Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Towne Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,918 |
| Total Mortgage Loan Application Amount | $1,287,652,000 |
| Average Mortgage Loan Application Amount | $225,333 |
| Highest Mortgage Loan Application Amount | $9,738,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,874,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 681 | $ 187,234,000 | $ 274,000 | $ 100,000 |
| Wake County North Carolina | 436 | $ 99,448,000 | $ 228,000 | $ 102,000 |
| Chesapeake County Virginia | 387 | $ 93,465,000 | $ 241,000 | $ 88,000 |
| Norfolk County Virginia | 274 | $ 57,801,000 | $ 210,000 | $ 77,000 |
| York County Pennsylvania | 269 | $ 39,965,000 | $ 148,000 | $ 77,000 |
| Henrico County Virginia | 265 | $ 49,181,000 | $ 185,000 | $ 75,000 |
| Suffolk County Virginia | 231 | $ 59,875,000 | $ 259,000 | $ 99,000 |
| Lancaster County Pennsylvania | 195 | $ 30,946,000 | $ 158,000 | $ 70,000 |
| New Hanover County North Carolina | 189 | $ 39,566,000 | $ 209,000 | $ 110,000 |
| Chesterfield County Virginia | 173 | $ 29,240,000 | $ 169,000 | $ 66,000 |
| Dare County North Carolina | 165 | $ 47,967,000 | $ 290,000 | $ 203,000 |
| Portsmouth County Virginia | 155 | $ 30,382,000 | $ 196,000 | $ 58,000 |
| Currituck County North Carolina | 146 | $ 48,095,000 | $ 329,000 | $ 151,000 |
| James City County Virginia | 144 | $ 39,892,000 | $ 277,000 | $ 126,000 |
| Hampton County Virginia | 124 | $ 18,558,000 | $ 149,000 | $ 63,000 |
| Brunswick County North Carolina | 120 | $ 24,813,000 | $ 206,000 | $ 124,000 |
| Newport News County Virginia | 120 | $ 23,977,000 | $ 199,000 | $ 78,000 |
| Hanover County Virginia | 89 | $ 18,313,000 | $ 205,000 | $ 82,000 |
| Richmond City County Virginia | 84 | $ 17,664,000 | $ 210,000 | $ 98,000 |
| Johnston County North Carolina | 70 | $ 10,538,000 | $ 150,000 | $ 61,000 |
| Isle of Wight County Virginia | 69 | $ 18,870,000 | $ 273,000 | $ 106,000 |
| York County Virginia | 63 | $ 17,503,000 | $ 277,000 | $ 143,000 |
| Durham County North Carolina | 61 | $ 10,829,000 | $ 177,000 | $ 86,000 |
| Pasquotank County North Carolina | 61 | $ 8,813,000 | $ 144,000 | $ 62,000 |
| Lebanon County Pennsylvania | 61 | $ 9,534,000 | $ 156,000 | $ 65,000 |
| Berks County Pennsylvania | 56 | $ 8,705,000 | $ 155,000 | $ 79,000 |
| Mecklenburg County North Carolina | 54 | $ 11,580,000 | $ 214,000 | $ 100,000 |
| Adams County Pennsylvania | 52 | $ 8,156,000 | $ 156,000 | $ 62,000 |
| Orange County North Carolina | 47 | $ 10,179,000 | $ 216,000 | $ 95,000 |
| Dauphin County Pennsylvania | 44 | $ 6,407,000 | $ 145,000 | $ 80,000 |
| Albemarle County Virginia | 40 | $ 9,704,000 | $ 242,000 | $ 94,000 |
| Schuylkill County Pennsylvania | 38 | $ 4,134,000 | $ 108,000 | $ 49,000 |
| Cumberland County Pennsylvania | 37 | $ 6,296,000 | $ 170,000 | $ 75,000 |
| Chatham County North Carolina | 33 | $ 10,349,000 | $ 313,000 | $ 133,000 |
| Pender County North Carolina | 30 | $ 6,559,000 | $ 218,000 | $ 93,000 |
| Gloucester County Virginia | 30 | $ 6,248,000 | $ 208,000 | $ 82,000 |
| Granville County North Carolina | 29 | $ 5,067,000 | $ 174,000 | $ 77,000 |
| Rockingham County Virginia | 29 | $ 5,036,000 | $ 173,000 | $ 71,000 |
| Williamsburg County Virginia | 28 | $ 8,757,000 | $ 312,000 | $ 194,000 |
| Franklin County North Carolina | 27 | $ 4,435,000 | $ 164,000 | $ 67,000 |
| Camden County North Carolina | 26 | $ 4,968,000 | $ 191,000 | $ 90,000 |
| Union County North Carolina | 24 | $ 5,113,000 | $ 213,000 | $ 89,000 |
| York County South Carolina | 22 | $ 4,996,000 | $ 227,000 | $ 84,000 |
| Franklin County Pennsylvania | 21 | $ 3,151,000 | $ 150,000 | $ 66,000 |
| Dorchester County South Carolina | 20 | $ 3,864,000 | $ 193,000 | $ 84,000 |
| New Kent County Virginia | 19 | $ 5,592,000 | $ 294,000 | $ 100,000 |
| Alamance County North Carolina | 17 | $ 2,572,000 | $ 151,000 | $ 60,000 |
| Cumberland County North Carolina | 16 | $ 2,381,000 | $ 148,000 | $ 63,000 |
| Augusta County Virginia | 16 | $ 2,291,000 | $ 143,000 | $ 54,000 |
| Goochland County Virginia | 16 | $ 4,560,000 | $ 285,000 | $ 103,000 |
| Nash County North Carolina | 14 | $ 1,866,000 | $ 133,000 | $ 78,000 |
| Berkeley County South Carolina | 14 | $ 2,669,000 | $ 190,000 | $ 59,000 |
| King William County Virginia | 14 | $ 2,476,000 | $ 176,000 | $ 58,000 |
| Onslow County North Carolina | 13 | $ 3,085,000 | $ 237,000 | $ 101,000 |
| Harrisonburg County Virginia | 13 | $ 1,920,000 | $ 147,000 | $ 51,000 |
| Northampton County Virginia | 13 | $ 4,760,000 | $ 366,000 | $ 211,000 |
| Charleston County South Carolina | 12 | $ 2,411,000 | $ 200,000 | $ 97,000 |
| Fairfax County Virginia | 12 | $ 3,923,000 | $ 326,000 | $ 133,000 |
| Poquoson County Virginia | 12 | $ 4,436,000 | $ 369,000 | $ 184,000 |
| Fluvanna County Virginia | 11 | $ 1,842,000 | $ 167,000 | $ 60,000 |
| Staunton County Virginia | 11 | $ 1,658,000 | $ 150,000 | $ 84,000 |
| Harnett County North Carolina | 10 | $ 1,271,000 | $ 127,000 | $ 48,000 |
| Beaufort County South Carolina | 10 | $ 1,821,000 | $ 182,000 | $ 160,000 |
| Greene County Virginia | 10 | $ 1,837,000 | $ 183,000 | $ 82,000 |
| Louisa County Virginia | 10 | $ 1,935,000 | $ 193,000 | $ 63,000 |
| Charlottesville County Virginia | 9 | $ 1,619,000 | $ 179,000 | $ 146,000 |
| Iredell County North Carolina | 8 | $ 2,220,000 | $ 277,000 | $ 81,000 |
| Lee County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 37,000 |
| Perquimans County North Carolina | 8 | $ 1,130,000 | $ 141,000 | $ 59,000 |
| Sampson County North Carolina | 8 | $ 1,031,000 | $ 128,000 | $ 60,000 |
| Charles City County Virginia | 7 | $ 1,553,000 | $ 221,000 | $ 82,000 |
| Powhatan County Virginia | 7 | $ 1,130,000 | $ 161,000 | $ 83,000 |
| Wayne County North Carolina | 6 | $ 1,007,000 | $ 167,000 | $ 64,000 |
| Horry County South Carolina | 6 | $ 2,243,000 | $ 373,000 | $ 296,000 |
| Caroline County Virginia | 6 | $ 851,000 | $ 141,000 | $ 37,000 |
| Colonial Heights County Virginia | 6 | $ 903,000 | $ 150,000 | $ 68,000 |
| Dinwiddie County Virginia | 6 | $ 774,000 | $ 129,000 | $ 42,000 |
| Montgomery County Virginia | 6 | $ 2,477,000 | $ 412,000 | $ 319,000 |
| Page County Virginia | 6 | $ 764,000 | $ 127,000 | $ 56,000 |
| Petersburg County Virginia | 6 | $ 496,000 | $ 82,000 | $ 48,000 |
| Prince William County Virginia | 6 | $ 2,066,000 | $ 344,000 | $ 106,000 |
| Southampton County Virginia | 6 | $ 732,000 | $ 122,000 | $ 45,000 |
| Waynesboro County Virginia | 6 | $ 1,454,000 | $ 242,000 | $ 132,000 |
| Cabarrus County North Carolina | 5 | $ 736,000 | $ 147,000 | $ 59,000 |
| Person County North Carolina | 5 | $ 776,000 | $ 155,000 | $ 96,000 |
| Vance County North Carolina | 5 | $ 419,000 | $ 83,000 | $ 49,000 |
| Lancaster County South Carolina | 5 | $ 1,349,000 | $ 269,000 | $ 104,000 |
| Lexington County South Carolina | 5 | $ 586,000 | $ 117,000 | $ 39,000 |
| Prince George County Virginia | 5 | $ 1,213,000 | $ 242,000 | $ 87,000 |
| Chowan County North Carolina | 4 | $ 508,000 | $ 127,000 | $ 51,000 |
| Gaston County North Carolina | 4 | $ 412,000 | $ 103,000 | $ 25,000 |
| Guilford County North Carolina | 4 | $ 862,000 | $ 215,000 | $ 54,000 |
| Lehigh County Pennsylvania | 4 | $ 529,000 | $ 132,000 | $ 78,000 |
| Nelson County Virginia | 4 | $ 893,000 | $ 223,000 | $ 145,000 |
| Salem County Virginia | 4 | $ 565,000 | $ 141,000 | $ 74,000 |
| Shenandoah County Virginia | 4 | $ 597,000 | $ 149,000 | $ 53,000 |
| Surry County Virginia | 4 | $ 643,000 | $ 160,000 | $ 80,000 |
| Bertie County North Carolina | 3 | $ 657,000 | $ 219,000 | $ 75,000 |
| Forsyth County North Carolina | 3 | $ 282,000 | $ 94,000 | $ 40,000 |
| Gates County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 71,000 |
| Hoke County North Carolina | 3 | $ 476,000 | $ 158,000 | $ 72,000 |
| Washington County North Carolina | 3 | $ 330,000 | $ 110,000 | $ 86,000 |
| Chester County Pennsylvania | 3 | $ 1,126,000 | $ 375,000 | $ 205,000 |
| Perry County Pennsylvania | 3 | $ 398,000 | $ 132,000 | $ 65,000 |
| Botetourt County Virginia | 3 | $ 576,000 | $ 192,000 | $ 54,000 |
| Franklin City County Virginia | 3 | $ 469,000 | $ 156,000 | $ 51,000 |
| Frederick County Virginia | 3 | $ 872,000 | $ 290,000 | $ 101,000 |
| Loudoun County Virginia | 3 | $ 1,138,000 | $ 379,000 | $ 129,000 |
| Lunenburg County Virginia | 3 | $ 418,000 | $ 139,000 | $ 65,000 |
| Roanoke County Virginia | 3 | $ 497,000 | $ 165,000 | $ 93,000 |
| Roanoke City County Virginia | 3 | $ 732,000 | $ 244,000 | $ 153,000 |
| Spotsylvania County Virginia | 3 | $ 924,000 | $ 308,000 | $ 110,000 |
| Stafford County Virginia | 3 | $ 562,000 | $ 187,000 | $ 63,000 |
| Chatham County Georgia | 2 | $ 314,000 | $ 157,000 | $ 43,000 |
| Ashe County North Carolina | 2 | $ 441,000 | $ 220,000 | $ 214,000 |
| Carteret County North Carolina | 2 | $ 557,000 | $ 278,000 | $ 107,000 |
| Davie County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| Duplin County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Halifax County North Carolina | 2 | $ 461,000 | $ 230,000 | $ 61,000 |
| Henderson County North Carolina | 2 | $ 306,000 | $ 153,000 | $ 49,000 |
| Northampton County North Carolina | 2 | $ 497,000 | $ 248,000 | $ 167,000 |
| Pitt County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 39,000 |
| Warren County North Carolina | 2 | $ 749,000 | $ 374,000 | $ 157,000 |
| Wilson County North Carolina | 2 | $ 427,000 | $ 213,000 | $ 70,000 |
| Carbon County Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 163,000 |
| Montgomery County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 281,000 |
| Richland County South Carolina | 2 | $ 266,000 | $ 133,000 | $ 44,000 |
| Accomack County Virginia | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Alexandria County Virginia | 2 | $ 650,000 | $ 325,000 | $ 27,000 |
| Amherst County Virginia | 2 | $ 186,000 | $ 93,000 | $ 0 |
| Essex County Virginia | 2 | $ 535,000 | $ 267,000 | $ 92,000 |
| Hopewell County Virginia | 2 | $ 194,000 | $ 97,000 | $ 51,000 |
| King George County Virginia | 2 | $ 428,000 | $ 214,000 | $ 117,000 |
| Mecklenburg County Virginia | 2 | $ 322,000 | $ 161,000 | $ 32,000 |
| Middlesex County Virginia | 2 | $ 229,000 | $ 114,000 | $ 57,000 |
| Orange County Virginia | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Pittsylvania County Virginia | 2 | $ 107,000 | $ 53,000 | $ 41,000 |
| Rockbridge County Virginia | 2 | $ 211,000 | $ 105,000 | $ 52,000 |
| Sussex County Virginia | 2 | $ 457,000 | $ 228,000 | $ 43,000 |
| District of Columbia County District Of Columbia | 1 | $ 625,000 | $ 625,000 | $ 144,000 |
| Broward County Florida | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 950,000 | $ 950,000 | $ 363,000 |
| Duval County Florida | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Monroe County Florida | 1 | $ 320,000 | $ 320,000 | $ 216,000 |
| Palm Beach County Florida | 1 | $ 350,000 | $ 350,000 | $ 1,390,000 |
| Polk County Florida | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 680,000 | $ 680,000 | $ 171,000 |
| Bryan County Georgia | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| DeKalb County Georgia | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Effingham County Georgia | 1 | $ 232,000 | $ 232,000 | $ 172,000 |
| Emanuel County Georgia | 1 | $ 158,000 | $ 158,000 | $ 39,000 |
| Gwinnett County Georgia | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Worcester County Maryland | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 254,000 |
| Craven County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 106,000 |
| Edgecombe County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Hyde County North Carolina | 1 | $ 856,000 | $ 856,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 217,000 |
| Martin County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 73,000 |
| Montgomery County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 329,000 |
| Moore County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Rockingham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| Stokes County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Watauga County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 568,000 |
| Wilkes County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Bucks County Pennsylvania | 1 | $ 363,000 | $ 363,000 | $ 179,000 |
| Butler County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Fulton County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Northumberland County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Philadelphia County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Aiken County South Carolina | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Chester County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Amelia County Virginia | 1 | $ 277,000 | $ 277,000 | $ 110,000 |
| Bath County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 192,000 |
| Bedford County Virginia | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Buckingham County Virginia | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Campbell County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Charlotte County Virginia | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Floyd County Virginia | 1 | $ 222,000 | $ 222,000 | $ 45,000 |
| Franklin County Virginia | 1 | $ 197,000 | $ 197,000 | $ 45,000 |
| Fredericksburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Halifax County Virginia | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Lancaster County Virginia | 1 | $ 416,000 | $ 416,000 | $ 362,000 |
| Lynchburg County Virginia | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Mathews County Virginia | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Northumberland County Virginia | 1 | $ 326,000 | $ 326,000 | $ 620,000 |
| Nottoway County Virginia | 1 | $ 72,000 | $ 72,000 | $ 98,000 |
| Richmond County Virginia | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Washington County Virginia | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,289 | $1,127,678,000 | $213,000 | $9,738,000 | $91,000 | $1,874,000 |
| Refinancing | 507 | $136,174,000 | $268,000 | $1,600,000 | $119,000 | $1,850,000 |
| Home Improvement | 122 | $23,800,000 | $195,000 | $2,000,000 | $108,000 | $1,086,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,416 | $972,590,000 | $220,000 | $1,800,000 | $101,000 | $1,874,000 |
| Black or African American | 642 | $115,367,000 | $179,000 | $850,000 | $67,000 | $338,000 |
| Not Provided | 307 | $73,694,000 | $240,000 | $1,800,000 | $121,000 | $1,392,000 |
| Hispanic | 223 | $37,183,000 | $166,000 | $525,000 | $68,000 | $568,000 |
| Not applicable | 180 | $54,769,000 | $304,000 | $9,738,000 | $0 | $0 |
| Asian | 113 | $26,368,000 | $233,000 | $760,000 | $104,000 | $620,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,705,000 | $235,000 | $721,000 | $90,000 | $330,000 |
| American Indian or Alaskan Native | 17 | $2,976,000 | $175,000 | $595,000 | $67,000 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,251 | $742,926,000 | $228,000 | $9,738,000 | $115,000 | $1,874,000 |
| FHA-insured (Federal Housing Administration) | 1,197 | $197,000,000 | $164,000 | $545,000 | $58,000 | $238,000 |
| VA-guaranteed (Veterans Administration) | 1,155 | $301,639,000 | $261,000 | $1,200,000 | $86,000 | $722,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 315 | $46,087,000 | $146,000 | $292,000 | $50,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,022 | $1,096,841,000 | $218,000 | $9,738,000 | $94,000 | $1,874,000 |
| Application Withdrawn By Applicant | 517 | $115,743,000 | $223,000 | $1,610,000 | $111,000 | $1,850,000 |
| Application Denied By Financial Institution | 352 | $70,660,000 | $200,000 | $1,500,000 | $76,000 | $591,000 |
| Application Approved But Not Accepted | 18 | $2,695,000 | $149,000 | $580,000 | $82,000 | $253,000 |
| File Closed For Incompleteness | 9 | $1,713,000 | $190,000 | $417,000 | $83,000 | $148,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 81 | $17,551,000 | $216,000 | $975,000 | $63,000 | $231,000 |
| Collateral | 81 | $17,902,000 | $221,000 | $1,500,000 | $94,000 | $589,000 |
| Credit History | 57 | $10,731,000 | $188,000 | $1,350,000 | $76,000 | $591,000 |
| Other | 54 | $9,290,000 | $172,000 | $413,000 | $67,000 | $377,000 |
| Credit Application Incomplete | 29 | $7,165,000 | $247,000 | $769,000 | $127,000 | $442,000 |
| Employment History | 22 | $3,252,000 | $147,000 | $299,000 | $34,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,993,000 | $149,000 | $524,000 | $57,000 | $168,000 |
| Unverifiable Information | 8 | $1,776,000 | $222,000 | $356,000 | $49,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.