Transland Financial Services Mortgage Lending & HMDA Data, 2005
In 2005, Transland Financial Services of Maitland, FL reported 3,329 mortgage applications totaling $566.8 million, down 24% from 2004. The average application was for $170,270, and applicants reported an average income of $53,673. 61% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Cape Coral-Fort Myers, FL (670), Port St. Lucie-Fort Pierce, FL (380) and Orlando, FL (209) (applications in parentheses).
| Mortgage Company & Address | Transland Financial Services 2701 Maitland Center Parkway, Ste 300 Maitland, FL 32751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,329 |
| Total Mortgage Loan Application Amount | $566,832,000 |
| Average Mortgage Loan Application Amount | $170,270 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $53,673 |
| Highest Applicant Income | $960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Transland Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee, Florida | 670 | $ 165,711,000 | $ 247,329 | $ 32,000 |
| St. Lucie, Florida | 375 | $ 62,633,000 | $ 167,021 | $ 54,000 |
| Polk, Florida | 160 | $ 20,499,000 | $ 128,118 | $ 40,000 |
| Brevard, Florida | 152 | $ 18,991,000 | $ 124,940 | $ 69,000 |
| Marion, Florida | 136 | $ 15,105,000 | $ 111,066 | $ 53,000 |
| Volusia, Florida | 100 | $ 14,819,000 | $ 148,190 | $ 44,000 |
| Hernando, Florida | 79 | $ 15,963,000 | $ 202,063 | $ 19,000 |
| Lake, Florida | 76 | $ 12,822,000 | $ 168,710 | $ 65,000 |
| Leon, Florida | 66 | $ 12,209,000 | $ 184,984 | $ 59,000 |
| Orange, Florida | 58 | $ 11,467,000 | $ 197,706 | $ 59,000 |
| Pasco, Florida | 53 | $ 5,961,000 | $ 112,471 | $ 56,000 |
| Charlotte, Florida | 48 | $ 11,534,000 | $ 240,291 | $ 28,000 |
| Seminole, Florida | 41 | $ 6,734,000 | $ 164,243 | $ 65,000 |
| Flagler, Florida | 39 | $ 6,037,000 | $ 154,794 | $ 45,000 |
| Fulton, Georgia | 38 | $ 7,065,000 | $ 185,921 | $ 79,000 |
| Shelby, Tennessee | 37 | $ 3,686,000 | $ 99,621 | $ 49,000 |
| Hillsborough, Florida | 34 | $ 6,186,000 | $ 181,941 | $ 68,000 |
| Osceola, Florida | 34 | $ 5,148,000 | $ 151,411 | $ 51,000 |
| Duval, Florida | 33 | $ 4,355,000 | $ 131,969 | $ 111,000 |
| Lycoming, Pennsylvania | 33 | $ 3,324,000 | $ 100,727 | $ 46,000 |
| DeKalb, Georgia | 32 | $ 4,612,000 | $ 144,125 | $ 53,000 |
| Alachua, Florida | 27 | $ 2,446,000 | $ 90,592 | $ 48,000 |
| Clay, Florida | 23 | $ 2,627,000 | $ 114,217 | $ 50,000 |
| Citrus, Florida | 20 | $ 2,598,000 | $ 129,900 | $ 47,000 |
| Cumberland, Pennsylvania | 20 | $ 1,832,000 | $ 91,600 | $ 40,000 |
| Broward, Florida | 19 | $ 3,245,000 | $ 170,789 | $ 57,000 |
| Dauphin, Pennsylvania | 19 | $ 1,635,000 | $ 86,052 | $ 31,000 |
| Manatee, Florida | 18 | $ 4,958,000 | $ 275,444 | $ 86,000 |
| Pinellas, Florida | 18 | $ 3,118,000 | $ 173,222 | $ 52,000 |
| Nassau, Florida | 17 | $ 1,870,000 | $ 110,000 | $ 48,000 |
| Lancaster, Pennsylvania | 16 | $ 2,024,000 | $ 126,500 | $ 82,000 |
| Gadsden, Florida | 15 | $ 2,278,000 | $ 151,866 | $ 67,000 |
| Sarasota, Florida | 15 | $ 2,989,000 | $ 199,266 | $ 84,000 |
| Palm Beach, Florida | 14 | $ 2,745,000 | $ 196,071 | $ 45,000 |
| Levy, Florida | 13 | $ 1,177,000 | $ 90,538 | $ 40,000 |
| Cobb, Georgia | 13 | $ 2,306,000 | $ 177,384 | $ 82,000 |
| York, Pennsylvania | 13 | $ 1,393,000 | $ 107,153 | $ 53,000 |
| Columbia, Florida | 12 | $ 1,191,000 | $ 99,250 | $ 51,000 |
| Putnam, Florida | 12 | $ 1,286,000 | $ 107,166 | $ 47,000 |
| Gordon, Georgia | 12 | $ 1,332,000 | $ 111,000 | $ 46,000 |
| Bedford, Virginia | 12 | $ 3,320,000 | $ 276,666 | $ 108,000 |
| Miami-Dade, Florida | 11 | $ 1,907,000 | $ 173,363 | $ 58,000 |
| Suwannee, Florida | 11 | $ 1,095,000 | $ 99,545 | $ 56,000 |
| Collier, Florida | 10 | $ 2,492,000 | $ 249,200 | $ 51,000 |
| Highlands, Florida | 9 | $ 1,144,000 | $ 127,111 | $ 49,000 |
| Allegheny, Pennsylvania | 8 | $ 887,000 | $ 110,875 | $ 57,000 |
| Anne Arundel, Maryland | 7 | $ 1,169,000 | $ 167,000 | $ 72,000 |
| DeSoto, Mississippi | 7 | $ 721,000 | $ 103,000 | $ 53,000 |
| Northumberland, Pennsylvania | 7 | $ 562,000 | $ 80,285 | $ 37,000 |
| Perry, Pennsylvania | 7 | $ 599,000 | $ 85,571 | $ 38,000 |
| Chesterfield, Virginia | 7 | $ 713,000 | $ 101,857 | $ 30,000 |
| Dinwiddie, Virginia | 7 | $ 895,000 | $ 127,857 | $ 33,000 |
| Jefferson, Alabama | 6 | $ 1,494,000 | $ 249,000 | $ 58,000 |
| Gilchrist, Florida | 6 | $ 582,000 | $ 97,000 | $ 52,000 |
| Okeechobee, Florida | 6 | $ 453,000 | $ 75,500 | $ 45,000 |
| Sumter, Florida | 6 | $ 818,000 | $ 136,333 | $ 77,000 |
| Gwinnett, Georgia | 6 | $ 1,070,000 | $ 178,333 | $ 62,000 |
| Harrison, Mississippi | 6 | $ 1,047,000 | $ 174,500 | $ 79,000 |
| Monroe, Pennsylvania | 6 | $ 1,064,000 | $ 177,333 | $ 67,000 |
| Anderson, South Carolina | 6 | $ 631,000 | $ 105,166 | $ 40,000 |
| Dorchester, South Carolina | 6 | $ 768,000 | $ 128,000 | $ 46,000 |
| Horry, South Carolina | 6 | $ 1,351,000 | $ 225,166 | $ 45,000 |
| Campbell, Virginia | 6 | $ 817,000 | $ 136,166 | $ 46,000 |
| Pittsylvania, Virginia | 6 | $ 662,000 | $ 110,333 | $ 47,000 |
| Shelby, Alabama | 5 | $ 1,017,000 | $ 203,400 | $ 20,000 |
| Bradford, Florida | 5 | $ 616,000 | $ 123,200 | $ 45,000 |
| Martin, Florida | 5 | $ 715,000 | $ 143,000 | $ 56,000 |
| St. Johns, Florida | 5 | $ 852,000 | $ 170,400 | $ 70,000 |
| Wakulla, Florida | 5 | $ 550,000 | $ 110,000 | $ 54,000 |
| Clayton, Georgia | 5 | $ 1,192,000 | $ 238,400 | $ 65,000 |
| Henry, Georgia | 5 | $ 956,000 | $ 191,200 | $ 48,000 |
| Laurens, Georgia | 5 | $ 358,000 | $ 71,600 | $ 38,000 |
| Richmond, Georgia | 5 | $ 500,000 | $ 100,000 | $ 48,000 |
| Forrest, Mississippi | 5 | $ 577,000 | $ 115,400 | $ 146,000 |
| St. Louis City, Missouri | 5 | $ 931,000 | $ 186,200 | $ 58,000 |
| Surry, Virginia | 5 | $ 720,000 | $ 144,000 | $ 59,000 |
| Calhoun, Florida | 4 | $ 364,000 | $ 91,000 | $ 53,000 |
| DeSoto, Florida | 4 | $ 916,000 | $ 229,000 | $ 88,000 |
| Hendry, Florida | 4 | $ 540,000 | $ 135,000 | $ 13,000 |
| Union, Florida | 4 | $ 432,000 | $ 108,000 | $ 65,000 |
| Dougherty, Georgia | 4 | $ 446,000 | $ 111,500 | $ 56,000 |
| Floyd, Georgia | 4 | $ 408,000 | $ 102,000 | $ 18,000 |
| Paulding, Georgia | 4 | $ 467,000 | $ 116,750 | $ 24,000 |
| Cook, Illinois | 4 | $ 1,193,000 | $ 298,250 | $ 92,000 |
| Caddo, Louisiana | 4 | $ 330,000 | $ 82,500 | $ 63,000 |
| Marshall, Mississippi | 4 | $ 348,000 | $ 87,000 | $ 34,000 |
| Jackson, North Carolina | 4 | $ 1,211,000 | $ 302,750 | $ 17,000 |
| Rockingham, North Carolina | 4 | $ 448,000 | $ 112,000 | $ 40,000 |
| Berks, Pennsylvania | 4 | $ 694,000 | $ 173,500 | $ 59,000 |
| Berkeley, South Carolina | 4 | $ 818,000 | $ 204,500 | $ 144,000 |
| Tipton, Tennessee | 4 | $ 478,000 | $ 119,500 | $ 46,000 |
| Gloucester, Virginia | 4 | $ 614,000 | $ 153,500 | $ 48,000 |
| Lynchburg, Virginia | 4 | $ 451,000 | $ 112,750 | $ 60,000 |
| Houston, Alabama | 3 | $ 171,000 | $ 57,000 | $ 24,000 |
| Madison, Alabama | 3 | $ 221,000 | $ 73,666 | $ 36,000 |
| Baker, Florida | 3 | $ 477,000 | $ 159,000 | $ 70,000 |
| Bay, Florida | 3 | $ 331,000 | $ 110,333 | $ 53,000 |
| Dixie, Florida | 3 | $ 238,000 | $ 79,333 | $ 45,000 |
| Hardee, Florida | 3 | $ 299,000 | $ 99,666 | $ 59,000 |
| Douglas, Georgia | 3 | $ 480,000 | $ 160,000 | $ 59,000 |
| Fayette, Georgia | 3 | $ 1,272,000 | $ 424,000 | $ 20,000 |
| Hall, Georgia | 3 | $ 699,000 | $ 233,000 | $ 110,000 |
| Lake, Illinois | 3 | $ 569,000 | $ 189,666 | $ 82,000 |
| Baltimore City, Maryland | 3 | $ 676,000 | $ 225,333 | $ 98,000 |
| Howard, Maryland | 3 | $ 816,000 | $ 272,000 | $ 84,000 |
| Montgomery, Maryland | 3 | $ 1,147,000 | $ 382,333 | $ 118,000 |
| Prince George's, Maryland | 3 | $ 537,000 | $ 179,000 | $ 89,000 |
| Washington, Maryland | 3 | $ 581,000 | $ 193,666 | $ 70,000 |
| Hancock, Mississippi | 3 | $ 339,000 | $ 113,000 | $ 86,000 |
| Buncombe, North Carolina | 3 | $ 403,000 | $ 134,333 | $ 70,000 |
| Adams, Pennsylvania | 3 | $ 364,000 | $ 121,333 | $ 43,000 |
| Blair, Pennsylvania | 3 | $ 212,000 | $ 70,666 | $ 36,000 |
| Franklin, Pennsylvania | 3 | $ 390,000 | $ 130,000 | $ 36,000 |
| Schuylkill, Pennsylvania | 3 | $ 458,000 | $ 152,666 | $ 67,000 |
| Beaufort, South Carolina | 3 | $ 776,000 | $ 258,666 | $ 78,000 |
| Charleston, South Carolina | 3 | $ 971,000 | $ 323,666 | $ 40,000 |
| Richland, South Carolina | 3 | $ 558,000 | $ 186,000 | $ 118,000 |
| Blount, Tennessee | 3 | $ 411,000 | $ 137,000 | $ 33,000 |
| Navarro, Texas | 3 | $ 215,000 | $ 71,666 | $ 32,000 |
| Fairfax, Virginia | 3 | $ 1,208,000 | $ 402,666 | $ 134,000 |
| Hampton, Virginia | 3 | $ 373,000 | $ 124,333 | $ 61,000 |
| Isle of Wight, Virginia | 3 | $ 284,000 | $ 94,666 | $ 9,000 |
| Louisa, Virginia | 3 | $ 343,000 | $ 114,333 | $ 29,000 |
| Newport News, Virginia | 3 | $ 343,000 | $ 114,333 | $ 66,000 |
| Prince William, Virginia | 3 | $ 945,000 | $ 315,000 | $ 97,000 |
| Stafford, Virginia | 3 | $ 841,000 | $ 280,333 | $ 75,000 |
| Mobile, Alabama | 2 | $ 68,000 | $ 34,000 | $ 32,000 |
| Tuscaloosa, Alabama | 2 | $ 203,000 | $ 101,500 | $ 37,000 |
| Mohave, Arizona | 2 | $ 608,000 | $ 304,000 | $ 259,000 |
| Hartford, Connecticut | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| District of Columbia, District Of Columbia | 2 | $ 465,000 | $ 232,500 | $ 65,000 |
| Escambia, Florida | 2 | $ 137,000 | $ 68,500 | $ 31,000 |
| Indian River, Florida | 2 | $ 643,000 | $ 321,500 | $ 98,000 |
| Jackson, Florida | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Madison, Florida | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Okaloosa, Florida | 2 | $ 891,000 | $ 445,500 | $ 0 |
| Santa Rosa, Florida | 2 | $ 274,000 | $ 137,000 | $ 74,000 |
| Taylor, Florida | 2 | $ 139,000 | $ 69,500 | $ 28,000 |
| Bleckley, Georgia | 2 | $ 72,000 | $ 36,000 | $ 21,000 |
| Columbia, Georgia | 2 | $ 462,000 | $ 231,000 | $ 79,000 |
| Dodge, Georgia | 2 | $ 106,000 | $ 53,000 | $ 62,000 |
| Hart, Georgia | 2 | $ 145,000 | $ 72,500 | $ 22,000 |
| Lee, Georgia | 2 | $ 422,000 | $ 211,000 | $ 75,000 |
| Muscogee, Georgia | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Spalding, Georgia | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
| Thomas, Georgia | 2 | $ 167,000 | $ 83,500 | $ 31,000 |
| Wayne, Georgia | 2 | $ 165,000 | $ 82,500 | $ 24,000 |
| Elkhart, Indiana | 2 | $ 312,000 | $ 156,000 | $ 60,000 |
| Ballard, Kentucky | 2 | $ 296,000 | $ 148,000 | $ 91,000 |
| Gallatin, Kentucky | 2 | $ 267,000 | $ 133,500 | $ 57,000 |
| Allegany, Maryland | 2 | $ 38,000 | $ 19,000 | $ 120,000 |
| Baltimore, Maryland | 2 | $ 888,000 | $ 444,000 | $ 154,000 |
| Charles, Maryland | 2 | $ 601,000 | $ 300,500 | $ 110,000 |
| Jones, Mississippi | 2 | $ 124,000 | $ 62,000 | $ 36,000 |
| Jackson, Missouri | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| St. Louis, Missouri | 2 | $ 289,000 | $ 144,500 | $ 19,000 |
| Cabarrus, North Carolina | 2 | $ 588,000 | $ 294,000 | $ 31,000 |
| Chatham, North Carolina | 2 | $ 658,000 | $ 329,000 | $ 45,000 |
| Gates, North Carolina | 2 | $ 248,000 | $ 124,000 | $ 39,000 |
| Mecklenburg, North Carolina | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Chester, Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 42,000 |
| Delaware, Pennsylvania | 2 | $ 333,000 | $ 166,500 | $ 30,000 |
| Lackawanna, Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 43,000 |
| Lebanon, Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 45,000 |
| Montgomery, Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 74,000 |
| Pike, Pennsylvania | 2 | $ 194,000 | $ 97,000 | $ 91,000 |
| Cherokee, South Carolina | 2 | $ 252,000 | $ 126,000 | $ 51,000 |
| Laurens, South Carolina | 2 | $ 126,000 | $ 63,000 | $ 22,000 |
| Hamilton, Tennessee | 2 | $ 200,000 | $ 100,000 | $ 97,000 |
| Knox, Tennessee | 2 | $ 176,000 | $ 88,000 | $ 112,000 |
| Lewis, Tennessee | 2 | $ 148,000 | $ 74,000 | $ 25,000 |
| Lincoln, Tennessee | 2 | $ 108,000 | $ 54,000 | $ 46,000 |
| Madison, Tennessee | 2 | $ 159,000 | $ 79,500 | $ 46,000 |
| Collin, Texas | 2 | $ 207,000 | $ 103,500 | $ 46,000 |
| Dallas, Texas | 2 | $ 286,000 | $ 143,000 | $ 65,000 |
| Galveston, Texas | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Hunt, Texas | 2 | $ 194,000 | $ 97,000 | $ 29,000 |
| Kaufman, Texas | 2 | $ 183,000 | $ 91,500 | $ 40,000 |
| Albemarle, Virginia | 2 | $ 348,000 | $ 174,000 | $ 38,000 |
| Amherst, Virginia | 2 | $ 238,000 | $ 119,000 | $ 144,000 |
| Appomattox, Virginia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Charles City, Virginia | 2 | $ 167,000 | $ 83,500 | $ 24,000 |
| King William, Virginia | 2 | $ 246,000 | $ 123,000 | $ 56,000 |
| Southampton, Virginia | 2 | $ 237,000 | $ 118,500 | $ 35,000 |
| Sussex, Virginia | 2 | $ 257,000 | $ 128,500 | $ 37,000 |
| York, Virginia | 2 | $ 439,000 | $ 219,500 | $ 90,000 |
| Baldwin, Alabama | 1 | $ 122,000 | $ 122,000 | $ 21,000 |
| Chilton, Alabama | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Clay, Alabama | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Coosa, Alabama | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Covington, Alabama | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Dallas, Alabama | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Henry, Alabama | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Jackson, Alabama | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Lawrence, Alabama | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Marion, Alabama | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Russell, Alabama | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| St. Clair, Alabama | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Talladega, Alabama | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Pima, Arizona | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Pinal, Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lonoke, Arkansas | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Fairfield, Connecticut | 1 | $ 293,000 | $ 293,000 | $ 0 |
| New Haven, Connecticut | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Windham, Connecticut | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| New Castle, Delaware | 1 | $ 256,000 | $ 256,000 | $ 100,000 |
| Franklin, Florida | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Gulf, Florida | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Hamilton, Florida | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Jefferson, Florida | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Lafayette, Florida | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Liberty, Florida | 1 | $ 238,000 | $ 238,000 | $ 65,000 |
| Ben Hill, Georgia | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Bibb, Georgia | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Camden, Georgia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Charlton, Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Chatham, Georgia | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| Chattooga, Georgia | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Evans, Georgia | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Forsyth, Georgia | 1 | $ 443,000 | $ 443,000 | $ 125,000 |
| Glynn, Georgia | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Greene, Georgia | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Jackson, Georgia | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Lowndes, Georgia | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| McIntosh, Georgia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Newton, Georgia | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Oconee, Georgia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Pike, Georgia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Polk, Georgia | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Stephens, Georgia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Sumter, Georgia | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Tattnall, Georgia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Upson, Georgia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Walton, Georgia | 1 | $ 550,000 | $ 550,000 | $ 298,000 |
| Whitfield, Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Worth, Georgia | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| DuPage, Illinois | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| Henry, Indiana | 1 | $ 104,000 | $ 104,000 | $ 112,000 |
| Morgan, Indiana | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Washington, Indiana | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Wayne, Indiana | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| White, Indiana | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Fremont, Iowa | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Franklin, Kentucky | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Grayson, Kentucky | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Owen, Kentucky | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Ascension, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Cameron, Louisiana | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Iberville, Louisiana | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Lafayette, Louisiana | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Livingston, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| St. James, Louisiana | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| York, Maine | 1 | $ 294,000 | $ 294,000 | $ 102,000 |
| Calvert, Maryland | 1 | $ 310,000 | $ 310,000 | $ 102,000 |
| Caroline, Maryland | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Cecil, Maryland | 1 | $ 227,000 | $ 227,000 | $ 69,000 |
| Frederick, Maryland | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Queen Anne's, Maryland | 1 | $ 288,000 | $ 288,000 | $ 57,000 |
| St. Mary's, Maryland | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Hampshire, Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Attala, Mississippi | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Carroll, Mississippi | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Lee, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Lowndes, Mississippi | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Madison, Mississippi | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Pearl River, Mississippi | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Tallahatchie, Mississippi | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Howard, Missouri | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Morgan, Missouri | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| San Juan, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Alamance, North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Beaufort, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Caldwell, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Caswell, North Carolina | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Craven, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Currituck, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 209,000 |
| Durham, North Carolina | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Forsyth, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 110,000 |
| Franklin, North Carolina | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Henderson, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Hertford, North Carolina | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Lenoir, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Macon, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| New Hanover, North Carolina | 1 | $ 211,000 | $ 211,000 | $ 87,000 |
| Northampton, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Pasquotank, North Carolina | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Person, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Randolph, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Robeson, North Carolina | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Rutherford, North Carolina | 1 | $ 560,000 | $ 560,000 | $ 348,000 |
| Warren, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Cuyahoga, Ohio | 1 | $ 301,000 | $ 301,000 | $ 67,000 |
| Darke, Ohio | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Medina, Ohio | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Morrow, Ohio | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Coal, Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Tulsa, Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 32,000 |
| Butler, Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Clearfield, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clinton, Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Crawford, Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Huntingdon, Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 115,000 |
| Luzerne, Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Mifflin, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Abbeville, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Aiken, South Carolina | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Clarendon, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Colleton, South Carolina | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Greenville, South Carolina | 1 | $ 308,000 | $ 308,000 | $ 134,000 |
| Greenwood, South Carolina | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| Lancaster, South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Oconee, South Carolina | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Spartanburg, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Benton, Tennessee | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Cheatham, Tennessee | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| Cumberland, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Davidson, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Dickson, Tennessee | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Giles, Tennessee | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Hamblen, Tennessee | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Hardeman, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Lauderdale, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
| Marshall, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| McNairy, Tennessee | 1 | $ 32,000 | $ 32,000 | $ 14,000 |
| Montgomery, Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Sevier, Tennessee | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Smith, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Sullivan, Tennessee | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
| Sumner, Tennessee | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Warren, Tennessee | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Bell, Texas | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Brazoria, Texas | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Ellis, Texas | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Fort Bend, Texas | 1 | $ 314,000 | $ 314,000 | $ 104,000 |
| Freestone, Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Harris, Texas | 1 | $ 327,000 | $ 327,000 | $ 87,000 |
| Hays, Texas | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Henderson, Texas | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Hockley, Texas | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Johnson, Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Parker, Texas | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Rusk, Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Smith, Texas | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Tarrant, Texas | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Travis, Texas | 1 | $ 845,000 | $ 845,000 | $ 300,000 |
| Alexandria, Virginia | 1 | $ 232,000 | $ 232,000 | $ 121,000 |
| Amelia, Virginia | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Arlington, Virginia | 1 | $ 159,000 | $ 159,000 | $ 108,000 |
| Caroline, Virginia | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Charlotte, Virginia | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Chesapeake, Virginia | 1 | $ 650,000 | $ 650,000 | $ 214,000 |
| Culpeper, Virginia | 1 | $ 332,000 | $ 332,000 | $ 112,000 |
| Essex, Virginia | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Fairfax City, Virginia | 1 | $ 234,000 | $ 234,000 | $ 51,000 |
| Fluvanna, Virginia | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Franklin, Virginia | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Frederick, Virginia | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
| Fredericksburg, Virginia | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Halifax, Virginia | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Hanover, Virginia | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Henrico, Virginia | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Henry, Virginia | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| James City, Virginia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| King and Queen, Virginia | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Middlesex, Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Montgomery, Virginia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Norfolk, Virginia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Powhatan, Virginia | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Prince George, Virginia | 1 | $ 192,000 | $ 192,000 | $ 51,000 |
| Pulaski, Virginia | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Roanoke, Virginia | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Roanoke City, Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Smyth, Virginia | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Warren, Virginia | 1 | $ 113,000 | $ 113,000 | $ 96,000 |
| Clallam, Washington | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Barbour, West Virginia | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Fayette, West Virginia | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Morgan, West Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Randolph, West Virginia | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Transland Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,833 | $244,876,000 | $143,291 | $845,000 | $56,666 | $960,000 |
| Refinancing | 1,496 | $321,956,000 | $171,391 | $760,000 | $65,130 | $936,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,314 | $393,571,000 | $163,678 | $845,000 | $60,535 | $960,000 |
| Black or African American | 466 | $74,599,000 | $175,133 | $749,000 | $59,933 | $936,000 |
| Hispanic | 370 | $64,172,000 | $190,900 | $446,000 | $79,300 | $362,000 |
| Asian | 93 | $21,730,000 | $263,200 | $416,000 | $100,600 | $294,000 |
| Not Provided | 68 | $10,520,000 | $134,428 | $500,000 | $41,000 | $240,000 |
| American Indian or Alaskan Native | 12 | $1,348,000 | $97,000 | $172,000 | $60,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $892,000 | $148,000 | $318,000 | $59,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,411 | $460,832,000 | $180,392 | $845,000 | $67,642 | $960,000 |
| FHA-insured (Federal Housing Administration) | 821 | $91,307,000 | $109,000 | $253,000 | $45,833 | $245,000 |
| VA-guaranteed (Veterans Administration) | 91 | $14,011,000 | $139,250 | $320,000 | $45,250 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $682,000 | $112,000 | $145,000 | $43,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,028 | $277,128,000 | $140,086 | $639,000 | $57,130 | $800,000 |
| Application Approved But Not Accepted | 516 | $114,524,000 | $179,578 | $749,000 | $64,263 | $447,000 |
| Application Denied By Financial Institution | 385 | $83,600,000 | $216,764 | $650,000 | $77,882 | $396,000 |
| File Closed For Incompleteness | 304 | $73,074,000 | $212,066 | $845,000 | $70,866 | $960,000 |
| Application Withdrawn By Applicant | 96 | $18,506,000 | $151,818 | $648,000 | $47,545 | $320,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 117 | $23,301,000 | $141,727 | $375,000 | $40,363 | $266,000 |
| Debt-To-Income Ratio | 108 | $23,722,000 | $190,545 | $562,000 | $66,818 | $253,000 |
| Credit History | 76 | $17,143,000 | $277,923 | $649,000 | $91,923 | $362,000 |
| Collateral | 53 | $12,180,000 | $183,375 | $526,000 | $31,250 | $171,000 |
| Employment History | 21 | $5,574,000 | $265,000 | $650,000 | $77,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $505,000 | $126,000 | $259,000 | $52,500 | $84,000 |
| Unverifiable Information | 3 | $575,000 | $180,500 | $224,000 | $67,000 | $90,000 |
| Mortgage Insurance Denied | 2 | $424,000 | $212,000 | $232,000 | $101,000 | $121,000 |
| Credit Application Incomplete | 1 | $176,000 | $176,000 | $176,000 | $172,000 | $172,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Transland Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Transland Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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