Trustmark National Bank Mortgage Lending & HMDA Data, 2005

In 2005, Trustmark National Bank of Jackson, MS reported 13,215 mortgage applications totaling $1.6 billion, up 3% from 2004. The average application was for $120,166, and applicants reported an average income of $65,026. 39% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Jackson, MS (3,669), Birmingham-Hoover, AL (574) and Hattiesburg, MS (548) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,215
Total Mortgage Loan Application Amount $1,587,995,000
Average Mortgage Loan Application Amount $120,166
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $65,026
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 1,424 $ 131,078,000 $ 92,049 $ 57,000
Rankin, Mississippi 1,186 $ 140,078,000 $ 118,109 $ 63,000
Madison, Mississippi 789 $ 132,411,000 $ 167,821 $ 83,000
Bay, Florida 453 $ 106,519,000 $ 235,141 $ 100,000
Shelby, Tennessee 431 $ 60,063,000 $ 139,357 $ 68,000
Jackson, Mississippi 366 $ 43,347,000 $ 118,434 $ 56,000
Jones, Mississippi 340 $ 22,386,000 $ 65,841 $ 44,000
Lafayette, Mississippi 328 $ 47,408,000 $ 144,536 $ 92,000
Harrison, Mississippi 318 $ 40,876,000 $ 128,540 $ 59,000
Jefferson, Alabama 313 $ 48,745,000 $ 155,734 $ 85,000
Lincoln, Mississippi 309 $ 21,308,000 $ 68,957 $ 47,000
Baldwin, Alabama 304 $ 56,314,000 $ 185,243 $ 104,000
DeSoto, Mississippi 301 $ 40,823,000 $ 135,624 $ 58,000
Sumter, South Carolina 293 $ 37,007,000 $ 126,303 $ 54,000
Forrest, Mississippi 278 $ 26,103,000 $ 93,895 $ 56,000
Lamar, Mississippi 244 $ 29,836,000 $ 122,278 $ 69,000
Warren, Mississippi 241 $ 16,360,000 $ 67,883 $ 49,000
Montgomery, Alabama 228 $ 31,517,000 $ 138,232 $ 62,000
Shelby, Alabama 226 $ 33,878,000 $ 149,902 $ 64,000
Pike, Mississippi 196 $ 12,819,000 $ 65,403 $ 53,000
Lowndes, Mississippi 192 $ 17,363,000 $ 90,432 $ 57,000
Lauderdale, Mississippi 191 $ 14,349,000 $ 75,125 $ 59,000
Washington, Mississippi 168 $ 10,697,000 $ 63,672 $ 73,000
Lee, Mississippi 165 $ 16,166,000 $ 97,975 $ 44,000
Alcorn, Mississippi 164 $ 10,644,000 $ 64,902 $ 41,000
Itawamba, Mississippi 139 $ 8,568,000 $ 61,640 $ 42,000
Simpson, Mississippi 137 $ 10,617,000 $ 77,496 $ 52,000
Copiah, Mississippi 134 $ 8,386,000 $ 62,582 $ 50,000
Marion, Mississippi 133 $ 6,552,000 $ 49,263 $ 44,000
Elmore, Alabama 131 $ 17,541,000 $ 133,900 $ 85,000
Bossier, Louisiana 117 $ 14,853,000 $ 126,948 $ 55,000
Walton, Florida 109 $ 46,298,000 $ 424,752 $ 165,000
Mobile, Alabama 101 $ 12,650,000 $ 125,247 $ 66,000
Madison, Alabama 92 $ 11,048,000 $ 120,086 $ 44,000
Smith, Mississippi 90 $ 3,084,000 $ 34,266 $ 38,000
Autauga, Alabama 85 $ 11,547,000 $ 135,847 $ 65,000
Walthall, Mississippi 80 $ 3,465,000 $ 43,312 $ 44,000
Oktibbeha, Mississippi 79 $ 9,837,000 $ 124,518 $ 78,000
Escambia, Florida 78 $ 13,075,000 $ 167,628 $ 103,000
Harris, Texas 78 $ 12,966,000 $ 166,230 $ 123,000
Amite, Mississippi 71 $ 3,887,000 $ 54,746 $ 64,000
George, Mississippi 67 $ 5,875,000 $ 87,686 $ 57,000
Covington, Mississippi 60 $ 3,819,000 $ 63,650 $ 35,000
Sevier, Tennessee 59 $ 9,642,000 $ 163,423 $ 139,000
Leflore, Mississippi 58 $ 3,471,000 $ 59,844 $ 93,000
Jasper, Mississippi 54 $ 3,777,000 $ 69,944 $ 42,000
Fayette, Tennessee 50 $ 7,043,000 $ 140,860 $ 55,000
Okaloosa, Florida 48 $ 15,853,000 $ 330,270 $ 144,000
Etowah, Alabama 42 $ 5,441,000 $ 129,547 $ 73,000
Scott, Mississippi 38 $ 3,237,000 $ 85,184 $ 53,000
Cherokee, Alabama 37 $ 4,837,000 $ 130,729 $ 71,000
Yalobusha, Mississippi 36 $ 3,492,000 $ 97,000 $ 64,000
East Baton Rouge, Louisiana 35 $ 5,874,000 $ 167,828 $ 122,000
Lawrence, Mississippi 34 $ 1,763,000 $ 51,852 $ 49,000
Caddo, Louisiana 33 $ 4,958,000 $ 150,242 $ 81,000
Yazoo, Mississippi 32 $ 3,394,000 $ 106,062 $ 69,000
Santa Rosa, Florida 31 $ 5,443,000 $ 175,580 $ 75,000
Hancock, Mississippi 31 $ 3,434,000 $ 110,774 $ 71,000
Tipton, Tennessee 29 $ 2,245,000 $ 77,413 $ 55,000
Calhoun, Alabama 28 $ 2,785,000 $ 99,464 $ 41,000
Richland, South Carolina 28 $ 4,442,000 $ 158,642 $ 83,000
Faulkner, Arkansas 27 $ 3,002,000 $ 111,185 $ 120,000
Franklin, Mississippi 27 $ 1,171,000 $ 43,370 $ 35,000
Tishomingo, Mississippi 27 $ 2,684,000 $ 99,407 $ 168,000
Charleston, South Carolina 27 $ 5,772,000 $ 213,777 $ 79,000
Perry, Mississippi 26 $ 1,205,000 $ 46,346 $ 43,000
Marshall, Mississippi 25 $ 2,932,000 $ 117,280 $ 50,000
Pontotoc, Mississippi 25 $ 2,091,000 $ 83,640 $ 58,000
Adams, Mississippi 24 $ 3,042,000 $ 126,750 $ 68,000
Clay, Mississippi 24 $ 3,067,000 $ 127,791 $ 98,000
Newton, Mississippi 24 $ 2,083,000 $ 86,791 $ 66,000
Bolivar, Mississippi 23 $ 1,825,000 $ 79,347 $ 73,000
Fulton, Georgia 21 $ 4,173,000 $ 198,714 $ 129,000
Clarke, Mississippi 21 $ 1,377,000 $ 65,571 $ 56,000
Tate, Mississippi 20 $ 2,040,000 $ 102,000 $ 60,000
St. Clair, Alabama 19 $ 2,349,000 $ 123,631 $ 53,000
Prentiss, Mississippi 19 $ 937,000 $ 49,315 $ 43,000
McNairy, Tennessee 19 $ 707,000 $ 37,210 $ 37,000
St. Tammany, Louisiana 18 $ 2,998,000 $ 166,555 $ 70,000
Wayne, Mississippi 18 $ 1,169,000 $ 64,944 $ 43,000
Monroe, Mississippi 17 $ 1,409,000 $ 82,882 $ 49,000
Tuscaloosa, Alabama 16 $ 2,408,000 $ 150,500 $ 71,000
Limestone, Alabama 15 $ 1,680,000 $ 112,000 $ 51,000
Garland, Arkansas 15 $ 3,067,000 $ 204,466 $ 301,000
DeKalb, Georgia 15 $ 2,455,000 $ 163,666 $ 78,000
Claiborne, Mississippi 15 $ 379,000 $ 25,266 $ 50,000
Grenada, Mississippi 15 $ 1,797,000 $ 119,800 $ 55,000
Panola, Mississippi 15 $ 1,529,000 $ 101,933 $ 53,000
Tippah, Mississippi 15 $ 685,000 $ 45,666 $ 39,000
Lawrence, Alabama 14 $ 1,309,000 $ 93,500 $ 43,000
Duval, Florida 14 $ 2,373,000 $ 169,500 $ 41,000
Cobb, Georgia 14 $ 2,791,000 $ 199,357 $ 88,000
Davidson, Tennessee 14 $ 1,958,000 $ 139,857 $ 77,000
Greene, Mississippi 13 $ 805,000 $ 61,923 $ 65,000
Pearl River, Mississippi 13 $ 1,058,000 $ 81,384 $ 108,000
Colbert, Alabama 12 $ 1,589,000 $ 132,416 $ 53,000
Lauderdale, Alabama 12 $ 944,000 $ 78,666 $ 48,000
Talladega, Alabama 12 $ 1,385,000 $ 115,416 $ 88,000
Jefferson, Kentucky 12 $ 1,317,000 $ 109,750 $ 81,000
Jefferson Davis, Mississippi 12 $ 443,000 $ 36,916 $ 38,000
Leake, Mississippi 12 $ 966,000 $ 80,500 $ 42,000
Sunflower, Mississippi 12 $ 729,000 $ 60,750 $ 54,000
Washington, Florida 11 $ 1,365,000 $ 124,090 $ 61,000
Jefferson, Mississippi 11 $ 348,000 $ 31,636 $ 44,000
Wilkinson, Mississippi 11 $ 360,000 $ 32,727 $ 53,000
Butler, Alabama 10 $ 1,241,000 $ 124,100 $ 67,000
Houston, Alabama 10 $ 857,000 $ 85,700 $ 43,000
Blount, Alabama 9 $ 1,006,000 $ 111,777 $ 74,000
Holmes, Mississippi 9 $ 131,000 $ 14,555 $ 36,000
Noxubee, Mississippi 9 $ 684,000 $ 76,000 $ 44,000
Stone, Mississippi 9 $ 647,000 $ 71,888 $ 43,000
Jefferson, Louisiana 8 $ 751,000 $ 93,875 $ 70,000
Carroll, Mississippi 8 $ 744,000 $ 93,000 $ 36,000
Neshoba, Mississippi 8 $ 834,000 $ 104,250 $ 55,000
Union, Mississippi 8 $ 855,000 $ 106,875 $ 60,000
Webster, Mississippi 8 $ 715,000 $ 89,375 $ 48,000
Lexington, South Carolina 8 $ 1,088,000 $ 136,000 $ 49,000
Williamson, Tennessee 8 $ 2,499,000 $ 312,375 $ 156,000
Waller, Texas 8 $ 387,000 $ 48,375 $ 30,000
Livingston, Louisiana 7 $ 825,000 $ 117,857 $ 85,000
Humphreys, Mississippi 7 $ 270,000 $ 38,571 $ 31,000
Tunica, Mississippi 7 $ 370,000 $ 52,857 $ 63,000
Fort Bend, Texas 7 $ 1,078,000 $ 154,000 $ 91,000
Lee, Alabama 6 $ 683,000 $ 113,833 $ 99,000
Monroe, Alabama 6 $ 489,000 $ 81,500 $ 64,000
Morgan, Alabama 6 $ 491,000 $ 81,833 $ 33,000
Conway, Arkansas 6 $ 512,000 $ 85,333 $ 63,000
Gwinnett, Georgia 6 $ 1,639,000 $ 273,166 $ 137,000
Hardin, Kentucky 6 $ 924,000 $ 154,000 $ 74,000
Sharkey, Mississippi 6 $ 292,000 $ 48,666 $ 43,000
Winston, Mississippi 6 $ 508,000 $ 84,666 $ 52,000
Hardin, Tennessee 6 $ 810,000 $ 135,000 $ 57,000
Covington, Alabama 5 $ 393,000 $ 78,600 $ 51,000
Escambia, Alabama 5 $ 499,000 $ 99,800 $ 44,000
Pickens, Alabama 5 $ 354,000 $ 70,800 $ 21,000
Jackson, Florida 5 $ 592,000 $ 118,400 $ 74,000
Leon, Florida 5 $ 653,000 $ 130,600 $ 154,000
Nelson, Kentucky 5 $ 539,000 $ 107,800 $ 70,000
Orleans, Louisiana 5 $ 845,000 $ 169,000 $ 219,000
Tangipahoa, Louisiana 5 $ 415,000 $ 83,000 $ 33,000
Attala, Mississippi 5 $ 413,000 $ 82,600 $ 94,000
Benton, Mississippi 5 $ 288,000 $ 57,600 $ 52,000
Montgomery, Mississippi 5 $ 475,000 $ 95,000 $ 69,000
Jefferson, Tennessee 5 $ 611,000 $ 122,200 $ 66,000
Sumner, Tennessee 5 $ 1,008,000 $ 201,600 $ 45,000
Brazoria, Texas 5 $ 622,000 $ 124,400 $ 48,000
Dale, Alabama 4 $ 519,000 $ 129,750 $ 76,000
Marengo, Alabama 4 $ 646,000 $ 161,500 $ 78,000
Marshall, Alabama 4 $ 785,000 $ 196,250 $ 67,000
Tallapoosa, Alabama 4 $ 683,000 $ 170,750 $ 104,000
Clay, Florida 4 $ 696,000 $ 174,000 $ 59,000
Franklin, Florida 4 $ 520,000 $ 130,000 $ 115,000
Concordia, Louisiana 4 $ 569,000 $ 142,250 $ 81,000
Washington, Louisiana 4 $ 313,000 $ 78,250 $ 104,000
Coahoma, Mississippi 4 $ 743,000 $ 185,750 $ 127,000
Blount, Tennessee 4 $ 659,000 $ 164,750 $ 56,000
Bibb, Alabama 3 $ 387,000 $ 129,000 $ 44,000
Chilton, Alabama 3 $ 578,000 $ 192,666 $ 127,000
Coosa, Alabama 3 $ 349,000 $ 116,333 $ 52,000
DeKalb, Alabama 3 $ 707,000 $ 235,666 $ 76,000
Cleburne, Arkansas 3 $ 689,000 $ 229,666 $ 290,000
Cherokee, Georgia 3 $ 726,000 $ 242,000 $ 92,000
Forsyth, Georgia 3 $ 563,000 $ 187,666 $ 83,000
Paulding, Georgia 3 $ 411,000 $ 137,000 $ 73,000
Ascension, Louisiana 3 $ 416,000 $ 138,666 $ 41,000
Chickasaw, Mississippi 3 $ 80,000 $ 26,666 $ 33,000
Henderson, North Carolina 3 $ 560,000 $ 186,666 $ 450,000
Mecklenburg, North Carolina 3 $ 701,000 $ 233,666 $ 141,000
Dickson, Tennessee 3 $ 320,000 $ 106,666 $ 65,000
Austin, Texas 3 $ 228,000 $ 76,000 $ 110,000
Montgomery, Texas 3 $ 323,000 $ 107,666 $ 118,000
Choctaw, Alabama 2 $ 92,000 $ 46,000 $ 58,000
Cleburne, Alabama 2 $ 315,000 $ 157,500 $ 46,000
Conecuh, Alabama 2 $ 134,000 $ 67,000 $ 81,000
Crenshaw, Alabama 2 $ 264,000 $ 132,000 $ 68,000
Hale, Alabama 2 $ 543,000 $ 271,500 $ 78,000
Lamar, Alabama 2 $ 206,000 $ 103,000 $ 62,000
Lowndes, Alabama 2 $ 244,000 $ 122,000 $ 64,000
Pike, Alabama 2 $ 117,000 $ 58,500 $ 58,000
Wilcox, Alabama 2 $ 143,000 $ 71,500 $ 41,000
Miller, Arkansas 2 $ 161,000 $ 80,500 $ 35,000
Washington, Arkansas 2 $ 300,000 $ 150,000 $ 112,000
White, Arkansas 2 $ 259,000 $ 129,500 $ 71,000
Calhoun, Florida 2 $ 231,000 $ 115,500 $ 43,000
Monroe, Florida 2 $ 1,800,000 $ 900,000 $ 186,000
Orange, Florida 2 $ 176,000 $ 88,000 $ 61,000
Pinellas, Florida 2 $ 490,000 $ 245,000 $ 171,000
St. Johns, Florida 2 $ 336,000 $ 168,000 $ 127,000
Banks, Georgia 2 $ 172,000 $ 86,000 $ 29,000
Lowndes, Georgia 2 $ 503,000 $ 251,500 $ 156,000
Rockdale, Georgia 2 $ 198,000 $ 99,000 $ 55,000
Troup, Georgia 2 $ 352,000 $ 176,000 $ 84,000
Grayson, Kentucky 2 $ 190,000 $ 95,000 $ 27,000
East Feliciana, Louisiana 2 $ 90,000 $ 45,000 $ 62,000
Madison, Louisiana 2 $ 106,000 $ 53,000 $ 34,000
St. Charles, Louisiana 2 $ 175,000 $ 87,500 $ 57,000
Tensas, Louisiana 2 $ 357,000 $ 178,500 $ 64,000
Choctaw, Mississippi 2 $ 211,000 $ 105,500 $ 45,000
Kemper, Mississippi 2 $ 41,000 $ 20,500 $ 9,000
Horry, South Carolina 2 $ 479,000 $ 239,500 $ 75,000
Kershaw, South Carolina 2 $ 315,000 $ 157,500 $ 58,000
Cocke, Tennessee 2 $ 200,000 $ 100,000 $ 73,000
Giles, Tennessee 2 $ 194,000 $ 97,000 $ 87,000
Hardeman, Tennessee 2 $ 216,000 $ 108,000 $ 35,000
Haywood, Tennessee 2 $ 360,000 $ 180,000 $ 65,000
Lauderdale, Tennessee 2 $ 123,000 $ 61,500 $ 53,000
Lincoln, Tennessee 2 $ 242,000 $ 121,000 $ 41,000
Bexar, Texas 2 $ 292,000 $ 146,000 $ 148,000
Cullman, Alabama 1 $ 223,000 $ 223,000 $ 82,000
Dallas, Alabama 1 $ 144,000 $ 144,000 $ 49,000
Henry, Alabama 1 $ 90,000 $ 90,000 $ 35,000
Russell, Alabama 1 $ 252,000 $ 252,000 $ 56,000
Walker, Alabama 1 $ 106,000 $ 106,000 $ 43,000
Winston, Alabama 1 $ 224,000 $ 224,000 $ 96,000
Chicot, Arkansas 1 $ 25,000 $ 25,000 $ 68,000
Columbia, Arkansas 1 $ 148,000 $ 148,000 $ 65,000
Craighead, Arkansas 1 $ 92,000 $ 92,000 $ 42,000
Crittenden, Arkansas 1 $ 217,000 $ 217,000 $ 88,000
Fulton, Arkansas 1 $ 70,000 $ 70,000 $ 420,000
Hempstead, Arkansas 1 $ 86,000 $ 86,000 $ 72,000
Howard, Arkansas 1 $ 124,000 $ 124,000 $ 66,000
Lawrence, Arkansas 1 $ 33,000 $ 33,000 $ 105,000
Lonoke, Arkansas 1 $ 113,000 $ 113,000 $ 48,000
Monroe, Arkansas 1 $ 123,000 $ 123,000 $ 234,000
Perry, Arkansas 1 $ 67,000 $ 67,000 $ 41,000
Pulaski, Arkansas 1 $ 94,000 $ 94,000 $ 40,000
Pitkin, Colorado 1 $ 1,000,000 $ 1,000,000 $ 540,000
Routt, Colorado 1 $ 147,000 $ 147,000 $ 208,000
Sussex, Delaware 1 $ 134,000 $ 134,000 $ 144,000
Bradford, Florida 1 $ 56,000 $ 56,000 $ 29,000
Brevard, Florida 1 $ 152,000 $ 152,000 $ 35,000
Collier, Florida 1 $ 182,000 $ 182,000 $ 94,000
Gulf, Florida 1 $ 54,000 $ 54,000 $ 102,000
Hillsborough, Florida 1 $ 228,000 $ 228,000 $ 39,000
Indian River, Florida 1 $ 236,000 $ 236,000 $ 180,000
Levy, Florida 1 $ 127,000 $ 127,000 $ 66,000
Liberty, Florida 1 $ 135,000 $ 135,000 $ 77,000
Pasco, Florida 1 $ 110,000 $ 110,000 $ 174,000
Sarasota, Florida 1 $ 13,000 $ 13,000 $ 187,000
Barrow, Georgia 1 $ 100,000 $ 100,000 $ 24,000
Fayette, Georgia 1 $ 222,000 $ 222,000 $ 115,000
Gordon, Georgia 1 $ 94,000 $ 94,000 $ 32,000
Hall, Georgia 1 $ 284,000 $ 284,000 $ 88,000
Henry, Georgia 1 $ 153,000 $ 153,000 $ 31,000
Oconee, Georgia 1 $ 275,000 $ 275,000 $ 66,000
Tift, Georgia 1 $ 277,000 $ 277,000 $ 166,000
Walton, Georgia 1 $ 230,000 $ 230,000 $ 132,000
Caldwell, Kentucky 1 $ 198,000 $ 198,000 $ 75,000
Larue, Kentucky 1 $ 133,000 $ 133,000 $ 78,000
Meade, Kentucky 1 $ 63,000 $ 63,000 $ 60,000
Trimble, Kentucky 1 $ 45,000 $ 45,000 $ 49,000
Avoyelles, Louisiana 1 $ 110,000 $ 110,000 $ 88,000
Claiborne, Louisiana 1 $ 90,000 $ 90,000 $ 70,000
Grant, Louisiana 1 $ 125,000 $ 125,000 $ 89,000
Morehouse, Louisiana 1 $ 37,000 $ 37,000 $ 23,000
Ouachita, Louisiana 1 $ 208,000 $ 208,000 $ 58,000
Rapides, Louisiana 1 $ 216,000 $ 216,000 $ 59,000
Richland, Louisiana 1 $ 18,000 $ 18,000 $ 149,000
St. Helena, Louisiana 1 $ 130,000 $ 130,000 $ 42,000
St. John the Baptist, Louisiana 1 $ 121,000 $ 121,000 $ 27,000
Vermilion, Louisiana 1 $ 65,000 $ 65,000 $ 34,000
Carroll, Maryland 1 $ 264,000 $ 264,000 $ 53,000
Quitman, Mississippi 1 $ 12,000 $ 12,000 $ 0
Tallahatchie, Mississippi 1 $ 5,000 $ 5,000 $ 29,000
Morgan, Missouri 1 $ 253,000 $ 253,000 $ 78,000
Stoddard, Missouri 1 $ 109,000 $ 109,000 $ 61,000
Buncombe, North Carolina 1 $ 188,000 $ 188,000 $ 92,000
Polk, North Carolina 1 $ 100,000 $ 100,000 $ 42,000
Berkeley, South Carolina 1 $ 125,000 $ 125,000 $ 58,000
Colleton, South Carolina 1 $ 75,000 $ 75,000 $ 24,000
Fairfield, South Carolina 1 $ 278,000 $ 278,000 $ 148,000
Florence, South Carolina 1 $ 123,000 $ 123,000 $ 41,000
Georgetown, South Carolina 1 $ 252,000 $ 252,000 $ 180,000
Bedford, Tennessee 1 $ 180,000 $ 180,000 $ 82,000
Cheatham, Tennessee 1 $ 79,000 $ 79,000 $ 37,000
Gibson, Tennessee 1 $ 146,000 $ 146,000 $ 58,000
Madison, Tennessee 1 $ 42,000 $ 42,000 $ 44,000
Robertson, Tennessee 1 $ 210,000 $ 210,000 $ 133,000
Rutherford, Tennessee 1 $ 156,000 $ 156,000 $ 57,000
Wilson, Tennessee 1 $ 229,000 $ 229,000 $ 110,000
Aransas, Texas 1 $ 150,000 $ 150,000 $ 0
Bell, Texas 1 $ 133,000 $ 133,000 $ 70,000
Dallas, Texas 1 $ 50,000 $ 50,000 $ 58,000
Galveston, Texas 1 $ 88,000 $ 88,000 $ 99,000
Guadalupe, Texas 1 $ 286,000 $ 286,000 $ 79,000
San Jacinto, Texas 1 $ 56,000 $ 56,000 $ 41,000
Wharton, Texas 1 $ 38,000 $ 38,000 $ 42,000
Wise, Texas 1 $ 191,000 $ 191,000 $ 298,000
Spotsylvania, Virginia 1 $ 276,000 $ 276,000 $ 78,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,431 $1,031,404,000 $194,250 $3,800,000 $107,812 $9,999,000
Refinancing 4,168 $527,162,000 $168,500 $1,575,000 $116,416 $3,881,000
Home Improvement 1,616 $29,429,000 $36,750 $417,000 $71,250 $1,620,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,845 $815,923,000 $155,928 $3,800,000 $76,428 $721,000
White 5,506 $648,664,000 $194,384 $1,783,000 $142,538 $9,999,000
Black or African American 1,614 $86,147,000 $90,000 $1,200,000 $43,625 $1,470,000
Not Provided 103 $20,961,000 $116,666 $1,675,000 $95,500 $3,385,000
Asian 73 $9,609,000 $145,000 $750,000 $84,750 $520,000
Hispanic 50 $3,599,000 $86,400 $476,000 $100,400 $592,000
American Indian or Alaskan Native 16 $1,824,000 $113,500 $743,000 $51,500 $480,000
Native Hawaiian or Other Pacific Islander 8 $1,268,000 $118,666 $356,000 $167,666 $1,440,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,471 $1,386,084,000 $192,533 $3,800,000 $120,333 $9,999,000
FHA-insured (Federal Housing Administration) 1,111 $113,695,000 $111,700 $229,000 $50,300 $384,000
VA-guaranteed (Veterans Administration) 615 $86,852,000 $153,818 $352,000 $67,090 $705,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,364,000 $75,000 $138,000 $32,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,748 $797,597,000 $153,214 $800,000 $79,500 $721,000
Loan Originated 5,160 $610,753,000 $192,461 $3,800,000 $143,076 $9,999,000
Application Denied By Financial Institution 1,602 $77,643,000 $130,250 $1,500,000 $63,375 $1,440,000
Application Approved But Not Accepted 620 $90,139,000 $208,714 $1,500,000 $144,285 $3,385,000
Application Withdrawn By Applicant 64 $8,660,000 $134,428 $569,000 $75,857 $530,000
File Closed For Incompleteness 21 $3,203,000 $190,750 $655,000 $78,750 $395,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 891 $35,175,000 $112,285 $1,000,000 $59,571 $900,000
Debt-To-Income Ratio 449 $28,692,000 $133,750 $1,500,000 $48,375 $309,000
Collateral 187 $9,122,000 $79,166 $420,000 $92,166 $396,000
Other 33 $1,800,000 $56,250 $388,000 $99,000 $202,000
Unverifiable Information 17 $1,046,000 $36,000 $206,000 $89,500 $1,440,000
Credit Application Incomplete 12 $880,000 $99,666 $279,000 $56,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 8 $597,000 $83,000 $125,000 $36,500 $52,000
Employment History 5 $331,000 $66,000 $101,000 $31,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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