Tierone Bank Mortgage Lending & HMDA Data, 2007
In 2007, Tierone Bank of Lincoln, NE reported 6,672 mortgage applications totaling $599.1 million, up 1% from 2006. The average application was for $89,797, and applicants reported an average income of $67,973. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,655), Lincoln, NE (924) and Cape Coral-Fort Myers, FL (138) (applications in parentheses).
| Mortgage Company & Address | Tierone Bank 1235 "N" Street Lincoln, NE 68508 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,672 |
| Total Mortgage Loan Application Amount | $599,132,000 |
| Average Mortgage Loan Application Amount | $89,797 |
| Highest Mortgage Loan Application Amount | $1,790,000 |
| Average Applicant Income | $67,973 |
| Highest Applicant Income | $1,857,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tierone Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA | 1,655 | $ 154,282,000 | $ 93,221 | $ 79,613 |
| Lincoln, NE | 924 | $ 98,893,000 | $ 107,027 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 138 | $ 32,293,000 | $ 234,007 | $ 66,000 |
| Sioux City, IA-NE-SD | 69 | $ 5,865,000 | $ 85,000 | $ 80,956 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 57 | $ 10,520,000 | $ 184,561 | $ 93,000 |
| Kansas City, MO-KS | 46 | $ 8,954,000 | $ 194,652 | $ 104,347 |
| Lake Charles, LA | 31 | $ 1,814,000 | $ 58,516 | $ 51,000 |
| Jacksonville, FL | 30 | $ 2,821,000 | $ 94,033 | $ 44,000 |
| Birmingham-Hoover, AL | 29 | $ 1,866,000 | $ 64,344 | $ 50,000 |
| New Orleans-Metairie-Kenner, LA | 29 | $ 1,965,000 | $ 67,758 | $ 45,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 2,433,000 | $ 110,590 | $ 68,000 |
| Monroe, LA | 21 | $ 1,018,000 | $ 48,476 | $ 75,000 |
| Baton Rouge, LA | 20 | $ 1,026,000 | $ 51,300 | $ 50,000 |
| Tallahassee, FL | 20 | $ 2,944,000 | $ 147,200 | $ 70,000 |
| Alexandria, LA | 17 | $ 867,000 | $ 51,000 | $ 49,000 |
| Lafayette, LA | 17 | $ 973,000 | $ 57,235 | $ 46,000 |
| Dothan, AL | 15 | $ 953,000 | $ 63,533 | $ 45,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 788,000 | $ 60,615 | $ 75,000 |
| Oklahoma City, OK | 13 | $ 997,000 | $ 76,692 | $ 59,000 |
| Tuscaloosa, AL | 13 | $ 1,083,000 | $ 83,307 | $ 58,000 |
| Fort Smith, AR-OK | 12 | $ 820,000 | $ 68,333 | $ 44,333 |
| Jackson, MS | 12 | $ 600,000 | $ 50,000 | $ 42,000 |
| Phoenix-Mesa-Scottsdale, AZ | 12 | $ 2,153,000 | $ 179,416 | $ 130,000 |
| St. Louis, MO-IL | 12 | $ 868,000 | $ 72,333 | $ 78,000 |
| Wilmington, NC | 12 | $ 765,000 | $ 63,750 | $ 52,000 |
| Columbia, MO | 11 | $ 1,492,000 | $ 135,636 | $ 67,000 |
| Gainesville, FL | 11 | $ 955,000 | $ 86,818 | $ 55,000 |
| Houma-Bayou Cane-Thibodaux, LA | 11 | $ 733,000 | $ 66,636 | $ 61,000 |
| Mobile, AL | 11 | $ 575,000 | $ 52,272 | $ 51,000 |
| Shreveport-Bossier City, LA | 11 | $ 603,000 | $ 54,818 | $ 54,000 |
| Gulfport-Biloxi, MS | 10 | $ 510,000 | $ 51,000 | $ 51,000 |
| Anniston-Oxford, AL | 9 | $ 597,000 | $ 66,333 | $ 52,000 |
| Lakeland, FL | 9 | $ 825,000 | $ 91,666 | $ 64,000 |
| Lawrence, KS | 9 | $ 1,729,000 | $ 192,111 | $ 45,000 |
| Denver-Aurora, CO | 8 | $ 1,704,000 | $ 213,000 | $ 58,000 |
| Des Moines-West Des Moines, IA | 8 | $ 565,000 | $ 70,625 | $ 62,000 |
| Montgomery, AL | 8 | $ 447,000 | $ 55,875 | $ 39,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 594,000 | $ 74,250 | $ 41,000 |
| Portland-Vancouver-Beaverton, OR-WA | 8 | $ 1,162,000 | $ 145,250 | $ 71,000 |
| Charleston-North Charleston, SC | 7 | $ 836,000 | $ 119,428 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 7 | $ 449,000 | $ 64,142 | $ 46,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 598,000 | $ 85,428 | $ 34,714 |
| Las Vegas-Paradise, NV | 7 | $ 747,000 | $ 106,714 | $ 116,000 |
| Pine Bluff, AR | 7 | $ 356,000 | $ 50,857 | $ 39,000 |
| Tulsa, OK | 7 | $ 554,000 | $ 79,142 | $ 57,000 |
| Charleston, WV | 6 | $ 402,000 | $ 67,000 | $ 46,000 |
| Memphis, TN-MS-AR | 6 | $ 294,000 | $ 49,000 | $ 58,833 |
| Naples-Marco Island, FL | 6 | $ 756,000 | $ 126,000 | $ 105,000 |
| Orlando-Kissimmee, FL | 6 | $ 502,000 | $ 83,666 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 658,000 | $ 109,666 | $ 76,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5 | $ 529,000 | $ 105,800 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 338,000 | $ 67,600 | $ 42,200 |
| Cleveland, TN | 5 | $ 330,000 | $ 66,000 | $ 53,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 302,000 | $ 60,400 | $ 54,000 |
| Jonesboro, AR | 5 | $ 176,000 | $ 35,200 | $ 50,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 405,000 | $ 81,000 | $ 48,000 |
| Ocala, FL | 5 | $ 553,000 | $ 110,600 | $ 82,000 |
| Rochester, MN | 5 | $ 788,000 | $ 157,600 | $ 64,000 |
| Springfield, MO | 5 | $ 425,000 | $ 85,000 | $ 32,000 |
| Colorado Springs, CO | 4 | $ 373,000 | $ 93,250 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 515,000 | $ 128,750 | $ 56,000 |
| Hattiesburg, MS | 4 | $ 240,000 | $ 60,000 | $ 85,000 |
| Punta Gorda, FL | 4 | $ 949,000 | $ 237,250 | $ 42,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 231,000 | $ 77,000 | $ 51,666 |
| Columbia, SC | 3 | $ 235,000 | $ 78,333 | $ 52,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 285,000 | $ 95,000 | $ 59,000 |
| Gadsden, AL | 3 | $ 153,000 | $ 51,000 | $ 39,000 |
| Gainesville, GA | 3 | $ 113,000 | $ 37,666 | $ 43,000 |
| Greeley, CO | 3 | $ 704,000 | $ 234,666 | $ 113,000 |
| Joplin, MO | 3 | $ 245,000 | $ 81,666 | $ 42,000 |
| Port St. Lucie, FL | 3 | $ 853,000 | $ 284,333 | $ 56,000 |
| Rocky Mount, NC | 3 | $ 262,000 | $ 87,333 | $ 35,000 |
| Sarasota-Bradenton-Venice, FL | 3 | $ 581,000 | $ 193,666 | $ 45,000 |
| Tucson, AZ | 3 | $ 139,000 | $ 46,333 | $ 93,000 |
| Valdosta, GA | 3 | $ 189,000 | $ 63,000 | $ 45,000 |
| Wichita, KS | 3 | $ 278,000 | $ 92,666 | $ 92,000 |
| Anderson, SC | 2 | $ 179,000 | $ 89,500 | $ 47,000 |
| Bakersfield, CA | 2 | $ 154,000 | $ 77,000 | $ 54,000 |
| Brownsville-Harlingen, TX | 2 | $ 235,000 | $ 117,500 | $ 58,000 |
| Brunswick, GA | 2 | $ 141,000 | $ 70,500 | $ 33,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 182,000 | $ 91,000 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 311,000 | $ 155,500 | $ 70,000 |
| Fayetteville, NC | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
| Florence, SC | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Florence-Muscle Shoals, AL | 2 | $ 45,000 | $ 22,500 | $ 39,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 159,000 | $ 79,500 | $ 44,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 491,000 | $ 245,500 | $ 127,000 |
| Morgantown, WV | 2 | $ 159,000 | $ 79,500 | $ 44,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 105,000 | $ 52,500 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 113,000 | $ 56,500 | $ 49,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 203,000 | $ 101,500 | $ 50,000 |
| Richmond, VA | 2 | $ 131,000 | $ 65,500 | $ 49,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 415,000 | $ 207,500 | $ 106,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 298,000 | $ 149,000 | $ 120,000 |
| Savannah, GA | 2 | $ 96,000 | $ 48,000 | $ 71,000 |
| St. Joseph, MO-KS | 2 | $ 76,000 | $ 38,000 | $ 38,000 |
| Topeka, KS | 2 | $ 236,000 | $ 118,000 | $ 134,000 |
| Albany, GA | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Atlantic City, NJ | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Camden, NJ | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Chattanooga, TN-GA | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Clarksville, TN-KY | 1 | $ 21,000 | $ 21,000 | $ 36,000 |
| Columbus, OH | 1 | $ 118,000 | $ 118,000 | $ 120,000 |
| Cumberland, MD-WV | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Dallas-Plano-Irving, TX | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Duluth, MN-WI | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| Evansville, IN-KY | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Farmington, NM | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Gary, IN | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| Glens Falls, NY | 1 | $ 79,000 | $ 79,000 | $ 61,000 |
| Goldsboro, NC | 1 | $ 123,000 | $ 123,000 | $ 111,000 |
| Greensboro-High Point, NC | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 27,000 | $ 27,000 | $ 19,000 |
| Hot Springs, AR | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Indianapolis-Carmel, IN | 1 | $ 72,000 | $ 72,000 | $ 74,000 |
| Jacksonville, NC | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Jefferson City, MO | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
| Johnson City, TN | 1 | $ 74,000 | $ 74,000 | $ 80,000 |
| Kingston, NY | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Las Cruces, NM | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Lawton, OK | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Lynchburg, VA | 1 | $ 54,000 | $ 54,000 | $ 55,000 |
| Macon, GA | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Madison, WI | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Medford, OR | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| Panama City-Lynn Haven, FL | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Pascagoula, MS | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Pittsburgh, PA | 1 | $ 61,000 | $ 61,000 | $ 77,000 |
| Raleigh-Cary, NC | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Salem, OR | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| San Antonio, TX | 1 | $ 98,000 | $ 98,000 | $ 89,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Sebastian-Vero Beach, FL | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Sheboygan, WI | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
| Sioux Falls, SD | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| St. Cloud, MN | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Sumter, SC | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
| Terre Haute, IN | 1 | $ 61,000 | $ 61,000 | $ 20,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Utica-Rome, NY | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Warner Robins, GA | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Tierone Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,416 | $347,688,000 | $101,000 | $1,500,000 | $63,000 | $1,832,000 |
| Refinancing | 1,952 | $226,455,000 | $116,000 | $1,790,000 | $80,000 | $1,857,000 |
| Home Improvement | 1,304 | $24,989,000 | $19,000 | $417,000 | $63,000 | $1,179,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,534 | $514,265,000 | $92,000 | $1,790,000 | $69,000 | $1,857,000 |
| Not Provided | 649 | $34,632,000 | $53,000 | $574,000 | $68,000 | $1,585,000 |
| Hispanic | 230 | $20,139,000 | $87,000 | $713,000 | $58,000 | $437,000 |
| Black or African American | 109 | $10,030,000 | $92,000 | $500,000 | $55,000 | $180,000 |
| Not applicable | 75 | $11,052,000 | $147,000 | $1,500,000 | $39,000 | $960,000 |
| Asian | 52 | $6,314,000 | $121,000 | $400,000 | $63,000 | $461,000 |
| American Indian or Alaskan Native | 19 | $2,047,000 | $107,000 | $285,000 | $93,000 | $644,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $653,000 | $163,000 | $315,000 | $37,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,536 | $583,460,000 | $89,000 | $1,790,000 | $68,000 | $1,857,000 |
| FHA-insured (Federal Housing Administration) | 85 | $9,146,000 | $107,000 | $201,000 | $58,000 | $271,000 |
| VA-guaranteed (Veterans Administration) | 42 | $5,609,000 | $133,000 | $330,000 | $64,000 | $234,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $917,000 | $101,000 | $166,000 | $47,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,523 | $451,435,000 | $99,000 | $1,790,000 | $73,000 | $1,832,000 |
| Application Denied By Financial Institution | 980 | $49,881,000 | $50,000 | $713,000 | $53,000 | $1,200,000 |
| Application Approved But Not Accepted | 863 | $65,353,000 | $75,000 | $360,000 | $58,000 | $419,000 |
| Application Withdrawn By Applicant | 234 | $22,781,000 | $97,000 | $340,000 | $65,000 | $310,000 |
| File Closed For Incompleteness | 52 | $5,904,000 | $113,000 | $400,000 | $99,000 | $1,857,000 |
| Loan Purchased By The Institution | 20 | $3,778,000 | $188,000 | $383,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 516 | $22,173,000 | $42,000 | $378,000 | $51,000 | $401,000 |
| Debt-To-Income Ratio | 237 | $15,377,000 | $64,000 | $713,000 | $46,000 | $231,000 |
| Other | 104 | $4,762,000 | $45,000 | $199,000 | $62,000 | $687,000 |
| Collateral | 56 | $2,993,000 | $53,000 | $700,000 | $83,000 | $1,200,000 |
| Employment History | 41 | $2,592,000 | $63,000 | $179,000 | $54,000 | $177,000 |
| Unverifiable Information | 11 | $823,000 | $74,000 | $309,000 | $49,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $550,000 | $61,000 | $174,000 | $41,000 | $74,000 |
| Credit Application Incomplete | 5 | $533,000 | $106,000 | $265,000 | $63,000 | $86,000 |
| Mortgage Insurance Denied | 1 | $78,000 | $78,000 | $78,000 | $21,000 | $21,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tierone Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tierone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About