |
| Waller County Texas | 2 | $ 507,000 | $ 253,000 | $ 153,000 |
| Washington County Texas | 2 | $ 496,000 | $ 248,000 | $ 103,000 |
| Harrison County West Virginia | 2 | $ 161,000 | $ 80,000 | $ 55,000 |
| Mobile County Alabama | 1 | $ 176,000 | $ 176,000 | $ 51,000 |
| Shelby County Alabama | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Cochise County Arizona | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Cleburne County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Columbia County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Conway County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Cross County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Lawrence County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 64,000 |
| Lonoke County Arkansas | 1 | $ 146,000 | $ 146,000 | $ 101,000 |
| Saline County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 88,000 |
| Woodruff County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 15,000 |
| Santa Cruz County California | 1 | $ 452,000 | $ 452,000 | $ 113,000 |
| Douglas County Colorado | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Eagle County Colorado | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| El Paso County Colorado | 1 | $ 298,000 | $ 298,000 | $ 117,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| San Juan County Colorado | 1 | $ 240,000 | $ 240,000 | $ 52,000 |
| Hillsborough County Florida | 1 | $ 182,000 | $ 182,000 | $ 118,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 260,000 | $ 260,000 | $ 322,000 |
| Hawaii County Hawaii | 1 | $ 395,000 | $ 395,000 | $ 235,000 |
| Bannock County Idaho | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Caribou County Idaho | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Franklin County Idaho | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| Polk County Iowa | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Clay County Kansas | 1 | $ 47,000 | $ 47,000 | $ 87,000 |
| Shawnee County Kansas | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Avoyelles County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Beauregard County Louisiana | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Bossier County Louisiana | 1 | $ 268,000 | $ 268,000 | $ 150,000 |
| Caddo County Louisiana | 1 | $ 207,000 | $ 207,000 | $ 79,000 |
| Claiborne County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 62,000 |
| East Feliciana County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Lincoln County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 436,000 |
| Madison County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 145,000 |
| Natchitoches County Louisiana | 1 | $ 307,000 | $ 307,000 | $ 153,000 |
| Orleans County Louisiana | 1 | $ 296,000 | $ 296,000 | $ 78,000 |
| St. Mary County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 71,000 |
| Cass County Missouri | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Iron County Missouri | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Lincoln County Missouri | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| McDonald County Missouri | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| Ozark County Missouri | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Phelps County Missouri | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Randolph County Missouri | 1 | $ 112,000 | $ 112,000 | $ 25,000 |
| Ste. Genevieve County Missouri | 1 | $ 74,000 | $ 74,000 | $ 78,000 |
| Lake County Montana | 1 | $ 270,000 | $ 270,000 | $ 192,000 |
| Lewis and Clark County Montana | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Bernalillo County New Mexico | 1 | $ 173,000 | $ 173,000 | $ 154,000 |
| Cibola County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Colfax County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Eddy County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Lincoln County New Mexico | 1 | $ 292,000 | $ 292,000 | $ 432,000 |
| Mora County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| San Juan County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Santa Fe County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Atoka County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Bryan County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Cimarron County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 77,000 |
| Coal County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 89,000 |
| Custer County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 166,000 |
| McCurtain County Oklahoma | 1 | $ 397,000 | $ 397,000 | $ 269,000 |
| Pushmataha County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Rogers County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 241,000 |
| Claiborne County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Decatur County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Armstrong County Texas | 1 | $ 93,000 | $ 93,000 | $ 83,000 |
| Austin County Texas | 1 | $ 417,000 | $ 417,000 | $ 567,000 |
| Bandera County Texas | 1 | $ 172,000 | $ 172,000 | $ 90,000 |
| Carson County Texas | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Cass County Texas | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| Chambers County Texas | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Colorado County Texas | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| El Paso County Texas | 1 | $ 84,000 | $ 84,000 | $ 71,000 |
| Fannin County Texas | 1 | $ 101,000 | $ 101,000 | $ 89,000 |
| Franklin County Texas | 1 | $ 220,000 | $ 220,000 | $ 61,000 |
| Glasscock County Texas | 1 | $ 310,000 | $ 310,000 | $ 111,000 |
| Gonzales County Texas | 1 | $ 94,000 | $ 94,000 | $ 69,000 |
| Hamilton County Texas | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Hemphill County Texas | 1 | $ 200,000 | $ 200,000 | $ 112,000 |
| Hutchinson County Texas | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Irion County Texas | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Jackson County Texas | 1 | $ 107,000 | $ 107,000 | $ 106,000 |
| Jefferson County Texas | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Lipscomb County Texas | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Madison County Texas | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Mason County Texas | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| McCulloch County Texas | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Nacogdoches County Texas | 1 | $ 124,000 | $ 124,000 | $ 39,000 |
| Nueces County Texas | 1 | $ 61,000 | $ 61,000 | $ 149,000 |
| Palo Pinto County Texas | 1 | $ 415,000 | $ 415,000 | $ 377,000 |
| Polk County Texas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Reagan County Texas | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Red River County Texas | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Sabine County Texas | 1 | $ 149,000 | $ 149,000 | $ 128,000 |
| San Augustine County Texas | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Schleicher County Texas | 1 | $ 129,000 | $ 129,000 | $ 84,000 |
| Sherman County Texas | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Swisher County Texas | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Uvalde County Texas | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Victoria County Texas | 1 | $ 72,000 | $ 72,000 | $ 126,000 |
| Wilbarger County Texas | 1 | $ 87,000 | $ 87,000 | $ 145,000 |
| Wood County Texas | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Yoakum County Texas | 1 | $ 138,000 | $ 138,000 | $ 108,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| King County Washington | 1 | $ 406,000 | $ 406,000 | $ 82,000 |
| Randolph County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Tib The Independent Bankersban in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,036 | $341,320,000 | $167,000 | $452,000 | $99,000 | $939,000 |
| Home Purchase | 1,487 | $247,710,000 | $166,000 | $417,000 | $89,000 | $602,000 |
| Home Improvement | 40 | $6,680,000 | $167,000 | $417,000 | $121,000 | $619,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,283 | $548,086,000 | $166,000 | $452,000 | $95,000 | $939,000 |
| Hispanic | 134 | $19,808,000 | $147,000 | $417,000 | $84,000 | $393,000 |
| Not Provided | 68 | $13,558,000 | $199,000 | $417,000 | $116,000 | $332,000 |
| Asian | 30 | $6,469,000 | $215,000 | $417,000 | $126,000 | $396,000 |
| Black or African American | 27 | $5,344,000 | $197,000 | $415,000 | $111,000 | $684,000 |
| American Indian or Alaskan Native | 18 | $1,946,000 | $108,000 | $200,000 | $55,000 | $214,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $499,000 | $166,000 | $200,000 | $94,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,021 | $523,587,000 | $173,000 | $452,000 | $101,000 | $939,000 |
| FHA-insured (Federal Housing Administration) | 284 | $39,402,000 | $138,000 | $275,000 | $72,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $23,854,000 | $113,000 | $295,000 | $42,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,867,000 | $184,000 | $415,000 | $76,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,158 | $535,022,000 | $169,000 | $417,000 | $98,000 | $939,000 |
| Loan Originated | 355 | $52,743,000 | $148,000 | $452,000 | $75,000 | $322,000 |
| Application Denied By Financial Institution | 44 | $6,913,000 | $157,000 | $417,000 | $70,000 | $432,000 |
| Application Approved But Not Accepted | 3 | $501,000 | $167,000 | $224,000 | $68,000 | $94,000 |
| File Closed For Incompleteness | 2 | $194,000 | $97,000 | $136,000 | $47,000 | $53,000 |
| Application Withdrawn By Applicant | 1 | $337,000 | $337,000 | $337,000 | $103,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $2,612,000 | $163,000 | $417,000 | $75,000 | $432,000 |
| Collateral | 10 | $1,615,000 | $161,000 | $315,000 | $73,000 | $147,000 |
| Other | 8 | $1,211,000 | $151,000 | $249,000 | $73,000 | $102,000 |
| Employment History | 5 | $727,000 | $145,000 | $240,000 | $54,000 | $97,000 |
| Credit History | 3 | $547,000 | $182,000 | $294,000 | $72,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $124,000 | $124,000 | $124,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib The Independent Bankersban's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tib The Independent Bankersban's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.