Trustmark National Bank Mortgage Lending & HMDA Data, 2007

In 2007, Trustmark National Bank of Jackson, MS reported 12,145 mortgage applications totaling $1.6 billion, up 3% from 2006. The average application was for $132,034, and applicants reported an average income of $74,073. 38% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Jackson, MS (4,184), Memphis, TN-MS-AR (766) and Gulfport-Biloxi, MS (462) (applications in parentheses).

Mortgage Company & Address Trustmark National Bank
Po Box 291
Jackson, MS 39205
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,145
Total Mortgage Loan Application Amount $1,603,564,000
Average Mortgage Loan Application Amount $132,034
Highest Mortgage Loan Application Amount $4,200,000
Average Applicant Income $74,073
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark National Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hinds, Mississippi 1,676 $ 180,992,000 $ 107,990 $ 61,000
Rankin, Mississippi 1,419 $ 190,283,000 $ 134,096 $ 62,000
Madison, Mississippi 831 $ 149,466,000 $ 179,862 $ 89,000
Harrison, Mississippi 400 $ 60,712,000 $ 151,780 $ 73,000
Jackson, Mississippi 352 $ 48,032,000 $ 136,454 $ 64,000
DeSoto, Mississippi 341 $ 42,487,000 $ 124,595 $ 59,000
Shelby, Tennessee 306 $ 43,636,000 $ 142,601 $ 82,000
Bay, Florida 278 $ 64,891,000 $ 233,420 $ 141,000
Jones, Mississippi 250 $ 19,365,000 $ 77,460 $ 52,000
Lincoln, Mississippi 248 $ 22,064,000 $ 88,967 $ 66,000
Sumter, South Carolina 244 $ 34,099,000 $ 139,750 $ 56,000
Forrest, Mississippi 224 $ 21,775,000 $ 97,209 $ 71,000
Lafayette, Mississippi 211 $ 34,671,000 $ 164,317 $ 139,000
Lowndes, Mississippi 203 $ 21,644,000 $ 106,620 $ 57,000
Warren, Mississippi 201 $ 18,297,000 $ 91,029 $ 53,000
Lauderdale, Mississippi 188 $ 21,262,000 $ 113,095 $ 79,000
Baldwin, Alabama 186 $ 40,316,000 $ 216,752 $ 137,000
Shelby, Alabama 186 $ 28,054,000 $ 150,827 $ 62,000
Lamar, Mississippi 183 $ 26,148,000 $ 142,885 $ 82,000
Lee, Mississippi 181 $ 19,604,000 $ 108,309 $ 55,000
Pike, Mississippi 176 $ 15,602,000 $ 88,647 $ 72,000
Jefferson, Alabama 173 $ 29,774,000 $ 172,104 $ 76,000
Simpson, Mississippi 130 $ 11,515,000 $ 88,576 $ 52,000
Copiah, Mississippi 128 $ 8,723,000 $ 68,148 $ 57,000
Alcorn, Mississippi 125 $ 7,941,000 $ 63,528 $ 78,000
Washington, Mississippi 117 $ 6,605,000 $ 56,452 $ 42,000
Bossier, Louisiana 114 $ 16,996,000 $ 149,087 $ 71,000
Mobile, Alabama 112 $ 16,029,000 $ 143,116 $ 73,000
Itawamba, Mississippi 112 $ 6,995,000 $ 62,455 $ 54,000
Montgomery, Alabama 101 $ 15,476,000 $ 153,227 $ 81,000
Walthall, Mississippi 97 $ 6,392,000 $ 65,896 $ 52,000
Harris, Texas 95 $ 19,324,000 $ 203,410 $ 127,000
Marion, Mississippi 87 $ 6,064,000 $ 69,701 $ 63,000
Leflore, Mississippi 76 $ 5,868,000 $ 77,210 $ 55,000
George, Mississippi 73 $ 8,709,000 $ 119,301 $ 58,000
Smith, Mississippi 71 $ 3,669,000 $ 51,676 $ 55,000
Madison, Alabama 70 $ 10,428,000 $ 148,971 $ 70,000
Oktibbeha, Mississippi 68 $ 8,342,000 $ 122,676 $ 65,000
Walton, Florida 63 $ 36,398,000 $ 577,746 $ 347,000
Amite, Mississippi 61 $ 4,310,000 $ 70,655 $ 68,000
Elmore, Alabama 60 $ 10,066,000 $ 167,766 $ 71,000
Lauderdale, Alabama 56 $ 6,776,000 $ 121,000 $ 54,000
Sevier, Tennessee 52 $ 9,042,000 $ 173,884 $ 70,000
Okaloosa, Florida 50 $ 20,914,000 $ 418,280 $ 247,000
Jasper, Mississippi 47 $ 4,588,000 $ 97,617 $ 59,000
Fayette, Tennessee 47 $ 6,257,000 $ 133,127 $ 64,000
Caddo, Louisiana 41 $ 4,826,000 $ 117,707 $ 55,000
Covington, Mississippi 40 $ 2,991,000 $ 74,775 $ 49,000
Grenada, Mississippi 40 $ 4,346,000 $ 108,650 $ 52,000
Autauga, Alabama 39 $ 5,259,000 $ 134,846 $ 65,000
Hancock, Mississippi 38 $ 5,797,000 $ 152,552 $ 95,000
Butler, Alabama 37 $ 4,336,000 $ 117,189 $ 61,000
Lawrence, Mississippi 33 $ 2,955,000 $ 89,545 $ 61,000
Yazoo, Mississippi 33 $ 2,735,000 $ 82,878 $ 43,000
Adams, Mississippi 32 $ 4,633,000 $ 144,781 $ 166,000
Yalobusha, Mississippi 32 $ 3,562,000 $ 111,312 $ 63,000
Cherokee, Alabama 31 $ 3,391,000 $ 109,387 $ 51,000
Tangipahoa, Louisiana 28 $ 3,829,000 $ 136,750 $ 54,000
Panola, Mississippi 28 $ 2,898,000 $ 103,500 $ 54,000
Jefferson, Louisiana 27 $ 4,410,000 $ 163,333 $ 100,000
Scott, Mississippi 27 $ 2,406,000 $ 89,111 $ 58,000
Tishomingo, Mississippi 27 $ 2,274,000 $ 84,222 $ 76,000
Pearl River, Mississippi 24 $ 3,274,000 $ 136,416 $ 58,000
Perry, Mississippi 24 $ 953,000 $ 39,708 $ 45,000
Stone, Mississippi 24 $ 3,879,000 $ 161,625 $ 67,000
Clay, Mississippi 23 $ 2,468,000 $ 107,304 $ 56,000
Marshall, Mississippi 23 $ 2,570,000 $ 111,739 $ 58,000
Tate, Mississippi 23 $ 2,267,000 $ 98,565 $ 81,000
Monroe, Mississippi 22 $ 2,205,000 $ 100,227 $ 51,000
Clarke, Mississippi 21 $ 2,345,000 $ 111,666 $ 69,000
Faulkner, Arkansas 20 $ 2,986,000 $ 149,300 $ 72,000
St. Mary, Louisiana 20 $ 2,609,000 $ 130,450 $ 77,000
Colbert, Alabama 19 $ 2,619,000 $ 137,842 $ 64,000
Escambia, Florida 19 $ 4,401,000 $ 231,631 $ 197,000
East Baton Rouge, Louisiana 19 $ 3,223,000 $ 169,631 $ 76,000
Tipton, Tennessee 19 $ 1,561,000 $ 82,157 $ 39,000
Etowah, Alabama 18 $ 2,346,000 $ 130,333 $ 66,000
Leake, Mississippi 18 $ 1,754,000 $ 97,444 $ 63,000
Wayne, Mississippi 18 $ 1,687,000 $ 93,722 $ 68,000
Orleans, Louisiana 17 $ 2,800,000 $ 164,705 $ 110,000
Pontotoc, Mississippi 17 $ 1,374,000 $ 80,823 $ 51,000
Calhoun, Alabama 16 $ 1,482,000 $ 92,625 $ 52,000
Limestone, Alabama 16 $ 4,040,000 $ 252,500 $ 86,000
Newton, Mississippi 16 $ 1,626,000 $ 101,625 $ 69,000
Noxubee, Mississippi 16 $ 1,645,000 $ 102,812 $ 47,000
Prentiss, Mississippi 16 $ 1,327,000 $ 82,937 $ 43,000
Livingston, Louisiana 15 $ 2,607,000 $ 173,800 $ 71,000
Montgomery, Mississippi 15 $ 1,116,000 $ 74,400 $ 49,000
Tuscaloosa, Alabama 14 $ 2,064,000 $ 147,428 $ 106,000
Holmes, Mississippi 14 $ 729,000 $ 52,071 $ 49,000
Lawrence, Alabama 13 $ 1,732,000 $ 133,230 $ 60,000
St. Tammany, Louisiana 13 $ 2,802,000 $ 215,538 $ 98,000
Greene, Mississippi 13 $ 1,092,000 $ 84,000 $ 100,000
Sunflower, Mississippi 13 $ 1,280,000 $ 98,461 $ 50,000
Claiborne, Mississippi 12 $ 775,000 $ 64,583 $ 41,000
Tippah, Mississippi 12 $ 1,172,000 $ 97,666 $ 56,000
McNairy, Tennessee 12 $ 726,000 $ 60,500 $ 34,000
Jefferson, Mississippi 11 $ 719,000 $ 65,363 $ 58,000
Charleston, South Carolina 11 $ 2,068,000 $ 188,000 $ 55,000
Fort Bend, Texas 11 $ 2,510,000 $ 228,181 $ 124,000
Montgomery, Texas 11 $ 1,657,000 $ 150,636 $ 130,000
Lee, Alabama 10 $ 1,775,000 $ 177,500 $ 142,000
Bolivar, Mississippi 10 $ 785,000 $ 78,500 $ 55,000
Carroll, Mississippi 10 $ 660,000 $ 66,000 $ 50,000
Webster, Mississippi 10 $ 829,000 $ 82,900 $ 63,000
Clarke, Alabama 9 $ 944,000 $ 104,888 $ 61,000
Crenshaw, Alabama 9 $ 1,090,000 $ 121,111 $ 56,000
DeKalb, Alabama 9 $ 937,000 $ 104,111 $ 51,000
Washington, Florida 9 $ 1,122,000 $ 124,666 $ 68,000
Fulton, Georgia 9 $ 2,626,000 $ 291,777 $ 99,000
St. Clair, Alabama 8 $ 1,526,000 $ 190,750 $ 64,000
Chickasaw, Mississippi 8 $ 484,000 $ 60,500 $ 31,000
Lexington, South Carolina 8 $ 946,000 $ 118,250 $ 94,000
Concordia, Louisiana 7 $ 884,000 $ 126,285 $ 80,000
Coahoma, Mississippi 7 $ 492,000 $ 70,285 $ 79,000
Neshoba, Mississippi 7 $ 472,000 $ 67,428 $ 46,000
Union, Mississippi 7 $ 1,860,000 $ 265,714 $ 241,000
Blount, Alabama 6 $ 894,000 $ 149,000 $ 55,000
Lowndes, Alabama 6 $ 892,000 $ 148,666 $ 68,000
Tallapoosa, Alabama 6 $ 3,155,000 $ 525,833 $ 496,000
Duval, Florida 6 $ 869,000 $ 144,833 $ 44,000
Gulf, Florida 6 $ 2,240,000 $ 373,333 $ 171,000
Attala, Mississippi 6 $ 580,000 $ 96,666 $ 62,000
Franklin, Mississippi 6 $ 455,000 $ 75,833 $ 49,000
Galveston, Texas 6 $ 836,000 $ 139,333 $ 82,000
Waller, Texas 6 $ 437,000 $ 72,833 $ 62,000
Morgan, Alabama 5 $ 774,000 $ 154,800 $ 59,000
Chicot, Arkansas 5 $ 358,000 $ 71,600 $ 36,000
Jackson, Florida 5 $ 873,000 $ 174,600 $ 77,000
Gwinnett, Georgia 5 $ 1,578,000 $ 315,600 $ 238,000
Ascension, Louisiana 5 $ 945,000 $ 189,000 $ 61,000
St. Martin, Louisiana 5 $ 914,000 $ 182,800 $ 54,000
Richland, South Carolina 5 $ 652,000 $ 130,400 $ 51,000
Cullman, Alabama 4 $ 451,000 $ 112,750 $ 41,000
Dallas, Alabama 4 $ 452,000 $ 113,000 $ 61,000
Marshall, Alabama 4 $ 1,119,000 $ 279,750 $ 192,000
Holmes, Florida 4 $ 300,000 $ 75,000 $ 66,000
Santa Rosa, Florida 4 $ 603,000 $ 150,750 $ 62,000
St. Bernard, Louisiana 4 $ 612,000 $ 153,000 $ 77,000
St. Charles, Louisiana 4 $ 766,000 $ 191,500 $ 65,000
Tensas, Louisiana 4 $ 424,000 $ 106,000 $ 73,000
Calhoun, Mississippi 4 $ 262,000 $ 65,500 $ 32,000
Choctaw, Mississippi 4 $ 229,000 $ 57,250 $ 46,000
Jefferson Davis, Mississippi 4 $ 494,000 $ 123,500 $ 67,000
Sharkey, Mississippi 4 $ 231,000 $ 57,750 $ 30,000
Tunica, Mississippi 4 $ 241,000 $ 60,250 $ 26,000
Wilkinson, Mississippi 4 $ 206,000 $ 51,500 $ 46,000
Winston, Mississippi 4 $ 618,000 $ 154,500 $ 62,000
Travis, Texas 4 $ 895,000 $ 223,750 $ 634,000
Bibb, Alabama 3 $ 361,000 $ 120,333 $ 74,000
Chilton, Alabama 3 $ 341,000 $ 113,666 $ 77,000
Franklin, Alabama 3 $ 472,000 $ 157,333 $ 98,000
Lamar, Alabama 3 $ 189,000 $ 63,000 $ 39,000
Talladega, Alabama 3 $ 393,000 $ 131,000 $ 70,000
Walker, Alabama 3 $ 412,000 $ 137,333 $ 65,000
Winston, Alabama 3 $ 584,000 $ 194,666 $ 52,000
Conway, Arkansas 3 $ 476,000 $ 158,666 $ 92,000
Crittenden, Arkansas 3 $ 390,000 $ 130,000 $ 76,000
Pulaski, Arkansas 3 $ 699,000 $ 233,000 $ 76,000
Cobb, Georgia 3 $ 503,000 $ 167,666 $ 135,000
DeKalb, Georgia 3 $ 373,000 $ 124,333 $ 69,000
Madison, Louisiana 3 $ 209,000 $ 69,666 $ 60,000
Terrebonne, Louisiana 3 $ 378,000 $ 126,000 $ 78,000
Benton, Mississippi 3 $ 177,000 $ 59,000 $ 47,000
Issaquena, Mississippi 3 $ 205,000 $ 68,333 $ 58,000
Hardin, Tennessee 3 $ 233,000 $ 77,666 $ 85,000
Lincoln, Tennessee 3 $ 577,000 $ 192,333 $ 71,000
San Jacinto, Texas 3 $ 209,000 $ 69,666 $ 62,000
Choctaw, Alabama 2 $ 242,000 $ 121,000 $ 57,000
Jackson, Alabama 2 $ 222,000 $ 111,000 $ 52,000
Marengo, Alabama 2 $ 126,000 $ 63,000 $ 41,000
Marion, Alabama 2 $ 51,000 $ 25,500 $ 72,000
Washington, Alabama 2 $ 273,000 $ 136,500 $ 64,000
Wilcox, Alabama 2 $ 226,000 $ 113,000 $ 68,000
Craighead, Arkansas 2 $ 249,000 $ 124,500 $ 46,000
Garland, Arkansas 2 $ 592,000 $ 296,000 $ 147,000
Hot Spring, Arkansas 2 $ 124,000 $ 62,000 $ 27,000
Saline, Arkansas 2 $ 294,000 $ 147,000 $ 41,000
Hillsborough, Florida 2 $ 716,000 $ 358,000 $ 1,822,000
Monroe, Florida 2 $ 554,000 $ 277,000 $ 0
Acadia, Louisiana 2 $ 200,000 $ 100,000 $ 76,000
De Soto, Louisiana 2 $ 353,000 $ 176,500 $ 64,000
Lafayette, Louisiana 2 $ 390,000 $ 195,000 $ 98,000
Washington, Louisiana 2 $ 222,000 $ 111,000 $ 210,000
Humphreys, Mississippi 2 $ 49,000 $ 24,500 $ 31,000
Mecklenburg, North Carolina 2 $ 795,000 $ 397,500 $ 251,000
Berkeley, South Carolina 2 $ 315,000 $ 157,500 $ 109,000
Horry, South Carolina 2 $ 406,000 $ 203,000 $ 61,000
Davidson, Tennessee 2 $ 249,000 $ 124,500 $ 24,000
Knox, Tennessee 2 $ 154,000 $ 77,000 $ 29,000
Maury, Tennessee 2 $ 698,000 $ 349,000 $ 93,000
Dallas, Texas 2 $ 258,000 $ 129,000 $ 157,000
Polk, Texas 2 $ 108,000 $ 54,000 $ 40,000
Tarrant, Texas 2 $ 234,000 $ 117,000 $ 42,000
Williamson, Texas 2 $ 456,000 $ 228,000 $ 283,000
Bullock, Alabama 1 $ 90,000 $ 90,000 $ 64,000
Coffee, Alabama 1 $ 138,000 $ 138,000 $ 45,000
Conecuh, Alabama 1 $ 274,000 $ 274,000 $ 256,000
Covington, Alabama 1 $ 264,000 $ 264,000 $ 125,000
Dale, Alabama 1 $ 138,000 $ 138,000 $ 75,000
Fayette, Alabama 1 $ 160,000 $ 160,000 $ 62,000
Greene, Alabama 1 $ 112,000 $ 112,000 $ 47,000
Hale, Alabama 1 $ 325,000 $ 325,000 $ 72,000
Macon, Alabama 1 $ 263,000 $ 263,000 $ 73,000
Randolph, Alabama 1 $ 100,000 $ 100,000 $ 53,000
Sumter, Alabama 1 $ 70,000 $ 70,000 $ 38,000
Columbia, Arkansas 1 $ 124,000 $ 124,000 $ 63,000
Lonoke, Arkansas 1 $ 208,000 $ 208,000 $ 97,000
White, Arkansas 1 $ 180,000 $ 180,000 $ 66,000
El Paso, Colorado 1 $ 221,000 $ 221,000 $ 70,000
Alachua, Florida 1 $ 216,000 $ 216,000 $ 41,000
Brevard, Florida 1 $ 134,000 $ 134,000 $ 47,000
Calhoun, Florida 1 $ 120,000 $ 120,000 $ 67,000
Charlotte, Florida 1 $ 210,000 $ 210,000 $ 120,000
Clay, Florida 1 $ 204,000 $ 204,000 $ 100,000
DeSoto, Florida 1 $ 243,000 $ 243,000 $ 68,000
Franklin, Florida 1 $ 153,000 $ 153,000 $ 57,000
Lee, Florida 1 $ 376,000 $ 376,000 $ 278,000
Leon, Florida 1 $ 266,000 $ 266,000 $ 80,000
Orange, Florida 1 $ 5,000 $ 5,000 $ 51,000
Pinellas, Florida 1 $ 290,000 $ 290,000 $ 92,000
Sarasota, Florida 1 $ 1,100,000 $ 1,100,000 $ 400,000
Volusia, Florida 1 $ 30,000 $ 30,000 $ 122,000
Dougherty, Georgia 1 $ 35,000 $ 35,000 $ 175,000
Henry, Georgia 1 $ 130,000 $ 130,000 $ 51,000
Houston, Georgia 1 $ 126,000 $ 126,000 $ 69,000
Paulding, Georgia 1 $ 120,000 $ 120,000 $ 38,000
Thomas, Georgia 1 $ 278,000 $ 278,000 $ 61,000
Tift, Georgia 1 $ 218,000 $ 218,000 $ 99,000
Troup, Georgia 1 $ 160,000 $ 160,000 $ 60,000
Calloway, Kentucky 1 $ 305,000 $ 305,000 $ 85,000
Simpson, Kentucky 1 $ 56,000 $ 56,000 $ 24,000
Todd, Kentucky 1 $ 90,000 $ 90,000 $ 37,000
Assumption, Louisiana 1 $ 142,000 $ 142,000 $ 71,000
Avoyelles, Louisiana 1 $ 141,000 $ 141,000 $ 56,000
Calcasieu, Louisiana 1 $ 97,000 $ 97,000 $ 41,000
Claiborne, Louisiana 1 $ 74,000 $ 74,000 $ 78,000
Iberia, Louisiana 1 $ 54,000 $ 54,000 $ 32,000
Ouachita, Louisiana 1 $ 172,000 $ 172,000 $ 200,000
Pointe Coupee, Louisiana 1 $ 400,000 $ 400,000 $ 275,000
St. Helena, Louisiana 1 $ 60,000 $ 60,000 $ 73,000
Vermilion, Louisiana 1 $ 191,000 $ 191,000 $ 68,000
West Baton Rouge, Louisiana 1 $ 178,000 $ 178,000 $ 75,000
West Feliciana, Louisiana 1 $ 239,000 $ 239,000 $ 74,000
Winn, Louisiana 1 $ 48,000 $ 48,000 $ 31,000
Tallahatchie, Mississippi 1 $ 145,000 $ 145,000 $ 98,000
Jackson, Missouri 1 $ 128,000 $ 128,000 $ 93,000
Santa Fe, New Mexico 1 $ 15,000 $ 15,000 $ 0
Buncombe, North Carolina 1 $ 150,000 $ 150,000 $ 94,000
Cherokee, North Carolina 1 $ 168,000 $ 168,000 $ 58,000
Durham, North Carolina 1 $ 187,000 $ 187,000 $ 41,000
Henderson, North Carolina 1 $ 214,000 $ 214,000 $ 12,000
Clarendon, South Carolina 1 $ 133,000 $ 133,000 $ 80,000
Williamsburg, South Carolina 1 $ 30,000 $ 30,000 $ 27,000
Bedford, Tennessee 1 $ 150,000 $ 150,000 $ 91,000
Blount, Tennessee 1 $ 142,000 $ 142,000 $ 37,000
Chester, Tennessee 1 $ 36,000 $ 36,000 $ 67,000
Decatur, Tennessee 1 $ 107,000 $ 107,000 $ 375,000
Franklin, Tennessee 1 $ 71,000 $ 71,000 $ 36,000
Hamilton, Tennessee 1 $ 100,000 $ 100,000 $ 49,000
Hardeman, Tennessee 1 $ 174,000 $ 174,000 $ 118,000
Hickman, Tennessee 1 $ 149,000 $ 149,000 $ 27,000
Jefferson, Tennessee 1 $ 184,000 $ 184,000 $ 98,000
Monroe, Tennessee 1 $ 65,000 $ 65,000 $ 19,000
Montgomery, Tennessee 1 $ 152,000 $ 152,000 $ 63,000
Robertson, Tennessee 1 $ 101,000 $ 101,000 $ 33,000
White, Tennessee 1 $ 118,000 $ 118,000 $ 45,000
Wilson, Tennessee 1 $ 208,000 $ 208,000 $ 70,000
Brazoria, Texas 1 $ 624,000 $ 624,000 $ 0
Calhoun, Texas 1 $ 82,000 $ 82,000 $ 148,000
Chambers, Texas 1 $ 41,000 $ 41,000 $ 100,000
Collin, Texas 1 $ 220,000 $ 220,000 $ 120,000
Colorado, Texas 1 $ 121,000 $ 121,000 $ 149,000
Grimes, Texas 1 $ 40,000 $ 40,000 $ 96,000
Johnson, Texas 1 $ 124,000 $ 124,000 $ 40,000
McLennan, Texas 1 $ 159,000 $ 159,000 $ 60,000
Nueces, Texas 1 $ 160,000 $ 160,000 $ 143,000
Orange, Texas 1 $ 75,000 $ 75,000 $ 524,000
James City, Virginia 1 $ 400,000 $ 400,000 $ 187,000

Mortgage Loan Application Detail Totals for Trustmark National Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,717 $1,118,453,000 $144,000 $4,200,000 $72,000 $3,600,000
Refinancing 3,030 $447,576,000 $147,000 $2,888,000 $90,000 $3,433,000
Home Improvement 1,398 $37,535,000 $26,000 $987,000 $51,000 $624,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,925 $891,230,000 $150,000 $4,200,000 $63,000 $1,598,000
White 4,541 $583,870,000 $128,000 $2,160,000 $95,000 $3,600,000
Black or African American 1,423 $96,418,000 $67,000 $2,000,000 $49,000 $1,571,000
Not Provided 119 $17,287,000 $145,000 $1,668,000 $98,000 $1,622,000
Asian 67 $8,746,000 $130,000 $560,000 $91,000 $620,000
Hispanic 56 $4,448,000 $79,000 $280,000 $67,000 $600,000
American Indian or Alaskan Native 8 $845,000 $105,000 $235,000 $70,000 $130,000
Native Hawaiian or Other Pacific Islander 6 $720,000 $120,000 $184,000 $64,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,286 $1,362,978,000 $132,000 $4,200,000 $78,000 $3,600,000
FHA-insured (Federal Housing Administration) 1,165 $138,172,000 $118,000 $215,000 $53,000 $455,000
VA-guaranteed (Veterans Administration) 503 $79,040,000 $157,000 $396,000 $58,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 191 $23,374,000 $122,000 $480,000 $45,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,708 $829,311,000 $145,000 $1,100,000 $66,000 $1,598,000
Loan Originated 4,670 $622,177,000 $133,000 $4,200,000 $91,000 $3,600,000
Application Denied By Financial Institution 1,252 $74,864,000 $59,000 $999,000 $46,000 $993,000
Application Approved But Not Accepted 448 $68,622,000 $153,000 $2,160,000 $82,000 $1,653,000
Application Withdrawn By Applicant 63 $8,159,000 $129,000 $909,000 $105,000 $774,000
File Closed For Incompleteness 4 $431,000 $107,000 $240,000 $20,000 $65,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 465 $26,196,000 $56,000 $461,000 $49,000 $993,000
Debt-To-Income Ratio 441 $29,800,000 $67,000 $760,000 $40,000 $537,000
Other 184 $6,219,000 $33,000 $999,000 $40,000 $156,000
Collateral 118 $9,209,000 $78,000 $780,000 $64,000 $327,000
Employment History 22 $1,175,000 $53,000 $206,000 $44,000 $126,000
Unverifiable Information 12 $1,225,000 $102,000 $363,000 $74,000 $299,000
Credit Application Incomplete 6 $432,000 $72,000 $100,000 $33,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 3 $182,000 $60,000 $124,000 $33,000 $45,000
Mortgage Insurance Denied 1 $426,000 $426,000 $426,000 $180,000 $180,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark National Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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