Total Quality Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Total Quality Financial, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Total Quality Financial, Inc. 2600 Michelson Dr #700 Tustin, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 380 |
| Total Mortgage Loan Application Amount | $131,140,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $2,735,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $2,918,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Total Quality Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Total Quality Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Total Quality Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Total Quality Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Total Quality Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Total Quality Financial, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 48 | $ 7,960,000 | $ 165,000 | $ 124,000 |
| Maricopa County Arizona | 24 | $ 9,400,000 | $ 391,000 | $ 171,000 |
| Orange County California | 24 | $ 14,980,000 | $ 624,000 | $ 187,000 |
| Riverside County California | 21 | $ 9,555,000 | $ 455,000 | $ 129,000 |
| Los Angeles County California | 20 | $ 12,100,000 | $ 605,000 | $ 298,000 |
| San Bernardino County California | 16 | $ 6,230,000 | $ 389,000 | $ 107,000 |
| Clark County Nevada | 16 | $ 5,380,000 | $ 336,000 | $ 110,000 |
| Hamilton County Indiana | 12 | $ 4,780,000 | $ 398,000 | $ 151,000 |
| Jackson County Missouri | 9 | $ 2,665,000 | $ 296,000 | $ 111,000 |
| Cuyahoga County Ohio | 6 | $ 540,000 | $ 90,000 | $ 144,000 |
| King County Washington | 6 | $ 3,240,000 | $ 540,000 | $ 192,000 |
| Pinal County Arizona | 5 | $ 1,665,000 | $ 333,000 | $ 90,000 |
| Kern County California | 5 | $ 1,705,000 | $ 341,000 | $ 148,000 |
| Nye County Nevada | 5 | $ 1,545,000 | $ 309,000 | $ 110,000 |
| Pierce County Washington | 5 | $ 1,895,000 | $ 379,000 | $ 219,000 |
| Sacramento County California | 4 | $ 1,880,000 | $ 470,000 | $ 118,000 |
| San Diego County California | 4 | $ 1,270,000 | $ 317,000 | $ 198,000 |
| Santa Clara County California | 4 | $ 1,720,000 | $ 430,000 | $ 214,000 |
| Madison County Indiana | 4 | $ 670,000 | $ 167,000 | $ 132,000 |
| Lucas County Ohio | 4 | $ 340,000 | $ 85,000 | $ 159,000 |
| Harris County Texas | 4 | $ 940,000 | $ 235,000 | $ 88,000 |
| Mohave County Arizona | 3 | $ 825,000 | $ 275,000 | $ 303,000 |
| Yavapai County Arizona | 3 | $ 1,045,000 | $ 348,000 | $ 135,000 |
| Yuma County Arizona | 3 | $ 445,000 | $ 148,000 | $ 134,000 |
| Boone County Indiana | 3 | $ 935,000 | $ 311,000 | $ 166,000 |
| Hendricks County Indiana | 3 | $ 945,000 | $ 315,000 | $ 83,000 |
| Johnson County Indiana | 3 | $ 1,095,000 | $ 365,000 | $ 146,000 |
| Lake County Indiana | 3 | $ 655,000 | $ 218,000 | $ 60,000 |
| Cumberland County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 145,000 |
| Lexington County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 179,000 |
| Okanogan County Washington | 3 | $ 1,015,000 | $ 338,000 | $ 214,000 |
| Snohomish County Washington | 3 | $ 1,635,000 | $ 545,000 | $ 136,000 |
| Alameda County California | 2 | $ 1,110,000 | $ 555,000 | $ 139,000 |
| Placer County California | 2 | $ 1,010,000 | $ 505,000 | $ 242,000 |
| Fairfield County Connecticut | 2 | $ 750,000 | $ 375,000 | $ 141,000 |
| Broward County Florida | 2 | $ 570,000 | $ 285,000 | $ 241,000 |
| Escambia County Florida | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| Lee County Florida | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Manatee County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 102,000 |
| Cobb County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 239,000 |
| Gwinnett County Georgia | 2 | $ 930,000 | $ 465,000 | $ 134,000 |
| Houston County Georgia | 2 | $ 280,000 | $ 140,000 | $ 141,000 |
| Fulton County Indiana | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Hancock County Indiana | 2 | $ 610,000 | $ 305,000 | $ 87,000 |
| Washtenaw County Michigan | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Jasper County Missouri | 2 | $ 360,000 | $ 180,000 | $ 145,000 |
| Hamilton County Ohio | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Davidson County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Bexar County Texas | 2 | $ 590,000 | $ 295,000 | $ 226,000 |
| Dallas County Texas | 2 | $ 470,000 | $ 235,000 | $ 127,000 |
| Galveston County Texas | 2 | $ 480,000 | $ 240,000 | $ 188,000 |
| Escambia County Alabama | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 241,000 |
| Pima County Arizona | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| San Mateo County California | 1 | $ 2,735,000 | $ 2,735,000 | $ 666,000 |
| Shasta County California | 1 | $ 235,000 | $ 235,000 | $ 298,000 |
| Ventura County California | 1 | $ 505,000 | $ 505,000 | $ 98,000 |
| Alachua County Florida | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Duval County Florida | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Pasco County Florida | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Polk County Florida | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| Fayette County Georgia | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Champaign County Illinois | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Cook County Illinois | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Crawford County Illinois | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Shelby County Illinois | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Clinton County Indiana | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Shelby County Indiana | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Johnson County Kansas | 1 | $ 495,000 | $ 495,000 | $ 121,000 |
| Leavenworth County Kansas | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Dickinson County Michigan | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Isabella County Michigan | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Kalamazoo County Michigan | 1 | $ 335,000 | $ 335,000 | $ 278,000 |
| Saginaw County Michigan | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Anoka County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Washoe County Nevada | 1 | $ 455,000 | $ 455,000 | $ 161,000 |
| Middlesex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Buncombe County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 175,000 |
| Catawba County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 167,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Harnett County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 206,000 |
| Clinton County Ohio | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Darke County Ohio | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Franklin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Bryan County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 222,000 |
| Washington County Oregon | 1 | $ 495,000 | $ 495,000 | $ 74,000 |
| Franklin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Lackawanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Horry County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 170,000 |
| Anderson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Blount County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Hamilton County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 298,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Loudon County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Sevier County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 248,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Collin County Texas | 1 | $ 355,000 | $ 355,000 | $ 234,000 |
| Comal County Texas | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 336,000 |
| Lubbock County Texas | 1 | $ 225,000 | $ 225,000 | $ 337,000 |
| Botetourt County Virginia | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Mathews County Virginia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Norfolk County Virginia | 1 | $ 275,000 | $ 275,000 | $ 197,000 |
| Rockbridge County Virginia | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Kittitas County Washington | 1 | $ 605,000 | $ 605,000 | $ 171,000 |
| Skagit County Washington | 1 | $ 575,000 | $ 575,000 | $ 172,000 |
| Whatcom County Washington | 1 | $ 145,000 | $ 145,000 | $ 525,000 |
Mortgage Loan Application Detail Totals for Total Quality Financial, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 313 | $111,645,000 | $356,000 | $2,735,000 | $150,000 | $810,000 |
| Cash-out Refinancing | 40 | $12,550,000 | $313,000 | $2,605,000 | $202,000 | $2,918,000 |
| Refinancing | 21 | $6,645,000 | $316,000 | $1,085,000 | $130,000 | $401,000 |
| Other Purpose | 3 | $15,000 | $5,000 | $5,000 | $58,000 | $78,000 |
| Home Improvement | 3 | $285,000 | $95,000 | $105,000 | $130,000 | $157,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 141 | $46,855,000 | $332,000 | $1,805,000 | $154,000 | $525,000 |
| Not Provided | 107 | $42,415,000 | $396,000 | $2,605,000 | $176,000 | $2,918,000 |
| Hispanic | 72 | $24,270,000 | $337,000 | $725,000 | $104,000 | $297,000 |
| Black or African American | 22 | $5,230,000 | $237,000 | $605,000 | $129,000 | $337,000 |
| Asian | 19 | $8,495,000 | $447,000 | $2,735,000 | $191,000 | $666,000 |
| American Indian or Alaskan Native | 5 | $815,000 | $163,000 | $295,000 | $76,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 244 | $82,790,000 | $339,000 | $2,735,000 | $179,000 | $2,918,000 |
| FHA-insured (Federal Housing Administration) | 127 | $44,415,000 | $349,000 | $1,055,000 | $107,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 9 | $3,935,000 | $437,000 | $535,000 | $106,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 214 | $68,660,000 | $320,000 | $975,000 | $145,000 | $525,000 |
| Application Withdrawn By Applicant | 146 | $54,020,000 | $370,000 | $2,735,000 | $153,000 | $810,000 |
| Application Denied By Financial Institution | 18 | $5,610,000 | $311,000 | $515,000 | $110,000 | $278,000 |
| File Closed For Incompleteness | 2 | $2,850,000 | $1,425,000 | $2,605,000 | $1,488,000 | $2,918,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 362 | $125,530,000 | $346,000 | $2,735,000 | $155,000 | $2,918,000 |
| Employment History | 7 | $2,495,000 | $356,000 | $515,000 | $88,000 | $124,000 |
| Credit History | 5 | $1,305,000 | $261,000 | $355,000 | $135,000 | $278,000 |
| Collateral | 4 | $1,230,000 | $307,000 | $425,000 | $126,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $435,000 | $435,000 | $435,000 | $147,000 | $147,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Total Quality Financial, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Total Quality Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.