Trustmark National Bank Mortgage Lending & HMDA Data, 2005
In 2005, Trustmark National Bank of Jackson, MS reported 13,215 mortgage applications totaling $1.6 billion, up 3% from 2004. The average application was for $120,166, and applicants reported an average income of $65,026. 39% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Jackson, MS (3,669), Birmingham-Hoover, AL (574) and Hattiesburg, MS (548) (applications in parentheses).
| Mortgage Company & Address | Trustmark National Bank Po Box 291 Jackson, MS 39205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,215 |
| Total Mortgage Loan Application Amount | $1,587,995,000 |
| Average Mortgage Loan Application Amount | $120,166 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $65,026 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson, MS | 3,669 | $ 422,552,000 | $ 115,168 | $ 63,000 |
| Birmingham-Hoover, AL | 574 | $ 87,049,000 | $ 151,653 | $ 75,000 |
| Hattiesburg, MS | 548 | $ 57,144,000 | $ 104,277 | $ 60,000 |
| Memphis, TN-MS-AR | 510 | $ 69,351,000 | $ 135,982 | $ 63,000 |
| Panama City-Lynn Haven, FL | 453 | $ 106,519,000 | $ 235,141 | $ 100,000 |
| Montgomery, AL | 446 | $ 60,849,000 | $ 136,432 | $ 69,000 |
| Pascagoula, MS | 433 | $ 49,222,000 | $ 113,676 | $ 57,000 |
| Gulfport-Biloxi, MS | 358 | $ 44,957,000 | $ 125,578 | $ 60,000 |
| Sumter, SC | 293 | $ 37,007,000 | $ 126,303 | $ 54,000 |
| Shreveport-Bossier City, LA | 150 | $ 19,811,000 | $ 132,073 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 109 | $ 18,518,000 | $ 169,889 | $ 92,000 |
| Huntsville, AL | 107 | $ 12,728,000 | $ 118,953 | $ 46,000 |
| Houston-Baytown-Sugar Land, TX | 106 | $ 15,748,000 | $ 148,566 | $ 100,000 |
| Mobile, AL | 101 | $ 12,650,000 | $ 125,247 | $ 66,000 |
| Atlanta-Sandy Springs-Marietta, GA | 71 | $ 13,661,000 | $ 192,408 | $ 96,000 |
| Baton Rouge, LA | 48 | $ 7,335,000 | $ 152,812 | $ 96,000 |
| Fort Walton Beach-Crestview-Destin, FL | 48 | $ 15,853,000 | $ 330,270 | $ 144,000 |
| Gadsden, AL | 42 | $ 5,441,000 | $ 129,547 | $ 73,000 |
| Columbia, SC | 39 | $ 6,123,000 | $ 157,000 | $ 73,000 |
| Nashville-Davidson--Murfreesboro, TN | 34 | $ 6,459,000 | $ 189,970 | $ 87,000 |
| New Orleans-Metairie-Kenner, LA | 34 | $ 4,890,000 | $ 143,823 | $ 91,000 |
| Little Rock-North Little Rock, AR | 30 | $ 3,276,000 | $ 109,200 | $ 101,000 |
| Anniston-Oxford, AL | 28 | $ 2,785,000 | $ 99,464 | $ 41,000 |
| Charleston-North Charleston, SC | 28 | $ 5,897,000 | $ 210,607 | $ 76,000 |
| Florence-Muscle Shoals, AL | 24 | $ 2,533,000 | $ 105,541 | $ 51,000 |
| Decatur, AL | 20 | $ 1,800,000 | $ 90,000 | $ 39,000 |
| Jacksonville, FL | 20 | $ 3,405,000 | $ 170,250 | $ 62,000 |
| Louisville, KY-IN | 19 | $ 1,964,000 | $ 103,368 | $ 72,000 |
| Tuscaloosa, AL | 18 | $ 2,951,000 | $ 163,944 | $ 72,000 |
| Hot Springs, AR | 15 | $ 3,067,000 | $ 204,466 | $ 301,000 |
| Dothan, AL | 11 | $ 947,000 | $ 86,090 | $ 42,000 |
| Elizabethtown, KY | 7 | $ 1,057,000 | $ 151,000 | $ 75,000 |
| Auburn-Opelika, AL | 6 | $ 683,000 | $ 113,833 | $ 99,000 |
| Morristown, TN | 5 | $ 611,000 | $ 122,200 | $ 66,000 |
| Tallahassee, FL | 5 | $ 653,000 | $ 130,600 | $ 154,000 |
| Asheville, NC | 4 | $ 748,000 | $ 187,000 | $ 331,000 |
| Knoxville, TN | 4 | $ 659,000 | $ 164,750 | $ 56,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 828,000 | $ 207,000 | $ 128,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3 | $ 701,000 | $ 233,666 | $ 141,000 |
| San Antonio, TX | 3 | $ 578,000 | $ 192,666 | $ 113,000 |
| Alexandria, LA | 2 | $ 341,000 | $ 170,500 | $ 74,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 300,000 | $ 150,000 | $ 112,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 479,000 | $ 239,500 | $ 75,000 |
| Orlando, FL | 2 | $ 176,000 | $ 88,000 | $ 61,000 |
| Valdosta, GA | 2 | $ 503,000 | $ 251,500 | $ 156,000 |
| Athens-Clarke County, GA | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Baltimore-Towson, MD | 1 | $ 264,000 | $ 264,000 | $ 53,000 |
| Corpus Christi, TX | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Florence, SC | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Fort Worth-Arlington, TX | 1 | $ 191,000 | $ 191,000 | $ 298,000 |
| Gainesville, GA | 1 | $ 284,000 | $ 284,000 | $ 88,000 |
| Jackson, TN | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Jonesboro, AR | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Monroe, LA | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Naples-Marco Island, FL | 1 | $ 182,000 | $ 182,000 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Sarasota-Bradenton-Venice, FL | 1 | $ 13,000 | $ 13,000 | $ 187,000 |
| Vero Beach, FL | 1 | $ 236,000 | $ 236,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Trustmark National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,431 | $1,031,404,000 | $194,250 | $3,800,000 | $107,812 | $9,999,000 |
| Refinancing | 4,168 | $527,162,000 | $168,500 | $1,575,000 | $116,416 | $3,881,000 |
| Home Improvement | 1,616 | $29,429,000 | $36,750 | $417,000 | $71,250 | $1,620,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,845 | $815,923,000 | $155,928 | $3,800,000 | $76,428 | $721,000 |
| White | 5,506 | $648,664,000 | $194,384 | $1,783,000 | $142,538 | $9,999,000 |
| Black or African American | 1,614 | $86,147,000 | $90,000 | $1,200,000 | $43,625 | $1,470,000 |
| Not Provided | 103 | $20,961,000 | $116,666 | $1,675,000 | $95,500 | $3,385,000 |
| Asian | 73 | $9,609,000 | $145,000 | $750,000 | $84,750 | $520,000 |
| Hispanic | 50 | $3,599,000 | $86,400 | $476,000 | $100,400 | $592,000 |
| American Indian or Alaskan Native | 16 | $1,824,000 | $113,500 | $743,000 | $51,500 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,268,000 | $118,666 | $356,000 | $167,666 | $1,440,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,471 | $1,386,084,000 | $192,533 | $3,800,000 | $120,333 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,111 | $113,695,000 | $111,700 | $229,000 | $50,300 | $384,000 |
| VA-guaranteed (Veterans Administration) | 615 | $86,852,000 | $153,818 | $352,000 | $67,090 | $705,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $1,364,000 | $75,000 | $138,000 | $32,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 5,748 | $797,597,000 | $153,214 | $800,000 | $79,500 | $721,000 |
| Loan Originated | 5,160 | $610,753,000 | $192,461 | $3,800,000 | $143,076 | $9,999,000 |
| Application Denied By Financial Institution | 1,602 | $77,643,000 | $130,250 | $1,500,000 | $63,375 | $1,440,000 |
| Application Approved But Not Accepted | 620 | $90,139,000 | $208,714 | $1,500,000 | $144,285 | $3,385,000 |
| Application Withdrawn By Applicant | 64 | $8,660,000 | $134,428 | $569,000 | $75,857 | $530,000 |
| File Closed For Incompleteness | 21 | $3,203,000 | $190,750 | $655,000 | $78,750 | $395,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 891 | $35,175,000 | $112,285 | $1,000,000 | $59,571 | $900,000 |
| Debt-To-Income Ratio | 449 | $28,692,000 | $133,750 | $1,500,000 | $48,375 | $309,000 |
| Collateral | 187 | $9,122,000 | $79,166 | $420,000 | $92,166 | $396,000 |
| Other | 33 | $1,800,000 | $56,250 | $388,000 | $99,000 | $202,000 |
| Unverifiable Information | 17 | $1,046,000 | $36,000 | $206,000 | $89,500 | $1,440,000 |
| Credit Application Incomplete | 12 | $880,000 | $99,666 | $279,000 | $56,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $597,000 | $83,000 | $125,000 | $36,500 | $52,000 |
| Employment History | 5 | $331,000 | $66,000 | $101,000 | $31,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Trustmark National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About