Town & Country Credit Mortgage Lending & HMDA Data, 2004

In 2004, Town & Country Credit of Irvine, CA reported 157,655 mortgage applications totaling $32.7 billion, up 17% from 2003. The average application was for $207,641, and applicants reported an average income of $93,438. 7% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (18,434), Chicago-Naperville-Joliet, IL (13,337) and Riverside-San Bernardino-Ontario, CA (10,810) (applications in parentheses).

Mortgage Company & Address Town & Country Credit
2010 Main Street, Suite 800
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 157,655
Total Mortgage Loan Application Amount $32,735,677,000
Average Mortgage Loan Application Amount $207,641
Highest Mortgage Loan Application Amount $5,662,000
Average Applicant Income $93,438
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Town & Country Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Town & Country Credit by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 18,434 $ 4,883,320,000 $ 264,908 $ 87,000
San Diego, California 8,224 $ 2,360,523,000 $ 287,028 $ 109,000
Cook, Illinois 7,966 $ 1,342,343,000 $ 168,509 $ 85,000
Riverside, California 5,438 $ 1,266,894,000 $ 232,970 $ 84,000
San Bernardino, California 5,372 $ 1,044,692,000 $ 194,469 $ 82,000
Orange, California 4,721 $ 1,486,983,000 $ 314,972 $ 125,000
Harris, Texas 4,542 $ 553,340,000 $ 121,827 $ 89,000
Hennepin, Minnesota 3,226 $ 573,416,000 $ 177,748 $ 76,000
Providence, Rhode Island 2,741 $ 467,166,000 $ 170,436 $ 81,000
Adams, Colorado 2,377 $ 408,020,000 $ 171,653 $ 88,000
Denver, Colorado 2,373 $ 420,048,000 $ 177,011 $ 76,000
Arapahoe, Colorado 2,191 $ 398,261,000 $ 181,771 $ 86,000
Jefferson, Colorado 2,159 $ 420,632,000 $ 194,827 $ 95,000
Sacramento, California 2,103 $ 447,907,000 $ 212,984 $ 82,000
New Haven, Connecticut 2,094 $ 342,242,000 $ 163,439 $ 92,000
Hartford, Connecticut 1,951 $ 306,844,000 $ 157,275 $ 135,000
Santa Clara, California 1,922 $ 697,488,000 $ 362,896 $ 136,000
Alameda, California 1,908 $ 614,474,000 $ 322,051 $ 93,000
El Paso, Colorado 1,905 $ 304,284,000 $ 159,729 $ 84,000
Dallas, Texas 1,842 $ 235,246,000 $ 127,712 $ 77,000
DuPage, Illinois 1,684 $ 320,933,000 $ 190,577 $ 91,000
Lake, Illinois 1,647 $ 298,616,000 $ 181,309 $ 94,000
Contra Costa, California 1,611 $ 482,890,000 $ 299,745 $ 94,000
Ramsey, Minnesota 1,445 $ 234,762,000 $ 162,465 $ 67,000
Will, Illinois 1,444 $ 246,935,000 $ 171,007 $ 87,000
San Mateo, California 1,332 $ 508,741,000 $ 381,937 $ 144,000
Tarrant, Texas 1,321 $ 169,587,000 $ 128,377 $ 78,000
Weld, Colorado 1,286 $ 217,528,000 $ 169,150 $ 75,000
Fairfield, Connecticut 1,279 $ 341,933,000 $ 267,344 $ 95,000
Ventura, California 1,269 $ 403,387,000 $ 317,877 $ 105,000
King, Washington 1,177 $ 273,602,000 $ 232,457 $ 110,000
San Joaquin, California 1,148 $ 260,900,000 $ 227,264 $ 98,000
Larimer, Colorado 1,127 $ 217,130,000 $ 192,661 $ 84,000
Middlesex, Massachusetts 1,121 $ 290,830,000 $ 259,438 $ 91,000
Anoka, Minnesota 1,118 $ 194,433,000 $ 173,911 $ 98,000
Dakota, Minnesota 1,095 $ 208,428,000 $ 190,345 $ 77,000
Worcester, Massachusetts 1,051 $ 202,742,000 $ 192,903 $ 80,000
New London, Connecticut 982 $ 155,955,000 $ 158,813 $ 122,000
Kane, Illinois 976 $ 168,968,000 $ 173,122 $ 100,000
Plymouth, Massachusetts 953 $ 218,108,000 $ 228,864 $ 81,000
Kern, California 923 $ 134,760,000 $ 146,002 $ 83,000
Solano, California 886 $ 244,342,000 $ 275,781 $ 91,000
Travis, Texas 833 $ 121,970,000 $ 146,422 $ 83,000
Kent, Rhode Island 824 $ 140,042,000 $ 169,953 $ 162,000
McHenry, Illinois 808 $ 148,641,000 $ 183,961 $ 83,000
San Francisco, California 799 $ 297,726,000 $ 372,623 $ 104,000
Fort Bend, Texas 788 $ 114,972,000 $ 145,903 $ 105,000
Fresno, California 750 $ 133,265,000 $ 177,686 $ 83,000
Stanislaus, California 749 $ 150,422,000 $ 200,830 $ 111,000
Bristol, Massachusetts 748 $ 153,469,000 $ 205,172 $ 78,000
Douglas, Colorado 741 $ 183,995,000 $ 248,306 $ 106,000
Pierce, Washington 712 $ 125,500,000 $ 176,264 $ 110,000
Essex, Massachusetts 711 $ 178,915,000 $ 251,638 $ 81,000
Norfolk, Massachusetts 704 $ 182,366,000 $ 259,042 $ 118,000
Bexar, Texas 703 $ 83,259,000 $ 118,433 $ 86,000
Washington, Minnesota 700 $ 135,746,000 $ 193,922 $ 111,000
Hampden, Massachusetts 699 $ 93,343,000 $ 133,537 $ 105,000
Boulder, Colorado 686 $ 150,296,000 $ 219,090 $ 92,000
Suffolk, Massachusetts 616 $ 156,765,000 $ 254,488 $ 78,000
Sonoma, California 597 $ 188,288,000 $ 315,390 $ 124,000
Snohomish, Washington 564 $ 118,642,000 $ 210,358 $ 105,000
Mesa, Colorado 539 $ 69,855,000 $ 129,601 $ 83,000
Windham, Connecticut 536 $ 76,229,000 $ 142,218 $ 81,000
Collin, Texas 524 $ 94,263,000 $ 179,891 $ 113,000
Montgomery, Texas 507 $ 75,449,000 $ 148,814 $ 142,000
Litchfield, Connecticut 505 $ 90,284,000 $ 178,780 $ 104,000
Williamson, Texas 489 $ 67,189,000 $ 137,400 $ 74,000
Denton, Texas 484 $ 76,238,000 $ 157,516 $ 107,000
Middlesex, Connecticut 467 $ 82,712,000 $ 177,113 $ 88,000
Pueblo, Colorado 465 $ 55,128,000 $ 118,554 $ 66,000
Tulare, California 424 $ 63,313,000 $ 149,323 $ 84,000
Washington, Rhode Island 423 $ 86,557,000 $ 204,626 $ 135,000
Wright, Minnesota 422 $ 74,985,000 $ 177,689 $ 75,000
Galveston, Texas 396 $ 55,501,000 $ 140,154 $ 87,000
Tolland, Connecticut 382 $ 64,362,000 $ 168,486 $ 83,000
Placer, California 370 $ 104,438,000 $ 282,264 $ 85,000
Merced, California 364 $ 70,942,000 $ 194,895 $ 80,000
Prince George's, Maryland 362 $ 70,606,000 $ 195,044 $ 100,000
Scott, Minnesota 340 $ 72,759,000 $ 213,997 $ 93,000
Barnstable, Massachusetts 325 $ 81,292,000 $ 250,129 $ 82,000
Brazoria, Texas 325 $ 39,352,000 $ 121,083 $ 106,000
Santa Cruz, California 324 $ 111,364,000 $ 343,716 $ 122,000
Santa Barbara, California 314 $ 93,810,000 $ 298,757 $ 96,000
Imperial, California 293 $ 44,433,000 $ 151,648 $ 86,000
Monterey, California 291 $ 93,249,000 $ 320,443 $ 118,000
Wayne, Michigan 287 $ 36,359,000 $ 126,686 $ 134,000
Sherburne, Minnesota 285 $ 50,902,000 $ 178,603 $ 66,000
Marin, California 281 $ 115,074,000 $ 409,516 $ 156,000
Winnebago, Illinois 259 $ 29,254,000 $ 112,949 $ 67,000
Chisago, Minnesota 259 $ 42,785,000 $ 165,193 $ 78,000
San Luis Obispo, California 250 $ 67,532,000 $ 270,128 $ 89,000
Baltimore, Maryland 244 $ 45,315,000 $ 185,717 $ 94,000
El Dorado, California 241 $ 62,421,000 $ 259,008 $ 103,000
Kitsap, Washington 231 $ 42,821,000 $ 185,372 $ 109,000
Fremont, Colorado 230 $ 27,168,000 $ 118,121 $ 82,000
Clark, Washington 229 $ 41,609,000 $ 181,698 $ 151,000
Shasta, California 224 $ 38,712,000 $ 172,821 $ 90,000
St. Louis, Minnesota 223 $ 27,635,000 $ 123,923 $ 60,000
Jefferson, Texas 222 $ 21,517,000 $ 96,923 $ 88,000
Carver, Minnesota 220 $ 45,484,000 $ 206,745 $ 102,000
Isanti, Minnesota 218 $ 34,177,000 $ 156,775 $ 67,000
Garfield, Colorado 216 $ 44,221,000 $ 204,726 $ 93,000
Rice, Minnesota 208 $ 32,974,000 $ 158,528 $ 66,000
DeKalb, Illinois 201 $ 28,347,000 $ 141,029 $ 111,000
Newport, Rhode Island 201 $ 45,314,000 $ 225,442 $ 136,000
Morgan, Colorado 200 $ 24,760,000 $ 123,800 $ 72,000
Kankakee, Illinois 197 $ 20,940,000 $ 106,294 $ 62,000
LaSalle, Illinois 195 $ 22,234,000 $ 114,020 $ 63,000
Yolo, California 193 $ 43,852,000 $ 227,212 $ 83,000
Thurston, Washington 191 $ 32,859,000 $ 172,036 $ 106,000
Butte, California 186 $ 33,283,000 $ 178,940 $ 62,000
Napa, California 184 $ 65,083,000 $ 353,711 $ 129,000
Sutter, California 183 $ 33,867,000 $ 185,065 $ 113,000
Madera, California 175 $ 31,978,000 $ 182,731 $ 104,000
Kendall, Illinois 173 $ 30,687,000 $ 177,381 $ 109,000
Goodhue, Minnesota 163 $ 24,926,000 $ 152,920 $ 55,000
Stearns, Minnesota 163 $ 23,499,000 $ 144,165 $ 69,000
Olmsted, Minnesota 161 $ 23,523,000 $ 146,105 $ 67,000
Oakland, Michigan 160 $ 31,505,000 $ 196,906 $ 86,000
Baltimore City, Maryland 159 $ 18,214,000 $ 114,553 $ 72,000
Hampshire, Massachusetts 151 $ 23,103,000 $ 153,000 $ 109,000
Broomfield, Colorado 147 $ 31,594,000 $ 214,925 $ 80,000
Montgomery, Maryland 142 $ 36,798,000 $ 259,140 $ 163,000
Laramie, Wyoming 141 $ 18,604,000 $ 131,943 $ 68,000
Delta, Colorado 140 $ 18,508,000 $ 132,200 $ 105,000
Bristol, Rhode Island 139 $ 28,826,000 $ 207,381 $ 120,000
Bell, Texas 137 $ 13,864,000 $ 101,197 $ 78,000
Lake, California 132 $ 27,244,000 $ 206,393 $ 86,000
Berkshire, Massachusetts 132 $ 19,245,000 $ 145,795 $ 104,000
Humboldt, California 131 $ 25,145,000 $ 191,946 $ 87,000
Kings, California 131 $ 19,398,000 $ 148,076 $ 69,000
Anne Arundel, Maryland 129 $ 25,602,000 $ 198,465 $ 88,000
Calaveras, California 128 $ 26,453,000 $ 206,664 $ 95,000
Elbert, Colorado 127 $ 29,690,000 $ 233,779 $ 104,000
Ellis, Texas 127 $ 14,562,000 $ 114,661 $ 73,000
Hays, Texas 127 $ 18,754,000 $ 147,669 $ 79,000
Franklin, Massachusetts 125 $ 18,665,000 $ 149,320 $ 116,000
Park, Colorado 123 $ 23,272,000 $ 189,203 $ 117,000
Teller, Colorado 123 $ 20,122,000 $ 163,593 $ 116,000
Spokane, Washington 121 $ 16,858,000 $ 139,322 $ 126,000
McLennan, Texas 118 $ 12,761,000 $ 108,144 $ 64,000
Mille Lacs, Minnesota 117 $ 16,012,000 $ 136,854 $ 71,000
Brazos, Texas 114 $ 14,810,000 $ 129,912 $ 98,000
Yuba, California 110 $ 17,231,000 $ 156,645 $ 68,000
McLeod, Minnesota 110 $ 15,045,000 $ 136,772 $ 74,000
Montrose, Colorado 109 $ 14,848,000 $ 136,220 $ 94,000
Macomb, Michigan 109 $ 16,929,000 $ 155,311 $ 149,000
Orange, Florida 108 $ 15,472,000 $ 143,259 $ 65,000
Johnson, Texas 108 $ 11,962,000 $ 110,759 $ 70,000
Nevada, California 107 $ 28,718,000 $ 268,392 $ 94,000
Liberty, Texas 107 $ 10,570,000 $ 98,785 $ 66,000
Mendocino, California 106 $ 27,423,000 $ 258,707 $ 73,000
Broward, Florida 104 $ 17,034,000 $ 163,788 $ 118,000
Eagle, Colorado 103 $ 26,480,000 $ 257,087 $ 112,000
Natrona, Wyoming 101 $ 11,838,000 $ 117,207 $ 61,000
Crow Wing, Minnesota 97 $ 12,147,000 $ 125,226 $ 64,000
La Plata, Colorado 95 $ 17,877,000 $ 188,178 $ 79,000
Tuolumne, California 93 $ 18,677,000 $ 200,827 $ 80,000
Skagit, Washington 90 $ 15,337,000 $ 170,411 $ 85,000
Harford, Maryland 89 $ 16,412,000 $ 184,404 $ 90,000
Logan, Colorado 86 $ 8,767,000 $ 101,941 $ 87,000
Moffat, Colorado 86 $ 11,685,000 $ 135,872 $ 89,000
Grundy, Illinois 85 $ 12,377,000 $ 145,611 $ 63,000
Tehama, California 84 $ 13,168,000 $ 156,761 $ 59,000
Bastrop, Texas 84 $ 10,720,000 $ 127,619 $ 91,000
Whatcom, Washington 84 $ 14,556,000 $ 173,285 $ 71,000
Angelina, Texas 82 $ 7,188,000 $ 87,658 $ 146,000
Montezuma, Colorado 80 $ 10,983,000 $ 137,287 $ 67,000
Otter Tail, Minnesota 80 $ 9,851,000 $ 123,137 $ 53,000
Orange, Texas 80 $ 9,053,000 $ 113,162 $ 106,000
Kaufman, Texas 79 $ 11,380,000 $ 144,050 $ 72,000
Winona, Minnesota 78 $ 9,612,000 $ 123,230 $ 56,000
Island, Washington 77 $ 13,907,000 $ 180,610 $ 75,000
Amador, California 76 $ 15,746,000 $ 207,184 $ 101,000
Whiteside, Illinois 74 $ 6,610,000 $ 89,324 $ 88,000
Mower, Minnesota 73 $ 9,144,000 $ 125,260 $ 69,000
Mason, Washington 73 $ 10,049,000 $ 137,657 $ 79,000
San Benito, California 72 $ 26,677,000 $ 370,513 $ 112,000
Summit, Colorado 72 $ 18,348,000 $ 254,833 $ 146,000
Pinellas, Florida 72 $ 10,367,000 $ 143,986 $ 98,000
Palm Beach, Florida 71 $ 14,014,000 $ 197,380 $ 100,000
Frederick, Maryland 71 $ 14,957,000 $ 210,661 $ 88,000
Kandiyohi, Minnesota 71 $ 8,701,000 $ 122,549 $ 58,000
Morrison, Minnesota 71 $ 9,109,000 $ 128,295 $ 75,000
Steele, Minnesota 70 $ 9,411,000 $ 134,442 $ 57,000
Parker, Texas 70 $ 8,551,000 $ 122,157 $ 80,000
Rockwall, Texas 70 $ 12,187,000 $ 174,100 $ 144,000
Pine, Minnesota 69 $ 7,747,000 $ 112,275 $ 89,000
Chaffee, Colorado 68 $ 11,494,000 $ 169,029 $ 66,000
Howard, Maryland 68 $ 14,740,000 $ 216,764 $ 91,000
Kanabec, Minnesota 67 $ 10,194,000 $ 152,149 $ 180,000
Blue Earth, Minnesota 66 $ 7,932,000 $ 120,181 $ 170,000
Le Sueur, Minnesota 66 $ 8,774,000 $ 132,939 $ 72,000
Smith, Texas 66 $ 7,297,000 $ 110,560 $ 72,000
Charles, Maryland 65 $ 12,570,000 $ 193,384 $ 63,000
Clear Creek, Colorado 63 $ 13,867,000 $ 220,111 $ 108,000
Yuma, Colorado 63 $ 5,714,000 $ 90,698 $ 55,000
Becker, Minnesota 62 $ 6,912,000 $ 111,483 $ 40,000
Cass, Minnesota 62 $ 9,031,000 $ 145,661 $ 78,000
Walker, Texas 62 $ 6,667,000 $ 107,532 $ 75,000
Cowlitz, Washington 62 $ 9,423,000 $ 151,983 $ 77,000
Brevard, Florida 61 $ 8,410,000 $ 137,868 $ 69,000
Miami-Dade, Florida 61 $ 11,394,000 $ 186,786 $ 121,000
Boone, Illinois 61 $ 8,560,000 $ 140,327 $ 81,000
Benton, Minnesota 61 $ 7,984,000 $ 130,885 $ 48,000
Otero, Colorado 60 $ 6,061,000 $ 101,016 $ 56,000
Sibley, Minnesota 60 $ 8,732,000 $ 145,533 $ 51,000
Hidalgo, Texas 60 $ 4,869,000 $ 81,150 $ 72,000
Grand, Colorado 59 $ 12,275,000 $ 208,050 $ 126,000
Carlton, Minnesota 59 $ 7,263,000 $ 123,101 $ 56,000
Campbell, Wyoming 59 $ 7,627,000 $ 129,271 $ 66,000
Hillsborough, Florida 58 $ 7,570,000 $ 130,517 $ 88,000
Sheridan, Wyoming 55 $ 8,019,000 $ 145,800 $ 68,000
Brown, Minnesota 54 $ 5,719,000 $ 105,907 $ 82,000
Nicollet, Minnesota 54 $ 8,627,000 $ 159,759 $ 74,000
Bernalillo, New Mexico 54 $ 8,063,000 $ 149,314 $ 84,000
Waller, Texas 54 $ 7,657,000 $ 141,796 $ 89,000
Benton, Washington 53 $ 7,889,000 $ 148,849 $ 152,000
St. Clair, Illinois 52 $ 4,826,000 $ 92,807 $ 61,000
Volusia, Florida 51 $ 5,610,000 $ 110,000 $ 88,000
Lyon, Minnesota 51 $ 5,749,000 $ 112,725 $ 52,000
Hardin, Texas 51 $ 5,784,000 $ 113,411 $ 80,000
Grayson, Texas 50 $ 5,659,000 $ 113,180 $ 59,000
Hunt, Texas 50 $ 5,705,000 $ 114,100 $ 74,000
Ogle, Illinois 49 $ 5,626,000 $ 114,816 $ 115,000
Carroll, Maryland 49 $ 11,138,000 $ 227,306 $ 70,000
Lewis, Washington 49 $ 6,348,000 $ 129,551 $ 136,000
Livingston, Illinois 48 $ 4,382,000 $ 91,291 $ 75,000
Cecil, Maryland 48 $ 13,030,000 $ 271,458 $ 410,000
Lassen, California 47 $ 6,863,000 $ 146,021 $ 105,000
Washington, Maryland 47 $ 7,180,000 $ 152,765 $ 114,000
Kit Carson, Colorado 46 $ 5,031,000 $ 109,369 $ 70,000
Madison, Illinois 46 $ 4,537,000 $ 98,630 $ 109,000
Freeborn, Minnesota 46 $ 4,315,000 $ 93,804 $ 55,000
Chambers, Texas 46 $ 5,721,000 $ 124,369 $ 109,000
Grays Harbor, Washington 46 $ 6,447,000 $ 140,152 $ 95,000
Beltrami, Minnesota 45 $ 4,493,000 $ 99,844 $ 107,000
Gregg, Texas 45 $ 4,949,000 $ 109,977 $ 236,000
Yakima, Washington 45 $ 6,331,000 $ 140,688 $ 78,000
Las Animas, Colorado 44 $ 5,572,000 $ 126,636 $ 63,000
Clay, Minnesota 44 $ 5,160,000 $ 117,272 $ 117,000
Guadalupe, Texas 44 $ 6,101,000 $ 138,659 $ 90,000
Plumas, California 43 $ 7,468,000 $ 173,674 $ 84,000
Coryell, Texas 43 $ 3,938,000 $ 91,581 $ 59,000
Polk, Texas 43 $ 4,130,000 $ 96,046 $ 89,000
Rio Grande, Colorado 42 $ 5,443,000 $ 129,595 $ 70,000
Lee, Illinois 42 $ 3,908,000 $ 93,047 $ 56,000
Douglas, Minnesota 42 $ 6,298,000 $ 149,952 $ 114,000
Itasca, Minnesota 42 $ 4,602,000 $ 109,571 $ 61,000
Martin, Minnesota 42 $ 4,369,000 $ 104,023 $ 52,000
Comal, Texas 42 $ 6,897,000 $ 164,214 $ 89,000
Henderson, Texas 42 $ 4,572,000 $ 108,857 $ 68,000
Mariposa, California 41 $ 6,603,000 $ 161,048 $ 86,000
Siskiyou, California 41 $ 6,470,000 $ 157,804 $ 210,000
Meeker, Minnesota 41 $ 6,062,000 $ 147,853 $ 54,000
Caldwell, Texas 41 $ 4,657,000 $ 113,585 $ 111,000
Stephenson, Illinois 40 $ 4,120,000 $ 103,000 $ 48,000
Del Norte, California 39 $ 5,712,000 $ 146,461 $ 69,000
Alamosa, Colorado 39 $ 3,710,000 $ 95,128 $ 73,000
Routt, Colorado 39 $ 7,776,000 $ 199,384 $ 114,000
Dodge, Minnesota 39 $ 5,082,000 $ 130,307 $ 69,000
Polk, Minnesota 39 $ 3,581,000 $ 91,820 $ 44,000
Waseca, Minnesota 39 $ 4,942,000 $ 126,717 $ 56,000
Hood, Texas 39 $ 5,563,000 $ 142,641 $ 59,000
Matagorda, Texas 39 $ 3,873,000 $ 99,307 $ 69,000
Wabasha, Minnesota 38 $ 4,977,000 $ 130,973 $ 51,000
Bowie, Texas 38 $ 5,629,000 $ 148,131 $ 87,000
Burnet, Texas 38 $ 5,352,000 $ 140,842 $ 102,000
Wichita, Texas 38 $ 3,475,000 $ 91,447 $ 51,000
Gilpin, Colorado 37 $ 7,808,000 $ 211,027 $ 91,000
Gunnison, Colorado 37 $ 5,604,000 $ 151,459 $ 68,000
Kent, Michigan 37 $ 5,770,000 $ 155,945 $ 167,000
Calvert, Maryland 36 $ 7,324,000 $ 203,444 $ 110,000
Grimes, Texas 36 $ 4,441,000 $ 123,361 $ 129,000
Fremont, Wyoming 36 $ 3,847,000 $ 106,861 $ 74,000
Watonwan, Minnesota 35 $ 3,462,000 $ 98,914 $ 63,000
El Paso, Texas 35 $ 3,224,000 $ 92,114 $ 69,000
Van Zandt, Texas 35 $ 3,486,000 $ 99,600 $ 63,000
Prowers, Colorado 34 $ 2,859,000 $ 84,088 $ 49,000
Seminole, Florida 34 $ 4,958,000 $ 145,823 $ 79,000
Pope, Minnesota 34 $ 3,010,000 $ 88,529 $ 45,000
Peoria, Illinois 33 $ 3,647,000 $ 110,515 $ 60,000
Genesee, Michigan 33 $ 4,094,000 $ 124,060 $ 60,000
Washtenaw, Michigan 33 $ 6,589,000 $ 199,666 $ 134,000
Renville, Minnesota 33 $ 3,018,000 $ 91,454 $ 40,000
Wise, Texas 33 $ 3,274,000 $ 99,212 $ 108,000
Park, Wyoming 33 $ 4,486,000 $ 135,939 $ 62,000
Archuleta, Colorado 32 $ 6,615,000 $ 206,718 $ 312,000
Lake, Colorado 32 $ 4,954,000 $ 154,812 $ 310,000
Pasco, Florida 32 $ 3,672,000 $ 114,750 $ 67,000
Sangamon, Illinois 32 $ 3,571,000 $ 111,593 $ 80,000
Hubbard, Minnesota 32 $ 3,276,000 $ 102,375 $ 74,000
Jasper, Texas 32 $ 3,402,000 $ 106,312 $ 57,000
Wharton, Texas 32 $ 3,165,000 $ 98,906 $ 63,000
Duval, Florida 31 $ 4,126,000 $ 133,096 $ 73,000
San Jacinto, Texas 31 $ 2,761,000 $ 89,064 $ 64,000
Bureau, Illinois 30 $ 2,731,000 $ 91,033 $ 61,000
Clallam, Washington 30 $ 3,815,000 $ 127,166 $ 60,000
Converse, Wyoming 30 $ 3,815,000 $ 127,166 $ 82,000
Uinta, Wyoming 30 $ 2,896,000 $ 96,533 $ 74,000
Iroquois, Illinois 29 $ 3,353,000 $ 115,620 $ 100,000
Oklahoma, Oklahoma 29 $ 2,546,000 $ 87,793 $ 43,000
Sweetwater, Wyoming 29 $ 3,889,000 $ 134,103 $ 80,000
Lee, Florida 28 $ 4,445,000 $ 158,750 $ 127,000
Dukes, Massachusetts 28 $ 9,106,000 $ 325,214 $ 90,000
Todd, Minnesota 28 $ 3,038,000 $ 108,500 $ 169,000
Nacogdoches, Texas 28 $ 3,128,000 $ 111,714 $ 96,000
Washington, Colorado 27 $ 2,434,000 $ 90,148 $ 84,000
St. Mary's, Maryland 27 $ 5,829,000 $ 215,888 $ 252,000
Erath, Texas 27 $ 2,954,000 $ 109,407 $ 64,000
Harrison, Texas 27 $ 2,215,000 $ 82,037 $ 73,000
Lincoln, Wyoming 27 $ 3,868,000 $ 143,259 $ 51,000
Lincoln, Colorado 26 $ 2,332,000 $ 89,692 $ 86,000
Pitkin, Colorado 26 $ 21,415,000 $ 823,653 $ 209,000
Sarasota, Florida 26 $ 4,946,000 $ 190,230 $ 108,000
Jo Daviess, Illinois 26 $ 2,407,000 $ 92,576 $ 71,000
Wicomico, Maryland 26 $ 3,385,000 $ 130,192 $ 70,000
Cottonwood, Minnesota 26 $ 2,557,000 $ 98,346 $ 57,000
Cherokee, Texas 26 $ 2,974,000 $ 114,384 $ 191,000
Colusa, California 25 $ 4,065,000 $ 162,600 $ 62,000
Fillmore, Minnesota 25 $ 2,677,000 $ 107,080 $ 55,000
Jefferson, Washington 25 $ 3,551,000 $ 142,040 $ 65,000
Glenn, California 24 $ 3,545,000 $ 147,708 $ 63,000
McLean, Illinois 24 $ 2,413,000 $ 100,541 $ 66,000
Tazewell, Illinois 24 $ 2,113,000 $ 88,041 $ 60,000
Monroe, Michigan 24 $ 3,383,000 $ 140,958 $ 59,000
Roseau, Minnesota 24 $ 2,392,000 $ 99,666 $ 63,000
Washington, Texas 24 $ 2,482,000 $ 103,416 $ 128,000
Grant, Washington 24 $ 2,908,000 $ 121,166 $ 109,000
Albany, Wyoming 24 $ 3,185,000 $ 132,708 $ 111,000
Osceola, Florida 23 $ 3,585,000 $ 155,869 $ 58,000
Carroll, Illinois 23 $ 2,373,000 $ 103,173 $ 181,000
Houston, Minnesota 23 $ 3,967,000 $ 172,478 $ 98,000
Swift, Minnesota 23 $ 2,072,000 $ 90,086 $ 152,000
Hill, Texas 23 $ 1,825,000 $ 79,347 $ 49,000
Lubbock, Texas 23 $ 2,614,000 $ 113,652 $ 74,000
Polk, Florida 22 $ 3,205,000 $ 145,681 $ 94,000
Chippewa, Minnesota 22 $ 2,142,000 $ 97,363 $ 90,000
Redwood, Minnesota 22 $ 2,560,000 $ 116,363 $ 45,000
Houston, Texas 22 $ 1,875,000 $ 85,227 $ 81,000
Tyler, Texas 22 $ 1,802,000 $ 81,909 $ 73,000
Big Horn, Wyoming 22 $ 1,957,000 $ 88,954 $ 46,000
Coles, Illinois 21 $ 1,574,000 $ 74,952 $ 72,000
Macon, Illinois 21 $ 1,784,000 $ 84,952 $ 59,000
Vermilion, Illinois 21 $ 1,632,000 $ 77,714 $ 68,000
Nobles, Minnesota 21 $ 1,822,000 $ 86,761 $ 75,000
Rock, Minnesota 21 $ 2,082,000 $ 99,142 $ 79,000
Nueces, Texas 21 $ 1,775,000 $ 84,523 $ 125,000
Mono, California 20 $ 6,854,000 $ 342,700 $ 91,000
Huerfano, Colorado 20 $ 3,648,000 $ 182,400 $ 136,000
Phillips, Colorado 20 $ 2,095,000 $ 104,750 $ 129,000
Lake, Florida 20 $ 2,512,000 $ 125,600 $ 55,000
St. Lucie, Florida 20 $ 2,834,000 $ 141,700 $ 60,000
Honolulu, Hawaii 20 $ 3,335,000 $ 166,750 $ 133,000
Lake, Minnesota 20 $ 2,192,000 $ 109,600 $ 50,000
Yellow Medicine, Minnesota 20 $ 1,746,000 $ 87,300 $ 48,000
Navarro, Texas 20 $ 2,063,000 $ 103,150 $ 294,000
Tom Green, Texas 20 $ 1,346,000 $ 67,300 $ 45,000
Platte, Wyoming 20 $ 2,038,000 $ 101,900 $ 76,000
Inyo, California 19 $ 3,483,000 $ 183,315 $ 64,000
Rio Blanco, Colorado 19 $ 1,804,000 $ 94,947 $ 67,000
Ingham, Michigan 19 $ 1,826,000 $ 96,105 $ 110,000
Ottawa, Michigan 19 $ 2,772,000 $ 145,894 $ 76,000
Aitkin, Minnesota 19 $ 2,294,000 $ 120,736 $ 86,000
Faribault, Minnesota 19 $ 1,948,000 $ 102,526 $ 71,000
Murray, Minnesota 19 $ 2,576,000 $ 135,578 $ 125,000
Wood, Texas 19 $ 2,165,000 $ 113,947 $ 66,000
St. Clair, Michigan 18 $ 2,326,000 $ 129,222 $ 67,000
Pipestone, Minnesota 18 $ 1,661,000 $ 92,277 $ 90,000
Kittitas, Washington 18 $ 3,521,000 $ 195,611 $ 79,000
Carbon, Wyoming 18 $ 1,636,000 $ 90,888 $ 69,000
Goshen, Wyoming 18 $ 1,713,000 $ 95,166 $ 65,000
Trinity, California 17 $ 2,584,000 $ 152,000 $ 68,000
San Miguel, Colorado 17 $ 2,875,000 $ 169,117 $ 76,000
Bay, Florida 17 $ 2,408,000 $ 141,647 $ 66,000
Manatee, Florida 17 $ 2,642,000 $ 155,411 $ 76,000
Adams, Illinois 17 $ 1,266,000 $ 74,470 $ 42,000
Berrien, Michigan 17 $ 1,649,000 $ 97,000 $ 81,000
Livingston, Michigan 17 $ 3,543,000 $ 208,411 $ 93,000
Bosque, Texas 17 $ 1,623,000 $ 95,470 $ 54,000
Fayette, Texas 17 $ 2,106,000 $ 123,882 $ 123,000
Milam, Texas 17 $ 1,760,000 $ 103,529 $ 65,000
Shelby, Texas 17 $ 1,570,000 $ 92,352 $ 83,000
Conejos, Colorado 16 $ 1,456,000 $ 91,000 $ 52,000
Saguache, Colorado 16 $ 1,747,000 $ 109,187 $ 37,000
Jefferson, Illinois 16 $ 1,317,000 $ 82,312 $ 55,000
Austin, Texas 16 $ 2,078,000 $ 129,875 $ 105,000
Cameron, Texas 16 $ 1,603,000 $ 100,187 $ 73,000
Cooke, Texas 16 $ 1,862,000 $ 116,375 $ 76,000
Stevens, Washington 16 $ 2,395,000 $ 149,687 $ 55,000
Hernando, Florida 15 $ 1,859,000 $ 123,933 $ 50,000
Wadena, Minnesota 15 $ 1,265,000 $ 84,333 $ 116,000
Sandoval, New Mexico 15 $ 1,443,000 $ 96,200 $ 64,000
Burleson, Texas 15 $ 1,343,000 $ 89,533 $ 64,000
Lampasas, Texas 15 $ 1,488,000 $ 99,200 $ 122,000
Custer, Colorado 14 $ 3,035,000 $ 216,785 $ 157,000
Ouray, Colorado 14 $ 2,872,000 $ 205,142 $ 388,000
Allegany, Maryland 14 $ 1,733,000 $ 123,785 $ 58,000
Caroline, Maryland 14 $ 2,165,000 $ 154,642 $ 77,000
Calhoun, Michigan 14 $ 1,236,000 $ 88,285 $ 121,000
Anderson, Texas 14 $ 1,333,000 $ 95,214 $ 69,000
Atascosa, Texas 14 $ 1,222,000 $ 87,285 $ 52,000
Freestone, Texas 14 $ 1,723,000 $ 123,071 $ 57,000
Rusk, Texas 14 $ 3,911,000 $ 279,357 $ 67,000
Upshur, Texas 14 $ 1,240,000 $ 88,571 $ 47,000
Wilson, Texas 14 $ 1,951,000 $ 139,357 $ 104,000
Pacific, Washington 14 $ 1,408,000 $ 100,571 $ 94,000
Walla Walla, Washington 14 $ 1,763,000 $ 125,928 $ 45,000
Johnson, Wyoming 14 $ 1,678,000 $ 119,857 $ 74,000
Bent, Colorado 13 $ 991,000 $ 76,230 $ 37,000
Marion, Florida 13 $ 1,482,000 $ 114,000 $ 69,000
Kalamazoo, Michigan 13 $ 1,565,000 $ 120,384 $ 85,000
Muskegon, Michigan 13 $ 1,485,000 $ 114,230 $ 48,000
Jackson, Minnesota 13 $ 1,339,000 $ 103,000 $ 78,000
Stevens, Minnesota 13 $ 1,235,000 $ 95,000 $ 44,000
Fannin, Texas 13 $ 1,144,000 $ 88,000 $ 65,000
Medina, Texas 13 $ 1,015,000 $ 78,076 $ 53,000
Robertson, Texas 13 $ 1,324,000 $ 101,846 $ 52,000
Trinity, Texas 13 $ 1,308,000 $ 100,615 $ 83,000
Skamania, Washington 13 $ 2,502,000 $ 192,461 $ 84,000
Crook, Wyoming 13 $ 2,156,000 $ 165,846 $ 112,000
Sublette, Wyoming 13 $ 2,527,000 $ 194,384 $ 80,000
Washakie, Wyoming 13 $ 1,539,000 $ 118,384 $ 147,000
Maricopa, Arizona 12 $ 2,405,000 $ 200,416 $ 116,000
Sedgwick, Colorado 12 $ 1,204,000 $ 100,333 $ 37,000
Clay, Florida 12 $ 1,668,000 $ 139,000 $ 82,000
Leon, Florida 12 $ 1,850,000 $ 154,166 $ 106,000
Worcester, Maryland 12 $ 2,115,000 $ 176,250 $ 77,000
Lapeer, Michigan 12 $ 1,530,000 $ 127,500 $ 165,000
Clearwater, Minnesota 12 $ 1,120,000 $ 93,333 $ 54,000
Marshall, Minnesota 12 $ 1,018,000 $ 84,833 $ 42,000
Clark, Nevada 12 $ 2,895,000 $ 241,250 $ 93,000
San Juan, New Mexico 12 $ 1,413,000 $ 117,750 $ 64,000
Colorado, Texas 12 $ 1,608,000 $ 134,000 $ 64,000
Eastland, Texas 12 $ 1,019,000 $ 84,916 $ 40,000
Kerr, Texas 12 $ 1,397,000 $ 116,416 $ 74,000
Okanogan, Washington 12 $ 1,004,000 $ 83,666 $ 41,000
Baca, Colorado 11 $ 1,090,000 $ 99,090 $ 60,000
Crowley, Colorado 11 $ 1,052,000 $ 95,636 $ 53,000
Collier, Florida 11 $ 2,067,000 $ 187,909 $ 90,000
Champaign, Illinois 11 $ 883,000 $ 80,272 $ 59,000
Rock Island, Illinois 11 $ 816,000 $ 74,181 $ 44,000
Big Stone, Minnesota 11 $ 930,000 $ 84,545 $ 83,000
Aransas, Texas 11 $ 1,303,000 $ 118,454 $ 70,000
Brown, Texas 11 $ 1,142,000 $ 103,818 $ 45,000
Falls, Texas 11 $ 648,000 $ 58,909 $ 46,000
Limestone, Texas 11 $ 855,000 $ 77,727 $ 51,000
Palo Pinto, Texas 11 $ 1,432,000 $ 130,181 $ 67,000
Chelan, Washington 11 $ 1,468,000 $ 133,454 $ 100,000
San Juan, Washington 11 $ 2,862,000 $ 260,181 $ 142,000
Okaloosa, Florida 10 $ 1,628,000 $ 162,800 $ 72,000
Fulton, Illinois 10 $ 638,000 $ 63,800 $ 50,000
Williamson, Illinois 10 $ 760,000 $ 76,000 $ 34,000
Nantucket, Massachusetts 10 $ 5,279,000 $ 527,900 $ 148,000
Jackson, Michigan 10 $ 915,000 $ 91,500 $ 72,000
Saginaw, Michigan 10 $ 1,103,000 $ 110,300 $ 66,000
Grant, Minnesota 10 $ 1,324,000 $ 132,400 $ 73,000
Koochiching, Minnesota 10 $ 916,000 $ 91,600 $ 49,000
Lac qui Parle, Minnesota 10 $ 694,000 $ 69,400 $ 106,000
Pennington, Minnesota 10 $ 1,037,000 $ 103,700 $ 55,000
Wilkin, Minnesota 10 $ 767,000 $ 76,700 $ 51,000
Lea, New Mexico 10 $ 779,000 $ 77,900 $ 49,000
Valencia, New Mexico 10 $ 1,108,000 $ 110,800 $ 50,000
Gillespie, Texas 10 $ 2,689,000 $ 268,900 $ 95,000
Lamar, Texas 10 $ 787,000 $ 78,700 $ 61,000
Lee, Texas 10 $ 1,169,000 $ 116,900 $ 73,000
San Augustine, Texas 10 $ 681,000 $ 68,100 $ 39,000
Val Verde, Texas 10 $ 986,000 $ 98,600 $ 62,000
Franklin, Washington 10 $ 1,110,000 $ 111,000 $ 69,000
Cheyenne, Colorado 9 $ 1,146,000 $ 127,333 $ 41,000
St. Johns, Florida 9 $ 1,740,000 $ 193,333 $ 71,000
Jackson, Illinois 9 $ 781,000 $ 86,777 $ 48,000
Marion, Indiana 9 $ 1,190,000 $ 132,222 $ 52,000
Hillsdale, Michigan 9 $ 1,877,000 $ 208,555 $ 76,000
Van Buren, Michigan 9 $ 1,011,000 $ 112,333 $ 68,000
Lincoln, Minnesota 9 $ 808,000 $ 89,777 $ 45,000
Leon, Texas 9 $ 888,000 $ 98,666 $ 105,000
Newton, Texas 9 $ 862,000 $ 95,777 $ 70,000
Panola, Texas 9 $ 1,749,000 $ 194,333 $ 242,000
Randall, Texas 9 $ 898,000 $ 99,777 $ 53,000
Alachua, Florida 8 $ 1,142,000 $ 142,750 $ 74,000
Escambia, Florida 8 $ 1,686,000 $ 210,750 $ 123,000
Hawaii, Hawaii 8 $ 1,749,000 $ 218,625 $ 98,000
Henry, Illinois 8 $ 726,000 $ 90,750 $ 58,000
Knox, Illinois 8 $ 680,000 $ 85,000 $ 30,000
Garrett, Maryland 8 $ 1,053,000 $ 131,625 $ 77,000
Montcalm, Michigan 8 $ 841,000 $ 105,125 $ 59,000
Norman, Minnesota 8 $ 583,000 $ 72,875 $ 41,000
Red Lake, Minnesota 8 $ 665,000 $ 83,125 $ 53,000
Roosevelt, New Mexico 8 $ 526,000 $ 65,750 $ 73,000
Cleveland, Oklahoma 8 $ 678,000 $ 84,750 $ 410,000
Bandera, Texas 8 $ 903,000 $ 112,875 $ 59,000
Blanco, Texas 8 $ 1,105,000 $ 138,125 $ 68,000
Camp, Texas 8 $ 865,000 $ 108,125 $ 72,000
Kendall, Texas 8 $ 1,189,000 $ 148,625 $ 61,000
Maverick, Texas 8 $ 816,000 $ 102,000 $ 65,000
Sabine, Texas 8 $ 744,000 $ 93,000 $ 40,000
Teton, Wyoming 8 $ 2,290,000 $ 286,250 $ 144,000
Modoc, California 7 $ 888,000 $ 126,857 $ 59,000
Flagler, Florida 7 $ 1,187,000 $ 169,571 $ 139,000
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Mortgage Loan Application Detail Totals for Town & Country Credit in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 152,578 $31,634,553,000 $159,596 $5,662,000 $90,519 $9,000,000
Home Improvement 4,290 $918,808,000 $175,391 $2,400,000 $81,652 $5,930,000
Home Purchase 787 $182,316,000 $172,611 $1,000,000 $197,055 $2,520,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 82,594 $16,793,145,000 $156,862 $4,800,000 $89,686 $7,200,000
Not Provided 42,134 $9,375,392,000 $171,931 $5,662,000 $113,000 $9,000,000
Hispanic 14,954 $2,973,631,000 $143,862 $4,480,000 $95,241 $6,005,000
Black or African American 12,046 $2,042,931,000 $153,687 $3,800,000 $73,312 $6,000,000
Asian 4,168 $1,118,755,000 $189,400 $4,000,000 $97,650 $7,200,000
Native Hawaiian or Other Pacific Islander 962 $264,844,000 $201,277 $3,687,000 $105,555 $1,945,000
American Indian or Alaskan Native 797 $166,979,000 $177,111 $1,112,000 $85,388 $2,880,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 157,655 $32,735,677,000 $160,846 $5,662,000 $91,846 $9,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 69,907 $14,899,515,000 $184,636 $3,735,000 $135,840 $9,000,000
Application Denied By Financial Institution 55,190 $11,053,242,000 $142,142 $5,662,000 $73,285 $6,005,000
File Closed For Incompleteness 18,714 $3,858,800,000 $167,666 $3,200,000 $108,666 $4,800,000
Loan Originated 11,306 $2,380,952,000 $146,608 $975,000 $88,478 $1,962,000
Application Approved But Not Accepted 2,538 $543,168,000 $189,625 $1,275,000 $80,625 $1,625,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 48,404 $9,926,153,000 $143,081 $5,662,000 $71,857 $6,000,000
Credit History 3,454 $551,900,000 $150,000 $960,000 $96,105 $6,005,000
Collateral 2,911 $502,264,000 $157,227 $4,480,000 $90,590 $2,760,000
Debt-To-Income Ratio 421 $72,925,000 $172,166 $877,000 $67,500 $2,400,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Town & Country Credit's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Town & Country Credit's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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