Town & Country Credit Mortgage Lending & HMDA Data, 2004
In 2004, Town & Country Credit of Irvine, CA reported 157,655 mortgage applications totaling $32.7 billion, up 17% from 2003. The average application was for $207,641, and applicants reported an average income of $93,438. 7% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (18,434), Chicago-Naperville-Joliet, IL (13,337) and Riverside-San Bernardino-Ontario, CA (10,810) (applications in parentheses).
| Mortgage Company & Address | Town & Country Credit 2010 Main Street, Suite 800 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 157,655 |
| Total Mortgage Loan Application Amount | $32,735,677,000 |
| Average Mortgage Loan Application Amount | $207,641 |
| Highest Mortgage Loan Application Amount | $5,662,000 |
| Average Applicant Income | $93,438 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 18,434 | $ 4,883,320,000 | $ 264,908 | $ 87,000 |
| Chicago-Naperville-Joliet, IL | 13,337 | $ 2,299,231,000 | $ 172,394 | $ 91,000 |
| Riverside-San Bernardino-Ontario, CA | 10,810 | $ 2,311,586,000 | $ 213,837 | $ 83,000 |
| Denver-Aurora, CO | 10,338 | $ 1,937,187,000 | $ 187,385 | $ 91,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9,328 | $ 1,667,877,000 | $ 178,803 | $ 82,000 |
| San Diego-Carlsbad-San Marcos, CA | 8,224 | $ 2,360,523,000 | $ 287,028 | $ 109,000 |
| Houston-Baytown-Sugar Land, TX | 6,812 | $ 867,401,000 | $ 127,334 | $ 98,000 |
| Santa Ana-Anaheim-Irvine, CA | 4,721 | $ 1,486,983,000 | $ 314,972 | $ 125,000 |
| Providence-New Bedford-Fall River, RI-MA | 4,328 | $ 767,905,000 | $ 177,427 | $ 117,000 |
| Oakland-Fremont-Hayward, CA | 3,519 | $ 1,097,364,000 | $ 311,839 | $ 94,000 |
| Dallas-Plano-Irving, TX | 3,176 | $ 449,581,000 | $ 141,555 | $ 93,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,907 | $ 658,618,000 | $ 226,562 | $ 86,000 |
| Hartford-West Hartford-East Hartford, CT | 2,800 | $ 453,918,000 | $ 162,113 | $ 110,000 |
| San Francisco-San Mateo-Redwood City, CA | 2,412 | $ 921,541,000 | $ 382,065 | $ 131,000 |
| Boston-Quincy, MA | 2,273 | $ 557,239,000 | $ 245,155 | $ 93,000 |
| New Haven-Milford, CT | 2,094 | $ 342,242,000 | $ 163,439 | $ 92,000 |
| Colorado Springs, CO | 2,028 | $ 324,406,000 | $ 159,963 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,994 | $ 724,165,000 | $ 363,172 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 1,741 | $ 392,244,000 | $ 225,298 | $ 108,000 |
| Lake County-Kenosha County, IL-WI | 1,647 | $ 298,616,000 | $ 181,309 | $ 94,000 |
| Austin-Round Rock, TX | 1,574 | $ 223,290,000 | $ 141,861 | $ 85,000 |
| Fort Worth-Arlington, TX | 1,532 | $ 193,374,000 | $ 126,223 | $ 81,000 |
| Greeley, CO | 1,286 | $ 217,528,000 | $ 169,150 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,279 | $ 341,933,000 | $ 267,344 | $ 95,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,269 | $ 403,387,000 | $ 317,877 | $ 105,000 |
| Stockton, CA | 1,148 | $ 260,900,000 | $ 227,264 | $ 98,000 |
| Fort Collins-Loveland, CO | 1,127 | $ 217,130,000 | $ 192,661 | $ 84,000 |
| Cambridge-Newton-Framingham, MA | 1,121 | $ 290,830,000 | $ 259,438 | $ 91,000 |
| Worcester, MA | 1,051 | $ 202,742,000 | $ 192,903 | $ 80,000 |
| Norwich-New London, CT | 982 | $ 155,955,000 | $ 158,813 | $ 122,000 |
| Springfield, MA | 975 | $ 135,111,000 | $ 138,575 | $ 108,000 |
| Bakersfield, CA | 923 | $ 134,760,000 | $ 146,002 | $ 83,000 |
| Vallejo-Fairfield, CA | 886 | $ 244,342,000 | $ 275,781 | $ 91,000 |
| San Antonio, TX | 846 | $ 102,537,000 | $ 121,202 | $ 82,000 |
| Fresno, CA | 750 | $ 133,265,000 | $ 177,686 | $ 83,000 |
| Modesto, CA | 749 | $ 150,422,000 | $ 200,830 | $ 111,000 |
| Baltimore-Towson, MD | 743 | $ 132,929,000 | $ 178,908 | $ 90,000 |
| Tacoma, WA | 712 | $ 125,500,000 | $ 176,264 | $ 110,000 |
| Essex County, MA | 711 | $ 178,915,000 | $ 251,638 | $ 81,000 |
| Boulder, CO | 686 | $ 150,296,000 | $ 219,090 | $ 92,000 |
| Santa Rosa-Petaluma, CA | 597 | $ 188,288,000 | $ 315,390 | $ 124,000 |
| Grand Junction, CO | 539 | $ 69,855,000 | $ 129,601 | $ 83,000 |
| Pueblo, CO | 465 | $ 55,128,000 | $ 118,554 | $ 66,000 |
| Visalia-Porterville, CA | 424 | $ 63,313,000 | $ 149,323 | $ 84,000 |
| Merced, CA | 364 | $ 70,942,000 | $ 194,895 | $ 80,000 |
| Beaumont-Port Arthur, TX | 353 | $ 36,354,000 | $ 102,985 | $ 91,000 |
| Barnstable Town, MA | 325 | $ 81,292,000 | $ 250,129 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 324 | $ 111,364,000 | $ 343,716 | $ 122,000 |
| Rockford, IL | 320 | $ 37,814,000 | $ 118,168 | $ 72,000 |
| Warren-Farmington Hills-Troy, MI | 316 | $ 55,833,000 | $ 176,686 | $ 106,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 314 | $ 93,810,000 | $ 298,757 | $ 96,000 |
| El Centro, CA | 293 | $ 44,433,000 | $ 151,648 | $ 86,000 |
| Yuba City, CA | 293 | $ 51,098,000 | $ 174,395 | $ 93,000 |
| Salinas, CA | 291 | $ 93,249,000 | $ 320,443 | $ 118,000 |
| Detroit-Livonia-Dearborn, MI | 287 | $ 36,359,000 | $ 126,686 | $ 134,000 |
| Duluth, MN-WI | 282 | $ 34,898,000 | $ 123,751 | $ 59,000 |
| San Luis Obispo-Paso Robles, CA | 250 | $ 67,532,000 | $ 270,128 | $ 89,000 |
| Rochester, MN | 238 | $ 33,582,000 | $ 141,100 | $ 64,000 |
| Bremerton-Silverdale, WA | 231 | $ 42,821,000 | $ 185,372 | $ 109,000 |
| Redding, CA | 224 | $ 38,712,000 | $ 172,821 | $ 90,000 |
| St. Cloud, MN | 224 | $ 31,483,000 | $ 140,549 | $ 63,000 |
| Bethesda-Frederick-Gaithersburg, MD | 213 | $ 51,755,000 | $ 242,981 | $ 135,000 |
| Kankakee-Bradley, IL | 197 | $ 20,940,000 | $ 106,294 | $ 62,000 |
| Killeen-Temple-Fort Hood, TX | 195 | $ 19,290,000 | $ 98,923 | $ 78,000 |
| Olympia, WA | 191 | $ 32,859,000 | $ 172,036 | $ 106,000 |
| Chico, CA | 186 | $ 33,283,000 | $ 178,940 | $ 62,000 |
| Orlando, FL | 185 | $ 26,527,000 | $ 143,389 | $ 65,000 |
| Napa, CA | 184 | $ 65,083,000 | $ 353,711 | $ 129,000 |
| Tampa-St. Petersburg-Clearwater, FL | 177 | $ 23,468,000 | $ 132,587 | $ 81,000 |
| Madera, CA | 175 | $ 31,978,000 | $ 182,731 | $ 104,000 |
| College Station-Bryan, TX | 142 | $ 17,477,000 | $ 123,077 | $ 82,000 |
| Cheyenne, WY | 141 | $ 18,604,000 | $ 131,943 | $ 68,000 |
| Pittsfield, MA | 132 | $ 19,245,000 | $ 145,795 | $ 104,000 |
| Hanford-Corcoran, CA | 131 | $ 19,398,000 | $ 148,076 | $ 69,000 |
| Spokane, WA | 121 | $ 16,858,000 | $ 139,322 | $ 126,000 |
| Waco, TX | 118 | $ 12,761,000 | $ 108,144 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 104 | $ 17,034,000 | $ 163,788 | $ 118,000 |
| Casper, WY | 101 | $ 11,838,000 | $ 117,207 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 90 | $ 15,337,000 | $ 170,411 | $ 85,000 |
| Bellingham, WA | 84 | $ 14,556,000 | $ 173,285 | $ 71,000 |
| Albuquerque, NM | 80 | $ 10,752,000 | $ 134,400 | $ 71,000 |
| Longview, TX | 73 | $ 10,100,000 | $ 138,356 | $ 143,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 71 | $ 14,014,000 | $ 197,380 | $ 100,000 |
| Peoria, IL | 68 | $ 6,858,000 | $ 100,852 | $ 57,000 |
| Tyler, TX | 66 | $ 7,297,000 | $ 110,560 | $ 72,000 |
| Kennewick-Richland-Pasco, WA | 63 | $ 8,999,000 | $ 142,841 | $ 130,000 |
| Longview, WA | 62 | $ 9,423,000 | $ 151,983 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 61 | $ 11,394,000 | $ 186,786 | $ 121,000 |
| Palm Bay-Melbourne-Titusville, FL | 61 | $ 8,410,000 | $ 137,868 | $ 69,000 |
| McAllen-Edinburg-Pharr, TX | 60 | $ 4,869,000 | $ 81,150 | $ 72,000 |
| Jacksonville, FL | 56 | $ 8,111,000 | $ 144,839 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 51 | $ 5,610,000 | $ 110,000 | $ 88,000 |
| Sherman-Denison, TX | 50 | $ 5,659,000 | $ 113,180 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 49 | $ 7,091,000 | $ 144,714 | $ 134,000 |
| Hagerstown-Martinsburg, MD-WV | 47 | $ 7,180,000 | $ 152,765 | $ 114,000 |
| Yakima, WA | 45 | $ 6,331,000 | $ 140,688 | $ 78,000 |
| Wichita Falls, TX | 44 | $ 3,962,000 | $ 90,045 | $ 52,000 |
| Sarasota-Bradenton-Venice, FL | 43 | $ 7,588,000 | $ 176,465 | $ 89,000 |
| Texarkana, Tx-Texarkana, AR | 38 | $ 5,629,000 | $ 148,131 | $ 87,000 |
| Oklahoma City, OK | 37 | $ 3,224,000 | $ 87,135 | $ 184,000 |
| Springfield, IL | 36 | $ 3,877,000 | $ 107,694 | $ 75,000 |
| Corpus Christi, TX | 35 | $ 3,355,000 | $ 95,857 | $ 140,000 |
| El Paso, TX | 35 | $ 3,224,000 | $ 92,114 | $ 69,000 |
| Ann Arbor, MI | 33 | $ 6,589,000 | $ 199,666 | $ 134,000 |
| Flint, MI | 33 | $ 4,094,000 | $ 124,060 | $ 60,000 |
| Salisbury, MD | 32 | $ 4,188,000 | $ 130,875 | $ 66,000 |
| Lansing-East Lansing, MI | 30 | $ 3,477,000 | $ 115,900 | $ 108,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 4,445,000 | $ 158,750 | $ 127,000 |
| Bloomington-Normal, IL | 24 | $ 2,413,000 | $ 100,541 | $ 66,000 |
| Monroe, MI | 24 | $ 3,383,000 | $ 140,958 | $ 59,000 |
| Lubbock, TX | 23 | $ 2,614,000 | $ 113,652 | $ 74,000 |
| Port St. Lucie-Fort Pierce, FL | 23 | $ 3,482,000 | $ 151,391 | $ 66,000 |
| Kalamazoo-Portage, MI | 22 | $ 2,576,000 | $ 117,090 | $ 75,000 |
| Lakeland, FL | 22 | $ 3,205,000 | $ 145,681 | $ 94,000 |
| Danville, IL | 21 | $ 1,632,000 | $ 77,714 | $ 68,000 |
| Decatur, IL | 21 | $ 1,784,000 | $ 84,952 | $ 59,000 |
| Honolulu, HI | 20 | $ 3,335,000 | $ 166,750 | $ 133,000 |
| San Angelo, TX | 20 | $ 1,346,000 | $ 67,300 | $ 45,000 |
| Champaign-Urbana, IL | 19 | $ 1,490,000 | $ 78,421 | $ 62,000 |
| Holland-Grand Haven, MI | 19 | $ 2,772,000 | $ 145,894 | $ 76,000 |
| Amarillo, TX | 17 | $ 2,221,000 | $ 130,647 | $ 67,000 |
| Niles-Benton Harbor, MI | 17 | $ 1,649,000 | $ 97,000 | $ 81,000 |
| Panama City-Lynn Haven, FL | 17 | $ 2,408,000 | $ 141,647 | $ 66,000 |
| Wenatchee, WA | 17 | $ 2,193,000 | $ 129,000 | $ 82,000 |
| Brownsville-Harlingen, TX | 16 | $ 1,603,000 | $ 100,187 | $ 73,000 |
| Tallahassee, FL | 16 | $ 2,271,000 | $ 141,937 | $ 86,000 |
| Battle Creek, MI | 14 | $ 1,236,000 | $ 88,285 | $ 121,000 |
| Cumberland, MD-WV | 14 | $ 1,733,000 | $ 123,785 | $ 58,000 |
| Abilene, TX | 13 | $ 1,183,000 | $ 91,000 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 13 | $ 2,577,000 | $ 198,230 | $ 74,000 |
| Muskegon-Norton Shores, MI | 13 | $ 1,485,000 | $ 114,230 | $ 48,000 |
| Ocala, FL | 13 | $ 1,482,000 | $ 114,000 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 2,462,000 | $ 189,384 | $ 103,000 |
| Phoenix-Mesa-Scottsdale, AZ | 13 | $ 2,491,000 | $ 191,615 | $ 115,000 |
| Farmington, NM | 12 | $ 1,413,000 | $ 117,750 | $ 64,000 |
| Las Vegas-Paradise, NV | 12 | $ 2,895,000 | $ 241,250 | $ 93,000 |
| Gary, IN | 11 | $ 1,422,000 | $ 129,272 | $ 50,000 |
| Indianapolis, IN | 11 | $ 1,358,000 | $ 123,454 | $ 47,000 |
| Naples-Marco Island, FL | 11 | $ 2,067,000 | $ 187,909 | $ 90,000 |
| New York-Wayne-White Plains, NY-NJ | 11 | $ 2,351,000 | $ 213,727 | $ 174,000 |
| Fort Walton Beach-Crestview-Destin, FL | 10 | $ 1,628,000 | $ 162,800 | $ 72,000 |
| Jackson, MI | 10 | $ 915,000 | $ 91,500 | $ 72,000 |
| Saginaw-Saginaw Township North, MI | 10 | $ 1,103,000 | $ 110,300 | $ 66,000 |
| Tulsa, OK | 10 | $ 1,716,000 | $ 171,600 | $ 148,000 |
| Gainesville, FL | 8 | $ 1,142,000 | $ 142,750 | $ 74,000 |
| Kansas City, MO-KS | 8 | $ 1,574,000 | $ 196,750 | $ 69,000 |
| Ogden-Clearfield, UT | 8 | $ 1,030,000 | $ 128,750 | $ 62,000 |
| Portland-Vancouver-Beaverton, OR-WA | 8 | $ 1,415,000 | $ 176,875 | $ 590,000 |
| Victoria, TX | 8 | $ 1,037,000 | $ 129,625 | $ 136,000 |
| Bay City, MI | 7 | $ 865,000 | $ 123,571 | $ 59,000 |
| Las Cruces, NM | 7 | $ 1,110,000 | $ 158,571 | $ 91,000 |
| Midland, TX | 7 | $ 488,000 | $ 69,714 | $ 50,000 |
| Santa Fe, NM | 7 | $ 1,507,000 | $ 215,285 | $ 77,000 |
| Laredo, TX | 6 | $ 509,000 | $ 84,833 | $ 69,000 |
| Nassau-Suffolk, NY | 6 | $ 1,019,000 | $ 169,833 | $ 78,000 |
| Odessa, TX | 6 | $ 793,000 | $ 132,166 | $ 46,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 1,059,000 | $ 176,500 | $ 65,000 |
| Billings, MT | 5 | $ 746,000 | $ 149,200 | $ 93,000 |
| Coeur D'Alene, ID | 5 | $ 1,064,000 | $ 212,800 | $ 71,000 |
| Punta Gorda, FL | 5 | $ 897,000 | $ 179,400 | $ 57,000 |
| St. Louis, MO-IL | 5 | $ 680,000 | $ 136,000 | $ 89,000 |
| Vero Beach, FL | 5 | $ 848,000 | $ 169,600 | $ 76,000 |
| Charleston-North Charleston, SC | 4 | $ 410,000 | $ 102,500 | $ 54,000 |
| Greenville, SC | 4 | $ 688,000 | $ 172,000 | $ 59,000 |
| Memphis, TN-MS-AR | 4 | $ 592,000 | $ 148,000 | $ 56,000 |
| Provo-Orem, UT | 4 | $ 507,000 | $ 126,750 | $ 84,000 |
| Rockingham County-Strafford County, NH | 4 | $ 448,000 | $ 112,000 | $ 210,000 |
| Springfield, MO | 4 | $ 324,000 | $ 81,000 | $ 65,000 |
| Tucson, AZ | 4 | $ 568,000 | $ 142,000 | $ 56,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 595,000 | $ 148,750 | $ 76,000 |
| Boise City-Nampa, ID | 3 | $ 349,000 | $ 116,333 | $ 60,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 260,000 | $ 86,666 | $ 63,000 |
| Edison, NJ | 3 | $ 1,153,000 | $ 384,333 | $ 152,000 |
| Evansville, IN-KY | 3 | $ 387,000 | $ 129,000 | $ 54,000 |
| Gulfport-Biloxi, MS | 3 | $ 506,000 | $ 168,666 | $ 144,000 |
| Little Rock-North Little Rock, AR | 3 | $ 394,000 | $ 131,333 | $ 89,000 |
| Louisville, KY-IN | 3 | $ 424,000 | $ 141,333 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 266,000 | $ 88,666 | $ 844,000 |
| Philadelphia, PA | 3 | $ 766,000 | $ 255,333 | $ 56,000 |
| Reno-Sparks, NV | 3 | $ 677,000 | $ 225,666 | $ 102,000 |
| Rochester, NY | 3 | $ 315,000 | $ 105,000 | $ 60,000 |
| Salt Lake City, UT | 3 | $ 236,000 | $ 78,666 | $ 36,000 |
| Sioux Falls, SD | 3 | $ 271,000 | $ 90,333 | $ 56,000 |
| Wichita, KS | 3 | $ 478,000 | $ 159,333 | $ 42,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 182,000 | $ 91,000 | $ 39,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 176,000 | $ 88,000 | $ 87,000 |
| Bend, OR | 2 | $ 155,000 | $ 77,500 | $ 444,000 |
| Cedar Rapids, IA | 2 | $ 163,000 | $ 81,500 | $ 62,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 231,000 | $ 115,500 | $ 88,000 |
| Columbia, SC | 2 | $ 354,000 | $ 177,000 | $ 109,000 |
| Des Moines, IA | 2 | $ 457,000 | $ 228,500 | $ 151,000 |
| Eau Claire, WI | 2 | $ 285,000 | $ 142,500 | $ 367,000 |
| Fort Wayne, IN | 2 | $ 311,000 | $ 155,500 | $ 29,000 |
| Greensboro-High Point, NC | 2 | $ 243,000 | $ 121,500 | $ 135,000 |
| Harrisburg-Carlisle, PA | 2 | $ 126,000 | $ 63,000 | $ 14,000 |
| Missoula, MT | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| Prescott, AZ | 2 | $ 633,000 | $ 316,500 | $ 156,000 |
| Sioux City, IA-NE-SD | 2 | $ 272,000 | $ 136,000 | $ 126,000 |
| Wilmington, DE-MD-NJ | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| Alexandria, LA | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| Appleton, WI | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Asheville, NC | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Baton Rouge, LA | 1 | $ 199,000 | $ 199,000 | $ 78,000 |
| Birmingham-Hoover, AL | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Carson City, NV | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Danville, VA | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Fairbanks, AK | 1 | $ 387,000 | $ 387,000 | $ 102,000 |
| Fayetteville, NC | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| Florence, SC | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Huntsville, AL | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Jackson, TN | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Kokomo, IN | 1 | $ 154,000 | $ 154,000 | $ 126,000 |
| Lafayette, IN | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Lewiston-Auburn, ME | 1 | $ 144,000 | $ 144,000 | $ 160,000 |
| Macon, GA | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Medford, OR | 1 | $ 141,000 | $ 141,000 | $ 120,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Mobile, AL | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Nashville-Davidson--Murfreesboro, TN | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Oshkosh-Neenah, WI | 1 | $ 600,000 | $ 600,000 | $ 541,000 |
| Owensboro, KY | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
| Pittsburgh, PA | 1 | $ 48,000 | $ 48,000 | $ 19,000 |
| Ponce, PR | 1 | $ 545,000 | $ 545,000 | $ 216,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 127,000 | $ 127,000 | $ 104,000 |
| Raleigh-Cary, NC | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Richmond, VA | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 480,000 | $ 480,000 | $ 332,000 |
| Spartanburg, SC | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Syracuse, NY | 1 | $ 51,000 | $ 51,000 | $ 76,000 |
| Terre Haute, IN | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Toledo, OH | 1 | $ 60,000 | $ 60,000 | $ 295,000 |
| Wausau, WI | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Yauco, PR | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Town & Country Credit in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 152,578 | $31,634,553,000 | $159,596 | $5,662,000 | $90,519 | $9,000,000 |
| Home Improvement | 4,290 | $918,808,000 | $175,391 | $2,400,000 | $81,652 | $5,930,000 |
| Home Purchase | 787 | $182,316,000 | $172,611 | $1,000,000 | $197,055 | $2,520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 82,594 | $16,793,145,000 | $156,862 | $4,800,000 | $89,686 | $7,200,000 |
| Not Provided | 42,134 | $9,375,392,000 | $171,931 | $5,662,000 | $113,000 | $9,000,000 |
| Hispanic | 14,954 | $2,973,631,000 | $143,862 | $4,480,000 | $95,241 | $6,005,000 |
| Black or African American | 12,046 | $2,042,931,000 | $153,687 | $3,800,000 | $73,312 | $6,000,000 |
| Asian | 4,168 | $1,118,755,000 | $189,400 | $4,000,000 | $97,650 | $7,200,000 |
| Native Hawaiian or Other Pacific Islander | 962 | $264,844,000 | $201,277 | $3,687,000 | $105,555 | $1,945,000 |
| American Indian or Alaskan Native | 797 | $166,979,000 | $177,111 | $1,112,000 | $85,388 | $2,880,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 157,655 | $32,735,677,000 | $160,846 | $5,662,000 | $91,846 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 69,907 | $14,899,515,000 | $184,636 | $3,735,000 | $135,840 | $9,000,000 |
| Application Denied By Financial Institution | 55,190 | $11,053,242,000 | $142,142 | $5,662,000 | $73,285 | $6,005,000 |
| File Closed For Incompleteness | 18,714 | $3,858,800,000 | $167,666 | $3,200,000 | $108,666 | $4,800,000 |
| Loan Originated | 11,306 | $2,380,952,000 | $146,608 | $975,000 | $88,478 | $1,962,000 |
| Application Approved But Not Accepted | 2,538 | $543,168,000 | $189,625 | $1,275,000 | $80,625 | $1,625,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 48,404 | $9,926,153,000 | $143,081 | $5,662,000 | $71,857 | $6,000,000 |
| Credit History | 3,454 | $551,900,000 | $150,000 | $960,000 | $96,105 | $6,005,000 |
| Collateral | 2,911 | $502,264,000 | $157,227 | $4,480,000 | $90,590 | $2,760,000 |
| Debt-To-Income Ratio | 421 | $72,925,000 | $172,166 | $877,000 | $67,500 | $2,400,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Town & Country Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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