Truliant Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Truliant Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truliant Federal Credit Union 3200 Truliant Way Winston-Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,650 |
| Total Mortgage Loan Application Amount | $1,137,950,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $6,985,000 |
| Average Applicant Income | $98,400 |
| Highest Applicant Income | $5,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Truliant Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truliant Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Truliant Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truliant Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truliant Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truliant Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 1,852 | $ 211,580,000 | $ 114,000 | $ 113,000 |
| Guilford County North Carolina | 1,496 | $ 141,810,000 | $ 94,000 | $ 89,000 |
| Forsyth County North Carolina | 1,239 | $ 118,455,000 | $ 95,000 | $ 91,000 |
| Alamance County North Carolina | 705 | $ 67,605,000 | $ 95,000 | $ 83,000 |
| Randolph County North Carolina | 597 | $ 47,865,000 | $ 80,000 | $ 77,000 |
| Gaston County North Carolina | 439 | $ 40,245,000 | $ 91,000 | $ 85,000 |
| Union County North Carolina | 366 | $ 45,790,000 | $ 125,000 | $ 131,000 |
| Cabarrus County North Carolina | 362 | $ 41,610,000 | $ 114,000 | $ 111,000 |
| Davidson County North Carolina | 360 | $ 32,730,000 | $ 90,000 | $ 86,000 |
| Cleveland County North Carolina | 210 | $ 16,710,000 | $ 79,000 | $ 84,000 |
| Wythe County Virginia | 195 | $ 13,845,000 | $ 71,000 | $ 75,000 |
| Greenville County South Carolina | 164 | $ 19,640,000 | $ 119,000 | $ 90,000 |
| York County South Carolina | 159 | $ 17,575,000 | $ 110,000 | $ 131,000 |
| Pulaski County Virginia | 125 | $ 10,005,000 | $ 80,000 | $ 77,000 |
| Rockingham County North Carolina | 120 | $ 10,450,000 | $ 87,000 | $ 86,000 |
| Iredell County North Carolina | 118 | $ 13,010,000 | $ 110,000 | $ 114,000 |
| Wake County North Carolina | 107 | $ 30,245,000 | $ 282,000 | $ 173,000 |
| Lincoln County North Carolina | 105 | $ 12,335,000 | $ 117,000 | $ 118,000 |
| Davie County North Carolina | 95 | $ 10,775,000 | $ 113,000 | $ 103,000 |
| Rowan County North Carolina | 90 | $ 11,180,000 | $ 124,000 | $ 100,000 |
| Stokes County North Carolina | 79 | $ 5,825,000 | $ 73,000 | $ 92,000 |
| Spartanburg County South Carolina | 75 | $ 6,435,000 | $ 85,000 | $ 91,000 |
| Orange County North Carolina | 73 | $ 15,925,000 | $ 218,000 | $ 124,000 |
| Carroll County Virginia | 60 | $ 4,180,000 | $ 69,000 | $ 76,000 |
| Henrico County Virginia | 56 | $ 4,940,000 | $ 88,000 | $ 119,000 |
| Lancaster County South Carolina | 54 | $ 8,150,000 | $ 150,000 | $ 116,000 |
| Catawba County North Carolina | 52 | $ 9,520,000 | $ 183,000 | $ 133,000 |
| Yadkin County North Carolina | 49 | $ 5,665,000 | $ 115,000 | $ 73,000 |
| Surry County North Carolina | 48 | $ 4,750,000 | $ 98,000 | $ 77,000 |
| Stanly County North Carolina | 43 | $ 3,545,000 | $ 82,000 | $ 87,000 |
| Durham County North Carolina | 41 | $ 10,185,000 | $ 248,000 | $ 132,000 |
| Chatham County North Carolina | 39 | $ 13,015,000 | $ 333,000 | $ 137,000 |
| Brunswick County North Carolina | 38 | $ 6,400,000 | $ 168,000 | $ 133,000 |
| Caswell County North Carolina | 33 | $ 3,305,000 | $ 100,000 | $ 65,000 |
| Chesterfield County Virginia | 32 | $ 2,960,000 | $ 92,000 | $ 140,000 |
| Johnston County North Carolina | 31 | $ 4,055,000 | $ 130,000 | $ 99,000 |
| Horry County South Carolina | 30 | $ 3,700,000 | $ 123,000 | $ 101,000 |
| Montgomery County North Carolina | 29 | $ 2,575,000 | $ 88,000 | $ 59,000 |
| Moore County North Carolina | 26 | $ 3,060,000 | $ 117,000 | $ 73,000 |
| Anderson County South Carolina | 25 | $ 2,385,000 | $ 95,000 | $ 91,000 |
| Hanover County Virginia | 25 | $ 2,505,000 | $ 100,000 | $ 105,000 |
| Caldwell County North Carolina | 24 | $ 5,920,000 | $ 246,000 | $ 98,000 |
| Grayson County Virginia | 23 | $ 1,825,000 | $ 79,000 | $ 72,000 |
| Montgomery County Virginia | 21 | $ 2,365,000 | $ 112,000 | $ 109,000 |
| Radford County Virginia | 21 | $ 1,885,000 | $ 89,000 | $ 78,000 |
| Henry County Virginia | 20 | $ 1,510,000 | $ 75,000 | $ 74,000 |
| Onslow County North Carolina | 18 | $ 2,280,000 | $ 126,000 | $ 121,000 |
| Harnett County North Carolina | 15 | $ 2,435,000 | $ 162,000 | $ 103,000 |
| Bland County Virginia | 15 | $ 775,000 | $ 51,000 | $ 57,000 |
| Rutherford County North Carolina | 14 | $ 1,150,000 | $ 82,000 | $ 75,000 |
| Pickens County South Carolina | 14 | $ 1,470,000 | $ 105,000 | $ 110,000 |
| Franklin County Virginia | 13 | $ 5,575,000 | $ 428,000 | $ 220,000 |
| New Hanover County North Carolina | 12 | $ 2,990,000 | $ 249,000 | $ 169,000 |
| Floyd County Virginia | 12 | $ 750,000 | $ 62,000 | $ 98,000 |
| Smyth County Virginia | 12 | $ 1,320,000 | $ 110,000 | $ 77,000 |
| Wilkes County North Carolina | 11 | $ 1,265,000 | $ 115,000 | $ 118,000 |
| Broward County Florida | 10 | $ 900,000 | $ 90,000 | $ 172,000 |
| Cherokee County South Carolina | 10 | $ 1,100,000 | $ 110,000 | $ 96,000 |
| Galax County Virginia | 10 | $ 670,000 | $ 67,000 | $ 81,000 |
| Gwinnett County Georgia | 9 | $ 1,415,000 | $ 157,000 | $ 182,000 |
| Avery County North Carolina | 9 | $ 3,495,000 | $ 388,000 | $ 260,000 |
| Cumberland County North Carolina | 9 | $ 835,000 | $ 92,000 | $ 78,000 |
| Lee County North Carolina | 9 | $ 1,035,000 | $ 115,000 | $ 70,000 |
| Richland County South Carolina | 9 | $ 715,000 | $ 79,000 | $ 68,000 |
| Washington County Virginia | 9 | $ 605,000 | $ 67,000 | $ 61,000 |
| Burke County North Carolina | 8 | $ 610,000 | $ 76,000 | $ 79,000 |
| Stark County Ohio | 8 | $ 630,000 | $ 78,000 | $ 104,000 |
| Seminole County Florida | 7 | $ 785,000 | $ 112,000 | $ 119,000 |
| Cherokee County Georgia | 7 | $ 925,000 | $ 132,000 | $ 149,000 |
| Alexander County North Carolina | 7 | $ 345,000 | $ 49,000 | $ 121,000 |
| Buncombe County North Carolina | 7 | $ 1,885,000 | $ 269,000 | $ 234,000 |
| Carteret County North Carolina | 7 | $ 3,295,000 | $ 470,000 | $ 207,000 |
| Watauga County North Carolina | 7 | $ 1,435,000 | $ 205,000 | $ 240,000 |
| Lexington County South Carolina | 7 | $ 1,075,000 | $ 153,000 | $ 112,000 |
| Oconee County South Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 137,000 |
| Palm Beach County Florida | 6 | $ 540,000 | $ 90,000 | $ 120,000 |
| Fulton County Georgia | 6 | $ 480,000 | $ 80,000 | $ 128,000 |
| Haywood County North Carolina | 6 | $ 410,000 | $ 68,000 | $ 82,000 |
| Nash County North Carolina | 6 | $ 620,000 | $ 103,000 | $ 154,000 |
| Pender County North Carolina | 6 | $ 820,000 | $ 136,000 | $ 160,000 |
| Person County North Carolina | 6 | $ 410,000 | $ 68,000 | $ 115,000 |
| Richmond County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 67,000 |
| Charleston County South Carolina | 6 | $ 1,650,000 | $ 275,000 | $ 110,000 |
| Laurens County South Carolina | 6 | $ 980,000 | $ 163,000 | $ 84,000 |
| Danville County Virginia | 6 | $ 390,000 | $ 65,000 | $ 83,000 |
| Pittsylvania County Virginia | 6 | $ 520,000 | $ 86,000 | $ 52,000 |
| DeKalb County Georgia | 5 | $ 355,000 | $ 71,000 | $ 106,000 |
| Alleghany County North Carolina | 5 | $ 525,000 | $ 105,000 | $ 305,000 |
| Craven County North Carolina | 5 | $ 625,000 | $ 125,000 | $ 97,000 |
| Henderson County North Carolina | 5 | $ 255,000 | $ 51,000 | $ 71,000 |
| Pitt County North Carolina | 5 | $ 885,000 | $ 177,000 | $ 116,000 |
| Chester County South Carolina | 5 | $ 325,000 | $ 65,000 | $ 102,000 |
| Duval County Florida | 4 | $ 210,000 | $ 52,000 | $ 143,000 |
| Miami-Dade County Florida | 4 | $ 340,000 | $ 85,000 | $ 102,000 |
| Cobb County Georgia | 4 | $ 260,000 | $ 65,000 | $ 85,000 |
| Henry County Georgia | 4 | $ 410,000 | $ 102,000 | $ 85,000 |
| Anson County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 78,000 |
| Beaufort County North Carolina | 4 | $ 210,000 | $ 52,000 | $ 81,000 |
| Dare County North Carolina | 4 | $ 260,000 | $ 65,000 | $ 116,000 |
| Granville County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 94,000 |
| Polk County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 54,000 |
| Wayne County North Carolina | 4 | $ 160,000 | $ 40,000 | $ 99,000 |
| Rutherford County Tennessee | 4 | $ 280,000 | $ 70,000 | $ 114,000 |
| Sumner County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 95,000 |
| Goochland County Virginia | 4 | $ 560,000 | $ 140,000 | $ 237,000 |
| Martinsville County Virginia | 4 | $ 430,000 | $ 107,000 | $ 50,000 |
| Patrick County Virginia | 4 | $ 160,000 | $ 40,000 | $ 61,000 |
| Powhatan County Virginia | 4 | $ 290,000 | $ 72,000 | $ 168,000 |
| Richmond City County Virginia | 4 | $ 360,000 | $ 90,000 | $ 96,000 |
| Virginia Beach County Virginia | 4 | $ 700,000 | $ 175,000 | $ 125,000 |
| Lake County Florida | 3 | $ 115,000 | $ 38,000 | $ 92,000 |
| Orange County Florida | 3 | $ 345,000 | $ 115,000 | $ 87,000 |
| St. Johns County Florida | 3 | $ 345,000 | $ 115,000 | $ 67,000 |
| Volusia County Florida | 3 | $ 585,000 | $ 195,000 | $ 145,000 |
| Chatham County Georgia | 3 | $ 1,285,000 | $ 428,000 | $ 251,000 |
| Wilkes County Georgia | 3 | $ 145,000 | $ 48,000 | $ 30,000 |
| Ashe County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 198,000 |
| Currituck County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 128,000 |
| Duplin County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 82,000 |
| Edgecombe County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 63,000 |
| McDowell County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 195,000 |
| Wilson County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 97,000 |
| Beaufort County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 127,000 |
| Berkeley County South Carolina | 3 | $ 245,000 | $ 81,000 | $ 70,000 |
| Dorchester County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 106,000 |
| Fairfield County South Carolina | 3 | $ 325,000 | $ 108,000 | $ 130,000 |
| Florence County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 99,000 |
| Greenwood County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 115,000 |
| Davidson County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 175,000 |
| Shelby County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 100,000 |
| Bristol County Virginia | 3 | $ 315,000 | $ 105,000 | $ 53,000 |
| Giles County Virginia | 3 | $ 195,000 | $ 65,000 | $ 77,000 |
| King William County Virginia | 3 | $ 135,000 | $ 45,000 | $ 99,000 |
| Louisa County Virginia | 3 | $ 745,000 | $ 248,000 | $ 90,000 |
| Mecklenburg County Virginia | 3 | $ 555,000 | $ 185,000 | $ 104,000 |
| Roanoke City County Virginia | 3 | $ 275,000 | $ 91,000 | $ 43,000 |
| Charlotte County Florida | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Citrus County Florida | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Highlands County Florida | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Indian River County Florida | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| Lee County Florida | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Osceola County Florida | 2 | $ 240,000 | $ 120,000 | $ 111,000 |
| Pinellas County Florida | 2 | $ 310,000 | $ 155,000 | $ 213,000 |
| Santa Rosa County Florida | 2 | $ 130,000 | $ 65,000 | $ 107,000 |
| Putnam County Georgia | 2 | $ 260,000 | $ 130,000 | $ 186,000 |
| Cherokee County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Columbus County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Franklin County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Jackson County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 153,000 |
| Lenoir County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Robeson County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Scotland County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Swain County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 25,000 |
| Vance County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 117,000 |
| Franklin County Ohio | 2 | $ 100,000 | $ 50,000 | $ 223,000 |
| Medina County Ohio | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Colleton County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 138,000 |
| Dillon County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 130,000 |
| Kershaw County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Marlboro County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Orangeburg County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Bedford County Virginia | 2 | $ 610,000 | $ 305,000 | $ 255,000 |
| Colonial Heights County Virginia | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Halifax County Virginia | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Hopewell County Virginia | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| James City County Virginia | 2 | $ 90,000 | $ 45,000 | $ 190,000 |
| Lynchburg County Virginia | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Portsmouth County Virginia | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Roanoke County Virginia | 2 | $ 120,000 | $ 60,000 | $ 154,000 |
| Baldwin County Alabama | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Calhoun County Alabama | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Baker County Florida | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Clay County Florida | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Collier County Florida | 1 | $ 105,000 | $ 105,000 | $ 326,000 |
| Flagler County Florida | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Manatee County Florida | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Martin County Florida | 1 | $ 355,000 | $ 355,000 | $ 291,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Putnam County Florida | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 1,200,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
| Ben Hill County Georgia | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Bibb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Clarke County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Clayton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Columbia County Georgia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Coweta County Georgia | 1 | $ 45,000 | $ 45,000 | $ 278,000 |
| Douglas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Effingham County Georgia | 1 | $ 5,000 | $ 5,000 | $ 88,000 |
| Floyd County Georgia | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Forsyth County Georgia | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Glynn County Georgia | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Houston County Georgia | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Jackson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Jasper County Georgia | 1 | $ 145,000 | $ 145,000 | $ 160,000 |
| Long County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Oconee County Georgia | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Rabun County Georgia | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Richmond County Georgia | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Stephens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Troup County Georgia | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Walton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| Gallatin County Montana | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Greene County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Halifax County North Carolina | 1 | $ 865,000 | $ 865,000 | $ 228,000 |
| Hertford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Hoke County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Hyde County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Macon County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Mitchell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Northampton County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Sampson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Transylvania County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Warren County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Yancey County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 104,000 |
| Jefferson County Ohio | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Montgomery County Ohio | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Scioto County Ohio | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Wood County Ohio | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Clarion County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Mercer County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Abbeville County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Chesterfield County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Darlington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| McCormick County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Newberry County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| Saluda County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Sumter County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Union County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Jefferson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Johnson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Knox County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Loudon County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Madison County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 199,000 |
| Robertson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 259,000 |
| Williamson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Alleghany County Virginia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Augusta County Virginia | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Botetourt County Virginia | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Buchanan County Virginia | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Charles City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Charlottesville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 155,000 | $ 155,000 | $ 350,000 |
| Essex County Virginia | 1 | $ 35,000 | $ 35,000 | $ 214,000 |
| Fairfax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Fauquier County Virginia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Loudoun County Virginia | 1 | $ 165,000 | $ 165,000 | $ 178,000 |
| New Kent County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Newport News County Virginia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Petersburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 525,000 |
| Rockingham County Virginia | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Russell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Shenandoah County Virginia | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Staunton County Virginia | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Tazewell County Virginia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Warren County Virginia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Wise County Virginia | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Truliant Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,794 | $297,830,000 | $78,000 | $455,000 | $101,000 | $1,500,000 |
| Other Purpose | 2,927 | $212,725,000 | $72,000 | $1,505,000 | $99,000 | $5,400,000 |
| Refinancing | 2,305 | $265,705,000 | $115,000 | $1,375,000 | $93,000 | $979,000 |
| Home Purchase | 993 | $271,515,000 | $273,000 | $6,985,000 | $118,000 | $1,383,000 |
| Cash-out Refinancing | 631 | $90,175,000 | $142,000 | $1,205,000 | $81,000 | $420,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,439 | $585,765,000 | $107,000 | $2,505,000 | $105,000 | $1,661,000 |
| Not Provided | 1,918 | $209,330,000 | $109,000 | $2,505,000 | $107,000 | $1,500,000 |
| Black or African American | 1,696 | $154,070,000 | $90,000 | $2,115,000 | $89,000 | $5,400,000 |
| Hispanic | 1,296 | $129,590,000 | $99,000 | $965,000 | $73,000 | $960,000 |
| Asian | 223 | $33,035,000 | $148,000 | $1,005,000 | $126,000 | $1,383,000 |
| American Indian or Alaskan Native | 58 | $5,370,000 | $92,000 | $365,000 | $94,000 | $292,000 |
| Not applicable | 12 | $20,050,000 | $1,670,000 | $6,985,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $740,000 | $92,000 | $195,000 | $68,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,596 | $1,126,560,000 | $106,000 | $6,985,000 | $99,000 | $5,400,000 |
| FHA-insured (Federal Housing Administration) | 54 | $11,390,000 | $210,000 | $365,000 | $70,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,243 | $686,885,000 | $110,000 | $6,985,000 | $108,000 | $1,138,000 |
| Application Denied By Financial Institution | 2,971 | $276,335,000 | $93,000 | $1,505,000 | $81,000 | $5,400,000 |
| Application Withdrawn By Applicant | 929 | $119,215,000 | $128,000 | $1,035,000 | $97,000 | $1,200,000 |
| Application Approved But Not Accepted | 478 | $48,770,000 | $102,000 | $1,005,000 | $99,000 | $1,661,000 |
| File Closed For Incompleteness | 29 | $6,745,000 | $232,000 | $525,000 | $90,000 | $296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,679 | $861,615,000 | $112,000 | $6,985,000 | $106,000 | $1,661,000 |
| Credit History | 953 | $69,635,000 | $73,000 | $1,505,000 | $87,000 | $5,400,000 |
| Debt-To-Income Ratio | 843 | $89,365,000 | $106,000 | $455,000 | $54,000 | $319,000 |
| Unverifiable Information | 742 | $75,730,000 | $102,000 | $615,000 | $93,000 | $1,500,000 |
| Collateral | 308 | $26,860,000 | $87,000 | $515,000 | $107,000 | $960,000 |
| Other | 114 | $13,500,000 | $118,000 | $925,000 | $90,000 | $531,000 |
| Employment History | 6 | $620,000 | $103,000 | $185,000 | $93,000 | $152,000 |
| Credit Application Incomplete | 4 | $430,000 | $107,000 | $155,000 | $63,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truliant Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truliant Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.