Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Towne Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,851 |
| Total Mortgage Loan Application Amount | $3,259,465,000 |
| Average Mortgage Loan Application Amount | $227,000 |
| Highest Mortgage Loan Application Amount | $27,005,000 |
| Average Applicant Income | $172,333 |
| Highest Applicant Income | $4,433,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,009 | $ 285,115,000 | $ 282,000 | $ 176,000 |
| Prince George's County Maryland | 554 | $ 145,380,000 | $ 262,000 | $ 93,000 |
| Chesapeake County Virginia | 538 | $ 122,920,000 | $ 228,000 | $ 126,000 |
| Mecklenburg County North Carolina | 483 | $ 128,705,000 | $ 266,000 | $ 143,000 |
| Baltimore County Maryland | 482 | $ 118,570,000 | $ 245,000 | $ 88,000 |
| Montgomery County Maryland | 469 | $ 154,005,000 | $ 328,000 | $ 125,000 |
| Anne Arundel County Maryland | 445 | $ 136,375,000 | $ 306,000 | $ 111,000 |
| Wake County North Carolina | 399 | $ 138,475,000 | $ 347,000 | $ 211,000 |
| Norfolk County Virginia | 338 | $ 103,680,000 | $ 306,000 | $ 125,000 |
| Dare County North Carolina | 337 | $ 93,925,000 | $ 278,000 | $ 168,000 |
| Henrico County Virginia | 331 | $ 66,805,000 | $ 201,000 | $ 91,000 |
| Chesterfield County Virginia | 329 | $ 63,475,000 | $ 192,000 | $ 87,000 |
| New Hanover County North Carolina | 327 | $ 91,785,000 | $ 280,000 | $ 142,000 |
| Howard County Maryland | 246 | $ 88,640,000 | $ 360,000 | $ 132,000 |
| Charles County Maryland | 218 | $ 61,020,000 | $ 279,000 | $ 95,000 |
| Fairfax County Virginia | 213 | $ 91,345,000 | $ 428,000 | $ 143,000 |
| Portsmouth County Virginia | 209 | $ 25,125,000 | $ 120,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 204 | $ 82,070,000 | $ 402,000 | $ 155,000 |
| Richmond City County Virginia | 204 | $ 67,650,000 | $ 331,000 | $ 144,000 |
| Frederick County Maryland | 200 | $ 57,320,000 | $ 286,000 | $ 99,000 |
| Currituck County North Carolina | 200 | $ 58,870,000 | $ 294,000 | $ 174,000 |
| Suffolk County Virginia | 198 | $ 50,840,000 | $ 256,000 | $ 151,000 |
| Harford County Maryland | 177 | $ 45,055,000 | $ 254,000 | $ 98,000 |
| Brunswick County North Carolina | 154 | $ 40,940,000 | $ 265,000 | $ 126,000 |
| Carroll County Maryland | 140 | $ 40,600,000 | $ 290,000 | $ 107,000 |
| Johnston County North Carolina | 130 | $ 31,670,000 | $ 243,000 | $ 84,000 |
| Newport News County Virginia | 130 | $ 27,740,000 | $ 213,000 | $ 158,000 |
| St. Mary's County Maryland | 129 | $ 35,795,000 | $ 277,000 | $ 104,000 |
| James City County Virginia | 128 | $ 42,890,000 | $ 335,000 | $ 192,000 |
| Prince William County Virginia | 124 | $ 44,240,000 | $ 356,000 | $ 118,000 |
| Baltimore City County Maryland | 122 | $ 21,120,000 | $ 173,000 | $ 81,000 |
| Calvert County Maryland | 113 | $ 34,525,000 | $ 305,000 | $ 105,000 |
| Union County North Carolina | 107 | $ 23,565,000 | $ 220,000 | $ 96,000 |
| York County Virginia | 94 | $ 28,530,000 | $ 303,000 | $ 169,000 |
| Hampton County Virginia | 86 | $ 16,750,000 | $ 194,000 | $ 133,000 |
| Harnett County North Carolina | 83 | $ 15,095,000 | $ 181,000 | $ 79,000 |
| Hanover County Virginia | 81 | $ 44,065,000 | $ 544,000 | $ 89,000 |
| Cabarrus County North Carolina | 76 | $ 15,180,000 | $ 199,000 | $ 73,000 |
| Loudoun County Virginia | 75 | $ 27,565,000 | $ 367,000 | $ 122,000 |
| Gaston County North Carolina | 57 | $ 10,805,000 | $ 189,000 | $ 83,000 |
| Arlington County Virginia | 56 | $ 26,620,000 | $ 475,000 | $ 165,000 |
| Isle of Wight County Virginia | 54 | $ 14,860,000 | $ 275,000 | $ 140,000 |
| York County South Carolina | 52 | $ 11,130,000 | $ 214,000 | $ 76,000 |
| Pender County North Carolina | 46 | $ 11,480,000 | $ 249,000 | $ 116,000 |
| Washington County Maryland | 43 | $ 9,515,000 | $ 221,000 | $ 93,000 |
| Franklin County North Carolina | 43 | $ 8,675,000 | $ 201,000 | $ 68,000 |
| Dorchester County South Carolina | 41 | $ 8,695,000 | $ 212,000 | $ 96,000 |
| Alexandria County Virginia | 41 | $ 13,885,000 | $ 338,000 | $ 132,000 |
| Charleston County South Carolina | 40 | $ 10,360,000 | $ 259,000 | $ 146,000 |
| Berkeley County South Carolina | 37 | $ 6,465,000 | $ 174,000 | $ 53,000 |
| Stafford County Virginia | 36 | $ 11,400,000 | $ 316,000 | $ 112,000 |
| Goochland County Virginia | 35 | $ 11,205,000 | $ 320,000 | $ 135,000 |
| Poquoson County Virginia | 35 | $ 10,765,000 | $ 307,000 | $ 198,000 |
| Durham County North Carolina | 32 | $ 16,700,000 | $ 521,000 | $ 140,000 |
| York County Pennsylvania | 32 | $ 8,000,000 | $ 250,000 | $ 96,000 |
| Stanly County North Carolina | 31 | $ 5,385,000 | $ 173,000 | $ 68,000 |
| New Kent County Virginia | 31 | $ 6,915,000 | $ 223,000 | $ 104,000 |
| Iredell County North Carolina | 30 | $ 7,440,000 | $ 248,000 | $ 142,000 |
| Lancaster County South Carolina | 28 | $ 7,410,000 | $ 264,000 | $ 101,000 |
| Rowan County North Carolina | 26 | $ 3,890,000 | $ 149,000 | $ 59,000 |
| Lincoln County North Carolina | 25 | $ 6,625,000 | $ 265,000 | $ 103,000 |
| Gloucester County Virginia | 24 | $ 6,270,000 | $ 261,000 | $ 179,000 |
| Henderson County North Carolina | 23 | $ 5,415,000 | $ 235,000 | $ 68,000 |
| King George County Virginia | 23 | $ 6,345,000 | $ 275,000 | $ 96,000 |
| Queen Anne's County Maryland | 22 | $ 7,670,000 | $ 348,000 | $ 159,000 |
| Cumberland County North Carolina | 22 | $ 3,390,000 | $ 154,000 | $ 60,000 |
| Pasquotank County North Carolina | 22 | $ 3,500,000 | $ 159,000 | $ 71,000 |
| Cecil County Maryland | 21 | $ 5,535,000 | $ 263,000 | $ 90,000 |
| Nash County North Carolina | 21 | $ 3,285,000 | $ 156,000 | $ 71,000 |
| Orange County North Carolina | 21 | $ 7,745,000 | $ 368,000 | $ 422,000 |
| Dinwiddie County Virginia | 21 | $ 2,665,000 | $ 126,000 | $ 56,000 |
| Sampson County North Carolina | 20 | $ 2,460,000 | $ 123,000 | $ 50,000 |
| Alamance County North Carolina | 19 | $ 3,885,000 | $ 204,000 | $ 64,000 |
| Carteret County North Carolina | 19 | $ 7,965,000 | $ 419,000 | $ 286,000 |
| Horry County South Carolina | 19 | $ 3,555,000 | $ 187,000 | $ 107,000 |
| Worcester County Maryland | 18 | $ 3,450,000 | $ 191,000 | $ 166,000 |
| Petersburg County Virginia | 18 | $ 1,490,000 | $ 82,000 | $ 46,000 |
| Sussex County Delaware | 17 | $ 5,355,000 | $ 315,000 | $ 218,000 |
| Onslow County North Carolina | 17 | $ 4,275,000 | $ 251,000 | $ 104,000 |
| Powhatan County Virginia | 17 | $ 4,105,000 | $ 241,000 | $ 99,000 |
| Williamsburg County Virginia | 17 | $ 3,815,000 | $ 224,000 | $ 158,000 |
| Hopewell County Virginia | 16 | $ 1,870,000 | $ 116,000 | $ 47,000 |
| Louisa County Virginia | 16 | $ 3,780,000 | $ 236,000 | $ 85,000 |
| Wicomico County Maryland | 15 | $ 1,435,000 | $ 95,000 | $ 40,000 |
| Camden County North Carolina | 14 | $ 2,420,000 | $ 172,000 | $ 82,000 |
| Spotsylvania County Virginia | 14 | $ 5,290,000 | $ 377,000 | $ 136,000 |
| Palm Beach County Florida | 12 | $ 6,310,000 | $ 525,000 | $ 194,000 |
| Amelia County Virginia | 12 | $ 1,850,000 | $ 154,000 | $ 66,000 |
| Fauquier County Virginia | 12 | $ 5,010,000 | $ 417,000 | $ 161,000 |
| Northampton County Virginia | 12 | $ 3,520,000 | $ 293,000 | $ 158,000 |
| Colonial Heights County Virginia | 11 | $ 1,525,000 | $ 138,000 | $ 64,000 |
| Culpeper County Virginia | 11 | $ 3,065,000 | $ 278,000 | $ 87,000 |
| Buncombe County North Carolina | 10 | $ 3,090,000 | $ 309,000 | $ 154,000 |
| Caroline County Maryland | 9 | $ 1,955,000 | $ 217,000 | $ 63,000 |
| Talbot County Maryland | 9 | $ 3,455,000 | $ 383,000 | $ 365,000 |
| Adams County Pennsylvania | 9 | $ 1,735,000 | $ 192,000 | $ 93,000 |
| Manassas County Virginia | 9 | $ 2,635,000 | $ 292,000 | $ 112,000 |
| Chatham County North Carolina | 8 | $ 3,010,000 | $ 376,000 | $ 179,000 |
| Granville County North Carolina | 8 | $ 2,490,000 | $ 311,000 | $ 114,000 |
| Hoke County North Carolina | 8 | $ 1,500,000 | $ 187,000 | $ 78,000 |
| Pitt County North Carolina | 8 | $ 1,220,000 | $ 152,000 | $ 170,000 |
| King William County Virginia | 8 | $ 1,450,000 | $ 181,000 | $ 81,000 |
| Westmoreland County Virginia | 8 | $ 1,750,000 | $ 218,000 | $ 96,000 |
| Berkeley County West Virginia | 8 | $ 1,650,000 | $ 206,000 | $ 74,000 |
| Jefferson County West Virginia | 8 | $ 1,880,000 | $ 235,000 | $ 89,000 |
| Dorchester County Maryland | 7 | $ 585,000 | $ 83,000 | $ 32,000 |
| Guilford County North Carolina | 7 | $ 1,305,000 | $ 186,000 | $ 122,000 |
| Greenwood County South Carolina | 7 | $ 1,155,000 | $ 165,000 | $ 72,000 |
| Caroline County Virginia | 7 | $ 1,305,000 | $ 186,000 | $ 70,000 |
| Manassas Park County Virginia | 7 | $ 1,805,000 | $ 257,000 | $ 75,000 |
| Nelson County Virginia | 7 | $ 1,465,000 | $ 209,000 | $ 246,000 |
| Orange County Virginia | 7 | $ 1,085,000 | $ 155,000 | $ 55,000 |
| Prince George County Virginia | 7 | $ 1,635,000 | $ 233,000 | $ 84,000 |
| Catawba County North Carolina | 6 | $ 1,590,000 | $ 265,000 | $ 141,000 |
| Lee County North Carolina | 6 | $ 930,000 | $ 155,000 | $ 54,000 |
| Moore County North Carolina | 6 | $ 2,570,000 | $ 428,000 | $ 169,000 |
| Randolph County North Carolina | 6 | $ 610,000 | $ 101,000 | $ 72,000 |
| Beaufort County South Carolina | 6 | $ 1,170,000 | $ 195,000 | $ 71,000 |
| Accomack County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 82,000 |
| Albemarle County Virginia | 6 | $ 1,820,000 | $ 303,000 | $ 227,000 |
| Middlesex County Virginia | 6 | $ 1,630,000 | $ 271,000 | $ 112,000 |
| Southampton County Virginia | 6 | $ 700,000 | $ 116,000 | $ 46,000 |
| Warren County Virginia | 6 | $ 1,420,000 | $ 236,000 | $ 60,000 |
| Waynesboro County Virginia | 6 | $ 930,000 | $ 155,000 | $ 72,000 |
| Broward County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 150,000 |
| Lee County Florida | 5 | $ 1,495,000 | $ 299,000 | $ 141,000 |
| St. Lucie County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 89,000 |
| Forsyth County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 135,000 |
| Montgomery County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 140,000 |
| Perquimans County North Carolina | 5 | $ 845,000 | $ 169,000 | $ 123,000 |
| Polk County North Carolina | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| Allegheny County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 121,000 |
| Lancaster County Virginia | 5 | $ 1,525,000 | $ 305,000 | $ 222,000 |
| Mathews County Virginia | 5 | $ 1,495,000 | $ 299,000 | $ 162,000 |
| Surry County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 149,000 |
| Sussex County Virginia | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| New Castle County Delaware | 4 | $ 1,180,000 | $ 295,000 | $ 114,000 |
| Miami-Dade County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 851,000 |
| Pinellas County Florida | 4 | $ 1,640,000 | $ 410,000 | $ 278,000 |
| Cherokee County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 85,000 |
| Chowan County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 521,000 |
| Halifax County North Carolina | 4 | $ 1,940,000 | $ 485,000 | $ 82,000 |
| Hyde County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 104,000 |
| Chester County Pennsylvania | 4 | $ 1,240,000 | $ 310,000 | $ 144,000 |
| Cumberland County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 101,000 |
| Anderson County South Carolina | 4 | $ 380,000 | $ 95,000 | $ 38,000 |
| Georgetown County South Carolina | 4 | $ 640,000 | $ 160,000 | $ 74,000 |
| Greenville County South Carolina | 4 | $ 570,000 | $ 142,000 | $ 38,000 |
| Bedford County Virginia | 4 | $ 690,000 | $ 172,000 | $ 239,000 |
| Falls Church County Virginia | 4 | $ 2,050,000 | $ 512,000 | $ 201,000 |
| Osceola County Florida | 3 | $ 755,000 | $ 251,000 | $ 155,000 |
| Santa Rosa County Florida | 3 | $ 825,000 | $ 275,000 | $ 87,000 |
| Cobb County Georgia | 3 | $ 455,000 | $ 151,000 | $ 90,000 |
| Gwinnett County Georgia | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Garrett County Maryland | 3 | $ 1,855,000 | $ 618,000 | $ 663,000 |
| Kent County Maryland | 3 | $ 695,000 | $ 231,000 | $ 63,000 |
| Beaufort County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 246,000 |
| Bertie County North Carolina | 3 | $ 1,175,000 | $ 391,000 | $ 159,000 |
| Davidson County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 39,000 |
| Edgecombe County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 37,000 |
| Haywood County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 58,000 |
| Robeson County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 78,000 |
| Warren County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 220,000 |
| Wayne County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 97,000 |
| Wilson County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 67,000 |
| Franklin County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 44,000 |
| Lancaster County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 93,000 |
| Montgomery County Pennsylvania | 3 | $ 1,205,000 | $ 401,000 | $ 176,000 |
| Washington County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 77,000 |
| Florence County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| Clarke County Virginia | 3 | $ 965,000 | $ 321,000 | $ 98,000 |
| Cumberland County Virginia | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Fairfax City County Virginia | 3 | $ 715,000 | $ 238,000 | $ 100,000 |
| Fluvanna County Virginia | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Franklin City County Virginia | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Mecklenburg County Virginia | 3 | $ 395,000 | $ 131,000 | $ 129,000 |
| Shenandoah County Virginia | 3 | $ 505,000 | $ 168,000 | $ 94,000 |
| Kent County Delaware | 2 | $ 210,000 | $ 105,000 | $ 218,000 |
| Collier County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 329,000 |
| Orange County Florida | 2 | $ 720,000 | $ 360,000 | $ 177,000 |
| St. Johns County Florida | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| DeKalb County Georgia | 2 | $ 950,000 | $ 475,000 | $ 227,000 |
| Fulton County Georgia | 2 | $ 670,000 | $ 335,000 | $ 136,000 |
| Henry County Georgia | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Liberty County Georgia | 2 | $ 240,000 | $ 120,000 | $ 180,000 |
| Somerset County Maryland | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Avery County North Carolina | 2 | $ 1,730,000 | $ 865,000 | $ 474,000 |
| Columbus County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 135,000 |
| Craven County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 414,000 |
| Duplin County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 302,000 |
| Northampton County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 386,000 |
| Person County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Transylvania County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Watauga County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 152,000 |
| Berks County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| Abbeville County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Chester County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Colleton County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| Richland County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Spartanburg County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Augusta County Virginia | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Brunswick County Virginia | 2 | $ 450,000 | $ 225,000 | $ 31,000 |
| Buckingham County Virginia | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Carroll County Virginia | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Charles City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 86,000 |
| Danville County Virginia | 2 | $ 210,000 | $ 105,000 | $ 178,000 |
| Franklin County Virginia | 2 | $ 560,000 | $ 280,000 | $ 172,000 |
| Montgomery County Virginia | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Prince Edward County Virginia | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Richmond County Virginia | 2 | $ 840,000 | $ 420,000 | $ 308,000 |
| Morgan County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Citrus County Florida | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Escambia County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Monroe County Florida | 1 | $ 795,000 | $ 795,000 | $ 291,000 |
| Okaloosa County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Pasco County Florida | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 35,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Clarke County Georgia | 1 | $ 265,000 | $ 265,000 | $ 938,000 |
| Columbia County Georgia | 1 | $ 415,000 | $ 415,000 | $ 204,000 |
| Coweta County Georgia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Dougherty County Georgia | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Elbert County Georgia | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Forsyth County Georgia | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Union County Georgia | 1 | $ 345,000 | $ 345,000 | $ 191,000 |
| Walker County Georgia | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Allegany County Maryland | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Herkimer County New York | 1 | $ 145,000 | $ 145,000 | $ 280,000 |
| Anson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Caldwell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Cleveland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Gates County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Jackson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Lenoir County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Stokes County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Vance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Washington County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Wilkes County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Yancey County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Bradford County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Butler County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Erie County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Huntingdon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Lebanon County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Northampton County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Philadelphia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 267,000 |
| Cherokee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Chesterfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Clarendon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Lexington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Marion County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Orangeburg County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Pickens County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Hamilton County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 2,772,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Sumner County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Washington County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 318,000 |
| Williamson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Appomattox County Virginia | 1 | $ 115,000 | $ 115,000 | $ 237,000 |
| Bath County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Charlotte County Virginia | 1 | $ 55,000 | $ 55,000 | $ 201,000 |
| Essex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Frederick County Virginia | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Fredericksburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Greene County Virginia | 1 | $ 235,000 | $ 235,000 | $ 199,000 |
| Harrisonburg County Virginia | 1 | $ 325,000 | $ 325,000 | $ 172,000 |
| King and Queen County Virginia | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Lynchburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Nottoway County Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Page County Virginia | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Rappahannock County Virginia | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Roanoke County Virginia | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Roanoke City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Rockbridge County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,843 | $2,452,015,000 | $277,000 | $27,005,000 | $113,000 | $4,433,000 |
| Refinancing | 1,490 | $499,600,000 | $335,000 | $3,655,000 | $176,000 | $3,063,000 |
| Cash-out Refinancing | 715 | $189,715,000 | $265,000 | $2,805,000 | $104,000 | $817,000 |
| Other Purpose | 500 | $77,450,000 | $154,000 | $1,925,000 | $202,000 | $2,772,000 |
| Home Improvement | 294 | $38,890,000 | $132,000 | $2,305,000 | $196,000 | $1,517,000 |
| Not Applicable | 9 | $1,795,000 | $199,000 | $305,000 | $243,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,383 | $2,035,565,000 | $275,000 | $3,365,000 | $136,000 | $4,433,000 |
| Black or African American | 1,767 | $430,215,000 | $243,000 | $1,505,000 | $91,000 | $975,000 |
| Not Provided | 839 | $230,045,000 | $274,000 | $2,305,000 | $159,000 | $3,647,000 |
| Hispanic | 676 | $159,770,000 | $236,000 | $1,605,000 | $89,000 | $2,250,000 |
| Asian | 654 | $192,390,000 | $294,000 | $2,005,000 | $107,000 | $884,000 |
| Not applicable | 470 | $197,090,000 | $419,000 | $27,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 30 | $7,010,000 | $233,000 | $725,000 | $99,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,510,000 | $225,000 | $445,000 | $90,000 | $284,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,353 | $2,308,485,000 | $276,000 | $27,005,000 | $145,000 | $4,433,000 |
| FHA-insured (Federal Housing Administration) | 2,103 | $519,665,000 | $247,000 | $845,000 | $75,000 | $432,000 |
| VA-guaranteed (Veterans Administration) | 1,125 | $373,335,000 | $331,000 | $1,095,000 | $106,000 | $1,440,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 270 | $57,980,000 | $214,000 | $455,000 | $65,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,063 | $2,500,155,000 | $275,000 | $27,005,000 | $128,000 | $4,433,000 |
| Application Withdrawn By Applicant | 1,792 | $526,320,000 | $293,000 | $2,505,000 | $127,000 | $2,798,000 |
| Application Denied By Financial Institution | 524 | $100,860,000 | $192,000 | $1,485,000 | $89,000 | $877,000 |
| File Closed For Incompleteness | 364 | $111,610,000 | $306,000 | $1,505,000 | $122,000 | $975,000 |
| Application Approved But Not Accepted | 100 | $19,030,000 | $190,000 | $1,355,000 | $170,000 | $621,000 |
| Loan Purchased By The Institution | 8 | $1,490,000 | $186,000 | $305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,327 | $3,158,605,000 | $278,000 | $27,005,000 | $128,000 | $4,433,000 |
| Debt-To-Income Ratio | 179 | $33,895,000 | $189,000 | $1,485,000 | $71,000 | $396,000 |
| Credit History | 169 | $32,815,000 | $194,000 | $1,385,000 | $96,000 | $877,000 |
| Collateral | 77 | $14,255,000 | $185,000 | $905,000 | $138,000 | $817,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $7,325,000 | $236,000 | $905,000 | $79,000 | $303,000 |
| Other | 20 | $910,000 | $45,000 | $365,000 | $61,000 | $149,000 |
| Unverifiable Information | 20 | $6,070,000 | $303,000 | $825,000 | $96,000 | $346,000 |
| Employment History | 18 | $3,730,000 | $207,000 | $395,000 | $42,000 | $140,000 |
| Credit Application Incomplete | 9 | $1,535,000 | $170,000 | $285,000 | $85,000 | $169,000 |
| Mortgage Insurance Denied | 1 | $325,000 | $325,000 | $325,000 | $92,000 | $92,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.