Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2023

In 2023, Toyota Financial Savings Bank of Henderson, NV reported 376 mortgage applications totaling $251.7 million, down 41% from 2022. The average application was for $669,494, and applicants reported an average income of $734,867. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Dallas-Plano-Irving, TX (58), Greensboro-High Point, NC (18) and Riverside-San Bernardino-Ontario, CA (14) (applications in parentheses).

Mortgage Company & Address Toyota Financial Savings Bank
2485 Village View Drive, Suite 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 376
Total Mortgage Loan Application Amount $251,730,000
Average Mortgage Loan Application Amount $669,494
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $734,867
Highest Applicant Income $9,288,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Toyota Financial Savings Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Collin, Texas 24 $ 11,780,000 $ 490,833 $ 245,000
Denton, Texas 18 $ 8,440,000 $ 468,888 $ 333,000
Dallas, Texas 13 $ 8,445,000 $ 649,615 $ 476,000
Maricopa, Arizona 11 $ 7,625,000 $ 693,181 $ 472,000
Riverside, California 11 $ 5,465,000 $ 496,818 $ 965,000
Guilford, North Carolina 11 $ 4,135,000 $ 375,909 $ 198,000
Orange, California 10 $ 23,070,000 $ 2,307,000 $ 1,902,000
Los Angeles, California 7 $ 2,575,000 $ 367,857 $ 988,000
Randolph, North Carolina 6 $ 1,790,000 $ 298,333 $ 146,000
Bexar, Texas 6 $ 5,400,000 $ 900,000 $ 605,000
Cook, Illinois 4 $ 2,750,000 $ 687,500 $ 1,428,000
Suffolk, New York 4 $ 4,780,000 $ 1,195,000 $ 645,000
Hamilton, Ohio 4 $ 1,850,000 $ 462,500 $ 329,000
Rutherford, Tennessee 4 $ 1,110,000 $ 277,500 $ 320,000
Grayson, Texas 4 $ 2,350,000 $ 587,500 $ 641,000
Harris, Texas 4 $ 2,730,000 $ 682,500 $ 1,783,000
Benton, Arkansas 3 $ 1,305,000 $ 435,000 $ 516,000
San Bernardino, California 3 $ 1,125,000 $ 375,000 $ 328,000
Sonoma, California 3 $ 875,000 $ 291,666 $ 431,000
Lee, Florida 3 $ 2,735,000 $ 911,666 $ 1,167,000
Sarasota, Florida 3 $ 4,155,000 $ 1,385,000 $ 1,498,000
Cobb, Georgia 3 $ 1,555,000 $ 518,333 $ 401,000
Ada, Idaho 3 $ 1,715,000 $ 571,666 $ 485,000
Fayette, Kentucky 3 $ 1,835,000 $ 611,666 $ 267,000
Oakland, Michigan 3 $ 1,825,000 $ 608,333 $ 1,389,000
St. Charles, Missouri 3 $ 515,000 $ 171,666 $ 288,000
Douglas, Nebraska 3 $ 1,005,000 $ 335,000 $ 215,000
Clark, Nevada 3 $ 1,675,000 $ 558,333 $ 1,343,000
Bergen, New Jersey 3 $ 1,495,000 $ 498,333 $ 206,000
Alamance, North Carolina 3 $ 855,000 $ 285,000 $ 118,000
Chatham, North Carolina 3 $ 3,045,000 $ 1,015,000 $ 359,000
Tarrant, Texas 3 $ 5,065,000 $ 1,688,333 $ 3,254,000
Clark, Washington 3 $ 1,325,000 $ 441,666 $ 193,000
Juneau, Alaska 2 $ 1,150,000 $ 575,000 $ 3,853,000
Pinal, Arizona 2 $ 460,000 $ 230,000 $ 170,000
Pulaski, Arkansas 2 $ 1,860,000 $ 930,000 $ 548,000
Saline, Arkansas 2 $ 390,000 $ 195,000 $ 216,000
Contra Costa, California 2 $ 3,520,000 $ 1,760,000 $ 3,140,000
Santa Barbara, California 2 $ 850,000 $ 425,000 $ 361,000
Douglas, Colorado 2 $ 580,000 $ 290,000 $ 175,000
New Haven, Connecticut 2 $ 2,230,000 $ 1,115,000 $ 2,738,000
Fulton, Georgia 2 $ 1,360,000 $ 680,000 $ 234,000
Kosciusko, Indiana 2 $ 1,090,000 $ 545,000 $ 288,000
Warrick, Indiana 2 $ 520,000 $ 260,000 $ 237,000
Jessamine, Kentucky 2 $ 830,000 $ 415,000 $ 268,000
Scott, Kentucky 2 $ 760,000 $ 380,000 $ 167,000
Anne Arundel, Maryland 2 $ 770,000 $ 385,000 $ 223,000
Worcester, Massachusetts 2 $ 1,020,000 $ 510,000 $ 432,000
Cole, Missouri 2 $ 320,000 $ 160,000 $ 316,000
Jackson, Missouri 2 $ 210,000 $ 105,000 $ 105,000
Taney, Missouri 2 $ 310,000 $ 155,000 $ 444,000
Coos, New Hampshire 2 $ 1,580,000 $ 790,000 $ 460,000
Monmouth, New Jersey 2 $ 980,000 $ 490,000 $ 285,000
Richmond, New York 2 $ 1,350,000 $ 675,000 $ 143,000
Butler, Ohio 2 $ 800,000 $ 400,000 $ 127,000
Creek, Oklahoma 2 $ 700,000 $ 350,000 $ 147,000
Davidson, Tennessee 2 $ 710,000 $ 355,000 $ 124,000
Shelby, Tennessee 2 $ 1,190,000 $ 595,000 $ 392,000
Williamson, Tennessee 2 $ 3,440,000 $ 1,720,000 $ 778,000
Hunt, Texas 2 $ 690,000 $ 345,000 $ 114,000
Utah, Utah 2 $ 1,520,000 $ 760,000 $ 335,000
Alexandria, Virginia 2 $ 790,000 $ 395,000 $ 172,000
New Kent, Virginia 2 $ 710,000 $ 355,000 $ 62,000
Snohomish, Washington 2 $ 560,000 $ 280,000 $ 326,000
Walworth, Wisconsin 2 $ 3,900,000 $ 1,950,000 $ 218,000
Baldwin, Alabama 1 $ 585,000 $ 585,000 $ 295,000
Madison, Alabama 1 $ 225,000 $ 225,000 $ 376,000
Tallapoosa, Alabama 1 $ 435,000 $ 435,000 $ 421,000
Mohave, Arizona 1 $ 215,000 $ 215,000 $ 835,000
Alameda, California 1 $ 995,000 $ 995,000 $ 489,000
Monterey, California 1 $ 605,000 $ 605,000 $ 1,563,000
San Diego, California 1 $ 55,000 $ 55,000 $ 159,000
San Luis Obispo, California 1 $ 1,105,000 $ 1,105,000 $ 3,191,000
Santa Clara, California 1 $ 2,105,000 $ 2,105,000 $ 2,006,000
Mesa, Colorado 1 $ 255,000 $ 255,000 $ 804,000
Summit, Colorado 1 $ 365,000 $ 365,000 $ 226,000
Brevard, Florida 1 $ 1,545,000 $ 1,545,000 $ 1,748,000
Martin, Florida 1 $ 705,000 $ 705,000 $ 7,100,000
Monroe, Florida 1 $ 2,605,000 $ 2,605,000 $ 9,288,000
Orange, Florida 1 $ 1,135,000 $ 1,135,000 $ 383,000
Palm Beach, Florida 1 $ 535,000 $ 535,000 $ 779,000
Seminole, Florida 1 $ 325,000 $ 325,000 $ 95,000
St. Johns, Florida 1 $ 1,215,000 $ 1,215,000 $ 821,000
Walton, Florida 1 $ 2,255,000 $ 2,255,000 $ 4,812,000
Barrow, Georgia 1 $ 225,000 $ 225,000 $ 67,000
Cherokee, Georgia 1 $ 385,000 $ 385,000 $ 141,000
Columbia, Georgia 1 $ 285,000 $ 285,000 $ 99,000
Gilmer, Georgia 1 $ 405,000 $ 405,000 $ 802,000
Monroe, Georgia 1 $ 415,000 $ 415,000 $ 254,000
Honolulu, Hawaii 1 $ 1,455,000 $ 1,455,000 $ 2,607,000
Maui, Hawaii 1 $ 2,845,000 $ 2,845,000 $ 2,546,000
Twin Falls, Idaho 1 $ 625,000 $ 625,000 $ 242,000
DuPage, Illinois 1 $ 875,000 $ 875,000 $ 292,000
Kane, Illinois 1 $ 105,000 $ 105,000 $ 130,000
LaSalle, Illinois 1 $ 35,000 $ 35,000 $ 133,000
Sangamon, Illinois 1 $ 335,000 $ 335,000 $ 244,000
Dearborn, Indiana 1 $ 295,000 $ 295,000 $ 590,000
Madison, Indiana 1 $ 665,000 $ 665,000 $ 590,000
Vanderburgh, Indiana 1 $ 375,000 $ 375,000 $ 169,000
Wyandotte, Kansas 1 $ 25,000 $ 25,000 $ 214,000
Boone, Kentucky 1 $ 385,000 $ 385,000 $ 163,000
Campbell, Kentucky 1 $ 205,000 $ 205,000 $ 96,000
Kenton, Kentucky 1 $ 225,000 $ 225,000 $ 96,000
Woodford, Kentucky 1 $ 275,000 $ 275,000 $ 104,000
Calcasieu, Louisiana 1 $ 1,065,000 $ 1,065,000 $ 1,218,000
Orleans, Louisiana 1 $ 1,225,000 $ 1,225,000 $ 5,197,000
St. Martin, Louisiana 1 $ 205,000 $ 205,000 $ 340,000
Baltimore, Maryland 1 $ 545,000 $ 545,000 $ 268,000
Calvert, Maryland 1 $ 455,000 $ 455,000 $ 247,000
Harford, Maryland 1 $ 505,000 $ 505,000 $ 4,565,000
Montgomery, Maryland 1 $ 605,000 $ 605,000 $ 669,000
Talbot, Maryland 1 $ 1,305,000 $ 1,305,000 $ 2,422,000
Washington, Maryland 1 $ 815,000 $ 815,000 $ 279,000
Worcester, Maryland 1 $ 155,000 $ 155,000 $ 1,002,000
Barnstable, Massachusetts 1 $ 445,000 $ 445,000 $ 300,000
Essex, Massachusetts 1 $ 205,000 $ 205,000 $ 190,000
Norfolk, Massachusetts 1 $ 1,125,000 $ 1,125,000 $ 4,887,000
Plymouth, Massachusetts 1 $ 6,005,000 $ 6,005,000 $ 0
Cheboygan, Michigan 1 $ 405,000 $ 405,000 $ 2,748,000
Emmet, Michigan 1 $ 1,115,000 $ 1,115,000 $ 570,000
Huron, Michigan 1 $ 445,000 $ 445,000 $ 359,000
Leelanau, Michigan 1 $ 395,000 $ 395,000 $ 199,000
Wayne, Michigan 1 $ 285,000 $ 285,000 $ 92,000
Ramsey, Minnesota 1 $ 115,000 $ 115,000 $ 115,000
Hinds, Mississippi 1 $ 55,000 $ 55,000 $ 103,000
Platte, Missouri 1 $ 145,000 $ 145,000 $ 283,000
St. Louis, Missouri 1 $ 75,000 $ 75,000 $ 106,000
Carson City, Nevada 1 $ 215,000 $ 215,000 $ 209,000
Washoe, Nevada 1 $ 4,795,000 $ 4,795,000 $ 2,046,000
Cheshire, New Hampshire 1 $ 505,000 $ 505,000 $ 443,000
Rockingham, New Hampshire 1 $ 685,000 $ 685,000 $ 278,000
Morris, New Jersey 1 $ 2,165,000 $ 2,165,000 $ 3,562,000
Ocean, New Jersey 1 $ 505,000 $ 505,000 $ 592,000
Sussex, New Jersey 1 $ 765,000 $ 765,000 $ 476,000
Grant, New Mexico 1 $ 35,000 $ 35,000 $ 156,000
Santa Fe, New Mexico 1 $ 325,000 $ 325,000 $ 408,000
Kings, New York 1 $ 915,000 $ 915,000 $ 1,481,000
Westchester, New York 1 $ 405,000 $ 405,000 $ 298,000
Davidson, North Carolina 1 $ 295,000 $ 295,000 $ 110,000
Mecklenburg, North Carolina 1 $ 1,705,000 $ 1,705,000 $ 994,000
Pender, North Carolina 1 $ 1,125,000 $ 1,125,000 $ 726,000
Rockingham, North Carolina 1 $ 875,000 $ 875,000 $ 272,000
Watauga, North Carolina 1 $ 725,000 $ 725,000 $ 1,359,000
Cuyahoga, Ohio 1 $ 1,005,000 $ 1,005,000 $ 1,026,000
Franklin, Ohio 1 $ 405,000 $ 405,000 $ 425,000
Greene, Ohio 1 $ 315,000 $ 315,000 $ 349,000
Lucas, Ohio 1 $ 135,000 $ 135,000 $ 184,000
Clackamas, Oregon 1 $ 45,000 $ 45,000 $ 765,000
Deschutes, Oregon 1 $ 1,795,000 $ 1,795,000 $ 1,458,000
Josephine, Oregon 1 $ 315,000 $ 315,000 $ 123,000
Lane, Oregon 1 $ 375,000 $ 375,000 $ 1,630,000
Multnomah, Oregon 1 $ 1,125,000 $ 1,125,000 $ 325,000
Washington, Oregon 1 $ 3,405,000 $ 3,405,000 $ 4,397,000
Allegheny, Pennsylvania 1 $ 195,000 $ 195,000 $ 114,000
Bucks, Pennsylvania 1 $ 545,000 $ 545,000 $ 315,000
Lehigh, Pennsylvania 1 $ 345,000 $ 345,000 $ 172,000
York, Pennsylvania 1 $ 55,000 $ 55,000 $ 134,000
Charleston, South Carolina 1 $ 895,000 $ 895,000 $ 1,705,000
Maury, Tennessee 1 $ 775,000 $ 775,000 $ 422,000
Brazoria, Texas 1 $ 365,000 $ 365,000 $ 234,000
Gillespie, Texas 1 $ 765,000 $ 765,000 $ 2,400,000
Hill, Texas 1 $ 305,000 $ 305,000 $ 306,000
Lubbock, Texas 1 $ 505,000 $ 505,000 $ 401,000
Rockwall, Texas 1 $ 405,000 $ 405,000 $ 153,000
Williamson, Texas 1 $ 355,000 $ 355,000 $ 252,000
Wise, Texas 1 $ 185,000 $ 185,000 $ 140,000
Cache, Utah 1 $ 715,000 $ 715,000 $ 369,000
Davis, Utah 1 $ 505,000 $ 505,000 $ 878,000
Kane, Utah 1 $ 525,000 $ 525,000 $ 337,000
Chittenden, Vermont 1 $ 1,485,000 $ 1,485,000 $ 642,000
Orleans, Vermont 1 $ 305,000 $ 305,000 $ 873,000
Arlington, Virginia 1 $ 305,000 $ 305,000 $ 684,000
Fairfax, Virginia 1 $ 1,025,000 $ 1,025,000 $ 2,607,000
Hanover, Virginia 1 $ 65,000 $ 65,000 $ 280,000
Virginia Beach, Virginia 1 $ 625,000 $ 625,000 $ 1,620,000
Grays Harbor, Washington 1 $ 155,000 $ 155,000 $ 424,000
King, Washington 1 $ 935,000 $ 935,000 $ 968,000
Kittitas, Washington 1 $ 1,765,000 $ 1,765,000 $ 1,183,000
Lewis, Washington 1 $ 765,000 $ 765,000 $ 242,000
Albany, Wyoming 1 $ 495,000 $ 495,000 $ 687,000

Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 282 $211,200,000 $748,000 $8,005,000 $738,000 $9,288,000
Other Purpose 55 $17,825,000 $324,000 $3,155,000 $675,000 $4,839,000
Cash-out Refinancing 26 $16,980,000 $653,000 $3,615,000 $925,000 $8,522,000
Refinancing 9 $4,935,000 $548,000 $1,105,000 $643,000 $3,191,000
Home Improvement 4 $790,000 $197,000 $405,000 $308,000 $386,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 247 $173,225,000 $701,000 $8,005,000 $830,000 $9,288,000
Not Provided 53 $34,335,000 $647,000 $3,115,000 $824,000 $7,100,000
Hispanic 36 $22,420,000 $622,000 $4,795,000 $393,000 $2,046,000
Asian 18 $10,100,000 $561,000 $2,105,000 $351,000 $2,006,000
Black or African American 17 $7,395,000 $435,000 $935,000 $315,000 $968,000
American Indian or Alaskan Native 1 $585,000 $585,000 $585,000 $295,000 $295,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 376 $251,730,000 $669,000 $8,005,000 $734,000 $9,288,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 269 $178,235,000 $662,000 $4,795,000 $746,000 $8,841,000
Application Withdrawn By Applicant 77 $61,615,000 $800,000 $8,005,000 $800,000 $9,288,000
Application Denied By Financial Institution 26 $9,800,000 $376,000 $2,165,000 $381,000 $3,562,000
File Closed For Incompleteness 3 $1,475,000 $491,000 $765,000 $1,134,000 $2,400,000
Application Approved But Not Accepted 1 $605,000 $605,000 $605,000 $522,000 $522,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 350 $241,930,000 $691,000 $8,005,000 $761,000 $9,288,000
Debt-To-Income Ratio 10 $3,860,000 $386,000 $825,000 $266,000 $772,000
Collateral 8 $3,850,000 $481,000 $2,165,000 $680,000 $3,562,000
Credit History 7 $1,905,000 $272,000 $385,000 $246,000 $424,000
Other 1 $185,000 $185,000 $185,000 $88,000 $88,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Toyota Financial Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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