Transland Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Transland Financial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Transland Financial Services 2701 Maitland Center Parkway, Ste 300 Maitland, FL 32751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,329 |
| Total Mortgage Loan Application Amount | $566,832,000 |
| Average Mortgage Loan Application Amount | $157,042 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $60,808 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Transland Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Transland Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Transland Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Transland Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Transland Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Transland Financial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 670 | $ 165,711,000 | $ 247,000 | $ 32,000 |
| St. Lucie County Florida | 375 | $ 62,633,000 | $ 167,000 | $ 54,000 |
| Polk County Florida | 160 | $ 20,499,000 | $ 128,000 | $ 40,000 |
| Brevard County Florida | 152 | $ 18,991,000 | $ 124,000 | $ 69,000 |
| Marion County Florida | 136 | $ 15,105,000 | $ 111,000 | $ 53,000 |
| Volusia County Florida | 100 | $ 14,819,000 | $ 148,000 | $ 44,000 |
| Hernando County Florida | 79 | $ 15,963,000 | $ 202,000 | $ 19,000 |
| Lake County Florida | 76 | $ 12,822,000 | $ 168,000 | $ 65,000 |
| Leon County Florida | 66 | $ 12,209,000 | $ 184,000 | $ 59,000 |
| Orange County Florida | 58 | $ 11,467,000 | $ 197,000 | $ 59,000 |
| Pasco County Florida | 53 | $ 5,961,000 | $ 112,000 | $ 56,000 |
| Charlotte County Florida | 48 | $ 11,534,000 | $ 240,000 | $ 28,000 |
| Seminole County Florida | 41 | $ 6,734,000 | $ 164,000 | $ 65,000 |
| Flagler County Florida | 39 | $ 6,037,000 | $ 154,000 | $ 45,000 |
| Fulton County Georgia | 38 | $ 7,065,000 | $ 185,000 | $ 79,000 |
| Shelby County Tennessee | 37 | $ 3,686,000 | $ 99,000 | $ 49,000 |
| Hillsborough County Florida | 34 | $ 6,186,000 | $ 181,000 | $ 68,000 |
| Osceola County Florida | 34 | $ 5,148,000 | $ 151,000 | $ 51,000 |
| Duval County Florida | 33 | $ 4,355,000 | $ 131,000 | $ 111,000 |
| Lycoming County Pennsylvania | 33 | $ 3,324,000 | $ 100,000 | $ 46,000 |
| DeKalb County Georgia | 32 | $ 4,612,000 | $ 144,000 | $ 53,000 |
| Alachua County Florida | 27 | $ 2,446,000 | $ 90,000 | $ 48,000 |
| Clay County Florida | 23 | $ 2,627,000 | $ 114,000 | $ 50,000 |
| Citrus County Florida | 20 | $ 2,598,000 | $ 129,000 | $ 47,000 |
| Cumberland County Pennsylvania | 20 | $ 1,832,000 | $ 91,000 | $ 40,000 |
| Broward County Florida | 19 | $ 3,245,000 | $ 170,000 | $ 57,000 |
| Dauphin County Pennsylvania | 19 | $ 1,635,000 | $ 86,000 | $ 31,000 |
| Manatee County Florida | 18 | $ 4,958,000 | $ 275,000 | $ 86,000 |
| Pinellas County Florida | 18 | $ 3,118,000 | $ 173,000 | $ 52,000 |
| Nassau County Florida | 17 | $ 1,870,000 | $ 110,000 | $ 48,000 |
| Lancaster County Pennsylvania | 16 | $ 2,024,000 | $ 126,000 | $ 82,000 |
| Gadsden County Florida | 15 | $ 2,278,000 | $ 151,000 | $ 67,000 |
| Sarasota County Florida | 15 | $ 2,989,000 | $ 199,000 | $ 84,000 |
| Palm Beach County Florida | 14 | $ 2,745,000 | $ 196,000 | $ 45,000 |
| Levy County Florida | 13 | $ 1,177,000 | $ 90,000 | $ 40,000 |
| Cobb County Georgia | 13 | $ 2,306,000 | $ 177,000 | $ 82,000 |
| York County Pennsylvania | 13 | $ 1,393,000 | $ 107,000 | $ 53,000 |
| Columbia County Florida | 12 | $ 1,191,000 | $ 99,000 | $ 51,000 |
| Putnam County Florida | 12 | $ 1,286,000 | $ 107,000 | $ 47,000 |
| Gordon County Georgia | 12 | $ 1,332,000 | $ 111,000 | $ 46,000 |
| Bedford County Virginia | 12 | $ 3,320,000 | $ 276,000 | $ 108,000 |
| Miami-Dade County Florida | 11 | $ 1,907,000 | $ 173,000 | $ 58,000 |
| Suwannee County Florida | 11 | $ 1,095,000 | $ 99,000 | $ 56,000 |
| Collier County Florida | 10 | $ 2,492,000 | $ 249,000 | $ 51,000 |
| Highlands County Florida | 9 | $ 1,144,000 | $ 127,000 | $ 49,000 |
| Allegheny County Pennsylvania | 8 | $ 887,000 | $ 110,000 | $ 57,000 |
| Anne Arundel County Maryland | 7 | $ 1,169,000 | $ 167,000 | $ 72,000 |
| DeSoto County Mississippi | 7 | $ 721,000 | $ 103,000 | $ 53,000 |
| Northumberland County Pennsylvania | 7 | $ 562,000 | $ 80,000 | $ 37,000 |
| Perry County Pennsylvania | 7 | $ 599,000 | $ 85,000 | $ 38,000 |
| Chesterfield County Virginia | 7 | $ 713,000 | $ 101,000 | $ 30,000 |
| Dinwiddie County Virginia | 7 | $ 895,000 | $ 127,000 | $ 33,000 |
| Jefferson County Alabama | 6 | $ 1,494,000 | $ 249,000 | $ 58,000 |
| Gilchrist County Florida | 6 | $ 582,000 | $ 97,000 | $ 52,000 |
| Okeechobee County Florida | 6 | $ 453,000 | $ 75,000 | $ 45,000 |
| Sumter County Florida | 6 | $ 818,000 | $ 136,000 | $ 77,000 |
| Gwinnett County Georgia | 6 | $ 1,070,000 | $ 178,000 | $ 62,000 |
| Harrison County Mississippi | 6 | $ 1,047,000 | $ 174,000 | $ 79,000 |
| Monroe County Pennsylvania | 6 | $ 1,064,000 | $ 177,000 | $ 67,000 |
| Anderson County South Carolina | 6 | $ 631,000 | $ 105,000 | $ 40,000 |
| Dorchester County South Carolina | 6 | $ 768,000 | $ 128,000 | $ 46,000 |
| Horry County South Carolina | 6 | $ 1,351,000 | $ 225,000 | $ 45,000 |
| Campbell County Virginia | 6 | $ 817,000 | $ 136,000 | $ 46,000 |
| Pittsylvania County Virginia | 6 | $ 662,000 | $ 110,000 | $ 47,000 |
| Shelby County Alabama | 5 | $ 1,017,000 | $ 203,000 | $ 20,000 |
| Bradford County Florida | 5 | $ 616,000 | $ 123,000 | $ 45,000 |
| Martin County Florida | 5 | $ 715,000 | $ 143,000 | $ 56,000 |
| St. Johns County Florida | 5 | $ 852,000 | $ 170,000 | $ 70,000 |
| Wakulla County Florida | 5 | $ 550,000 | $ 110,000 | $ 54,000 |
| Clayton County Georgia | 5 | $ 1,192,000 | $ 238,000 | $ 65,000 |
| Henry County Georgia | 5 | $ 956,000 | $ 191,000 | $ 48,000 |
| Laurens County Georgia | 5 | $ 358,000 | $ 71,000 | $ 38,000 |
| Richmond County Georgia | 5 | $ 500,000 | $ 100,000 | $ 48,000 |
| Forrest County Mississippi | 5 | $ 577,000 | $ 115,000 | $ 146,000 |
| St. Louis City County Missouri | 5 | $ 931,000 | $ 186,000 | $ 58,000 |
| Surry County Virginia | 5 | $ 720,000 | $ 144,000 | $ 59,000 |
| Calhoun County Florida | 4 | $ 364,000 | $ 91,000 | $ 53,000 |
| DeSoto County Florida | 4 | $ 916,000 | $ 229,000 | $ 88,000 |
| Hendry County Florida | 4 | $ 540,000 | $ 135,000 | $ 13,000 |
| Union County Florida | 4 | $ 432,000 | $ 108,000 | $ 65,000 |
| Dougherty County Georgia | 4 | $ 446,000 | $ 111,000 | $ 56,000 |
| Floyd County Georgia | 4 | $ 408,000 | $ 102,000 | $ 18,000 |
| Paulding County Georgia | 4 | $ 467,000 | $ 116,000 | $ 24,000 |
| Cook County Illinois | 4 | $ 1,193,000 | $ 298,000 | $ 92,000 |
| Caddo County Louisiana | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| Marshall County Mississippi | 4 | $ 348,000 | $ 87,000 | $ 34,000 |
| Jackson County North Carolina | 4 | $ 1,211,000 | $ 302,000 | $ 17,000 |
| Rockingham County North Carolina | 4 | $ 448,000 | $ 112,000 | $ 40,000 |
| Berks County Pennsylvania | 4 | $ 694,000 | $ 173,000 | $ 59,000 |
| Berkeley County South Carolina | 4 | $ 818,000 | $ 204,000 | $ 144,000 |
| Tipton County Tennessee | 4 | $ 478,000 | $ 119,000 | $ 46,000 |
| Gloucester County Virginia | 4 | $ 614,000 | $ 153,000 | $ 48,000 |
| Lynchburg County Virginia | 4 | $ 451,000 | $ 112,000 | $ 60,000 |
| Houston County Alabama | 3 | $ 171,000 | $ 57,000 | $ 24,000 |
| Madison County Alabama | 3 | $ 221,000 | $ 73,000 | $ 36,000 |
| Baker County Florida | 3 | $ 477,000 | $ 159,000 | $ 70,000 |
| Bay County Florida | 3 | $ 331,000 | $ 110,000 | $ 53,000 |
| Dixie County Florida | 3 | $ 238,000 | $ 79,000 | $ 45,000 |
| Hardee County Florida | 3 | $ 299,000 | $ 99,000 | $ 59,000 |
| Douglas County Georgia | 3 | $ 480,000 | $ 160,000 | $ 59,000 |
| Fayette County Georgia | 3 | $ 1,272,000 | $ 424,000 | $ 20,000 |
| Hall County Georgia | 3 | $ 699,000 | $ 233,000 | $ 110,000 |
| Lake County Illinois | 3 | $ 569,000 | $ 189,000 | $ 82,000 |
| Baltimore City County Maryland | 3 | $ 676,000 | $ 225,000 | $ 98,000 |
| Howard County Maryland | 3 | $ 816,000 | $ 272,000 | $ 84,000 |
| Montgomery County Maryland | 3 | $ 1,147,000 | $ 382,000 | $ 118,000 |
| Prince George's County Maryland | 3 | $ 537,000 | $ 179,000 | $ 89,000 |
| Washington County Maryland | 3 | $ 581,000 | $ 193,000 | $ 70,000 |
| Hancock County Mississippi | 3 | $ 339,000 | $ 113,000 | $ 86,000 |
| Buncombe County North Carolina | 3 | $ 403,000 | $ 134,000 | $ 70,000 |
| Adams County Pennsylvania | 3 | $ 364,000 | $ 121,000 | $ 43,000 |
| Blair County Pennsylvania | 3 | $ 212,000 | $ 70,000 | $ 36,000 |
| Franklin County Pennsylvania | 3 | $ 390,000 | $ 130,000 | $ 36,000 |
| Schuylkill County Pennsylvania | 3 | $ 458,000 | $ 152,000 | $ 67,000 |
| Beaufort County South Carolina | 3 | $ 776,000 | $ 258,000 | $ 78,000 |
| Charleston County South Carolina | 3 | $ 971,000 | $ 323,000 | $ 40,000 |
| Richland County South Carolina | 3 | $ 558,000 | $ 186,000 | $ 118,000 |
| Blount County Tennessee | 3 | $ 411,000 | $ 137,000 | $ 33,000 |
| Navarro County Texas | 3 | $ 215,000 | $ 71,000 | $ 32,000 |
| Fairfax County Virginia | 3 | $ 1,208,000 | $ 402,000 | $ 134,000 |
| Hampton County Virginia | 3 | $ 373,000 | $ 124,000 | $ 61,000 |
| Isle of Wight County Virginia | 3 | $ 284,000 | $ 94,000 | $ 9,000 |
| Louisa County Virginia | 3 | $ 343,000 | $ 114,000 | $ 29,000 |
| Newport News County Virginia | 3 | $ 343,000 | $ 114,000 | $ 66,000 |
| Prince William County Virginia | 3 | $ 945,000 | $ 315,000 | $ 97,000 |
| Stafford County Virginia | 3 | $ 841,000 | $ 280,000 | $ 75,000 |
| Mobile County Alabama | 2 | $ 68,000 | $ 34,000 | $ 32,000 |
| Tuscaloosa County Alabama | 2 | $ 203,000 | $ 101,000 | $ 37,000 |
| Mohave County Arizona | 2 | $ 608,000 | $ 304,000 | $ 259,000 |
| Hartford County Connecticut | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 2 | $ 465,000 | $ 232,000 | $ 65,000 |
| Escambia County Florida | 2 | $ 137,000 | $ 68,000 | $ 31,000 |
| Indian River County Florida | 2 | $ 643,000 | $ 321,000 | $ 98,000 |
| Jackson County Florida | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Madison County Florida | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Okaloosa County Florida | 2 | $ 891,000 | $ 445,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 274,000 | $ 137,000 | $ 74,000 |
| Taylor County Florida | 2 | $ 139,000 | $ 69,000 | $ 28,000 |
| Bleckley County Georgia | 2 | $ 72,000 | $ 36,000 | $ 21,000 |
| Columbia County Georgia | 2 | $ 462,000 | $ 231,000 | $ 79,000 |
| Dodge County Georgia | 2 | $ 106,000 | $ 53,000 | $ 62,000 |
| Hart County Georgia | 2 | $ 145,000 | $ 72,000 | $ 22,000 |
| Lee County Georgia | 2 | $ 422,000 | $ 211,000 | $ 75,000 |
| Muscogee County Georgia | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Spalding County Georgia | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
| Thomas County Georgia | 2 | $ 167,000 | $ 83,000 | $ 31,000 |
| Wayne County Georgia | 2 | $ 165,000 | $ 82,000 | $ 24,000 |
| Elkhart County Indiana | 2 | $ 312,000 | $ 156,000 | $ 60,000 |
| Ballard County Kentucky | 2 | $ 296,000 | $ 148,000 | $ 91,000 |
| Gallatin County Kentucky | 2 | $ 267,000 | $ 133,000 | $ 57,000 |
| Allegany County Maryland | 2 | $ 38,000 | $ 19,000 | $ 120,000 |
| Baltimore County Maryland | 2 | $ 888,000 | $ 444,000 | $ 154,000 |
| Charles County Maryland | 2 | $ 601,000 | $ 300,000 | $ 110,000 |
| Jones County Mississippi | 2 | $ 124,000 | $ 62,000 | $ 36,000 |
| Jackson County Missouri | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| St. Louis County Missouri | 2 | $ 289,000 | $ 144,000 | $ 19,000 |
| Cabarrus County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 31,000 |
| Chatham County North Carolina | 2 | $ 658,000 | $ 329,000 | $ 45,000 |
| Gates County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 39,000 |
| Mecklenburg County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Chester County Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 42,000 |
| Delaware County Pennsylvania | 2 | $ 333,000 | $ 166,000 | $ 30,000 |
| Lackawanna County Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 43,000 |
| Lebanon County Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 45,000 |
| Montgomery County Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 74,000 |
| Pike County Pennsylvania | 2 | $ 194,000 | $ 97,000 | $ 91,000 |
| Cherokee County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 51,000 |
| Laurens County South Carolina | 2 | $ 126,000 | $ 63,000 | $ 22,000 |
| Hamilton County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 97,000 |
| Knox County Tennessee | 2 | $ 176,000 | $ 88,000 | $ 112,000 |
| Lewis County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 25,000 |
| Lincoln County Tennessee | 2 | $ 108,000 | $ 54,000 | $ 46,000 |
| Madison County Tennessee | 2 | $ 159,000 | $ 79,000 | $ 46,000 |
| Collin County Texas | 2 | $ 207,000 | $ 103,000 | $ 46,000 |
| Dallas County Texas | 2 | $ 286,000 | $ 143,000 | $ 65,000 |
| Galveston County Texas | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Hunt County Texas | 2 | $ 194,000 | $ 97,000 | $ 29,000 |
| Kaufman County Texas | 2 | $ 183,000 | $ 91,000 | $ 40,000 |
| Albemarle County Virginia | 2 | $ 348,000 | $ 174,000 | $ 38,000 |
| Amherst County Virginia | 2 | $ 238,000 | $ 119,000 | $ 144,000 |
| Appomattox County Virginia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Charles City County Virginia | 2 | $ 167,000 | $ 83,000 | $ 24,000 |
| King William County Virginia | 2 | $ 246,000 | $ 123,000 | $ 56,000 |
| Southampton County Virginia | 2 | $ 237,000 | $ 118,000 | $ 35,000 |
| Sussex County Virginia | 2 | $ 257,000 | $ 128,000 | $ 37,000 |
| York County Virginia | 2 | $ 439,000 | $ 219,000 | $ 90,000 |
| Baldwin County Alabama | 1 | $ 122,000 | $ 122,000 | $ 21,000 |
| Chilton County Alabama | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Clay County Alabama | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Coosa County Alabama | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Covington County Alabama | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Dallas County Alabama | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Henry County Alabama | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Jackson County Alabama | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Lawrence County Alabama | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Marion County Alabama | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Russell County Alabama | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| St. Clair County Alabama | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Talladega County Alabama | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Pima County Arizona | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Pinal County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Fairfield County Connecticut | 1 | $ 293,000 | $ 293,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Windham County Connecticut | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| New Castle County Delaware | 1 | $ 256,000 | $ 256,000 | $ 100,000 |
| Franklin County Florida | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Gulf County Florida | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Hamilton County Florida | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Jefferson County Florida | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Lafayette County Florida | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Liberty County Florida | 1 | $ 238,000 | $ 238,000 | $ 65,000 |
| Ben Hill County Georgia | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Bibb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Camden County Georgia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Charlton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Chatham County Georgia | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| Chattooga County Georgia | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Evans County Georgia | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Forsyth County Georgia | 1 | $ 443,000 | $ 443,000 | $ 125,000 |
| Glynn County Georgia | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Greene County Georgia | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Jackson County Georgia | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Lowndes County Georgia | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| McIntosh County Georgia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Newton County Georgia | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Oconee County Georgia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Pike County Georgia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Polk County Georgia | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Stephens County Georgia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Sumter County Georgia | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Tattnall County Georgia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Upson County Georgia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Walton County Georgia | 1 | $ 550,000 | $ 550,000 | $ 298,000 |
| Whitfield County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Worth County Georgia | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| DuPage County Illinois | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| Henry County Indiana | 1 | $ 104,000 | $ 104,000 | $ 112,000 |
| Morgan County Indiana | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Washington County Indiana | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Wayne County Indiana | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| White County Indiana | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Fremont County Iowa | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Franklin County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Grayson County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Owen County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Ascension County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Cameron County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Iberville County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Lafayette County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Livingston County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| St. James County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| York County Maine | 1 | $ 294,000 | $ 294,000 | $ 102,000 |
| Calvert County Maryland | 1 | $ 310,000 | $ 310,000 | $ 102,000 |
| Caroline County Maryland | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Cecil County Maryland | 1 | $ 227,000 | $ 227,000 | $ 69,000 |
| Frederick County Maryland | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Queen Anne's County Maryland | 1 | $ 288,000 | $ 288,000 | $ 57,000 |
| St. Mary's County Maryland | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Hampshire County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Attala County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Carroll County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Lee County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Lowndes County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Madison County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Pearl River County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Tallahatchie County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Howard County Missouri | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Morgan County Missouri | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| San Juan County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Alamance County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Beaufort County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Caldwell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Caswell County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Currituck County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 209,000 |
| Durham County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Forsyth County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 110,000 |
| Franklin County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Henderson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Hertford County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Lenoir County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Macon County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| New Hanover County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 87,000 |
| Northampton County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Pasquotank County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Person County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Randolph County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Robeson County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Rutherford County North Carolina | 1 | $ 560,000 | $ 560,000 | $ 348,000 |
| Warren County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Cuyahoga County Ohio | 1 | $ 301,000 | $ 301,000 | $ 67,000 |
| Darke County Ohio | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Medina County Ohio | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Morrow County Ohio | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Coal County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Tulsa County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 32,000 |
| Butler County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Clearfield County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clinton County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Crawford County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Huntingdon County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 115,000 |
| Luzerne County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Mifflin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Abbeville County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Aiken County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Clarendon County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Colleton County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Greenville County South Carolina | 1 | $ 308,000 | $ 308,000 | $ 134,000 |
| Greenwood County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Lancaster County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Oconee County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Benton County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Cheatham County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| Cumberland County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Davidson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Dickson County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Giles County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Hamblen County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Hardeman County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Lauderdale County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Marshall County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| McNairy County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Montgomery County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Sevier County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Smith County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Sullivan County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
| Sumner County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Warren County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Bell County Texas | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Brazoria County Texas | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Ellis County Texas | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Fort Bend County Texas | 1 | $ 314,000 | $ 314,000 | $ 104,000 |
| Freestone County Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Harris County Texas | 1 | $ 327,000 | $ 327,000 | $ 87,000 |
| Hays County Texas | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Henderson County Texas | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Hockley County Texas | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Johnson County Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Parker County Texas | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Rusk County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Smith County Texas | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Travis County Texas | 1 | $ 845,000 | $ 845,000 | $ 300,000 |
| Alexandria County Virginia | 1 | $ 232,000 | $ 232,000 | $ 121,000 |
| Amelia County Virginia | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Arlington County Virginia | 1 | $ 159,000 | $ 159,000 | $ 108,000 |
| Caroline County Virginia | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Charlotte County Virginia | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Chesapeake County Virginia | 1 | $ 650,000 | $ 650,000 | $ 214,000 |
| Culpeper County Virginia | 1 | $ 332,000 | $ 332,000 | $ 112,000 |
| Essex County Virginia | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Fairfax City County Virginia | 1 | $ 234,000 | $ 234,000 | $ 51,000 |
| Fluvanna County Virginia | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Franklin County Virginia | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Frederick County Virginia | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Fredericksburg County Virginia | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Halifax County Virginia | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Hanover County Virginia | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Henrico County Virginia | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Henry County Virginia | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| James City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| King and Queen County Virginia | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Middlesex County Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Norfolk County Virginia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Powhatan County Virginia | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Prince George County Virginia | 1 | $ 192,000 | $ 192,000 | $ 51,000 |
| Pulaski County Virginia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Roanoke County Virginia | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Roanoke City County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Smyth County Virginia | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Warren County Virginia | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Clallam County Washington | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Barbour County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Fayette County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Morgan County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Transland Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,833 | $244,876,000 | $143,291 | $845,000 | $56,666 | $960,000 |
| Refinancing | 1,496 | $321,956,000 | $171,391 | $760,000 | $65,130 | $936,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,314 | $393,571,000 | $163,678 | $845,000 | $60,535 | $960,000 |
| Black or African American | 466 | $74,599,000 | $175,133 | $749,000 | $59,933 | $936,000 |
| Hispanic | 370 | $64,172,000 | $190,900 | $446,000 | $79,300 | $362,000 |
| Asian | 93 | $21,730,000 | $263,200 | $416,000 | $100,600 | $294,000 |
| Not Provided | 68 | $10,520,000 | $134,428 | $500,000 | $41,000 | $240,000 |
| American Indian or Alaskan Native | 12 | $1,348,000 | $97,000 | $172,000 | $60,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $892,000 | $148,000 | $318,000 | $59,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,411 | $460,832,000 | $180,392 | $845,000 | $67,642 | $960,000 |
| FHA-insured (Federal Housing Administration) | 821 | $91,307,000 | $109,000 | $253,000 | $45,833 | $245,000 |
| VA-guaranteed (Veterans Administration) | 91 | $14,011,000 | $139,250 | $320,000 | $45,250 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $682,000 | $112,000 | $145,000 | $43,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,028 | $277,128,000 | $140,086 | $639,000 | $57,130 | $800,000 |
| Application Approved But Not Accepted | 516 | $114,524,000 | $179,578 | $749,000 | $64,263 | $447,000 |
| Application Denied By Financial Institution | 385 | $83,600,000 | $216,764 | $650,000 | $77,882 | $396,000 |
| File Closed For Incompleteness | 304 | $73,074,000 | $212,066 | $845,000 | $70,866 | $960,000 |
| Application Withdrawn By Applicant | 96 | $18,506,000 | $151,818 | $648,000 | $47,545 | $320,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 117 | $23,301,000 | $141,727 | $375,000 | $40,363 | $266,000 |
| Debt-To-Income Ratio | 108 | $23,722,000 | $190,545 | $562,000 | $66,818 | $253,000 |
| Credit History | 76 | $17,143,000 | $277,923 | $649,000 | $91,923 | $362,000 |
| Collateral | 53 | $12,180,000 | $183,375 | $526,000 | $31,250 | $171,000 |
| Employment History | 21 | $5,574,000 | $265,000 | $650,000 | $77,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $505,000 | $126,000 | $259,000 | $52,500 | $84,000 |
| Unverifiable Information | 3 | $575,000 | $180,500 | $224,000 | $67,000 | $90,000 |
| Mortgage Insurance Denied | 2 | $424,000 | $212,000 | $232,000 | $101,000 | $121,000 |
| Credit Application Incomplete | 1 | $176,000 | $176,000 | $176,000 | $172,000 | $172,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Transland Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Transland Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.