Towne Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Towne Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Towne Bank 5716 High Street West Portsmouth, VA 23703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,606 |
| Total Mortgage Loan Application Amount | $5,673,000,000 |
| Average Mortgage Loan Application Amount | $254,166 |
| Highest Mortgage Loan Application Amount | $32,905,000 |
| Average Applicant Income | $185,666 |
| Highest Applicant Income | $5,408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Towne Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Towne Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Towne Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Towne Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Towne Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Towne Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,023 | $ 339,735,000 | $ 332,000 | $ 196,000 |
| Montgomery County Maryland | 909 | $ 350,355,000 | $ 385,000 | $ 143,000 |
| Anne Arundel County Maryland | 828 | $ 310,600,000 | $ 375,000 | $ 131,000 |
| Prince George's County Maryland | 642 | $ 213,290,000 | $ 332,000 | $ 105,000 |
| Wake County North Carolina | 640 | $ 262,050,000 | $ 409,000 | $ 189,000 |
| Chesapeake County Virginia | 562 | $ 144,280,000 | $ 256,000 | $ 126,000 |
| Charles County Maryland | 540 | $ 176,140,000 | $ 326,000 | $ 113,000 |
| Mecklenburg County North Carolina | 495 | $ 211,265,000 | $ 426,000 | $ 250,000 |
| Frederick County Maryland | 461 | $ 157,455,000 | $ 341,000 | $ 122,000 |
| Fairfax County Virginia | 451 | $ 213,465,000 | $ 473,000 | $ 169,000 |
| New Hanover County North Carolina | 437 | $ 150,585,000 | $ 344,000 | $ 151,000 |
| Baltimore County Maryland | 421 | $ 111,235,000 | $ 264,000 | $ 93,000 |
| Dare County North Carolina | 414 | $ 148,980,000 | $ 359,000 | $ 185,000 |
| Howard County Maryland | 408 | $ 166,200,000 | $ 407,000 | $ 152,000 |
| Norfolk County Virginia | 397 | $ 115,965,000 | $ 292,000 | $ 129,000 |
| Henrico County Virginia | 394 | $ 100,550,000 | $ 255,000 | $ 106,000 |
| Chesterfield County Virginia | 362 | $ 89,180,000 | $ 246,000 | $ 101,000 |
| St. Mary's County Maryland | 341 | $ 107,565,000 | $ 315,000 | $ 117,000 |
| Suffolk County Virginia | 329 | $ 110,305,000 | $ 335,000 | $ 148,000 |
| Harford County Maryland | 256 | $ 74,490,000 | $ 290,000 | $ 114,000 |
| Johnston County North Carolina | 249 | $ 81,835,000 | $ 328,000 | $ 101,000 |
| Union County North Carolina | 233 | $ 86,025,000 | $ 369,000 | $ 160,000 |
| Currituck County North Carolina | 232 | $ 100,100,000 | $ 431,000 | $ 239,000 |
| Carroll County Maryland | 222 | $ 73,480,000 | $ 330,000 | $ 126,000 |
| Richmond City County Virginia | 217 | $ 74,555,000 | $ 343,000 | $ 142,000 |
| James City County Virginia | 213 | $ 71,335,000 | $ 334,000 | $ 180,000 |
| Portsmouth County Virginia | 213 | $ 32,875,000 | $ 154,000 | $ 79,000 |
| Brunswick County North Carolina | 208 | $ 77,320,000 | $ 371,000 | $ 171,000 |
| Pitt County North Carolina | 201 | $ 47,925,000 | $ 238,000 | $ 109,000 |
| Prince William County Virginia | 185 | $ 79,275,000 | $ 428,000 | $ 127,000 |
| Newport News County Virginia | 183 | $ 43,565,000 | $ 238,000 | $ 134,000 |
| Baltimore City County Maryland | 170 | $ 38,310,000 | $ 225,000 | $ 101,000 |
| Calvert County Maryland | 168 | $ 57,930,000 | $ 344,000 | $ 118,000 |
| District of Columbia County District Of Columbia | 150 | $ 70,410,000 | $ 469,000 | $ 167,000 |
| Hampton County Virginia | 135 | $ 31,855,000 | $ 235,000 | $ 104,000 |
| York County Virginia | 131 | $ 44,545,000 | $ 340,000 | $ 161,000 |
| Isle of Wight County Virginia | 104 | $ 34,250,000 | $ 329,000 | $ 170,000 |
| Sussex County Delaware | 97 | $ 32,495,000 | $ 335,000 | $ 220,000 |
| Worcester County Maryland | 93 | $ 25,605,000 | $ 275,000 | $ 138,000 |
| York County South Carolina | 91 | $ 28,845,000 | $ 316,000 | $ 134,000 |
| Loudoun County Virginia | 86 | $ 40,310,000 | $ 468,000 | $ 144,000 |
| Washington County Maryland | 85 | $ 20,005,000 | $ 235,000 | $ 92,000 |
| Alexandria County Virginia | 84 | $ 42,210,000 | $ 502,000 | $ 174,000 |
| Hanover County Virginia | 80 | $ 19,250,000 | $ 240,000 | $ 98,000 |
| Durham County North Carolina | 73 | $ 36,665,000 | $ 502,000 | $ 128,000 |
| York County Pennsylvania | 67 | $ 17,175,000 | $ 256,000 | $ 103,000 |
| Guilford County North Carolina | 64 | $ 19,980,000 | $ 312,000 | $ 192,000 |
| Pender County North Carolina | 63 | $ 21,165,000 | $ 335,000 | $ 130,000 |
| Queen Anne's County Maryland | 59 | $ 22,455,000 | $ 380,000 | $ 133,000 |
| Pasquotank County North Carolina | 53 | $ 8,725,000 | $ 164,000 | $ 85,000 |
| Cabarrus County North Carolina | 51 | $ 14,785,000 | $ 289,000 | $ 106,000 |
| Stafford County Virginia | 51 | $ 22,125,000 | $ 433,000 | $ 120,000 |
| Lancaster County South Carolina | 49 | $ 17,345,000 | $ 353,000 | $ 125,000 |
| Gloucester County Virginia | 48 | $ 15,220,000 | $ 317,000 | $ 104,000 |
| Franklin County North Carolina | 44 | $ 11,870,000 | $ 269,000 | $ 91,000 |
| Arlington County Virginia | 44 | $ 25,280,000 | $ 574,000 | $ 177,000 |
| Gaston County North Carolina | 42 | $ 15,490,000 | $ 368,000 | $ 138,000 |
| Onslow County North Carolina | 38 | $ 11,070,000 | $ 291,000 | $ 108,000 |
| Carteret County North Carolina | 37 | $ 26,095,000 | $ 705,000 | $ 306,000 |
| Beaufort County North Carolina | 35 | $ 7,095,000 | $ 202,000 | $ 111,000 |
| Camden County North Carolina | 34 | $ 6,910,000 | $ 203,000 | $ 107,000 |
| Goochland County Virginia | 32 | $ 15,060,000 | $ 470,000 | $ 219,000 |
| King George County Virginia | 32 | $ 10,190,000 | $ 318,000 | $ 115,000 |
| Iredell County North Carolina | 31 | $ 13,685,000 | $ 441,000 | $ 176,000 |
| Spotsylvania County Virginia | 30 | $ 11,650,000 | $ 388,000 | $ 161,000 |
| New Kent County Virginia | 29 | $ 8,695,000 | $ 299,000 | $ 160,000 |
| Poquoson County Virginia | 29 | $ 11,565,000 | $ 398,000 | $ 248,000 |
| Cecil County Maryland | 28 | $ 7,730,000 | $ 276,000 | $ 95,000 |
| Adams County Pennsylvania | 26 | $ 6,540,000 | $ 251,000 | $ 123,000 |
| Charleston County South Carolina | 25 | $ 12,345,000 | $ 493,000 | $ 231,000 |
| Horry County South Carolina | 25 | $ 6,625,000 | $ 265,000 | $ 138,000 |
| Chatham County North Carolina | 23 | $ 10,425,000 | $ 453,000 | $ 188,000 |
| Cumberland County North Carolina | 22 | $ 4,870,000 | $ 221,000 | $ 91,000 |
| Louisa County Virginia | 22 | $ 4,460,000 | $ 202,000 | $ 81,000 |
| Williamsburg County Virginia | 22 | $ 6,850,000 | $ 311,000 | $ 248,000 |
| Forsyth County North Carolina | 21 | $ 8,165,000 | $ 388,000 | $ 144,000 |
| Harnett County North Carolina | 21 | $ 4,775,000 | $ 227,000 | $ 79,000 |
| Orange County North Carolina | 21 | $ 17,645,000 | $ 840,000 | $ 368,000 |
| Middlesex County Virginia | 19 | $ 7,485,000 | $ 393,000 | $ 129,000 |
| Caroline County Maryland | 18 | $ 5,290,000 | $ 293,000 | $ 111,000 |
| Rowan County North Carolina | 18 | $ 7,640,000 | $ 424,000 | $ 84,000 |
| Escambia County Florida | 17 | $ 4,415,000 | $ 259,000 | $ 158,000 |
| Wicomico County Maryland | 17 | $ 3,805,000 | $ 223,000 | $ 95,000 |
| Lincoln County North Carolina | 17 | $ 6,165,000 | $ 362,000 | $ 124,000 |
| Northumberland County Virginia | 17 | $ 4,165,000 | $ 245,000 | $ 125,000 |
| Petersburg County Virginia | 17 | $ 1,845,000 | $ 108,000 | $ 60,000 |
| Lancaster County Virginia | 16 | $ 4,660,000 | $ 291,000 | $ 215,000 |
| Northampton County Virginia | 16 | $ 7,120,000 | $ 445,000 | $ 302,000 |
| Berkeley County West Virginia | 16 | $ 4,000,000 | $ 250,000 | $ 100,000 |
| Lee County North Carolina | 15 | $ 2,575,000 | $ 171,000 | $ 73,000 |
| King William County Virginia | 15 | $ 3,165,000 | $ 211,000 | $ 75,000 |
| Alamance County North Carolina | 14 | $ 7,530,000 | $ 537,000 | $ 67,000 |
| Craven County North Carolina | 14 | $ 3,160,000 | $ 225,000 | $ 102,000 |
| Franklin County Pennsylvania | 14 | $ 3,230,000 | $ 230,000 | $ 94,000 |
| Dinwiddie County Virginia | 14 | $ 2,580,000 | $ 184,000 | $ 75,000 |
| Jefferson County West Virginia | 14 | $ 3,970,000 | $ 283,000 | $ 127,000 |
| Perquimans County North Carolina | 13 | $ 2,245,000 | $ 172,000 | $ 68,000 |
| Prince George County Virginia | 13 | $ 2,665,000 | $ 205,000 | $ 68,000 |
| Pinellas County Florida | 12 | $ 4,700,000 | $ 391,000 | $ 175,000 |
| Talbot County Maryland | 12 | $ 5,030,000 | $ 419,000 | $ 216,000 |
| Catawba County North Carolina | 12 | $ 5,410,000 | $ 450,000 | $ 166,000 |
| Warren County North Carolina | 12 | $ 4,840,000 | $ 403,000 | $ 181,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,820,000 | $ 235,000 | $ 127,000 |
| Hopewell County Virginia | 12 | $ 1,190,000 | $ 99,000 | $ 54,000 |
| Westmoreland County Virginia | 12 | $ 2,820,000 | $ 235,000 | $ 94,000 |
| Brevard County Florida | 11 | $ 4,775,000 | $ 434,000 | $ 149,000 |
| Columbus County North Carolina | 11 | $ 1,695,000 | $ 154,000 | $ 74,000 |
| Fauquier County Virginia | 11 | $ 4,425,000 | $ 402,000 | $ 127,000 |
| Frederick County Virginia | 11 | $ 4,045,000 | $ 367,000 | $ 135,000 |
| Powhatan County Virginia | 11 | $ 4,125,000 | $ 375,000 | $ 195,000 |
| New Castle County Delaware | 10 | $ 2,330,000 | $ 233,000 | $ 104,000 |
| Davidson County North Carolina | 10 | $ 2,460,000 | $ 246,000 | $ 154,000 |
| Sampson County North Carolina | 10 | $ 1,230,000 | $ 123,000 | $ 56,000 |
| Beaufort County South Carolina | 10 | $ 2,910,000 | $ 291,000 | $ 186,000 |
| Chesterfield County South Carolina | 10 | $ 1,430,000 | $ 143,000 | $ 47,000 |
| Accomack County Virginia | 10 | $ 2,880,000 | $ 288,000 | $ 138,000 |
| Caroline County Virginia | 10 | $ 2,250,000 | $ 225,000 | $ 57,000 |
| Essex County Virginia | 10 | $ 2,180,000 | $ 218,000 | $ 117,000 |
| Dorchester County Maryland | 9 | $ 2,035,000 | $ 226,000 | $ 104,000 |
| Duplin County North Carolina | 9 | $ 2,445,000 | $ 271,000 | $ 92,000 |
| Moore County North Carolina | 9 | $ 3,575,000 | $ 397,000 | $ 107,000 |
| Williamson County Tennessee | 9 | $ 3,435,000 | $ 381,000 | $ 225,000 |
| Colonial Heights County Virginia | 9 | $ 1,965,000 | $ 218,000 | $ 98,000 |
| Manassas County Virginia | 9 | $ 2,685,000 | $ 298,000 | $ 85,000 |
| Warren County Virginia | 9 | $ 2,035,000 | $ 226,000 | $ 80,000 |
| Kent County Delaware | 8 | $ 1,820,000 | $ 227,000 | $ 84,000 |
| Broward County Florida | 8 | $ 2,510,000 | $ 313,000 | $ 143,000 |
| Hillsborough County Florida | 8 | $ 2,770,000 | $ 346,000 | $ 143,000 |
| Buncombe County North Carolina | 8 | $ 35,850,000 | $ 4,481,000 | $ 99,000 |
| Nash County North Carolina | 8 | $ 2,060,000 | $ 257,000 | $ 102,000 |
| Spartanburg County South Carolina | 8 | $ 2,470,000 | $ 308,000 | $ 87,000 |
| Amelia County Virginia | 8 | $ 1,770,000 | $ 221,000 | $ 69,000 |
| Fairfax City County Virginia | 8 | $ 3,810,000 | $ 476,000 | $ 222,000 |
| Mathews County Virginia | 8 | $ 2,420,000 | $ 302,000 | $ 90,000 |
| Sarasota County Florida | 7 | $ 2,405,000 | $ 343,000 | $ 202,000 |
| Fulton County Georgia | 7 | $ 3,765,000 | $ 537,000 | $ 208,000 |
| Rutherford County North Carolina | 7 | $ 11,345,000 | $ 1,620,000 | $ 57,000 |
| Stanly County North Carolina | 7 | $ 3,945,000 | $ 563,000 | $ 95,000 |
| Davidson County Tennessee | 7 | $ 2,005,000 | $ 286,000 | $ 252,000 |
| Albemarle County Virginia | 7 | $ 3,255,000 | $ 465,000 | $ 233,000 |
| Culpeper County Virginia | 7 | $ 2,545,000 | $ 363,000 | $ 207,000 |
| Fredericksburg County Virginia | 7 | $ 2,585,000 | $ 369,000 | $ 210,000 |
| Nelson County Virginia | 7 | $ 2,525,000 | $ 360,000 | $ 397,000 |
| Miami-Dade County Florida | 6 | $ 2,870,000 | $ 478,000 | $ 374,000 |
| Monroe County Florida | 6 | $ 3,510,000 | $ 585,000 | $ 227,000 |
| Palm Beach County Florida | 6 | $ 5,600,000 | $ 933,000 | $ 945,000 |
| Garrett County Maryland | 6 | $ 2,340,000 | $ 390,000 | $ 623,000 |
| Kent County Maryland | 6 | $ 1,800,000 | $ 300,000 | $ 134,000 |
| Chowan County North Carolina | 6 | $ 1,000,000 | $ 166,000 | $ 58,000 |
| Gates County North Carolina | 6 | $ 1,580,000 | $ 263,000 | $ 658,000 |
| Watauga County North Carolina | 6 | $ 2,540,000 | $ 423,000 | $ 347,000 |
| Georgetown County South Carolina | 6 | $ 1,860,000 | $ 310,000 | $ 221,000 |
| Charles City County Virginia | 6 | $ 1,290,000 | $ 215,000 | $ 76,000 |
| Falls Church County Virginia | 6 | $ 2,370,000 | $ 395,000 | $ 177,000 |
| Franklin County Virginia | 6 | $ 3,080,000 | $ 513,000 | $ 201,000 |
| Orange County Virginia | 6 | $ 1,730,000 | $ 288,000 | $ 199,000 |
| Surry County Virginia | 6 | $ 3,140,000 | $ 523,000 | $ 114,000 |
| Collier County Florida | 5 | $ 2,035,000 | $ 407,000 | $ 216,000 |
| Duval County Florida | 5 | $ 1,455,000 | $ 291,000 | $ 120,000 |
| Seminole County Florida | 5 | $ 2,775,000 | $ 555,000 | $ 230,000 |
| Granville County North Carolina | 5 | $ 1,685,000 | $ 337,000 | $ 134,000 |
| Halifax County North Carolina | 5 | $ 1,375,000 | $ 275,000 | $ 193,000 |
| Wilson County North Carolina | 5 | $ 715,000 | $ 143,000 | $ 67,000 |
| Berkeley County South Carolina | 5 | $ 2,365,000 | $ 473,000 | $ 146,000 |
| Lexington County South Carolina | 5 | $ 975,000 | $ 195,000 | $ 95,000 |
| Bedford County Virginia | 5 | $ 1,525,000 | $ 305,000 | $ 193,000 |
| Marion County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 72,000 |
| Santa Rosa County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 127,000 |
| St. Johns County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 164,000 |
| Cherokee County Georgia | 4 | $ 1,780,000 | $ 445,000 | $ 179,000 |
| Gwinnett County Georgia | 4 | $ 910,000 | $ 227,000 | $ 208,000 |
| Avery County North Carolina | 4 | $ 1,380,000 | $ 345,000 | $ 1,449,000 |
| Bertie County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 190,000 |
| Edgecombe County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 102,000 |
| Montgomery County North Carolina | 4 | $ 1,290,000 | $ 322,000 | $ 327,000 |
| Northampton County North Carolina | 4 | $ 1,600,000 | $ 400,000 | $ 186,000 |
| Wayne County North Carolina | 4 | $ 390,000 | $ 97,000 | $ 76,000 |
| Butler County Pennsylvania | 4 | $ 1,750,000 | $ 437,000 | $ 129,000 |
| Montgomery County Pennsylvania | 4 | $ 1,880,000 | $ 470,000 | $ 136,000 |
| Chester County South Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 85,000 |
| Greenville County South Carolina | 4 | $ 1,560,000 | $ 390,000 | $ 113,000 |
| Augusta County Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 567,000 |
| King and Queen County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 92,000 |
| Mecklenburg County Virginia | 4 | $ 700,000 | $ 175,000 | $ 110,000 |
| Nottoway County Virginia | 4 | $ 910,000 | $ 227,000 | $ 66,000 |
| Shenandoah County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 111,000 |
| Alachua County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 156,000 |
| Lee County Florida | 3 | $ 965,000 | $ 321,000 | $ 73,000 |
| Manatee County Florida | 3 | $ 1,885,000 | $ 628,000 | $ 226,000 |
| Orange County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 60,000 |
| Pasco County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 1,047,000 |
| Polk County Florida | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Sumter County Florida | 3 | $ 755,000 | $ 251,000 | $ 102,000 |
| Volusia County Florida | 3 | $ 945,000 | $ 315,000 | $ 85,000 |
| Somerset County Maryland | 3 | $ 815,000 | $ 271,000 | $ 112,000 |
| Caldwell County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 115,000 |
| Cleveland County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 53,000 |
| Henderson County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 96,000 |
| Jackson County North Carolina | 3 | $ 4,685,000 | $ 1,561,000 | $ 386,000 |
| Pamlico County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 218,000 |
| Randolph County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 97,000 |
| Rockingham County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 75,000 |
| Allegheny County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 93,000 |
| Bucks County Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 132,000 |
| Cumberland County Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 73,000 |
| Greensville County Virginia | 3 | $ 305,000 | $ 101,000 | $ 42,000 |
| Richmond County Virginia | 3 | $ 1,475,000 | $ 491,000 | $ 221,000 |
| Sussex County Virginia | 3 | $ 805,000 | $ 268,000 | $ 83,000 |
| Hampshire County West Virginia | 3 | $ 505,000 | $ 168,000 | $ 71,000 |
| Charlotte County Florida | 2 | $ 760,000 | $ 380,000 | $ 191,000 |
| Clay County Florida | 2 | $ 590,000 | $ 295,000 | $ 148,000 |
| Flagler County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 517,000 |
| Hernando County Florida | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Indian River County Florida | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Nassau County Florida | 2 | $ 770,000 | $ 385,000 | $ 224,000 |
| Okaloosa County Florida | 2 | $ 840,000 | $ 420,000 | $ 220,000 |
| Chatham County Georgia | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| Cobb County Georgia | 2 | $ 300,000 | $ 150,000 | $ 121,000 |
| Columbia County Georgia | 2 | $ 580,000 | $ 290,000 | $ 77,000 |
| DeKalb County Georgia | 2 | $ 960,000 | $ 480,000 | $ 171,000 |
| Glynn County Georgia | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Anson County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Ashe County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 188,000 |
| Bladen County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Davie County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 138,000 |
| Hyde County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 101,000 |
| Martin County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Chester County Pennsylvania | 2 | $ 930,000 | $ 465,000 | $ 157,000 |
| Lancaster County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Lebanon County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 62,000 |
| Lehigh County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 196,000 |
| Somerset County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 185,000 |
| Oconee County South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 150,000 |
| Hamilton County Tennessee | 2 | $ 890,000 | $ 445,000 | $ 169,000 |
| Botetourt County Virginia | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Brunswick County Virginia | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Cumberland County Virginia | 2 | $ 470,000 | $ 235,000 | $ 166,000 |
| Fluvanna County Virginia | 2 | $ 330,000 | $ 165,000 | $ 46,000 |
| Harrisonburg County Virginia | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Lynchburg County Virginia | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Montgomery County Virginia | 2 | $ 380,000 | $ 190,000 | $ 120,000 |
| Rappahannock County Virginia | 2 | $ 600,000 | $ 300,000 | $ 57,000 |
| Roanoke County Virginia | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Roanoke City County Virginia | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Rockingham County Virginia | 2 | $ 760,000 | $ 380,000 | $ 150,000 |
| Smyth County Virginia | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Southampton County Virginia | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Washington County Virginia | 2 | $ 250,000 | $ 125,000 | $ 118,000 |
| Monongalia County West Virginia | 2 | $ 690,000 | $ 345,000 | $ 221,000 |
| Napa County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Leon County Florida | 1 | $ 125,000 | $ 125,000 | $ 198,000 |
| Martin County Florida | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Carroll County Georgia | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Coweta County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Fannin County Georgia | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Hall County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 302,000 |
| Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Liberty County Georgia | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Walton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Franklin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Allegany County Maryland | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Alleghany County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 55,000 |
| Burke County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 109,000 |
| Caswell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 428,000 |
| Greene County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Hoke County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Madison County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| McDowell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Person County North Carolina | 1 | $ 1,105,000 | $ 1,105,000 | $ 240,000 |
| Polk County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Richmond County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Robeson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Scotland County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Tyrrell County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 238,000 |
| Vance County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Washington County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Beaver County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 277,000 |
| Berks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Carbon County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Dauphin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Delaware County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 190,000 |
| Erie County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 331,000 |
| Sullivan County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 263,000 |
| Wayne County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 290,000 |
| Aiken County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Anderson County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Fairfield County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Kershaw County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Laurens County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Marion County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Newberry County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 457,000 |
| Richland County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Union County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Blount County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Campbell County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Carter County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Dickson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 151,000 |
| Greene County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Humphreys County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Johnson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Knox County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Lewis County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 126,000 |
| Marshall County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Maury County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 152,000 |
| Montgomery County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Shelby County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Sullivan County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Tipton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Union County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Van Buren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Wilson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Denton County Texas | 1 | $ 435,000 | $ 435,000 | $ 296,000 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bath County Virginia | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Charlotte County Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Charlottesville County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clarke County Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Henry County Virginia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Manassas Park County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Rockbridge County Virginia | 1 | $ 385,000 | $ 385,000 | $ 60,000 |
| Cabell County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Greenbrier County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 356,000 |
| Hardy County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Mineral County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Monroe County West Virginia | 1 | $ 385,000 | $ 385,000 | $ 298,000 |
| Morgan County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 254,000 |
| Randolph County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Towne Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,808 | $3,481,020,000 | $354,000 | $32,905,000 | $128,000 | $3,242,000 |
| Cash-out Refinancing | 3,287 | $1,050,495,000 | $319,000 | $3,405,000 | $139,000 | $5,408,000 |
| Refinancing | 2,543 | $970,215,000 | $381,000 | $11,405,000 | $186,000 | $4,750,000 |
| Home Improvement | 496 | $83,480,000 | $168,000 | $7,545,000 | $254,000 | $4,853,000 |
| Other Purpose | 465 | $86,975,000 | $187,000 | $2,005,000 | $225,000 | $2,558,000 |
| Not Applicable | 7 | $815,000 | $116,000 | $315,000 | $182,000 | $257,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,202 | $3,088,260,000 | $335,000 | $4,195,000 | $155,000 | $5,408,000 |
| Not Provided | 2,990 | $1,053,320,000 | $352,000 | $2,525,000 | $161,000 | $3,369,000 |
| Black or African American | 1,969 | $582,865,000 | $296,000 | $2,605,000 | $106,000 | $4,750,000 |
| Hispanic | 962 | $289,350,000 | $300,000 | $1,195,000 | $96,000 | $2,506,000 |
| Asian | 820 | $282,710,000 | $344,000 | $2,975,000 | $127,000 | $1,854,000 |
| Not applicable | 549 | $341,505,000 | $622,000 | $32,905,000 | $68,000 | $228,000 |
| American Indian or Alaskan Native | 48 | $14,000,000 | $291,000 | $765,000 | $97,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $8,750,000 | $437,000 | $955,000 | $117,000 | $291,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,899 | $4,386,585,000 | $340,000 | $32,905,000 | $158,000 | $5,408,000 |
| VA-guaranteed (Veterans Administration) | 1,927 | $786,805,000 | $408,000 | $1,565,000 | $113,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 1,499 | $428,125,000 | $285,000 | $835,000 | $80,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 281 | $71,485,000 | $254,000 | $445,000 | $67,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,472 | $4,643,600,000 | $344,000 | $32,905,000 | $146,000 | $4,853,000 |
| Application Withdrawn By Applicant | 1,735 | $586,365,000 | $337,000 | $2,525,000 | $139,000 | $2,619,000 |
| Application Denied By Financial Institution | 692 | $211,580,000 | $305,000 | $3,925,000 | $126,000 | $1,881,000 |
| File Closed For Incompleteness | 513 | $180,025,000 | $350,000 | $1,565,000 | $149,000 | $5,408,000 |
| Application Approved But Not Accepted | 174 | $47,650,000 | $273,000 | $2,455,000 | $185,000 | $1,600,000 |
| Loan Purchased By The Institution | 20 | $3,780,000 | $189,000 | $515,000 | $68,000 | $228,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,914 | $5,461,420,000 | $343,000 | $32,905,000 | $146,000 | $5,408,000 |
| Credit Application Incomplete | 189 | $71,085,000 | $376,000 | $2,855,000 | $149,000 | $1,133,000 |
| Credit History | 148 | $36,620,000 | $247,000 | $845,000 | $129,000 | $1,729,000 |
| Collateral | 128 | $42,770,000 | $334,000 | $3,925,000 | $170,000 | $1,881,000 |
| Debt-To-Income Ratio | 120 | $32,060,000 | $267,000 | $2,425,000 | $72,000 | $367,000 |
| Employment History | 30 | $8,270,000 | $275,000 | $755,000 | $42,000 | $335,000 |
| Unverifiable Information | 30 | $10,190,000 | $339,000 | $1,105,000 | $137,000 | $534,000 |
| Other | 29 | $5,625,000 | $193,000 | $835,000 | $85,000 | $490,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,655,000 | $273,000 | $955,000 | $75,000 | $205,000 |
| Mortgage Insurance Denied | 1 | $305,000 | $305,000 | $305,000 | $49,000 | $49,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Towne Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Towne Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.