Trustmark National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Trustmark National Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,215
Total Mortgage Loan Application Amount $1,587,995,000
Average Mortgage Loan Application Amount $150,666
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $102,555
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Trustmark National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Trustmark National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Trustmark National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Trustmark National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Trustmark National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Trustmark National Bank's mortgage activity for 2005.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds County Mississippi 1,424 $ 131,078,000 $ 92,000 $ 57,000
Rankin County Mississippi 1,186 $ 140,078,000 $ 118,000 $ 63,000
Madison County Mississippi 789 $ 132,411,000 $ 167,000 $ 83,000
Bay County Florida 453 $ 106,519,000 $ 235,000 $ 100,000
Shelby County Tennessee 431 $ 60,063,000 $ 139,000 $ 68,000
Jackson County Mississippi 366 $ 43,347,000 $ 118,000 $ 56,000
Jones County Mississippi 340 $ 22,386,000 $ 65,000 $ 44,000
Lafayette County Mississippi 328 $ 47,408,000 $ 144,000 $ 92,000
Harrison County Mississippi 318 $ 40,876,000 $ 128,000 $ 59,000
Jefferson County Alabama 313 $ 48,745,000 $ 155,000 $ 85,000
Lincoln County Mississippi 309 $ 21,308,000 $ 68,000 $ 47,000
Baldwin County Alabama 304 $ 56,314,000 $ 185,000 $ 104,000
DeSoto County Mississippi 301 $ 40,823,000 $ 135,000 $ 58,000
Sumter County South Carolina 293 $ 37,007,000 $ 126,000 $ 54,000
Forrest County Mississippi 278 $ 26,103,000 $ 93,000 $ 56,000
Lamar County Mississippi 244 $ 29,836,000 $ 122,000 $ 69,000
Warren County Mississippi 241 $ 16,360,000 $ 67,000 $ 49,000
Montgomery County Alabama 228 $ 31,517,000 $ 138,000 $ 62,000
Shelby County Alabama 226 $ 33,878,000 $ 149,000 $ 64,000
Pike County Mississippi 196 $ 12,819,000 $ 65,000 $ 53,000
Lowndes County Mississippi 192 $ 17,363,000 $ 90,000 $ 57,000
Lauderdale County Mississippi 191 $ 14,349,000 $ 75,000 $ 59,000
Washington County Mississippi 168 $ 10,697,000 $ 63,000 $ 73,000
Lee County Mississippi 165 $ 16,166,000 $ 97,000 $ 44,000
Alcorn County Mississippi 164 $ 10,644,000 $ 64,000 $ 41,000
Itawamba County Mississippi 139 $ 8,568,000 $ 61,000 $ 42,000
Simpson County Mississippi 137 $ 10,617,000 $ 77,000 $ 52,000
Copiah County Mississippi 134 $ 8,386,000 $ 62,000 $ 50,000
Marion County Mississippi 133 $ 6,552,000 $ 49,000 $ 44,000
Elmore County Alabama 131 $ 17,541,000 $ 133,000 $ 85,000
Bossier County Louisiana 117 $ 14,853,000 $ 126,000 $ 55,000
Walton County Florida 109 $ 46,298,000 $ 424,000 $ 165,000
Mobile County Alabama 101 $ 12,650,000 $ 125,000 $ 66,000
Madison County Alabama 92 $ 11,048,000 $ 120,000 $ 44,000
Smith County Mississippi 90 $ 3,084,000 $ 34,000 $ 38,000
Autauga County Alabama 85 $ 11,547,000 $ 135,000 $ 65,000
Walthall County Mississippi 80 $ 3,465,000 $ 43,000 $ 44,000
Oktibbeha County Mississippi 79 $ 9,837,000 $ 124,000 $ 78,000
Escambia County Florida 78 $ 13,075,000 $ 167,000 $ 103,000
Harris County Texas 78 $ 12,966,000 $ 166,000 $ 123,000
Amite County Mississippi 71 $ 3,887,000 $ 54,000 $ 64,000
George County Mississippi 67 $ 5,875,000 $ 87,000 $ 57,000
Covington County Mississippi 60 $ 3,819,000 $ 63,000 $ 35,000
Sevier County Tennessee 59 $ 9,642,000 $ 163,000 $ 139,000
Leflore County Mississippi 58 $ 3,471,000 $ 59,000 $ 93,000
Jasper County Mississippi 54 $ 3,777,000 $ 69,000 $ 42,000
Fayette County Tennessee 50 $ 7,043,000 $ 140,000 $ 55,000
Okaloosa County Florida 48 $ 15,853,000 $ 330,000 $ 144,000
Etowah County Alabama 42 $ 5,441,000 $ 129,000 $ 73,000
Scott County Mississippi 38 $ 3,237,000 $ 85,000 $ 53,000
Cherokee County Alabama 37 $ 4,837,000 $ 130,000 $ 71,000
Yalobusha County Mississippi 36 $ 3,492,000 $ 97,000 $ 64,000
East Baton Rouge County Louisiana 35 $ 5,874,000 $ 167,000 $ 122,000
Lawrence County Mississippi 34 $ 1,763,000 $ 51,000 $ 49,000
Caddo County Louisiana 33 $ 4,958,000 $ 150,000 $ 81,000
Yazoo County Mississippi 32 $ 3,394,000 $ 106,000 $ 69,000
Santa Rosa County Florida 31 $ 5,443,000 $ 175,000 $ 75,000
Hancock County Mississippi 31 $ 3,434,000 $ 110,000 $ 71,000
Tipton County Tennessee 29 $ 2,245,000 $ 77,000 $ 55,000
Calhoun County Alabama 28 $ 2,785,000 $ 99,000 $ 41,000
Richland County South Carolina 28 $ 4,442,000 $ 158,000 $ 83,000
Faulkner County Arkansas 27 $ 3,002,000 $ 111,000 $ 120,000
Franklin County Mississippi 27 $ 1,171,000 $ 43,000 $ 35,000
Tishomingo County Mississippi 27 $ 2,684,000 $ 99,000 $ 168,000
Charleston County South Carolina 27 $ 5,772,000 $ 213,000 $ 79,000
Perry County Mississippi 26 $ 1,205,000 $ 46,000 $ 43,000
Marshall County Mississippi 25 $ 2,932,000 $ 117,000 $ 50,000
Pontotoc County Mississippi 25 $ 2,091,000 $ 83,000 $ 58,000
Adams County Mississippi 24 $ 3,042,000 $ 126,000 $ 68,000
Clay County Mississippi 24 $ 3,067,000 $ 127,000 $ 98,000
Newton County Mississippi 24 $ 2,083,000 $ 86,000 $ 66,000
Bolivar County Mississippi 23 $ 1,825,000 $ 79,000 $ 73,000
Fulton County Georgia 21 $ 4,173,000 $ 198,000 $ 129,000
Clarke County Mississippi 21 $ 1,377,000 $ 65,000 $ 56,000
Tate County Mississippi 20 $ 2,040,000 $ 102,000 $ 60,000
St. Clair County Alabama 19 $ 2,349,000 $ 123,000 $ 53,000
Prentiss County Mississippi 19 $ 937,000 $ 49,000 $ 43,000
McNairy County Tennessee 19 $ 707,000 $ 37,000 $ 37,000
St. Tammany County Louisiana 18 $ 2,998,000 $ 166,000 $ 70,000
Wayne County Mississippi 18 $ 1,169,000 $ 64,000 $ 43,000
Monroe County Mississippi 17 $ 1,409,000 $ 82,000 $ 49,000
Tuscaloosa County Alabama 16 $ 2,408,000 $ 150,000 $ 71,000
Limestone County Alabama 15 $ 1,680,000 $ 112,000 $ 51,000
Garland County Arkansas 15 $ 3,067,000 $ 204,000 $ 301,000
DeKalb County Georgia 15 $ 2,455,000 $ 163,000 $ 78,000
Claiborne County Mississippi 15 $ 379,000 $ 25,000 $ 50,000
Grenada County Mississippi 15 $ 1,797,000 $ 119,000 $ 55,000
Panola County Mississippi 15 $ 1,529,000 $ 101,000 $ 53,000
Tippah County Mississippi 15 $ 685,000 $ 45,000 $ 39,000
Lawrence County Alabama 14 $ 1,309,000 $ 93,000 $ 43,000
Duval County Florida 14 $ 2,373,000 $ 169,000 $ 41,000
Cobb County Georgia 14 $ 2,791,000 $ 199,000 $ 88,000
Davidson County Tennessee 14 $ 1,958,000 $ 139,000 $ 77,000
Greene County Mississippi 13 $ 805,000 $ 61,000 $ 65,000
Pearl River County Mississippi 13 $ 1,058,000 $ 81,000 $ 108,000
Colbert County Alabama 12 $ 1,589,000 $ 132,000 $ 53,000
Lauderdale County Alabama 12 $ 944,000 $ 78,000 $ 48,000
Talladega County Alabama 12 $ 1,385,000 $ 115,000 $ 88,000
Jefferson County Kentucky 12 $ 1,317,000 $ 109,000 $ 81,000
Jefferson Davis County Mississippi 12 $ 443,000 $ 36,000 $ 38,000
Leake County Mississippi 12 $ 966,000 $ 80,000 $ 42,000
Sunflower County Mississippi 12 $ 729,000 $ 60,000 $ 54,000
Washington County Florida 11 $ 1,365,000 $ 124,000 $ 61,000
Jefferson County Mississippi 11 $ 348,000 $ 31,000 $ 44,000
Wilkinson County Mississippi 11 $ 360,000 $ 32,000 $ 53,000
Butler County Alabama 10 $ 1,241,000 $ 124,000 $ 67,000
Houston County Alabama 10 $ 857,000 $ 85,000 $ 43,000
Blount County Alabama 9 $ 1,006,000 $ 111,000 $ 74,000
Holmes County Mississippi 9 $ 131,000 $ 14,000 $ 36,000
Noxubee County Mississippi 9 $ 684,000 $ 76,000 $ 44,000
Stone County Mississippi 9 $ 647,000 $ 71,000 $ 43,000
Jefferson County Louisiana 8 $ 751,000 $ 93,000 $ 70,000
Carroll County Mississippi 8 $ 744,000 $ 93,000 $ 36,000
Neshoba County Mississippi 8 $ 834,000 $ 104,000 $ 55,000
Union County Mississippi 8 $ 855,000 $ 106,000 $ 60,000
Webster County Mississippi 8 $ 715,000 $ 89,000 $ 48,000
Lexington County South Carolina 8 $ 1,088,000 $ 136,000 $ 49,000
Williamson County Tennessee 8 $ 2,499,000 $ 312,000 $ 156,000
Waller County Texas 8 $ 387,000 $ 48,000 $ 30,000
Livingston County Louisiana 7 $ 825,000 $ 117,000 $ 85,000
Humphreys County Mississippi 7 $ 270,000 $ 38,000 $ 31,000
Tunica County Mississippi 7 $ 370,000 $ 52,000 $ 63,000
Fort Bend County Texas 7 $ 1,078,000 $ 154,000 $ 91,000
Lee County Alabama 6 $ 683,000 $ 113,000 $ 99,000
Monroe County Alabama 6 $ 489,000 $ 81,000 $ 64,000
Morgan County Alabama 6 $ 491,000 $ 81,000 $ 33,000
Conway County Arkansas 6 $ 512,000 $ 85,000 $ 63,000
Gwinnett County Georgia 6 $ 1,639,000 $ 273,000 $ 137,000
Hardin County Kentucky 6 $ 924,000 $ 154,000 $ 74,000
Sharkey County Mississippi 6 $ 292,000 $ 48,000 $ 43,000
Winston County Mississippi 6 $ 508,000 $ 84,000 $ 52,000
Hardin County Tennessee 6 $ 810,000 $ 135,000 $ 57,000
Covington County Alabama 5 $ 393,000 $ 78,000 $ 51,000
Escambia County Alabama 5 $ 499,000 $ 99,000 $ 44,000
Pickens County Alabama 5 $ 354,000 $ 70,000 $ 21,000
Jackson County Florida 5 $ 592,000 $ 118,000 $ 74,000
Leon County Florida 5 $ 653,000 $ 130,000 $ 154,000
Nelson County Kentucky 5 $ 539,000 $ 107,000 $ 70,000
Orleans County Louisiana 5 $ 845,000 $ 169,000 $ 219,000
Tangipahoa County Louisiana 5 $ 415,000 $ 83,000 $ 33,000
Attala County Mississippi 5 $ 413,000 $ 82,000 $ 94,000
Benton County Mississippi 5 $ 288,000 $ 57,000 $ 52,000
Montgomery County Mississippi 5 $ 475,000 $ 95,000 $ 69,000
Jefferson County Tennessee 5 $ 611,000 $ 122,000 $ 66,000
Sumner County Tennessee 5 $ 1,008,000 $ 201,000 $ 45,000
Brazoria County Texas 5 $ 622,000 $ 124,000 $ 48,000
Dale County Alabama 4 $ 519,000 $ 129,000 $ 76,000
Marengo County Alabama 4 $ 646,000 $ 161,000 $ 78,000
Marshall County Alabama 4 $ 785,000 $ 196,000 $ 67,000
Tallapoosa County Alabama 4 $ 683,000 $ 170,000 $ 104,000
Clay County Florida 4 $ 696,000 $ 174,000 $ 59,000
Franklin County Florida 4 $ 520,000 $ 130,000 $ 115,000
Concordia County Louisiana 4 $ 569,000 $ 142,000 $ 81,000
Washington County Louisiana 4 $ 313,000 $ 78,000 $ 104,000
Coahoma County Mississippi 4 $ 743,000 $ 185,000 $ 127,000
Blount County Tennessee 4 $ 659,000 $ 164,000 $ 56,000
Bibb County Alabama 3 $ 387,000 $ 129,000 $ 44,000
Chilton County Alabama 3 $ 578,000 $ 192,000 $ 127,000
Coosa County Alabama 3 $ 349,000 $ 116,000 $ 52,000
DeKalb County Alabama 3 $ 707,000 $ 235,000 $ 76,000
Cleburne County Arkansas 3 $ 689,000 $ 229,000 $ 290,000
Cherokee County Georgia 3 $ 726,000 $ 242,000 $ 92,000
Forsyth County Georgia 3 $ 563,000 $ 187,000 $ 83,000
Paulding County Georgia 3 $ 411,000 $ 137,000 $ 73,000
Ascension County Louisiana 3 $ 416,000 $ 138,000 $ 41,000
Chickasaw County Mississippi 3 $ 80,000 $ 26,000 $ 33,000
Henderson County North Carolina 3 $ 560,000 $ 186,000 $ 450,000
Mecklenburg County North Carolina 3 $ 701,000 $ 233,000 $ 141,000
Dickson County Tennessee 3 $ 320,000 $ 106,000 $ 65,000
Austin County Texas 3 $ 228,000 $ 76,000 $ 110,000
Montgomery County Texas 3 $ 323,000 $ 107,000 $ 118,000
Choctaw County Alabama 2 $ 92,000 $ 46,000 $ 58,000
Cleburne County Alabama 2 $ 315,000 $ 157,000 $ 46,000
Conecuh County Alabama 2 $ 134,000 $ 67,000 $ 81,000
Crenshaw County Alabama 2 $ 264,000 $ 132,000 $ 68,000
Hale County Alabama 2 $ 543,000 $ 271,000 $ 78,000
Lamar County Alabama 2 $ 206,000 $ 103,000 $ 62,000
Lowndes County Alabama 2 $ 244,000 $ 122,000 $ 64,000
Pike County Alabama 2 $ 117,000 $ 58,000 $ 58,000
Wilcox County Alabama 2 $ 143,000 $ 71,000 $ 41,000
Miller County Arkansas 2 $ 161,000 $ 80,000 $ 35,000
Washington County Arkansas 2 $ 300,000 $ 150,000 $ 112,000
White County Arkansas 2 $ 259,000 $ 129,000 $ 71,000
Calhoun County Florida 2 $ 231,000 $ 115,000 $ 43,000
Monroe County Florida 2 $ 1,800,000 $ 900,000 $ 186,000
Orange County Florida 2 $ 176,000 $ 88,000 $ 61,000
Pinellas County Florida 2 $ 490,000 $ 245,000 $ 171,000
St. Johns County Florida 2 $ 336,000 $ 168,000 $ 127,000
Banks County Georgia 2 $ 172,000 $ 86,000 $ 29,000
Lowndes County Georgia 2 $ 503,000 $ 251,000 $ 156,000
Rockdale County Georgia 2 $ 198,000 $ 99,000 $ 55,000
Troup County Georgia 2 $ 352,000 $ 176,000 $ 84,000
Grayson County Kentucky 2 $ 190,000 $ 95,000 $ 27,000
East Feliciana County Louisiana 2 $ 90,000 $ 45,000 $ 62,000
Madison County Louisiana 2 $ 106,000 $ 53,000 $ 34,000
St. Charles County Louisiana 2 $ 175,000 $ 87,000 $ 57,000
Tensas County Louisiana 2 $ 357,000 $ 178,000 $ 64,000
Choctaw County Mississippi 2 $ 211,000 $ 105,000 $ 45,000
Kemper County Mississippi 2 $ 41,000 $ 20,000 $ 9,000
Horry County South Carolina 2 $ 479,000 $ 239,000 $ 75,000
Kershaw County South Carolina 2 $ 315,000 $ 157,000 $ 58,000
Cocke County Tennessee 2 $ 200,000 $ 100,000 $ 73,000
Giles County Tennessee 2 $ 194,000 $ 97,000 $ 87,000
Hardeman County Tennessee 2 $ 216,000 $ 108,000 $ 35,000
Haywood County Tennessee 2 $ 360,000 $ 180,000 $ 65,000
Lauderdale County Tennessee 2 $ 123,000 $ 61,000 $ 53,000
Lincoln County Tennessee 2 $ 242,000 $ 121,000 $ 41,000
Bexar County Texas 2 $ 292,000 $ 146,000 $ 148,000
Cullman County Alabama 1 $ 223,000 $ 223,000 $ 82,000
Dallas County Alabama 1 $ 144,000 $ 144,000 $ 49,000
Henry County Alabama 1 $ 90,000 $ 90,000 $ 35,000
Russell County Alabama 1 $ 252,000 $ 252,000 $ 56,000
Walker County Alabama 1 $ 106,000 $ 106,000 $ 43,000
Winston County Alabama 1 $ 224,000 $ 224,000 $ 96,000
Chicot County Arkansas 1 $ 25,000 $ 25,000 $ 68,000
Columbia County Arkansas 1 $ 148,000 $ 148,000 $ 65,000
Craighead County Arkansas 1 $ 92,000 $ 92,000 $ 42,000
Crittenden County Arkansas 1 $ 217,000 $ 217,000 $ 88,000
Fulton County Arkansas 1 $ 70,000 $ 70,000 $ 420,000
Hempstead County Arkansas 1 $ 86,000 $ 86,000 $ 72,000
Howard County Arkansas 1 $ 124,000 $ 124,000 $ 66,000
Lawrence County Arkansas 1 $ 33,000 $ 33,000 $ 105,000
Lonoke County Arkansas 1 $ 113,000 $ 113,000 $ 48,000
Monroe County Arkansas 1 $ 123,000 $ 123,000 $ 234,000
Perry County Arkansas 1 $ 67,000 $ 67,000 $ 41,000
Pulaski County Arkansas 1 $ 94,000 $ 94,000 $ 40,000
Pitkin County Colorado 1 $ 1,000,000 $ 1,000,000 $ 540,000
Routt County Colorado 1 $ 147,000 $ 147,000 $ 208,000
Sussex County Delaware 1 $ 134,000 $ 134,000 $ 144,000
Bradford County Florida 1 $ 56,000 $ 56,000 $ 29,000
Brevard County Florida 1 $ 152,000 $ 152,000 $ 35,000
Collier County Florida 1 $ 182,000 $ 182,000 $ 94,000
Gulf County Florida 1 $ 54,000 $ 54,000 $ 102,000
Hillsborough County Florida 1 $ 228,000 $ 228,000 $ 39,000
Indian River County Florida 1 $ 236,000 $ 236,000 $ 180,000
Levy County Florida 1 $ 127,000 $ 127,000 $ 66,000
Liberty County Florida 1 $ 135,000 $ 135,000 $ 77,000
Pasco County Florida 1 $ 110,000 $ 110,000 $ 174,000
Sarasota County Florida 1 $ 13,000 $ 13,000 $ 187,000
Barrow County Georgia 1 $ 100,000 $ 100,000 $ 24,000
Fayette County Georgia 1 $ 222,000 $ 222,000 $ 115,000
Gordon County Georgia 1 $ 94,000 $ 94,000 $ 32,000
Hall County Georgia 1 $ 284,000 $ 284,000 $ 88,000
Henry County Georgia 1 $ 153,000 $ 153,000 $ 31,000
Oconee County Georgia 1 $ 275,000 $ 275,000 $ 66,000
Tift County Georgia 1 $ 277,000 $ 277,000 $ 166,000
Walton County Georgia 1 $ 230,000 $ 230,000 $ 132,000
Caldwell County Kentucky 1 $ 198,000 $ 198,000 $ 75,000
Larue County Kentucky 1 $ 133,000 $ 133,000 $ 78,000
Meade County Kentucky 1 $ 63,000 $ 63,000 $ 60,000
Trimble County Kentucky 1 $ 45,000 $ 45,000 $ 49,000
Avoyelles County Louisiana 1 $ 110,000 $ 110,000 $ 88,000
Claiborne County Louisiana 1 $ 90,000 $ 90,000 $ 70,000
Grant County Louisiana 1 $ 125,000 $ 125,000 $ 89,000
Morehouse County Louisiana 1 $ 37,000 $ 37,000 $ 23,000
Ouachita County Louisiana 1 $ 208,000 $ 208,000 $ 58,000
Rapides County Louisiana 1 $ 216,000 $ 216,000 $ 59,000
Richland County Louisiana 1 $ 18,000 $ 18,000 $ 149,000
St. Helena County Louisiana 1 $ 130,000 $ 130,000 $ 42,000
St. John the Baptist County Louisiana 1 $ 121,000 $ 121,000 $ 27,000
Vermilion County Louisiana 1 $ 65,000 $ 65,000 $ 34,000
Carroll County Maryland 1 $ 264,000 $ 264,000 $ 53,000
Quitman County Mississippi 1 $ 12,000 $ 12,000 $ 0
Tallahatchie County Mississippi 1 $ 5,000 $ 5,000 $ 29,000
Morgan County Missouri 1 $ 253,000 $ 253,000 $ 78,000
Stoddard County Missouri 1 $ 109,000 $ 109,000 $ 61,000
Buncombe County North Carolina 1 $ 188,000 $ 188,000 $ 92,000
Polk County North Carolina 1 $ 100,000 $ 100,000 $ 42,000
Berkeley County South Carolina 1 $ 125,000 $ 125,000 $ 58,000
Colleton County South Carolina 1 $ 75,000 $ 75,000 $ 24,000
Fairfield County South Carolina 1 $ 278,000 $ 278,000 $ 148,000
Florence County South Carolina 1 $ 123,000 $ 123,000 $ 41,000
Georgetown County South Carolina 1 $ 252,000 $ 252,000 $ 180,000
Bedford County Tennessee 1 $ 180,000 $ 180,000 $ 82,000
Cheatham County Tennessee 1 $ 79,000 $ 79,000 $ 37,000
Gibson County Tennessee 1 $ 146,000 $ 146,000 $ 58,000
Madison County Tennessee 1 $ 42,000 $ 42,000 $ 44,000
Robertson County Tennessee 1 $ 210,000 $ 210,000 $ 133,000
Rutherford County Tennessee 1 $ 156,000 $ 156,000 $ 57,000
Wilson County Tennessee 1 $ 229,000 $ 229,000 $ 110,000
Aransas County Texas 1 $ 150,000 $ 150,000 $ 0
Bell County Texas 1 $ 133,000 $ 133,000 $ 70,000
Dallas County Texas 1 $ 50,000 $ 50,000 $ 58,000
Galveston County Texas 1 $ 88,000 $ 88,000 $ 99,000
Guadalupe County Texas 1 $ 286,000 $ 286,000 $ 79,000
San Jacinto County Texas 1 $ 56,000 $ 56,000 $ 41,000
Wharton County Texas 1 $ 38,000 $ 38,000 $ 42,000
Wise County Texas 1 $ 191,000 $ 191,000 $ 298,000
Spotsylvania County Virginia 1 $ 276,000 $ 276,000 $ 78,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,431 $1,031,404,000 $194,250 $3,800,000 $107,812 $9,999,000
Refinancing 4,168 $527,162,000 $168,500 $1,575,000 $116,416 $3,881,000
Home Improvement 1,616 $29,429,000 $36,750 $417,000 $71,250 $1,620,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,845 $815,923,000 $155,928 $3,800,000 $76,428 $721,000
White 5,506 $648,664,000 $194,384 $1,783,000 $142,538 $9,999,000
Black or African American 1,614 $86,147,000 $90,000 $1,200,000 $43,625 $1,470,000
Not Provided 103 $20,961,000 $116,666 $1,675,000 $95,500 $3,385,000
Asian 73 $9,609,000 $145,000 $750,000 $84,750 $520,000
Hispanic 50 $3,599,000 $86,400 $476,000 $100,400 $592,000
American Indian or Alaskan Native 16 $1,824,000 $113,500 $743,000 $51,500 $480,000
Native Hawaiian or Other Pacific Islander 8 $1,268,000 $118,666 $356,000 $167,666 $1,440,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,471 $1,386,084,000 $192,533 $3,800,000 $120,333 $9,999,000
FHA-insured (Federal Housing Administration) 1,111 $113,695,000 $111,700 $229,000 $50,300 $384,000
VA-guaranteed (Veterans Administration) 615 $86,852,000 $153,818 $352,000 $67,090 $705,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,364,000 $75,000 $138,000 $32,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,748 $797,597,000 $153,214 $800,000 $79,500 $721,000
Loan Originated 5,160 $610,753,000 $192,461 $3,800,000 $143,076 $9,999,000
Application Denied By Financial Institution 1,602 $77,643,000 $130,250 $1,500,000 $63,375 $1,440,000
Application Approved But Not Accepted 620 $90,139,000 $208,714 $1,500,000 $144,285 $3,385,000
Application Withdrawn By Applicant 64 $8,660,000 $134,428 $569,000 $75,857 $530,000
File Closed For Incompleteness 21 $3,203,000 $190,750 $655,000 $78,750 $395,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 891 $35,175,000 $112,285 $1,000,000 $59,571 $900,000
Debt-To-Income Ratio 449 $28,692,000 $133,750 $1,500,000 $48,375 $309,000
Collateral 187 $9,122,000 $79,166 $420,000 $92,166 $396,000
Other 33 $1,800,000 $56,250 $388,000 $99,000 $202,000
Unverifiable Information 17 $1,046,000 $36,000 $206,000 $89,500 $1,440,000
Credit Application Incomplete 12 $880,000 $99,666 $279,000 $56,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 8 $597,000 $83,000 $125,000 $36,500 $52,000
Employment History 5 $331,000 $66,000 $101,000 $31,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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