Town & Country Credit
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Town & Country Credit 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Town & Country Credit 2010 Main Street, Suite 800 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 157,655 |
| Total Mortgage Loan Application Amount | $32,735,677,000 |
| Average Mortgage Loan Application Amount | $166,021 |
| Highest Mortgage Loan Application Amount | $5,662,000 |
| Average Applicant Income | $108,946 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Town & Country Credit. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Town & Country Credit's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Town & Country Credit's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Town & Country Credit serves its applicants.
Each category highlights the total number of mortgage applications processed by Town & Country Credit, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Town & Country Credit's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 18,434 | $ 4,883,320,000 | $ 264,000 | $ 87,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 13,337 | $ 2,299,231,000 | $ 172,000 | $ 91,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10,810 | $ 2,311,586,000 | $ 213,000 | $ 83,000 |
| DENVER-AURORA, CO | 10,338 | $ 1,937,187,000 | $ 187,000 | $ 91,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9,328 | $ 1,667,877,000 | $ 178,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8,224 | $ 2,360,523,000 | $ 287,000 | $ 109,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 6,812 | $ 867,401,000 | $ 127,000 | $ 98,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4,721 | $ 1,486,983,000 | $ 314,000 | $ 125,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4,328 | $ 767,905,000 | $ 177,000 | $ 117,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3,519 | $ 1,097,364,000 | $ 311,000 | $ 94,000 |
| DALLAS-PLANO-IRVING, TX | 3,176 | $ 449,581,000 | $ 141,000 | $ 93,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2,907 | $ 658,618,000 | $ 226,000 | $ 86,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2,800 | $ 453,918,000 | $ 162,000 | $ 110,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,412 | $ 921,541,000 | $ 382,000 | $ 131,000 |
| BOSTON-QUINCY, MA | 2,273 | $ 557,239,000 | $ 245,000 | $ 93,000 |
| NEW HAVEN-MILFORD, CT | 2,094 | $ 342,242,000 | $ 163,000 | $ 92,000 |
| COLORADO SPRINGS, CO | 2,028 | $ 324,406,000 | $ 159,000 | $ 92,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,994 | $ 724,165,000 | $ 363,000 | $ 131,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,741 | $ 392,244,000 | $ 225,000 | $ 108,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,647 | $ 298,616,000 | $ 181,000 | $ 94,000 |
| AUSTIN-ROUND ROCK, TX | 1,574 | $ 223,290,000 | $ 141,000 | $ 85,000 |
| FORT WORTH-ARLINGTON, TX | 1,532 | $ 193,374,000 | $ 126,000 | $ 81,000 |
| GREELEY, CO | 1,286 | $ 217,528,000 | $ 169,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,279 | $ 341,933,000 | $ 267,000 | $ 95,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,269 | $ 403,387,000 | $ 317,000 | $ 105,000 |
| STOCKTON, CA | 1,148 | $ 260,900,000 | $ 227,000 | $ 98,000 |
| FORT COLLINS-LOVELAND, CO | 1,127 | $ 217,130,000 | $ 192,000 | $ 84,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,121 | $ 290,830,000 | $ 259,000 | $ 91,000 |
| WORCESTER, MA | 1,051 | $ 202,742,000 | $ 192,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 982 | $ 155,955,000 | $ 158,000 | $ 122,000 |
| SPRINGFIELD, MA | 975 | $ 135,111,000 | $ 138,000 | $ 108,000 |
| BAKERSFIELD, CA | 923 | $ 134,760,000 | $ 146,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 886 | $ 244,342,000 | $ 275,000 | $ 91,000 |
| SAN ANTONIO, TX | 846 | $ 102,537,000 | $ 121,000 | $ 82,000 |
| FRESNO, CA | 750 | $ 133,265,000 | $ 177,000 | $ 83,000 |
| MODESTO, CA | 749 | $ 150,422,000 | $ 200,000 | $ 111,000 |
| BALTIMORE-TOWSON, MD | 743 | $ 132,929,000 | $ 178,000 | $ 90,000 |
| TACOMA, WA | 712 | $ 125,500,000 | $ 176,000 | $ 110,000 |
| ESSEX COUNTY, MA | 711 | $ 178,915,000 | $ 251,000 | $ 81,000 |
| BOULDER, CO | 686 | $ 150,296,000 | $ 219,000 | $ 92,000 |
| SANTA ROSA-PETALUMA, CA | 597 | $ 188,288,000 | $ 315,000 | $ 124,000 |
| GRAND JUNCTION, CO | 539 | $ 69,855,000 | $ 129,000 | $ 83,000 |
| PUEBLO, CO | 465 | $ 55,128,000 | $ 118,000 | $ 66,000 |
| VISALIA-PORTERVILLE, CA | 424 | $ 63,313,000 | $ 149,000 | $ 84,000 |
| MERCED, CA | 364 | $ 70,942,000 | $ 194,000 | $ 80,000 |
| BEAUMONT-PORT ARTHUR, TX | 353 | $ 36,354,000 | $ 102,000 | $ 91,000 |
| BARNSTABLE TOWN, MA | 325 | $ 81,292,000 | $ 250,000 | $ 82,000 |
| SANTA CRUZ-WATSONVILLE, CA | 324 | $ 111,364,000 | $ 343,000 | $ 122,000 |
| ROCKFORD, IL | 320 | $ 37,814,000 | $ 118,000 | $ 72,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 316 | $ 55,833,000 | $ 176,000 | $ 106,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 314 | $ 93,810,000 | $ 298,000 | $ 96,000 |
| EL CENTRO, CA | 293 | $ 44,433,000 | $ 151,000 | $ 86,000 |
| YUBA CITY, CA | 293 | $ 51,098,000 | $ 174,000 | $ 93,000 |
| SALINAS, CA | 291 | $ 93,249,000 | $ 320,000 | $ 118,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 287 | $ 36,359,000 | $ 126,000 | $ 134,000 |
| DULUTH, MN-WI | 282 | $ 34,898,000 | $ 123,000 | $ 59,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 250 | $ 67,532,000 | $ 270,000 | $ 89,000 |
| ROCHESTER, MN | 238 | $ 33,582,000 | $ 141,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 231 | $ 42,821,000 | $ 185,000 | $ 109,000 |
| REDDING, CA | 224 | $ 38,712,000 | $ 172,000 | $ 90,000 |
| ST. CLOUD, MN | 224 | $ 31,483,000 | $ 140,000 | $ 63,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 213 | $ 51,755,000 | $ 242,000 | $ 135,000 |
| KANKAKEE-BRADLEY, IL | 197 | $ 20,940,000 | $ 106,000 | $ 62,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 195 | $ 19,290,000 | $ 98,000 | $ 78,000 |
| OLYMPIA, WA | 191 | $ 32,859,000 | $ 172,000 | $ 106,000 |
| CHICO, CA | 186 | $ 33,283,000 | $ 178,000 | $ 62,000 |
| ORLANDO, FL | 185 | $ 26,527,000 | $ 143,000 | $ 65,000 |
| NAPA, CA | 184 | $ 65,083,000 | $ 353,000 | $ 129,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 177 | $ 23,468,000 | $ 132,000 | $ 81,000 |
| MADERA, CA | 175 | $ 31,978,000 | $ 182,000 | $ 104,000 |
| COLLEGE STATION-BRYAN, TX | 142 | $ 17,477,000 | $ 123,000 | $ 82,000 |
| CHEYENNE, WY | 141 | $ 18,604,000 | $ 131,000 | $ 68,000 |
| PITTSFIELD, MA | 132 | $ 19,245,000 | $ 145,000 | $ 104,000 |
| HANFORD-CORCORAN, CA | 131 | $ 19,398,000 | $ 148,000 | $ 69,000 |
| SPOKANE, WA | 121 | $ 16,858,000 | $ 139,000 | $ 126,000 |
| WACO, TX | 118 | $ 12,761,000 | $ 108,000 | $ 64,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 104 | $ 17,034,000 | $ 163,000 | $ 118,000 |
| CASPER, WY | 101 | $ 11,838,000 | $ 117,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 90 | $ 15,337,000 | $ 170,000 | $ 85,000 |
| BELLINGHAM, WA | 84 | $ 14,556,000 | $ 173,000 | $ 71,000 |
| ALBUQUERQUE, NM | 80 | $ 10,752,000 | $ 134,000 | $ 71,000 |
| LONGVIEW, TX | 73 | $ 10,100,000 | $ 138,000 | $ 143,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 71 | $ 14,014,000 | $ 197,000 | $ 100,000 |
| PEORIA, IL | 68 | $ 6,858,000 | $ 100,000 | $ 57,000 |
| TYLER, TX | 66 | $ 7,297,000 | $ 110,000 | $ 72,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 63 | $ 8,999,000 | $ 142,000 | $ 130,000 |
| LONGVIEW, WA | 62 | $ 9,423,000 | $ 151,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 61 | $ 11,394,000 | $ 186,000 | $ 121,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 61 | $ 8,410,000 | $ 137,000 | $ 69,000 |
| MCALLEN-EDINBURG-PHARR, TX | 60 | $ 4,869,000 | $ 81,000 | $ 72,000 |
| JACKSONVILLE, FL | 56 | $ 8,111,000 | $ 144,000 | $ 75,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 51 | $ 5,610,000 | $ 110,000 | $ 88,000 |
| SHERMAN-DENISON, TX | 50 | $ 5,659,000 | $ 113,000 | $ 59,000 |
| GRAND RAPIDS-WYOMING, MI | 49 | $ 7,091,000 | $ 144,000 | $ 134,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 47 | $ 7,180,000 | $ 152,000 | $ 114,000 |
| YAKIMA, WA | 45 | $ 6,331,000 | $ 140,000 | $ 78,000 |
| WICHITA FALLS, TX | 44 | $ 3,962,000 | $ 90,000 | $ 52,000 |
| SARASOTA-BRADENTON-VENICE, FL | 43 | $ 7,588,000 | $ 176,000 | $ 89,000 |
| TEXARKANA, TX-TEXARKANA, AR | 38 | $ 5,629,000 | $ 148,000 | $ 87,000 |
| OKLAHOMA CITY, OK | 37 | $ 3,224,000 | $ 87,000 | $ 184,000 |
| SPRINGFIELD, IL | 36 | $ 3,877,000 | $ 107,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 35 | $ 3,355,000 | $ 95,000 | $ 140,000 |
| EL PASO, TX | 35 | $ 3,224,000 | $ 92,000 | $ 69,000 |
| ANN ARBOR, MI | 33 | $ 6,589,000 | $ 199,000 | $ 134,000 |
| FLINT, MI | 33 | $ 4,094,000 | $ 124,000 | $ 60,000 |
| SALISBURY, MD | 32 | $ 4,188,000 | $ 130,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 30 | $ 3,477,000 | $ 115,000 | $ 108,000 |
| CAPE CORAL-FORT MYERS, FL | 28 | $ 4,445,000 | $ 158,000 | $ 127,000 |
| BLOOMINGTON-NORMAL, IL | 24 | $ 2,413,000 | $ 100,000 | $ 66,000 |
| MONROE, MI | 24 | $ 3,383,000 | $ 140,000 | $ 59,000 |
| LUBBOCK, TX | 23 | $ 2,614,000 | $ 113,000 | $ 74,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 23 | $ 3,482,000 | $ 151,000 | $ 66,000 |
| KALAMAZOO-PORTAGE, MI | 22 | $ 2,576,000 | $ 117,000 | $ 75,000 |
| LAKELAND, FL | 22 | $ 3,205,000 | $ 145,000 | $ 94,000 |
| DANVILLE, IL | 21 | $ 1,632,000 | $ 77,000 | $ 68,000 |
| DECATUR, IL | 21 | $ 1,784,000 | $ 84,000 | $ 59,000 |
| HONOLULU, HI | 20 | $ 3,335,000 | $ 166,000 | $ 133,000 |
| SAN ANGELO, TX | 20 | $ 1,346,000 | $ 67,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 19 | $ 1,490,000 | $ 78,000 | $ 62,000 |
| HOLLAND-GRAND HAVEN, MI | 19 | $ 2,772,000 | $ 145,000 | $ 76,000 |
| AMARILLO, TX | 17 | $ 2,221,000 | $ 130,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 17 | $ 1,649,000 | $ 97,000 | $ 81,000 |
| PANAMA CITY-LYNN HAVEN, FL | 17 | $ 2,408,000 | $ 141,000 | $ 66,000 |
| WENATCHEE, WA | 17 | $ 2,193,000 | $ 129,000 | $ 82,000 |
| BROWNSVILLE-HARLINGEN, TX | 16 | $ 1,603,000 | $ 100,000 | $ 73,000 |
| TALLAHASSEE, FL | 16 | $ 2,271,000 | $ 141,000 | $ 86,000 |
| BATTLE CREEK, MI | 14 | $ 1,236,000 | $ 88,000 | $ 121,000 |
| CUMBERLAND, MD-WV | 14 | $ 1,733,000 | $ 123,000 | $ 58,000 |
| ABILENE, TX | 13 | $ 1,183,000 | $ 91,000 | $ 82,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 13 | $ 2,577,000 | $ 198,000 | $ 74,000 |
| MUSKEGON-NORTON SHORES, MI | 13 | $ 1,485,000 | $ 114,000 | $ 48,000 |
| OCALA, FL | 13 | $ 1,482,000 | $ 114,000 | $ 69,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,462,000 | $ 189,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 13 | $ 2,491,000 | $ 191,000 | $ 115,000 |
| FARMINGTON, NM | 12 | $ 1,413,000 | $ 117,000 | $ 64,000 |
| LAS VEGAS-PARADISE, NV | 12 | $ 2,895,000 | $ 241,000 | $ 93,000 |
| GARY, IN | 11 | $ 1,422,000 | $ 129,000 | $ 50,000 |
| INDIANAPOLIS, IN | 11 | $ 1,358,000 | $ 123,000 | $ 47,000 |
| NAPLES-MARCO ISLAND, FL | 11 | $ 2,067,000 | $ 187,000 | $ 90,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 11 | $ 2,351,000 | $ 213,000 | $ 174,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 10 | $ 1,628,000 | $ 162,000 | $ 72,000 |
| JACKSON, MI | 10 | $ 915,000 | $ 91,000 | $ 72,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 1,103,000 | $ 110,000 | $ 66,000 |
| TULSA, OK | 10 | $ 1,716,000 | $ 171,000 | $ 148,000 |
| GAINESVILLE, FL | 8 | $ 1,142,000 | $ 142,000 | $ 74,000 |
| KANSAS CITY, MO-KS | 8 | $ 1,574,000 | $ 196,000 | $ 69,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 1,030,000 | $ 128,000 | $ 62,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 8 | $ 1,415,000 | $ 176,000 | $ 590,000 |
| VICTORIA, TX | 8 | $ 1,037,000 | $ 129,000 | $ 136,000 |
| BAY CITY, MI | 7 | $ 865,000 | $ 123,000 | $ 59,000 |
| LAS CRUCES, NM | 7 | $ 1,110,000 | $ 158,000 | $ 91,000 |
| MIDLAND, TX | 7 | $ 488,000 | $ 69,000 | $ 50,000 |
| SANTA FE, NM | 7 | $ 1,507,000 | $ 215,000 | $ 77,000 |
| LAREDO, TX | 6 | $ 509,000 | $ 84,000 | $ 69,000 |
| NASSAU-SUFFOLK, NY | 6 | $ 1,019,000 | $ 169,000 | $ 78,000 |
| ODESSA, TX | 6 | $ 793,000 | $ 132,000 | $ 46,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 1,059,000 | $ 176,000 | $ 65,000 |
| BILLINGS, MT | 5 | $ 746,000 | $ 149,000 | $ 93,000 |
| COEUR D'ALENE, ID | 5 | $ 1,064,000 | $ 212,000 | $ 71,000 |
| PUNTA GORDA, FL | 5 | $ 897,000 | $ 179,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 5 | $ 680,000 | $ 136,000 | $ 89,000 |
| VERO BEACH, FL | 5 | $ 848,000 | $ 169,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 410,000 | $ 102,000 | $ 54,000 |
| GREENVILLE, SC | 4 | $ 688,000 | $ 172,000 | $ 59,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 592,000 | $ 148,000 | $ 56,000 |
| PROVO-OREM, UT | 4 | $ 507,000 | $ 126,000 | $ 84,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 448,000 | $ 112,000 | $ 210,000 |
| SPRINGFIELD, MO | 4 | $ 324,000 | $ 81,000 | $ 65,000 |
| TUCSON, AZ | 4 | $ 568,000 | $ 142,000 | $ 56,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 595,000 | $ 148,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 349,000 | $ 116,000 | $ 60,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 260,000 | $ 86,000 | $ 63,000 |
| EDISON, NJ | 3 | $ 1,153,000 | $ 384,000 | $ 152,000 |
| EVANSVILLE, IN-KY | 3 | $ 387,000 | $ 129,000 | $ 54,000 |
| GULFPORT-BILOXI, MS | 3 | $ 506,000 | $ 168,000 | $ 144,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3 | $ 394,000 | $ 131,000 | $ 89,000 |
| LOUISVILLE, KY-IN | 3 | $ 424,000 | $ 141,000 | $ 78,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 3 | $ 266,000 | $ 88,000 | $ 844,000 |
| PHILADELPHIA, PA | 3 | $ 766,000 | $ 255,000 | $ 56,000 |
| RENO-SPARKS, NV | 3 | $ 677,000 | $ 225,000 | $ 102,000 |
| ROCHESTER, NY | 3 | $ 315,000 | $ 105,000 | $ 60,000 |
| SALT LAKE CITY, UT | 3 | $ 236,000 | $ 78,000 | $ 36,000 |
| SIOUX FALLS, SD | 3 | $ 271,000 | $ 90,000 | $ 56,000 |
| WICHITA, KS | 3 | $ 478,000 | $ 159,000 | $ 42,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 182,000 | $ 91,000 | $ 39,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 176,000 | $ 88,000 | $ 87,000 |
| BEND, OR | 2 | $ 155,000 | $ 77,000 | $ 444,000 |
| CEDAR RAPIDS, IA | 2 | $ 163,000 | $ 81,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 2 | $ 231,000 | $ 115,000 | $ 88,000 |
| COLUMBIA, SC | 2 | $ 354,000 | $ 177,000 | $ 109,000 |
| DES MOINES, IA | 2 | $ 457,000 | $ 228,000 | $ 151,000 |
| EAU CLAIRE, WI | 2 | $ 285,000 | $ 142,000 | $ 367,000 |
| FORT WAYNE, IN | 2 | $ 311,000 | $ 155,000 | $ 29,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 243,000 | $ 121,000 | $ 135,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 126,000 | $ 63,000 | $ 14,000 |
| MISSOULA, MT | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| PRESCOTT, AZ | 2 | $ 633,000 | $ 316,000 | $ 156,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 272,000 | $ 136,000 | $ 126,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| ALEXANDRIA, LA | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| APPLETON, WI | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| ASHEVILLE, NC | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| BATON ROUGE, LA | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| CARSON CITY, NV | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| DANVILLE, VA | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| FAIRBANKS, AK | 1 | $ 387,000 | $ 387,000 | $ 102,000 |
| FAYETTEVILLE, NC | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| FLORENCE, SC | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| HUNTSVILLE, AL | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| JACKSON, TN | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| KOKOMO, IN | 1 | $ 154,000 | $ 154,000 | $ 126,000 |
| LAFAYETTE, IN | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| LEWISTON-AUBURN, ME | 1 | $ 144,000 | $ 144,000 | $ 160,000 |
| MACON, GA | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| MEDFORD, OR | 1 | $ 141,000 | $ 141,000 | $ 120,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| MOBILE, AL | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 600,000 | $ 600,000 | $ 541,000 |
| OWENSBORO, KY | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
| PITTSBURGH, PA | 1 | $ 48,000 | $ 48,000 | $ 19,000 |
| PONCE, PR | 1 | $ 545,000 | $ 545,000 | $ 216,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 127,000 | $ 127,000 | $ 104,000 |
| RALEIGH-CARY, NC | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| RICHMOND, VA | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 480,000 | $ 480,000 | $ 332,000 |
| SPARTANBURG, SC | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| SYRACUSE, NY | 1 | $ 51,000 | $ 51,000 | $ 76,000 |
| TERRE HAUTE, IN | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| TOLEDO, OH | 1 | $ 60,000 | $ 60,000 | $ 295,000 |
| WAUSAU, WI | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| YAUCO, PR | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Town & Country Credit in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 152,578 | $31,634,553,000 | $159,596 | $5,662,000 | $90,519 | $9,000,000 |
| Home Improvement | 4,290 | $918,808,000 | $175,391 | $2,400,000 | $81,652 | $5,930,000 |
| Home Purchase | 787 | $182,316,000 | $172,611 | $1,000,000 | $197,055 | $2,520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 82,594 | $16,793,145,000 | $156,862 | $4,800,000 | $89,686 | $7,200,000 |
| Not Provided | 42,134 | $9,375,392,000 | $171,931 | $5,662,000 | $113,000 | $9,000,000 |
| Hispanic | 14,954 | $2,973,631,000 | $143,862 | $4,480,000 | $95,241 | $6,005,000 |
| Black or African American | 12,046 | $2,042,931,000 | $153,687 | $3,800,000 | $73,312 | $6,000,000 |
| Asian | 4,168 | $1,118,755,000 | $189,400 | $4,000,000 | $97,650 | $7,200,000 |
| Native Hawaiian or Other Pacific Islander | 962 | $264,844,000 | $201,277 | $3,687,000 | $105,555 | $1,945,000 |
| American Indian or Alaskan Native | 797 | $166,979,000 | $177,111 | $1,112,000 | $85,388 | $2,880,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 157,655 | $32,735,677,000 | $160,846 | $5,662,000 | $91,846 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 69,907 | $14,899,515,000 | $184,636 | $3,735,000 | $135,840 | $9,000,000 |
| Application Denied By Financial Institution | 55,190 | $11,053,242,000 | $142,142 | $5,662,000 | $73,285 | $6,005,000 |
| File Closed For Incompleteness | 18,714 | $3,858,800,000 | $167,666 | $3,200,000 | $108,666 | $4,800,000 |
| Loan Originated | 11,306 | $2,380,952,000 | $146,608 | $975,000 | $88,478 | $1,962,000 |
| Application Approved But Not Accepted | 2,538 | $543,168,000 | $189,625 | $1,275,000 | $80,625 | $1,625,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 48,404 | $9,926,153,000 | $143,081 | $5,662,000 | $71,857 | $6,000,000 |
| Credit History | 3,454 | $551,900,000 | $150,000 | $960,000 | $96,105 | $6,005,000 |
| Collateral | 2,911 | $502,264,000 | $157,227 | $4,480,000 | $90,590 | $2,760,000 |
| Debt-To-Income Ratio | 421 | $72,925,000 | $172,166 | $877,000 | $67,500 | $2,400,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Town & Country Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.