Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Truliant Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,850 |
| Total Mortgage Loan Application Amount | $498,070,000 |
| Average Mortgage Loan Application Amount | $93,200 |
| Highest Mortgage Loan Application Amount | $2,135,000 |
| Average Applicant Income | $82,600 |
| Highest Applicant Income | $2,475,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 1,443 | $ 115,605,000 | $ 80,000 | $ 92,000 |
| Guilford County North Carolina | 921 | $ 62,375,000 | $ 67,000 | $ 77,000 |
| Forsyth County North Carolina | 714 | $ 50,190,000 | $ 70,000 | $ 71,000 |
| Alamance County North Carolina | 493 | $ 31,945,000 | $ 64,000 | $ 71,000 |
| Randolph County North Carolina | 344 | $ 19,950,000 | $ 57,000 | $ 59,000 |
| Gaston County North Carolina | 283 | $ 19,395,000 | $ 68,000 | $ 74,000 |
| Davidson County North Carolina | 224 | $ 15,830,000 | $ 70,000 | $ 74,000 |
| Cabarrus County North Carolina | 207 | $ 13,735,000 | $ 66,000 | $ 86,000 |
| Union County North Carolina | 207 | $ 18,435,000 | $ 89,000 | $ 101,000 |
| Wythe County Virginia | 204 | $ 14,520,000 | $ 71,000 | $ 62,000 |
| Greenville County South Carolina | 139 | $ 12,855,000 | $ 92,000 | $ 76,000 |
| Cleveland County North Carolina | 127 | $ 6,745,000 | $ 53,000 | $ 59,000 |
| Pulaski County Virginia | 127 | $ 7,895,000 | $ 62,000 | $ 64,000 |
| York County South Carolina | 91 | $ 6,475,000 | $ 71,000 | $ 97,000 |
| Davie County North Carolina | 81 | $ 6,495,000 | $ 80,000 | $ 80,000 |
| Henrico County Virginia | 80 | $ 6,230,000 | $ 77,000 | $ 111,000 |
| Rockingham County North Carolina | 66 | $ 4,260,000 | $ 64,000 | $ 69,000 |
| Iredell County North Carolina | 61 | $ 4,995,000 | $ 81,000 | $ 116,000 |
| Lincoln County North Carolina | 54 | $ 3,600,000 | $ 66,000 | $ 99,000 |
| Stokes County North Carolina | 50 | $ 3,220,000 | $ 64,000 | $ 68,000 |
| Carroll County Virginia | 44 | $ 3,350,000 | $ 76,000 | $ 64,000 |
| Wake County North Carolina | 39 | $ 3,655,000 | $ 93,000 | $ 116,000 |
| Surry County North Carolina | 35 | $ 2,385,000 | $ 68,000 | $ 69,000 |
| Chesterfield County Virginia | 33 | $ 1,675,000 | $ 50,000 | $ 91,000 |
| Orange County North Carolina | 26 | $ 2,170,000 | $ 83,000 | $ 89,000 |
| Montgomery County Virginia | 26 | $ 2,420,000 | $ 93,000 | $ 75,000 |
| Caswell County North Carolina | 22 | $ 1,210,000 | $ 55,000 | $ 53,000 |
| Lancaster County South Carolina | 22 | $ 2,180,000 | $ 99,000 | $ 112,000 |
| Yadkin County North Carolina | 21 | $ 1,215,000 | $ 57,000 | $ 82,000 |
| Hanover County Virginia | 21 | $ 1,115,000 | $ 53,000 | $ 70,000 |
| Catawba County North Carolina | 20 | $ 2,570,000 | $ 128,000 | $ 108,000 |
| Montgomery County North Carolina | 20 | $ 1,430,000 | $ 71,000 | $ 51,000 |
| Rowan County North Carolina | 18 | $ 1,590,000 | $ 88,000 | $ 74,000 |
| Stanly County North Carolina | 18 | $ 1,190,000 | $ 66,000 | $ 92,000 |
| Henry County Virginia | 18 | $ 1,070,000 | $ 59,000 | $ 64,000 |
| Richmond City County Virginia | 18 | $ 920,000 | $ 51,000 | $ 75,000 |
| Stark County Ohio | 15 | $ 1,085,000 | $ 72,000 | $ 90,000 |
| Spartanburg County South Carolina | 15 | $ 955,000 | $ 63,000 | $ 100,000 |
| Grayson County Virginia | 15 | $ 835,000 | $ 55,000 | $ 66,000 |
| Moore County North Carolina | 14 | $ 1,000,000 | $ 71,000 | $ 55,000 |
| Chatham County North Carolina | 13 | $ 1,095,000 | $ 84,000 | $ 117,000 |
| Cherokee County South Carolina | 13 | $ 625,000 | $ 48,000 | $ 69,000 |
| Patrick County Virginia | 13 | $ 795,000 | $ 61,000 | $ 50,000 |
| Durham County North Carolina | 12 | $ 1,310,000 | $ 109,000 | $ 89,000 |
| Rutherford County North Carolina | 12 | $ 790,000 | $ 65,000 | $ 60,000 |
| Bland County Virginia | 12 | $ 1,000,000 | $ 83,000 | $ 64,000 |
| Floyd County Virginia | 12 | $ 850,000 | $ 70,000 | $ 64,000 |
| Anderson County South Carolina | 11 | $ 775,000 | $ 70,000 | $ 72,000 |
| Horry County South Carolina | 11 | $ 1,045,000 | $ 95,000 | $ 74,000 |
| Smyth County Virginia | 11 | $ 825,000 | $ 75,000 | $ 73,000 |
| New Hanover County North Carolina | 9 | $ 925,000 | $ 102,000 | $ 150,000 |
| Pickens County South Carolina | 9 | $ 475,000 | $ 52,000 | $ 87,000 |
| Radford County Virginia | 9 | $ 255,000 | $ 28,000 | $ 111,000 |
| Brunswick County North Carolina | 8 | $ 1,110,000 | $ 138,000 | $ 73,000 |
| Galax County Virginia | 8 | $ 650,000 | $ 81,000 | $ 68,000 |
| Carteret County North Carolina | 6 | $ 940,000 | $ 156,000 | $ 149,000 |
| Cumberland County North Carolina | 6 | $ 400,000 | $ 66,000 | $ 192,000 |
| Johnston County North Carolina | 6 | $ 130,000 | $ 21,000 | $ 63,000 |
| Watauga County North Carolina | 6 | $ 820,000 | $ 136,000 | $ 147,000 |
| Broward County Florida | 5 | $ 345,000 | $ 69,000 | $ 120,000 |
| Duval County Florida | 5 | $ 935,000 | $ 187,000 | $ 104,000 |
| Buncombe County North Carolina | 5 | $ 855,000 | $ 171,000 | $ 78,000 |
| Caldwell County North Carolina | 5 | $ 295,000 | $ 59,000 | $ 108,000 |
| Henderson County North Carolina | 5 | $ 455,000 | $ 91,000 | $ 83,000 |
| Chester County South Carolina | 5 | $ 125,000 | $ 25,000 | $ 155,000 |
| Goochland County Virginia | 5 | $ 265,000 | $ 53,000 | $ 66,000 |
| Pittsylvania County Virginia | 5 | $ 495,000 | $ 99,000 | $ 67,000 |
| Tazewell County Virginia | 5 | $ 345,000 | $ 69,000 | $ 58,000 |
| Hillsborough County Florida | 4 | $ 490,000 | $ 122,000 | $ 128,000 |
| Palm Beach County Florida | 4 | $ 610,000 | $ 152,000 | $ 135,000 |
| Seminole County Florida | 4 | $ 480,000 | $ 120,000 | $ 104,000 |
| Cherokee County Georgia | 4 | $ 220,000 | $ 55,000 | $ 84,000 |
| Fulton County Georgia | 4 | $ 510,000 | $ 127,000 | $ 136,000 |
| Alleghany County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 73,000 |
| Ashe County North Carolina | 4 | $ 350,000 | $ 87,000 | $ 82,000 |
| Burke County North Carolina | 4 | $ 550,000 | $ 137,000 | $ 93,000 |
| Harnett County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 84,000 |
| Northampton County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 68,000 |
| Pender County North Carolina | 4 | $ 310,000 | $ 77,000 | $ 46,000 |
| Giles County Virginia | 4 | $ 150,000 | $ 37,000 | $ 114,000 |
| Roanoke County Virginia | 4 | $ 360,000 | $ 90,000 | $ 131,000 |
| Forsyth County Georgia | 3 | $ 305,000 | $ 101,000 | $ 132,000 |
| Alexander County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 54,000 |
| Beaufort County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 67,000 |
| Onslow County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 173,000 |
| Wilkes County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 115,000 |
| Charleston County South Carolina | 3 | $ 565,000 | $ 188,000 | $ 149,000 |
| Jasper County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 111,000 |
| Lexington County South Carolina | 3 | $ 105,000 | $ 35,000 | $ 122,000 |
| Richland County South Carolina | 3 | $ 175,000 | $ 58,000 | $ 67,000 |
| Davidson County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 108,000 |
| Dinwiddie County Virginia | 3 | $ 95,000 | $ 31,000 | $ 75,000 |
| Fairfax County Virginia | 3 | $ 325,000 | $ 108,000 | $ 83,000 |
| Franklin County Virginia | 3 | $ 155,000 | $ 51,000 | $ 116,000 |
| Halifax County Virginia | 3 | $ 105,000 | $ 35,000 | $ 36,000 |
| Martinsville County Virginia | 3 | $ 135,000 | $ 45,000 | $ 69,000 |
| New Kent County Virginia | 3 | $ 145,000 | $ 48,000 | $ 100,000 |
| Brevard County Florida | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Lake County Florida | 2 | $ 60,000 | $ 30,000 | $ 127,000 |
| Miami-Dade County Florida | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Nassau County Florida | 2 | $ 430,000 | $ 215,000 | $ 184,000 |
| Orange County Florida | 2 | $ 90,000 | $ 45,000 | $ 143,000 |
| Osceola County Florida | 2 | $ 180,000 | $ 90,000 | $ 197,000 |
| Pinellas County Florida | 2 | $ 30,000 | $ 15,000 | $ 103,000 |
| Polk County Florida | 2 | $ 470,000 | $ 235,000 | $ 123,000 |
| St. Johns County Florida | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| Sumter County Florida | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Cobb County Georgia | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Gwinnett County Georgia | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Henry County Georgia | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Franklin County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 63,000 |
| Lee County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| McDowell County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Person County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Wilson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Montgomery County Ohio | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Summit County Ohio | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Dorchester County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Georgetown County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Laurens County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 33,000 |
| Oconee County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 271,000 |
| Sumter County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Rutherford County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 113,000 |
| Campbell County Virginia | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Powhatan County Virginia | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Roanoke City County Virginia | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Sarasota County Florida | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Bryan County Georgia | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| DeKalb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Douglas County Georgia | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Harris County Georgia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Miller County Georgia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Troup County Georgia | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Walker County Georgia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Bladen County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Chowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Craven County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Graham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Granville County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Haywood County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Hoke County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Lenoir County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Martin County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Nash County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Pitt County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Polk County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Richmond County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Transylvania County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Vance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Warren County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Yancey County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Cuyahoga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Delaware County Ohio | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Franklin County Ohio | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Tuscarawas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Warren County Ohio | 1 | $ 65,000 | $ 65,000 | $ 219,000 |
| Aiken County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Berkeley County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 238,000 |
| Calhoun County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Colleton County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Florence County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 230,000 |
| Greenwood County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| McCormick County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Orangeburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Union County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Hardeman County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Johnson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Sullivan County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Williamson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 264,000 |
| Bedford County Virginia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Buchanan County Virginia | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Caroline County Virginia | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Charles City County Virginia | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Chesapeake County Virginia | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Danville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Hopewell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| James City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 179,000 |
| Loudoun County Virginia | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Louisa County Virginia | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Lynchburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Mathews County Virginia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Nottoway County Virginia | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Prince William County Virginia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,176 | $192,090,000 | $88,000 | $2,135,000 | $79,000 | $920,000 |
| Other Purpose | 1,916 | $84,860,000 | $44,000 | $355,000 | $77,000 | $792,000 |
| Home Improvement | 1,848 | $89,850,000 | $48,000 | $355,000 | $84,000 | $493,000 |
| Home Purchase | 680 | $98,510,000 | $144,000 | $1,075,000 | $81,000 | $666,000 |
| Cash-out Refinancing | 230 | $32,760,000 | $142,000 | $455,000 | $92,000 | $2,475,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,518 | $335,460,000 | $74,000 | $625,000 | $85,000 | $960,000 |
| Black or African American | 1,072 | $67,440,000 | $62,000 | $455,000 | $68,000 | $495,000 |
| Hispanic | 695 | $46,925,000 | $67,000 | $435,000 | $61,000 | $468,000 |
| Not Provided | 334 | $23,590,000 | $70,000 | $405,000 | $97,000 | $2,475,000 |
| Asian | 179 | $17,765,000 | $99,000 | $1,075,000 | $94,000 | $666,000 |
| American Indian or Alaskan Native | 37 | $2,125,000 | $57,000 | $225,000 | $72,000 | $204,000 |
| Not applicable | 8 | $4,350,000 | $543,000 | $2,135,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $415,000 | $59,000 | $105,000 | $95,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,850 | $498,070,000 | $72,000 | $2,135,000 | $80,000 | $2,475,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,618 | $253,540,000 | $70,000 | $2,135,000 | $87,000 | $866,000 |
| Application Denied By Financial Institution | 2,252 | $143,900,000 | $63,000 | $625,000 | $69,000 | $2,475,000 |
| Application Withdrawn By Applicant | 772 | $78,650,000 | $101,000 | $1,075,000 | $84,000 | $666,000 |
| Application Approved But Not Accepted | 151 | $13,645,000 | $90,000 | $405,000 | $82,000 | $500,000 |
| File Closed For Incompleteness | 57 | $8,335,000 | $146,000 | $435,000 | $89,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,598 | $354,170,000 | $77,000 | $2,135,000 | $86,000 | $866,000 |
| Credit History | 834 | $46,040,000 | $55,000 | $405,000 | $69,000 | $2,475,000 |
| Debt-To-Income Ratio | 712 | $47,400,000 | $66,000 | $385,000 | $54,000 | $280,000 |
| Collateral | 323 | $20,435,000 | $63,000 | $445,000 | $83,000 | $407,000 |
| Unverifiable Information | 240 | $16,670,000 | $69,000 | $355,000 | $83,000 | $920,000 |
| Credit Application Incomplete | 81 | $5,505,000 | $67,000 | $305,000 | $83,000 | $430,000 |
| Other | 40 | $5,040,000 | $126,000 | $625,000 | $73,000 | $240,000 |
| Employment History | 12 | $1,160,000 | $96,000 | $155,000 | $72,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,650,000 | $165,000 | $355,000 | $146,000 | $450,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truliant Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.